JP2013077289A - Electronic meal ticket system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an electronic meal ticket system capable of managing an amount of food expenses supplied from a company while using an individual identification terminal having versatility or having already been owned by an employee.SOLUTION: The electronic meal ticket system is used among employees having an individual identification terminal, a company for bearing a predetermined ratio of food expenses of the employees, and a management company for managing the system, and includes an authentication machine for an individual identification terminal, a processor and an information collection device. The information collection device collects use detail data for a prescribed period in each individual identification terminal and outputs the use detail data to the processor. The processor includes an operation part and a storage part. The operation part achieves means for associating a virtual food expenses allowance supplied from the company as food expenses with the use detail data in each individual identification terminal to store them by executing a computer readable program, means for calculating a total payment amount and a total amount of food expenses by using the individual identification terminal for a prescribed period, and charge amount calculation means for calculating a burden amount of the company and a payment amount of the employees in the total payment amount.

Description

  The present invention relates to an improvement of a food ticket provided by a company to an employee, and more particularly to an electronic food ticket system using a personal identification terminal.

  FIG. 16 is a diagram for explaining a conventional food ticket system. The company 1001 gives the employee a card-type meal ticket 1002 with an expiration date. The employee passes the meal ticket 1002 in the company or at a specific restaurant 1003 and takes a meal.

  The meal ticket is (i) used up regardless of the contents of the meal, and (ii) available restaurants are limited, and the degree of freedom of menu selection is small, which is inconvenient for employees.

  For example, Patent Document 1 below proposes an electronic food ticket business system that uses an electronic value holding medium that holds a prepaid electronic value instead of the food ticket. The electronic food ticket business system eliminates the inconvenience of (i), which is “use up regardless of the content of the meal”, by using electronic value.

JP 2002-288572 A

  However, the electronic value used in the system can be used in the company or only in a specific restaurant, like the conventional food ticket system, lacks versatility, and cannot solve the problem (ii).

  Therefore, for example, if a postpaid terminal such as a credit card that can be used not only in a specific restaurant but also in a shopping center, convenience store, transportation system, etc. is used, an employee can use an electronic value holding medium dedicated to a meal ticket. Without having to carry a meal, it is possible to take a meal at any restaurant or the like, and the problems (i) and (ii) can be solved.

  However, in the electronic food ticket system using the postpaid terminal, the amount used by the owner of the postpaid terminal at a restaurant or shopping center is calculated as the payment of the owner of the postpaid terminal. (Iii) There is a problem that it is not possible to know how much food will be paid by the company out of the total amount used by employees.

  The present invention is capable of managing the amount of food expenses provided by a company while using a personal identification terminal that is versatile or already owned by an employee, of (i), (ii), (iii) An object of the present invention is to provide an electronic food ticket system that solves the problem.

The electronic food ticket system according to claim 1 is:
Used between a group that includes employees who have personal identification terminals, companies that bear a predetermined percentage of all or part of their food expenses, and management companies that manage this electronic food ticket system, An electronic food voucher system including an authentication device for a personal identification terminal, a processing device, and an information collection device,
The information collecting device collects usage details data for each personal identification terminal for a predetermined period and outputs the collected data to the processing device,
The processing device includes a calculation unit and a storage unit,
The arithmetic unit executes a computer-readable program,
A means for associating and storing in the storage unit a virtual food expense payment amount provided as food expense from the company for each personal identification terminal, and the usage details data;
Means for calculating the total payment and total food expenses using the personal identification terminal within the predetermined period;
A charge amount calculating means for calculating a company burden amount charged to the company among the total payment amount and an employee payment amount charged to the employee among the total payment amount;
The bill calculation means is:
(1) When the total food cost is equal to or greater than the virtual food cost payment amount, an amount obtained by multiplying the virtual food cost payment amount by the predetermined ratio is set as a corporate burden amount,
(2) The present invention relates to an electronic food voucher system characterized in that, when the total food cost is less than the virtual food cost payment amount, an amount obtained by multiplying the total food cost by the predetermined ratio is set as a corporate burden amount.

The electronic food ticket system according to claim 2 is:
The personal identification terminal is a postpaid terminal that has versatility that can be used outside a specific restaurant, and the authentication device of the personal identification terminal is a postpaid payment machine,
The bill calculation means is:
(1) The total amount of food expenses is equal to or greater than the amount of provision of virtual food expenses,
(1-1) When the contractor of the postpaid terminal is the employee, an amount obtained by multiplying the virtual food expense payment amount by the predetermined ratio is set as a corporate burden amount,
(1-2) When the contractor of the postpaid terminal is the company or the management company, an amount obtained by multiplying the virtual food expense payment amount by the predetermined ratio is set as the company burden amount, and the total payment amount Set the amount paid by subtracting the company's contribution to employee payments,
(2) The total food cost is less than the virtual food cost payment amount,
(2-1) When the contractor of the postpaid terminal is the employee, an amount obtained by multiplying the total amount of food expenses by the predetermined ratio is set as a corporate burden amount,
(2-2) When the contractor of the postpaid terminal is the company or the management company, an amount obtained by multiplying the total amount of food expenses by the predetermined ratio is set as a company burden amount, 2. The electronic food voucher system according to claim 1, wherein the amount paid by the employee is set as the employee payment amount.

The electronic food ticket system according to claim 3 is:
The postpaid terminal is a credit card, the group includes a credit card payment company, the postpaid payment machine is a credit card authenticator,
The credit card authentication device, when an employee uses a credit card, asks the credit card payment company for authentication, and receives whether the authentication is possible from the credit card payment company,
3. The electronic meal ticket system according to claim 2, wherein a billing amount set by the billing amount calculation means is notified to a credit card settlement company.

The electronic food ticket system according to claim 4 is:
The group includes the employee, the company, and the management company.
The information collecting device receives usage specification data for each personal identification terminal from the authenticator and outputs the data to the processing device.
The arithmetic unit executes a computer-readable program,
Means for storing the virtual food expense payment amount in the storage unit as a charge amount of electronic value that can be used at a member store in which the authentication machine is installed;
The electronic food voucher system according to claim 1, wherein means for subtracting an electronic value corresponding to a food expense amount included in the usage statement data received from the authenticator from the charge amount is provided. .

This electronic food voucher system uses the processing device to pay the company's share of the total payment amount to the company and the employee payment to charge the employee out of the total payment amount, even if a personal identification terminal is used outside a specific restaurant. Since the amount is calculated, you can see the amount of food expenses paid by the company out of the total amount used by employees. Moreover, the personal identification terminal which the employee already has can be used.

It is a lineblock diagram of the electronic food voucher system of a first embodiment of this invention. It is a flowchart of the process which the payment machine of FIG. 1 performs. It is a figure which shows an example of the payment using electronic value in 1st embodiment, the usage statement produced at the time of the payment, and an electronic receipt. It is a flowchart of the process which the information collection device in 1st embodiment performs. It is a figure which shows the structure of the processing apparatus with which the management company in 1st embodiment is provided. It is a flowchart of the process which the processing apparatus in 1st embodiment performs. It is a flowchart of the process which the processing apparatus in 1st embodiment performs. It is a flowchart of the process which the processing apparatus in 1st embodiment performs. It is a figure which shows the flow of the claim of company burden amount CH1a and employee payment amount CHz in 1st embodiment. It is a block diagram of the electronic food ticket system of 2nd embodiment of this invention. It is a flowchart of the process which the authentication machine of FIG. 10 performs. It is a figure which shows an example of the state of the payment using the electronic value in 2nd embodiment, the usage specification produced at the time of the payment, and an electronic receipt. It is a flowchart of the process which the information collection device in 2nd embodiment performs. It is a figure which shows the structure of the processing apparatus with which the management company in 2nd embodiment is provided. It is a flowchart of the process which the processing apparatus in 2nd embodiment performs. It is a figure for demonstrating the conventional food ticket system.

Hereinafter, an electronic food ticket system according to the present invention will be described.
An electronic food ticket system according to the present invention includes an employee who has a personal identification terminal, a company that bears a predetermined percentage of all or part of food expenses for the employee, and a management company that manages this electronic food ticket system Is an electronic food voucher system including an authentication device for a personal identification terminal, a processing device, and an information collection device.
Here, the personal identification terminal is a terminal having a storage unit for storing personal identification information (name, employee number, etc.) capable of identifying the owner (employee), and the personal identification information stored in the storage unit Is readable by the authenticator. The form of the terminal is not particularly limited, and may be a card or a mobile device capable of information communication such as a mobile phone.

<First embodiment>
First, the electronic food ticket system of the first embodiment of the present invention will be described.
In the electronic food ticket system according to the first embodiment of the present invention, the personal identification terminal is a postpaid terminal.

(1) Overall configuration of electronic food ticket system As shown in FIG. 1, the electronic food ticket system 1 in the first embodiment has versatility that can be used in a shopping center, a convenience store, a transportation facility, and the like other than a specific restaurant. It is used between employees who have a postpaid terminal 2, a company 3 that bears a predetermined percentage of all or part of the food expenses, and a management company 9 that manages this system. A postpaid payment machine 4 as a machine, an information collection device 5 and a processing device 6 are included.

The electronic food ticket system 1 can include a server 7a of a settlement company 7 as shown in FIG.
The settlement company 7 refers to a company that can perform exchange settlement such as remittance.
Specifically, a bank or other financial institution is a typical example, but the present invention is not limited to this, and any company that can perform exchange settlement based on the Fund Settlement Act may be used, and a settlement service using the Internet. (For example, PayPal Inc. in the United States). Further, for example, a company that provides a communication service for a portable terminal (such as a mobile phone) that can be used as the postpaid terminal 2 may be the settlement company 7.

  The postpaid terminal 2 can be a postpaid card such as a credit card, but is not limited to this, and any postpaid terminal that can be settled by postpay may be used. The postpaid terminal 2 includes both a chargeable postpaid card capable of charging electronic value and a non-chargeable postpaid card. Further, the postpaid terminal 2 may be a mobile phone. The charging method may be either an automatic charging method in which charging is automatically performed when the post-paid terminal 2 is charged, or a charging method using an electronic value charger. The reading format of the information recorded in the IC built in the postpaid terminal 2 may be either a non-contact type or a contact type.

  The electronic value includes electronic money and points that can be used for payment of food expenses or non-food expenses as money only at a specific member store.

  The predetermined ratio is a ratio determined by 2 of Basic Income Tax Notification 36-38, which is 50% in the current law. Moreover, the upper limit of the amount of food expenses paid per month, which is tax-free, is 3500 yen. These values will change according to the revision or abolition of the law.

  The postpaid payment machine 4 is connected to the information collection device 5 and the server 7a of the settlement company 7, and transmits usage data of the postpaid terminal 2 to the information collection device 5 and the server 7a of the settlement company 7. Hereinafter, the flow of processing performed by the postpaid payment machine 4 will be described.

  As shown in FIG. 2, in step S100, when the postpaid terminal 2 to be settled is a credit card, the server 7a of the settlement company 7 is requested to authenticate the credit card. This authentication may be performed by the postpaid payment machine 4. In step S101, if it is determined that a notification of authentication NO has been received from the server 7a of the settlement company 7, the process ends. If it is determined that a notification of authentication OK has been received, the process proceeds to step S102. Note that if the postpaid terminal 2 is other than a credit card and the payment amount does not exceed the set amount, the processing of steps S100 to S102 is not performed. In step S102, it is determined whether the postpaid terminal 2 is a terminal having an electronic receipt receiving function. If it is determined that the postpaid terminal 2 has a receiving function, the process proceeds to step S103. The process proceeds to step S104.

  In step S103, the electronic receipt data is recorded in the storage unit of the postpaid terminal 2. In step S104, the usage statement data is transmitted to the information collecting apparatus 5 and the server 7a of the settlement company 7. When the server 7a of the settlement company 7 receives the usage statement data, it performs a process of withdrawing the usage amount such as food expenses from the contractor's account of the postpaid terminal 2 on the settlement date of the settlement company 7 as in the past. The user (employee) of the postpaid terminal 2 that has received the electronic receipt data in step S103 transmits the electronic receipt data to the information collecting device 5. The transmission may be performed every time the electronic receipt data is received, or may be performed collectively within a predetermined period described later.

  The information collecting device 5 collects data of usage details for each postpaid terminal 2 from the postpaid payment machine 4 and outputs the collected data to the processing device 6. This information collection device 5 is installed in the management company 9 of the electronic food ticket system 1, for example.

  The processing device 6 is installed in the management company 9 of the system 1. For example, the processor 6 analyzes employee usage data or electronic receipt data at the end of the month of a company or the like, and calculates a company-paid amount CH1a and an employee payment amount CHz. The information of the calculation result is sent to the company 3 and the employee 2. The sending can be made to the accounting terminal 11 of the company 3 or the personal computer of the employee 2, but is not limited to this, and any method can be used as long as the calculation result by the processing device 6 can be confirmed. For example, when the postpaid terminal 2 can transmit and receive information such as a mobile phone, the postpaid terminal 2 can transmit to the postpaid terminal 2. Further, when the postpaid terminal 2 is capable of near field communication in conformity with the NFCIP-2 (ISO / IEC21481) standard, for example, the postpaid terminal 2 is used as the processing device 6, the employee 2 personal computer or the accounting terminal 11. You may make it obtain the said calculation result from the processing apparatus 6 by holding over. The sending includes mailing.

  Here, the company burden CH1a is an amount billed to the company 3 out of the total amount of food expenses P2 within a predetermined period to be described later. The employee payment amount is an amount charged to the employee in the total payment amount P1 within a predetermined period.

  The postpaid payment machine 4 is installed in a member / contract shop of the system 1. Membership / contract stores include stores other than restaurants, such as various shopping centers, transportation facilities, and accommodation facilities. In some cases, it may be provided in stores in the company 10 and the management company 9.

(2) About payment using postpaid terminal 2 FIG. 3 (a) shows a state of payment using postpaid terminal 2, and FIG. 3 (b) shows usage details and electronic receipt created at the time of payment. FIG. At the time of payment, the postpaid terminal 2 receives a No. for identifying the terminal in addition to the charged electronic value data. (Hereinafter referred to as terminal No.) is output to the payment machine 4. The usage details data includes, for example, the store name, purchased product name, electronic value balance before use, usage amount, balance after use, terminal No. And the amount charged when the post-paid payment machine is automatically charged.

(3) Information collection device 5
FIG. 4 is a flowchart of processing executed by the information collection device 5. The information collection device 5 is a so-called computer terminal, and a central processing unit (CPU) executes the following processing by executing a computer-readable program. First, in step S501, every time the postpaid terminal 2 is used, usage details data is received and analyzed from each connected payment machine 4 in real time. Further, the electronic receipt data is received and analyzed from the postpaid terminal 2 having the electronic receipt receiving function. The analysis was performed using terminal No. Based on the above, the user is confirmed. Although it is a setting item, a buffer memory is provided between each payment machine 4 and the information collecting device 5, and data can be exchanged at a predetermined interval such as one hour or half a day. . Furthermore, an analysis as to whether or not the payment executed later in step S5 of FIG. 6 relates to a meal or food may be performed in this step in advance.

  In step S502, one transaction is recorded as one record on a storage medium and created as a database. When creating this database, if necessary, the terminal No. Alternatively, additional information for enabling search by the identification number (employee number) of the corresponding employee is attached to the record.

  In step S503, it is determined whether or not there is a data request from the processing device 6 of the management company 9. When there is a data request for the specific postpaid terminal 2 from the processing device 6 (Yes in step S503), the processing device uses the data of the usage details of the postpaid terminal 2 of the specific employee or the data of the electronic receipt. 6 (step S504), and then returns to step S501. In addition, although it is a setting item, when a data request for a plurality of postpaid terminals 2 is made at one time, each data is assigned, for example, a terminal number. You can also output in order. On the other hand, if there is no data request (No in step S503), the processes of steps S501 and S502 are repeatedly executed to create a database of data on the usage details of each employee. The output of step S504 in FIG. 3 is sent to the information collecting process of step S3 shown in FIG. 6 later.

(4) Processing device 6
(4-1) Configuration of Processing Device 6 FIG. 5 is a diagram showing a configuration of the processing device 6 of the management company 9. The processing device 6 is a so-called computer terminal, and is a central processing unit (CPU) 401 that is a calculation unit, a RAM 402, a ROM 403, an input unit 404, a display unit 405, a hard disk 406 that is a storage unit, and an output. Part 407.

  The RAM 402 is used as a data work area. The ROM 403 stores programs such as an operating system (OS) and an electronic value management program. The input unit 404 includes a keyboard, a mouse, and a terminal number of the postpaid terminal 2. A reading device and the like are provided. The display unit 405 is a liquid crystal display or the like. The hard disk 406 is used to store the usage details data and electronic receipt data for each postpaid terminal 2 of the employee 2 received from the information collecting device 5, the contractor information of the postpaid terminal 2, and the like. . The contractor information includes the terminal No. And stored in the hard disk 406. The output unit 407 includes a printer for issuing required documents such as bills or usage details.

  The CPU 401 of the processing device 6 is connected to the accounting terminal 11 of the company 3 and the information collection device 5 (500) via, for example, a network.

(4-2) Contents of Processing Performed by Processing Device 6 FIG. 6 is a flowchart of processing performed by the CPU 401 of the processing device 6. The CPU 401 executes the following processing by executing a computer-readable program.

  In step S <b> 1, initial setting is performed and a request for provisional settlement processing by the input unit 404 is accepted. The provisional payment process is a process for the management company 9 to check the usage status of electronic value at an arbitrary time in response to a request from the employee or the company 3, for example. The process of calculating the company burden CH1a and the employee payment CHz.

  In step S2, it is determined whether or not it is a settlement time. If it is not the settlement time (No in step S2), the process returns to step S1. In the case of the settlement time (Yes in step S2), the following processes of steps S3 to S18 are executed. The settlement time is a settlement time determined by contract contents, and may be daily processing, monthly processing, or the like.

  If there is a request for provisional payment processing in step S1, it is determined in step S2 that it is the payment time. At the time of execution of the temporary payment process, in steps S9, S12, S15, and S18 described later, the result of the temporary payment process is displayed on the display unit 405 and / or the accounting terminal 11 of the company 3 according to the setting.

  Furthermore, although it is a setting item, the CPU 401 receives input from the computer terminal of the employee or the accounting terminal 11 of the company 3 connected to the network, and executes the provisional settlement process. In this case, in steps S9, S12, S15, and S18, which will be described later, the result of the temporary payment process is displayed on the display of the terminal that has received the request for the temporary payment process.

  In step S3, an input from the input unit 404 is received, one postpaid terminal 2 to be processed is specified, and information collection processing for the specified postpaid terminal 2 is performed. The postpaid terminal 2 is identified by the employee terminal No. May be performed by directly inputting the terminal No. or in response to the input of the employee identification number. It may be performed by specifying. Alternatively, the terminal numbers of some or all employees who make payments. Alternatively, the postpaid terminal 2 may be specified by displaying an identification number on the display unit 405 and selecting it by operating the input unit 404 such as a mouse.

  The information collection process is performed by requesting the information collection device 5 for data of the specified usage details of the postpaid terminal 2 and data of an electronic receipt, and receiving the data of the usage details from the information collection device 5.

  The received usage details data is stored in the hard disk 406 in association with the identified postpaid terminal 2, the virtual food expenses CH1 (for example, 7000 yen) provided as food expenses from the company, and the usage details data. The

  In step S4, the total payment amount P1 is calculated. This calculation is performed, for example, from a usage statement data or electronic receipt data within a predetermined period from the previous settlement time to the next settlement time (when the provisional settlement is requested, the provisional settlement time). This is done by determining the total payment amount. Further, the predetermined period may be a period from the accounting closing date of the company 3 to the next closing date.

  In step S5, the total food cost P2 is calculated. This calculation is, for example, the sum of expenditures for usage details at restaurants and other stores where meals are consumed, and the sum of expenditures obtained by extracting expenditures related to foods among stores other than stores that consume meals. And calculating the sum of In addition, these processes are performed based on a database for a store name having additional information indicating whether or not the restaurant is ingesting a meal and a database for a product or product code having additional information regarding whether or not it is food. . These databases are provided in the information processing device 5, and are information on existing products, information on products or product codes used in member / contract stores, information prepared for the electronic food ticket system 1, , At least one of which is processed as necessary.

  In step S6, it is determined whether the total food cost P2 is equal to or greater than the virtual food cost supply amount CH1, and if it is determined that the total food cost is CH1 or greater, the process proceeds to step S7 and is determined to be less than the virtual food cost supply amount CH1. If so, the process proceeds to step S13.

  As shown in FIG. 7, in step S7, it is determined whether or not the contractor of the postpaid terminal 2 is the employee 2, and if it is determined that the employee is the employee 2 (Yes), the process proceeds to step S8. When it is determined that it is not member 2 (No) (when the contractor of the postpaid terminal is the company 3 or the management company 9), the process proceeds to step S10. In step S8, 50% of the virtual food expense payment amount CH1 is set as the corporate burden amount CH1a. In step S9, the usage information including the company burden CH1a is notified to the company 3 and the employee 2.

  In step S10, 50% of the virtual food expense payment amount CH1 is set as the corporate burden amount CH1a. In step S11, an amount obtained by subtracting the company burden CH1a from the total payment amount P1 is set as an employee payment amount CHz. In step S12, the company 3 and the employee 2 are notified of usage information including the company burden CH1a and the employee payment CHz.

  As shown in FIG. 8, in step S13, it is determined whether or not the contractor of the postpaid terminal 2 is employee 2, and if it is determined that the employee is employee 2 (Yes), the process proceeds to step S14. When it is determined that it is not member 2 (No) (when the contractor of the postpaid terminal is the company 3 or the management company 9), the process proceeds to step S16. In step S14, 50% of the total food cost P2 is set as the corporate burden CH1a. In step S15, the company 3 and the employee 2 are notified of usage information including the company burden amount CH1a.

  In step S16, 50% of the total food cost P2 is set as the corporate burden CH1a. In step S17, an amount obtained by subtracting the company burden CH1a from the total payment amount P1 is set as an employee payment amount CHz. In step S18, the company 3 and the employee 2 are notified of usage information including the company burden amount CH1a and the employee payment amount CHz.

  The company 3 and the employee 2 that have received the usage information from the processing device 6 charge the company 3 or the employee 2 for the company-paid amount CH1a or the employee payment CHz as shown in FIG. The employee 2 that has received the usage information including the company burden CH1a in steps S9 and S15 charges the company 3 via the management company 9 with the company burden CH1a. The contractor of the postpaid terminal 2 is the company 3, and the company 3 that receives the usage information including the company burden CH1a and the employee payment CHz in steps S12 and S18 receives the employee payment CHz as the employee. 2 is charged. If the contractor of the postpaid terminal 2 is the management company 9, the processing in steps S12 and S18 is billed for the company burden CH1a and the employee payment CHz for the company 3 and the employee 2.

  In the above embodiment, the usage information including the calculation result by the processing device 6 is notified from the processing device 6 to the company 3 and the employee 2. However, the usage information including the calculation result by the processing device 6 is settled from the processing device 6. You may make it transmit to the server 7a of the company 7, and notify the company 3 and the employee 2 from the payment company 7. In this case, the usage information including the calculation result by the processing device 6 can be notified together with the bill issued from the settlement company or the usage statement, or separately.

  The electronic food voucher system 1 uses the postpaid terminal 2 having versatility, such as a credit card, because the usage information including the corporate burden amount CH1a and / or the employee payment amount CHz is notified to the enterprise 3 and the employee 2. Even so, the amount of food expenses provided by the company 3 can be managed.

<Second embodiment>
(1) Whole structure of electronic food ticket system Next, 2nd embodiment of this invention is described. As shown in FIG. 10, the electronic food ticket system 12 of the second embodiment includes an employee having a personal identification terminal 13, a company 14 that bears a predetermined ratio of part or all of the food expenses, and this system. And includes a personal identification terminal authenticator 15, an information collection device 16, and a processing device 17. The system of the second embodiment does not require a settlement company as in the first embodiment.

  The personal identification terminal 13 in the second embodiment is a terminal having a storage unit for storing personal identification information (name, employee number, etc.) that can identify the owner (employee), and the individual stored in the storage unit The identification information is not limited as long as it can be read by the authenticator. For example, a postpaid terminal such as a credit card used in the system of the first embodiment may be used, a prepaid terminal capable of charging electronic value, or an employee ID issued by a company to which the employee belongs May be. Therefore, in the system of the second embodiment, the personal identification terminal already owned by the employee can be used as it is. Note that the reading format of information recorded in an IC (storage unit) built in the personal identification terminal 13 may be either a non-contact type or a contact type.

  Regarding the electronic value charging method, the present embodiment is characterized in that the company 14 charges the electronic value from the accounting terminal 19 to the processing device 17 of the management company 18. That is, in the system of the second embodiment, the electronic value corresponding to the food expenses provided to the employee by the company is not charged to the personal identification terminal 13 owned by the employee, but the processing device 17 of the management company 18. Is charged. As a specific charging method, for example, the company 14 charges 7000 yen at the beginning of the month to the processing device 17 of the management company 18, but the company 14 can freely set the date, frequency and amount of the charge. It's okay.

The personal identification terminal 13 used in the system 12 of the second embodiment may be a personal identification terminal having versatility that can be used in a shopping center, a convenience store, a transportation facility, or the like other than a specific restaurant. The use of the system 12 is effective only at a member / contract store of the system 12. That is, in the system 12, the electronic value charged from the company 14 to the processing device 17 can be used only at the member / contract store of the system 12.
For example, when the personal identification terminal 13 is a credit card, the credit card itself can be used in various places. The electronic value charged to 17 is not used for payment, but is settled and paid by the individual credit card contractor. On the other hand, when this credit card is used at a member / contract store of the system 12, the electronic value charged from the company 14 to the processing device 17 is used for payment, and settlement or payment by the individual credit card contractor is not performed.
For example, when the personal identification terminal 13 is a prepaid card charged with electronic value, the prepaid card itself can be used in various places, but the prepaid card is used outside the affiliated / contracted store of the system 12. In this case, the electronic value charged from the company 14 to the processing device 17 is not used for payment, and payment is made using the electronic value charged in the prepaid card. On the other hand, when this prepaid card is used at a member / contract store of the system 12, the electronic value charged to the processing device 17 from the company 14 is used for payment, and payment using the electronic value charged to the prepaid card is not made.

  The personal identification terminal authenticator 15 is connected to the information collection device 16 and transmits usage data of the personal identification terminal 13 to the information collection device 16. Hereinafter, the flow of processing performed by the personal identification terminal authenticator 15 will be described.

  As shown in FIG. 11, in step S105, authentication of the personal identification terminal 13 is requested to the information collection device 16 of the management company 18. This authentication may be performed by the personal identification terminal authenticator 15. In step S106, if the information collection device 16 of the management company 18 determines that the authentication NO notification has been received, the process ends. If it is determined that the authentication OK notification has been received, the process proceeds to step S107. In step S107, it is determined whether the personal identification terminal 13 is a terminal having an electronic receipt receiving function. If it is determined that the personal identification terminal 13 has a receiving function, the process proceeds to S108. If it is determined that the receiving function is not provided, the process proceeds to S109.

  In step S108, the electronic receipt data is recorded in the storage unit of the personal identification terminal 13. In step S109, the usage statement data is transmitted to the information collection device 16 of the management company 18. The user (employee) of the personal identification terminal 13 that has received the electronic receipt data in step S <b> 108 transmits the electronic receipt data to the information collecting device 16.

  The information collection device 16 collects data of usage details for each personal identification terminal 13 from the personal identification terminal authenticator 15 and outputs the collected data to the processing device 17. For example, the information collection device 16 is installed in the management company 18 of the electronic meal ticket system 12.

  The processing device 17 is installed in the management company 18 of the system 12. The processing device 17 uses the employee from the personal identification terminal authentication device 15 installed in the member / contract store of the system 12 every time the employee eats food at the member / contract store of the system 12 (when food expenses are incurred). Usage detail data including the amount is received, and this usage amount (food cost amount) is subtracted from the amount of electronic value charged by the company in the storage unit (hard disk 414 described later) of the processing device 17. Then, for example, at the time of settlement at the end of the month of a company or the like, the data of the employee's usage details or the electronic receipt data are analyzed, and the company burden amount CH2a and the employee payment amount CHz ′ are calculated. Is sent to the company 14 and the employee 13. This information can be sent to the accounting terminal 19 of the company 14 or the personal computer of the employee 13. However, the present invention is not limited to this, and any method can be used as long as the calculation result by the processing device 17 can be confirmed. But you can. For example, when the personal identification terminal 13 can transmit and receive information such as a mobile phone, it can be transmitted to the personal identification terminal 13. Further, when the personal identification terminal 13 is capable of near field communication conforming to the NFCIP-2 (ISO / IEC21481) standard, for example, the personal identification terminal 13 is used as the processing device 17, the employee 13 personal computer or the accounting terminal 19. The calculation result may be obtained from the processing device 17 by holding it over. The sending includes mailing.

  Here, the company burden CH2a is an amount charged to the company 14 out of the total amount of food expenses P3 within a predetermined period described later. The employee payment amount CHz ′ is an amount charged to the employee 13 out of the total food cost P3 within a predetermined period.

  The personal identification terminal authenticator 15 is installed in a member / contract store. Membership / contract stores include stores other than restaurants, such as various shopping centers, transportation facilities, and accommodation facilities. In some cases, it may be provided in a store in the company 14 or the management company 17.

(2) Payment using the personal identification terminal 13 FIG. 12A shows the state of payment using the personal identification terminal 13, and FIG. 12B shows the usage details and electronic receipt created at the time of payment. FIG. At the time of payment, in addition to the personal identification information, the personal identification terminal 13 receives a No. for identifying the terminal. (Hereinafter referred to as a terminal No.) is output to the authenticator 15. The usage details data includes, for example, the store name, purchased product name, electronic value balance before use, usage amount, balance after use, terminal No. And are included.

(3) Information collecting device 16
FIG. 13 is a flowchart of processing executed by the information collection device 16. The information collection device 16 is a so-called computer terminal, and a central processing unit (CPU) executes the following processing by executing a computer-readable program. First, in step S505, every time the personal identification terminal 13 is used, usage details data is received and analyzed in real time from each of the connected authenticators 15. In addition, the electronic receipt data is received and analyzed from the personal identification terminal 13 having the electronic receipt receiving function. The analysis was performed using terminal No. Based on the above, the user is confirmed. Although it is a setting item, a buffer memory may be provided between each authentication device 15 and the information collecting device 16, and data may be exchanged at predetermined intervals such as one hour or half a day. .

  In step S506, one transaction is recorded as one record on a storage medium and created as a database. When creating this database, if necessary, the terminal No. Alternatively, additional information for enabling search by the identification number (employee number) of the corresponding employee is attached to the record.

  In step S507, it is determined whether or not there is a data request from the processing device 17 of the management company 18. If there is a data request for the specific personal identification terminal 13 from the processing device 17 (Yes in step S507), the processing device uses the data of the usage details of the personal identification terminal 13 of the specific employee or the data of the electronic receipt. 17 (step S508), and then returns to step S505. The use statement data of the personal identification terminal 13 or the electronic receipt data is output to the processing device 17 in real time when the employee has a meal at a member / contractor of the system 12 (when food expenses are incurred). Is called. In addition, although it is a setting item, when a data request for a plurality of personal identification terminals 13 is made at a time, each data is assigned, for example, a terminal No. You can also output in order. On the other hand, if there is no data request (No in step S507), the processes of steps S505 and S506 are repeatedly executed to create a database of the usage details of each employee. The output of step S508 in FIG. 13 is sent to the information collecting process of step S24 shown in FIG. 15 later.

(4) Processing device 17
(4-1) Configuration of Processing Device 17 FIG. 14 is a diagram illustrating a configuration of the processing device 17 of the management company 18. The processing device 17 is a so-called computer terminal, and is a central processing unit (CPU) 409 that is a calculation unit, a RAM 410, a ROM 411, an input unit 412, a display unit 413, a hard disk 414 that is a storage unit, and an output. Part 415.

  The RAM 410 is used as a data work area. The ROM 410 stores programs such as an operating system (OS) and an electronic value management program. The input unit 412 includes a keyboard, a mouse, and a terminal number of the personal identification terminal 13. A reading device and the like are provided. The display unit 413 is a liquid crystal display or the like. The hard disk 414 includes electronic value data charged from the accounting terminal 19 of the company 14, usage statement data and electronic receipt data for each personal identification terminal 13 of the employee 13 received from the information collecting device 500, It is used to store contractor information and the like of the personal identification terminal 13. The contractor information includes the terminal No. And stored in the hard disk 414. The output unit 415 includes a printer for issuing necessary documents such as bills or usage details.

  The CPU 409 of the processing device 17 is connected to the accounting terminal 19 of the company 14 and the information collecting device 16 (500) via, for example, a network.

(4-2) Processing Contents Performed by the Processing Device 17 FIGS. 15A and 15B are flowcharts of processing executed by the CPU 409 of the processing device 17. FIG. 15A is a flowchart of the process at the time of payment of the employee's food expenses, and FIG. 15B is a flowchart of the process at the time of settlement of the company. The CPU 409 executes the following processing by executing a computer-readable program.

First, the flowchart of the process at the time of an employee's food expense payment is demonstrated based on Fig.15 (a).
In step S19, initial setting is performed, and in step S20, data on the usage details of the personal identification terminal 13 output from the information collecting device 16 is received. This reception may be performed in real time when the employee has a meal at a member / contract store of the system 12 (when food expenses are incurred), or may be performed at predetermined intervals, It may be performed when a transmission request is made from the processing device 17 to the information collecting device 16.
In step S21, the electronic value corresponding to the amount of food included in the usage statement data received from the information collecting device 16 is charged with the electronic value charged from the company stored in the storage unit (hard disk 414) of the processing device 17. Subtract from the amount.

Next, a flowchart of processing at the time of payment by a company will be described with reference to FIG.
In step S22, initial setting is performed and a request for provisional settlement processing by the input unit 412 is accepted. The temporary settlement process is a process for the management company 18 to check the usage status of electronic value at an arbitrary time in response to a request from the employee 13 or the company 14, for example. Is a process of calculating the company burden amount CH2a and the employee payment amount CHz ′.

  In step S23, it is determined whether or not it is a settlement time. If it is not the settlement time (No in step S23), the process returns to step S22. If it is the settlement time (Yes in step S23), the following steps S24 to S29 are executed. The settlement time is a settlement time determined by contract contents, and may be daily processing, monthly processing, or the like.

  If there is a request for provisional payment processing in step S22, it is determined in step S23 that it is the payment time. At the time of executing the temporary payment process, in step S29 described later, the result of the temporary payment process is displayed on the display unit 412 and / or the accounting terminal 19 of the company 14 according to the setting.

  Furthermore, although it is a setting item, the CPU 409 receives input from the computer terminal of the employee or the accounting terminal 19 of the company 14 connected to the network, and executes the provisional settlement process. In this case, in step S29, which will be described later, the result of the temporary payment process is displayed on the display of the terminal that has received the request for the temporary payment process.

  In step S24, an input from the input unit 412 is received, one personal identification terminal 13 to be processed is specified, and information collection processing for the specified personal identification terminal 13 is performed. The identification of the personal identification terminal 13 is performed by identifying the employee's terminal No. May be performed by directly inputting the terminal No. or in response to the input of the employee identification number. It may be performed by specifying. Alternatively, the terminal numbers of some or all employees who make payments. Alternatively, the personal identification terminal 13 may be specified by displaying an identification number on the display unit 413 and selecting it by operating the input unit 412 such as a mouse.

  The information collecting process is performed by requesting the information collecting device 16 for the data of the usage details of the identified personal identification terminal 13 and the data of the electronic receipt, and receiving the data of the usage details from the information collecting device 16.

  The received usage details data is stored in the hard disk 414 in association with the identified personal identification terminal 13, a virtual food expense payment amount CH <b> 2 (for example, 7000 yen) provided as food expenses from the company, and usage details data. The

  In step S25, the total food cost P3 is calculated. This calculation is performed, for example, from a usage statement data or electronic receipt data within a predetermined period from the previous settlement time to the next settlement time (when the provisional settlement is requested, the provisional settlement time). This is done by determining the total cost of food. The predetermined period may be a period from the accounting closing date of the company 14 to the next closing date.

  In step S26, it is determined whether the total food cost P3 is equal to or greater than the virtual food cost supply amount CH2, and if it is determined that the total food cost is CH2 or greater, the process proceeds to step S27 and is determined to be less than the virtual food cost supply amount CH2. If so, the process proceeds to step S28.

  In step S27, 50% of the virtual food expense payment amount CH2 is set as the corporate burden amount CH2a. In step S29, the company 14 is notified of usage information including the company burden CH2a. Further, the notification may be made to the employee 13, and the amount obtained by subtracting the company burden CH2a from the total food cost P3 is defined as the employee payment amount CHz ', and the usage information including the company burden amount CH2a and the employee payment amount CHz'. May be notified to the company 14 and the employee 13.

  In step S28, 50% of the total food cost P3 is set as the corporate burden CH2a. In step S29, the company 14 is notified of usage information including the company burden CH2a. Further, the notification may be made to the employee 13, and the amount obtained by subtracting the company burden CH2a from the total food cost P3 is defined as the employee payment amount CHz ', and the usage information including the company burden amount CH2a and the employee payment amount CHz'. May be notified to the company 14 and the employee 13.

  The electronic food voucher system 12 of the second embodiment uses a personal identification terminal already owned by an employee without requiring a settlement company by charging the electronic value to the processing device of the management company by the company. And the system can be simplified.

1, 12 Electronic food ticket system 2 Postpaid terminal 3, 14 Company 4 Postpaid payment machine 5, 16 Information collecting device 6, 17 Processing device 13 Personal identification terminal 15 Personal identification terminal authenticator 401, 409 CPU
406, 414 HDD
CH1, CH2 Virtual food cost payment CH1a, CH2a Corporate burden CHz, CHz 'Employee payment P1 Total payment P2, P3 Total food cost

Claims (4)

Used between a group that includes employees who have personal identification terminals, companies that bear a predetermined percentage of all or part of their food expenses, and management companies that manage this electronic food ticket system, An electronic food voucher system including an authentication device for a personal identification terminal, a processing device, and an information collection device,
The information collecting device collects usage details data for each personal identification terminal for a predetermined period and outputs the collected data to the processing device,
The processing device includes a calculation unit and a storage unit,
The arithmetic unit executes a computer-readable program,
A means for associating and storing in the storage unit a virtual food expense payment amount provided as food expense from the company for each personal identification terminal, and the usage details data;
Means for calculating the total payment and total food expenses using the personal identification terminal within the predetermined period;
A charge amount calculating means for calculating a company burden amount charged to the company among the total payment amount and an employee payment amount charged to the employee among the total payment amount;
The bill calculation means is:
(1) When the total amount of food expenses is equal to or greater than the amount of provision of the virtual food expenses, an amount obtained by multiplying the amount of provision of the virtual food expenses by the predetermined ratio is set as the corporate burden amount,
(2) An electronic food voucher system characterized in that, when the total food cost is less than the virtual food cost payment amount, an amount obtained by multiplying the total food cost by the predetermined ratio is set as a corporate burden amount. The personal identification terminal is a postpaid terminal that has versatility that can be used outside a specific restaurant, and the authentication device of the personal identification terminal is a postpaid payment machine,
The bill calculation means is:
(1) The total amount of food expenses is equal to or greater than the amount of provision of virtual food expenses,
(1-1) When the contractor of the postpaid terminal is the employee, an amount obtained by multiplying the virtual food expense payment amount by the predetermined ratio is set as a corporate burden amount,
(1-2) When the contractor of the postpaid terminal is the company or the management company, an amount obtained by multiplying the virtual food expense payment amount by the predetermined ratio is set as the company burden amount, and the total payment amount Set the amount paid by subtracting the company's contribution to employee payments,
(2) The total food cost is less than the virtual food cost payment amount,
(2-1) When the contractor of the postpaid terminal is the employee, an amount obtained by multiplying the total amount of food expenses by the predetermined ratio is set as a corporate burden amount,
(2-2) When the contractor of the postpaid terminal is the company or the management company, an amount obtained by multiplying the total amount of food expenses by the predetermined ratio is set as a company burden amount, 2. The electronic food voucher system according to claim 1, wherein the amount paid by the employee is set as the amount paid by the employee. The postpaid terminal is a credit card, the group includes a credit card payment company, the postpaid payment machine is a credit card authenticator,
The credit card authentication device, when an employee uses a credit card, asks the credit card payment company for authentication, and receives whether the authentication is possible from the credit card payment company,
3. The electronic food ticket system according to claim 2, wherein the billing amount set by the billing amount calculation means is notified to a credit card settlement company. The group includes the employee, the company, and the management company.
The information collecting device receives usage specification data for each personal identification terminal from the authenticator and outputs the data to the processing device.
The arithmetic unit executes a computer-readable program,
Means for storing the virtual food expense payment amount in the storage unit as a charge amount of electronic value that can be used at a member store in which the authentication machine is installed;
2. The electronic food ticket system according to claim 1, wherein means for subtracting an electronic value corresponding to a food cost amount included in the usage statement data received from the authenticator from the charge amount is provided.

Images