JP2012088755A - Custody support system, custody support method, and custody support program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a custody support system, a custody support method, and a custody support program that accurately hold and carry out bill dealings that a nonresident is concerned with based upon an instruction set in a telegraphic message.SOLUTION: A control part 21 of a custody support system 20 executes instruction reception processing. Then the control part 21 executes collation processing and counting processing. When a precedent telegraphic message is not received, a control part 21 sets a hold management counter in the counting processing based upon a hold instruction in a dealing telegraphic message or a change telegraphic message. When a precedent telegraphic message is received, on the other hand, the control part 21 executes handling determination processing meeting a situation with respect to the dealing telegraphic message or the change telegraphic message. Here, the control part 21 executes hold processing or release processing on dealings with the hold management counter recorded in a dealing management data storage part 23 and a hold identifier recorded in the dealing telegraphic message or the change telegraphic message.

Description

  The present invention relates to a custody support system, a custody support method, and a custody support program for supporting custodian operations in securities transactions involving non-residents in a custodian.

  When non-residents such as overseas investors and securities companies trade domestic securities, they use custody services provided by banks and securities companies. For example, if a sales contract is concluded between an overseas resident investor and an overseas branch office of a domestic securities company for the purchase and sale of domestic securities, the investor will give the foreign custodian a purchase order (delivery of the securities accompanying the securities sale). Instructions). Then, the instruction is transmitted to a domestic bank or the like that performs custody work. Here, the bank receives instructions from business partners such as overseas custodians via a SWIFT system (SWIFT: The Society for Worldwide Interbank Financial Tele-communication).

  When conducting such securities transactions, DVP (Delivery Versus Payment), which simultaneously delivers the securities and settles the funds as the consideration, is realized in order to reduce settlement risk, and payment is made one business day after the transaction date. The introduction of T + 1 settlement is under consideration. In addition, when receiving instructions from overseas custodians and other business partners at domestic banks that conduct custodian business, it may be nighttime due to time differences.

  In order to realize efficient and rapid processing for such instruction data, a custody support method has been studied (for example, see Patent Document 1). In the custody support method described in this document, New data for instructing a new sales transaction and Cancel data for invalidating the previously accepted instruction data are received. For New data, settlement of securities transaction is performed, and for the Cancel data, New data determined to have the same item content is invalidated.

  When performing such custody work, it is necessary to confirm that the contents of the instructions from the bank side customer and the contents of the instructions of the counterparty match. In order to confirm the coincidence of the contents of the order, a settlement collation system of a securities custody transfer mechanism is used (for example, see Non-Patent Document 1). That is, the overseas branch of the domestic securities company that is the counterpart of the transaction transmits the instruction data to the domestic securities company. Then, similar to banks that perform custody business, domestic securities firms send instruction data to the payment verification system. The collation system searches for partner data for collation, and if the partner data can be specified, the two data are matched. Here, if there is one or more collation items that do not match, “collation mismatch” is set. If all the collation items match but the information for determining whether or not delivery can be executed is not set to “release executable”, “match matching (delivery execution impossible)” is set. Further, if all the collation items match and both are set to “release executable”, “collation coincidence (delivery execution is possible)” is set. And the collation result notification which attached | subjected any status information is transmitted with respect to both transmission sources.

  In the settlement verification system of the Securities Custody Transfer Organization, the balance transfer between the accounts of the participants (banks, securities companies, etc.) is settled by DVP for the instruction that is “match match (delivery execution is possible)”.

JP 2002-245250 A (first page, FIG. 1)

Japan Securities Depository Center, “Payment Verification System”, “Transaction Overview (2) Non-resident Transactions” New Technology Trends ”, [online], Japan Securities Depository Center, [Search June 18, 2010], Internet < URL: http://www.jasdec.com/system/finance/outline/dealings/index.html>

  In such a securities transaction, the trader may desire to hold the procedure. In such a case, a message for holding the transaction is transmitted. However, the timing for obtaining the previous transaction message and the change message for suspension transmitted later is not necessarily received in this order. In particular, in a custody service for non-residents, there is a possibility that the order messages received will be out of order because a plurality of parties are involved before various messages are acquired.

Furthermore, in securities trading, there are a stage of collation with an instruction transmitted from a trading partner and a stage of settlement of the order in DVP. Accordingly, even when holding or canceling, handling differs depending on the transaction status.
Transaction management in the custody business cannot be performed accurately without taking such measures in consideration of the timing of message reception and transaction status.

  The present invention has been made to solve the above-mentioned problems, and has as its object to provide a custody support system, a custody support method, and a custody support method for accurately supporting a custody business in a securities transaction involving a non-resident in a bank. To provide a custody support program.

  In order to solve the above problem, the invention according to claim 1 is characterized in that transaction status storage means for storing a transaction status of a hold or release of a transaction in association with the transaction identifier, a transaction identifier, a hold from the financial network system. Or a control means for receiving a transaction message including a release instruction, a transaction identifier, a change message for changing the transaction status, communicating with the securities storage and transfer system, managing a customer account, and performing a securities settlement process. A custody support system, wherein the control means notifies the securities storage and transfer system when the change message is acquired from the financial network system and records the transaction status in the transaction status storage means; When a transaction message is acquired from the financial network system, the securities storage transfer system is referred to. A transaction message recorded in the transaction status storage means, and a hold instruction is set in the transaction message, and the transaction status record is recorded in the transaction status storage means. If not, means for newly recording a hold as a transaction status, and when a release instruction is set in the transaction message, where the transaction status of the hold is recorded in the transaction status storage means, and When there is no record of transaction status in the transaction status storage means, the transaction transaction is allocated using the customer account of the transaction message, and the securities settlement is performed based on the matching result from the securities storage transfer system. And a means for executing transaction processing.

According to a second aspect of the present invention, in the custody support system according to the first aspect, when a change message is acquired from the financial network system, the presence or absence of a hold instruction is confirmed, and the hold instruction is set in the change message. If the transaction status recorded in the transaction status storage means is confirmed, and the release transaction status is recorded in the transaction status storage means, the transaction processing related to the transaction message corresponding to the changed message is performed. The gist of the present invention is that a holding means is further provided.

  According to a third aspect of the present invention, in the custody support system according to the first or second aspect, when a change message is acquired from the financial network system, the presence / absence of a release instruction is confirmed, and a release instruction is given to the change message. If set, the transaction status recorded in the transaction status storage means is confirmed, and if the transaction status of hold is recorded in the transaction status storage means, the transaction status corresponding to the change message is related The gist of the invention is that it further includes means for executing transaction processing.

  The invention according to claim 4 is a transaction status storage means for storing the transaction status of the hold or release of the transaction in association with the transaction identifier, and a transaction message including an instruction of the transaction identifier, hold or release from the financial network system; , Using a custody support system comprising a control means for receiving a change message for changing the transaction identifier and the transaction status, communicating with the securities storage and transfer system, managing the customer's account and performing a securities settlement process, A method of providing custody support, wherein the control means, when acquiring a change message from the financial network system, notifies the securities storage transfer system and records the transaction status in the transaction status storage means; When a transaction message is obtained from the financial network system, the securities storage transfer system The transaction message stored in the transaction status storage means, and a hold instruction is set in the transaction message, the transaction status storage means If there is no record, a stage for newly recording a hold as a transaction status, and a release instruction is set in the transaction message, the transaction status of the hold is recorded in the transaction status storage means And when there is no record of the transaction status in the transaction status storage means, the provision of securities transactions is performed using the account of the customer of the transaction message, and the securities are determined based on the matching result from the securities storage and transfer system. And executing a transaction process for performing settlement.

  The invention according to claim 5 is a transaction status storage means for storing the transaction status of the hold or release of the transaction in association with the transaction identifier, and a transaction message including an instruction of the transaction identifier, hold or release from the financial network system; , Using a custody support system comprising a control means for receiving a change message for changing the transaction identifier and the transaction status, communicating with the securities storage and transfer system, managing the customer's account and performing a securities settlement process, A program for supporting custody, wherein the control means, when acquiring a change message from the financial network system, notifies the securities storage transfer system and records the transaction status in the transaction status storage means; When a transaction message is obtained from the financial network system, the securities storage transfer system A verification instruction message is transmitted to the system, the transaction status recorded in the transaction status storage means is confirmed, and a hold instruction is set in the transaction message, and a transaction is stored in the transaction status storage means. If there is no record of the situation, a means for newly recording the hold as the transaction status, a release instruction is set in the transaction message, and the transaction status of the hold is recorded in the transaction status storage means And when there is no record of the transaction status in the transaction status storage means, the provision of securities transactions is performed using the account of the customer of the transaction message, and the securities are determined based on the matching result from the securities storage and transfer system. The gist is to make it function as means for executing transaction processing for settlement.

(Function)
According to the first, fourth, or fifth aspect of the present invention, when the control unit acquires a change message from the financial network system, the control unit notifies the securities storage transfer system and records the transaction status in the transaction status storage unit. . On the other hand, when a transaction message is acquired from the financial network system, the verification instruction message is transmitted to the securities storage transfer system, and the transaction status recorded in the transaction status storage means is confirmed. If a hold instruction is set in the transaction message and there is no record of the transaction status in the transaction status storage means, a new hold is recorded as the transaction status. Here, when a release instruction is set in the transaction message, the transaction status storage means records the hold transaction status, and there is no transaction status record in the transaction status storage means. The transaction processing is performed using the account of the customer of the electronic message, and the transaction processing for performing the securities settlement based on the result of the verification from the securities storage and transfer system is executed. Thereby, transaction processing can be performed in consideration of the hold instruction set in each message. Further, even when the change message is received before the transaction message, the transaction process can be executed based on the instruction set in the change message.

  According to the second aspect of the present invention, when a change message is acquired from the financial network system, the presence / absence of a hold instruction is confirmed. And if the hold instruction is set in the change message, the transaction status recorded in the transaction status storage means is confirmed. If the transaction status of the release is recorded in the transaction status storage means, the change message is supported. Holds transaction processing related to transaction messages. Thereby, the transaction process can be temporarily interrupted.

  According to the third aspect of the present invention, when the control unit acquires a change message from the financial network system, the control unit checks whether there is a release instruction. If a release instruction is set in the change message, the transaction status storage is performed. Check the transaction status recorded in the instrument. Then, if the hold transaction status is recorded in the transaction status storage means, the transaction processing related to the transaction message corresponding to the changed message is executed. Thereby, the temporarily interrupted transaction process can be resumed.

  According to the present invention, in securities transactions involving non-residents, transactions can be accurately suspended or executed based on instructions set in a telegram.

The system schematic of embodiment of this invention. Explanatory drawing of the instruction | indication message | telegram used in this embodiment. It is explanatory drawing of the data used by this embodiment, Comprising: (a) is a transaction management data storage part, (b) is an account management data storage part, (c) is explanatory drawing of the data recorded on the payment method data storage part . Explanatory drawing of the process sequence of this embodiment. It is explanatory drawing of the process sequence of this embodiment, Comprising: (a) is instruction receiving processing, (b) is explanatory drawing of collation processing. Explanatory drawing of the process sequence of this embodiment. Explanatory drawing of the process sequence of this embodiment. Explanatory drawing of the process sequence of this embodiment. Explanatory drawing of the process sequence of this embodiment. Explanatory drawing of the process sequence of this embodiment. Explanatory drawing of the process sequence of this embodiment. Explanatory drawing of the process sequence of this embodiment.

  Hereinafter, an embodiment embodying the present invention will be described with reference to FIGS. In the present embodiment, a custodian support system, custody support method, and custody support program used when a custodian (an organization that manages securities on behalf of an investor) supports a custodian service for dealing with non-residents. explain.

In this embodiment, as shown in FIG. 1, a custody support system 20 is used as a custodian support system for supporting a custodian. The custody support system 20 is connected to the swift system 10 and the securities storage transfer system 30 via a network.

  The swift system 10 is a data communication system (financial network system) of SWIFT, which is an international financial network operating organization, and transmits / receives data such as swift transmission instruction messages to / from the custody support system 20. When an overseas investor gives an instruction to the overseas custodian (instruction for delivery of securities accompanying securities trading), the instruction from the overseas custodian is sent to the custody support system 20 via the swift system 10 as a swift transmission instruction message. Sent to.

  The securities custody transfer system 30 is a settlement collation system that performs collation of securities transaction instructions based on the contents of the instructions by the securities custody transfer system, and settles trading transactions of securities by DVP settlement. The securities storage transfer system 30 is connected to the custody support system 20 through a network such as a public line, and transmits / receives each data to / from the custody support system 20.

  The custody support system 20 creates a collation instruction message by adding settlement information to the swift transmission instruction message received via the swift system 10 and transmits it to the securities storage transfer system 30. In addition, the securities custody transfer system 30 confirms the contents of the instruction and returns the result to the custody support system 20. When the custody support system 20 receives the matching result of the matching match from the securities custody transfer system 30, the custody support system 20 transmits settlement approval data to the securities custody transfer system 30. In this case, the securities custody transfer system 30 performs DVP settlement based on the information of the collation instruction message.

  Furthermore, the custody support system 20 is connected to the person-in-charge terminal 40. The person-in-charge terminal 40 is a computer terminal used by a person in charge of a bank that performs custody work. The person in charge monitors the transaction status using this person-in-charge terminal 40. The person-in-charge terminal 40 includes a display unit configured from a display (not shown) and the like, and an input unit configured from a keyboard, a pointing device, and the like.

  The custody support system 20 is a server computer for supporting a custody work based on a swift transmission instruction message received from the swift system 10. The custody support system 20 includes a control unit 21, a received instruction data storage unit 22, a transaction management data storage unit 23, an account management data storage unit 24, and a settlement method data storage unit 25.

  Here, the control unit 21 includes a control unit including a CPU, a RAM, a ROM (not shown), and the like, and processes to be described later (an instruction receiving stage, a matching process stage, a billing process stage, a cancellation process stage, etc.) Each process). As shown in FIG. 1, the control unit 21 functions as an instruction receiving unit 211, a verification processing unit 212, a bill processing unit 213, and a cancellation processing unit 214 by a custody support program.

The instruction receiving means 211 executes a communication process for receiving a swift transmission instruction message from the swift system 10.
The verification processing unit 212 executes processing for confirming the instruction content through communication with the securities storage transfer system 30.

The account processing means 213 executes settlement processing in securities transactions using the account balance of the bank that performs the custody business.
When the cancel processing means 214 receives a cancel message in the swift transmission instruction message, the cancel processing means 214 executes a process for canceling the transaction corresponding to the cancel message.

  The reception instruction data storage unit 22 stores data related to the swift transmission instruction message received via the swift system 10. In the present embodiment, as shown in FIG. 2, three types of swift transmission instruction messages (transaction message, change message, and cancel message) are received from the swift system 10. The type of each message can be specified by the header attached to the message. A transaction message is a message transmitted when a foreign investor newly gives an instruction. On the other hand, the change message is a message for changing the status of the transaction for the transaction message. A cancel message is a message for canceling a transaction message.

  Transaction message includes message ID, transaction ID, account owner ID, account manager ID, trading identifier, fund payment identifier, account number, settlement date, securities brand, quantity, trading amount, settlement partner, partner customer, Contains data on hold identifiers.

The change message includes data on message ID, transaction ID, account owner ID, account manager ID, hold identifier, account number, settlement date, securities brand, and quantity.
The cancel message includes data relating to message ID, transaction ID, account owner ID, account manager ID, trading identifier, fund deposit / payment identifier, account number, settlement date, securities brand, quantity, and trading amount.

Here, in the message ID data area, data relating to an identifier for specifying each message is recorded.
In the transaction ID data area, for example, data relating to an identifier for identifying this transaction, which is used by the securities storage transfer system 30 or the like, is recorded.

In the account holder ID data area, data relating to an identifier for identifying this transaction, which is used by an overseas investor holding the account, is recorded.
In the account manager ID data area, data relating to an identifier for identifying this transaction is recorded by a bank which is the manager of this account. In the present embodiment, a combination of “transaction ID, account owner ID, account manager ID” is used as a key (transaction identifier) for specifying each transaction.

In the transaction identifier data area, data relating to an identifier for specifying a transaction type (“sell” or “buy”) performed by the account holder in this transaction is recorded.
In the fund deposit / payment identifier data area, data relating to an identifier for specifying fund deposit or payment is recorded.

In the account number data area, data relating to an identifier for specifying an account (securities account or fund account) that manages securities and funds to be traded is recorded.
In the settlement date data area, data relating to the date of settlement for the transaction is recorded.

In the securities brand data area, data relating to an identifier for specifying the brand of the securities to be traded is recorded.
In the quantity data area, data relating to the quantity of securities to be traded is recorded.
In the trading amount data area, data relating to the amount settled in the securities transaction is recorded.

In the settlement partner data area, data relating to an identifier for identifying the partner of the transaction (domestic partner securities company or custody bank) is recorded. For example, “XX Securities Company Tokyo Branch” is recorded as the settlement partner.

  In the counterparty customer data area, data relating to an identifier for specifying a trading partner (overseas counterparty securities company or investor) is recorded. For example, “XX Securities Company London Branch” is recorded as the partner customer.

  In the hold identifier data area, data relating to an identifier for determining whether or not the transaction needs to be held is recorded. In the present embodiment, either a hold flag indicating a hold instruction or a release flag indicating a release instruction is recorded.

  The transaction management data storage unit 23 functions as a transaction status storage unit. As shown in FIG. 3A, the transaction management data storage unit 23 stores a transaction management record 230 for managing the transaction state. The transaction management record 230 is recorded when a new transaction message is received. The transaction management record 230 includes data relating to a transaction ID, an account owner ID, an account manager ID, a hold management counter, a verification result, and a status.

  In the transaction ID data area, the account owner ID data area, and the account manager ID data area, identifiers (transaction ID, account owner ID, account manager ID) set in each message to identify each transaction Data about is recorded.

In the hold management counter data area, data relating to identifiers (hold flag, release flag) for specifying the transaction status relating to the hold state of each transaction is recorded.
In the verification result data area, data related to results (matching result, settlement approval result, approval cancellation result, transaction cancellation result) acquired from the securities storage transfer system 30 is recorded.

  In the status data area, a flag for specifying the current state of the transaction is recorded. In the present embodiment, a flag for identifying each status such as waiting for allocation, waiting for payment completion, payment completion, canceling, cancellation completion, payment processing impossible, etc. is recorded.

  As shown in FIG. 3B, the account management data storage unit 24 stores an account management record 240 for managing customer accounts. The account management record 240 is registered when a customer account is opened. The account management record 240 is composed of a fund account management record 241 and a securities account management record 242. The fund account management record 241 includes data related to a fund account number, a fund account balance, and a reserve fund. The securities account management record 242 includes data relating to a securities account number, a securities name, a securities balance, and a provisioned securities.

In the fund account number data area and the securities account number data area, data relating to an identifier for specifying each account (fund account, securities account) held by the customer is recorded.
In the securities brand data area, data relating to an identifier for identifying the brand of the securities held by the customer is recorded.

In the fund account balance data area and the securities balance data area, data relating to the balance of each account held by the customer is recorded.
In the allocated funds data area and the allocated securities data area, data relating to the amount of funds and the quantity of securities allocated between the start of transaction settlement and the completion of DVP are recorded.

As shown in FIG. 3C, the payment method data storage unit 25 stores a payment method management record 250 for specifying a payment method. The settlement method management record 250 includes a settlement method record 251 for each customer, a settlement method record 252 for each securities issue, and a settlement method record 2 for each counterparty.
53.

  The customer-specific settlement method record 251 is data for specifying a settlement method for each customer, and includes data relating to a securities account number or a fund account number, a verification method, and a settlement method.

  The settlement method record 252 for each securities issue is data for specifying a settlement method for each securities issue, and includes data relating to the securities issue code, the securities custody transfer mechanism participation information, the quantity unit, the settlement location, and the settlement method. The

  The settlement method record 253 for each counterparty is data for specifying a settlement method for each counterparty, and includes data relating to the BIC code, settlement method, storage transfer mechanism account number, fund settlement bank, fund account number, and settlement location. Consists of.

In the securities account number or fund account number data area, data relating to an identifier for specifying a securities account or a fund account is recorded.
The verification method data area is data for specifying the verification method of the transaction message, and a flag for specifying verification by the storage transfer mechanism and verification by telephone is recorded.

  The settlement method data area is data for specifying the settlement method of the securities and the settlement method of the funds, such as the securities book settlement, the securities transfer settlement in the securities custody transfer mechanism, DVP settlement, foreign exchange settlement, RTGS settlement, A flag for specifying a settlement method such as deposit account transfer is recorded.

Data relating to an identifier for identifying a securities issue is recorded in the securities issue code data area.
In the securities custodian transfer organization participation information data area, data for determining whether or not this stock is a management target in the securities custodian transfer organization is recorded.

In the quantity unit data area, data relating to the quantity of trading units is recorded.
In the settlement place data area, an identifier for identifying a settlement place such as a counter of a bank that operates the custody support system 20, a counterparty counter, a securities storage and transfer mechanism, and the like is recorded.

In the BIC code data area, a financial institution identification code used for specifying a counterparty bank on the swift system 10 is recorded.
In the storage transfer mechanism account number, fund settlement bank, and fund account number data area, data relating to an account number in the storage transfer mechanism, a bank that performs fund settlement, and an identifier for identifying the fund account are recorded.

A processing procedure in the case of providing a custody service for a non-resident's transaction using the system configured as described above will be described with reference to FIGS.
(Overall flow)
The overall flow will be described with reference to FIG.
First, the control unit 21 of the custody support system 20 executes an instruction reception process (step S1-1). Specifically, the control unit 21 receives a swift transmission instruction message from the swift system 10 as described later.

  Next, the control unit 21 of the custody support system 20 executes an instruction branch process (step S1-2). Specifically, the control unit 21 determines one of a transaction message, a change message, and a cancel message based on the received header of the swift transmission instruction message.

  When the received swift transmission instruction message is a transaction message (in the case of “transaction message” in step S1-2), the control unit 21 of the custody support system 20 executes a matching process (step S1-3). Specifically, as will be described later, the control unit 21 performs collation of the order contents in the securities storage transfer system 30.

  Next, the control part 21 of the custody support system 20 performs a collation result process (step S1-4). Specifically, the control unit 21 acquires the verification result from the securities storage transfer system 30 and confirms the content of the verification result.

  When the collation result is “collation mismatch” (in the case of “NO” in step S1-4), the control unit 21 of the custody support system 20 executes a hold process (step S1-7). Specifically, in the transaction management data storage unit 23, the control unit 21 records a settlement process impossible flag in the status area of the transaction management record 230 for this instruction message, and ends the process.

  On the other hand, when the collation result is “collation coincidence” (in the case of “YES” in step S1-4), the control unit 21 of the custody support system 20 executes the accounting process (step S1-5). Specifically, the control part 21 performs the account process about this order so that it may mention later. When the received swift transmission instruction message is a change message (in the case of “change message” in step S1-2), the matching process is skipped and the account process is executed.

  Next, the control part 21 of the custody support system 20 performs a payment completion confirmation process (step S1-6). Specifically, the control unit 21 confirms whether settlement has been completed in the account process. Here, when the settlement is completed (in the case of “YES” in step S1-6), the processing for this instruction is terminated.

  On the other hand, when the settlement has not been completed (in the case of “NO” in step S1-6), the control unit 21 of the custody support system 20 executes a hold process (step S1-7).

  When the swift transmission instruction message is a cancel message (in the case of “cancel message” in step S1-2), the control unit 21 of the custody support system 20 executes a cancel process (step S1-8). Specifically, as will be described later, the control unit 21 notifies the securities custody transfer system 30 of cancellation of a transaction message to be canceled.

  And the control part 21 of the custody support system 20 performs the cancellation completion confirmation process (step S1-9). Specifically, the control unit 21 confirms the transaction status for the transaction message to be canceled.

  Here, when the cancellation has not been completed (in the case of “NO” in step S1-9), a hold process is executed. On the other hand, if the cancellation has been completed (in the case of “YES” in step S1-9), the processing for this instruction is terminated.

(Instruction reception processing)
Next, the instruction receiving process will be described with reference to FIG.
Here, the control part 21 of the custody support system 20 performs the reception process of a swift transmission instruction | indication message (step S2-1). Specifically, the instruction receiving unit 211 of the control unit 21 receives a swift transmission instruction message from the swift system 10. In the present embodiment, three types of swift transmission instruction messages (change message, transaction message, and cancel message) are received.

  Next, the control unit 21 of the custody support system 20 executes an account verification process (step S2-2). Specifically, the instruction receiving unit 211 of the control unit 21 searches the account management data storage unit 24 for a securities account management record 242 in which the securities account number included in the instruction message is recorded.

  If the accounts are different, the control unit 21 of the custody support system 20 executes an account difference notification process (step S2-3). Specifically, the instruction receiving unit 211 of the control unit 21 notifies the swift system 10 that the accounts are different.

  On the other hand, if the accounts match, the control unit 21 of the custody support system 20 executes an attribute data addition process (step S2-4). Specifically, the instruction receiving unit 211 of the control unit 21 acquires attribute information from the settlement method data storage unit 25 for this instruction. This attribute data includes customer-specific settlement method data (securities account number, fund account number, verification method, settlement method), securities brand-specific settlement method data (securities symbol code, securities custodian transfer mechanism participation information, settlement location, settlement method) ), And settlement method data by partner (BIC code, verification method, settlement method, storage transfer mechanism account number, fund settlement bank, fund account number, settlement location).

  Next, the control part 21 of the custody support system 20 performs the recording process of a swift transmission instruction message (step S2-5). Specifically, the instruction receiving unit 211 of the control unit 21 registers the swift transmission instruction message added with the attribute information in the reception instruction data recording unit 22. Further, the instruction receiving unit 211 generates a transaction management record 230 for the newly received swift transmission instruction message, and records it in the transaction management data storage unit 23. In this case, the instruction receiving unit 211 records a hold management counter based on the hold identifier included in the swift transmission instruction message.

(Verification process)
Next, the collation process will be described with reference to FIG.
Here, the control part 21 of the custody support system 20 performs the production | generation process of the instruction | indication message for collation (step S3-1). Specifically, the verification processing unit 212 of the control unit 21 includes information included in the received instruction (here, transaction ID, account owner ID, account manager ID, trading identifier, fund deposit identifier, account number, A verification instruction message including a settlement date, a security brand, a quantity, a trading amount, a settlement partner, and a partner customer) is generated.

  Next, the control unit 21 of the custody support system 20 executes a process for sending a collation instruction telegram (step S3-2). Specifically, the verification processing unit 212 of the control unit 21 transmits the generated verification instruction message to the securities storage transfer system 30. In this case, the securities custody transfer system 30 collates whether information corresponding to this instruction is received from the custodian of the business partner. Then, the securities custody transfer system 30 returns the verification result to the custody support system 20. This verification result includes a transaction ID, an account owner ID, and an account manager ID.

  And the control part 21 of the custody support system 20 performs the reception process of a collation result (step S3-3). Specifically, the verification processing unit 212 of the control unit 21 acquires the verification result from the securities storage transfer system 30. This verification result includes a transaction ID, an account owner ID, and an account manager ID.

Next, the control unit 21 of the custody support system 20 executes a collation result recording process (step S3-4). Specifically, the verification processing unit 212 of the control unit 21 specifies the transaction management record 230 in which the transaction ID, account owner ID, and account manager ID of the verification result are recorded in the transaction management data storage unit 23. Then, the verification processing unit 212 records the received verification result in the transaction management record 230.

  Next, the control part 21 of the custody support system 20 performs the collation result transmission process (step S3-5). Specifically, the verification processing means 212 of the control unit 21 transmits the verification result to the swift system 10.

(Account processing)
Next, the accounting process will be described with reference to FIGS.
Here, processing differs depending on the transaction message or the change message. Therefore, the control unit 21 of the custody support system 20 executes a transaction message or change message determination process (step S4-1).

  If a transaction message has been received (in the case of “transaction message” in step S4-1), the control unit 21 of the custody support system 20 performs a determination process as to whether or not a preceding change message has been received. (Step S4-2). Specifically, the account processing unit 213 of the control unit 21 determines whether or not there is a transaction management record 230 in which the transaction ID, account owner ID, and account manager ID of this transaction message are recorded in the transaction management data storage unit 23. Check. Here, when such a transaction management record 230 is recorded, it means that a message (specifically, a change message) preceding this transaction message has been received.

  When the preceding message has not been received (in the case of “NO” in step S4-2), the control unit 21 of the custody support system 20 performs a determination process as to whether or not a hold instruction is included in the transaction message ( Step S4-3). Specifically, the account processing means 213 of the control unit 21 makes a determination based on the hold flag or the release flag recorded in the hold identifier data area in the received transaction message.

  If a hold flag is recorded in the transaction message (“YES” in step S4-3), the control unit 21 of the custody support system 20 executes a hold process (step S4-4). Specifically, the account processing means 213 of the control unit 21 records a hold flag in the transaction management record 230 for this transaction message in the transaction management data storage unit 23.

  On the other hand, when the release flag is recorded (in the case of “NO” in step S4-3), the control unit 21 of the custody support system 20 executes a balance data collation process (step S4-5). Specifically, the account processing unit 213 of the control unit 21 accesses the account management data storage unit 24 and acquires balance information of the account owner. Then, the account processing means 213 compares the transaction quantity and the securities balance in the case of “selling” the securities, and compares the transaction amount and the funds balance in the case of “buying” the securities.

  And the control part 21 of the custody support system 20 performs the determination process about whether a balance is enough (step S4-6). Specifically, the account processing means 213 of the control unit 21 determines that the balance is sufficient when the securities balance is larger than the transaction quantity or when the fund balance is higher than the trading amount.

When the balance for conducting the transaction is insufficient (in the case of “NO” in step S4-6), the control unit 21 of the custody support system 20 executes the process of recording the allocation waiting data (step S4-). 7). Specifically, the account processing unit 213 of the control unit 21 waits for the appropriation (addition of deposit or amount of securities) to the account in the status data area of the transaction management record 230 in the transaction management data storage unit 23. Record the reserve wait flag. In this case, the account processing unit 213 stands by until there is appropriation (addition of deposit or addition of securities) necessary for the transaction with respect to the account. Then, the account processing means 213 allocates money when it detects that the amount of money necessary for the transaction or the addition of the required quantity of securities is detected.

  On the other hand, when the balance necessary for conducting the transaction is sufficient (in the case of “YES” in step S4-6), control unit 21 of custody support system 20 executes an allocation process (step S4-8). ). Specifically, the account processing means 213 of the control unit 21 subtracts the transaction purchase and sale amount and the securities quantity from the fund balance and the securities balance in the account management record 240 of this account, as well as the allocated fund data area and the allocated securities data. Record the transaction amount and the quantity of securities as “allocated” in the area.

  When the preceding message has been received (in the case of “YES” in step S4-2), the control unit 21 of the custody support system 20 executes a response determination process according to the situation for this transaction message. (Step S4-9). Specifically, the account processing unit 213 of the control unit 21 determines processing using the hold management counter of the transaction management record 230 of the transaction management data storage unit 23 and the hold identifier of the received transaction message.

  When a hold flag is recorded in the hold management counter of the transaction management record 230 in the transaction management data storage unit 23 and a transaction message with the release flag recorded is received, the control unit 21 of the custody support system 20 Hold processing is executed (step S4-10). Specifically, the account processing unit 213 of the control unit 21 holds the hold flag of the hold management counter of the transaction management record 230 as it is.

  On the other hand, when a release flag is recorded in the hold management counter of the transaction management record 230 of the transaction management data storage unit 23 and a transaction message in which the hold flag is recorded is received, the control unit 21 of the custody support system 20 The transaction release process is executed (step S4-11). Specifically, the account processing unit 213 of the control unit 21 records a release flag in the hold management counter of the transaction management record 230, and executes balance data matching processing (step S4-5).

  In cases other than these, the bill processing means 213 of the control unit 21 outputs an alarm to the person-in-charge terminal 40 (step S4-12). The person in charge receiving this alarm confirms the transaction status.

Next, processing after the allocation processing (step S4-8) will be described with reference to FIG.
Here, the control unit 21 of the custody support system 20 executes a payment approval message generation process (step S5-1). Specifically, the account processing means 213 of the control unit 21 generates settlement approval data for notifying that it is possible to complete the allocation and perform settlement. In this settlement approval message, the release flag recorded in the hold management counter and information included in the transaction message (here, transaction ID, account owner ID, account manager ID, trading identifier, fund deposit identifier, account Number, settlement date, securities brand, quantity, trading amount, settlement partner, partner customer).

  Next, the control unit 21 of the custody support system 20 executes a payment approval message transmission process (step S5-2). Specifically, the account processing means 213 of the control unit 21 transmits settlement approval data to the securities storage transfer system 30. In this case, the securities custody transfer system 30 uses the information included in the payment approval data to check whether or not a payment approval message has been received from the custodian of the business partner.

If the settlement custody message has already been received by the securities custody transfer system 30, the delivery execution enable flag is included in the settlement approval result. On the other hand, when the payment approval data is not received, the payment waiting for the business partner is awaited. Therefore, a delivery execution impossible flag is included in the payment approval result. Then, the securities custody transfer system 30 returns a settlement approval result to the custody support system 20. This settlement approval result includes information included in the settlement approval message (transaction ID, account owner ID, account manager ID, trading identifier, funding identifier, account number, settlement date, securities brand, quantity, trading Amount, settlement partner, partner customer).

  Next, the control unit 21 of the custody support system 20 executes a payment approval result reception process (step S5-3). Specifically, the account processing means 213 of the control unit 21 receives the approval result from the securities storage transfer system 30.

  Next, the control unit 21 of the custody support system 20 executes a settlement approval result recording process (step S5-4). Specifically, the account processing unit 213 of the control unit 21 specifies the transaction management record 230 in which the transaction ID, account owner ID, and account manager ID of the settlement approval result are recorded in the transaction management data storage unit 23. . The account processing means 213 records the received approval result in the transaction management record 230.

  Next, the control unit 21 of the custody support system 20 performs a transfer notification waiting process (step S5-5). Specifically, the account processing means 213 of the control unit 21 records a settlement completion waiting flag as the status of the transaction management record 230 of the transaction management data storage unit 23.

  Here, the securities custody transfer system 30 that has received the settlement approval message from the other party transmits a transfer result to the custody support system 20. This transfer result includes the transaction information (transaction ID, account owner ID, account manager ID, trading identifier, fund deposit identifier, account number, settlement date, securities brand, quantity, trading included in the settlement approval message. Amount, settlement partner, partner customer). The securities custody transfer system 30 performs DVP settlement for the transaction that can be delivered and transmits a transfer notification to the custody support system 20.

  In this case, the control unit 21 of the custody support system 20 executes a transfer notification reception process (step S5-6). Specifically, the account processing means 213 of the control unit 21 includes the transaction management record 230 in which the transaction ID, the account owner ID, and the account manager ID included in the transfer notification received from the securities storage transfer system 30 are recorded. Check status. If the payment completion waiting flag is recorded in the status data area, the account processing means 213 ends the payment completion waiting.

  And the control part 21 of the custody support system 20 performs a balance update process (step S5-7). Specifically, the account processing unit 213 of the control unit 21 cancels the previously allocated funds and securities quantity based on the received transfer notification and determines the account balance of the account management record 240.

  Next, the control unit 21 of the custody support system 20 executes a transfer notification recording process (step S5-8). Specifically, the control unit 21 specifies the transaction management record 230 in which the transaction ID, account owner ID, and account manager ID of the transfer notification are recorded in the transaction management data storage unit 23. Then, the account processing unit 213 records the received transfer notice in the transaction management record 230. Further, a settlement completion flag is recorded in the status data area of the transaction management record 230.

Next, the account processing means 213 of the control unit 21 of the custody support system 20 executes a settlement completion report generation process (step S5-9). Specifically, the control unit 21 creates a payment completion report for notifying completion of payment. This settlement completion report includes data relating to transaction ID, account owner ID, account manager ID, securities account number, fund account number, securities brand, quantity, and settlement date. As the fund account number, the account number recorded in the customer-specific settlement method record 251 in which the securities account number that has been settled is recorded is used.

  Next, the control unit 21 of the custody support system 20 executes a settlement completion report transmission process (step S5-10). Specifically, the account processing unit 213 of the control unit 21 transmits a settlement completion report to the swift system 10.

Next, processing when a change message is received (in the case of “change message” in step S4-1) will be described with reference to FIG.
In this case, the control unit 21 of the custody support system 20 performs a determination process as to whether there is a preceding message (step S6-1). Specifically, the account processing unit 213 of the control unit 21 determines whether or not there is a transaction management record 230 in which the transaction ID, account owner ID, and account manager ID of this transaction message are recorded in the transaction management data storage unit 23. Check. Here, when such a transaction management record 230 is recorded, it means that a message (specifically, a transaction message) preceding the change message has been received.

  When the preceding message has not been received (in the case of “NO” in step S6-1), the control unit 21 of the custody support system 20 executes a hold process (step S6-2). Specifically, the account processing unit 213 of the control unit 21 generates a transaction management record 230 in which the transaction ID, the account owner ID, and the account manager ID are recorded, and records the transaction management record 230 in the transaction management data storage unit 23. In the hold management counter data area of the transaction management record 230, the hold identifier (hold flag or release flag) recorded in the change message is recorded.

  On the other hand, when the preceding message has been received (in the case of “YES” in step S6-1), the control unit 21 of the custody support system 20 executes a response determination process according to the situation (step S6-). 3). Specifically, the account processing means 213 of the control unit 21 determines processing using the hold management counter of the transaction management record 230 of the transaction management data storage unit 23 and the received hold identifier of the changed message.

  When a release flag is recorded in the hold management counter of the transaction management record 230 of the transaction management data storage unit 23 and a change message in which the hold flag is recorded is received, the control unit 21 of the custody support system 20 The hold process is executed (step S6-4). Specifically, the account processing means 213 of the control unit 21 records a hold flag in the hold management counter of the transaction management record 230 of the transaction management data storage unit 23, and executes the process shown in FIG.

On the other hand, when a hold flag is recorded in the hold management counter of the transaction management record 230 of the transaction management data storage unit 23 and a change message in which the release flag is recorded is received, the control unit 21 of the custody support system 20 Then, a transaction release process is executed (step S6-5). Specifically, the account processing means 213 of the control unit 21 records a release flag in the hold management counter of the transaction management record 230 of the transaction management data storage unit 23, and performs balance data collation processing (step S4-5). Execute.
In other cases, the control unit 21 outputs an alarm to the person-in-charge terminal 40 (step S6-6).

Next, in step S6-4, the process in the case where the hold flag is recorded in the hold identifier data area of the received change message and the settlement approval data has already been transmitted to the securities storage transfer system 30 is described with reference to FIG. explain.

  Here, the control unit 21 of the custody support system 20 executes an approval cancellation message generation process (step S7-1). Specifically, the account processing unit 213 of the control unit 21 generates an approval cancellation message for canceling the payment approval data. This approval cancellation message includes information (transaction ID, account owner ID, account manager ID, account number, securities brand, quantity, settlement date) for specifying the transaction message to be canceled.

  Next, the control unit 21 of the custody support system 20 executes an approval cancellation message transmission process (step S7-2). Specifically, the account processing unit 213 of the control unit 21 transmits an approval cancellation message to the securities storage transfer system 30. In this case, the securities custody transfer system 30 determines whether or not the settlement approval data received earlier can be canceled. Here, when the settlement approval cancellation message from the other party is received or the response message accepting the settlement approval cancellation is received, the securities storage transfer system 30 cancels the settlement approval, and the custody support system 20 Is notified of the settlement approval cancellation result. This cancellation result includes a transaction ID, an account owner ID, an account manager ID, a delivery execution enabled flag, or a delivery execution disabled flag. Here, when canceling the settlement approval, a delivery execution impossible flag is included.

  Next, the control unit 21 of the custody support system 20 executes reception processing for the approval cancellation result (step S7-3). Specifically, the account processing unit 213 of the control unit 21 receives the approval cancellation result from the securities storage transfer system 30.

  Next, the control unit 21 of the custody support system 20 executes an approval cancellation result recording process (step S7-4). Specifically, the account processing means 213 of the control unit 21 specifies the transaction management record 230 in which the transaction ID, account owner ID, and account manager ID of the settlement approval cancellation result are recorded in the transaction management data storage unit 23. To do. The account processing means 213 records the received settlement approval cancellation result in the transaction management record 230.

  Next, the control part 21 of the custody support system 20 performs a determination process about whether delivery execution is impossible (step S7-5). Specifically, the account processing means 213 of the control unit 21 makes the determination using the delivery execution disable flag or delivery execution enable flag of the approval cancellation result received from the securities storage transfer system 30.

  When delivery execution is impossible (in the case of “YES” in step S7-5), the control unit 21 of the custody support system 20 sets the release flag recorded in the hold management counter in the transaction management data storage unit 23, The hold flag is corrected and the allocation cancellation process is executed. (Step S7-6). Specifically, the account processing unit 213 of the control unit 21 specifies the account management record 240 of the securities account number and the fund account number of this changed message. Then, the account processing means 213 subtracts the trading amount or the securities quantity reserved in the change message in the account management record 240 from the funds or securities quantity recorded in the allocated funds data area or the allocated securities data area. Then, the account processing unit 213 cancels the provision by returning the trading amount or the securities quantity to the account balance.

  On the other hand, when delivery execution is possible (in the case of “NO” in step S7-5), it is determined that delivery execution cannot be canceled, and the control unit 21 of the custody support system 20 performs confirmation instruction processing to the person in charge. Is executed (step S7-7). Specifically, the bill processing means 213 of the control unit 21 outputs a confirmation instruction to the person-in-charge terminal 40.

(Cancellation processing)
Next, the cancellation process will be described with reference to FIG.
Next, the control unit 21 of the custody support system 20 executes a cancel message collation process (step S8-1). Specifically, the cancellation processing unit 214 of the control unit 21 acquires the transaction ID, account owner ID, and account manager ID of the transaction message to be canceled included in the cancellation message. Next, in the transaction management data storage unit 23, the cancellation processing unit 214 determines whether or not there is a transaction management record 230 in which the transaction ID, account owner ID, and account manager ID of the cancellation target transaction message included in the cancellation message are recorded. Confirm. Here, when the transaction management record 230 in which the transaction ID, the account owner ID, and the account manager ID are recorded is registered, a preceding telegram exists.

  Next, the control part 21 of the custody support system 20 performs a determination process about whether the transaction message | telegram is registered (step S8-2). Specifically, the cancellation processing means 214 of the control unit 21 acquires a transaction message that matches the transaction ID, account owner ID, and account manager ID of the cancellation target message from the reception instruction data storage unit 22, and this transaction Check whether the content of the message matches the content of the received cancellation message.

  When the contents of the transaction message and the contents of the cancellation message do not match (in the case of “NO” in step S8-2), the control unit 21 outputs an alarm to the person-in-charge terminal 40 and performs the cancellation process. finish.

  On the other hand, when the transaction message that matches the content of the transaction message and the content of the cancellation message can be identified (in the case of “YES” in step S8-2), the control unit 21 of the custody support system 20 determines the transaction message. The determination process is executed for the state (step S8-3). Specifically, the cancellation processing unit 214 of the control unit 21 determines whether or not the settlement process has been started using the status of the transaction management record 230 recorded in the transaction management data storage unit 23.

  Here, when an allocation waiting flag or a “payment completion waiting” flag is recorded in the status data area of the transaction management record 230 and account processing has already been started (in the case of “account amount” in step S8-3). First, the control unit 21 of the custody support system 20 executes a cancellation process (accounting) described later (step S8-4).

  On the other hand, when the settlement processing impossible flag is recorded in the status data area of the transaction management record 230, the transaction status is in a suspended state (S1-7). In this case (in the case of “pending” in step S8-3), the control unit 21 of the custody support system 20 executes a process for generating an instruction message for cancellation (step S8-5). Specifically, the cancellation processing unit 214 of the control unit 21 generates a cancellation instruction message for canceling the processing in the securities storage transfer system 30. This cancellation instruction message includes information (transaction ID, account owner ID, account manager ID, account number, securities brand, quantity, settlement date) for specifying the transaction message to be canceled.

  Next, the control unit 21 of the custody support system 20 executes a cancel instruction message transmission process (step S8-6). Specifically, the control unit 21 transmits a cancellation instruction message to the securities storage transfer system 30. In this case, the securities custody transfer system 30 cancels the transaction instruction corresponding to the cancellation instruction message. Then, the securities custody transfer system 30 transmits the instruction cancellation result to the custody support system 20. The order cancellation result includes a transaction ID, an account owner ID, and an account manager ID.

Next, the control unit 21 of the custody support system 20 executes a cancellation result reception process (step S8-7). Specifically, the cancellation processing unit 214 of the control unit 21 receives the instruction cancellation result from the securities storage transfer system 30.

  Next, the control unit 21 of the custody support system 20 executes a cancellation result recording process (step S8-8). Specifically, the cancellation processing unit 214 of the control unit 21 specifies the transaction management record 230 in which the transaction ID, account owner ID, and account manager ID of the order cancellation result are recorded in the transaction management data storage unit 23. . Then, the cancellation processing means 214 records the instruction cancellation result received from the securities custody transfer system 30 in this transaction management record 230.

  Next, the control unit 21 of the custody support system 20 executes a transaction message cancellation process (step S8-9). Specifically, the cancellation processing unit 214 of the control unit 21 records a cancellation completion flag in the status data area of the transaction management record 230 based on the received transaction cancellation result.

  Next, the control unit 21 of the custody support system 20 executes processing for generating a transaction message cancellation completion report (step S8-10). Specifically, the cancellation processing unit 214 of the control unit 21 generates a cancellation completion report. This cancellation completion report includes information (transaction ID, account owner ID, account manager ID, account number, securities brand, quantity, settlement date) for specifying the transaction message to be canceled.

  Next, the control part 21 of the custody support system 20 performs the transmission process of the transaction message cancellation completion report (step S8-11). Specifically, the cancellation processing unit 214 of the control unit 21 transmits a cancellation completion report to the swift system 10.

(Cancellation processing (account))
Next, the cancellation process (accounting) in step S8-4 will be described with reference to FIGS.

  First, the control unit 21 of the custody support system 20 executes a determination process as to whether payment has been completed (step S9-1). Specifically, the cancellation processing means 214 of the control unit 21 is either waiting for an allocation recorded in the status data area recorded in the transaction management record 230 of the transaction management data storage unit 23, waiting for payment completion, or completion of payment. Judgment is made using a flag.

  When the payment completion flag is recorded in the status data area and the payment has been completed (in the case of “YES” in step S9-1), the control unit 21 of the custody support system 20 checks the person in charge for confirmation instruction processing. (Step S9-11) is executed, and the cancellation process is terminated. Specifically, the cancellation processing unit 214 of the control unit 21 determines that the payment cannot be canceled because it has been settled, and outputs a confirmation instruction to the person-in-charge terminal 40. In this case, the person in charge consults with the customer and then decides the handling.

  When the payment completion waiting flag is recorded in the status data area and already reserved (in the case of “YES” in step S9-2), the control unit 21 of the custody support system 20 updates the payment completion waiting process. Is executed (step S9-3). Specifically, the cancellation processing unit 214 of the control unit 21 records a canceling flag in the status data area of the transaction management record 230 of the transaction management data storage unit 23 and stops waiting for payment completion.

On the other hand, if an allocation waiting flag is recorded in the status data area and the allocation has not been allocated ("NO" in step S9-2), the control unit 21 of the custody support system 20 executes an allocation waiting update process. (Step S9-4). Specifically, the cancellation processing unit 214 of the control unit 21 records a canceling flag in the status data area of the transaction management record 230 of the transaction management data storage unit 23 and cancels the waiting for allocation.

  Next, the control unit 21 of the custody support system 20 executes a cancel instruction message generation process (step S9-5). Specifically, the cancellation processing unit 214 of the control unit 21 generates cancellation instruction data. This cancellation instruction data includes information (transaction ID, account owner ID, account manager ID, account number, securities brand, quantity, settlement date) for specifying the transaction message to be canceled.

  Next, the control unit 21 of the custody support system 20 executes a cancel instruction message transmission process (step S9-6). Specifically, the cancellation processing unit 214 of the control unit 21 transmits cancellation instruction data to the securities storage transfer system 30. Upon receipt of the cancellation instruction data, the securities custody transfer system 30 identifies the transaction instruction corresponding to the cancellation instruction message, and notifies the settlement counterpart that there has been an instruction cancellation request. The securities custody transfer system 30 that has received the approval / disapproval of the cancellation request from the settlement partner returns a transaction cancellation result to the custody support system 20. This transaction cancellation result includes a transaction ID, an account owner ID, and an account manager ID.

  Next, the control unit 21 of the custody support system 20 executes a cancellation result reception process (step S9-7). Specifically, the cancellation processing unit 214 of the control unit 21 receives the transaction cancellation result from the securities storage transfer system 30.

  Next, the control unit 21 of the custody support system 20 executes a cancellation result recording process (step S9-8). Specifically, the cancellation processing unit 214 of the control unit 21 specifies the transaction management record 230 in which the transaction ID, account owner ID, and account manager ID of the transaction cancellation result are recorded in the transaction management data storage unit 23. . Then, the cancellation processing unit 214 records the transaction cancellation result received from the securities storage transfer system 30 in the transaction management record 230.

  Next, the control part 21 of the custody support system 20 performs a determination process about whether payment cancellation is possible (step S9-9). Specifically, the cancellation processing unit 214 of the control unit 21 determines whether the payment can be canceled based on the status in the transaction management record 230 of the transaction management data storage unit 23. If the account balance can be restored by canceling the settlement, it can be canceled.

  When it is determined that cancellation is possible (in the case of “YES” in step S9-9), the control unit 21 of the custody support system 20 executes a settlement completion cancellation process (step S9-10). Specifically, the cancellation processing unit 214 of the control unit 21 records a settlement cancellation flag in the status data area of the transaction management record 230 of the transaction management data storage unit 23.

  On the other hand, when the payment cannot be canceled (in the case of “NO” in step S9-9), the control unit 21 of the custody support system 20 executes a confirmation instruction process for the person in charge (step S9-11). ). In this case, the person in charge consults with the customer and then decides the handling.

  Next, as shown in FIG. 12, the control unit 21 of the custody support system 20 executes a balance update process (step S10-1). Specifically, the cancellation processing means 214 of the control unit 21 returns the transaction amount or securities quantity for which settlement has been canceled to the account balance of the customer of this transaction.

  Next, the control unit 21 of the custody support system 20 executes a process for generating a settlement cancellation completion report (step S10-2). Specifically, the cancellation processing unit 214 of the control unit 21 generates a payment cancellation completion report for notifying that the payment has been canceled. This settlement cancellation completion report includes information (transaction ID, account owner ID, account manager ID, account number, securities brand, quantity, settlement date) for specifying the transaction message to be canceled.

  Next, the control part 21 of the custody support system 20 performs the transmission process of a payment cancellation completion report (step S10-3). Specifically, the cancellation processing unit 214 of the control unit 21 transmits a settlement cancellation completion report to the swift system 10.

  Next, the control unit 21 of the custody support system 20 executes a transaction message cancellation process (step S10-4). Specifically, the control unit 21 records a cancel completion flag in the status data area of the transaction management record 230 of the transaction management data storage unit 23.

  Next, the control unit 21 of the custody support system 20 executes processing for generating a transaction message cancellation completion report (step S10-5). Specifically, the cancellation processing unit 214 of the control unit 21 generates a transaction message cancellation completion report for notifying that the transaction message has been deleted. This cancellation completion report includes information (transaction ID, account owner ID, account manager ID, account number, securities brand, quantity, settlement date) for specifying the transaction message to be canceled.

  Next, the control unit 21 of the custody support system 20 executes processing for transmitting a transaction message cancellation completion report (step S10-6). Specifically, the cancellation processing unit 214 of the control unit 21 transmits a cancellation completion report to the swift system 10.

According to this embodiment, the following effects can be obtained.
(1) In the present embodiment, the control unit 21 of the custody support system 20 executes an instruction reception process (step S1-1) and an instruction branch process (step S1-2). Then, based on the received header of the swift transmission instruction message, the verification process (step S1-3), the account process (step S1-5), the cancellation process (step S1-) according to the transaction message, the change message, and the cancel message. 8) is executed. As a result, transaction processing can be quickly performed without manual operation.

  Also, if the collation result is “collation mismatch” (in the case of “NO” in step S1-4), the settlement has not been completed (in the case of “NO” in step S1-6), the cancellation has not been completed. In the case (in the case of “NO” in step S1-9), the control unit 21 of the custody support system 20 executes a hold process (step S1-7). Thereby, according to a situation, transaction processing can be interrupted temporarily.

  (2) In this embodiment, the transaction management data storage unit 23 stores a transaction management record 230 for managing the transaction state. The transaction management record 230 includes data relating to a transaction ID, an account owner ID, an account manager ID, a hold management counter, a verification result, and a status. The control unit 21 of the custody support system 20 performs a determination process as to whether or not a hold instruction is included in the transaction message (step S4-3). If a hold flag is recorded in the transaction message (“YES” in step S4-3), the control unit 21 of the custody support system 20 executes a hold process (step S4-4). . As a result, the transaction process can be temporarily controlled to be on hold.

(3) In the present embodiment, when a preceding message is received for a change message (step S
In the case of “YES” in 6-1), the control unit 21 of the custody support system 20 executes a response determination process according to the situation (step S6-3). When a release flag is recorded in the hold management counter of the transaction management record 230 of the transaction management data storage unit 23 and a change message in which the hold flag is recorded is received, the control unit 21 of the custody support system 20 The hold process is executed (step S6-4). On the other hand, when a hold flag is recorded in the hold management counter of the transaction management record 230 of the transaction management data storage unit 23 and a change message in which the release flag is recorded is received, the control unit 21 of the custody support system 20 Then, a transaction release process is executed (step S6-5). As a result, the transaction process can be temporarily controlled to be on hold, or the held transaction process can be resumed.

  (4) In the present embodiment, when a preceding message is received for a transaction message (in the case of “YES” in step S4-2), the control unit 21 of the custody support system 20 regards this transaction message. Correspondence determination processing according to the situation is executed (step S4-9). When a hold flag is recorded in the hold management counter of the transaction management record 230 in the transaction management data storage unit 23 and a transaction message with the release flag recorded is received, the control unit 21 of the custody support system 20 Hold processing is executed (step S4-10). When a release flag is recorded in the hold management counter of the transaction management record 230 of the transaction management data storage unit 23 and a transaction message containing the hold flag is received, the control unit 21 of the custody support system 20 The release process is executed (step S4-11). Thereby, even when a change message is received before a transaction message, hold and release can be controlled accurately.

In addition, you may change each said embodiment as follows.
In the above embodiment, the custody support system 20 is provided with the reception instruction data storage unit 22, the transaction management data storage unit 23, the account management data storage unit 24, and the settlement method data storage unit 25. The data recorded in each data storage unit is not limited to these, and any information that can identify each transaction may be used.

  In the above embodiment, a combination of “transaction ID, account owner ID, account manager ID” is used as a key for specifying each transaction, but the key items are not limited to these.

  In the above embodiment, the custody support system 20 acquires the account information from the account management data storage unit 24. Alternatively, the account information may be acquired from a bank host system.

  DESCRIPTION OF SYMBOLS 10 ... Swift system, 20 ... Custody support system, 21 ... Control part, 211 ... Instruction receiving means, 212 ... Collation processing means, 213 ... Account processing means, 214 ... Cancel processing means, 22 ... Reception order data storage part, 23 ... Transaction management data storage unit, 24... Account management data storage unit, 25... Settlement method data storage unit, 30... Securities storage transfer system, 40.

Claims (5)

Transaction status storage means for storing the transaction status of the hold or release of the transaction in association with the transaction identifier;
From the financial network system, a transaction message including a transaction identifier, a hold or release instruction, and a change message for changing the transaction identifier and transaction status,
Communicate with the securities storage transfer system,
A custody support system comprising a control means for managing customer accounts and performing securities settlement processing,
The control means is
When obtaining a change message from the financial network system, notifying the securities custody transfer system and recording the transaction status in the transaction status storage means;
When a transaction message is acquired from the financial network system, the verification message is transmitted to the securities custody transfer system, and the transaction status recorded in the transaction status storage means is confirmed.
When a hold instruction is set in the transaction message, and there is no transaction status record in the transaction status storage means, a means for newly recording a hold as a transaction status;
When a release instruction is set in the transaction message, and when a transaction status of hold is recorded in the transaction status storage means and when no transaction status is recorded in the transaction status storage means, Custody support characterized in that it comprises means for executing a transaction process for performing a securities transaction allocation process using a customer account of a transaction message and performing a securities settlement based on a matching result from the securities storage transfer system. system. If a change message is obtained from the financial network system, check whether there is a hold instruction,
If a hold instruction is set in the change message, check the transaction status recorded in the transaction status storage means,
2. The apparatus according to claim 1, further comprising means for holding a transaction process related to a transaction message corresponding to the change message when a transaction status of a release is recorded in the transaction status storage unit. Custody support system. If a change message is obtained from the financial network system, check whether there is a release instruction,
When a release instruction is set in the change message, check the transaction status recorded in the transaction status storage means,
3. The apparatus according to claim 1, further comprising means for executing a transaction process related to a transaction message corresponding to the change message when the transaction status of the hold is recorded in the transaction status storage unit. The custody support system described. Transaction status storage means for storing the transaction status of the hold or release of the transaction in association with the transaction identifier;
From the financial network system, a transaction message including a transaction identifier, a hold or release instruction, and a change message for changing the transaction identifier and transaction status,
Communicate with the securities storage transfer system,
A custody support system using a custody support system including a control means for managing a customer account and performing a securities settlement process,
The control means is
When obtaining a change message from the financial network system, notifying the securities custody transfer system and recording the transaction status in the transaction status storage means;
When a transaction message is acquired from the financial network system, the verification message is transmitted to the securities custody transfer system, and the transaction status recorded in the transaction status storage means is confirmed.
When a hold instruction is set in the transaction message, and there is no transaction status record in the transaction status storage means, a step of newly recording a hold as a transaction status;
When a release instruction is set in the transaction message, and when a transaction status of hold is recorded in the transaction status storage means and when no transaction status is recorded in the transaction status storage means, A custody support characterized in that a transaction processing is performed using a customer account of a transaction message, and performing a transaction processing for performing a securities settlement based on a matching result from the securities custody transfer system. Method. Transaction status storage means for storing the transaction status of the hold or release of the transaction in association with the transaction identifier;
From the financial network system, a transaction message including a transaction identifier, a hold or release instruction, and a change message for changing the transaction identifier and transaction status,
Communicate with the securities storage transfer system,
A custody support program using a custody support system comprising a control means for managing customer accounts and performing securities settlement processing,
The control means;
Means for notifying the securities custody transfer system when a change message is obtained from the financial network system, and recording the transaction status in the transaction status storage means;
When a transaction message is acquired from the financial network system, the verification message is transmitted to the securities custody transfer system, and the transaction status recorded in the transaction status storage means is confirmed.
Means for newly recording a hold as a transaction status when a hold instruction is set in the transaction message and there is no transaction status record in the transaction status storage means;
When a release instruction is set in the transaction message, and when a transaction status of hold is recorded in the transaction status storage means and when no transaction status is recorded in the transaction status storage means, A custody support program, which performs a provision process for a securities transaction using a customer account of a transaction message and functions as a means for executing a transaction process for performing a securities settlement based on a matching result from the securities custody transfer system. .

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