JP2003216811A - On-line loan stock introducing system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To put stocks that individual investors have on a stock loan market. <P>SOLUTION: Stock holder data that a securities company has and stock loan excess issue information from a securities financial company are made mutually match by using a computer and a stock loan application for a corresponding excess issue is made on-line. <P>COPYRIGHT: (C)2003,JPO

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an online stock lending agency system, and more particularly, to an online stock lending system that enables entry of stocks held by individual investors into the stock lending market, which has been difficult to do manually. Regarding the agency system.

[0002]

[Prior Art] Stock margin trading is when an investor says, "I want to buy stock, but I don't have enough money." Or "I want to sell because the stock price is likely to drop.
If there is no stock certificate in hand, it means that the securities company buys or sells the stock by arranging the purchase price or lending the stock for sale so that the investor can buy and sell the stock. Stocks that a securities company lends to selling customers are called "stock lending".

Usually, a securities company borrows the stock for sale from a securities finance company (currently, there are three securities companies in Japan: Japan Securities Finance, Osaka Securities Finance, and Chubu Securities Finance) and lends the shares to customers. Often. In this way, lending a necessary stock to a securities company by a securities finance company is called a loan transaction. In a loan transaction, the number of loaned shares (the number of sold shares) is greater than the number of loaned shares (the number of purchased shares). ,
There may be a shortage of stock. Such stocks are called excess stock lending stocks (or simply "excess stocks"). In this case, a securities finance company uses the number of shortfalls of excess stocks in a bid format for institutional investment such as securities companies, life insurance and non-life insurance I rent it from my house and procure it.

[0004]

However, depending on the brand, for example, because the brand is a minor,
Institutional investors, etc. do not own it, and it is difficult to obtain stock lending if it is owned by individual investors. If you want to obtain it, you have to list up individual investors who own the stock and make a request to them by telephone etc. to borrow, but it is not possible to do these tasks manually. , Took a great deal of time and effort and was virtually impossible.

From the standpoint of individual investors, the opportunity to rent a so-called salted stock to earn a product rental fee has been deprived, and effective use of the salted stock has not been achieved.

[0006] The present invention has been made in view of the above circumstances, and by providing a system for brokering stock lending online, it is possible to enter the stocks owned by individual investors into the stock lending market. The purpose is to

[0007]

SUMMARY OF THE INVENTION The present invention relates to an online stock lending agency system, and the above object of the present invention is to provide a customer who owns shares of excess stocks based on information of excess stocks from a securities finance company. Is an online stock lending brokerage system of a securities company that performs online lending of the relevant stock of an investor to the securities finance company, wherein the system is at least a stock brand owned by the customer and its stock. A database server of one or more securities companies having a database in which stockholder data including the number is stored for each customer, and securities finance in which the database server is connected online and the excess stock information is stored. A company server, and the database server stores the excess stock information stored in the server of the securities finance company in a predetermined manner. Obtained by imming, the acquired excess stock information is matched with the stockholder data stored in the database, and the stock in the stockholder data includes the excess stock. In the case of a stock lending, the stock issue number, the number of shares, and the product rent data are attached, and a stock lending application is made to the server of the securities finance company. The server of the received securities finance company selects a securities company that satisfies the predetermined conditions for the number of shares and the product lending fee from the securities companies that have applied for stock lending, and borrows it from the database server. The database server that has received the stock lending application adoption data including the stock brand, the number of shares, and the determined product lending fee, and that has received the stock lending application adoption data, has the excess in the stockholder data. The pattern of stock, performs a retrieval operation of lending a few minutes that have been adopted, are attained by means of the on-line stock lending agency system to send the stock lending data that has been retrieval operation to the server of the securities finance company.

[0008] Further, the above object of the present invention is that, after the expiration of a predetermined lending period, the server of the securities finance company transmits the returned data of the loaned stocks to the database server of the securities company, and the returned data. The database server that has received the above-mentioned online lending configured to store the returned stocks for the stocks of the excess stocks in the stockholder data and to return the number of stocks of the stocks to the state before the lending. Effectively achieved by a stock transfer system.

Further, the above object of the present invention is to lend stocks by the database server according to a predetermined standard or by random drawing when there are a plurality of holders of shares of the excess brand to be lent out. With the online stock lending brokerage system configured to determine the holder of
Alternatively, the customer has a web server connected to the Internet, and is configured so that the customer can refer to the stock lending status of the customer from the terminal of the customer who requests the stock lending agency connected to the Internet. This can be achieved more effectively by the online stock lending agency system.

[0010]

BEST MODE FOR CARRYING OUT THE INVENTION An online stock lending agency system according to the present invention will be described in detail below with reference to the drawings.

FIG. 1 is a basic block diagram of an online stock lending agency system according to the present invention.

The customer terminal 10 is connected via the Internet 20 to an in-house system of a securities company 30 that trades online stocks. The customers who can receive the stock lending brokerage service using the online stock lending brokerage system according to the present invention are limited to those who are registered as a member of the online stock trading of the securities company 30.

The internal system of the securities company 30 has an internal L system via a router 31 connected to the Internet 20.
Web server 32, database server 33, mail server 3 connected to AN (Ethernet (registered trademark))
4, information system server 35, and securities finance company dedicated terminal 36
It is configured to include.

A securities finance company server 40 is connected to the in-house system of the securities company 30 via a dedicated line.

In the above system configuration, the web server 32 functions to display an online stock trading screen (not shown) or a stock lending status screen (FIG. 3) which will be described later by accessing from the customer's terminal 10. The database server 33 plays a central role in the online stock lending agency system according to the present invention, and internally stores stockholder data including the brand of stock held by the customer and the number of stocks for each customer. Have a database.

The mail server 34 is for transmitting necessary information to the customer's mail address as appropriate.
The information server 35 stores and classifies stock price information and the like obtained from an external information vendor (not shown) via the Internet 20 or a dedicated line (not shown), and stores it in response to a request from the web server 32. It serves to send to the web server 32.

Further, the securities finance company dedicated terminal 36 accesses the securities finance company server 40 to refer to excess stock information, or receives data for a stock lending application from the database server 33, and receives it. It serves to send to the securities finance company server 40, receive stock lending return data from the securities finance company server 40, and send it to the database server 33. Data may be directly exchanged between the database server 33 and the securities finance company server 40 without using the securities finance company dedicated terminal 36.

As described above, the securities finance company server 40 distributes excess stock information to each securities company 30, accepts stock lending application from each securities company, and sends stock lending application adoption data to the securities company 30. It is used to send and send.

The operation of the online stock lending agency having the above-mentioned configuration will be described with reference to the flowchart of FIG.

First, since it is necessary for an online stock trading member to enjoy the service of this system, an investor who is not a member (NO in step S1) joins from the customer terminal 10 via the Internet 20. While applying, submit an account opening application form and register as a member (step S2). Next, the name of the customer who became the member,
Stockholder data such as an address, a telephone number, an email address, a holding brand, and the number of stocks is created on a database in the database server 33 (step S3).

Regarding stock lending agency that occurs daily,
Since it is troublesome to ask the corresponding customer for consent each time, the customer is requested to submit a document in advance to consent to the stock lending agency request (step S5). In this way, in order to distinguish the customers who have agreed to the stock lending agency request, a flag is set in the stock holder data list (electronic file) (step S6). In addition, the stock of the customer applying for margin trading is excluded as a collateral from the stock lending target, and the stock of the customer requesting goods issue is also naturally excluded from the stock lending target. Is performed (step S7). In this way, only the stocks of customers who are members of the online stock trading, who have agreed to the stock lending agency request, and who have not applied for margin trading nor issued the goods issue are subject to the stock lending agency. .

At a predetermined time every day (in this embodiment, around 8 pm), the securities finance company announces the excess stock of the day (YES in step S8), so that the database server 33 is the securities finance company server. The excess stock information is acquired from 40 in the form of an electronic file (step S
9). Then, the stockholder data is matched with the excess stock information, and it is searched whether or not the stockholder data contains the excess stock (step S).
10).

Then, if the excess stock exists in the stockholder data (YE in step S11).
S), and count the number of shares of the excess stock (step S1
2) Send the “Stock lending application data” to the server 40 of the securities finance company with the data of the excess stock name and the item lending fee (bid price) per share, and submit the stock lending application. Perform (step S13).

When a plurality of securities companies apply for stock lending to one securities finance company, the securities finance company server 40 selects a securities company to be adopted based on the number of shares to be applied and the bid price. , Finally decided on the stock name 1
The stock lending application adoption data including the product lending fee per share (reverse daily rate) and the number of shares to be borrowed is sent to the database server 33 (YES in step S14).

Upon receiving the stock lending application adoption data, the database server 33, if there are a plurality of customers who hold the stock, carries out a lottery or allocates the number of adopted stock lending according to a predetermined standard (step S1
5). Next, the database server 33 performs the stock issue processing of the stock of the allocated customer (step S16), and reflects the stock lending status of the customer on the web screen (step S17). FIG. 3 is an example of a web screen showing the stock lending status of a customer who requests stock lending agency.

Next, the stock lending data is sent to the securities finance company server 40 (step S18), and the stock is transferred. However, the stock certificate itself is stored by the securities storage and transfer mechanism (not shown), and in reality, only the numbers are moved within the mechanism.

When the stock return period has come (step S
(YES in 19), return data including the stock of the stock lending stock and the number of shares is sent from the securities finance company server 40 (step S20). At this time, the numbers are also moved within the securities custody transfer mechanism, and the numbers are returned to their original positions.

Upon receipt of the return data, the database server 33 carries out stock lending of stocks and returns the stockholder data to the state before stocking (step S21). In this way, the stock lending agency process ends.

[0029]

As described above, according to the online stock lending brokerage system of the present invention, it becomes possible to enter the stock lending market of stocks owned by individual investors, which was difficult to do manually. In addition, for individual investors, it is possible to lend so-called salted stocks to earn a product rental fee, and it is possible to effectively use the salted stocks.

[Brief description of drawings]

FIG. 1 is a basic configuration diagram of an online stock lending brokerage system according to the present invention.

FIG. 2 is a flowchart showing an operation example of an online stock lending agency system according to the present invention.

FIG. 3 is a diagram showing an example of a web screen showing a loan stock situation of a customer making a loan stock transfer request.

[Explanation of symbols]

10 Customer's terminal 20 Internet 30 securities companies 31 router 32 Web server 33 Database server 34 mail server 35 Information system server 36 Terminals for securities finance companies 40 securities finance company server

Claims (4)

[Claims] 1. An agent for lending the stock of an investor who is a customer who owns shares of the excess stock to the securities finance company for a fee based on the information of the excess stock from the securities finance company online. An online stock lending agency system for a securities company to perform, wherein the system has a database in which stockholder data including at least the stock brand and the number of stocks held by the customer is stored for each customer Database server of the securities company, and a server of the securities finance company that is connected to the database server online and stores the excess stock information, wherein the database server is stored in the server of the securities finance company. The excess brand information that is acquired is acquired at a predetermined timing, and the acquired excess brand information and the acquired excess brand information are stored in the database. Matching with the stockholder data, if the above stocks are included in the stocks in the stockholder data, attach the stock name, the number of shares, and the product rent data. A securities lending application is made to a server of the securities finance company, and the securities finance company server that has received an application for stock lending from the one or more securities companies is Select a securities company that satisfies the specified conditions for the number of shares and the product lending fee, and send to the database server the stock lending application adoption data including the brand of stock to be rented, the number of shares, and the determined product lending fee. At the same time, the database server that has received the stock lending application adoption data performs, for the stocks of the excess stock in the stockholder data, issuing processing for the adopted number of loans, Online stock lending agency system, characterized in that it is configured to transmit the data to the server of the securities finance company. 2. After the expiration of a predetermined lending period, the server of the securities finance company transmits the return data of the loaned out stock to the database server of the securities company, and the database server receiving the return data The stock of the excess stock in the stock holder data is processed to store the returned stock, and the number of stocks of the stock is returned to the state before lending. Online stock lending agency system described. 3. When there are a plurality of holders of shares of the excess stock to be lent out, the database server determines the holder of the stock lending according to a predetermined standard or by random drawing. The online stock lending brokerage system according to claim 1, wherein the online stock lending agency system is configured as described above. 4. Further, the customer has a web server connected to the Internet, and the customer can refer to the stock lending status of the customer from the terminal of the customer who requests the stock lending agency connected to the Internet. The online stock lending brokerage system according to claim 1, wherein the online stock lending agency system is configured as described above.