JP2005128627A - Data output system and method - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a data output system and a data output method that expedite an issuing operation in which a receiving agency issues a receipt or the like to a user. <P>SOLUTION: A broad receiving agency 5 which charges money and a financial institution 3 which accepts users' payment of money form a multi-payment network system, in which the broad receiving agency 5 sends or allows charge information for charging money to or to be browsed on a user's terminal, the financial institution 3 sends reconciliation information corresponding to the user's payment of money to the broad receiving agency 5, and the broad receiving agency 5 outputs a certification for certifying a right given by the user's payment of money or a certification certifying the fact of receipt. The charge information has a charge content and an identification number identifying the charge content. The broad receiving agency 5 collates the identification number and the reconciliation information and, according to the collation result, outputs the certification. <P>COPYRIGHT: (C)2005,JPO&NCIPI

Description

  The present invention relates to a data output system and a data output method that use application information sent from a financial institution for settlement of a bill from a storage institution.

  When a storage organization such as a government office, a local public entity, or a storage company requests a user to pay for the use of a service, the user goes directly to a financial institution to pay the fee, pays by ATM, or more recently Pay for the use of a network such as a banking service provided by a financial institution using a predetermined terminal.

  However, the user side, the financial institution side, and the storage institution side can only accept payment of a fee within a certain time at a specific place, and the administrative procedures associated with payment are complicated. However, it is difficult to say that such a series of settlements is being carried out smoothly because of restrictions on location and contents.

  Therefore, there is a multi-payment network (MPN) as a new mechanism for improving the convenience of users and improving the operational efficiency of storage and financial institutions, and some of them have been implemented.

  In the settlement procedure using the multi-payment network system, the application information for the application performed by the storage institution is quickly sent to the storage institution after paying the fee to the user's financial institution. Acceleration of storage office work is attempted.

  However, at the storage institution, when it becomes the stage of issuing a receipt from the storage institution to the user, the receipt issuance work at this stage should be performed only after the transfer accompanying the payment of the user's fee is confirmed. However, there is a need for faster processing in this respect.

In addition, although there is a document describing a system for performing a settlement procedure using a network that is not related to the MPN (Patent Documents 1 and 2, etc.), it is possible to solve the above-described circumstances regarding the receipt issuing operation. It's hard to say.
JP 2003-216882 A JP 2002-99720 A

  Therefore, in the present invention, a data output system and a data output for quickly processing the issuing work when the storage organization outputs the proof content certifying the right generated by the payment of the fee to the user or the proof content certifying the received fact. It aims to provide a method.

<Features>
In order to achieve the above object, according to the present invention, the contents of the claim for requesting payment of the fee from the storage institution to the user and the identification number for specifying the content of the charge are stored on the storage institution side. Developed a system to output receipts addressed to individual users by checking the consumption information sent from the financial institution and the originally stored identification number after the user has paid the fee. .

  In order to realize the above feature, in the invention according to claim 1, the server of the storage institution in a broad sense that charges the payment of the fee and the server of the financial institution that receives the payment of the fee by the user form a network. The server of the storage institution in a broad sense transmits or browses billing information for requesting payment of charges to the user's terminal, and the server of the financial institution stores revocation information corresponding to the payment of charges of the user. The server of the broad storage institution has an output means for outputting the proof content certifying the right generated by the payment of the user's fee or the proof content certifying the received fact. The billing information includes a billing content and an identification number for identifying the billing content. It includes the identification number has a matching means for matching the scrubbing information, depending on the comparison result of the comparison means, and outputs the certified contents by said output means.

  According to a second aspect of the present invention, in the data output system according to the first aspect, the broad storage organization comprises one or a plurality of storage organizations and a shared use center acting as a server for the storage organization. The server of the storage institution transmits or browses the billing information, and the server of the financial institution transmits the revocation information corresponding to the payment of the user's fee to the server of the shared use center. The server of the shared use center has an output means for outputting the proof content certifying the right generated by the payment of the user's fee or the proof content certifying the received fact, and the server of the joint use center is characterized in that the identification number And collation means for collating the erase information, and according to the collation result of the collation means, the output means And outputs the content.

  According to a third aspect of the present invention, in the data output system according to the first or second aspect, the storage engine in the broad sense is a shared use center or data that acts as an agent for one or more storage engines and servers of the storage engine. The storage organization server transmits or browses the billing information, and the financial institution server uses the revocation information corresponding to the payment of the user's fee. The server of the output organization, which is transmitted to the server of the center, has output means for outputting proof content certifying the right generated by payment of the user's fee or proof content certifying the received fact, The server of the output organization has a collation unit for collating the identification number and the erase information, and according to the collation result of the collation unit And outputs the certified contents by said output means.

  According to a fourth aspect of the present invention, in the data output system according to any one of the first to third aspects, the broad storage organization has a name identification unit that performs a name identification process for each user in the claim information. It is characterized by.

  The invention according to claim 5 is the data output system according to any one of claims 1 to 4, wherein the network is a multi-payment network.

  The invention according to claim 6 is a data output system related to a storage organization in a broad sense for outputting the proof content certifying the right generated by the payment of the user's fee or the proof content certifying the received fact. The server of the storage organization in a broad sense includes a billing information storage unit that stores billing information having a billing content and an identification number for identifying the billing content, and billing information stored in the billing information storage unit is Billing information output means for outputting to the terminal, revocation information receiving means for receiving revocation information from the server of the financial institution, an identification number in the claim information storage means, and the revocation information received by the revocation information receiving means It is characterized by having a collation means for collating the data with the verification information, and an output means for outputting the proof content according to the collation result by the collation means.

  In the invention according to claim 7, in outputting the proof contents certifying the right generated by the payment of the user's fee or the proof contents certifying the received facts, the data output relating to the joint use center acting as the operation of the storage organization The shared use center server includes a billing information receiving means for receiving billing information and a billing information having an identification number for identifying the billing content from a storage institution server, and a financial institution server. By the verification information receiving means for receiving the consumption information, the verification means for verifying the identification number received from the claim information receiving means and the cancellation information received by the cancellation information receiving means, and the verification means Output means for outputting the proof content in accordance with the verification result.

  In the invention according to claim 8, in outputting the proof contents certifying the right generated by the payment of the user's fee or the proof contents certifying the received fact, the output agency acting on behalf of the operation of the storage organization or the shared use center In this data output system, the server of the output organization receives the claim information having the identification number for identifying the content of the claim and the content of the claim from the server of the storage organization, and the common use center Revocation information receiving means for receiving revocation information from the server, collation means for collating the identification number received from the claim information receiving means with the revocation information received by the revocation information receiving means, Output means for outputting the proof content in accordance with the result of verification by the verification means.

  In the invention according to claim 9, the server of the broad storage institution that charges the payment of the fee and the server of the financial institution that receives the payment of the fee by the user form a network with each other. Then, the billing information for charging the user's terminal is transmitted or viewed, and the financial institution server sends the application information corresponding to the user's fee payment to the storage institution server in a broad sense. In the data output system, the server of the storage institution in a broad sense has an output step of outputting a proof content certifying the right generated by payment of the user's fee or a proof content certifying the received fact. A data output method, wherein the billing information has a billing content and an identification number for identifying the billing content. , And the identification number has a matching step for matching the scrubbing information, depending on the verification result of the verification process, and outputs the certified contents by the output process.

  In a tenth aspect of the present invention, in the data output method according to the ninth aspect, the storage engine in the broad sense includes one or a plurality of storage engines and a shared use center acting as a server for the storage engine. The server of the storage institution transmits or browses the billing information, and the server of the financial institution transmits the revocation information corresponding to the payment of the user's fee to the server of the shared use center. The server of the present invention has an output step of outputting proof contents certifying the right generated by the payment of the user's fee, and the server of the shared use center collates the identification number with the application information. A verification process for verifying the content of the certification or the fact received by the output process according to the verification result of the verification process And outputting the contents to the user terminal.

  According to an eleventh aspect of the present invention, in the data output method according to the ninth or tenth aspect, the storage engine in the broad sense is a shared use center or data that acts as an agent for one or a plurality of storage institutions and servers of the storage engine. The storage organization server transmits or browses the billing information, and the financial institution server uses the revocation information corresponding to the payment of the user's fee. The server of the output agency transmits to the server of the center, and the server of the output organization has an output step of outputting the proof content certifying the right generated by the payment of the user's fee or the proof content certifying the received fact, The server of the output organization has a collation process for collating the identification number with the application information, and according to the collation result of the collation process And outputs the certified contents by the output process.

  According to a twelfth aspect of the present invention, in the data output method according to any one of the ninth to eleventh aspects, the broad storage organization has a name identification process for performing a name identification process for each user in the claim information. It is characterized by.

  The invention according to claim 13 is the data output method according to any one of claims 9 to 12, wherein the network is a multi-payment network.

  In the invention according to claim 14, in outputting the proof content certifying the right generated by the payment of the user's fee or the proof content certifying the received fact, the data output method in the data output system related to the storage organization in a broad sense The server of the storage organization in the broad sense stores a billing information storing step for storing billing information having a billing content and an identification number for identifying the billing content, and billing information stored by the billing information storage step. A billing information output step for outputting to the user's terminal, a billing information receiving step for receiving billing information from a financial institution server, an identification number in the billing information storage step, and a billing information receiving step. A verification process for verifying the received erase information, and an output process for outputting the certification content according to the verification result of the verification process. The features.

  In the invention according to claim 15, in outputting the proof content certifying the right generated by the payment of the user's fee or the proof content certifying the received fact, the data output relating to the joint use center acting as the operation of the storage organization A data output method in the system, wherein the server of the shared use center receives a billing information having a billing information and an identification number for identifying the billing content from the server of the storage organization, An application information receiving step for receiving application information from an institutional server, an identification number received from the claim information receiving step, and a verification step for comparing the application information received in the application information receiving step, And an output step of outputting the proof content according to a verification result in the verification step.

  In the invention according to claim 16, in outputting the proof content certifying the right generated by the payment of the user's fee or the proof content certifying the received fact, the output organization acting on behalf of the operation of the storage organization or the shared use center A data output method in such a data output system, wherein the server of the output organization receives the claim information having the identification number for identifying the content of the claim and the content of the claim from the storage organization server; The verification information receiving step for receiving the consumption information from the server of the shared use center, the collation for comparing the identification number received from the claim information receiving step and the consumption information received in the consumption information receiving step And an output step of outputting the proof content in accordance with a collation result in the collation step

  In addition, as said proof content, a receipt, an insurance policy, a contract, etc. or the information which made them the data etc. can be considered as an example.

  ADVANTAGE OF THE INVENTION According to this invention, it becomes possible to process rapidly the issuing work at the time of a storage organization issuing the receipt etc. to a user.

  Hereinafter, embodiments of the present invention will be described with reference to the drawings. In this embodiment, a data output form using a multi-payment network will be described. Therefore, first, an outline of the multi-payment network will be described.

<Overview of multi-payment network>
Until now, invoices issued by government agencies, local governments, and storage companies (hereinafter referred to as “storage organizations”) are used for payment of utilities such as electricity, gas, and telephone charges, taxes, and mail order sales. There were methods such as window payments to bring them to convenience stores, etc., and account transfers withdrawn from user accounts on designated days. On the other hand, user demands for storage methods are diversified due to recent changes in lifestyles and dramatic increases in information communication technology.
In addition, in financial institutions, a service environment is being prepared such as expansion of unmanned stores, 24-hour ATM, and expansion of service channels such as telephone banking and Internet banking.

However, the current payment at the counter is handled only at the counter, with some exceptions, so the user must go to a financial institution or a convenience store, and the counter is not open during the holidays or at night. Is in an inconvenient situation where payment is not possible. However, convenience stores are available for 24 hours.
Further, in the storage organization, a large amount of paperwork such as an operation of deleting the stored notification and the billing data and a verification operation of the deposit amount of the account have occurred.
Furthermore, in financial institutions, administrative processing such as sorting of stored notices is enormous, and it is not possible to deal with new channels such as telephone banking and the Internet.

  In light of this situation, a multi-payment network (hereinafter abbreviated as “MPN”) is a new mechanism for improving the convenience of users by utilizing new payment channels and improving the operational efficiency of storage and financial institutions. It is being considered.

  By constructing a system using this MPN, there are the following advantages for users, storage institutions, and financial institutions.

  For users, before the MPN is built, payments can only be made during the business hours of the payment window, and it is necessary to go to the payment window, which is particularly burdensome for the elderly and persons with disabilities. However, it is possible to make payments via ATMs, telephones, PCs, etc. outside of the business hours of the storage window through the expansion of the payment channel by building an MPN, and even on holidays and holidays. Advantages of being able to use it, making it easy for elderly and disabled people, reducing waiting time at the counter, and avoiding congestion at the end of the month, the end of the year, and the end of the year Occurs.

  For the storage organization, before the MPN is constructed, the burden of paperwork related to the cancellation of the stored notification and the billing data returned from the financial institution is large, from the storage by the user to the return of the stored notification by the financial institution Although there is a time lag and the storage results cannot be grasped in a timely manner, it is possible to quickly obtain stored information by digitizing and speeding up stored notifications by building an MPN. There are advantages such that automating operations can be automated and useless reclaiming processing can be eliminated.

  For financial institutions, the office processing burden associated with storing users is large before MPN construction, sorting of stored notices to be returned to storage agencies such as local governments / businesses, and the office processing burden associated with shipping However, by building an MPN, it is possible to expand payment channels, digitize and expedite storage notifications, store offices at financial institutions, enter and sort data at office centers, There is an advantage that the work of sending a storage notice to the storage organization is reduced.

  Next, four typical service forms that take advantage of the system using the MPN are listed.

  First, there is a storage service. Storage service is a service that allows users to pay public charges etc. using various channels such as ATMs, telephones, PCs, etc., as well as financial institutions, etc. It is.

  Secondly, there is an account transfer data transmission service. The account transfer data transmission service is a service for transferring account transfer data between a storage institution and a financial institution by data transmission instead of a medium such as MT.

  Third, there is a billing information notification service. The billing information notification service is a service for notifying billing information to be mailed from a storage institution to a user through a personal computer or a mobile phone, and thereafter allows the user to pay continuously.

  Fourth, there is an account transfer acceptance service. The account transfer acceptance service is a service representing a reception method at a financial institution in which a user can make an account transfer contract (new or changed) through an ATM or a personal computer.

<Purpose of this embodiment>
In this embodiment, a quick issue operation such as a receipt by a storage organization is taken up by using the above-mentioned advantages and service form of the multi-payment network.

  Conventionally, when a user pays public charges, taxes, insurance premiums, etc. using ATM or telephone using MPN, the information is quickly transferred to the storage organization via MPN, thus speeding up storage operations. However, the receipt issuance work, etc. was processed after the transfer of payment was confirmed and could not be processed quickly.

  Therefore, in this embodiment, the storage organization stores the contents of the charge to the user and the identification number associated with the content of the charge, and the consumption via the MPN obtained by the user using the MPN to complete the payment. It aims at a system configuration that collates the stored information with the identification number and outputs a receipt or the like addressed to each user. As a result, it is possible for the storage organization to quickly process the issuance of receipts and the like to the user.

  In realizing this, the following four embodiments have been taken and will be described sequentially.

<Configuration according to Embodiment 1>
First, as a first embodiment, a configuration diagram of a system using a multi-payment network is shown in FIG. The system in FIG. 1 includes a user 1, a payment channel 2, a financial institution 3, an MPN (multiple payment network) 4, and a storage institution 5 in a broad sense. The reason why the term “broad sense” is used in the storage facility 5 in the broad sense is that it is considered as a comprehensive organization including a plurality of storage organizations and an organization such as a shared use center acting as a storage service. The shared use center will be explained later.

  When the user 1 receives a document in which billing details relating to fee payments are sent from the storage organization 5 in a broad sense or receives data in which billing information related to fee payments is written, the user 1 sends a payment channel 2 to the financial institution 3. Perform the payment procedure. When paying a fee, the identification number in the billing information from the storage organization 5 in a broad sense is input to the payment channel 2.

  The payment channel 2 represents a method for the user 1 to pay a fee to the financial institution 3, and in this embodiment, telephone and financial for using the telephone banking provided by the financial institution 3. A PC using Internet banking provided by the institution 3, a mobile terminal using mobile banking provided by the financial institution, an ATM installed in the financial institution 3, and a window in the financial institution 3 are selected.

  The financial institution 3 performs storage work for the payment of the fee made by the user 1 through the payment channel 2, and stores the stored notification information for notifying the storage institution 5 in a broad sense as stored information. Transmit via MPN4. Note that a storage notice may be sent as a document to the storage organization 5 in a broad sense.

  The MPN 4 fulfills the function of transmitting and receiving the consumption information and related information as necessary between the financial institution 3 and the broad storage institution 5 through the expansion of payment channels and the electronic / acceleration of the storage notification. Therefore, the convenience for the user 1 and the operational efficiency for the financial institution 3 and the storage institution 5 in a broad sense are realized.

  The storage facility 5 in a broad sense is an organization that provides various services to users, such as government offices / local public organizations, storage companies, etc., and is an identification for identifying the contents of the claims and the contents of the claims to the user 1 The billing information including the number is transmitted or browsed, or a bill in which an identification number for identifying the billing content and the billing content is sent. Further, in response to the payment of the fee by the user 1, the application information is received from the financial institution 3 via the MPN 4 for notification of storage completion. Also, based on the billing information to the user 1 and the erased information from the financial institution 3, the identification number of the billing information possessed by the storage institution 5 in a broad sense and the identification number input by the user 1 are collated. And confirm that the procedure for payment of charges for billing has been established. In addition, it performs a charge erasing operation, performs a predetermined output relating to the receipt, sends a receipt corresponding to the user 1, and sends receipt information.

<Operation according to Embodiment 1>
Next, the operation according to the first embodiment will be described with reference to FIG.

  First, in order to inform the user 1 of the contents of the bill and the identification number for identifying the contents of the bill, the storage organization 5 in a broad sense sends an invoice containing them or the user 1 uses the terminal. If possible, billing information including them is transmitted (A1).

The user 1 makes a predetermined input such as the code of the storage organization through the payment channel 2 to perform payment processing to the financial institution 3 in order to pay the fee for the bill of the storage organization 5 in a broad sense (A2). .
When the user 1 performs a deposit process using a telephone, the process can be easily performed by using the telephone banking provided by the financial institution 3, and the burden is reduced. Further, when using a PC, it is preferable to use Internet banking provided by the financial institution 3. If a mobile terminal is used, it can be quickly processed using mobile banking provided by the financial institution 3. However, although it requires a certain amount of movement, it is also possible to use the ATM of the financial institution 3 or to go to the window for deposit processing.

  The financial institution 3 performs storage work for the payment of the fee made by the user 1 through the payment channel 2, and stores the stored notification information for notifying the storage institution 5 in a broad sense as stored information. It transmits via MPN4 (A3).

  The storage organization 5 in a broad sense receives the revocation information for performing the storage notification from the financial institution 3 via the MPN 4. Then, based on the billing information to the user 1 and the erase information from the financial institution 3, the identification number of the billing information possessed by the storage institution 5 itself and the identification number input by the user 1 are collated. Then, check whether the payment procedure for charges has been established. If the payment procedure for the fee of the user 1 is established, the charge is erased, and the storage operation is speeded up.

  In addition, since the storage by the user 1 has already been confirmed at this point, the storage organization 5 in a broad sense can issue a receipt and send the receipt to the user 1 or the user 1 can connect the terminal. If used, receipt information is transmitted to the terminal (A4). At this time, print data is created based on the billing information and the erase information, and the receipt is sent to the user 1 by performing the printing operation, the enclosing / sealing, the sorting / departure operation. Alternatively, electronic data including receipt information is created, and the electronic data is transmitted to the terminal of the user 1.

  Specifically, the billing information output unit transmits the billing information stored in the billing information storage unit of the server of the storage engine 5 in a broad sense at A1 to the terminal of the user 1. After A3, the server of the financial institution 5 in the broad sense receives the revocation information from the server of the financial institution 3 via the MPN 4 by the revocation information receiving means. Next, the collating means collates the identification number in the billing information storage means with the erase information received by the erase information receiving means, and the output means is the user at A4 according to the collation result. By issuing a receipt or sending receipt information to address 1, information processing of the issuance work is performed.

<Effect according to Embodiment 1>
Through the above-described operation processing, the storage organization 5 in a broad sense collates the identification number in the application information sent from the MPN 4 with the identification number in the billing information originally possessed, so that the issuance of receipts etc. is performed as payment. Thus, the output process is performed without waiting for confirmation of the transfer, and speeding up is realized.

<Configuration according to Embodiment 2>
Next, as a second embodiment, a configuration diagram of a system using a multi-payment network is shown in FIG. The system in FIG. 2 includes a user 1, a payment channel 2, a financial institution 3, an MPN (multiple payment network) 4, and a storage institution 5 in a broad sense. The storage engine 5 in a broad sense includes a plurality of storage institutions (A, B, C, D...) And a shared use center 6 acting as a storage service.

  When the user 1 receives a document in which billing details relating to fee payment are sent from the storage organization (A, B, C, D...) Or receives data in which billing information related to fee payment is written, 2. Pay the fee to financial institution 3 through 2. When paying the fee, the identification number in the billing information from the storage organization (A, B, C, D...) Is input to the payment channel 2.

  The payment channel 2 represents a method for the user 1 to pay a fee to the financial institution 3, and in this embodiment, telephone and financial for using the telephone banking provided by the financial institution 3. A PC using Internet banking provided by the institution 3, a mobile terminal using mobile banking provided by the financial institution, an ATM installed in the financial institution 3, and a window in the financial institution 3 are selected.

  The financial institution 3 performs storage work for the payment of the fee made by the user 1 through the payment channel 2, and stores the stored notification information for notifying the shared use center 6 of the stored storage as MPN4 To send through. Note that a stored notice may be sent to the shared use center 6 as a document.

  The MPN 4 performs a function of transmitting and receiving application information and related information as necessary between the financial institution 3 and the joint use center 6. Through the expansion of the payment channel and the electronic / acceleration of the stored notification, Convenience for the user 1 and improvement in office work efficiency for the financial institution 3 and the storage institution 5 in a broad sense are realized.

  The storage facility 5 in a broad sense is an organization that provides various services to users, such as government offices, local public organizations, and storage companies. In the second embodiment, the storage organizations (A, B, C, D...) And a shared use center 6.

  The storage organization (A, B, C, D...) Transmits or browses the billing information including the billing content and the identification number for identifying the billing content to the user 1 and the joint use center 6. Or send an invoice in which an identification number for identifying the content of the request and the content of the request is written.

  The shared use center 6 receives the revocation information for notifying the storage from the financial institution 3 via the MPN 4 according to the payment of the charge by the user 1. Further, based on the billing information addressed to the user 1 and the application information from the financial institution 3, the identification number of the billing information received from the storage organization (A, B, C, D...) And the identification entered by the user 1 Check the number and confirm that the payment procedure for charges has been established. In addition, it performs a charge erasing operation, performs a predetermined output relating to the receipt, sends a receipt corresponding to the user 1, and sends receipt information.

  Since the multi-payment network is being studied for the purpose of improving the convenience of users by utilizing a new payment channel, the multi-payment network is set so that the user can pay the fee anytime and anywhere. Accordingly, in response to such usage conditions of the user, the financial institution and the storage institution side must operate their own communication server for 24 hours.

  However, in order to operate for 24 hours, the communication server must be quite large, and it is very burdensome for each storage organization to operate the communication server of that scale.

  Therefore, in order to reduce the burden on each storage institution, a shared use center is set up so that the processing to be performed in each storage institution is substituted.

  For the same reason, such a shared use center is also set up on the financial institution side and is acting on behalf of the paperwork performed by the financial institution. In this embodiment, the contents touching on the processing on the financial institution side. Therefore, the explanation about the shared use center on the financial institution side is omitted.

<Operation according to Embodiment 2>
Next, the operation according to the second embodiment will be described with reference to FIG.

  First, the storage organization (A, B, C, D...) Informs the user 1 and the shared use center 6 of the contents of the claim and the identification number for identifying the contents of the claim, and the invoice describing them. Or when the user 1 can use the terminal, the billing information including them is transmitted (B1).

The user 1 makes a predetermined input such as a storage institution code through the payment channel 2 in order to pay for the charges of the storage institution (A, B, C, D...) A deposit process is performed (B2).
When the user 1 performs a deposit process using a telephone, the process can be easily performed by using the telephone banking provided by the financial institution 3, and the burden is reduced. Further, when using a PC, it is preferable to use Internet banking provided by the financial institution 3. If a mobile terminal is used, it can be quickly processed using mobile banking provided by the financial institution 3. However, although it requires a certain amount of movement, it is also possible to use the ATM of the financial institution 3 or to go to the window for deposit processing.

  The financial institution 3 performs storage work for the payment of the fee made by the user 1 through the payment channel 2, and stores the stored notification information for notifying the shared use center 6 of the stored storage as MPN4 (B3).

  The shared use center 6 receives from the financial institution 3 via the MPN 4 revocation information for notification of storage completion. Then, based on the billing information addressed to the user 1 and the application information from the financial institution 3, the identification number of the billing information received from the storage organization (A, B, C, D...) And the identification input by the user 1 Check with the number to see if the payment procedure for the charge has been completed. If the payment procedure for the charge of the user 1 has been established, the charge cancellation operation is performed, and the storage office work is speeded up. In addition, the shared use center 6 transmits the application information and the verification result to the storage organization (A, B, C, D...) (B4).

  In addition, since the storage by the user 1 has already been confirmed at this point, the shared use center 6 can issue a receipt and send the receipt to the user 1 or the user 1 uses the terminal. If so, receipt information is transmitted to the terminal (B5). At this time, print data is created based on the billing information and the erase information, and the receipt is sent to the user 1 by performing the printing operation, the enclosing / sealing, the sorting / departure operation. Alternatively, electronic data including receipt information is created, and the electronic data is transmitted to the terminal of the user 1.

  Specifically, the billing information output unit transmits the billing information stored in the billing information storage unit of the server of the storage organization to the terminal of the user 1 at B1. Further, after B3, the server of the shared use center 6 receives the revocation information from the server of the financial institution 3 via the MPN 4 by the revocation information receiving means. Next, there is a collation between the identification number of the billing information received by the billing information receiving unit and the erase information received by the erase information receiving unit by the collating unit, and output at B5 according to the collation result When the means issues a receipt or transmits receipt information to the user 1, information processing of the issuing work is performed.

<Effect according to Embodiment 2>
By the above operation process, the joint use center 6 collates the identification number in the revocation information sent from the MPN 4 with the identification number in the billing information originally possessed, so that the issue operation of the receipt etc. Output processing is performed without waiting for confirmation of transfer, and speeding up is realized.

<Configuration according to Embodiment 3>
Next, as a third embodiment, a configuration diagram of a system using a multi-payment network is shown in FIG. The system in FIG. 3 includes a user 1, a payment channel 2, a financial institution 3, an MPN (multiple payment network) 4, and a storage institution 5 in a broad sense. The storage engine 5 in a broad sense includes a plurality of storage engines (A, B, C, D...), A shared use center 6 acting as a storage service, and an output engine 7.

  When the user 1 receives a document in which billing details relating to fee payment are sent from the storage organization (A, B, C, D...) Or receives data in which billing information related to fee payment is written, 2. Pay the fee to financial institution 3 through 2. When paying the fee, the identification number in the billing information from the storage organization (A, B, C, D...) Is input to the payment channel 2.

  The payment channel 2 represents a method for the user 1 to pay a fee to the financial institution 3, and in this embodiment, telephone and financial for using the telephone banking provided by the financial institution 3. A PC using Internet banking provided by the institution 3, a mobile terminal using mobile banking provided by the financial institution, an ATM installed in the financial institution 3, and a window in the financial institution 3 are selected.

  The financial institution 3 performs storage work for the payment of the fee made by the user 1 through the payment channel 2, and stores the stored notification information for notifying the shared use center 6 of the stored storage as MPN4 To send through. Note that a stored notice may be sent to the shared use center 6 as a document.

  The MPN 4 performs a function of transmitting and receiving application information and related information as necessary between the financial institution 3 and the joint use center 6. Through the expansion of the payment channel and the electronic / acceleration of the stored notification, Convenience for the user 1 and improvement in office work efficiency for the financial institution 3 and the storage institution 5 in a broad sense are realized.

  The storage facility 5 in a broad sense is an organization that provides various services to users, such as government offices, local public organizations, and storage companies. In the third embodiment, the storage organization (A, B, C, D...) The common use center 6 and the output engine 7 are configured.

  The storage organization (A, B, C, D...) Transmits billing information including the billing content and the identification number for identifying the billing content to the user 1, the shared use center 6, and the output organization 7. Or inspect the contents of the request, or send the invoice with the identification number for identifying the contents of the request and the contents of the request.

  The shared use center 6 receives the revocation information for notifying the storage from the financial institution 3 via the MPN 4 according to the payment of the charge by the user 1. Further, based on the billing information addressed to the user 1 and the application information from the financial institution 3, the identification number of the billing information received from the storage organization (A, B, C, D...) And the identification entered by the user 1 Check the number and confirm that the payment procedure for charges has been established. In addition, the request is cleared.

  The output organization 7 receives the billing information from the storage organization (A, B, C, D...), Receives the consumption information from the shared use center 6, collates both, and performs a predetermined output related to the receipt. The receipt corresponding to the user 1 is sent or the receipt information is sent. The output processing performed originally by the storage organization (A, B, C, D...) And the shared use center 6 is performed on behalf of the communication server of the storage organization (A, B, C, D...) And the shared use center 6. It can be said to be an organization for reducing the burden associated with operations.

  In addition, for the same reason as in the second embodiment, such a shared use center or output organization is also installed on the financial institution side and performs the paperwork performed by the financial institution, but in this embodiment, Since it is not the content which touches on the processing on the financial institution side, explanation about the joint use center on the financial institution side is omitted.

<Operation according to Embodiment 3>
Next, the operation according to the third embodiment will be described with reference to FIG.

  First, the storage organization (A, B, C, D...) Informs the user 1, the shared use center 6, and the output organization 7 of the billing contents and the identification number for identifying the billing contents. The invoice described is sent, or when the user 1 can use the terminal, the billing information including them is transmitted (C1).

The user 1 makes a predetermined input such as a storage institution code through the payment channel 2 in order to pay for the charges of the storage institution (A, B, C, D...) A deposit process is performed (C2).
When the user 1 performs a deposit process using a telephone, the process can be easily performed by using the telephone banking provided by the financial institution 3, and the burden is reduced. Further, when using a PC, it is preferable to use Internet banking provided by the financial institution 3. If a mobile terminal is used, it can be quickly processed using mobile banking provided by the financial institution 3. However, although it requires a certain amount of movement, it is also possible to use the ATM of the financial institution 3 or to go to the window for deposit processing.

  The financial institution 3 performs storage work for the payment of the fee made by the user 1 through the payment channel 2, and stores the stored notification information for notifying the shared use center 6 of the stored storage as MPN4 (C3).

  The shared use center 6 receives from the financial institution 3 via the MPN 4 revocation information for notification of storage completion. Then, based on the billing information addressed to the user 1 and the application information from the financial institution 3, the identification number of the billing information received from the storage organization (A, B, C, D...) And the identification input by the user 1 Check with the number to see if the payment procedure for the charge has been completed. If the payment procedure for the charge of the user 1 has been established, the charge cancellation operation is performed, and the storage office work is speeded up. The shared use center 6 transmits the application information and the verification result to the storage organization (A, B, C, D...) And the output organization 7 (C4).

  At this point, since the storage by the user 1 has already been confirmed, the output organization 7 can issue a receipt, send the receipt to the user 1, or the user 1 uses the terminal. If so, receipt information is transmitted to the terminal (C5). At this time, print data is created based on the billing information and the erase information, and the receipt is sent to the user 1 by performing the printing operation, the enclosing / sealing, the sorting / departure operation. Alternatively, electronic data including receipt information is created, and the electronic data is transmitted to the terminal of the user 1.

  Specifically, the billing information output unit transmits the billing information stored in the billing information storage unit of the server of the storage organization to the terminal of the user 1 at C1. After C3, the server of the shared use center 6 receives the revocation information from the server of the financial institution 3 via the MPN 4 by the revocation information receiving means. Next, there is a collation between the identification number of the billing information received by the billing information receiving unit by the collating unit and the erase information received by the erase information receiving unit, and output at C5 according to the collation result The output means of the institution 7 issues a receipt or sends receipt information to the user 1 so that information processing of the issuing work is performed.

<Effect according to Embodiment 3>
Through the above operation process, the joint use center 6 compares the identification number in the revocation information sent from the MPN 4 with the identification number in the billing information that is originally held, and issues the receipt etc. by the output engine 7 The business is output without waiting for confirmation of the transfer of the deposit, and speeding up is realized.

<Embodiment 4>
In the fourth embodiment, when each user further pays for payment requests from a plurality of storage organizations based on the operation description of the third embodiment, each storage organization performs a name identification process, and the user The bills to be sent every time are unified, and the output of the payment result by the output organization 7 can be collected, the cost is reduced for the storage organization 5 in a broad sense, and the convenience for the user 1 is improved. I am doing so. Such a name identification process is particularly effective as a countermeasure for a case where a processing load such as an erasing operation at the shared use center becomes large when payment request information is concentrated in a certain time zone.

<Configuration according to Embodiment 4>
FIG. 4 shows a configuration diagram of a system using a multi-payment network as a fourth embodiment. The system in FIG. 4 includes a user 1, a payment channel 2, a financial institution 3, an MPN (multiple payment network) 4, and a storage institution 5 in a broad sense. The storage engine 5 in a broad sense includes a plurality of storage engines (A, B, C, D...), A shared use center 6 acting as a storage service, and an output engine 7.

  The user 1 is sent a document describing the contents of the charge related to the fee payment subjected to the name identification process from the storage organization (A, B, C, D...) Or the charge information related to the fee payment subjected to the name identification process. When the data in which is written is received, a fee payment procedure is performed with respect to the financial institution 3 through the payment channel 2. When paying the fee, the identification number in the billing information from the storage organization (A, B, C, D...) Is input to the payment channel 2. Since the name identification process is performed at this time, the user 1 needs to input only once.

  The payment channel 2 represents a method for the user 1 to pay a fee to the financial institution 3, and in this embodiment, telephone and financial for using the telephone banking provided by the financial institution 3. A PC using Internet banking provided by the institution 3, a mobile terminal using mobile banking provided by the financial institution, an ATM installed in the financial institution 3, and a window in the financial institution 3 are selected.

  The financial institution 3 performs storage work for the payment of the fee made by the user 1 through the payment channel 2, and stores the stored notification information for notifying the shared use center 6 of the stored storage as MPN4 To send through. Note that a stored notice may be sent to the shared use center 6 as a document.

  The MPN 4 performs a function of transmitting and receiving application information and related information as necessary between the financial institution 3 and the joint use center 6. Through the expansion of the payment channel and the electronic / acceleration of the stored notification, Convenience for the user 1 and improvement in office work efficiency for the financial institution 3 and the storage institution 5 in a broad sense are realized.

  The storage facility 5 in a broad sense is an organization that provides various services to users, such as government offices, local public organizations, and storage companies. In the third embodiment, the storage organization (A, B, C, D...) The common use center 6 and the output engine 7 are configured.

  The storage organization (A, B, C, D,...) Has the identification number for identifying the content of the claim subjected to the name identification process for the user 1, the shared use center 6, and the output organization 7 and the content of the claim. The billing information including the identification number for identifying the content of the bill and the content of the bill for which the billing information is transmitted, browsed, or subjected to the name identification process is sent. Since the name identification process is performed at this time, it is possible to consolidate the contents of the bill and to reduce the cost of paper.

  The shared use center 6 receives the revocation information for notifying the storage from the financial institution 3 via the MPN 4 according to the payment of the charge by the user 1. Further, based on the billing information addressed to the user 1 and the erase information from the financial institution 3, the identification number of the billing information that has been subjected to the name identification process received from the storage institution (A, B, C, D...) The identification number entered by the user 1 is collated, and it is confirmed that the fee payment procedure for the bill is established. In addition, the request is cleared. In FIG. 4, the display of the receipt of the billing information that has been subjected to the name identification process received from the storage organization (A, B, C, D. To do. Since the name identification process is performed at this time, even when payment input by both 1 is concentrated, the burden of the erasure work and the like is reduced.

  The output organization 7 receives the billing information subjected to the name identification process from the storage organization (A, B, C, D...), Receives the application information from the shared use center 6, collates both, A predetermined output is sent, and a receipt corresponding to the user 1 is sent or receipt information is sent. The receipt or the receipt information at this time is collected for each storage institution with the name identification process. However, if there are other common points, they may be output according to the common points. As a result, costs such as paper costs can be reduced. The output processing performed originally by the storage organization (A, B, C, D...) And the shared use center 6 is performed on behalf of the communication server of the storage organization (A, B, C, D...) And the shared use center 6. It can be said to be an organization for reducing the burden associated with operations.

  For the same reason as in the second embodiment, such a shared use center is also set up on the financial institution side and performs the paperwork performed by the financial institution. In this embodiment, the financial institution side Since it is not the content which touches the process of, the explanation regarding the shared use center on the financial institution side is omitted.

<Operation according to Embodiment 4>
Next, the operation according to the fourth embodiment will be described with reference to FIG.

  First, the storage organizations (A, B, C, D...) Identify the contents of the claims that have been subjected to the name identification process for the user 1, the shared use center 6, and the output engine 7, and the identification numbers for identifying the contents of the claims. In order to notify the user, a bill describing them is sent, or when the user 1 can use the terminal, billing information including them is transmitted (D1). In addition, the arrow with the white arrowhead of D1 represents that it is the claim to which the name identification process was performed.

The user 1 makes a predetermined input such as a storage institution code through the payment channel 2 in order to pay for the charges of the storage institution (A, B, C, D...) A deposit process is performed (D2).
When the user 1 performs a deposit process using a telephone, the process can be easily performed by using the telephone banking provided by the financial institution 3, and the burden is reduced. Further, when using a PC, it is preferable to use Internet banking provided by the financial institution 3. If a mobile terminal is used, it can be quickly processed using mobile banking provided by the financial institution 3. However, although it requires a certain amount of movement, it is also possible to use the ATM of the financial institution 3 or to go to the window for deposit processing.

  The financial institution 3 performs storage work for the payment of the fee made by the user 1 through the payment channel 2, and stores the stored notification information for notifying the shared use center 6 of the stored storage as MPN4 (D3).

  The shared use center 6 receives from the financial institution 3 via the MPN 4 revocation information for notification of storage completion. Based on the billing information addressed to the user 1 and the erase information from the financial institution 3, the identification number of the billing information that has been subjected to the name identification process received from the storage institution (A, B, C, D...) The identification number entered by the user 1 is collated, and it is confirmed whether or not the fee payment procedure for the bill is established. If the payment procedure for the charge of the user 1 has been established, the charge cancellation operation is performed, and the storage office work is speeded up. The shared use center 6 transmits the application information and the verification result to the storage organization (A, B, C, D...) And the output organization 7 (D4).

  At this point, since the storage by the user 1 has already been confirmed, the output organization 7 can issue a receipt, send the receipt to the user 1, or the user 1 uses the terminal. If so, receipt information is transmitted to the terminal (D5). At this time, print data is created based on the billing information and the erase information, and the receipt is sent to the user 1 by performing the printing operation, the enclosing / sealing, the sorting / departure operation. Alternatively, electronic data including receipt information is created, and the electronic data is transmitted to the terminal of the user 1. Since the name identification process is performed by the name identification means, the receipt or receipt information sent to the user 1 is unified.

  Specifically, in D1, the billing information output unit transmits the billing information subjected to the name collation processing stored in the billing information storage unit of the storage organization server to the terminal of the user 1. Further, after D3, the server of the shared use center 6 receives the revocation information from the server of the financial institution 3 via the MPN 4 by the revocation information receiving means. Next, there is a collation between the identification number of the billing information received by the billing information receiving unit by the collating unit and the erase information received by the erase information receiving unit, and output at D5 according to the collation result The output means of the institution 7 issues a receipt or sends receipt information to the user 1 so that information processing of the issuing work is performed.

<Effect according to Embodiment 4>
Through the above operation process, the joint use center 6 compares the identification number in the revocation information sent from the MPN 4 with the identification number in the billing information that is originally held, and issues the receipt etc. by the output engine 7 The business is output without waiting for confirmation of the transfer of the deposit, and speeding up is realized. Furthermore, since the name identification process is performed by each storage institution, cost reduction associated with unification of bills, receipts, etc., and convenience improvement such as one-time payment input can be achieved.

  Finally, additional functions utilizing the system according to the present embodiment are introduced below.

<Household account book function>
Using an aggregation service that allows users to view information on the Web that requires personal ID / password, such as financial services from multiple financial institutions and billing information from storage institutions, It is possible to obtain and use billing information having the function of a household account book that centralizes and manages water charges and the like.

<Account management function>
When a user has multiple accounts with a contracted financial institution, in order to manage the accounts, by setting the priority between the accounts and automatically determining the payment account, at the time of payment Thus, it is possible to save the trouble of inputting which code for each billing content.

<Originality guarantee function>
In the output of receipts, etc. issued to users by broad storage organizations, etc., the originality is guaranteed by attaching an electronic signature to the output receipt, etc., preventing malicious use such as forgery, alteration, duplication, etc. be able to.

<Forgery prevention function>
When outputting a receipt issued to a user by a storage in a broad sense, a measure for preventing counterfeiting can be applied to the output receipt to prevent malicious use.

<Dunning function when unpaid>
When the user has not paid the fee within the due date for payment, the data indicating that the user has not been paid is added as the storage notification information transmitted from the financial institution at the due date, and the MPN is used. By notifying the storage organization in a broad sense, the storage organization in the broad sense can send a reminder or send reminder information to the user instead of a receipt, increasing the certainty of storage for the user. be able to.

  Note that the present embodiment is an example of a preferred embodiment of the present invention, and the embodiment of the present invention is not limited to this, and various modifications can be made without departing from the scope of the present invention. Is possible. Therefore, even if a network other than the multi-payment network is used, it is possible to take the data output form without departing from the gist of the present invention.

  It can be used in various fields, such as quick issuance of insurance policies by insurance companies, shipping of mail order products, issuance of tickets such as air tickets, and issuance of membership cards.

1 is a system configuration diagram of an MPN (multiple payment network) according to Embodiment 1. FIG. FIG. 3 is a system configuration diagram of an MPN (multiple payment network) according to a second embodiment. FIG. 5 is a system configuration diagram of an MPN (multiple payment network) according to a third embodiment. FIG. 10 is a system configuration diagram of an MPN (multiple payment network) according to a fourth embodiment.

Explanation of symbols

1 User 2 Payment Channel 3 Financial Institution 4 MPN (Multi-Payment Network)
5 Wide-ranging storage organization A, B, C, D ... Storage organization 6 Shared use center 7 Output organization

Claims (16)

The server of the storage institution in a broad sense that charges the payment of the fee and the server of the financial institution that receives the payment of the fee by the user form a network with each other,
The server of the broad storage institution transmits or browses billing information for charging the user's terminal for payment of the fee,
The financial institution server sends application information corresponding to the payment of the user's fee to the storage institution server in a broad sense,
The server of the storage institution in a broad sense is a data output system characterized in that it has an output means for outputting a proof content certifying a right generated by payment of a user's fee or a proof content certifying a received fact,
The billing information has a billing content and an identification number for identifying the billing content,
The server of the storage organization in a broad sense has a verification unit for verifying the identification number and the erase information, and outputs the proof content by the output unit according to the verification result of the verification unit. A data output system characterized by The broad storage organization is composed of one or more storage organizations and a shared use center acting as an agent for the storage organization server,
The server of the storage organization transmits or browses the billing information,
The server of the financial institution transmits the application information corresponding to the payment of the user's fee to the server of the joint use center,
The server of the joint use center has an output means for outputting proof contents certifying the right generated by payment of the user's fee or proof contents certifying the received fact,
The server of the shared use center has a verification unit for verifying the identification number and the revocation information, and outputs the proof content by the output unit according to a verification result of the verification unit. The data output system according to claim 1. The broad storage organization is composed of one or a plurality of storage organizations, a shared use center that operates the server of the storage organization, and an output organization that outputs data.
The server of the storage organization transmits or browses the billing information,
The server of the financial institution transmits the application information corresponding to the payment of the user's fee to the server of the joint use center,
The server of the output agency has output means for outputting proof contents certifying the right generated by payment of the user's fee or proof contents certifying the received fact,
The server of the output organization has a verification unit for verifying the identification number and the application information, and the output unit outputs the proof content according to the verification result of the verification unit. The data output system according to claim 1, wherein the data output system is a data output system.   The data output system according to any one of claims 1 to 3, wherein the storage organization in a broad sense includes a name identification unit that performs a name identification process for each user in the billing information.   The data output system according to any one of claims 1 to 4, wherein the network is a multi-payment network. A data output system related to a storage organization in a broad sense in outputting proof content certifying the right arising from payment of the user's fee or proof content certifying the received fact,
The server of the storage organization in the broad sense is
Billing information storage means for storing billing information and billing information having an identification number for identifying the billing content;
Billing information output means for outputting billing information stored in the billing information storage means to a user terminal;
An application information receiving means for receiving application information from a financial institution server;
Collation means for collating the identification number in the claim information storage means with the application information received by the application information receiving means;
The data output system further comprising: an output unit that outputs the proof content according to a verification result by the verification unit. A data output system related to a joint use center acting on behalf of the operation of the storage organization in outputting the proof content certifying the right arising from the payment of the user's fee or the proof content certifying the received fact,
The server of the shared use center is
Billing information receiving means for receiving billing information having an identification number for identifying the billing content and the billing content from the server of the storage organization;
An application information receiving means for receiving application information from a financial institution server;
Collating means for collating the identification number received from the claim information receiving means with the application information received by the application information receiving means;
The data output system further comprising: an output unit that outputs the proof content according to a verification result by the verification unit. A data output system related to an output agency acting on behalf of the operation of a storage institution or a joint use center in outputting certification contents certifying rights arising from payment of user charges or proof contents certifying facts received,
The output organization server is:
Billing information receiving means for receiving billing information having an identification number for identifying the billing content and the billing content from the server of the storage organization;
A revocation information receiving means for receiving revocation information from the shared use center server;
Collating means for collating the identification number received from the claim information receiving means with the application information received by the application information receiving means;
The data output system further comprising: an output unit that outputs the proof content according to a verification result by the verification unit. The server of the storage institution in a broad sense that charges the payment of the fee and the server of the financial institution that receives the payment of the fee by the user form a network with each other,
The server of the broad storage institution transmits or browses billing information for charging the user's terminal for payment of the fee,
The financial institution server sends application information corresponding to the payment of the user's fee to the storage institution server in a broad sense,
A server of a broad storage institution has an output step of outputting a proof content certifying a right generated by payment of a user's fee or a proof content certifying a received fact, and a data output method in a data output system Because
The billing information has a billing content and an identification number for identifying the billing content,
The server of the storage organization in a broad sense has a collation process for collating the identification number and the erase information, and outputting the certification content by the output process according to the collation result of the collation process. A data output method characterized by the above. The broad storage organization is composed of one or more storage organizations and a shared use center acting as an agent for the storage organization server,
The server of the storage organization transmits or browses the billing information,
The server of the financial institution transmits the application information corresponding to the payment of the user's fee to the server of the joint use center,
The server of the joint use center has an output step of outputting proof contents certifying a right generated by payment of a user's fee,
The server of the shared use center has a collation process for collating the identification number and the revocation information, and depending on the collation result of the collation process, the proof content or the fact received by the output process The data output method according to claim 9, wherein the proof content for proving is output to a user terminal. The broad storage organization is composed of one or a plurality of storage organizations, a shared use center that operates the server of the storage organization, and an output organization that outputs data.
The server of the storage organization transmits or browses the billing information,
The server of the financial institution transmits the application information corresponding to the payment of the user's fee to the server of the joint use center,
The server of the output agency has an output step of outputting a proof content certifying the right generated by payment of the user's fee or a proof content certifying the received fact,
The server of the output organization has a verification process for verifying the identification number and the application information, and outputs the proof content by the output process according to the verification result of the verification process. The data output method according to claim 9 or 10, characterized in that   The data output method according to any one of claims 9 to 11, wherein the storage organization in a broad sense includes a name identification process for performing a name identification process for each user in the billing information.   The data output method according to any one of claims 9 to 12, wherein the network is a multi-payment network. A data output method in a data output system related to a storage organization in a broad sense for outputting a proof content certifying a right arising from payment of a user's fee or a proof content certifying a received fact,
The server of the storage organization in the broad sense is
A billing information storage step for storing billing information having billing information and an identification number for identifying the billing content;
A billing information output step for outputting billing information stored in the billing information storage step to a user terminal;
An application information receiving process for receiving application information from a financial institution server;
A collation step of collating the identification number in the claim information storage step with the application information received in the application information receiving step;
A data output method comprising: an output step of outputting the proof content in accordance with a collation result in the collation step. A data output method in a data output system related to a joint use center that acts as an agent for a storage organization in outputting proof content certifying the right arising from payment of a user fee or proof content certifying facts received. ,
The server of the shared use center is
A billing information receiving step for receiving billing information having an identification number for identifying the billing content and the billing content from the server of the storage organization;
An application information receiving process for receiving application information from a financial institution server;
A collation step for collating the identification number received from the claim information receiving step with the application information received in the application information receiving step;
A data output method comprising: an output step of outputting the proof content in accordance with a collation result in the collation step. A data output method in a data output system related to an output agency acting on behalf of the operation of a storage organization or a joint use center in outputting proof contents certifying rights arising from payment of user fees or proof contents certifying facts received Because
The output organization server is:
A billing information receiving step for receiving billing information having an identification number for identifying the billing content and the billing content from the server of the storage organization;
A revocation information receiving process for receiving revocation information from the server of the shared use center;
A collation step for collating the identification number received from the claim information receiving step with the application information received in the application information receiving step;
A data output method comprising: an output step of outputting the proof content in accordance with a collation result in the collation step.

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