JP2012194985A - Sales data processor, and program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To transmit each of sales data and settlement data to an information center server with one communication means by connecting a settlement terminal and the information center server through a sales data processor.SOLUTION: A sales data processor 1 comprises: a communication part 15 which makes communication connection with an information center server through a communication network N; and a connection part 18 which makes connection with a settlement terminal. According to instructions of electronic settlement, sales data is transmitted to the settlement terminal. Settlement data generated at the settlement terminal is received by the connection part 18, and the received settlement data is transmitted to the information center server by the communication part 15. The approval result of settlement transmitted from the information center server is received by the communication part 15 and is transmitted to the settlement terminal by the connection part 18. Based on the approval result received from the settlement terminal by the connection part 18, the sales data is registered.

Description

  The present invention relates to a sales data processing apparatus, a settlement system, and a program.

  2. Description of the Related Art In recent years, payment systems that perform electronic payment by connecting a payment terminal installed in each store to a payment center via a communication network have become widespread (see, for example, Patent Document 1 and Patent Document 2). In addition, sales data processing devices such as ECR (Electronic Cash Register) installed at each store are connected to a server device via a network such as a dedicated line, and sales data at each store is stored in the server. A POS (Point Of Sale) system that collects data by an apparatus is also widespread.

JP 2006-350687 A JP 2006-268111 A

  However, since the above-described payment system and POS system constitute different networks, when both systems are used, the cost required for the introduction of each system becomes significant, especially in small stores. There was a problem that it was difficult.

  An object of the present invention is to send payment data generated by a payment terminal to a server device based on input sales data in response to an instruction for electronic payment, and to receive a transaction result transmitted from the server device. It is to be able to strengthen.

  The invention according to claim 1 is a sales data processing apparatus which is connected to a payment terminal via a connection means and connected to a server apparatus via a communication network, and is input according to an instruction for electronic payment First payment means for transmitting the received payment data to the payment terminal, receiving payment data generated and encrypted by the payment terminal based on the sales data from the payment terminal, and the received payment data Further, the second control means for transmitting the encrypted settlement data to the server device, and the encrypted transaction result transmitted by the server device are received, and the received transaction result is decrypted and decrypted. A third control unit that transmits a transaction result to the payment terminal; and a transaction result that is further decrypted by the payment terminal is received from the payment terminal, and the received transaction result represents approval of the transaction. , And a fourth control means for storing the transaction result thus received in the storage means.

The invention according to claim 2 is a sales data processing device, a payment terminal connected to the sales data processing device via a connection means, and a server device connected to the sales data processing device via a communication network; The sales data processing device transmits the input sales data to the payment terminal in response to an instruction for electronic payment, and the payment terminal generates the sales data based on the sales data. A first control means for receiving encrypted payment data from the payment terminal; a second control means for further encrypting the received payment data and transmitting the encrypted payment data to the server device; and the server A third control means for receiving an encrypted transaction result transmitted by the device, decrypting the received transaction result, and transmitting the decrypted transaction result to the settlement terminal; and the settlement terminal And a fourth control unit that stores the decrypted transaction result from the payment terminal and stores the received transaction result in a storage unit when the received transaction result represents approval of the transaction. The payment terminal generates payment data based on the sales data transmitted from the sales data processing device, encrypts the generated payment data, and transmits the encrypted payment data to the sales data processing device. 5, a sixth control unit that decrypts the transaction result transmitted from the sales data processing device and transmits the decrypted transaction result to the sales data processing device, and the server device The encrypted payment data transmitted from the data processing device is received, the received payment data is decrypted, the decrypted payment data is further decrypted, and the decrypted payment data is further decrypted. A seventh control means for acquiring a transaction result based on the data, encrypting the acquired transaction result, further encrypting the encrypted transaction result, and further transmitting the encrypted transaction result to the sales data processing device; It comprises.

According to a third aspect of the present invention, a computer provided in the sales data processing apparatus connected to the payment terminal via the connection means and connected to the server apparatus via the communication network is provided in response to an instruction for electronic payment. A first control means for transmitting the input sales data to the payment terminal, and receiving payment data generated and encrypted by the payment terminal based on the sales data from the payment terminal; and the received payment data The second control means for transmitting the encrypted payment data to the server device, receiving the encrypted transaction result transmitted by the server device, decrypting and decrypting the received transaction result Third control means for transmitting a transaction result to the payment terminal; receiving a transaction result further decrypted by the payment terminal from the payment terminal; When referring to is a program for functioning as a fourth control means, for storing transaction results thus received in the storage means.

  According to the present invention, when the payment data generated by the payment terminal based on the input sales data is transmitted to the server device and the transaction result transmitted by the server device is received in response to the electronic payment instruction, Can be strengthened.

The figure which shows the whole structure of the payment system which concerns on embodiment of this invention. The block diagram which shows the principal part structure of the sales data processing apparatus which concerns on this embodiment. The block diagram which shows the principal part structure of the payment terminal which concerns on this embodiment. The flowchart which shows the flow of the process performed in a sales data processing apparatus. The flowchart which shows the payment process performed in a sales data processing apparatus, and the process performed in a payment terminal in connection with this payment process. 6 is a flowchart showing a continuation of FIG. The flowchart which shows the continuation of FIG. 6 performed in a sales data processing apparatus, and the flowchart which shows the process performed in an information center server and a settlement center server with the process in this sales data processing apparatus. The flowchart which shows the continuation of FIG. 7 performed in a sales data processing apparatus, and the flowchart which shows the continuation of FIG. 6 performed in a payment terminal. The flowchart which shows the daily settlement process performed in a sales data processing apparatus, and the flowchart which shows the process performed in an information center server in connection with this daily settlement process. The flowchart which shows the continuation of FIG. 9 performed in a sales data processing apparatus, and the flowchart which shows the process performed in a payment terminal in connection with the process of this sales data processing apparatus. The flowchart which shows the continuation of FIG. 10 performed in a sales data processing apparatus, and the flowchart which shows the process performed in an information center server in connection with the process of this sales data processing apparatus. The flowchart which shows the continuation of FIG. 11 performed in a sales data processing apparatus, and the flowchart which shows the continuation of FIG. 10 performed in a payment terminal.

Hereinafter, embodiments of the present invention will be described with reference to the drawings.
First, the configuration in the present embodiment will be described.

  FIG. 1 shows an overall configuration of a payment system 100 according to the present embodiment. As shown in FIG. 1, the payment system 100 includes a sales data processing device 1 such as an ECR (Electronic Cash Register), a payment terminal 2 connected to the sales data processing device 1, and sales data processing. A card reader 3 connected to the device 1, an information center server 4 as a server device, and a settlement center server 5 connected to the information center server 4 are configured.

  The sales data processing apparatus 1 and the information center server 4 are connected via a communication network N such as the Internet. A VPN (Virtual Private Network) is constructed in the communication network N.

  One or more sales data processing apparatuses 1 are installed in each store, and the number of sales data processing apparatuses 1 connected to one information center server 4 via the communication network N is not limited. Further, FIG. 1 shows a case where the card reader 3 is connected to the sales data processing apparatus 1, but it may be connected to the settlement terminal 2.

  The information center server 4 collects sales data (product name, sales amount, etc.) transmitted from the sales data processing device 1 via the communication network N, and uses the collected data to support each store. And a payment function for causing the payment center server 5 to process payment data (for example, card number, expiration date, payment amount, etc.) transmitted from the payment terminal 2 via the sales data processing device 1.

  The settlement center server 5 is a server for providing services such as CAFIS (Credit And Finance Information System) (registered trademark) (various services related to credit settlement in which credit companies, member stores and financial institutions are connected via communication lines). It is.

  FIG. 2 shows a main part configuration of the sales data processing apparatus 1. As shown in FIG. 2, the sales data processing apparatus 1 includes a CPU (Central Processing Unit) 10, an input unit 11, a display unit 12, a RAM (Random Access Memory) 13, a storage unit 14, and a communication unit 15. A connection unit 18 for connecting the printing unit 16, a drawer 17, a settlement terminal 2, a connection unit 19 for connecting the card reader 3, and a connection unit 20 for connecting a memory card. Each part is connected via a bus 21.

  The CPU 10 reads out the control program stored in the storage unit 14, develops it in the RAM 13, and executes various processes.

  Specifically, the CPU 10 causes the sales data (transaction amount, etc.) to be transmitted to the payment terminal 2 in accordance with an electronic payment instruction, and causes the connection unit 18 to receive payment data generated by the payment terminal 2. Then, the received payment data is encrypted for transmission in the VPN, and the encrypted payment data is transmitted to the information center server 4 by the communication unit 15. Further, the CPU 10 receives the payment approval information transmitted from the information center server 4 by the communication unit 15, and causes the connection unit 18 to transmit it to the payment terminal 2. Further, the CPU 10 performs processing for registering sales data in the RAM 13 based on the approval information received from the settlement terminal 2 by the connection unit 18. Further, the CPU 10 causes the information center server 4 to transmit the daily sales data (the name and amount of the traded product) stored in the RAM 13 via the communication unit 15.

  The input unit 11 is a mode key (or mode changeover switch) for switching modes (registration, checkout, check, return, setting, etc.) of the sales data processing device 1, a cash / deposit key, and an instruction for electronic settlement. Various keys such as an electronic payment key, a numeric keypad for inputting numerical values, and a character key for inputting characters are provided, and an operation signal corresponding to each key operation is output to the CPU 10.

  The display unit 12 includes a display such as an LCD (Liquid Crystal Display), and performs a required display process in accordance with a display control signal input from the CPU 10.

  The RAM 13 develops a control program executed by the CPU 10 in a program storage area. The RAM 13 temporarily stores input data and processing result data generated when the control program is executed in the work area. The RAM 13 has a total memory for adding sales data for each transaction and storing the data.

  The storage unit 14 is configured by an HDD (Hard Disc Drive), a nonvolatile semiconductor memory, or the like, and stores a control program executed by the CPU 10, data necessary for executing the control program, and the like.

  The communication unit 15 performs control for communication connection to the information center server 4 via the communication network N.

  The printing unit 16 is, for example, a thermal printer, and includes a roll paper for a receipt to be delivered to a customer and a roll paper for a journal stored in a store (for recording merchandise transaction details), and a print control signal input from the CPU 10. As a result, the name, amount, etc. of the traded product are printed on each roll paper as sales details.

  The drawer 17 is a drawer that stores cash such as coins and banknotes, and is released by a signal from the CPU 10 by an operation of the input unit 11 (cash / deposit key pressing operation).

  The connection unit 18 has a connection terminal for serially connecting the sales data processing apparatus 1 to the payment terminal 2, and transmits / receives data to / from the payment terminal 2. The connection unit 19 has a connection terminal for connecting a card reader 3 for reading a magnetic card such as a cash card or a credit card, or an IC card with a contact or non-contact type reader / writer (read / write device). Read data input from the reader 3 is received.

  The connection unit 20 includes a connector, a socket, and the like, and is connected to a memory card. The memory card includes an electronic register code as identification information of the sales data processing device 1 and connection destination information of the information center server 4 (IP address of the information center server 4, ports of various services provided by the information center server 4) Number etc.) is stored. The CPU 10 reads the connection destination information stored in the memory card and accesses the information center server 4.

  FIG. 3 shows a main part configuration of the payment terminal 2. As shown in FIG. 3, the payment terminal 2 includes a CPU (Central Processing Unit) 201, an input unit 202, a display unit 203, a connection unit 204 for connecting the sales data processing device 1, and a RAM (Random Access). Memory) 205, a storage unit 206, a contact reader / writer 207, a non-contact reader / writer 208, and a connection unit 209 for connecting a memory card. Each unit is connected via a bus 210. Connected.

  The CPU 201 reads out the control program stored in the storage unit 206, expands it in the RAM 205, and executes various processes.

  For example, the CPU 201 generates payment data based on the sales data received from the sales data processing apparatus 1, encrypts the payment data using a predetermined encryption method, and sends the encrypted payment data to the connection unit 204. Is transmitted to the sales data processing device 1.

  The input unit 202 has function keys such as numeric input keys, and outputs operation signals generated by key operations to the CPU 201.

  The display unit 203 has a display such as an LCD (Liquid Crystal Display), and performs a required display process in accordance with a display control signal input from the CPU 201.

  The connection unit 204 has a connection terminal for serially connecting the payment terminal 2 to the sales data processing apparatus 1, and transmits / receives data to / from the sales data processing apparatus 1.

  The RAM 205 develops a control program executed by the CPU 201 in a program storage area. The RAM 205 temporarily stores input data and processing result data generated when the control program is executed in the work area. The RAM 205 stores transaction data for each transaction by electronic payment (payment data, availability of transaction by electronic payment (approval information), etc.).

  The storage unit 206 is configured by an HDD (Hard Disc Drive), a nonvolatile semiconductor memory, or the like, and stores a control program executed by the CPU 201 and data necessary for executing the control program.

  The contact type reader / writer 207 has a contact terminal for contacting an IC card which is a recording medium incorporating a contact type IC chip, and is stored in the IC card when the IC card contacts the contact terminal. Read data (card number, expiration date, etc.) and write data.

  The non-contact type reader / writer 208 reads and writes data recorded on the recording medium by wireless communication when the recording medium in which the non-contact type IC chip is built is within a readable / writable distance. In the present embodiment, the recording medium is described as a mobile terminal (such as a mobile phone or a PDA) having a credit function with a built-in non-contact type IC chip. However, the present invention is not limited to this.

  The connection unit 209 includes a connector, a socket, and the like, and is connected to a memory card. This memory card stores an electronic payment terminal code or the like as identification information of the payment terminal 2.

  Next, the operation in this embodiment will be described with reference to the flowcharts of FIGS.

  First, the flow of processing executed under the control of the CPU 10 of the sales data processing apparatus 1 will be described with reference to the flowchart of FIG.

  First, it is determined whether or not the current mode of the sales data processing apparatus 1 is “registration” (step S1). This determination is performed, for example, by referring to the setting content of the mode setting memory in which the setting content is rewritten by operating the mode key in the input unit 11 or referring to the setting position of the mode change switch. If it is determined in step S1 that the current mode is “registration” (step S1; YES), it is determined whether or not the “registration” is sales registration (step S2).

  If it is determined in step S2 that it is not sales registration (for example, payment, money exchange, etc.) (step S2; NO), a corresponding registration process other than sales registration is performed (step S3). On the other hand, if it is determined in step S2 that it is sales registration (step S2; YES) (for example, when a customer purchases a product), whether payment by electronic payment is instructed by operating the electronic payment key of the input unit 11 It is determined whether or not (step S4).

  If it is determined in step S4 that payment by electronic payment is not instructed (step S4; NO), payment processing (for example, cash payment processing) is performed using a payment method other than electronic payment (step S5). ), The sales data is added to the total memory of the RAM 13.

  On the other hand, if it is determined in step S4 that the payment is by electronic payment (step S4; YES), a payment process is performed by communication with the payment terminal 2 and the information center server 4 (step S6). The payment process in step S6 will be described in detail later with reference to FIGS.

  If it is determined in step S1 that the current mode is not “registration” (step S1; NO), it is determined whether or not the current mode is “settlement” (step S7). If it is determined in step S7 that the current mode is “settlement” (step S7; YES), it is determined whether or not the “settlement” is daily settlement (step S8).

  When it is determined in step S8 that it is not daily settlement (step S8; NO), normal settlement processing other than daily settlement is performed (step S9). On the other hand, if it is determined in step S8 that the daily balance is settled (step S8; YES), a daily balance settlement process by communication with the settlement terminal 2 and the information center server 4 is performed (step S10). The daily settlement process in step S10 will be described in detail later with reference to FIGS.

  If it is determined in step S7 that the current mode is not “settlement” (step S7; NO), it is determined whether or not the current mode is “check” (step S11).

  If it is determined in step S11 that the current mode is “inspection” (step S11; YES), an inspection process is performed (step S12). On the other hand, when it is determined in step S11 that the current mode is not “inspection” (step S11; NO), it is determined whether or not the current mode is “return” indicating cancellation of the previous process. (Step S13).

  If it is determined in step S13 that the current mode is “return” (step S13; YES), a return process (cancellation process) is performed (step S14). On the other hand, when it is determined in step S13 that the current mode is not “return” (step S13; NO) (when it is determined that “setting”), a setting process is performed by key operation of the input unit 11. (Step S15).

  Next, with reference to the flowcharts of FIGS. 5 to 8, a settlement process executed under the control of the CPU 10 of the sales data processing apparatus 1 when an electronic transaction is instructed (step S <b> 6 in FIG. 4). A process executed under the control of the CPU 201 of the payment terminal 2, a process executed in the information center server 4, and a process executed in the payment center server 5 will be described.

  First, sales data representing the total amount of one transaction is transmitted from the sales data processing apparatus 1 to the settlement terminal 2 through the connection unit 18 (step S20). The settlement terminal 2 receives the sales data (step P1).

  After the sales data is transmitted, the sales data processing apparatus 1 determines whether or not the magnetic card read data (card number, expiration date, etc.) is input from the card reader 3 (step S21). In step S21, when it is determined that read data is input from the card reader 3 (step S21; YES), the input read data is transmitted to the settlement terminal 2 by the connection unit 18 (step S22).

  Further, when a payment condition (the number of payments) is input from the card reader 3 or the input unit 11 (step S23; YES), the input payment condition data is transmitted to the settlement terminal 2 by the connection unit 18. (Step S24).

  In the payment terminal 2, when the reading data of the magnetic card is input from the sales data processing apparatus 1 (step P2; YES), and further payment condition data is input (step P3; YES), the process proceeds to step P11 described later. .

  When there is no input of reading data of the magnetic card from the card reader 3 (step S21; NO), the sales data processing device 1 waits for data reception from the settlement terminal 2.

  The payment terminal 2 does not receive the read data of the magnetic card (step P2; NO), and the contactless reader / writer 208 reads the payment data (such as a user number) from the mobile terminal having a credit function. If it is detected (step P4; YES), a negative check is performed on the read data based on the negative data (black list or the like) stored in the RAM 205 (step P5). The negative data is downloaded from the information center server 4 periodically (for example, at the start of work).

  On the other hand, when the data (card number, expiration date, etc.) recorded on the IC card is read by the contact reader / writer 207 (step P13), the process proceeds to step P9 described later.

  When a negative check is performed on the read data of the mobile terminal, it is determined whether or not the negative check result is OK (no problem) (step P6). In step P6, when it is determined that the result of the negative check is NG (step P6; NO), an error message is transmitted to the sales data processing device 1 (step P7), and the processing at the payment terminal 2 ends.

  In the sales data processing apparatus 1, when an error message is received from the settlement terminal 2 (step S25; YES), the current transaction is interrupted and a process of returning to the registered state is performed (step S26), and the process returns to step S4.

  In the payment terminal 2, when it is determined in step P6 that the result of the negative check is OK (step P6; YES), the total amount of the transaction is 10,000 yen based on the sales data received in step P1. It is determined whether or not (step P8).

  In step P8, when it is determined that the total amount exceeds 10,000 yen (step P8; YES), or when the IC card is read in step P13, the password is obtained by the operation of the input unit 202 by the customer. Input (step P9). Furthermore, the payment condition (the number of payments) of the price is input by the operation of the input unit 202 by the store clerk or the customer (step P10).

  If it is determined in step P8 that the total amount is 10,000 yen or less (step P8; NO), the payment condition is input without requesting the input of the personal identification number (step P10). Further, in the case of payment with a magnetic card, since the signature is made by the customer, the payment condition is input without requesting the input of the personal identification number (step P10).

  When the payment conditions have been entered, payment data necessary for approval at the payment center server 5 is generated based on the sales data and the read data (card number, expiration date, etc.) from the mobile terminal or IC card. The settled settlement data is encrypted (step P11). In step P11, for example, the payment data is encrypted according to an encryption method such as 3DES (Triple Data Encryption Standard). The data encrypted in step P11 is [DATA: 1α]. The encrypted data [DATA: 1α] is transmitted to the sales data processing apparatus 1 (step P12).

  In the sales data processing apparatus 1, when the encrypted data [DATA: 1α] is received by the connection unit 18 (step S27; YES), the encrypted data [DATA: 1α] is subjected to VPN using an encryption method such as 3DES. Encryption is performed to transmit the inside (step S28). The data encrypted in step S28 is [DATA: 1β].

  Next, the sales data processing device 1 is connected to the information center server 4 by the communication unit 15 based on the port number of the payment service recorded in the memory card connected to the connection unit 20 (or the connection unit 209 of the payment terminal 2). Is done. Then, the encrypted data [DATA: 1β] obtained in step S28 is transmitted to the information center server 4 (step S29).

  When the information center server 4 receives the encrypted data [DATA: 1β] (step C1; YES), the received [DATA: 1β] is decrypted (step C2). Returning to [DATA: 1α] by the decoding process in step C2. Then, [DATA: 1α] is further decoded (step C3). The plaintext settlement data is obtained by the decryption process in step C3. Then, the plaintext settlement data obtained in step C3 is transmitted to the settlement center server 5 (step C4).

  When payment data is received from the information center server 4 (step T1; YES), the payment center server 5 determines whether or not a transaction is possible based on the payment data (step T2). And the plaintext transaction result which shows the judgment result in step T2 is transmitted to the information center server 4 (step T3). If the transaction is approved, the transaction result includes an approval number.

  When the information center server 4 receives plaintext transaction result data from the settlement center server 5 (step C5; YES), the received plaintext data is encrypted according to an encryption scheme such as 3DES (step S5). C6). The encrypted data obtained in step C6 is [DATA: 1γ].

  Next, the encrypted data [DATA: 1γ] is further encrypted for transmission within the VPN by an encryption method such as 3DES (step C7). The encrypted data obtained in step C7 is assumed to be [DATA: 1δ]. The encrypted data [DATA: 1δ] is transmitted to the sales data processing apparatus 1 via the communication network N (step C8).

  When the sales data processing apparatus 1 receives the encrypted data [DATA: 1δ] representing the transaction result (step S30; YES), the received [DATA: 1δ] is decrypted (step S31). The process returns to [DATA: 1γ] by the decoding process in step S31. [DATA: 1γ] is transmitted to the settlement terminal 2 by the connection unit 18 (step S32).

  When the settlement terminal 2 receives [DATA: 1γ] (step P14; YES), the received [DATA: 1γ] is decrypted (step P15). Then, the data (transaction data) relating to the transaction including the data obtained in Step P15 and the settlement data is tanked (saved) in the RAM 205 (Step P16). Then, data representing the transaction result obtained in step P15 is transmitted to the sales data processing apparatus 1 (step P17).

  In the sales data processing device 1, when the transaction result data is received by the connecting unit 18 (step S33; YES), it is determined whether or not the transaction is approved based on the received data (step S34). When it is determined in step S34 that the transaction has not been approved (step S34; NO), the transaction is interrupted, a process of returning to the registration state is performed (step S35), and the process returns to step S4.

  On the other hand, if it is determined in step S34 that the transaction has been approved (step S34; YES), the details of sales, the approval number, a part of the card number, etc. are printed on the receipt, and the receipt is issued (step S36). After the receipt is issued, a registration process such as adding department-specific sales data to the total memory of the RAM 13 is performed (step S37), and the settlement process ends.

  Next, referring to the flowcharts of FIGS. 9 to 12, the daily settlement process executed under the control of the CPU 10 of the sales data processing apparatus 1 when the daily settlement is instructed at the end of work (step of FIG. 4). S10), a process executed under the control of the CPU 201 of the settlement terminal 2 in accordance with the daily settlement process, and a process executed in the information center server 4 will be described.

  In the sales data processing apparatus 1, first, sales data for one day (total amount, etc.) is read from the total memory of the RAM 13, and encrypted by an encryption method such as 3DES (step S40). The encrypted data obtained in step S40 is [DATA: 2α].

  Next, the port number of the store support service provided by the information center server 4 is read from the memory card connected to the connection unit 20, and the sales data processing device 1 is connected to the information center server 4 by the communication unit 15. The Then, the encrypted data [DATA: 2α] is transmitted to the information center server 4 (step S41).

  When the information center server 4 receives the encrypted data [DATA: 2α] of the sales data (step C20; YES), the received [DATA: 2α] is decrypted (step C21). By the decryption process in step C21, the sales data is in a plain text state and is stored in the store support database (not shown) (step C22).

  Next, data notifying that the sales data has been normally received is encrypted by an encryption method such as 3DES (step C23). The encrypted data obtained in step C23 is [DATA: 2β]. [DATA: 2β] is transmitted to the sales data processing apparatus 1 via the communication network N (step C24).

  In the sales data processing apparatus 1, when [DATA: 2β] is received (step S42; YES), the received [DATA: 2β] is decrypted (step S43). Then, based on the data obtained in step S43, it is determined whether the result is OK, that is, whether the sales data for one day has been normally received by the information center server 4 (step S44).

  When it is determined in step S44 that the result is not OK (step S44; NO), the process proceeds to step S56 described later. On the other hand, when it is determined in step S44 that the result is OK (step S44; YES), it is determined whether or not the sales data processing apparatus 1 is connected to the payment terminal 2 (step S45).

  If it is determined in step S45 that the sales data processing apparatus 1 is not connected to the payment terminal 2 (step S45; NO), the process proceeds to step S56 described later. On the other hand, if it is determined in step S45 that the sales data processing device 1 is connected to the payment terminal 2 (step S45; YES), the transaction in which the daily sales data by electronic payment is aggregated for the payment terminal 2 A message requesting data is transmitted (step S46).

  In the settlement terminal 2, when transaction data is requested from the sales data processing device 1 (step P20; YES), the daily transaction data tanked to the RAM 205 is read out and encrypted by an encryption method such as 3DES. (Step P21). The encrypted data obtained in step P21 is [DATA: 3α]. [DATA: 3α] is transmitted to the sales data processing apparatus 1 (step P22).

  When the sales data processing apparatus 1 receives the encrypted data [DATA: 3α] of the transaction data (step S47; YES), the [DATA: 3α] is transmitted within the VPN by an encryption method such as 3DES. Is encrypted (step S48). The encrypted data obtained in step S48 is [DATA: 3β].

  Next, the sales data processing device 1 is connected to the information center server 4 by the communication unit 15 based on the port number of the settlement service. Then, the encrypted data [DATA: 3β] obtained in step S48 is transmitted to the information center server 4 (step S49).

  When the information center server 4 receives the encrypted data [DATA: 3β] (step C30; YES), the received [DATA: 3β] is decrypted (step C31). The process returns to [DATA: 3α] by the decoding process in step C31. [DATA: 3α] is further decrypted to be in a plaintext state (step C32).

  The plaintext data obtained in step C32 is transmitted to an acquirer (credit card settlement organization) (not shown) (step C33). When the processing result is received from the acquirer (step C34; YES), the data of the processing result is encrypted by an encryption method such as 3DES (step C35). The encrypted data obtained in step C35 is [DATA: 3γ].

  Next, the encrypted data [DATA: 3γ] is further encrypted for transmission in the VPN by an encryption method such as 3DES (step C36). The encrypted data obtained in step C36 is [DATA: 3δ]. The encrypted data [DATA: 3δ] is transmitted to the sales data processing apparatus 1 via the communication network N (step C37).

  When the sales data processing apparatus 1 receives the encrypted data [DATA: 3δ] (step S50; YES), the received [DATA: 3δ] is decrypted (step S51). The process returns to [DATA: 3γ] by the decoding process in step S51. [DATA: 3γ] is transmitted to the settlement terminal 2 by the connection unit 18 (step S52).

  When the settlement terminal 2 receives [DATA: 3γ] (step P23; YES), the received [DATA: 3γ] is decrypted (step P24). Next, based on the data obtained in step P24, it is determined whether or not the processing result in the acquirer is OK (step P25).

  When it is determined in step P25 that the processing result is OK (step P25; YES), the transaction data tanked in the RAM 205 is cleared (step P26), and the processing result is transmitted to the sales data processing apparatus 1 ( Step P27). On the other hand, when it is determined in step P25 that the processing result is NG (step P25; NO), the transaction data tanked in the RAM 205 is not cleared and the processing result is transmitted to the sales data processing apparatus 1 (step S25). P27).

  In the sales data processing device 1, when the processing result is received from the settlement terminal 2 (step S53; YES), it is determined whether or not the processing result is OK (step S54). If it is determined in step S54 that the processing result is NG (step S54; NO), an error message is printed on receipt paper or journal paper by the printing unit 16 (step S55), and the total memory of the RAM 13 is not cleared. The daily settlement process ends.

  On the other hand, if it is determined in step S54 that the processing result is OK (step S54; YES), a settlement report in which details of sales by department and person in charge are printed on receipt paper or journal paper by the printing unit 16 is displayed. Issued (step S56). After the settlement report is issued, the total memory in the RAM 13 is cleared (step S57), and the daily settlement process ends.

  As described above, according to the present embodiment, the sales data processing device 1 relays the communication between the payment terminal 2 and the information center server 4 so that each of the sales data and the payment data is transmitted to the information center by one communication means. Transmission to the server 4 is possible.

  Further, the payment data encrypted by the payment terminal 2 is further encrypted for VPN transmission by the sales data processing device 1, thereby ensuring security and communication quality.

1 Sales data processing device 10, 201 CPU
11, 202 Input unit 12, 203 Display unit 13, 205 RAM
DESCRIPTION OF SYMBOLS 14,206 Memory | storage part 15 Communication part 16 Printing part 17 Drawer 18, 19, 20, 204, 209 Connection part 2 Payment terminal 207 Contact type reader / writer 208 Non-contact type reader / writer 3 Card reader 4 Information center server 5 Payment center server 100 Payment system

The present invention, sales data processing apparatus, and a program.

The invention according to claim 1 is a sales data processing apparatus which is connected to a payment terminal via a connection means and connected to a server apparatus via a communication network, and is input according to an instruction for electronic payment first control means for transmitting the sales data to the settlement terminal, the settlement data for sales data received from the payment terminal, a second control for transmitting the payment data to the server device encrypts receiving means, the result transactions handled by the server device to the payment data from the server device, and a third control means for transmitting the transaction result of its in the payment terminal, and stores the transaction result receiving a transaction result from the settlement terminal, whether to perform a determination unit that the transaction result to determine whether representing the approval of the transaction, processing of electronic payment based on a determination result in the determination means Comprises a fourth control means for controlling, the.

The invention according to claim 3 is a sales data processing apparatus which is connected to the settlement terminal via the connection means and is connected to the server apparatus via the communication network, in response to an instruction for the settlement processing of the sales data. A first control means for encrypting the sales data and transmitting it to the server device; and when receiving a result indicating that the sales data has been normally received by the server device from the server device, Second control means for transmitting a message requesting transmission of transaction data by electronic payment, and receiving transaction data that has been electronically settled from the payment terminal, encrypting the received transaction data and transmitting the encrypted transaction data to the server device. 3 Control means and processing result data indicating a processing result for the transaction data are received from the server device, and the processing result data is sent to the settlement terminal. A fourth control unit that receives the processing result data processed by the settlement terminal from the settlement terminal, and a settlement unit that executes a settlement process if the received processing result is a problem-free result. .

Claims (3)

A sales data processing device connected to a payment terminal via a connection means and connected to a server device via a communication network,
First control for transmitting input sales data to the payment terminal in response to an instruction for electronic payment, and receiving payment data generated and encrypted by the payment terminal based on the sales data from the payment terminal Means,
A second control means for further encrypting the received payment data and transmitting the encrypted payment data to the server device;
Third control means for receiving an encrypted transaction result transmitted by the server device, decrypting the received transaction result, and transmitting the decrypted transaction result to the settlement terminal;
Receiving a transaction result further decrypted by the payment terminal from the payment terminal, and if the received transaction result represents approval of the transaction, a fourth control means for storing the received transaction result in a storage means;
A sales data processing apparatus. A payment system comprising: a sales data processing device; a payment terminal connected to the sales data processing device via a connection means; and a server device connected to the sales data processing device via a communication network;
The sales data processing device includes:
First control for transmitting input sales data to the payment terminal in response to an instruction for electronic payment, and receiving payment data generated and encrypted by the payment terminal based on the sales data from the payment terminal Means,
A second control means for further encrypting the received payment data and transmitting the encrypted payment data to the server device;
Third control means for receiving an encrypted transaction result transmitted by the server device, decrypting the received transaction result, and transmitting the decrypted transaction result to the settlement terminal;
Receiving a transaction result further decrypted by the payment terminal from the payment terminal, and if the received transaction result represents approval of the transaction, a fourth control means for storing the received transaction result in a storage means; Comprising
The payment terminal is
Fifth control means for generating payment data based on the sales data transmitted from the sales data processing device, encrypting the generated payment data, and transmitting the encrypted payment data to the sales data processing device;
Sixth control means for decrypting the transaction result transmitted from the sales data processing device and transmitting the decrypted transaction result to the sales data processing device;
The server device
The encrypted payment data transmitted from the sales data processing device is received, the received payment data is decrypted, the decrypted payment data is further decrypted, and a transaction result is obtained based on the decrypted payment data A seventh control means for encrypting the acquired transaction result, further encrypting the encrypted transaction result, and further transmitting the encrypted transaction result to the sales data processing device;
A payment system comprising: A computer provided in the sales data processing apparatus connected to the payment terminal via the connection means and connected to the server apparatus via the communication network;
First control for transmitting input sales data to the payment terminal in response to an instruction for electronic payment, and receiving payment data generated and encrypted by the payment terminal based on the sales data from the payment terminal means,
Second control means for further encrypting the received payment data and transmitting the encrypted payment data to the server device;
Third control means for receiving an encrypted transaction result transmitted by the server device, decrypting the received transaction result, and transmitting the decrypted transaction result to the settlement terminal;
A fourth control means for receiving a transaction result further decrypted by the payment terminal from the payment terminal, and storing the received transaction result in a storage means if the received transaction result represents approval of the transaction;
Program to function as.

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