JP2014167754A - Portable terminal, payment reception terminal, and control program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a portable terminal etc., capable of making electronic payments of a plurality of portable terminals together.SOLUTION: There is provided a portable terminal includes electronic payment means of making an electronic payment by transmitting payment information to a payment reception terminal which receives the electronic payment through non-contact communication, the portable terminal including reception means of receiving payment information of another terminal from the terminal, and a storage part which stores a plurality of pieces of payment information of a plurality of other terminals that the reception means receives from the plurality of other terminals. The electronic payment means transmits the plurality of pieces of payment information stored in the storage part to the payment reception terminal through the non-contact communication.

Description

  The present invention relates to a mobile terminal having an electronic payment function, a payment accepting terminal for receiving electronic payment by the mobile terminal, and a control program.

  In recent years, mobile terminals such as mobile phones and smartphones having functions of electronic payment and non-contact IC cards are known. The portable terminal is installed in a store, a station, or the like, and can perform electronic payment via contactless communication such as a cash register terminal that accepts electronic payment and a POS (Point-Of-Sale) terminal via contactless communication. Specifically, the portable terminal stores electronic payment information for performing the electronic payment, and performs electronic payment by exchanging the electronic payment information with the payment receiving terminal.

  Here, as inventions for exchanging information stored in an IC card or the like, inventions according to Patent Documents 1 and 2 are disclosed. Patent Document 1 describes an invention that enables a service providing application in an IC card to be used by a plurality of business operators. Patent Document 2 describes an invention for authenticating stored value card data between a user and a central processor.

Japanese Unexamined Patent Publication No. 2004-102784 (published on April 02, 2004) JP 2010-182320 A (published on August 19, 2010)

  For example, when an acquaintance requests shopping, an acquaintance often receives a payment in advance. In addition, when a plurality of people eat and drink at a restaurant, the secretary often receives a price from a person other than himself and collects the received price and his / her own price as a food and drink fee.

However, if you try to do these things using the electronic payment function of your mobile device,
It is necessary to receive a portable terminal from a person other than the acquaintance or the secretary. In this case, a person other than the acquaintance or the secretary cannot use his / her portable terminal until settlement is completed, and convenience is impaired. In addition, it is problematic from the viewpoint of privacy and security to transfer one's portable terminal storing personal information to another person.

  The present invention has been made in view of the above problems, and an object of the present invention is to provide a portable terminal or the like that can collectively perform electronic payments of a plurality of other terminals.

  A portable terminal according to an aspect of the present invention is a portable terminal including an electronic payment unit that performs electronic payment by transmitting payment information to a payment receiving terminal that receives electronic payment via non-contact communication, In order to solve the above-mentioned problem, receiving means for receiving payment information of another terminal from the other terminal and storing payment information of the plurality of other terminals respectively received by the receiving means from the plurality of other terminals And a storage unit, wherein the electronic payment means further transmits the plurality of payment information stored in the storage unit to the payment acceptance terminal via the non-contact communication. .

  A settlement acceptance terminal according to another aspect of the present invention is a settlement acceptance terminal that accepts electronic settlement in a settlement server connected to be communicable by receiving settlement information from a mobile terminal via non-contact communication. In order to solve the above problem, the non-contact communication between the mobile terminal and the settlement information and the order information indicating the contents of the accepted order and the order information associated with the settlement information. Receiving means received via the receiving means, a determining means for determining a billing amount for each payment information based on the plurality of payment information and the order information received by the receiving means, and the receiving means received The information processing apparatus includes a transmission unit that transmits the settlement information and the billing amount of the settlement information determined by the determination unit to a corresponding settlement server.

  According to one aspect of the present invention, payment information for a plurality of other terminals is received from the plurality of other terminals and stored in a storage unit, and the stored payment information for the other terminals is transmitted via contactless communication. By transmitting to the payment acceptance terminal, an electronic payment based on the payment information of a plurality of other terminals can be performed collectively on the mobile terminal.

  According to another aspect of the present invention, the billing amount is automatically determined for each piece of payment information based on the order information associated with the payment information. Even if it is performed, there is an effect that it is not necessary to input a billing amount for each settlement information.

1 is a diagram showing a schematic configuration of an electronic settlement system according to an embodiment of the present invention. It is a functional block diagram which shows schematic structure of the portable terminal in the said electronic payment system. It is a functional block diagram which shows schematic structure of the display terminal for order in the said electronic payment system. It is a functional block diagram which shows schematic structure of the cash register terminal in the said electronic payment system. It is a figure which shows the information transmitted / received by the said electronic payment system in a table format. It is a sequence diagram which shows the flow of the process performed with the said electronic payment system. It is a figure which shows the information which the display terminal for order in the electronic payment system which concerns on other embodiment of this invention memorize | stores in table format. It is a sequence diagram which shows the flow of the process performed with the said electronic payment system.

Embodiment 1
Hereinafter, an embodiment of the present invention will be described in detail with reference to FIGS.

[Configuration of Electronic Payment System 1]
FIG. 1 is a diagram showing a schematic configuration of an electronic payment system 1 according to the present embodiment. As illustrated, the electronic payment system 1 includes portable terminals 70 a and 70 b, an order display terminal 10, a cash register terminal 500, and a payment server 600.

  The order display terminal 10 is a handy terminal installed at each table of a restaurant such as a family restaurant or izakaya, and has a function of accepting orders for food from customers. Furthermore, the order display terminal 10 has functions of electronic payment and a non-contact IC card. In particular, the order display terminal 10 receives payment information from each of a plurality of other terminals and collectively performs electronic payments of the plurality of other terminals. It has a function. This improves the convenience for the user. In addition, it is not necessary for the electronic payment to give his / her mobile terminals 70a and 70b to another person or to receive the other's mobile terminals 70a and 70b.

  The portable terminals 70a and 70b are portable information processing apparatuses, and are typically mobile phones, smartphones, tablet PCs, and the like. The mobile terminals 70a and 70b store settlement IDs 30a and 30b, respectively, as settlement information for the terminal to perform electronic settlement. In addition, since each portable terminal 70a, 70b is provided with a common function, below, when designating without distinguishing any of portable terminal 70a, 70b, it only calls the portable terminal 70. Similarly, settlement IDs 30a and 30b are simply referred to as settlement ID 30.

  FIG. 1A shows a situation in which the mobile terminals 70 a and 70 b transmit their own settlement IDs 30 a and 30 b to the order display terminal 10. As described above, the mobile terminal 70 according to the present embodiment has a function of transmitting the settlement ID 30 stored in the terminal itself to the order display terminal 10. As a result of receiving the settlement IDs 30a and 30b, the order display terminal 10 holds the other mobile settlement IDs 30a and 30b in its own terminal, as shown in FIG.

  Thereafter, the users of the portable terminals 70 a and 70 b carry the order display terminal 10 to the cashier terminal 500 when paying for food and drink. By placing the order display terminal 10 on the reader / writer of the cash register terminal 500, electronic payment can be performed using the two payment IDs 30a and 30b. The electronic payment processing between the cashier terminal 500 and the payment server 600, which is executed after that, can be realized with existing technology.

  Although the electronic payment system 1 is assumed to be a server-type electronic money payment system, the present invention can also be applied to a prepaid electronic money payment system that does not include the payment server 600.

[Configuration of mobile terminal 70]
FIG. 2 is a functional block diagram showing a schematic configuration of the mobile terminal 70 (70a) according to the present embodiment. FIG. 2 also shows the portable terminal 70b, the order display terminal 10, the cash register terminal 500, and the settlement server 600 in addition to the portable terminal 70 (70a).

  As illustrated in FIG. 2, the mobile terminal 70 according to the present embodiment includes a control unit 71, a communication unit 72, a storage unit 73, an operation unit 74, and a display unit 75. Furthermore, although not shown, the portable terminal 70 is a portable terminal such as a smartphone such as an electronic payment and contactless IC card function, a voice input unit, a voice output unit, a broadcast wave receiving unit, a GPS (Global Positioning System) receiving unit, etc. May be equipped with various parts that are normally provided.

  The control unit 71 performs overall control of the mobile terminal 70 and can be configured by, for example, a CPU (Central Processing Unit). The control unit 71 controls each of the communication unit 72, the storage unit 73, the operation unit 74, and the display unit 75. The detailed configuration of the control unit 71 will be described later.

  The communication unit 72 is a communication interface for the mobile terminal 70 to communicate with the order display terminal 10 via a communication network. Examples of the communication interface include IrDA, wireless LAN, and Bluetooth (registered trademark).

  The storage unit 73 is configured by a non-volatile storage device such as a flash memory, and stores at least the settlement ID 30 (30a) as the settlement ID of the mobile terminal 70 (70a). Furthermore, the storage unit 73 may store a condition set 35 (35a) that is information indicating a condition for using the settlement ID 30 (30a). Details of the condition set 35 will be described later. In addition, the storage unit 73 is an area configured by a volatile storage device such as a RAM (Random Access Memory) as a work area for temporarily storing data in the course of execution of various programs by the control unit 71. You may have.

  The operation unit 74 receives an operation of the user of the mobile terminal 70, and is typically a physical key, a keyboard, a touch panel, or the like.

  The display unit 75 includes a flat display panel such as a liquid crystal panel or an organic EL panel, and displays information processed by the mobile terminal 70, an image, and the like. The display unit 75 may also be configured to serve as the operation unit 74 as a touch panel.

  Here, the condition set 35 will be described. The condition set 35 is information for restricting the right to use the settlement ID 30 when the mobile terminal 70 transmits the settlement ID 30 to the order display terminal 10. The portable terminal 70 can restrict the settlement action of the settlement ID 30 by transmitting the condition set 35 together with the settlement ID 30 to the order display terminal 10. Thereby, it is possible to prevent the settlement ID 30 from being misused or misused by other users.

  In the present embodiment, it is assumed that the conditions indicated by the condition set 35 are a usage frequency limit and a usage amount limit. That is, if the number of times the settlement ID 30 has been used up to the current time has reached the above-mentioned usage count limit, or if the current usage amount of the settlement ID 30 has reached the above-mentioned usage amount limit, the order display terminal 10 invalidates the settlement ID 30.

  Note that the conditions indicated by the condition set 35 are not limited to the above-mentioned usage frequency limit and the above-mentioned usage amount limit, and may be, for example, a condition that limits the time, store, area, product, etc. in which the settlement ID 30 can be used. .

  Next, the configuration of the control unit 71 will be described in detail. The control unit 71 includes at least a settlement information transmission unit 81. Furthermore, as illustrated, the control unit 71 may include a condition setting unit 80, a settlement result acquisition unit 82, and a settlement result notification unit 83.

  The condition setting unit 80 edits the condition set 35 based on a user operation received by the operation unit 74.

  The payment information transmitting unit 81 reads the payment ID 30 and the condition set 35 of the own terminal from the storage unit 73 and transmits them to the order display terminal 10 via the communication unit 72. The payment information transmitting unit 81 further receives designation of the type of electronic payment service, an account, and the like via the operation unit 74, reads the payment ID 30 corresponding to the designation from the storage unit 73, and displays the order. A function of transmitting to the terminal 10 may be provided.

  The payment result acquisition unit 82 is executed after the payment processing by the cashier terminal 500 and the payment server 600 is completed, and is information (hereinafter referred to as an electronic payment result by the payment ID 30 transmitted by the payment information transmission unit 81). , Referred to as settlement result information) from the order display terminal 10.

  The payment result notification unit 83 notifies the user of the portable terminal 70 of the payment result information via the display unit 75. The user of the portable terminal 70 can confirm the settlement result by viewing this notification.

[Configuration of Order Display Terminal 10]
FIG. 3 is a functional block diagram showing a schematic configuration of the order display terminal 10 according to the present embodiment. FIG. 3 also shows the mobile terminals 70 a and 70 b, the cash register terminal 500, and the settlement server 600 in addition to the order display terminal 10.

  As shown in FIG. 3, the order display terminal 10 according to the present embodiment includes a control unit 11, a communication unit 12, a storage unit 13, an operation unit 14, a display unit 15, and a non-contact communication unit 16. . The functions of the operation unit 14 and the display unit 15 are the same as the functions of the operation unit 74 and the display unit 75 of the mobile terminal 70 shown in FIG.

  The control unit 11 controls the order display terminal 10 as a whole, and can be composed of, for example, a CPU. The control unit 11 controls each of the communication unit 12, the storage unit 13, the operation unit 14, the display unit 15, and the non-contact communication unit 16. The detailed configuration of the control unit 11 will be described later.

  The communication unit 12 is a communication interface for the order display terminal 10 to communicate with the mobile terminal 70 via a communication network. Examples of the communication interface include IrDA, wireless LAN, and Bluetooth (registered trademark).

  The storage unit 13 is configured by a nonvolatile storage device such as a flash memory, and particularly stores a settlement ID table 60 and menu data 61. The settlement ID table 60 includes settlement IDs 30a and 30b, condition sets 35a and 35b, and order sets 36a and 36b. The menu data 61 and the order sets 36a and 36b will be described in detail separately in other embodiments. Further, the storage unit 13 may have an area configured by a volatile storage device such as a RAM as a work area for temporarily storing data in the course of execution of various programs by the control unit 11. Good.

  The non-contact communication unit 16 is a communication interface for the order display terminal 10 to communicate with the cash register terminal 500. For example, when the order display terminal 10 is placed on the reader / writer of the cash register terminal 500, the non-contact communication unit 16 transmits / receives various data to / from the cash register terminal 500 by NFC (Near Field Communication). .

  Next, the configuration of the control unit 11 will be described in detail. The control unit 11 is configured to include at least the other terminal ID acquisition unit 21 and the electronic payment control unit 23. Further, as illustrated, the control unit 11 may include an order reception control unit 22.

  The other terminal ID acquisition unit 21 receives the settlement IDs 30 of a plurality of other terminals (mobile terminals 70) via the communication unit 12 and stores them in the settlement ID table 60. The other terminal ID acquisition unit 21 acquires the condition set 35 corresponding to the payment ID 30 in addition to the payment ID 30 of the mobile terminal 70, and associates it with the payment ID 30 in the payment ID table 60. It may have a storing function. In the present embodiment, as shown in FIG. 3, the order display terminal 10 receives the settlement IDs 30 a and 30 b and the corresponding condition sets 35 a and 35 b from the mobile terminals 70 a and 70 a in advance, respectively, and the settlement ID table 60. Is stored.

  The order reception control unit 22 receives food and drink orders from each user of the mobile terminals 70a and 70b. The processing contents of the order reception control unit 22 will be described in detail separately in another embodiment.

  The electronic payment control unit 23 controls processing for carrying out electronic payment between the order display terminal 10 and the cash register terminal 500. The electronic payment control unit 23 includes at least a transmission ID selection unit 50 and a payment information transmission unit 52. Furthermore, as illustrated, the electronic payment control unit 23 may include a use condition determination unit 51, a payment result acquisition unit 53, and a payment result notification unit 54.

  The transmission ID selection unit 50 selects one or more IDs to be used for electronic payment out of the payment IDs 30a and 30b received from the portable terminals 70a and 70b based on the user operation received by the operation unit 14. Is. For example, when the settlement IDs 30a and 30b are selected via the operation unit 14, the transmission ID selection unit 50 indicates that the settlement IDs 30a and 30b are selected, and transmits the usage condition determination unit 51 and / or settlement information. Notify the unit 52.

  The use condition determining unit 51 reads the condition set 35 (for example, the condition sets 35a and 35b) corresponding to the selected settlement ID 30 (for example, the settlement IDs 30a and 30b) from the storage unit 13, and the restriction indicated by the condition set 35 It is determined whether or not is currently satisfied. If the restriction is not satisfied, the use condition determination unit 51 sets the selected settlement ID 30 to be invalid. For example, the use condition determination unit 51 determines whether or not the current use count of the settlement ID 30a has reached the number limit indicated by the condition set 35a. Further, it is determined whether or not the current usage amount of the settlement ID 30a has reached the amount limit indicated by the condition set 35a. At this time, when the number limit has been reached or the amount limit has been reached, the use condition determination unit 51 sets the settlement ID 30a to invalid. On the other hand, when the number limit and the amount limit are satisfied, the use condition determination unit 51 notifies the settlement information transmission unit 52 of the determination result.

  The settlement information transmission unit 52 is executed when the user of the order display terminal 10 performs settlement at the cash register terminal 500, and is selected by the transmission ID selection unit 50 via the non-contact communication unit 16. One or more settlement IDs 30 are transmitted to the cashier terminal 500. For example, when the settlement ID selection unit 50 selects the settlement IDs 30 a and 30 b, the settlement information transmission unit 52 transmits the settlement IDs 30 a and 30 b to the cashier terminal 500.

  The payment result acquisition unit 53 is executed after the payment processing by the cashier terminal 500 and the payment server 600 is completed, and shows an electronic payment result by the selected payment ID 30 via the non-contact communication unit 16. Information (hereinafter referred to as settlement result information) is acquired from the cashier terminal 500.

  The settlement result notification unit 54 transmits the settlement result information to the mobile terminals 70a and 70b via the communication unit 12, respectively. At this time, the settlement result notifying unit 54 updates the condition set 35 of the selected settlement ID 30 based on the settlement result information. For example, when the settlement is performed, the settlement result notifying unit 54 decreases the number limit of the condition set 35 by one, and reduces the amount of money paid by the settlement from the amount limit of the condition set 35.

[Configuration of cash register terminal 500]
FIG. 4 is a functional block diagram showing a schematic configuration of the cash register terminal 500 according to the present embodiment. In FIG. 4, in addition to the cash register terminal 500, the portable terminals 70a and 70b, the order display terminal 10, and the settlement server 600 are shown together.

  As shown in FIG. 4, the cash register terminal 500 according to the present embodiment includes at least a control unit 501, a non-contact communication unit 502, an operation unit 503, a display unit 504, a storage unit 505, and a communication unit 506. . The functions of the operation unit 503 and the display unit 504 are the same as the functions of the operation unit 14 and the display unit 15 of the mobile terminal 70 shown in FIG.

  The control unit 501 controls the entire cashier terminal 500 and can be configured by a CPU or the like, for example. The control unit 501 controls each of the non-contact communication unit 502, the operation unit 503, the display unit 504, the storage unit 505, and the communication unit 506. The detailed configuration of the control unit 501 will be described later.

  The non-contact communication unit 502 is a communication interface for the cashier terminal 500 to communicate with a communication terminal such as the order display terminal 10, and has a communication function by NFC, for example.

  The storage unit 505 is configured by a non-volatile storage device, and stores settlement information, amount information, and the like. Further, the storage unit 505 may have an area configured by a volatile storage device such as a RAM as a work area for temporarily storing data in the course of execution of various programs by the control unit 501. Good.

  The communication unit 506 is a communication interface for the cashier terminal 500 to communicate with the settlement server 600 via a communication network. Examples of the communication interface include Ethernet (registered trademark).

  Next, the configuration of the control unit 501 will be described in detail. The control unit 501 includes at least an amount receiving unit 510, a settlement ID acquisition unit 511, and a settlement information transmission unit 512. Furthermore, as illustrated, the control unit 501 may include a settlement result acquisition unit 513, a settlement result notification unit 514, an order set acquisition unit 515, an order amount setting unit 516, and an additional information setting unit 517.

  The amount receiving unit 510 sets an amount for electronic payment based on a user operation received by the operation unit 503. For example, the price of a product, a food and drink fee, etc. are set as the amount of money. The set amount is transmitted to the payment information transmitting unit 512.

  The settlement ID acquisition unit 511 acquires one or more settlement IDs 30 transmitted from the order display terminal 10 via the non-contact communication unit 502. The acquired settlement ID 30 is transmitted to the settlement information transmission unit 512. The settlement ID acquisition unit 511 may have a function of receiving a plurality of settlement IDs 30 from the order display terminal 10 at a time. In this case, for example, the order display terminal 10 can transmit both the settlement IDs 30a and 30b to the cashier terminal 500 at the same time.

  The payment information transmitting unit 512 transmits the set amount and the acquired payment ID 30 to the payment server 600 through the communication unit 506 in association with each other. Thereafter, settlement processing is performed by the settlement server 600. When the settlement ID acquisition unit 511 is configured to receive a plurality of settlement IDs 30 at a time, the settlement information transmission unit 512 sequentially transmits the plurality of settlement IDs 30 to the settlement server 600 one by one. It may be a configuration.

  The settlement result acquisition unit 513 acquires settlement result information indicating the result of the settlement process by the settlement server 600 from the settlement server 600 via the communication unit 506. The settlement result information is, for example, information indicating that “2480 yen” has been subtracted from the balance of the settlement ID 30. The settlement result information is transmitted to the settlement result notification unit 514.

  The settlement result notification unit 514 transmits the settlement result information to the order display terminal 10 via the non-contact communication unit 502. When the payment ID acquisition unit 511 receives a plurality of payment IDs 30 at a time, the payment result notification unit 514 receives a plurality of payment result information corresponding to all the payment IDs 30. The plurality of settlement result information may be transmitted to the order display terminal 10 at a time.

  The processing contents of the order set acquisition unit 515, the order amount setting unit 516, and the additional information setting unit 517 will be described in detail separately in other embodiments.

[Processing flow of electronic payment system 1]
With reference to FIG.5 and FIG.6, the flow of the process in the electronic payment system 1 is demonstrated. FIG. 5 is a diagram showing information transmitted and received in the electronic settlement system 1 in a table format. FIG. 6 is a sequence diagram illustrating an example of a flow of processing executed in the electronic payment system 1.

  In the example of FIG.5 and FIG.6, when the user A who possesses the portable terminal 70a and the user B who possesses the portable terminal 70b pay the eating and drinking fee at the restaurant, the order display terminal 10 is used. And the situation where the electronic payment of the food and drink charge for two persons is performed collectively is assumed.

  First, each of the users A and B transmits the settlement ID 30 of its own terminal to the order display terminal 10. That is, the payment information transmitting unit 81 of the mobile terminals 70a and 70b transmits the payment IDs 30a and 30b of the terminal itself and the corresponding condition sets 35a and 35b to the order display terminal 10 (M1 and M2). As a result, part or all of the right for electronic payment is transferred from the portable terminals 70a and 70b to the order display terminal 10. As a result, the settlement ID table 60 of the order display terminal 10 stores the information shown in FIG. Here, the usage conditions indicated by the condition sets 35a and 35b are, as shown in the figure, a monetary limit indicating that all can be used up to “2500 yen” and a frequency limit indicating that “only once” can be used. .

  Thereafter, one of the users (hereinafter assumed to be user A) carries the order display terminal 10 and moves to the cashier terminal 500, and operates the cashier terminal 500 (hereinafter referred to as a “clerk”). ), “Use the display terminal 10 for order and pay each food and drink with two IDs”. Upon receiving this request, the store clerk operates the cashier terminal 500 to set the user A and B in a state where payment for each food and drink is possible. Hereinafter, it is assumed that user A's food and beverage charges are "2480 yen" and user B's food and drink charges are "1350 yen". As shown in FIG. 5 (b), the amount receiving unit 510 of the cashier terminal 500 sets “2480 yen” and “1350 yen” as amounts to be deducted from the balance of the two settlement IDs 30 to be received later ( S3).

  On the other hand, the user A operates the order display terminal 10 to select two IDs used for electronic payment (S1). At this time, the settlement IDs 30a and 30b are selected by the transmission ID selection unit 50 of the order display terminal 10. Thus, as shown in FIG. 5A, each ID is set as a valid ID for electronic settlement.

  Subsequently, the use condition determining unit 51 determines whether or not the conditions indicated by the condition sets 35a and 35b corresponding to all the selected IDs, that is, the settlement IDs 30a and 30b, are satisfied (S2). As described above, the condition sets 35a and 35b are both a money amount limit indicating that “up to 2500 yen” can be used and a number limit indicating that “only once” can be used. This time, the payment is “2480 yen” and “1350 yen”, and it is the first payment using the payment IDs 30a and 30b, so it is within the range of the amount limit and the number of times limit. Therefore, it determines with Yes in S2.

  When it is determined Yes in S2, the payment information transmitting unit 52 transmits the two selected IDs, that is, the payment IDs 30a and 30b, to the cashier terminal 500 (M3). At this time, the information held by the cashier terminal 500 is updated from (b) in FIG. 5 to (c) in FIG.

  Then, the cashier terminal 500 requests the payment server 600 for payment processing as follows. First, the cashier terminal 500 sets the settlement ID 30a as the first ID of the two IDs received from the order display terminal 10, and “2480 yen” which is the amount to be deducted from the settlement ID 30a. It is transmitted to the settlement server 600 (M4). The settlement server 600 that has received these holds the information shown in FIG. 5D as the settlement information. As shown in the drawing, it is assumed that a charge of 3000 yen or a usage limit (hereinafter referred to as the balance) is set in advance in the settlement IDs 30a and 30b.

  Then, the settlement server 600 performs a settlement process for the settlement ID 30a (S4). In the payment process, payment server 600 deducts “2480 yen” from the balance of payment ID 30a. However, when the balance of the settlement ID 30a is less than “2480 yen”, the settlement process becomes an error and is not performed. This time, since the balance of the settlement ID 30a is “3000 yen”, the settlement process is successful. As a result, the payment information in the payment server 600 is updated from (d) in FIG. 5 to (e) in FIG. As shown in the figure, as a result of the reduction by “2480 yen” as the current payment amount, the balance of the settlement ID 30a becomes “520 yen”.

  Subsequently, the payment server 600 receives payment result information including at least information indicating that the payment processing for the payment ID 30a has been successful or information indicating that the payment has ended in error (hereinafter referred to as error information). It transmits to 500 (M5).

  Next, among the two IDs received from the order display terminal 10, the cash register terminal 500 sets the settlement ID 30b as the second ID and “1350 yen” which is the amount to be deducted from the settlement ID 30b. Is transmitted to the settlement server 600 (M6). The payment information in the payment server 600 that has received them is updated from (e) in FIG. 5 to (f) in FIG.

  Then, the settlement server 600 performs the settlement process for the settlement ID 30b as in the case of the settlement process for the settlement ID 30a described above (S5). Thereby, the payment information in the payment server 600 is updated from (f) of FIG. 5 to (g) of FIG. That is, as a result of the reduction by “1350 yen” as the current payment amount, the balance of the settlement ID 30b becomes “1650 yen”. Subsequently, the settlement server 600 transmits the settlement result information of the settlement ID 30b to the cashier terminal 500 (M7).

  Thus, the cashier terminal 500 transmits the plurality of settlement IDs 30 received from the order display terminal 10 to the settlement server 600 one by one in order. However, when the settlement server 600 has a function of accepting a plurality of settlement IDs 30 at a time, the cashier terminal 500 may transmit the plurality of settlement IDs 30 to the settlement server 600 at a time.

  When the payment processing for all IDs received from the order display terminal 10, that is, the payment IDs 30a and 30b, is completed, the cashier terminal 500 stores all the payment result information received from the payment server 600 in the order display terminal 10. Transmit (M8). Then, the settlement result notification unit 54 of the order display terminal 10 notifies the settlement result to each of the mobile terminals 70a and 70b based on the settlement result information (M9, M10).

  At this time, the settlement result notifying unit 54 also executes processing for updating the condition sets 35a and 35b. This time, electronic payments of “2480 yen” and “1350 yen” were performed using the payment IDs 30a and 30b, respectively. Therefore, the settlement result notifying unit 54 sets “20 yen”, which is the remaining amount obtained by subtracting “2480 yen” from “2500 yen” that is the amount limit of the condition set 35a, as the updated amount limit. Similarly, for the condition set 35b, “1150 yen”, which is the remaining amount obtained by subtracting “1350 yen” from “2500 yen”, is set as the amount limit after the update.

  Further, “one time”, which is the number of times of the condition sets 35a and 35b, is decreased to “0 times”. As a result, the settlement ID table 60 of the order display terminal 10 is updated from (h) in FIG. 5 to (i) in FIG.

  At this time, since the limit on the number of settlement IDs 30a and 30b is “0”, the settlement IDs 30a and 30b cannot be used in the order display terminal 10 thereafter. For this reason, information related to the settlement IDs 30a and 30b is deleted from the settlement ID table 60, and the settlement ID table 60 is updated from (i) in FIG. 5 to (j) in FIG.

  In the settlement server 600, when the balance of the settlement ID 30a and / or 30b is insufficient, the settlement process is not performed as described above. In this case, since the payment result information includes at least error information indicating that the payment process has failed, the payment result notification unit 54 detects the error information from the payment result information, and sets the condition sets 35a and / or 30b. Do not update.

  When the payment result information is received from the order display terminal 10, the payment result notification unit 83 of the mobile terminal 70 a (and 70 b) notifies the user A (B) of the payment result via the display unit 75. . By visually recognizing this notification, the user A (B) can confirm the settlement result on the mobile terminal 70a (70b) that he / she owns.

<< Embodiment 2 >>
Hereinafter, another embodiment of the present invention will be described in detail with reference to FIGS. In addition, about the member similar to embodiment mentioned above, the same code | symbol is attached | subjected and the description is abbreviate | omitted.

  The order display terminal 10 according to the present embodiment includes the order reception control unit 22 shown in FIG. 3 as an essential component. Furthermore, the order reception control unit 22 includes a menu display control unit 40, an order ID selection unit 41, and an order reception unit 42.

  The menu display control unit 40 displays a menu (menu table) in which names of dishes, beverages and the like (hereinafter referred to as dishes) provided in the restaurant where the order display terminal 10 is installed are listed. 15 is displayed. The user can check the menu displayed on the display unit 15 when ordering food or the like. Each item of the menu is registered in advance as menu data 61 by an employee of the restaurant or the like and stored in the storage unit 13. FIG. 7A is a diagram illustrating an example of the menu data 61. As shown in the figure, the menu data 61 stores an order number for uniquely identifying a dish and the like, a type of the dish, and a menu (that is, a name of the dish or the like) in association with each other.

  The order ID selection unit 41 is based on the user operation received by the operation unit 14 and the payment corresponding to the user who places the order among the payment IDs 30a and 30b received by the other terminal ID acquisition unit 21 from the portable terminals 70a and 70b. One ID 30 is selected. The order ID selection unit 41 notifies the order reception unit 42 of the settlement ID 30 selected by the user. The user's operation may be received by the mobile terminals 70a and 70b, and information on the operation may be transmitted from the mobile terminals 70a and 70b to the order display terminal 10.

  The order receiving unit 42 generates an order set 36 indicating the order contents of the user based on the settlement ID 30 selected by the order ID selecting unit 41 and the user operation received by the operation unit 14. Specifically, as shown in the example of FIG. 7B, the order receiving unit 42 generates an order set 36 in which the settlement ID 30, the order number, and the number are associated with each other. The settlement ID 30 is selected by the order ID selection unit 41. The order number indicates the order number of a dish or the like selected by the user from the menu data 61 presented to the user by the menu display control unit 40. Further, the number indicates the number of items such as the dish designated by the user.

  As described above, the order receiving unit 42 receives an order from the user, generates the order set 36, and stores it in the settlement ID table 60. Hereinafter, an order set corresponding to the settlement ID 30a is referred to as an order set 36a, and an order set corresponding to the settlement ID 30b is referred to as an order set 36b. The order sets 36a and 36b may be displayed on the display unit 15. In this case, the user can refer to the history of the ordered menu, and convenience is improved.

  The restaurant side that received the order from the order reception control unit 22 cooks the ordered food. Then, the cooked food or the like is distributed on the user's table of the order display terminal 10. Thereafter, when the user performs payment at the cash register terminal 500, the payment information transmitting unit 52 transmits the order set 36 to the cash register terminal 500 together with the payment ID 30.

  The cash register terminal 500 according to the present embodiment includes an order set acquisition unit 515 and an order amount setting unit 516 shown in FIG. 4 as essential components.

  The order set acquisition unit 515 acquires one or more order sets 36 transmitted from the order display terminal 10 via the non-contact communication unit 502. The acquired order set 36 is transmitted to the order amount setting unit 516 and the additional information setting unit 517 in association with the payment ID 30 acquired by the payment ID acquisition unit 511.

  The order amount setting unit 516 sets an amount for electronic settlement using the acquired settlement ID 30 based on the acquired order set 36. Specifically, the order amount setting unit 516 acquires a price corresponding to each order number of the order set 36 from the storage unit 505, and calculates an amount obtained by multiplying the price and the number for each order number. And the amount of money for every order number is integrated, and the eating and drinking cost of ID30 for settlement is calculated. It is assumed that the price corresponding to each order number is stored in the storage unit 505 in advance. The order amount setting unit 516 transmits an amount indicating the calculated food and beverage fee to the payment information transmitting unit 512.

  As described above, the order display terminal 10 according to the present embodiment associates the settlement ID 30 with the order contents. Further, the cash register terminal 500 according to the present embodiment determines an amount for electronic payment of the settlement ID 30 based on the order contents.

  That is, the payment amount of each user is automatically determined based on the order contents on the order display terminal 10. For this reason, the user does not need to tell the store clerk the name of the food he / she eats and drinks when paying for the food and drink. Further, the store clerk does not need to set an amount indicating the food and beverage charges for each customer via the amount receiving unit 510 of the cash register terminal 500. Therefore, both the user and the store clerk are reduced, and the convenience is improved.

[Processing flow of electronic payment system 1]
With reference to FIG. 8, the flow of processing in the electronic settlement system 1 according to the present embodiment will be described. FIG. 8 is a sequence diagram showing an example of the flow of processing executed in the electronic payment system 1. The order display terminal 10, the mobile terminals 70a and 70b, and the situations of the users A and B are the same as those in the first embodiment, that is, when paying the food and drink at the restaurant, the order display terminal 10 is used. In this situation, electronic payments for food and beverages for two people are performed together. In FIG. 8, the determination process by the use condition determination unit 51 is omitted for simplification.

  First, after entering a restaurant, the users A and B operate the order display terminal 10 installed on a table or the like using a finger or a touch pen to set the payment ID 30 to be accepted. Then, the mobile terminals 70a and 70b transmit the settlement IDs 30a and 30b to the order display terminal 10 (M21 and M22), respectively. Subsequently, the users A and B operate the order display terminal 10 to display an order screen including a menu in which dishes and the like provided at the restaurant are described. At this time, the menu display control unit 40 displays the menu on the display unit 15 based on the menu data 61. Hereinafter, it is assumed that the menu data 61 is as shown in FIG.

  Then, based on the operation of the user A, the order ID selection unit 41 selects the payment ID 30a of the user A among the two IDs of the payment IDs 30a and 30b received at M21 and M22. Subsequently, the user A places an order for the food by selecting the desired food from the displayed menu. When the order by the user A is completed, the order receiving unit 42 generates an order set 36a in which the selected settlement ID 30a is associated with the order contents of the user A (S21).

  Next, the user B operates the order display terminal 10 in the same manner, and selects the settlement ID 30b of the user B and the dish that the user B wants to order. The order receiving unit 42 generates an order set 36b in which the settlement ID 30b is associated with the order contents of the user B (S22).

  Hereinafter, the user A has two “beer” corresponding to “order number 2” and one “A set meal” corresponding to “order number 3” in the menu data 61 shown in FIG. , And “edamame” corresponding to “order number 6” is ordered. In this case, the order set 36a is generated as shown in FIG. Similarly, it is assumed that user B orders one cup of “oolong tea” corresponding to “order number 1” and one “B set meal” corresponding to “order number 4”.

  And the dish etc. which were cooked in response to the order from the order reception control part 22 are distributed to the table where the user A and B are seated. Users A and B pay for food and drink after having finished eating. At this time, one of the users (hereinafter assumed to be user A) carries the order display terminal 10 and moves to the cash register terminal 500, and two IDs used for electronic payment (that is, payment ID 30a). And 30b) are selected on the order display terminal 10 (S23). Then, the order display terminal 10 is placed on the reader / writer of the cash register terminal 500. The placed order display terminal 10 transmits the settlement IDs 30a and 30b and the order sets 36a and 36b to the cash register terminal 500 (M23).

  On the other hand, the order amount setting unit 516 of the cashier terminal 500 refers to the received order sets 36a and 36b, and sets an amount to be reduced from the settlement IDs 30a and 30b (S24). Specifically, the order amount setting unit 516 settles the sum of the price for two “beer”, the price for one “A set meal”, and the price for one dish of “edamame”. It is set as the amount for the settlement process for the ID 30a. Similarly, the order amount setting unit 516 sets the sum of the price for one cup of “oolong tea” and the price for one “B set meal” as the amount for the settlement processing of the settlement ID 30b. .

  Then, the cashier terminal 500 requests the payment server 600 for payment processing. The subsequent processes of S25, S26 and M24 to M30 are the same as the processes of S4, S5 and M4 to M10 shown in FIG.

<< Embodiment 3 >>
Hereinafter, other embodiments of the present invention will be described. In addition, about the member similar to embodiment mentioned above, the same code | symbol is attached | subjected and the description is abbreviate | omitted.

  According to the order display terminal 10 and the cash register terminal 500 according to the second embodiment described above, each settlement ID 30 can be associated with the order contents of each user. By the way, if the cashier terminal 500 can grasp the order contents as in the second embodiment, it is considered that more various services can be provided according to the order contents.

  Therefore, the cash register terminal 500 according to the present embodiment includes the additional information setting unit 517 shown in FIG. 4 as an essential configuration. The additional information setting unit 517 generates additional information such as coupons and points according to the order contents of the order set 36 when the payment processing by the payment server 600 is completed, and assigns the additional information to the payment ID 30. Is. As a result, additional information is generated for each settlement ID 30, and convenience for each user corresponding to each settlement ID 30 is improved.

  It should be noted that the settlement result notification unit 514 of the cashier terminal 500 includes information indicating that the additional information has been given to the settlement ID 30 in the settlement result information and notifies the order display terminal 10. Good. Alternatively, the cashier terminal 500 may describe information indicating that the additional information is given to the settlement ID 30 on a receipt or the like.

  According to said structure, the additional information provided to payment ID30 can be utilized at the time of the payment after the next time by payment ID30.

<Modification>
The order display terminal 10 receives the permission of the user of the mobile terminals 70a and 70b, and receives personal information such as the user's name, gender, age, telephone number, and / or email address from the mobile terminals 70a and 70b. A function may be further provided. In this case, for example, the order display terminal 10 can register the received e-mail address in a mailing list such as a restaurant. However, it is desirable that the personal information is encrypted information or information that cannot be rewritten in order to prevent falsification and leakage. The order display terminal 10 preferably obtains registration permission from the portable terminals 70a and 70b before registering in the mailing list.

≪Example of implementation by software≫
The control blocks (in particular, the control unit 71, the control unit 11, and the control unit 501) of the portable terminal 70, the order display terminal 10, and the cash register terminal 500 are logic circuits (hardware) formed in an integrated circuit (IC chip) or the like. Hardware), or software using a CPU.

  In the latter case, the portable terminal 70, the order display terminal 10, and the cash register terminal 500 are readable by a computer (or CPU), a CPU that executes instructions of a program that is software that realizes each function, and the program and various data. ROM (Read Only Memory) or a storage device (these are referred to as “recording media”), a RAM (Random Access Memory) for expanding the program, and the like. And the objective of this invention is achieved when a computer (or CPU) reads the said program from the said recording medium and runs it. As the recording medium, a “non-temporary tangible medium” such as a tape, a disk, a card, a semiconductor memory, a programmable logic circuit, or the like can be used. The program may be supplied to the computer via an arbitrary transmission medium (such as a communication network or a broadcast wave) that can transmit the program. The present invention can also be realized in the form of a data signal embedded in a carrier wave in which the program is embodied by electronic transmission.

[Summary]
A portable terminal according to aspect 1 of the present invention is a portable terminal including an electronic payment unit that performs electronic payment by transmitting payment information to a payment receiving terminal that receives electronic payment via contactless communication. Receiving means for receiving payment information of another terminal from the other terminal, and a storage unit for storing payment information of the plurality of other terminals respectively received by the receiving means from the plurality of other terminals, The electronic payment means is further configured to transmit the plurality of payment information stored in the storage unit to the payment reception terminal via the non-contact communication.

  According to said structure, a portable terminal receives the information for payment of several other terminals from the said several other terminal, and memorize | stores it in a memory | storage part. Next, the portable terminal is transported by the representative to the payment acceptance terminal, and transmits the stored payment information of a plurality of other terminals to the payment acceptance terminal via non-contact communication. Thereby, electronic payment based on payment information of a plurality of other terminals can be performed. Therefore, electronic payments of a plurality of other terminals can be performed collectively on the portable terminal, and there is no need to receive other terminals. In addition, since the said portable terminal does not need to contain the payment information of an own terminal, it does not need to be owned by a user and the side which receives a price may lend to the said user.

  The mobile terminal according to aspect 2 of the present invention is the mobile terminal according to aspect 1, wherein the mobile terminal is order receiving means for receiving an order, and the order information indicating the content of the received order is stored in the settlement information of the other terminal. You may further provide the order reception means memorize | stored in the said memory | storage part in association with at least one. In this case, since the payment amount can be easily calculated for each user of the other terminal, the convenience for the user is improved.

  Examples of order information include the name, unit price, quantity, etc. of a product or service. Moreover, an order may be received from a user and may be received from the said other terminal. When receiving from the user, it is desirable that the user ID for identifying the user and the settlement information of the other terminal are associated with each other and stored in the storage unit.

  Further, it is desirable that the portable terminal displays information on menus that can be ordered or displays a history of order information. In this case, the user can refer to the information on the menu or refer to the history of the order information, and convenience is improved.

  A settlement acceptance terminal according to aspect 3 of the present invention is a settlement acceptance terminal that accepts electronic settlement in a settlement server connected to be communicable by receiving settlement information from a mobile terminal via non-contact communication. Receiving means for receiving the payment information and the order information indicating the contents of the received order from the mobile terminal, the order information associated with the payment information via the contactless communication; Based on the plurality of payment information received by the receiving means and the order information, a determining means for determining a billing amount for each of the payment information, payment information received by the receiving means, and the determining means It is the structure provided with the transmission means which transmits the determined charge amount of the said information for payment to the corresponding payment server.

  According to the above configuration, the billing amount is automatically determined for each settlement information based on the order information associated with the settlement information, and the determined billing amount is transmitted to the settlement server together with the settlement information. Then, electronic payment is performed. Therefore, even when electronic payments using a plurality of payment information are performed collectively, there is no need to input a billing amount for each payment information, and as a result, convenience is improved.

  In the payment acceptance terminal according to aspect 4 of the present invention, the payment reception terminal according to aspect 3 uses the plurality of payment information and the order information received by the reception means to add additional information corresponding to the order information to the payment information. You may further provide the production | generation means produced | generated for every. Here, examples of the additional information include coupons and points. In this case, even when electronic payment using a plurality of payment information is performed collectively, additional information is generated for each payment information, so that the convenience of each user corresponding to each payment information is improved.

  Each portable terminal of the above-described aspects 1 and 2 of the present invention may be realized by a computer. In this case, the portable terminal is realized by the computer by operating the computer as each unit included in the portable terminal. A portable terminal control program and a computer-readable recording medium on which the program is recorded also fall within the scope of the present invention.

  In addition, the settlement acceptance terminal of the above aspects 3 and 4 of the present invention may be realized by a computer. In this case, the settlement acceptance terminal is operated by operating the computer as each means included in the settlement acceptance terminal. Also included in the scope of the present invention are a control program for a settlement acceptance terminal realized by the above and a computer-readable recording medium on which the control program is recorded.

  The mobile terminal control method according to aspect 5 of the present invention includes a mobile terminal control including an electronic payment step of performing electronic payment by transmitting payment information to a payment receiving terminal that accepts electronic payment via non-contact communication. A method for receiving payment information of another terminal from the other terminal, and storing the payment information of the plurality of other terminals respectively received from the plurality of other terminals in the reception step in the storage unit The electronic payment step is a method of transmitting the plurality of payment information stored in the storage unit to the payment reception terminal via the non-contact communication. According to said method, there can exist an effect similar to the said aspect 1. FIG.

  The settlement accepting terminal control method according to aspect 6 of the present invention is a settlement accepting terminal that accepts electronic settlement in a settlement server that is communicably connected by receiving settlement information from a portable terminal via non-contact communication. The information for payment and the order information indicating the contents of the received order from the mobile terminal via the non-contact communication. A receiving step for receiving, a determining step for determining a billing amount for each piece of payment information based on the plurality of pieces of payment information and the order information received in the receiving step, and receiving in the receiving step. And a transmission step of transmitting the payment information of the payment information determined in the determination step to a corresponding payment server.According to said method, there can exist an effect similar to the said aspect 3. FIG.

  The present invention is not limited to the above-described embodiments, and various modifications are possible within the scope shown in the claims, and embodiments obtained by appropriately combining technical means disclosed in different embodiments. Is also included in the technical scope of the present invention. Furthermore, a new technical feature can be formed by combining the technical means disclosed in each embodiment.

  The present invention can be applied to a mobile terminal having a function of performing electronic payment, and in particular, a smartphone, a tablet PC, a mobile phone, a digital camera, a game machine, an electronic dictionary, an electronic book reader, a PDA (Personal Digital Assistant), and the like. It can be suitably applied to.

1 Electronic payment system 10 Display terminal for ordering (mobile terminal)
12 communication unit 13 storage unit 16 non-contact communication unit 21 other terminal ID acquisition unit (reception means)
22 Order reception control unit (order reception means)
23 Electronic Payment Control Unit (Electronic Payment Means)
30 (30a, 30b) Settlement ID
35 (35a, 35b) Condition set (condition information)
36 (36a, 36b) Order set 61 Menu data 70 (70a, 70b) Mobile terminal 72 Communication unit 73 Storage unit 81 Payment information transmission unit 500 Cash register terminal (payment acceptance terminal)
502 Non-contact communication unit 506 Communication unit 511 Settlement ID acquisition unit (reception means)
512 Payment information transmission unit (transmission means)
515 Order set acquisition unit (reception means)
516 Order amount setting part (determination means)
517 Additional information setting unit (generation means)
600 Payment server

Claims (5)

A mobile terminal comprising electronic payment means for performing electronic payment by transmitting payment information to a payment receiving terminal for receiving electronic payment via non-contact communication,
Receiving means for receiving payment information of another terminal from the other terminal;
A storage unit that stores payment information of the plurality of other terminals received by the receiving unit from the plurality of other terminals,
The electronic payment means further transmits the plurality of pieces of payment information stored in the storage unit to the payment acceptance terminal via the non-contact communication.   The portable terminal is an order receiving unit that receives an order, and further includes an order receiving unit that stores order information indicating the content of the received order in the storage unit in association with at least one of the payment information of the other terminal. The mobile terminal according to claim 1, further comprising: A payment accepting terminal that accepts electronic payment in a payment server connected to be communicable by receiving payment information from a mobile terminal via non-contact communication,
Receiving means for receiving, via the non-contact communication, the payment information and the order information indicating the contents of the accepted order, and the order information associated with the payment information;
Determining means for determining a billing amount for each of the payment information based on the plurality of payment information and the order information received by the receiving means;
A payment acceptance terminal comprising: payment means received by the reception means; and transmission means for transmitting the payment amount of the payment information determined by the determination means to a corresponding payment server.   4. The apparatus according to claim 3, further comprising: generating means for generating additional information corresponding to the order information for each of the payment information using the plurality of payment information and the order information received by the receiving means. The payment acceptance terminal described in 1.   A control program for causing a computer to function as the portable terminal according to claim 1, wherein the computer causes the computer to function as each of the means.

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