JP2003296583A - Transfer processing system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a transfer processing system capable of integrally managing public utility feeds paid respectively by a plurality of institutions to their correspondents without increasing the processing load. <P>SOLUTION: A payment source account integrally managing a payment amount paid by the plurality of institutions to their respective business correspondents is made (opened), and a plurality of payment virtual accounts being attached to the payment source account and corresponding to commercial transactions of the respective institutions is made (a virtual account making means). According to a debit request such as an electricity fee notified together with information of the payment virtual accounts from the respective commercial transaction correspondents, the fee is transferred from the payment source account to accounts of the commercial transaction correspondents (an account transferring means), and the information of the transferred fee is notified together with the information of the payment virtual accounts to the institutions and the respective commercial transaction correspondents (a transfer notifying means). <P>COPYRIGHT: (C)2004,JPO

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention collectively collects the payment of utilities such as electricity, gas, water, telephone, etc. at a plurality of organizations under the prescribed control, such as a head office, a branch office, a sales office, and a factory. The present invention relates to a transfer processing system suitable for management.

[0002]

[Related Background Art] Utilities such as electricity, gas, water, and telephone are usually billed individually to individual users (facility) by the service provider. Then, each user pays the billed fee by, for example, transferring the billed fee from his / her bank account to the bank account of each service providing company.

[0003]

By the way, for example, in the case of a company having a plurality of institutions such as a head office, a branch, a sales office, etc., in order to individually pay public utility charges at each institution, It is necessary to open a bank account for each and to manage the payment individually. Moreover, it is necessary to secure (deposit) money in each bank account in consideration of the total amount of charges to be paid to each service provider company (deposit). Therefore, the total amount of money to be secured in each bank account (the money that is not actually paid) becomes enormous, and it cannot be denied that it becomes so-called dormant fund.

In this respect, if the public bills charged to each institution are collected and managed by, for example, the accounting department of the head office, and the payment is made from the bank account opened by the accounting department of the head office, the bank is charged. It is possible to reduce the amount of money (dormant fund) to be secured in the account. However, the payee (service provider) to pay from each institution generally differs depending on the area where each facility is located. For this reason, it is undeniable that a large processing load is imposed on managing the payments according to the combination (transaction relationship) between each institution and a plurality of service providing companies.

The present invention has been made in consideration of such circumstances, and its purpose is to allow a plurality of institutions (affiliated companies, branch offices, branch offices, etc.) under predetermined management to have their business partners (service providers, etc.). It is possible to manage public utility fees paid to each of the above) collectively without increasing the processing load thereof, and to secure the money required for the payment by suppressing so-called dormant funds. It is to provide a transfer processing system.

[0006]

[Means for Solving the Problems] In order to achieve the above-mentioned object, a transfer processing system according to the present invention is under a predetermined management such as a parent company and its subsidiary, or a head office, a branch office, a branch office, a factory, etc. in the same company. A certain plurality of institutions set up (open) a payment source account that collectively secures the money to be paid to a plurality of commercial customers such as an electric power company, a gas company, and a water bureau. Charges are transferred from the payment source account to each of the commercial transaction accounts, and are associated with the payment source account in advance and a plurality of payment virtual accounts corresponding to the commercial transaction accounts are set for each institution. At the same time, the information of each of the payment virtual accounts that has been set is notified to the institution and the commerce partner associated with each payment virtual account (virtual account setting means).

[0007] Then, upon receipt of a charge deduction request notified together with the information of the virtual payment account from each of the commercial transaction partners, the above-mentioned charges are transferred from the payment source account to the account of the commercial transaction partner (account transfer means). The information related to the fee transferred from the payment source account to the account of the commercial transaction partner, together with the information of the payment virtual account included in the information of the withdrawal request, which is the beginning of the transfer, and the institution linked by the payment virtual account. And the commerce partner thereof (transfer notification means).

By the way, the money paid by each of the plurality of institutions to its business partners consists of utility charges such as electricity, gas, water, and telephone. In addition, the payment source account pools money deposited from a plurality of institutions as a shared asset, and pays charges from each institution to a plurality of commercial clients in response to requests from a plurality of commercial clients. Play a role.

Note that the account transfer means has a function of collecting debit requests from a commercial transaction partner common to a plurality of institutions and collectively transferring the total amount of the charges to the account of the commercial transaction partner. At this time, in the transfer notifying means, together with the information of the fee transferred from the payment source account to the account of the commercial transaction partner, the information of the withdrawal request that is the beginning of the transfer is used as a breakdown, and each institution and its commercial transaction. It is also desirable to configure to notify each of them first.

[0010]

BEST MODE FOR CARRYING OUT THE INVENTION A transfer processing system according to an embodiment of the present invention will now be described with reference to the drawings by taking payment of a utility charge such as an electric charge as an example. Fig. 1 shows the overall schematic configuration of this transfer processing system, and in particular, processing when paying usage fees for electricity, gas, water, etc., used by multiple institutions (facility) to the service provider. Represents the flow of.

In FIG. 1, 1a, 1b and 1c are, for example, a parent company and its subsidiary (affiliated company) as a plurality of institutions which are under a predetermined management such as a capital tie-up.
Here, they are shown as A company, B company, and C company. The plurality of institutions 1a, 1b, 1c may be facilities related to each other such as a head office, a branch office, a sales office, and a factory in the same company.

Further, 2x and 2y in FIG. 1 are service providing companies which respectively supply electricity, gas, water and the like to the above-mentioned respective engines 1a, 1b and 1c, and are illustrated here as company X and company Y. These service providers (X company, Y company)
Company) 2x, 2y is, for example, the service area (area)
Different from each other and supplying electric power to users (organizations, etc.) located within the service area. Specifically, the service providing company (Company X) 2x is, for example, an electric power company that supplies power to the institutions (Company A and Company B) 1a and 1b located in the Kanto region, and the service providing company (Company Y) 2y. Is an electric power company that supplies electric power to an organization (company C) 1c located in the Kansai region.

Incidentally, each of the above-mentioned institutions (Company A, Company B, Company C) 1
a, 1b, 1c enter into service providing contracts with the service providing companies (X company, Y company) 2x, 2y according to their locations, so that the service providing companies (X company, Y company)
Power supply from 2x and 2y respectively. Then, the respective organizations (Company A, Company B, Company C) 1a, 1b, 1c pay the electricity charges corresponding to the amount of power used to the respective service providers (Company X, Company Y) 2x, 2y, respectively. , Executes a commercial transaction with the service providing company (Company X, Company Y) 2x, 2y.

In this system, basically, the above-mentioned institutions (Company A, Company B, Company C) 1a, 1b, 1c are
Payment agency company (Company T) with a payment agency contract in advance 3
Via each of the above service providers (company X, company Y) 2x, 2
It is configured to pay the electricity bill or the like to y. That is, the payment agency company (T company) 3 is
Company, company B, company C) 1a, 1b, 1c are pooled and the pooling system 3a for collectively managing them as a shared asset is provided. Then, each pool (company A, company B, company C) 1a
Charges for electricity, gas, water, etc. of 1b, 1c are replaced by the above-mentioned service providers (company X, company Y) 2x, in place of the above organizations (company A, company B, company C) 1a, 1b, 1c. Takes the role of paying 2y etc. respectively.

Of course, the accounting department of the head office can have the role of the payment agency company (T company) 3. Further, the pooling system 3a not only guarantees the money (fund) for paying the electricity charges etc. of the respective institutions (A company, B company, C company) 1a, 1b, 1c,
As will be described later, it also plays a role in managing the surplus (surplus as an asset).

By the way, the payment agent (T company) 3 pays public utility charges including electricity, gas, water, etc., and the payment agent company (T company) 3 opens in a bank 4 which is a financial institution of its business partner. From the payment source account (T company account) 5 to the accounts (X company account, Y company account) 6x, 6y opened by the respective service providing companies (X company, Y company) 2x, 2y, respectively. This is done by transferring the usage fees. In addition, the payment source account (T company account) 5 of the payment agency 3 and each service providing company (X company, Y company) 2x,
The 2y accounts (X company account, Y company account) 6x, 6y do not have to be the same bank 4, and it is sufficient if they are financial institutions of their respective customers.

As described above, the transfer processing system according to the present invention is basically a plurality of institutions (company A, company B,
Company C) 1a, 1b, 1c each of the above-mentioned service provider companies (X company, Y company) of public utility charges consisting of electricity, gas, water, etc.
Each payment to y is made from the payment source account (T company account) 5 of the payment agency (T company) 3 opened in the financial institution (bank) 4 to each service providing company (X company, Y company) 2x. ,
It is constructed so as to be performed by transfer processing to the 2y accounts (X company account, Y company account) 6x, 6y.

This transfer processing system is characterized by the fact that it is attached to the payment source account (T company account) 5 for each of the institutions (A company, B company, C company) 1a, 1b, 1c. To each of the service providers (X company,
Company Y) 2x, 2y corresponding to a plurality of payment virtual accounts (company A virtual account, company B virtual account, company C virtual account) 7a,
7b and 7c are set respectively, and the information (virtual account number) of each of the payment virtual accounts 7a, 7b and 7c set above is set.
To the institutions (A, B, C) 1a, 1b, 1c and service providers (X, Y) 2x, 2y linked by the payment virtual accounts 7a, 7b, 7c, respectively. Means (virtual account setting means).

The payment virtual accounts 7a, 7b, 7c associated with these payment source accounts (T company accounts) 5 are set in the payment agency company (T company) 3 by the respective institutions (A company, B company, C company).
Company) 1a, 1b, 1c are received upon receipt of an account transfer request, respectively. Specifically, the payment agent company (T company) 3 receives the account transfer request of the electricity charge from the institution (A company) 1a, and the institution (A company) 1a is a service provider company whose business partner is ( X company) By defining the virtual account number for paying the electricity charge for 2x as, for example, [101],
A virtual payment account 7a associated with the payment source account (T company account) 5
To set. Further, as the attribute information of the virtual account number [101], a transfer destination code for specifying the service providing company (company X) 2x, a customer code including a utility bill contract number, and the like are set.

Similarly, the payment agent company (company T) 3 receives a request from the institution (company B) 1b to transfer the electricity charge to the service provider company which the institution (company B) 1b should pay the electricity charge. (Company X) 2x for virtual account number [20
1] is set, and when the institution (C company) 1c receives a request for an electric charge debit, the institution (C company) 1c hypothesizes the service provider company (Y company) 2y to which the electricity fee should be paid. Set the account number [301].

Incidentally, each organization (Company A, Company B, Company C) 1a, 1b,
Regarding the virtual payment account for paying gas, water, telephone, etc. charges in 1c,
(Company, Company B, Company C) 1a, 1b, 1c receive the account transfer request and are set in the same manner. Incidentally, the plurality of payment virtual accounts set as described above respectively correspond to the combination of the institution that pays the fee and the service providing company that receives the fee, and their virtual account numbers are different from each other. Therefore, by specifying the virtual account number, which institution (service provider) from which institution to pay (transfer) the fee is specified. Further, with this virtual account number, the type of fee and the like are specified from the above-mentioned attribute information. Then, the information of these payment virtual accounts is respectively registered in the management table 3b provided in the payment source account (T company account) 5 and is centrally managed.

The information (virtual account number) of each payment virtual account 7a, 7b, 7c set as described above is the institution (company A, company B, company C) 1a, which issued the account transfer request.
1b and 1c are respectively notified, and also the financial institution (bank) 4 in which the payment source account (T company account) 5 of the payment agent company (T company) 3 is opened. Further, information on each of the payment virtual accounts 7a, 7b, 7c (virtual account number)
Is notified to each of the service providing companies (company X, company Y) 2x, 2y through the financial institution (bank) 4.

By such notification of the virtual account number, between each of the institutions (company A, company B, company C) 1a, 1b, 1c and the service providing company (company X, company Y) 2x, 2y, By debiting with the virtual account number as a key, a contract to settle public utility charges (usage charges) is concluded. And each service provider company (X company, Y company) 2x, 2y attaches the virtual account number to each institution (A company, B company, C company) 1a, 1b, 1c, Billing usage fee (transfer notification)
In addition, the payment source account (T company account) 5 is opened, and the financial institution (bank) 4 is requested to withdraw the usage fee. The request for deducting the usage fee is made by notifying the virtual account number, the amount of the usage fee to be deducted from the payment virtual account specified by the virtual account number, the deduction date, and the like.

Service providers (company X, company Y) 2x,
2y account (X company account, Y company account) 6x, 6y is requested to the financial institution (bank) that opened the usage fee, and the payment source account (T company account) 5 is issued from this financial institution.
It is also possible to notify the financial institution (bank) 4 that has been opened of the withdrawal of the electricity charges or the like based on the above request.

Then, in the financial institution (bank) 4 that received this withdrawal request, the payment agency company (T company) 3
Under a predetermined business contract concluded in advance with the above, first, it is determined which customer from which service provider the withdrawal of the usage charge is requested by using the virtual account number as a key. At the same time, the payment source account (T company account) 5 in which the virtual account number is set is obtained. When the withdrawal date designated by the above withdrawal request comes, the payment source account (T company account) 5 accompanied by the payment virtual account identified by the above virtual account number is provided with the service identified by the virtual account number. With respect to the company, specifically, the withdrawal request was made to the accounts (X company account, Y company account) 6x, 6y opened by the service providing company (X company, Y company) 2x, 2y. Transfer electricity charges, etc. (account transfer method).

Then, the financial institution (bank) 4 moves from the payment source account (T company account) 5 to the service providing company (X).
Company, company Y) 2x, 2y account (company X account, company Y account) 6x,
Notify the payment agent company (T company) 3 as the transfer record data, together with the information of the amount transferred to 6y, the information of the virtual payment account included in the information of the withdrawal request, which is the beginning of the transfer process. Yes (transfer notification means). In addition, at a financial institution (bank) where accounts (X company account, Y company account) 6x, 6y are opened, when there is a transfer to the account (X company account, Y company account) 6x, 6y, the transfer The virtual account number indicating the payment source (transfer source) notified together with the transfer amount is notified to the service provider company (X company, Y company) 2x, 2y as payment confirmation data (transfer notification means).

Service providing companies (Company X, Company Y) 2x, 2y
At this time, by collating the payment confirmation data notified in this way with the above-mentioned withdrawal request information,
Each of the institutions (Company A, Company B,
Whether the charges charged to Company C) 1a, 1b, 1c are transferred to the accounts (Company X account, Company Y account) 6x, 6y of the service providing company (Company X, Company Y) 2x, 2y, respectively. It becomes possible to confirm whether.

In the payment agency company (T company) 3, the amount of withdrawal (transfer) from the payment source account (T company account) 5 and the virtual payment account with which the withdrawal is made are notified as transfer record data. Information (virtual account number)
In accordance with, the transfer confirmation processing is executed as shown in FIG. 2, for example. Specifically, first, for each virtual account number, the withdrawal date, withdrawal amount (use fee), public company name (service provider company name) of the withdrawal destination, and customer number (institution name) are respectively captured [ Step S1]. Then, these pieces of information are collated with information registered in advance in the management table 3b for each virtual account number [step S2], and when the collation is established, batch data for accounting processing in the pooling system 3a is created. [Step S3]. Then, the batch data is taken into the pooling system 3a and an accounting slip is created [step S4], which is then processed by each of the organizations (company A, company B, company C) 1a, 1a.
Notify b and 1c respectively.

By receiving such notification, the above-mentioned respective organizations (Company A, Company B, Company C) 1a, 1b, 1c are notified from the service providing companies (Company X, Company Y) 2x, 2y, respectively. Notification of transfer of usage fee and the payment agent (T
3) to the service providing company (X company, Y company) 2x, 2
It is possible to easily collate the usage fee paid for y. And from this collation result, each institution (Company A,
It is possible to easily confirm that the payment of the electric charges and the like in the companies B, C) 1a, 1b, 1c is surely performed by the payment agent company (company T) 3.

Thus, according to the transfer processing system constructed as described above, each service providing company (company X, company Y
2x, 2y are each organization (Company A, Company B, Company C) 1a, 1
Request the financial institution (bank) 4 to deduct the electricity charges etc. at each of the above institutions (Company A, Company B, Company C) 1a, 1b, 1c by specifying the virtual account number set with b, 1c. Just from the payment source account (T company account) 5 of the financial institution (bank) 4, each service providing company (X company, Y company) 2x, 2y
The above fees can be transferred to the accounts (company X account, company Y account) 6x, 6y.

That is, in the financial institution (bank) 4, when the service provider (company X, company Y) 2x, 2y requests the withdrawal of electricity charges, the virtual account number included in the withdrawal request information. From the payment virtual account (A
Company virtual account, Company B virtual account, Company C virtual account) 7a, 7b, 7
The payment source account (T company account) 5 associated with each of c is obtained. And from this payment source account (T company account) 5, each service provider company (X company, Y company) 2x, 2y account (X company account, Y company account) specified by the above virtual account number
Transfer of the above-mentioned electricity charges and the like to 6x and 6y.
Therefore, in each of the service providing companies (Company X, Company Y) 2x, 2y, only the virtual account number of the payment source is designated. Therefore, the transfer of the electricity charges and the like is specified by the virtual account number of the payment virtual account. (Company A virtual account, Company B virtual account,
It can be regarded as a transfer from C company virtual account) 7a, 7b, 7c.

On the other hand, in the payment agency company (T company) 3, payment virtual accounts (company A virtual account, company B virtual account, company C virtual account) 7a, 7 specified by the virtual account number.
Since the electricity charges and the like are only transferred from the payment source account (T company account) 5 to which the b and 7c are respectively attached, the transfer management can be easily performed in a centralized manner. Therefore, even if a plurality of institutions (Company A, Company B, Company C) 1a, 1b, 1c are respectively entrusted with payment of electricity charges, the transfer process does not become complicated, and payment Since it is only necessary to manage the deposit / withdrawal of the original account (T company account) 5, it is possible to greatly simplify the accounting process.

Moreover, in the payment agency (T company) 3, which institution (company A) is selected according to the virtual account number included in the withdrawal request information, which is the beginning of the transfer from the payment source account (T company account) 5. , B company, C company) 1a, 1b, 1c to which service provider (X company, Y company) 2x, 2y to which the electricity charges, etc. are transferred can be checked respectively. Company, Company B, Company C) 1a, 1b, 1c can individually grasp the payment status of electricity charges and the like and manage them individually.

Then, each organization (Company A, Company B, Company C) 1a,
For each 1b, 1c, if the payment status of the electricity charges, etc. is reported from the payment agency company (T company) 3 as a transfer record respectively, then in each organization (A company, B company, C company) 1a, 1b, 1c Can easily collate the payment status of its own electricity bill and the transfer notifications respectively notified from the service providing companies (X company, Y company) 2x, 2y. Particularly, in each institution (Company A, Company B, Company C) 1a, 1b, 1c, regardless of the payment status of the electricity charges, etc. of the other organization transferred from the payment source account (T company account) 5, It is possible to easily understand only the payment status of.

When a plurality of institutions have the same service providing company that pays the electricity charges, for example, the company (A company, B company) 1a, 1b respectively pays the electricity charges is the company X. In such a case, for example, on the condition that the withdrawal dates are the same, the above-mentioned institutions (Company A, Company B) 1a, 1b calculate the total amount of electricity, etc. to be paid, and provide the total amount of the above-mentioned service. It is also possible to collectively transfer to the account (company X company) 2x account (company X account) 6x.

In this case, in the financial institution (bank) 4 and the payment agency company (T company) 3, in addition to the information on the amount transferred in a lump, all the information on the withdrawal request which is the beginning of the transfer. Using the (virtual account number and withdrawal amount) as a breakdown, the above institutions (company A, company B) 1a,
1b and the service providing company (company X) 2x may be notified respectively. In addition, if a plurality of debit requests are collectively processed in this way, the number of times of debit transfer processing can be reduced, so that the labor and transfer cost can be reduced. It is effective.

According to the transfer processing system described above,
As described above, the payment agent company (T company) 3 collectively manages the funds invested by a plurality of institutions (A company, B company, C company) 1a, 1b, 1c as common assets.
And from this shared property, individual institutions (Company A, Company B, Company C)
Company) 1a, 1b, 1c, etc. are paid to the service providing companies (Company X, Company Y) 2x, 2y, respectively. Therefore, even if the fund invested by the institution (Company A) 1a is insufficient for the electricity charges or the like to be paid by the institution (Company A) 1a, the shortfall is not covered by other institutions (Company B, Company C) 1b, 1c can be covered by the surplus of funds invested, that is, the surplus of shared assets, and the payment (transfer) will not be delayed.

If attention is paid to the margin of this shared property,
Each of the organizations (Company A, Company B, Company C) 1a, 1b, 1c corresponds to the sum of the margins of the amounts to be secured for the payment of the electricity charges and the like. Therefore, even if the margin amount of money secured by each of the institutions (Company A, Company B, Company C) 1a, 1b, 1c is small, the margin as a shared asset is a sum of these margins. Can be made large enough. Therefore, it is possible to manage the assets by separating the surplus (surplus money) from the funds for the payment of electricity charges and the like.

The present invention is not limited to the above embodiment. For example, each institution (A set up in association with the payment source account (T company account) 5 of the payment agency company (T company) 3
Company, B company, C company) 1a, 1b, 1c payment virtual accounts (A company virtual account, B company virtual account, C company virtual account) 7a, 7b, 7c, as shown in FIG. For electricity charges ",
Of course, it is also possible to subdivide the settings for "head office water charge", "head office gas charge", "branch electricity charge", "branch water charge", "branch gas charge", etc. . In addition, here, the transfer of public utility charges such as electricity charges has been described as an example, but the present invention can be similarly applied to a case where payment of money is periodically made with a specific business partner. In addition, the present invention can be variously modified and implemented without departing from the scope of the invention.

[0040]

As described above, according to the present invention, a plurality of institutions are provided with a payment source account that collectively secures the money to be paid to their business partners, and a plurality of commercial transactions are attached to the payment source account. Set a plurality of payment virtual accounts respectively corresponding to, and transfer the electric charges etc. from the payment source account to each of the trading partner accounts using these payment virtual accounts (virtual account numbers) as keys. It can be managed centrally and the accounting process can be simplified.

Moreover, since the funds provided by a plurality of institutions are collectively managed as a shared asset in the payment source account, it is possible to effectively manage the surplus (fund surplus). And so on.

[Brief description of drawings]

FIG. 1 is a diagram showing an overall schematic configuration of a transfer processing system according to an embodiment of the present invention.

FIG. 2 is a diagram showing an example of an accounting process for a transfer record of electricity charges based on a virtual account number.

FIG. 3 is a diagram showing an example of a plurality of payment virtual accounts set in association with a payment source account.

[Explanation of symbols]

1a, 1b, 1c Organization (Company A, Company B, Company C) 2x, 2y Service provider (Company X, Company Y) 3 Payment agency company (Company T) 4 Financial institution (Bank) 5 Payment source account (Company T Account) 6x, 6y account (X company account, Y company account) 7a, 7b, 7c Payment virtual account (A company virtual account, B company virtual account, C company virtual account)

Claims (4)

[Claims] 1. A means for setting a payment source account that collectively secures the money to be paid to a commercial customer by a plurality of institutions under predetermined management, and for each of the respective institutions attached to the payment source account. A virtual account setting that sets a plurality of payment virtual accounts respectively corresponding to the commercial transaction partners and notifies the information of each of the set payment virtual accounts to the institution and the commercial transaction partner linked by each payment virtual account. Means, an account transfer means for transferring the fee from the payment source account to the account of the commercial transaction partner upon receipt of a fee deduction request notified from the commercial transaction parties together with the information of the payment virtual account, and the payment source Information on the charges transferred from the account to the account of the commercial transaction partner, together with the information on the virtual payment account included in the information on the withdrawal request, which was the beginning of the transfer, A transfer processing system, comprising: transfer notifying means for notifying the institution and the business partner thereof connected by the payment virtual account. 2. The plurality of institutions under the predetermined control are
It consists of the same company's head office, branch offices, sales offices, factories, etc., and / or its affiliated companies and their institution, etc., and the money paid by each of the plurality of institutions to its business partners is electricity, gas, water, telephone, etc. The transfer processing system according to claim 1, comprising a public utility charge. 3. The payment source account pools money deposited from a plurality of institutions as a shared asset, and acts as a proxy for payment of charges from each of the institutions to a plurality of commercial customers. Transfer processing system described. 4. The account transfer means has a function of collecting debit requests from a commercial transaction partner common to a plurality of institutions and transferring the total amount of the charges to the account of the commercial transaction partner at once. The transfer notifying means notifies the respective institutions and their business partners as a breakdown of the information of the charges transferred from the payment source account to the account of the commercial transaction partner, and the information of the withdrawal request which is the beginning of the transfer. The transfer processing system according to claim 1, which is a thing.