JP2008204325A - Cash processor and cash processing program - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To solve a problem that if a highly reliable complete check is not performed, a longer period of time is required to detect a failure and identify its cause after the failure occurs, thereby spreading the damage, and to perform a cash complete check with high reliability at low cost. <P>SOLUTION: A cash processor 1 includes a cash stacker 18 storing cash media and has a transaction data input section 12 storing the amount of money of transaction data as a transaction value, a cash counter section 16 adding up cash media moving to and from the cash stacker 18 and storing it as a counter value, a cash counting section 22 counting the cash media stored in the cash stacker 18 and storing it as a counted value, an error detection section 24 monitoring the occurrence of a prescribed error event and detecting an error, a verification section 26 determining whether or not the values match by comparing the transaction value and the counter value at a frequency over a predetermined value, comparing the counter value and the counted value at a frequency less than or equal to a predetermined value, and, if the error detection section detects an error, comparing the transaction value and counted value, and a result output section 28 outputting a determination result of the verification section. <P>COPYRIGHT: (C)2008,JPO&INPIT

Description

  The present invention relates to a cash processing machine and a cash processing program.

Storage and operation of cash handling machines at financial institution terminals has become widespread. The technique described in Patent Document 1 is a means for examining the cash stored in the cashier cash machine.
JP 2004-62705 A

  However, with the conventional technology, it has not been possible to conduct a cash scrutiny with high reliability and low cost. Increasing the frequency of scrutiny is expected to be highly reliable, but the cost of scrutiny will also increase. Conversely, if the frequency of scrutiny is reduced, the cost of scrutiny can be kept low, but highly reliable scrutiny is not expected. If high-reliability scrutiny is not performed, the period from when a failure occurs until the failure is detected and the cause is investigated becomes longer, and there is a concern about the expansion of the damage.

  Therefore, the main object of the present invention is to solve the above-described problems and perform a cash scrutiny with high reliability and low cost.

  In order to solve the above-mentioned problem, the present invention is a cash processing machine comprising a cash stacker for storing a cash medium, and examining the cash medium in the cash stacker, accepting input of transaction data, and the amount of the transaction data A transaction data input unit for storing the transaction value in the storage means, a cash counter unit for storing and receiving the cash medium in and out of the cash stacker, and a cash counter unit for storing in the storage unit as a counter value, and a cash medium stored in the cash stacker. A cash counting unit that counts and stores in a storage means as a count value, an error detection unit that monitors the occurrence of a specified error event and detects an error, and the transaction according to a predetermined value or when an error is detected A collation unit that selects and compares the value, the counter value, and the count value, and determines a match / mismatch, and a result output unit that outputs a determination result of the collation unit And wherein the door. Other means will be described later.

  According to the present invention, it is possible to perform a cash scrutiny with high reliability and low cost.

  Hereinafter, an embodiment of a cash processor to which the present invention is applied will be described in detail with reference to the drawings. In addition, a cash processing machine is applied to cash register machines, such as a supermarket, for example, and is operated by the store clerk. In another example, the present invention is applied to a cash transaction machine such as an ATM (Automated Teller Machine) and is operated by an operator having a cash card. In either case, the cash medium stored inside the cash processor is collected by a bank collector.

  FIG. 1 is a configuration diagram of the cash processing machine 1. Note that the cash processing machine 1 is configured as a computer including at least a memory (storage unit) as a storage unit used when performing an arithmetic process, and an arithmetic processing device that performs the arithmetic process. The memory is constituted by a RAM (Random Access Memory) or the like. Arithmetic processing is realized by an arithmetic processing unit configured by a CPU (Central Processing Unit) executing a program on a memory.

  The cash processor 1 includes a transaction data input unit 12, a cash input / output unit 14, a cash counter unit 16, a cash stacker 18, a cash cassette 20, a cash counting unit 22, an error detection unit 24, a verification unit 26, and a result output unit. 28. The cash processor 1 stores the transaction value 30, the counter value 32, and the count value 34 in the storage means.

  The transaction data input unit 12 receives an input of transaction data from a store clerk. For example, when the cash processing machine 1 is a cash register, the transaction data is price data for each item purchased by the customer and cash data received from the customer. The transaction value 30 is a cash value obtained by collecting the transaction data, and is printed on a scrutiny sheet. The transaction data input unit 12 stores the transaction value 30 in the storage means. The transaction data input unit 12 controls the cash input / output unit 14 to perform input / output when input / output of a cash medium (banknotes, money) becomes necessary.

  The cash input / output unit 14 moves the cash medium between the clerk and the cash processor 1. The cash medium inserted from the store clerk passes from the cash input / output unit 14 through the cash counter unit 16 to the cash stacker 18. Further, the cash medium to be issued to the store clerk moves from the cash stacker 18 through the cash counter unit 16 to the cash input / output unit 14. The cash counter unit 16 detects the moving cash medium with a sensor and adds the amount to the counter value 32. The cash stacker 18 is a temporary cash medium storage space in the cash processor.

  The cash cassette 20 is configured to be detachable from the cash processing machine 1, and a cash medium is transferred to and from the cash stacker 18. The collection member takes out the cash cassette 20 from the cash processing machine 1 to collect the cash medium moved from the cash stacker 18 and put it in the bank safe. Further, the collection member replenishes the cash stacker 18 with the cash medium by inserting the cash medium taken out (banked) into the cash cassette 20 and inserting the cash cassette 20 into the cash processor 1 (loading). To do).

  The cash counting unit 22 measures the cash medium stored in the cash stacker 18 by mechanical counting or human counting, and stores the result in the storage means as a measured value. The mechanical counting is to count cash media by mechanical means, and is described in, for example, the specification of Japanese Patent No. 2542642. “Personal counting” means that the store clerk counts the cash media by hand, and at that time, the cash counting unit 22 presents the store with the cash media in the cash stacker.

  The matching unit 26 compares two cash values of the transaction value 30, the counter value 32, and the count value 34 with each other, and determines a match / mismatch. The result output unit 28 outputs the comparison result of the collation unit 26 to a window display on the screen or a printed sheet.

The error detection unit 24 monitors the processing of each component unit of the cash processing machine 1, and when it detects the occurrence of an error process registered in advance, notifies the verification unit 26 of that fact. The following are examples of error processing, both of which are cases where the cash counter unit 16 cannot correctly count the counter values 32.
・ Cash medium jam detection is handled as error processing. The cash medium is jammed (jammed) along the cash medium transport path.
・ Cash stacker release detection is handled as error processing. The cash stacker 18 is opened by the operation of the store clerk, and the cash medium is directly delivered from the store clerk to the customer without going through the cash counter unit 16 and the cash input / output unit 14.

表１は、３通りの精査処理を示す比較表である。精査は、照合部２６が、別々に集計された２つの現金値を互いに突合して一致または不一致を判定する動作である。なお、精査は、営業終了後に定期的に行われる。精査の頻度は、高頻度（例えば、所定値を超える頻度）または低頻度（例えば、所定値以下の頻度）となる。以下、高頻度の一例として毎日、低頻度の一例として毎週（毎週末金曜日）として説明する。

Table 1 is a comparison table showing three types of scrutiny processing. The scrutiny is an operation in which the collation unit 26 matches two cash values separately counted together to determine whether they match or do not match. In addition, scrutiny is performed regularly after the business is closed. The frequency of scrutiny becomes high frequency (for example, frequency exceeding a predetermined value) or low frequency (for example, frequency below a predetermined value). In the following, description will be given on a daily basis as an example of high frequency and on a weekly basis (on weekends as an example of low frequency).

  Simple scrutiny is a simple scrutiny performed daily. By checking the transaction value 30 and the counter value 32 without using the count value 34 as a check target, a low-cost scrutiny is possible. On the other hand, since the reliability is not high by not using the count value 34, the cash medium is not inserted into or removed from the cash stacker 18 after the verification.

  Detailed scrutiny is a detailed scrutiny performed weekly or daily. By collating the count value 34 with the counter value 32, a highly reliable scrutiny is possible. Although it is highly reliable, the use of the count value 34 increases the cost. After the verification, the cash medium may be taken in and out of the cash stacker 18 with the bank safe.

  Temporary scrutiny is detailed scrutiny that is performed on the day of error occurrence when the error detection unit 24 detects an error. By checking the transaction value 30 and the count value 34 without using the counter value 32 that has become unreliable due to the occurrence of an error, a highly reliable scrutiny is possible. After the verification, the cash medium may be taken in and out of the cash stacker 18 with the bank safe.

  FIG. 2 is an explanatory diagram for comparing a comparative example in which a scrutiny process is performed and the method of the present embodiment.

  FIG. 2A shows a first comparative example. In this comparative example, detailed scrutiny and the cash medium of the cash stacker 18 are taken in and out every day. For example, an error that occurred at noon on Wednesday is detected by detailed examination at the end of business on the same day. Therefore, it is possible to quickly investigate the cause of the error and the reliability is high. On the other hand, since the cash media is counted every day in the detailed scrutiny, the cost becomes high.

  FIG. 2B shows a second comparative example. In this comparative example, detailed scrutiny and cash stacker 18 cash media are only available on Fridays every weekend, and other business days (Monday to Thursday) can be scrutinized. For example, an error that occurred at noon on Wednesday is not detected by a simple scrutiny at the end of business on the same day, but is detected by a detailed scrutiny on Friday. Therefore, since the cause investigation for the error is delayed, the reliability is not high. On the other hand, detailed scrutiny only needs to be done every Friday, so the cost is low.

  FIG. 2C shows this embodiment. In this embodiment, as in FIG. 2 (b), the detailed scrutiny and the cash medium of the cash stacker 18 are put in and out only on Fridays every weekend, and the other business days (Monday to Thursday) are simply scrutinized. However, error monitoring by the error detection unit 24 is performed every day, and on the day of error occurrence, switching from simple scrutiny or detailed scrutiny to temporary scrutiny. For example, an error occurring at noon on Wednesday is detected by a temporary examination on the same day. Therefore, it is possible to quickly investigate the cause of the error and the reliability is high. In addition, since detailed and extraordinary scrutiny are rare, the cost can be reduced.

  FIG. 3 is a flowchart showing the operation of the cash processing machine 1 in the present embodiment shown in FIG.

  The cash processing machine 1 waits until the end of business (S12), and proceeds with the process after the end of business. If the current time is Friday (S14, Yes), the cash processing machine 1 causes the collation unit 26 to execute a detailed scrutiny (S16). If the current time is not Friday (S14, No) and the error occurrence date when the error detection unit 24 has detected an error (S18, Yes), the cash processing machine 1 causes the verification unit 26 to execute an extraordinary review (S22).

  On the other hand, if it is not an error occurrence date (S18, No), cash processing machine 1 makes collation part 26 perform simple detailed examination (S20). When the detailed scrutiny (S16) or the extraordinary scrutiny (S22) is performed, the cash processing machine 1 allows the cash medium stored in the cash stacker 18 to enter and exit (S24). When the transaction value 30 and the count value 34 are inconsistent as a result of the extraordinary scrutiny (S22), the result output unit 28 outputs an instruction to display the cash medium stored in the cash stacker 18 (display or display). The count is forcibly induced by printing.

It is a block diagram of the cash processing machine regarding one Embodiment of this invention. It is explanatory drawing which compares the comparative example which performs a close examination process, and the system of this embodiment. It is a flowchart which shows operation | movement of the cash processing machine regarding one Embodiment of this invention.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 Cash processing machine 12 Transaction data input part 14 Cash input / output part 16 Cash counter part 18 Cash stacker 20 Cash cassette 22 Cash counting part 24 Error detection part 26 Verification part 28 Result output part 30 Transaction value 32 Counter value 34 Count value

Claims (7)

A cash processing machine comprising a cash stacker for storing a cash medium, and examining the cash medium in the cash stacker,
A transaction data input unit that accepts input of transaction data and stores the amount of the transaction data in a storage means as a transaction value;
A cash counter unit that counts cash media to and from the cash stacker and stores it in a storage means as a counter value;
A cash counter that counts the cash medium stored in the cash stacker and stores it in a storage means as a count value;
An error detection unit that monitors the occurrence of a specified error event and detects an error;
A matching unit that selects and compares the transaction value, the counter value, and the count value according to a predetermined value or when an error is detected,
A cash machine, comprising: a result output unit that outputs a determination result of the verification unit; The error detection unit detects, as the error event, that a cash medium is clogged in the middle of a transport path of a cash medium, or that the cash stacker is opened and a cash medium is taken out. Item 1. A cash machine according to item 1. The result output unit outputs an instruction to count the cash medium stored in the cash stacker when there is a mismatch as a result of comparing the transaction value and the count value. Or the cash processing machine of Claim 2. The cash stacker is configured so that a stored cash medium can be attached to and detached from the cash processor when the counter value and the count value match, or when the transaction value and the count value match. The cash processor according to any one of claims 1 to 3, wherein the cash cassette can be moved in and out. The collation unit compares the transaction value and the counter value at a frequency exceeding a predetermined value, compares the counter value and the count value at a frequency equal to or lower than a predetermined value, and the error detection unit detects an error. The cash machine according to any one of claims 1 to 4, wherein the transaction value and the count value are compared to determine a match / mismatch. The cash processing machine according to any one of claims 1 to 5, wherein the predetermined value is a frequency of scrutiny. A cash processing program comprising a cash stacker for storing a cash medium, and examining the cash medium in the cash stacker,
A procedure for accepting input of transaction data and storing the amount of transaction data in the storage means as a transaction value;
Totalizing cash media to and from the cash stacker and storing it in a storage means as a counter value;
A procedure for counting cash media stored in the cash stacker and storing it in a storage means as a count value;
A procedure to detect the error by monitoring the occurrence of the specified error event;
A procedure for selecting and comparing the transaction value, the counter value, and the count value according to a predetermined value or when an error is detected, and determining a match / mismatch;
A cash processing program for causing a computer to execute a procedure for outputting a judgment result.

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