JP2014085778A - Deposit and withdrawal management system in casino - Google Patents

Abstract

PROBLEM TO BE SOLVED: To prevent a dishonest act while improving convenience of a player.SOLUTION: In a deposit and withdrawal management system 1 of a casino, an escrow account server 15 for managing an escrow account opened for a player, an information input terminal 12 in which information for identifying the player is input on the basis of the player's operation for the purpose of obtain authentication of deposit or withdrawal in/from the escrow account, and an authentication server 17 for authenticating the deposit or withdrawal in/from the escrow account on the basis of the information, are connected to a network 10. The information input terminal 12 includes: an RFID reader/writer 27 for reading specific information from an RFID tag 20 of an IC card 11; and a camera 26 for imaging the player's face photograph. The authentication server 17 starts processing when the specific information and the face photograph are input in the information input terminal 12. The deposit or withdrawal in/from the escrow account is executed after authentication by the authentication server 17.

Description

  The present invention relates to a deposit / withdrawal management system in a casino that manages deposits / withdrawals to an escrow account in which casino bets are pooled using a network such as the Internet.

  In recent years, in other countries such as the United States, there has been a movement to allow online gambling (net casino) using a network (communication line) such as the Internet (see, for example, Patent Document 1). And according to the report “Mobile Gambling: Casinos, Lotteries & Betting 2012-2017” published by Juniper Research, a UK research company, the global annual stakes from mobile handsets and tablets are due to the development of the Chinese market. However, from US $ 19.5 billion in 2011, it is expected to exceed US $ 48 billion by 2015. Also, according to the above report, US $ 100 billion in 2017 due to the rapid increase in social gambling activities (activity to build social networks related to gambling on the Internet) and the introduction of casinos and lottery services via the Internet in the United States. It is expected to expand. Casino refers to “gaming act of betting money” and “betting” act as entertainment to customers using roulette, dice, playing cards, slot machines and other equipment. (See Non-Patent Document 1). The meaning of the casino in the present application document is the same.

Japanese Patent No. 4597436

Hankei Asahi, “History of Korean Casino and Future of Japanese Casino”, “Seinan Gakuin University International Culture Review”, February 2006, Volume 20, No.2, p.77

  Such online casinos allow real money (cash) to move across national borders. 1) Institutions that authenticate casinos cannot reliably collect taxes (tax evasion); 2) Use casinos There are major security issues such as money laundering (spoofing), or 3) underage illegally using a casino (spoofing). 4) With conventional ID and password authentication, there is a possibility of forgetting or theft, etc., and it is not possible to perform participation registration and wager / winning transfers (withdrawal / withdrawal) by the player safely, securely, and speedily. . In addition, 5) how to link with a round casino (actual casino at the facility) is an issue.

  The present invention has been made in view of the above problems, and an object of the present invention is to provide a deposit / withdrawal management system in a casino that improves the convenience of a player while preventing fraud.

  (1) The present invention provides a casino server that executes a net casino, and an escrow account server that is established for a player of the net casino and manages an escrow account in which funds to be wagered by the net casino are pooled. An information input terminal for inputting information for identifying the player based on an operation of the player in order to obtain authentication of the deposit / withdrawal to the escrow account, and the deposit / withdrawal to the escrow account based on the information. An authentication server that performs authentication, and the information input terminal includes an RFID reader that reads specific information from an RFID tag, and a camera that takes a photo of the face of the player, and the authentication server includes the authentication server Personal information stored in advance in combination with specific information and the face photo of the player And the combination of the specific information and the face photograph input to the information input terminal is compared with the combination of the specific information and the face photograph stored in advance in the personal information storage means. Authentication means for performing the authentication in the case of performing the processing, and the processing by the authentication means is started when the specific information and the face photograph are input to the information input terminal, and deposit / withdrawal to the escrow account Is a deposit / withdrawal management system in a casino, which is performed after the authentication means performs the authentication.

  According to the present invention, since the processing by the authentication unit is started when the specific information and the face photograph are input to the information input terminal, the authentication work can be easily performed. For example, the authentication work can be performed simply by touching (holding) a card (IC card) with a built-in RFID tag on a smartphone with a built-in RFID reader and taking a face picture with the smartphone. Thus, since the authentication work is simple, the convenience of the player can be improved. Further, since a face photograph is required for the authentication work, it is possible to prevent fraudulent acts such as using another person's IC card or impersonating an escrow account. Specifically, money laundering and unauthorized use by minors are prevented. Thereby, the deposit and withdrawal by the player can be performed safely, safely and speedily.

  By the way, a big social problem in casinos is gambling addiction, and this is a great concern. In particular, in online casinos (online casinos), each time a bet is placed, the pseudo chip is moved and clicked with the mouse, and the feeling that the operation is ruined and actual money (real money) is betted. Therefore, measures against gambling addiction are necessary.

  In the present invention, as a means of suppressing gambling addiction, an operation of “holding” an IC card every time a bet is required, so that not only a mouse operation but also a feeling of becoming rutted (discontinuation) is caused, and gambling dependence Can be suppressed (prevented).

  (2) In the present invention, the withdrawal from the escrow account is performed for each game or a series of games of the online casino. The deposit / withdrawal management system in a casino according to (1), wherein the deposit is made to the escrow account for each game or each series of games.

  According to the above invention, since deposits / withdrawals to / from the escrow account are performed for each game or series of net casinos, the flow of money becomes clear and fraud can be prevented more reliably. Moreover, it becomes an environment where players can play with peace of mind.

  (3) In the present invention, the specific information stored in advance in the personal information storage means is read from the RFID tag by the RFID reader, and the face stored in advance in the personal information storage means (1) or (2) above, wherein the photograph is at least one of a photograph of the player's face and an identification card with the face photograph of the player taken by the camera. It is a deposit / withdrawal management system in the casino described in the above.

  According to the above-described invention, for example, the IC card and the face photo can be registered in advance by simply touching the smart card with a built-in RFID reader and photographing the face photo itself and the identification card with the face photo. Pairing). Thus, since the registration work is simple, the convenience of the player can be further improved. In addition, since an ID card with a face photo is required for the registration work, it is possible to prevent fraudulent acts such as impersonation and use of an escrow account.

  (4) The present invention is also characterized in that a deposit / withdrawal history storage server for storing a deposit / withdrawal history for the escrow account is connected to the network. It is a deposit / withdrawal management system in the described casino.

  According to the above invention, it is possible to grasp all the flow of money in the internet casino by monitoring the history of deposits and withdrawals with respect to the escrow account. Thereby, the organization (for example, the country) that authenticates the net casino can surely collect the tax. In addition, money laundering or illegal use of a casino by a minor can be more reliably prevented.

  (5) In the casino according to any one of (1) to (4), the information input terminal further includes display means for displaying the online casino. It is.

  According to the above invention, for example, it is possible to play an online casino simply by preparing one smartphone and one IC card. Thereby, the convenience of the player can be further improved.

  (6) The present invention is also a disposable identification in which a display terminal for displaying the internet casino is connected to the network, and the authentication server has a limited number of uses due to the authentication means performing the authentication. Identification information issuing means for issuing information, wherein the information input terminal includes identification information output means for outputting the disposable identification information issued by the identification information issuing means, and the display terminal displays the disposable identification information Any of the above (1) to (5), characterized in that it comprises an input means for causing the player to input, and depositing / withdrawing to / from the escrow account is performed after the disposable identification information is input by the input means. It is a deposit / withdrawal management system in the described casino.

  According to the above invention, even when an information input terminal (for example, a smartphone) cannot directly communicate with a display terminal (for example, a terminal installed in a facility), the deposit and withdrawal by the player can be performed safely, securely, and speedily. Can be done. In addition, it is not necessary to remember identification information (for example, a password) for a long time, and since the number of times the identification information is used is limited, there is no worry about forgetting the identification information or theft.

  (7) According to the present invention, a valuable medium lending machine installed in a facility for performing a round casino is connected to the network, and the authentication server has a number of times of use due to the authentication means performing the authentication. Identification information issuing means for issuing limited disposable identification information, and the information input terminal includes identification information output means for outputting the disposable identification information issued by the identification information issuing means, and the valuable medium lending machine is (1) to (1), characterized in that it comprises an input means for allowing the player to input the disposable identification information, and depositing / withdrawing to / from the escrow account is performed after the disposable identification information is input by the input means. (5) A deposit / withdrawal management system in a casino according to any one of (5).

  According to the above invention, even when an information input terminal (for example, a smartphone) cannot communicate directly with a valuable medium lending machine (for example, a chip lending machine), the deposit and withdrawal by the player can be performed safely, securely, and speedily. It can be carried out. In addition, it is not necessary to remember identification information (for example, a password) for a long time, and since the number of times the identification information is used is limited, there is no worry about forgetting the identification information or theft. Furthermore, it is possible to link the internet casino and the round casino without any problem.

  (8) The present invention also includes, as the information input terminal, a portable terminal carried by the player, and a valuable medium lending machine installed in a facility for performing a round casino, wherein the valuable medium lending machine includes the escrow. The deposit / withdrawal management system in a casino according to any one of the above (1) to (5), wherein a valuable medium is lent out in conjunction with withdrawal from an account.

  According to the said invention, a net casino and a round casino can be interlock | cooperated without a problem.

  According to the deposit / withdrawal management system in the casino described in (1) to (8) of the present invention, it is possible to improve the convenience of the player while preventing fraud.

It is a block diagram which shows the structure of the deposit / withdrawal management system which concerns on 1st Embodiment of this invention. It is a block diagram which shows the structure of an information input terminal. It is a block diagram which shows the structure of each server. It is a block diagram which shows the function structure of an authentication server. It is a block diagram which shows the structure of a cashier. It is the schematic explaining the flow of pre-registration. It is a flowchart explaining the flow of pre-registration. It is the schematic explaining the flow until it plays in a net casino. It is a flowchart explaining the flow until it plays in a net casino. It is the schematic explaining the flow until it plays in a round casino. It is a flowchart explaining the flow until it plays in a round casino. It is the schematic explaining the flow of money in a deposit / withdrawal management system, and shows the case where it deposits to an escrow account from a bank. It is the schematic explaining the flow of money in a deposit / withdrawal management system, and shows the case where it deposits to an escrow account from a credit card company. It is the schematic explaining the flow of money in a deposit / withdrawal management system, and shows the case where it deposits to an escrow account from a portable terminal company. It is a block diagram which shows the structure of the deposit / withdrawal management system which concerns on 2nd Embodiment of this invention. It is a block diagram which shows the structure of a display terminal. It is a block diagram which shows the function structure of an authentication server. It is the schematic explaining the flow until issuing a disposable password. It is a flowchart explaining the flow until issuing a disposable password.

  Hereinafter, a deposit and withdrawal management system in a casino according to an embodiment of the present invention will be described in detail with reference to the drawings. In addition, this invention is not limited to the structure of the deposit / withdrawal management systems 1 and 2 demonstrated in the following embodiment.

  [First Embodiment] First, the configuration of a deposit / withdrawal management system 1 according to the first embodiment will be described with reference to FIGS. FIG. 1 is a block diagram showing the configuration of the deposit / withdrawal management system 1. FIG. 2 is a block diagram showing the configuration of the information input terminal 12. FIG. 3 is a block diagram showing the configuration of each of the servers 13-18. FIG. 4 is a block diagram showing a functional configuration of the authentication server 17. FIG. 5 is a block diagram showing the configuration of the cashier 19. Note that in each drawing, a part of the configuration is appropriately omitted for simplification of the drawing.

  A deposit / withdrawal management system 1 shown in FIG. 1 uses a network 10 such as the Internet to manage deposit / withdrawal to / from an escrow account where casino bets are pooled by authentication of personal information. The deposit / withdrawal management system 1 manages both deposits and withdrawals to and from an escrow account, thereby providing both a net casino and a round casino (actual casino at a facility) to players (users). In the present embodiment, the net casino and the round casino are operated by the same organization or an organization that can be identified.

  Specifically, the deposit / withdrawal management system 1 includes an IC card 11, an information input terminal 12, a casino server 13, a casino account server 14, an escrow account server 15, a bank account server 16, an authentication server 17, A deposit / withdrawal history storage server 18 and a cashier 19 are provided.

  The IC card 11 is a card possessed by the player (including card type, USB type, holder type, etc.), such as a credit card, debit card, prepaid card, cash card, passport, transportation card, driver's license, Any card such as a card issued by a public (public) institution or a dedicated card issued by an institution operating a casino (casino operating institution) can be used. However, it is a condition that the card stores personal information (name, date of birth, etc.) that identifies the player. That is, even in the case of a prepaid card (including a charge type) or a transportation card, it is a condition that personal information for identifying a player is stored. The IC card 11 has a built-in RFID tag 20.

  The RFID tag 20 stores personal information (name, date of birth, etc.) that identifies the player. Personal information stored in the RFID tag 20 is stored in the RFID reader / writer 27 (see FIGS. 2, 6 and 8) built in the information input terminal 12 or the RFID reader 43 (see FIG. 2, FIG. 6 and FIG. 8). 5 and FIG. 10). In the present embodiment, the IC card 11 is described as an example. However, in the present invention, if an RFID tag is provided, a mobile information terminal (such as a mobile phone, a smartphone, or a tablet terminal) is used instead of the IC card. It may be.

  The information input terminal 12 is a terminal possessed by the player, and a smartphone or the like can be employed. The information input terminal 12 is a terminal into which personal information of the player is input based on the player's operation in order to obtain deposit / withdrawal authentication for the escrow account. Further, the information input terminal 12 functions as a terminal for displaying a net casino and playing the net casino. In the present invention, personal information includes a face photograph taken by a camera.

  As shown in FIG. 2, the information input terminal 12 includes a CPU 21, a RAM 22, a ROM 23, a display unit 24, an operation unit 25, a camera 26, an RFID reader / writer 27, a communication unit 28, and the like. It has. Each unit of the information input terminal 12 is connected to each other via a bus 29.

  The CPU 21 is a so-called central processing unit, and implements various functions by executing various programs (including applications). The RAM 22 is used as a work area for the CPU 21. The ROM 23 stores various programs executed by the CPU 21. The display means 24 is a display arranged on the front surface of the information input terminal 12, and displays various operation screens, net casino screens (see FIGS. 1 and 8B), and the like. The operation means 25 is a physical operation button or a touch panel built in the display means 24, and various information is input based on the operation of the player.

  The camera 26 records a still image or a moving image as digital data using an image sensor such as a CCD or CMOS, and takes a face photograph or an identification card with a face photograph. The RFID reader / writer 27 implements near field communication (NFC), communicates with the RFID tag 20 of the IC card 11 held (= touched) on the information input terminal 12 in a non-contact manner, The personal information is read from the RFID tag 20. The RFID reader / writer 27 does not need to be built in the information input terminal 12 and may be a retrofit connected by a cable or the like. The communication means 28 is a mobile phone line (such as 3G), a wireless LAN (such as Wi-Fi (registered trademark)), and the like, and is connected to the network 10.

  In this embodiment, the case where a smartphone is employed as the information input terminal 12 is described as an example. However, the information input terminal of the present invention can be used in place of the smartphone, as long as it has the above functions. A telephone, a tablet terminal, etc. may be sufficient.

  Returning to FIG. The casino server 13 is a server that executes an online casino, and is accessed from the information input terminal 12 possessed by the player. The casino server 13 can be provided with functions of an authentication server 17 and a deposit / withdrawal history storage server 18. That is, the casino server 13, the authentication server 17, and the deposit / withdrawal history storage server 18 may be managed by one server.

  The casino account server 14 is a server where a bank or the like manages an account opened for a casino operating organization, and the operating funds of the casino operating organization are pooled in the account. The casino account server 14 communicates with the escrow account server 15 to exchange money (money information) between the accounts (see FIG. 12). In other words, the casino account server 14 receives the casino wager from the escrow account server 15. Further, the casino account server 14 withdraws the winnings of the casino to the escrow account server 15. Note that the payment from the escrow account server 15 to the casino account server 14 is performed after authentication by the authentication server 17.

  The escrow account server 15 is a server in which a bank or the like manages an escrow account opened for a player, and the escrow account is pooled with funds as a wager for a casino. The escrow account server 15 communicates with the bank account server 16 to exchange money (money information) between the accounts (see FIG. 12). That is, the casino money is deposited from the bank account server 16 to the escrow account server 15. Further, the casino winnings are withdrawn from the escrow account server 15 to the bank account server 16. Withdrawal timing may be a scheduled process or a process for each player's request. The payment from the bank account server 16 to the escrow account server 15 is performed after authentication by the authentication server 17.

  The escrow account server 15 communicates with the casino account server 14 to exchange money (money information) between the accounts (see FIG. 12). That is, the escrow account server 15 withdraws the casino wager to the casino account server 14. The wager is withdrawn not only when winning at the online casino but also when lending chips at the cashier 19 to win at the round casino. The timing of the withdrawal is for each game of the online casino, and it is not possible to withdraw a plurality of wagers at the same time. Also, the timing of withdrawal is every time a chip is lent out by the cashier 19. The withdrawal from the escrow account server 15 to the casino account server 14 is performed after authentication by the authentication server 17.

  The escrow account server 15 receives the casino winnings from the casino account server 14. The winning deposit is performed not only when winning the net casino game, but also when the chips are cleared by the cashier 19 of the round casino. The timing of depositing is every game of the online casino, and a plurality of winnings are not collected at once. The timing of depositing is every time the chip is settled by the cashier 19. Note that the payment from the casino account server 14 to the escrow account server 15 when the chip is settled by the cashier 19 is performed after the authentication by the authentication server 17.

  In the escrow account server 15 described above, the entire deposit / withdrawal history is monitored by the deposit / withdrawal history storage server 18 (see FIG. 12).

  The bank account server 16 is a server in which a bank or the like manages an account such as an ordinary deposit opened for a corporation or an individual, and an account for a player is also opened. The bank account server 16 communicates with the escrow account server 15 to exchange money (money information) between the accounts (see FIG. 12). That is, the bank account server 16 withdraws funds as a wager for the casino to the escrow account server 15. In addition, the bank account server 16 receives the casino winnings from the escrow account server 15. Note that the withdrawal from the bank account server 16 to the escrow account server 15 is performed after authentication by the authentication server 17.

  The bank account server 16 can have the functions of a casino account server 14 and an escrow account server 15. That is, the casino account server 14, the escrow account server 15, and the bank account server 16 may be managed by one server.

  The authentication server 17 is a server that authenticates deposit / withdrawal with respect to the escrow account (escrow account server 15) based on the personal information input by the information input terminal 12.

  The deposit / withdrawal history storage server 18 is a server that stores a history of deposit / withdrawal with respect to the escrow account (escrow account server 15). Specifically, the deposit / withdrawal history storage server 18 always accesses the escrow account server 15, obtains a log of the escrow account server 15, and stores the log as a deposit / withdrawal history.

  As illustrated in FIG. 3, each of the servers 13 to 18 includes a CPU 30, a RAM 31, an HDD 32, a communication unit 33, and the like. Each part of each of the servers 13 to 18 is connected to each other via a bus 34.

  The CPU 30 is a so-called central processing unit, and implements various functions by executing various programs (including applications). The RAM 31 is used as a work area for the CPU 30. The HDD 32 stores various programs executed by the CPU 30. The communication means 28 is a LAN cable or the like and is connected to the network 10.

  As shown in FIG. 4, the authentication server 17 includes a personal information storage unit 35 and an authentication unit 36 as a functional configuration after executing the program.

  The personal information storage unit 35 is constructed in the HDD 32 of the authentication server 17. The personal information storage means 35 stores the player's personal information and a face photo in advance prior to the casino play. The personal information stored in advance in the personal information storage means 35 is read from the RFID tag 20 of the IC card 11 by the RFID reader / writer 27 of the information input terminal 12 (see FIG. 6). The face photograph stored in advance in the personal information storage means 35 is obtained by taking a face photograph of the player by the camera 26 of the information input terminal 12 (see FIG. 6). In the present invention, the face photograph pre-stored in the personal information storage means 35 is taken by the camera 26 of the information input terminal 12 as the player's face photograph and the player's face photo identification card 47. It is sufficient that it is at least one of those acquired by.

  The authentication means 36 is constructed in the CPU 30 of the authentication server 17. Prior to the play of the casino, the authentication means 36 receives the face photo (either a still image or a moving image) itself and an identification card with a face photo in combination with personal information on the information input terminal 12. In response to the input, it is determined whether or not the face photo matches the face photo of the identification card 47 with face photo. The face photo itself that is determined to match the face photo of the identification card with face photo is stored in the personal information storage means 35 in combination with personal information. Further, the authentication means 36 starts the processing when personal information and a face photograph (either a still image or a moving image) are input to the information input terminal 12 in the casino play. . Specifically, the authentication unit 36 compares the combination of the personal information and the face photo input to the information input terminal 12 with the combination of the personal information and the face photo previously stored in the personal information storage unit 35. If they match, authenticate the deposit / withdrawal to the escrow account.

  It should be noted that the accuracy of authentication is higher when the face photograph of the moving image is used than the face photograph of the still image. For this reason, the face picture input from the information input terminal 12 may be limited to a moving picture to improve the authentication accuracy. Further, in addition to personal information and a face photo, authentication may be performed using audio data. Thereby, the determination accuracy of whether or not the player is a minor is improved. In this case, the information input terminal 12 needs to include a microphone, and the audio data of the player needs to be stored in the personal information storage unit 35 in advance. Further, in addition to personal information and a face photograph, authentication may be performed using position information by a GPS function. Thereby, it is possible to restrict authentication (that is, do not perform authentication) when access is made from a problem country or region. In this case, the information input terminal 12 needs to have a GPS function, and the latitude and longitude of the country or region where authentication is restricted needs to be stored in advance in the HDD 32 of the authentication server 17.

  Returning to FIG. The cashier 19 is a chip lending / settlement machine installed in a facility where a round casino is operated, and lends / clears chips to a player who plays the round casino.

  As shown in FIG. 5, the cashier 19 includes a CPU 37, a RAM 38, a ROM 39, a display unit 40, an operation unit 41, a camera 42, an RFID reader / writer 43, a communication unit 44, and a hopper 45. It is equipped with.

  The CPU 37 is a so-called central processing unit, and implements various functions by executing various programs (including applications). The RAM 38 is used as a work area for the CPU 37. The ROM 39 stores various programs executed by the CPU 37. The display means 40 is a display arranged on the front surface of the cashier 19 and displays various operation screens, a screen for relaying a round casino, or a screen for a net casino depending on circumstances. The operation means 41 is a physical operation button or a touch panel built in the display means 40, and various information is input based on the operation of the player.

  The camera 42 records still images and moving images as digital data using an image sensor such as a CCD or a CMOS, and takes a facial photograph. The RFID reader / writer 43 realizes near field communication (NFC), communicates with the RFID tag 20 of the IC card 11 held (touched) on the cashier 19 in a non-contact manner, and the RFID tag 20 reads personal information. The communication means 44 is a LAN cable or the like and is connected to the network 10.

  The hopper 45 is a container for storing chips lent to the player. The hopper 45 discharges chips at the time of lending. Further, chips are put into the hopper 45 at the time of liquidation. The player can play the round casino using the lent chips.

  Next, the flow of pre-registration will be described using FIG. 6 and FIG. FIG. 6 is a schematic diagram illustrating the flow of pre-registration. FIG. 7 is a flowchart for explaining the flow of pre-registration.

  By the operation of the information input terminal 12 by the player, the information input terminal 12 accesses the casino server 13 (see FIG. 1). On the display means 24 (see FIG. 2) of the information input terminal 12, the homepage of the internet casino is opened. The player opens an escrow account according to the information on the homepage (web page) of the net casino. The opened escrow account is managed by the escrow account server 15 (see FIG. 1).

  Then, the player touches the information input terminal 12 with the IC card 11 according to the information in the homepage of the net casino. The player's personal information is acquired from the RFID tag 20 of the IC card 11 by the RFID reader / writer 27 built in the information input terminal 12. In addition, the player uses the camera 26 of the information input terminal 12 in accordance with the information on the homepage of the internet casino, and his / her face photo and face photo identification card 47 (issued by a public institution, passport, driving Take a photo of your license. Thereby, the face picture of the player is acquired. The operation means 25 of the information input terminal 12 is operated by the player, and information such as nationality, name, age, sex (gender), address, telephone number, and mail address is also input. This information is also necessary when playing online casinos.

  Note that the pre-registration may be based on interactive reception. Specifically, when the IC card 11 is touched on the information input terminal 12, voice self-service (IVR), an escrow account management contact center, or a customer service agent can be used for a telephone function (phone line or network line). It is also possible to collect information by an interactive question-and-answer session. In addition, it shall be notified in advance that the contents of the dialogue will be recorded and stored, and thereafter, with the consent of the player, registration of the dialogue method shall be performed.

  The combination of the personal information acquired from the RFID reader / writer 27 and the face photo acquired from the camera 26 (the face photo itself and the face photo in the face photo identification card 47) is transmitted to the authentication server 17. The authentication means 36 (see FIG. 4) of the authentication server 17 first determines whether or not the face photo itself matches the face photo of the face photo identification card 47. Then, the face photo itself that is determined to match the face photo of the face photo identification card 47 is stored in the personal information storage means 35 (see FIG. 4) in combination with personal information. Thereby, pre-registration is completed.

  Next, with reference to FIG. 8 and FIG. 9, the flow up to playing at an online casino will be described. FIG. 8 is a schematic diagram for explaining the flow up to playing at an online casino. FIG. 9 is a flowchart for explaining the flow up to playing at an online casino.

  By the operation of the information input terminal 12 by the player, the information input terminal 12 accesses the casino server 13 (see FIG. 1). On the display means 24 (see FIG. 2) of the information input terminal 12, the homepage of the internet casino is opened. At the time of pre-registration, the URL of the net casino may be stored in the RFID tag 20 of the IC card 11, so that the player simply touches the information input terminal 12 with the IC card 11. You can open the homepage of the online casino (automatic access).

  The player inputs information such as nationality, name, age,... By operating the operating means 25 (see FIG. 2) according to the information on the homepage (web page) of the net casino, and the IC card 11 is inserted. The information input terminal 12 is touched (in the case of automatic access in which the IC card 11 is touched on the information input terminal 12, the touch here can be omitted). The player's personal information is acquired from the RFID tag 20 of the IC card 11 by the RFID reader / writer 27 built in the information input terminal 12. In addition, the player takes a picture of his / her face with the camera 26 of the information input terminal 12 in accordance with the information on the homepage of the net casino. Thereby, the face picture of the player is acquired.

  The combination of the personal information acquired from the RFID reader / writer 27 and the face photograph acquired from the camera 26 is transmitted to the authentication server 17 (see FIG. 1). The combination of the personal information and the face photograph transmitted to the authentication server 17 is the combination of the personal information and the face photograph previously stored in the personal information storage means 35 (see FIG. 4) by the authentication means 36 (see FIG. 4). If they are compared and they match, the deposit / withdrawal is verified for the escrow account. By being authenticated by the authenticating means 36, it becomes possible to withdraw money from the escrow account and bet (BET) a bet at the internet casino. And if you win the net casino game, your winnings will be credited to your escrow account.

  Next, with reference to FIG. 10 and FIG. 11, a flow until playing at the round casino will be described. FIG. 10 is a schematic diagram illustrating a flow until a round casino is played. FIG. 11 is a flowchart for explaining a flow until a round casino is played.

  The player touches the cashier 19 with the IC card 11 according to the information displayed on the display means 40 (see FIG. 5) of the cashier 19. The player's personal information is acquired from the RFID tag 20 of the IC card 11 by the RFID reader / writer 43 incorporated in the cashier 19. In addition, the player takes a picture of his / her face with the camera 42 of the cashier 19 according to the information displayed on the display means 40. Thereby, the face picture of the player is acquired.

  The combination of the personal information acquired from the RFID reader / writer 43 and the face photograph acquired from the camera 42 is transmitted to the authentication server 17. The combination of the personal information and the face photograph transmitted to the authentication server 17 is the combination of the personal information and the face photograph previously stored in the personal information storage means 35 (see FIG. 4) by the authentication means 36 (see FIG. 4). If they are compared and they match, the deposit / withdrawal is verified for the escrow account. By authenticating by the authentication means 36, withdrawal from the escrow account becomes possible, and equivalent chips are lent out in exchange for withdrawal from the escrow account.

  Next, the flow of money in the deposit / withdrawal management system 1 will be described with reference to FIG. 12, FIG. 13 and FIG. FIG. 12 is a schematic diagram for explaining the flow of money in the deposit / withdrawal management system 1, and shows a case of depositing money from the bank to the escrow account. FIG. 13 is a schematic diagram for explaining the flow of money in the deposit / withdrawal management system 1 and shows a case of depositing into an escrow account from a credit card company. FIG. 14 is a schematic diagram for explaining the flow of money in the deposit / withdrawal management system 1 and shows a case of depositing money from the mobile terminal company to the escrow account.

  As shown in FIG. 12, the player uses an information input terminal 12 to open an account such as an ordinary deposit in a bank or the like, and deposits casino funds into the account. The opened account is managed by the bank account server 16. Then, the player uses the information input terminal 12 to open an escrow account. The opened escrow account is managed by the escrow account server 15. Further, the player deposits casino funds from an account such as a bank to the escrow account through an authentication procedure. This pools the casino funds in the escrow account.

  When playing an online casino, the player uses the information input terminal 12 to perform an escrow after an authentication procedure for each game (which may be a series of games as will be described later). Withdraw bets from the account to the account of the casino administration. The wager is pooled in an account of the casino operating organization as operating funds of the casino operating organization. The casino's approved country will tax the casino operating authority. The taxable amount is determined by calculating the profit of the casino operating institution based on the escrow account deposit / withdrawal history.

  The winnings of the online casino are deposited into the escrow account from the casino operating organization account for each game. The winnings are pooled in the escrow account as casino funds. Then, the winnings pooled in the escrow account are deposited into an account such as a bank by regular processing or by processing for each player's request.

  When playing a round casino, the player uses the cashier 19 to receive a chip loan through an authentication procedure. Thereby, the player can play a round casino. When lending chips, wagers are withdrawn from an escrow account to an account of a casino operating institution. Further, the player uses the cashier 19 to clear the chip through an authentication procedure. When the chip is liquidated, a winning equivalent to the chip is deposited from the account of the casino operating institution into the escrow account.

  As shown in FIG. 13, casino funds may be deposited from a credit card company into an escrow account. In this case, the player needs to make a contract with a credit card company and issue a credit card in advance. Then, after the authentication procedure, the player deposits casino funds from the credit card company to the escrow account.

  Further, as shown in FIG. 14, casino money may be deposited from the mobile terminal company to the escrow account. In this case, the player needs to make a contract with a mobile terminal company and have a mobile terminal. Then, the player deposits casino funds from the mobile terminal company to the escrow account through an authentication procedure.

  As described above, according to the deposit / withdrawal management system 1, since the processing by the authentication unit 36 is started when personal information and a face photograph are input to the information input terminal 12, it is possible to easily perform authentication work. it can. For example, the IC card 11 containing the RFID tag 20 is touched on the information input terminal 12 (smartphone) containing the RFID reader / writer 27 (smartphone), and authentication is performed simply by taking a face photograph with the information input terminal 12. Work can be done. Thus, since the authentication work is simple, the convenience of the player can be improved. Further, since a face photograph is required for the authentication work, it is possible to prevent fraudulent acts such as using another person's IC card or impersonating an escrow account. Specifically, money laundering and unauthorized use by minors are prevented. Thereby, the deposit and withdrawal by the player can be performed safely, safely and speedily.

  By the way, a big social problem in casinos is gambling addiction, and this is a great concern. In particular, in online casinos (online casinos), each time a bet is placed, the pseudo chip is moved and clicked with the mouse, and the feeling that the operation is ruined and actual money (real money) is betted. Therefore, measures against gambling addiction are necessary.

  The deposit / withdrawal management system 1 requires an operation of “holding” the IC card 11 every time a bet is made as a means of suppressing gambling addiction, so that not only the operation of the mouse but also the feeling of mannerization is not caused (discontinue). ), Gambling dependence can be suppressed (prevented).

  And since the deposit / withdrawal with respect to an escrow account is performed for every game of a net casino or every series of games, the flow of money becomes clear and it can prevent an illegal act more reliably. Moreover, it becomes an environment where players can play with peace of mind.

  Further, by simply touching the IC card 11 on the information input terminal 12 (smart phone) incorporating the RFID reader / writer 27 and photographing the identification card 47 with a face photo with the information input terminal 12, pre-registration (IC card) 11 and face photo pairing). Thus, since the registration work is simple, the convenience of the player can be further improved. In addition, since an ID card with a face photo is required for the registration work, it is possible to prevent fraudulent acts such as impersonation and use of an escrow account.

  Furthermore, by monitoring the deposit / withdrawal history with respect to the escrow account by the deposit / withdrawal history storage server 18, it is possible to grasp all the money flow in the online casino. Thereby, the organization (for example, the country) that authenticates the net casino can surely collect the tax. In addition, money laundering or illegal use of a casino by a minor can be more reliably prevented.

  For example, it is possible to play an internet casino simply by preparing one smartphone and one IC card. Thereby, the convenience of the player can be further improved.

  In addition, the online casino and the round casino can be linked without any problem.

  [Second Embodiment] Next, the configuration of the deposit / withdrawal management system 2 according to the second embodiment will be described with reference to FIGS. FIG. 15 is a block diagram showing the configuration of the deposit / withdrawal management system 2. FIG. 16 is a block diagram showing a configuration of the display terminal 48. FIG. 17 is a block diagram showing a functional configuration of the authentication server 17. Only the characteristic part of the deposit / withdrawal management system 2 according to the second embodiment will be described, and description of the same configuration, operation, and effects as those of the deposit / withdrawal management system 1 according to the first embodiment will be omitted as appropriate.

  The deposit / withdrawal management system 2 shown in FIG. 15 is a system that separates the function of displaying the net casino from the information input terminal 12, and further employs a disposable password (one-time password, OTP). The deposit / withdrawal management system 2 includes a display terminal 48 and the like. The display terminal 48 may be a terminal possessed by a player or a terminal possessed by a third party, and a tablet terminal or the like can be employed. The display terminal 48 is a terminal that displays an internet casino and plays the internet casino.

  As shown in FIG. 16, the display terminal 48 includes a CPU 49, a RAM 50, a ROM 51, a display unit 52, an operation unit 53, a communication unit 54, and the like. Each part of the display terminal 48 is connected to each other via a bus 55.

  The CPU 49 is a so-called central processing unit, and implements various functions by executing various programs (including applications). The RAM 50 is used as a work area for the CPU 49. The ROM 51 stores various programs executed by the CPU 49. The display means 52 is a display arranged on the front surface of the display terminal 48, and displays various operation screens, a net casino screen (see FIG. 15), a disposable password output screen (see FIG. 17B), and the like. indicate. The operation means 53 is a physical operation button or a touch panel built in the display means 52, and various information is input based on the operation of the player. The communication unit 28 is a wireless LAN (Wi-Fi (registered trademark)) or the like, and is connected to the network 10.

  In this embodiment, the case where a tablet terminal is adopted as the display terminal 48 is described as an example. However, if the display terminal 48 of the present invention has the various functions described above, instead of the tablet terminal, It may be an Internet television or a dedicated display device installed in a facility.

  As shown in FIG. 17, the authentication server 17 includes a password issuing unit 56 and the like as a functional configuration after executing the program.

  The password issuing means 56 is constructed in the CPU 30 of the authentication server 17. This password issuing means 56 issues a disposable password whose number of uses is limited (in this embodiment, limited to once) due to the authentication means 36 authenticating the deposit / withdrawal to the escrow account. By inputting the disposable password to the display terminal 48, it becomes possible to play the online casino on the display terminal 48. The disposable password can be rented by inputting it into the cashier 19.

  In the present embodiment, the password issuing means 56 for issuing a disposable password has been described as an example. However, the present invention is not limited to this, and the present invention provides identification information issuing for issuing disposable identification information whose number of uses is limited. Any means may be used. Examples of the disposable identification information include one-time encrypted data by short-range wireless communication. In this case, there is no need for manual input by a player such as password input, and convenience is further improved.

  Next, a flow until issuing the disposable password will be described with reference to FIGS. 18 and 19. FIG. 18 is a schematic diagram illustrating a flow until a disposable password is issued. FIG. 19 is a flowchart for explaining a flow until a disposable password is issued.

  By the operation of the information input terminal 12 by the player, the information input terminal 12 accesses the casino server 13 (see FIG. 15). On the display means 24 (see FIG. 2) of the information input terminal 12, the homepage of the internet casino is opened. The player touches the information input terminal 12 with the IC card 11 according to the information in the homepage (web page) of the net casino. The player's personal information is acquired from the RFID tag 20 of the CI card 11 by the RFID reader / writer 27 built in the information input terminal 12. In addition, the player takes a picture of his / her face with the camera 26 of the information input terminal 12 in accordance with the information on the homepage of the net casino. Thereby, the face picture of the player is acquired.

  The combination of the personal information acquired from the RFID reader / writer 27 and the face photograph acquired from the camera 26 is transmitted to the authentication server 17 (see FIG. 15). The combination of the personal information and the face photograph transmitted to the authentication server 17 is the combination of the personal information and the face photograph stored in advance in the personal information storage means 35 (see FIG. 17) by the authentication means 36 (see FIG. 17). If they are compared and they match, the deposit / withdrawal is verified for the escrow account. When the authentication unit 36 authenticates, the password issuing unit 56 (see FIG. 17) issues a disposable password. The disposable password issued by the password issuing means 56 is transmitted to the information input terminal 12 and displayed on the display means 24 (see FIG. 2) of the information input terminal 12. That is, the display unit 24 functions as a password output unit (identification information output unit) that outputs a disposable password (disposable identification information).

  Then, the player inputs the disposable password from the operation means 53 (see FIG. 16) according to the display on the display means 52 (see FIG. 16) of the display terminal 48 (see FIG. 15 and FIG. 16). Can be withdrawn, and a bet can be placed (BET) at an online casino. That is, the operation means 53 functions as an input means for causing the player to input a disposable password (disposable identification information). And if you win the net casino game, your winnings will be credited to your escrow account.

  In addition, the player inputs the disposable password from the operation means 41 (see FIG. 5) according to the display on the display means 40 (see FIG. 5) of the cashier 19 (see FIGS. 5 and 15), so Withdrawal becomes possible, and equivalent chips are lent out in exchange for withdrawal from the escrow account. That is, the operation means 41 functions as an input means for causing the player to input a disposable password (disposable identification information).

  Thus, according to the deposit / withdrawal management system 2, even when the information input terminal 12 (smartphone) cannot directly communicate with the display terminal 48 (tablet terminal), the deposit / withdrawal by the player can be performed safely, securely, It can be done quickly. In addition, it is not necessary to remember the identification information (password) for a long time, and since the number of times the identification information is used is limited, there is no worry about forgetting the identification information or theft.

  Even if the information input terminal 12 (smartphone) cannot communicate directly with the cashier 19, the player can deposit, withdraw, with safety, speed, and speed. In addition, it is not necessary to remember the identification information (password) for a long time, and since the number of times the identification information is used is limited, there is no worry about forgetting the identification information or theft. Furthermore, it is possible to link the internet casino and the round casino without any problem.

  The present invention is not limited to the above-described embodiments, and various modifications can be made without departing from the spirit and technical idea thereof.

  In other words, the above embodiments can adopt each other's configuration within a possible range. For example, in the deposit / withdrawal management system 1 of the first embodiment, the disposable password (disposable identification information) in the deposit / withdrawal management system 2 of the second embodiment can be appropriately employed. By adopting a one-time password for the deposit / withdrawal management system 1, deposit / withdrawal can be authenticated even in an offline state where the wireless communication line cannot be used (the information input terminal 12 cannot be connected to the network 10). Can play.

  Specifically, first, personal information stored in the RFID tag 20 of the IC card 11 and a face photograph taken from the identification card with face photograph 47 at the time of pre-registration are personal information storage means 35 of the authentication server 17. It is necessary to store the data in a SIM card or the like (storage means) built in the information input terminal 12. Then, at the time of authentication in the offline state, the authentication means constructed in the information input terminal 12 stores in advance the combination of personal information and face photograph input into the information input terminal 12 in a SIM card or the like built in the information input terminal 12 Compared with the combination of personal information and face photo that has been matched, if they match, the escrow account is authenticated for deposit and withdrawal, and a disposable password is issued by the password issuing means built in the information input terminal 12 It is necessary to be configured to be. Furthermore, it is necessary to configure to include the “display terminal 48 connected to the network 10” in the second embodiment. Thereby, even in the offline state, it becomes possible to play the net casino using the disposable password.

  Alternatively, in each of the above embodiments, the case of an online internet casino has been described as an example, but the present invention may be an offline internet casino. In this case, it is necessary to carry out liquidation arbitrarily online.

  Alternatively, in each of the above embodiments, instead of personal information stored in the RFID tag 20 of the IC card 11 in order to cope with the loss of the IC card 11, SYK (authentication by storage (knowledge)), SYH (property) Authentication), SYA (authentication based on the person's characteristics), and a photograph of the face may be used to authenticate the deposit / withdrawal to the escrow account.

  Alternatively, in each of the above embodiments, every time a net casino plays, the escrow account is authenticated for deposit / withdrawal. However, the present invention is not limited to this, and a series (for example, two times, three times, ..)), It is possible to authenticate the deposit and withdrawal with respect to the escrow account. Thereby, although the security is slightly reduced, the convenience of the player is further improved.

  Alternatively, in each of the above embodiments, the case where the personal information stored in the RFID tag 20 of the IC card 11 is used has been described as an example. However, the present invention is not limited to this, and any information for identifying a player may be used. For example, it may be a unique identifier stored in the RFID tag 20 of the IC card 11 or a user identifier. Thus, the present invention can be realized even when the memory capacity of the RFID tag 20 is limited.

1, 2 Deposit / withdrawal management system 10 Network 12 Information input terminal 13 Casino server 15 Escrow account server 17 Authentication server 18 Deposit / withdrawal history storage server 19 Cashier (value medium lending machine)
20 RFID tag 24 Display means (identification information output means)
25 Operating means (input means)
26 Camera 27 RFID reader / writer (RFID reader)
35 personal information storage means 36 authentication means 40 display means 41 operation means (input means)
42 Camera 43 RFID reader / writer (RFID reader)
47 ID card with face photo 48 Display terminal 56 Password issuing means (identification information issuing means)

Claims (8)

A casino server that executes an online casino, an escrow account server that is opened for a player of the online casino and manages an escrow account in which funds to be a wager of the online casino are pooled, and deposit / withdrawal to / from the escrow account An information input terminal for inputting information for identifying the player based on the operation of the player in order to obtain the authentication, and an authentication server for authenticating the deposit / withdrawal to the escrow account based on the information, Is connected to the network,
The information input terminal includes an RFID reader that reads specific information from an RFID tag, and a camera that takes a photo of the player's face,
The authentication server includes a combination of the specific information and the face photo of the player stored in advance, personal information storage means, and a combination of the specific information and the face photo input to the information input terminal. Comparing with the combination of the specific information stored in advance in the storage means and the facial photograph, and authentication means for performing the authentication when they match,
The processing by the authentication means is started when the specific information and the face photograph are input to the information input terminal,
Depositing / withdrawing with respect to the escrow account is performed after the authentication unit performs the authentication,
Deposit and withdrawal management system in a casino. Withdrawal from the escrow account is performed for each game or a series of games of the internet casino,
The winning of the online casino is deposited into the escrow account for each game or a series of games of the online casino,
The deposit / withdrawal management system in the casino according to claim 1. The specific information stored in advance in the personal information storage means is read from the RFID tag by the RFID reader,
The face photograph stored in advance in the personal information storage means is at least one of the face photograph of the player and the face photograph of the player photographed by the camera. Features
The deposit / withdrawal management system in a casino according to claim 1 or 2. A deposit / withdrawal history storage server for storing a deposit / withdrawal history for the escrow account is connected to the network,
The deposit / withdrawal management system in the casino according to claim 1. The information input terminal includes display means for displaying the net casino.
5. A deposit / withdrawal management system in a casino according to any one of claims 1 to 4. A display terminal for displaying the internet casino is connected to the network;
The authentication server comprises identification information issuing means for issuing disposable identification information whose number of uses is limited due to the authentication means performing the authentication,
The information input terminal includes identification information output means for outputting the disposable identification information issued by the identification information issuing means,
The display terminal includes input means for causing the player to input the disposable identification information,
Depositing / withdrawing with respect to the escrow account is performed after the disposable identification information is input by the input means,
The deposit / withdrawal management system in a casino according to any one of claims 1 to 5. A valuable medium lending machine installed in a facility for performing a round casino is connected to the network,
The authentication server comprises identification information issuing means for issuing disposable identification information whose number of uses is limited due to the authentication means performing the authentication,
The information input terminal includes identification information output means for outputting the disposable identification information issued by the identification information issuing means,
The valuable medium lending machine comprises input means for causing the player to input the disposable identification information,
Depositing / withdrawing with respect to the escrow account is performed after the disposable identification information is input by the input means,
The deposit / withdrawal management system in a casino according to any one of claims 1 to 5. As the information input terminal, a portable terminal carried by the player, and a valuable medium lending machine installed in a facility for performing a round casino,
The valuable medium lending machine lends a valuable medium in conjunction with the withdrawal from the escrow account,
The deposit / withdrawal management system in a casino according to any one of claims 1 to 5.

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