JP2003296824A - System for constructing pay-in system from pos register to financial institution - Google Patents
System for constructing pay-in system from pos register to financial institutionInfo
- Publication number
- JP2003296824A JP2003296824A JP2002103452A JP2002103452A JP2003296824A JP 2003296824 A JP2003296824 A JP 2003296824A JP 2002103452 A JP2002103452 A JP 2002103452A JP 2002103452 A JP2002103452 A JP 2002103452A JP 2003296824 A JP2003296824 A JP 2003296824A
- Authority
- JP
- Japan
- Prior art keywords
- financial institution
- customer
- store
- pos register
- cash register
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Landscapes
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
Description
【０００１】[0001]
【発明の属する技術分野】本発明は、金融機関の入金シ
ステムに属し、特にPOSレジと各機関とをネットワーク
システムで結ぶことで、POSレジから金融機関Dの客Aの
口座に対して入金する事を可能にする仕様を持つネット
ワークシステム構築方式、かつ、ソフトウェア、及び、
ハードウェア構築方式に関する。BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a deposit system of a financial institution, and in particular, a POS cash register and each institution are connected by a network system to deposit money from a POS cash register to a customer A account of a financial institution D. Network system construction method with specifications that enable things, and software, and
Regarding the hardware construction method.
【０００２】[0002]
【従来の技術】 従来、POSレジから金融機関Dに入
金することを可能にするネットワークシステム構築方式
と、POSレジから金融機関への入金を可能にする仕様のP
OSレジと、上記の仕様のPOSレジと結ばれるクライアン
トマシンは存在していない。2. Description of the Related Art Conventionally, a network system construction method that enables payment from a POS cash register to a financial institution D, and a P specification that allows payment from a POS cash register to a financial institution
There is no client machine connected to the OS cash register and the POS cash register with the above specifications.
【０００３】[0003]
【発明が解決しようとする課題】客Aが店舗Bを利用する
事で、つり銭が発生した場合、店員Eはそのつり銭全額
を客Aに支払っていた。この為、ドロアに入っている紙
幣、硬貨の状況によっては、店員Eが客Aにつり銭を支払
う為に、多くの時間を要するケースが考えられる。ま
た、店舗Bにおいて、つり銭切れの場合には、客Aは商品
購入等での店舗の利用が出来ないケースも考えられる。[Problem to be Solved by the Invention] When a change occurs due to the customer A using the store B, the clerk E paid the full change to the customer A. Therefore, in some cases, it may take a lot of time for the clerk E to pay the change to the customer A, depending on the situation of the bills and coins in the drawer. In addition, in the case where the change in the store B is out, the customer A may not be able to use the store for product purchase.
【０００４】 この他、客Aが金融機関Dの客A
の口座に入金するには、直接、金融機関Dに行くか、も
しくは、キャッシュディスペンサを利用する方法しか存
在しなかった。そこで、本発明は、上述の3点を解決す
る為のシステム構築を課題とする。In addition, the customer A is the customer A of the financial institution D.
The only way to deposit money into my account was to go to financial institution D or use a cash dispenser. Therefore, an object of the present invention is to construct a system for solving the above three points.
【０００５】[0005]
【課題を解決するための手段】本発明のPOSレジから金
融機関への入金システム構築方式は、本発明を可能にす
る仕様のPOSレジと店舗内のクライアントマシンとをイ
ンラインで結び、店舗内のPOSレジと金融機関Dとを、ま
たは、店舗内のクライアントマシンと金融機関Dとをオ
ンラインで結び、本部Cと金融機関Dとをオンラインで結
び、店舗Bに設置されているクライアントマシンとホス
トFとをオンラインで結び、本部CとホストFとをオンラ
インで結ぶ。According to the method for constructing a deposit system from a POS cash register to a financial institution of the present invention, a POS cash register of a specification which enables the present invention and a client machine in the store are connected inline to each other. The POS cashier and the financial institution D are connected online, or the client machine in the store and the financial institution D are connected online, the headquarters C and the financial institution D are connected online, and the client machine installed in the store B and the host F And online, and headquarters C and host F online.
【０００６】 入金をする場合、入金データを
店舗Bに設置されているPOSレジまたは、クライアントマ
シンから金融機関Dに対して送信する。When depositing money, the deposit data is transmitted to the financial institution D from the POS cashier installed in the store B or the client machine.
【０００７】 入金データを受けた金融機関D
は、客Aの口座に対して入金を行う。The financial institution D that received the deposit data
Deposits into customer A's account.
【０００８】[0008]
【実施例】 本発明のPOSレジから金融機関へ
の入金システムとして、次の実施例を用いて説明する。[Embodiment] A payment system from a POS cash register to a financial institution according to the present invention will be described with reference to the following embodiment.
【０００９】 客Aは店員Eに金融機関Dの客Aの
キャッシュカードを渡す。店員Eは客Aのキャッシュカー
ドを受け取り、POSレジのキャッシュカード読取装置に
読み取らせる。客Aは店員Eに対して、客Aの口座への入
金金額を提示する。店員EはPOSレジに、客Aの口座への
入金データを入力する。入金データを受けたPOSレジ
は、クライアントマシンに客Aの入金データを送信す
る。The customer A gives the clerk E the cash card of the customer A of the financial institution D. The clerk E receives the customer A's cash card and causes the cash card reader at the POS cash register to read it. The customer A presents the amount of money deposited in the customer A's account to the clerk E. The clerk E inputs the deposit data into the customer A's account at the POS cash register. Upon receipt of the deposit data, the POS cashier sends the deposit data of the customer A to the client machine.
【００１０】 これと同時に、店舗Bから金融
機関Dに対して、客Aの入金データの送信を行うのである
が、POSレジから金融機関Dに対して入金データを送信す
るか、POSレジから入金データを受けたクライアントマ
シンから金融機関Dに対して、入金データを送信するの
かは、店舗のBの仕様に順ずるものとし、どちらの方法
でも入金可能とする。At the same time, the deposit data of the customer A is transmitted from the store B to the financial institution D. The deposit data is transmitted from the POS cashier to the financial institution D, or the deposit data is sent from the POS cashier. Whether to send the deposit data from the client machine that receives the data to the financial institution D depends on the specifications of the store B, and the deposit can be made by either method.
【００１１】 また、入金データを受けたクラ
インアントマシンは、ホストFに対して入金データの送
信を行う。The client machine that has received the deposit data transmits the deposit data to the host F.
【００１２】 ホストFは店舗Bから入金データ
を受けた後、同入金データを本部Cに送信するAfter receiving the deposit data from the store B, the host F sends the deposit data to the headquarters C
【００１３】 金融機関Dは、店舗Bから入金デ
ータを受け、客Aの口座に反映した後、データ反映の旨
のデータを本部Cに送信する。The financial institution D receives the deposit data from the store B, reflects it in the account of the customer A, and then transmits the data reflecting the data to the head office C.
【００１４】 この他、本発明の実施例として
客Aが店舗Bの利用により支払いを行ない、その際にｘ円
のつり銭が発生した場合、そのつり銭金額分を客Aの口
座に入金することをも可能にする。In addition, as an embodiment of the present invention, if the customer A makes a payment by using the store B, and a change of x yen is generated at that time, the change amount is deposited in the customer A's account. Also enables.
【発明の効果】 本発明を使用することで、店員E
はよりスムーズな接客が可能になる。また、店舗Bにお
いて、つり銭切れの場合にも店舗Bの利用が可能であ
る。また、客Aは店舗Bの利用により金融機関Dへの入金
が可能になる。また、金融機関Dにおいては従来以上の
顧客の入金率向上の推測をする事が出来る。EFFECTS OF THE INVENTION By using the present invention, the clerk E
Will enable smoother customer service. Further, at the store B, the store B can be used even when the change is out. Further, the customer A can deposit money into the financial institution D by using the store B. In addition, at financial institution D, it is possible to infer that the customer's deposit rate will improve more than before.
【図１】 本発明を可能にするPOSレジと、クライアン
トマシン内のデータの流れと、店舗と各種機関とを結ぶ
ネットワーク構築方式を示した図である。FIG. 1 is a diagram showing a POS cash register that enables the present invention, a data flow in a client machine, and a network construction method for connecting a store and various institutions.
【符号の説明】
はインラインによるデータの流れを示す。〜はオ
ンラインによるデータの流れを示す。[Explanation of symbols] indicates the flow of data inline. ~ Indicates an online data flow.
【備考】 客Aは、ある特定の人物を示す。
店舗Bは、ある特定の店舗を示す。本部Cは、店舗Bの属
する本部機関を示す。金融機関Dは、本部Cと契約する、
ある特定の金融機関を示す。店員Eは、店舗Bで働く、あ
る特定の人物を示す。ホストFは、店舗Bと本部Cとの間
に位置し、ある特定の機関を示す。[Note] Customer A indicates a specific person.
Store B indicates a specific store. Headquarters C indicates the headquarters organization to which store B belongs. Financial institution D contracts with headquarters C,
Indicates a particular financial institution. The clerk E indicates a specific person who works at the store B. The host F is located between the store B and the headquarters C and indicates a specific institution.
Claims (3)
関Dの客Aの口座に入金する事ができる事を特徴とするシ
ステム構築方式。1. A system construction method characterized in that a customer A can deposit money into a customer A account of a financial institution D by using a store B.
金融機関Dとを結ぶ事を特徴とするネットワークシステ
ム構築方式。2. A store B using a POS cash register,
Network system construction method characterized by connecting with financial institution D.
ている事項を可能にする事を特徴とするPOSレジと、そ
れと結ばれる店舗B内のクライアントマシンの仕様方
式。3. A POS cash register characterized by enabling the matters described in claim 1 and claim 2, and a specification system of a client machine in a store B connected with the POS cash register.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2002103452A JP2003296824A (en) | 2002-04-05 | 2002-04-05 | System for constructing pay-in system from pos register to financial institution |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2002103452A JP2003296824A (en) | 2002-04-05 | 2002-04-05 | System for constructing pay-in system from pos register to financial institution |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| JP2003296824A true JP2003296824A (en) | 2003-10-17 |
Family
ID=29389274
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP2002103452A Pending JP2003296824A (en) | 2002-04-05 | 2002-04-05 | System for constructing pay-in system from pos register to financial institution |
Country Status (1)
| Country | Link |
|---|---|
| JP (1) | JP2003296824A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2007024151A1 (en) * | 2005-08-22 | 2007-03-01 | G-Xchange, Inc. | A method of converting cash into virtual cash and loading it to mobile phone cash account |
| JP2019185710A (en) * | 2018-03-30 | 2019-10-24 | 聡子 荻原 | Cash card |
-
2002
- 2002-04-05 JP JP2002103452A patent/JP2003296824A/en active Pending
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2007024151A1 (en) * | 2005-08-22 | 2007-03-01 | G-Xchange, Inc. | A method of converting cash into virtual cash and loading it to mobile phone cash account |
| JP2019185710A (en) * | 2018-03-30 | 2019-10-24 | 聡子 荻原 | Cash card |
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