JP2012108619A - Discount application form preparation support system and discount application form preparation support method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To save user's labor of filling in a discount application form.SOLUTION: A discount application form preparation support system performs: a step of, when a claim user number is input from an office window terminal 11 to a discount request processing unit 21 of an electronically recorded monetary claim computer 100, storing, in a claim/debt database 31, claim/debt transaction history information corresponding to the claim user number stored in a transaction history database 210 of a common relay center 200, with the input claim user number as a key; and a step of making a discount application form editing processing unit edit and print out a discount application form, with the claim/debt transaction history information stored in the claim/debt database 31 input thereto.

Description

  The present invention relates to a discount application form creation support system and a discount application form creation support method capable of supporting creation of a discount application form for a regional bank of electronic record receivables.

  In recent years, bills and trade receivables held by companies have been digitized to enable electronic transactions via the Internet, and as a means of settlement to replace paper bills, liquidation of receivables has been promoted and business operators have been able to raise funds smoothly. The Electronic Record Loan Act is being implemented for the purpose of This law stipulates the generation, transfer, etc. of electronic record receivables, as well as the electronic receivable recording institution that conducts the recording business of electronic record receivables. It is necessary to make payments and raise funds at the branch office.

  At this financial institution sales office, when the user assigns the receivables to the financial institution and the financial institution conducts a discount operation for the electronically recorded receivable that provides the user with a discount, the user writes a discount describing the prescribed matters. It is necessary to submit the application form to the window.

  As a document describing the technique relating to the handling of the electronic record receivable, for example, the following Patent Document 1 is cited.

JP 2008-217504 A

  Although the above-mentioned Patent Document 1 describes a technique for determining whether or not the transfer management device that has registered the electronic registered bond information has transferred the electronic registered bond from the transferor, Is not taken into consideration, and if there are many eligible loans, the number of digits in the record number for identifying the claims is large and the description by the user is complicated, There was a problem that there was a concern about writing mistakes. To be specific, when handwriting a discount application form, you must apply for all the details of credits to be discounted (creditor information, financial institution information, account information address, credit amount, record number) Since it is necessary to bring a document describing the basics of receivables in place of conventional bills to the financial institution and to post many of the items described above, it is cumbersome for the user to write the discount application form and there is a mistake in posting. There was a problem that there is a risk of inviting.

  An object of the present invention is to solve the above-described problems caused by the prior art, and when a user of an electronic record loan makes a discount application at a sales office of a financial institution in a discount operation for an electronic record loan. It is to provide a discount application creation support system and a discount application creation support method capable of saving the description of the discount application to be presented and reducing description errors.

  In order to achieve the above object, the present invention according to claim 1 is connected to a transaction history database for storing receivables and debt transaction history information related to receivables and debt transactions registered in a record book database of an electronic receivables recording institution, A discount application creation support system for electronically recorded receivables computer that edits and outputs a discount application based on the creditor user number using the creditor user number input from the sales office window terminal as a key, The electronically recorded credit computer includes a discount request processing unit that performs a discount transaction based on a creditor user number input from the sales office window terminal, a discount edit output processing unit that performs an editing process of the discount application, A credit / debt database connected to a transaction history database, and the discount request processing unit receives a credit No. is input, the credit / debt transaction history information corresponding to the credit user number stored in the transaction history database is acquired using the entered credit user number as a key, and stored in the credit / debt database. The discount application which input the credit / debt transaction history information stored in the claim / debt database using the discount application edit output processing unit is edited and output.

  The invention described in claim 2 is connected to a transaction history database for storing receivables and debt transaction history information related to receivables and debt transactions registered in a record book database of an electronic receivables record institution, and input from the sales counter terminal. A discount request processing unit for performing a discount transaction based on a creditor user number; a discount editing output processing unit for editing the discount application; and a credit / debt database connected to the transaction history database. A method for supporting creation of a discount application form for an electronically-recorded receivable computer that edits and outputs a discount application form based on the creditor user number using the creditor user number input from the sales office counter terminal as a key, When the credit card user number is input from the branch office counter terminal to the discount request processing unit of the electronic record credit computer, the input Acquiring the credit / debt transaction history information corresponding to the credit user number stored in the transaction history database using the right user number as a key and storing it in the credit / debt database, and the discount application edit output And a step of editing and outputting a discount application form in which the credit / debt transaction history information stored in the credit / debt database is input using the processing unit.

  The discount application creation support system and method according to the present invention provides a discount request processing unit of an electronically recorded claim computer, when a claim user number is inputted from the sales counter window terminal, using the entered claim user number as a key. Acquires the receivable / debt transaction history information corresponding to the receivable user number stored in the transaction history database and stores it in the receivable / debt database, and stores it in the receivable / debt database using the discount application edit processing unit By executing the process of editing and outputting the discount application form in which the received credit / debt transaction history information is input, it is possible to save the description of the discount application form by the user and reduce the description mistakes.

The figure which shows the whole structure of the discount application creation preparation system by embodiment of this invention The figure which shows the discount application form by embodiment of this invention

Hereinafter, an embodiment of a discount application creation support system and a discount application creation support method according to the present invention will be described in detail with reference to the drawings.
As shown in FIG. 1, the discount application form creation support system according to the present embodiment includes a computer including a record book database 310 of an electronic bond recording institution 300 established by the National Bank Association, and an electronic record bond computer that characterizes the present embodiment. 100 and a computer of the joint relay center 200 including a transaction history database 210 that stores a transaction history between the computer of the electronic bond recording institution 300 and the computer of the electronic record bond computer 100, Sales office counter terminal 11 which is a computer installed at a financial institution sales office counter, a discount request processing section 21 for processing discount transactions from this sales office counter terminal 11, and a discount edit output process for editing a discount application form A web (Web) server 20 having a unit 22; With a network 12 that connects the Busaba 20 and the business shop window terminal 11, and a database server 30 including the assets and liabilities database 31 for storing history information of assets and liabilities information.

  The discount application creation support system configured as described above is a web server that uses, as a key, a receivable user number input by the user through the sales office counter terminal 11 when the user makes a discount application for the electronically recorded receivable at the sales office. 20 discount request processing units 21 are activated, and the activated discount request processing unit 21 uses the credit user number as a key to receive the corresponding user's credit from the credit / debt database 31. The process of extracting all debt information and storing it in the claim / debt database 31 of the database server 30 and the basic items based on the claim / debt information stored in the claim / debt database 31 by the discount edit output processing unit 22 are described A step of editing the discount application form information and transmitting it to the sales office counter terminal 11, and a discount application form 19 describing the basic items using the discount application form information received from the web server 20 by the sales office counter terminal 11 And a step of performing a printout operation.

  As shown in FIG. 2, the printed discount application form includes the receipt number received at the sales office window terminal, the printing date and time indicating the printing time, the store number and branch name indicating the store, the customer number indicating the customer himself, Various information such as electronically recorded receivable user number indicating the user of the receivable and account number that divides the settlement account among the users is edited and output as header information, and the amount of receivables, receivable number, payment date and debtor of existing receivables Information (information such as financial institution name, branch name, account type, account number, account name, address, credit amount) is edited and printed out in descending order of credit amount. This discount application form has a split amount area so that it can handle split transfers, which is a feature of electronically recorded receivables. If you want to apply for discounts on the credits handled by other banks, you can apply by handwriting this application form.

  As described above, in the discount application creation support system and the discount application creation support method according to the present embodiment, the credit / debt information traded between the sales office window terminal 11 and the electronic bond recording institution 300 is the transaction history of the joint relay center 200. When a discount request processing request is issued from the branch office counter terminal 11 using the credit card user number as a key by using that stored in the database 210, the discount request processing unit 21 of the web server 20 causes the joint relay center 200 to Application information obtained from the transaction history database 210 of the transaction using the credit card user number as a key to obtain the credit card / transaction information of the transaction corresponding to the credit card user number and describing the basic items based on the acquired credit card / transaction information Can be edited and sent to the sales office window terminal 11 to prevent the user from having to transcribe the credit details for discount. It is possible to prevent transcription errors together.

11 branch office terminal, 12 network, 19 discount application,
20 web server, 21 discount request processing unit, 22 discount edit output processing unit,
30 database server, 31 debt and debt database,
100 electronic record credit computer, 200 joint relay center,
210 Transaction history database, 300 Electronic bond recorder,
310 Record Ledger Database

Claims (2)

  Connected to the transaction history database that stores the receivables and debt transaction history information related to the receivables and debt transactions registered in the record database of the electronic receivables record organization, the user number entered by the user using the sales counter terminal A discount application form creation support system for an electronic record receivable computer that edits and outputs a discount application form based on the claim user number as a key, and the electronic record receivable computer is input from the sales office counter terminal A discount request processing unit for performing a discount transaction based on a receivable user number, a discount editing output processing unit for editing the discount application, and a credit / debt database connected to the transaction history database, When the discount request processing unit receives a credit card user number from the branch office counter terminal, the entered credit card user number Using the discount application edit output processing unit to acquire and store the credit / debt transaction history information corresponding to the creditor user number stored in the transaction history database using the key as a key and store in the credit / debt database A discount application form creation support method that edits and outputs a discount application form in which receivable / debt transaction history information stored in the receivable / debt database is entered.   Discounts based on the receivable user number input from the sales counter window connected to the transaction history database that stores receivables and debt transaction history information related to receivables and debt transactions registered in the record database of the electronic receivables record organization A discount request processing unit for performing a transaction, a discount editing output processing unit for editing the discount application, and a credit / debt database connected to the transaction history database. A method for supporting the creation of a discount application form for an electronically recorded credit computer that edits and outputs a discount application based on the creditor user number using an input creditor user number as a key, the discount request for the electronically recorded credit computer When the creditor user number is input from the branch office counter terminal to the processing unit, the input creditor user number is used as a key. Obtaining the claim / debt transaction history information corresponding to the claim user number stored in the transaction history database and storing it in the claim / debt database, and using the discount application edit output processing unit A discount application form creation support method that executes a process of editing and outputting a discount application form in which the credit / debt transaction history information stored in the debt database is input.

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