JP2005182490A - Temporary payment system for transportation institution - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a system automatically contracting an insurance according to the amount/distance to a destination on a ticket and the like purchased by a passenger and allowing instant payment of temporary payment of a predetermined amount based on an insurance premium in the closest designated location by a claim when the passenger suffers from damage such as death by an accident or when the purpose of travel is damaged significantly. <P>SOLUTION: This temporary payment system is provided with a host computer 1, a terminal machine 2, a first terminal machine 3, and a second terminal machine 4 in an office. The terminal machine 2 in the office is provided with a means, which writes authentication on a ticket and inputs the authentication if the passenger takes out a predetermined insurance corresponding to an amount/distance in purchase of the ticket and the like, and a means storing the inputted authentication and displaying an amount of temporary payment matching the inputted authentication. <P>COPYRIGHT: (C)2005,JPO&NCIPI

Description

  The present invention describes a case where a passenger who uses a public transport organization such as an orbital vehicle and a bus or a ship is killed or injured by the occurrence of the accident or the time for travel purposes is significantly obstructed. It is related with the system which enabled the immediate payment of a lump sum through the latest payment designation | designated location based on this authentication.

  Recently, it is not uncommon for accidents by various transport agencies to occur frequently, and for the passengers to suffer damages such as death and injury, and for compensation negotiations to be confused and to be settled. Moreover, most of them are caused by dissatisfaction with the compensation amount.

  In view of the above situation, it is expected that the subsequent compensation negotiations will be facilitated if the victim of the accident is paid a lump sum, etc. and other quick response processing.

  The present invention has been invented as a measure to solve the above-mentioned bargaining difficulties, and when a passenger purchases a ticket, etc., insurance corresponding to the amount or distance is automatically applied. It is an object of the present invention to provide a system that can immediately pay a lump sum equivalent to a premium in the event of damage such as death or injury due to an accident of the organization concerned.

  A description will be given based on the flowcharts shown in FIGS.

  Reference numeral 1 denotes a host computer, which is installed in the headquarters of the transport organization. Reference numeral 2 denotes a business terminal, which is installed in each business site of the transport organization. 3 is a first terminal, which is installed in the head office of a non-life insurance company. A second terminal 4 is installed in each branch of the non-life insurance company. Death or injury refers to death or injury, and a ticket or the like refers to a voucher for the purpose of using an orbital vehicle, a bus, or a ship.

The lump sum payment system by the transport organization according to the invention of claim 1 has a host computer 1 installed in the head office of the transport organization and a terminal 2 installed in each office of the company to connect the two. Similarly, the first terminal 3 is installed in the head office of the non-life insurance company, connected to the second terminal 4 installed in each branch of the company, and the host computer 1 and the office terminal 2 And the first terminal 3 and the second terminal 4 are connected to each other to form a network device. The above devices are injured to the passenger due to an accident in the transportation organization. An insurance agency business handling system that allows you to pay a lump sum in accordance with the amount of tickets you have in the event of damage or significantly obstructing the purpose of travel Station terminal 2 allows passengers to purchase tickets In this case, a predetermined insurance corresponding to the amount of money or distance, etc. is insured, and the certificate is written on the face of the card and stored, and the passenger suffers damage such as death or injury due to the accident, or travel If the purpose is obstructed, the means to input the authentication written on the ticket of the passenger's ticket, etc., the input information is recognized, and the amount of the lump sum payment corresponding to damage such as death or injury is displayed Means are provided.

  The lump sum payment system for a transport institution according to the invention of claim 2 is the invention of claim 1, wherein the site office terminal 2 comprises means for transmitting the insurance premium received from the passenger to the host computer 1, The host computer 1 has means for transmitting the input information to the first terminal 3 of the insurance company, and the first terminal 3 has means for transmitting the input information to the second terminal 4 It is characterized by.

  The lump sum payment system for a transport organization according to the invention of claim 3 is the invention of claim 1 or 2, wherein the terminal 2 at the establishment transmits the occurrence of the accident to the host computer 1 and the second terminal 4 The host computer 1 and the second terminal 4 are provided with a means for transmitting the input information to the first terminal 3.

  The lump sum payment system for a transport institution according to the invention of claim 4 is the invention of claim 1, 2 or 3, wherein the establishment terminal 2 sends the paid information of the lump sum to the host computer 1 and the second terminal 4. The host computer 1 and the second terminal 4 are provided with a means for transmitting the relation information to the first terminal 3.

  In the invention according to claim 1, when a passenger purchases a ticket or the like, the establishment terminal 2 applies insurance corresponding to the amount or distance and the fact is authenticated and stored on the ticket surface. At the same time, if a passenger suffers damage such as death or injury due to an accident at a transportation organization, he / she has a means to input the authentication and a means to display the amount of the corresponding lump sum payment. The one-time payment can be made immediately.

If such a quick response is taken, it is expected that conflicts in compensation negotiations will be avoided and dissatisfaction with the compensation amount will be suppressed.

  The invention described in claim 2 is provided with means for transmitting information on insurance premiums received from passengers by the terminal 2 of the establishment to the host computer 1, and the host computer 1 transmits this to the first terminal 3. Since the first terminal 3 includes means for transmitting to the second terminal 4, the information can be stored in all computers. Therefore, the lump sum payment can be quickly and reliably performed.

  In the invention described in claim 3, the establishment terminal 2 includes means for transmitting the occurrence of the accident to the host computer 1 and the second terminal 4, and the host computer 1 and the second terminal 4 Since a means for transmitting information or the like to the first terminal 3 is provided, all information can be transmitted smoothly, and payment of a lump sum can be performed more quickly and reliably.

  The invention described in claim 4 is provided with means for the establishment terminal 2 to transmit information on payment of a lump sum for a damaged passenger to the host computer 1 and the second terminal 4, and the host computer 1 and the second terminal Since 4 includes means for transmitting the information and the like to the first terminal 3, the lump sum payment operation can be completed quickly and reliably.

  The lump-sum payment system for a transportation institution according to the present invention is set up in a public transportation institution based on a non-life insurance agency contract concluded between the transportation institution and an insurance company, and the transportation institution obtains its own permission. It is set as a part of business.

  Therefore, the embodiment is displayed by the flowcharts of FIGS. The host computer 1 is connected to all devices of the office terminal 2, the first terminal 3, and the second terminal 4, and the devices are connected to each other to form a network configuration.

  In the event that a passenger of a transport organization suffers damage such as death or injury due to an accident by the organization, or is obstructed for the purpose of travel, the lump sum authorized for the ticket etc. possessed is immediately paid at the designated location It is something that can be done.

  The host computer 1 is installed at the head office of the transport organization. The office terminal 2 is installed at each site of the transport organization and is connected to the host computer 1 through a communication line. The first terminal 1 is installed at the head office of the insurance company and connected to the host computer 1. The second terminal 4 is installed at each branch of the insurance company, and is connected to the office terminal 2 and the first terminal 3.

  In this system, the office terminal 2 includes means for displaying the following. When a passenger purchases a boarding ticket or the like, he / she applies predetermined insurance according to the amount or travel distance, writes the fact on the ticket surface, and stores the authentication. However, the authentication described on the ticket can be formed by any method such as number, symbol, color, barcode.

  The office terminal 2 corresponds to a means for inputting the authentication written on the ticket face possessed when the passenger suffers damage such as death or injury due to an accident caused by a transportation organization or the purpose of travel is significantly obstructed. A means for displaying the amount of the lump sum to be provided is provided.

  The lump sum payment insurance contract by this system identifies passengers purchasing tickets etc. as "insured contract applicants" and collects insurance premiums together with fares. However, the insured contract covers “dead and injured, etc.” and “inhibition of travel purposes”, and the handling category is based on the contents of the contract signed by the transport agency with the insurance company, or on its own. It shall be in accordance with the contents of the rules established with permission for insurance business.

  The implementation of this system is supported by inputting the passenger's ticket authentication to the office terminal 2 in the event of an accident because all the devices in the network configuration have the necessary processing functions. The temporary amount to be paid is immediately paid based on the claim of the passenger himself or the family of the deceased. This prompt action can suppress dissatisfaction with the compensation amount, and can be expected to avoid conflicts and resolve the negotiations.

  The business entity terminal 2 in this embodiment includes means for transmitting information relating to insurance premiums received from passengers to the host computer 1, and the host computer 1 includes means for transmitting the information to the first terminal 3. I have.

Further, the first terminal 3 includes means for transmitting the information to the second terminal 4 and can store all of the information in all the devices of the computer. There is no problem with payment, and the payment can be made more quickly.

  In addition, in the present embodiment, the terminal 2 at the business establishment includes means for transmitting the occurrence of the accident to the host computer 1 and the second terminal 4, and the host computer 1 and the second terminal 4 send the information to the first computer. Means for transmitting to the terminal 3 is provided. Thus, the smooth payment of information can be made more quickly and surely.

  In the present embodiment, the terminal 2 of the business establishment includes means for transmitting the payment information of the lump sum to the host computer 1 and the second terminal 4, and the host computer 1 and the second terminal 4 Means for transmitting information to the first terminal 3 is provided. Such information transmission means can complete the lump sum payment business more quickly.

It is a flowchart which shows embodiment of this invention. In embodiment of this invention, it is a flowchart which shows the means with which each site office of a transport organization is provided.

Explanation of symbols

1 Host computer 2 Office terminal 3 First terminal 4 Second terminal

Claims (4)

  A host computer (1) is installed in the headquarters of the transport organization, a terminal (2) is installed in each office of the company, and both are connected. Similarly, the first terminal ( 3) installed, connected to the second terminal (4) installed in each branch of the company, and further, host computer (1), office terminal (2), first terminal ( 3) and the second terminal (4) are connected to each other to form a network device. These devices cause damage such as death and injury to the passengers due to accidents at the transportation organization. Or an insurance agency service handling system that allows a lump sum to be paid in accordance with the amount of tickets held etc. when the purpose of travel is significantly obstructed. (2) When the passenger purchases a ticket etc., the amount or distance If the relevant insurance is applied and the certificate is written on the face of the certificate and stored, and the passenger has suffered death or injury due to the accident, or the purpose of travel has been obstructed, It is provided with means for inputting the authentication described on the ticket surface of the passenger's ticket, etc., and means for recognizing the input information and displaying the payment amount of the lump sum corresponding to damage such as death or injury. Lump-sum payment system of the transport organization.   The on-site office terminal (2) has means for transmitting insurance premiums received from passengers to the host computer (1). The host computer (1) receives the input information from the insurance company's first terminal (3). 2. The transportation system according to claim 1, further comprising means for transmitting the input information to the second terminal (4). One-time payment system.   The terminal (2) of the office has means for transmitting the occurrence of the accident to the host computer (1) and the second terminal (4). The host computer (1) and the second terminal (4) 3. A lump sum payment system for a transport organization according to claim 1, further comprising means for transmitting the input information to the first terminal (3). The office terminal (2) includes means for transmitting information on the payment of the lump sum to the host computer (1) and the second terminal (4). The host computer (1) and the second terminal (4) The lump-sum payment system for a transport organization according to claim 1, 2 or 3, further comprising means for transmitting the related information to the first terminal (3).

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