JP2003132396A - Automatic cash transaction device and its program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an automatic cash transaction device capable of effectively utilizing wasteful time of a customer making a transaction by using the automatic cash transaction device and meeting the needs of a company trying to infiltrate one's product. SOLUTION: The automatic cash transaction device connected with a host device installed in a center of a financial institution, having a customer operating part where a customer selects a transaction content, and carrying out an automatic transaction with the customer is connected to a web server of each company via a communication line. Information of the company can be displayed in a process waiting image plane of the customer operating part during a transaction process.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automated teller machine installed in a financial institution and its program.

[0002]

2. Description of the Related Art An example of a conventional automatic teller machine will be described with reference to FIG. Reference numeral 1 is a host computer as a host device installed in a center of a financial institution, which is online connected to an automated teller machine 2 installed in a bank branch or the like through a communication line such as a telephone line. It has a database 3 for storing customer data and the like.

Reference numeral 4 denotes a main control section of the automatic teller machine 2, which is connected to the host computer 1 through a communication line by a communication section 5 and controls each section in the automatic teller machine 2 to control transactions. It also controls data communication and the like. A storage unit 6 of the automatic teller machine 2 stores a program executed by the main control unit 4 and the like.

A customer operation unit 7 is a CRT or LC.
It is composed of a combination of a display screen such as D and a touch panel, and displays a screen for inquiring the customer's wishes and the like and a screen for urging the customer's treatment, while accepting the input from the customer. 8
Is a card insertion portion, and has a printer for reading and writing the contents recorded on the magnetic stripe of the customer's card and printing it on the transaction statement.

Reference numeral 9 is a passbook entry section, which records the data such as transaction contents transferred from the main control section 4 in the customer's passbook.
Reference numeral 10 is a bill depositing / dispensing unit, and 11 is a coin depositing / dispensing unit, which accepts, discriminates, counts, accumulates, and dispenses cash based on a command from the main control unit 4. The operation of the configuration of the conventional example described above will be described by taking a case of payment transaction as an example.

A selection screen shown in FIG. 2 is displayed on the screen of the customer operation unit of the automatic teller machine 2. In this example, the customer selects "withdrawal" from the touch panel of the customer operation unit 7. Upon receiving this signal, the main control unit displays a screen prompting for the insertion of a card or passbook as a medium, and the customer inserts the card or passbook in accordance with the screen.
Or the passbook entry section 9 is inserted. At this time, the main control unit 4 reads the card information recorded on the magnetic stripe of the card by the card insertion unit 8.

When the insertion of the card is completed, an input screen prompting the input of the personal identification number is displayed, and the customer inputs the personal identification number through the touch panel of the customer operation unit 7. When the input of the personal identification number is completed, the amount input screen is displayed, and the customer inputs the withdrawal amount requested from the touch panel of the customer operation unit 7. After inputting the withdrawal amount, the main control unit 4 transmits data such as card information, a personal identification number, and withdrawal amount to the host computer 1 via the communication line by the communication unit 5, and the display screen of the customer operation unit 7 is displayed. Display a processing wait screen with a message such as "Processing is in progress. Please wait for a while."

Host computer 1 that received the data
Confirms the presence or absence of the balance and authenticates the customer by collating the personal identification number, and when these are confirmed, sends a transaction approval / disapproval notice to the main control unit 4 of the automatic teller machine 2. When the transaction approval / disapproval notification is received, the main control unit 4 sends the content to be printed on the transaction statement to the card insertion unit 8 and prints the content on the transaction statement when the transaction is permitted. If a passbook entry is required, the passbook entry section 9 prints data such as transaction contents on the passbook.

Next, the cash to be paid to the customer is taken out from the bill depositing / dispensing section 10 and the coin depositing / dispensing section 11, and a card, a passbook,
A screen prompting receipt of the transaction statement and cash payment is displayed, and the customer receives these and the transaction ends. If the transaction is not permitted, a message to that effect is displayed on the screen of the customer operation unit 7, and the card or the like is discharged to return it, and the customer receives it and the transaction ends.

Although the above description is for the payment transaction, the waiting time of the customer also occurs at the time of counting the cash at the time of the cash transfer transaction and at the time of the print processing at the time of the passbook entry.

[0011]

However, in the above-mentioned conventional technique, the customer has a waiting time at each transaction of the automatic teller machine, and the customer has no other way to wait during this time, which causes a dead time. There was a problem of doing.
On the other hand, insurance companies, securities companies, and retailers such as western goods and sundries sell and sell products on the Internet, but the intention is that middle-aged and elderly people, for example, have poor Internet usage rates. There is a problem that it is not possible to spread the products of our company as widely as possible.

[0012] Therefore, in order to solve these problems, the present invention is a request of a company that can effectively utilize the dead time of a customer who conducts transactions by using an automatic teller machine and wants to permeate his or her own products. It is an object of the present invention to provide an automated teller machine that can meet the demands of the above.

[0013]

In order to solve the above-mentioned problems, the present invention has a customer operation unit which is connected to a host device installed in the center of a financial institution and which allows a customer to select transaction details. It is characterized in that an automated teller machine for automatic transactions with customers is connected to each company's web server via a communication line, and the company information is displayed on the customer operation unit on the waiting screen during transaction processing. To do.

[0014]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of an automatic teller machine according to the present invention will be described below with reference to the drawings.
First Embodiment Example FIG. 1 is a block diagram showing a first embodiment of the present invention.

The same parts as those of the above-mentioned conventional example are designated by the same reference numerals, and the description thereof will be omitted. Reference numeral 20 denotes a staff operation unit, which is composed of a combination of a display screen such as a CRT or LCD and a touch panel, and is installed at a position such as the back side of the automated teller machine 2 which is not normally visible to the customer.
21 is a web server opened by the company A, which is connected to the automated teller machine 2 via a communication line.

The communication line may use a network such as the Internet. 22, 2
Web servers 3 opened by B Insurance and C Securities, respectively, are connected to the automated teller machine 2 via communication lines. The operation of the above configuration will be described.

The financial institution concludes a contract with a company wishing to penetrate its products, such as company A, for displaying the information of the company during the transaction processing of the automated teller machine 2.
At this time, Company A is, for example, a manufacturer of women's clothing, and may contract for a limited number of display hours, days of the week, regions, etc. so that the company information is displayed during times when many female customers visit.

The contract information with these companies is stored in the database 3 of the financial institution. The host computer 1
Based on the contract information, a display schedule of information, time zone, day of the week, etc. to be displayed for each cash automatic transaction device 2 of each branch is created, and this is displayed to each cash automatic transaction device 2 via a communication line. After transmitting, the main control unit 4 of the automatic teller machine 2 stores the display schedule in the storage unit 6.

In this case, depending on the contract form of the financial institution and each company, even if the same display schedule is given to all the automated teller machines 2 installed in the branch, each cash automated transaction machine 2 has a different display schedule. May be given. The operation of the first embodiment will be described below by taking the case of payment transaction using a card as an example.

The customer selects "withdrawal" from the selection screen shown in FIG. 2 displayed on the screen of the customer operation unit 7. Then, a screen prompting the user to insert the card is displayed, and when the customer inserts the card into the card insertion unit 8, the main control unit 4 causes the card insertion unit 8 to function as a reading unit and the card recorded on the magnetic stripe of the card. Read the information.

When the insertion of the card is completed, an input screen prompting the user to input the personal identification number is displayed, the customer inputs the personal identification number by the touch panel of the customer operation unit 7, and then the amount input screen is displayed, and the customer requests. The amount of money to be withdrawn is input from the touch panel of the customer operation unit 7. At this time, while the main control unit 4 performs the transaction operation, the communication unit 5 functions as the connecting means based on the display schedule of the storage unit 6 until the customer visits and inputs the withdrawal amount, and the contractor company For example, the web server 21 of company A is connected via a communication line.

After inputting the withdrawal amount, the main control unit 4
Transmits transaction data such as card information, personal identification number and withdrawal amount to the host computer 1 through the communication line by the communication unit 5, while causing the customer operation unit 7 to function as a display unit and shown in the display screen of FIG. Display the information screen.
In other words, the screen that is waiting for processing "I'm processing now.
Please wait. The company information of the company A displayed on the web server 21 is displayed together with a message such as "," and the company information of the company A is transmitted to the customer.

At this time, if the customer wants to print the company information, he or she presses the "print" button. As a result, the main control unit 4 stores the displayed company information in the storage unit 6.
The company information is temporarily stored in the printer, and when the transaction is completed, the printer of the card insertion unit 8 prints the company information and provides it to the customer. This printed matter of company information is used as a means of providing information as a copy of the customer, but in addition, for example, even if a company uses it as a service card such as a point card or a gift voucher to expand its own products. Good.

For printing the company information, a dedicated printer is provided for a part or all of the automated teller machines 2 installed at the branches, and the printer is connected to each automated cash machine 2 for printing. You may Upon receiving the transaction data, the host computer 1 confirms the presence / absence of the balance between the information screen displays and authenticates the customer by collating the personal identification number, and if these can be confirmed, a transaction approval / disapproval notice is sent via the communication line. To the main control unit 4 of.

Upon receiving the transaction approval / disapproval notification, the main control section 4
In the case of transaction permission, the content to be printed on the transaction statement is sent to the card insertion unit 8 and the content is printed on the transaction statement. If a passbook entry is required, the passbook entry section 9 prints data such as transaction contents on the passbook, and the cash to be paid to the customer is taken out from the bill deposit / withdrawal section 10 and the coin deposit / withdrawal section 11. If the transaction is not permitted, prepare a screen to display that fact.

When the customer finishes reading the displayed information on the company A, he presses the "confirm" button. At this time, the main control unit 4 releases the connection with the web server 21, while displaying the screen prompting the receipt of the card, the passbook, the transaction statement, and the cash paid when the above operation is completed. If the operation has not been completed, a screen requesting a wait is displayed for a while, and a screen prompting receipt of a card or the like is displayed when the above operation is completed.

If the transaction is not permitted, a message to that effect is displayed on the screen of the customer operation unit 7 and the card or the like is discharged in order to be returned. The customer then receives these items and the transaction ends. In cases other than the above-mentioned payment transaction using the card, the company information is displayed by the same operation during the waiting time of the customer that occurs during the cash counting in the cash transfer transaction and the print processing in the passbook entry.

At the time when the display of the company information is finished,
The main control unit 4 may disconnect the connection with the web server 21 at the time of receiving the above-mentioned transaction approval / disapproval notification and ending the above operation, and may display a screen prompting receipt of a card or the like.
This is particularly effective when the automated teller machine 2 is crowded.
When checking the use status of the company information, the staff operation unit 20 is used.

That is, a process selection screen shown in FIG. 4 is displayed on the staff operation unit 20, a "corporate information utilization status" button is provided in addition to a process menu for normal work, and a person in charge such as a clerk is in charge. Presses the "Corporate Information Usage Status" button. Upon receiving this signal, the main control unit 4 displays the usage status screen shown in FIG. This display content is displayed when the main control unit 4 displays the information of each company and is accumulated in the storage unit 6, that is, the cumulative display number of each company is displayed. When the person in charge confirms the use status and presses the "end" button, the main control unit 4 switches the screen to the process selection screen and ends the confirmation process.

When storing this data in a recording medium such as a floppy disk, the recording medium is inserted into a disc insertion portion (not shown) and the "data storage" button on the screen is pressed. As a result, the main control unit 4 writes the contents displayed on the screen to the recording medium by the disc insertion unit and simultaneously clears the accumulated data in the storage unit 6, while switching the screen to the process selection screen and ending the saving process.

When billing the usage fee, it may be contracted as a lump sum fee at the time of the contract, and based on the usage status data of each company, the usage fee is charged to each company at a certain time (for example, the end of the month). May be charged and received. Further, the accumulated data of the usage status may be the accumulated display time, or the accumulated values of both the number of times and the display time may be accumulated.

When the transaction by the automatic teller machine 2 is extremely crowded or the communication line is broken, in order to forcibly cancel the information display, the person in charge is in charge of the operation section of the staff shown in FIG. The "information display function setting" button is pressed from the processing menu of 20. Upon receiving this signal, the main control unit 4 causes the staff operation unit 20 to function as a stopping unit, and displays the information display function setting screen shown in FIG. 6 on the display unit. When a person in charge such as a clerk presses the "stop" button from this information display function setting screen, the main control unit 4 temporarily connects the communication unit 5 with each of the web servers 21, 22, and 23 and temporarily stops the information display function. Therefore, while interrupting the interrupt process for displaying information, the screen of the staff operation unit 20 is switched to the process selection screen (FIG. 4).

When the transaction processing or the communication line returns to the normal state, the main control section 4 suspends the interrupt processing by pressing the "return" button on the information display function setting screen (FIG. 6). Is canceled and the normal processing state is restored, while the screen of the staff operation unit 20 is switched to the processing selection screen (FIG. 4). As a result, the congestion of transaction processing of the automatic teller machine 2 can be eliminated, and an abnormal state due to line disconnection at the time of communication line failure can be avoided, and transaction processing efficiency can be improved.

Although the case of payment transaction has been described above, it is needless to say that the same service can be provided by applying the present invention to other transaction processing. Second Embodiment Example FIG. 7 is an explanatory view showing a card of the second embodiment example, and FIG. 8 is a block diagram showing a second embodiment of the present invention.

The same parts as those of the conventional example and the first embodiment are designated by the same reference numerals and the description thereof will be omitted.
In FIG. 7, 30 is a customer's card, and the card 30
In the data area of the magnetic stripe of, the transaction information such as bank code and branch code is recorded as card information, and the company name code of the designated company that the customer wants to provide information is recorded in the empty area. The recording area of the points of use given when it is displayed is secured.

In FIG. 8, reference numeral 31 is a monitoring terminal such as a personal computer, which has a display screen and an input keyboard. The monitoring terminal 31 is installed in a branch of a financial institution and is used for monitoring the transaction status of a plurality of automated teller machines 2 installed in each branch. The plurality of web servers 21, 22, 23 are connected to the host computer 1 as a host device installed in the center of the financial institution via a communication line.

The communication line may use a network such as the Internet. The operation of the above configuration will be described. The financial institution concludes a contract for displaying information of a company that wants to permeate its products, for example, B insurance and the like, during the transaction processing using the card 30 of the automatic teller machine 2. At this time, each company may contract for a limited area.

In addition to the above, a special contract may be concluded with, for example, D Newspaper, E Fire Insurance, and F Electric as corporate information that is always available. The financial institution prepares a contract company list in which the names of contract companies and the contents of company information are described. Customers are financial institutions and cards 3
The transaction contract is set to 0, and at that time, the customer specifies the company for which the customer wants to provide information from the contracted company list presented by the financial institution.

When issuing the card 30, the financial institution records the company name code of the designated company of the customer in the corresponding area, initializes the use point area, and hands it over to the customer. Contract information with companies is stored in database 3 of financial institutions,
The host computer 1 periodically (for example, every day) acquires the display information of the contract company, and stores the content in the storage device such as the database 3.

The operation of the second embodiment will be described below by taking the case of a payment transaction using the card 30 and B insurance as the designated company. The customer selects “withdrawal” from the selection screen shown in FIG. 9 displayed on the screen of the customer operation unit 7. At this time, an “unnecessary” button is displayed on the selection screen (FIG. 9) as a selection button for selecting the company information display. This button is caused to function as company information selection means,
If the customer does not want to display the company information, he or she selects the "Withdrawal" after pressing the "Unnecessary" button.

Further, a selection screen of another mode shown in FIG. 10 may be displayed on the screen of the customer operation unit 7. That is, on the selection screen (FIG. 10), permanent buttons of "D newspaper", "E fire", and "F electricity" that are specially contracted are displayed in addition to the "unnecessary" button as the selection button for selecting the information display of the company. The buttons are made to function as company information selecting means so that the customer can select the company information of the three companies other than his / her designated company. To view the company information of this special contract, for example, press the "D newspaper" button and then select "withdrawal".

As a result, the customer can select the information of a plurality of companies in addition to the information of the designated company, and the chances of obtaining information can be increased. Although the buttons of three companies are shown in FIG. 10, the number of companies with special contracts is not limited to the example of these three companies. Then, a screen prompting the user to insert the card is displayed, and when the customer inserts the card 30 into the card inserting section 8, the main control section 4 causes the card inserting section 8 to function as a reading unit and is recorded on the magnetic stripe of the card 30. Read card information.

At this time, the company name code is also read at the same time,
The main control unit 4 temporarily stores this information in the storage unit 6. If "unnecessary" or the permanent button is pressed, the information is temporarily stored in place of the company name code.
When the insertion of the card is completed, an input screen prompting the user to input the personal identification number is displayed, the customer inputs the personal identification number on the touch panel of the customer operation unit 7, and then the amount input screen is displayed, and the customer inputs the withdrawal amount requested. Input from the touch panel of the customer operation unit 7.

At this time, the main control unit 4 performs the transaction operation, and acquires the communication unit 5 based on the information temporarily stored in the storage unit 6 until the reading of the company code and the input of the withdrawal amount are completed. It functions as a means and sends this information to the host computer 1 via a communication line, and the host computer 1 extracts the company information of the company, B insurance here, from the storage device and sends it to the automatic teller machine 2.

When the "unnecessary" button is pressed, the main control unit 4 continues the transaction processing without executing the above processing. After inputting the withdrawal amount, the main control unit 4
Transaction data such as card information, personal identification number, and withdrawal amount are transmitted to the host computer 1 by the communication unit 5 via the communication line, and on the display screen of the customer operation unit 7 shown in FIG.
The information screen shown in is displayed.

That is, the company information of B insurance acquired from the host computer 1 is displayed together with a message such as "Processing is in progress. Please wait for a while." The current number of points, which is the number of points used this time, and the remaining number of points up to the target are displayed. If the display information is not a designated company, the number of points is not displayed. If the "unnecessary" button has been pressed, a screen requesting waiting for a while is displayed.

Also, in consideration of the case where the customer desires to print the company information, "print" is performed as in the first embodiment.
A button may be provided to print the company information.
Upon receiving the transaction data, the host computer 1 confirms the presence / absence of the balance and verifies the customer by verifying the personal identification number during the information screen display, and if these can be confirmed, a transaction approval / disapproval notice is sent via the communication line. 2 to the main control unit 4.

Upon receiving the transaction approval / disapproval notification, the main control unit 4 updates the number of points in the usage point area of the card 30 to the current number of points by the card insertion unit 8. If the displayed information is not a designated company, or if the "unnecessary" button is pressed, the points are not updated. In the case of transaction permission, the content to be printed on the transaction statement is sent to the card insertion unit 8 and the content is printed on the transaction statement.
At this time, the current point number may be printed on the transaction statement. If a passbook entry is required, the passbook entry section 9 prints data such as transaction contents on the passbook, and the banknote deposit / withdrawal section 10 and coin deposit / withdrawal section 11 take out cash to be paid to the customer.

If the transaction is not permitted, a screen is displayed to show that fact. When the customer finishes reading the displayed B insurance information, he presses the "confirm" button. At this time, when the above operation is completed, the main control unit 4 displays a screen prompting the receipt of the card 30, the passbook, the transaction statement, and the cash payment. If the operation has not been completed, a screen requesting a wait is displayed for a while, and a screen prompting receipt of the card 30 or the like is displayed when the above operation is completed.

If the transaction is not permitted, a message to that effect is displayed on the screen of the customer operation unit 7, and the card 30 or the like is ejected in order to be returned. The customer then receives these items and the transaction ends. When the customer's usage point reaches the target value, the customer can present the card 30 to a predetermined counter provided at a branch of a financial institution or the like to receive the free gift provided by the designated company. At this time, a staff member of a predetermined counter clears the usage point area of the customer's card 30.

The company name code of the designated company on the customer's card 30 can be rewritten by proceeding at a predetermined counter provided at a branch of a financial institution.
Alternatively, the customer may select a rewriting terminal from the displayed company list and rewrite it by using a separately provided rewriting terminal. In addition, using the automatic teller machine 2, a selection screen (Fig. 2
A rewriting button may be displayed in () and the like for rewriting, but in this case, consideration should be given to the rewritable time zone and the day of the week in consideration of congestion.

The use status of the above-mentioned company information may be checked by the clerk operation unit 20 as in the first embodiment, but it may also be checked by the monitoring terminal 31 described below. That is, on the monitoring terminal 31, in addition to the processing menu of the normal monitoring operation, the same “company information utilization status” and “information display function setting” buttons as shown in FIG. The person presses the "corporate information usage status" button from the processing menu.

The monitoring terminal 31 receiving this signal is shown in FIG.
The usage status screen shown in 2 is displayed. At this time, the number of uses of each company on the display screen is displayed as 0. The person in charge inputs the device number of the automated teller machine 2 whose utilization status is to be confirmed from a keyboard (not shown) or the like, and presses a "confirm" button using a mouse or the like. The monitoring terminal 31 recognizes the device number and transmits a command for data acquisition to the corresponding automated teller machine 2.

The main control unit 4 which receives this command by the communication unit 5 draws out the contents which are counted and accumulated in the storage unit 6 when the information of each company is displayed, that is, the cumulative display times of each company. , This data is returned to the monitoring terminal 31.
The monitoring terminal 31, which has received the cumulative display count, displays this content on the screen shown in FIG. When the person in charge confirms the usage status and presses the "end" button, the monitoring terminal 31 switches the screen to the processing menu screen and ends the confirmation processing.

To save the data, press the "save data" button on the screen. As a result, the monitoring terminal 31
Stores the cumulative display count of each company in a storage device (not shown) and simultaneously transmits a command for erasing data to the automated teller machine 2 while switching the screen to a process menu screen and ending the save process. Main control unit 4 that received the erase command
Clears the accumulated data in the storage unit 6.

In order to obtain the cumulative display count of each company of all automated teller machines 2 monitored by the monitoring terminal 31, the person in charge inputs a predetermined symbol such as "ALL" instead of inputting the device number. Click the "Confirm" button. Monitoring terminal 3
1 recognizes this and sends a command for data acquisition to all the automated teller machines 2. The main control unit 4 of each automated teller machine 2 that has received this command retrieves the cumulative display count of each company from the storage unit 6 and returns this data to the monitoring terminal 31.

The monitoring terminal 31 which has received the cumulative number of display times from each automated teller machine 2 compiles these and displays them on the screen shown in FIG. Subsequent confirmation processing, storage processing, and clearing of accumulated data are the same as above, and therefore description thereof is omitted. The usage fee charged to each company and the type of accumulated data are the same as those in the first embodiment, and therefore description thereof will be omitted.

When it is desired to forcibly cancel the display of the company information, such as when the transaction by the automatic teller machine 2 is very crowded or when the communication line is broken, the processing menu of the monitoring terminal 31 is displayed. Press the "Information display function setting" button from the inside. The monitoring terminal 31, which receives this signal,
It functions as a stopping means and displays the information display function setting screen shown in FIG.

A person in charge such as a bank clerk inputs the device number of the automated teller machine 2 (“ALL” to stop all) to stop displaying the company information from the information display function setting screen, and clicks the “Stop” button. Press down. The monitoring terminal 31 recognizes the device number and transmits a command for stopping the display of the company information to the corresponding automated teller machine 2, while switching the screen to the processing menu screen.

The main control unit 4 receiving this instruction suspends the information display function, and thus suspends the interrupt processing for information display. When the transaction processing or the communication line returns to the normal state, by pressing the "return" button on the information display function setting screen (FIG. 13) of the monitoring terminal 31, a command is sent to the automatic teller machine 2 to send cash. The main control unit 4 of the automatic transaction device 2 cancels the interrupt processing that has been temporarily stopped and returns it to a normal processing state.

This makes it possible to control the company information display function of each or all of the automated teller machines 2 in an integrated manner by a single monitoring terminal, so that the congestion of transaction processing can be eliminated and a communication line failure can occur. It is possible to avoid an abnormal state due to line disconnection, and it is possible to further improve the efficiency of transaction processing. The methods of displaying the company information, counting the usage status, and stopping the display of the company information in the first and second embodiments described above can be used in combination, respectively.
Further, the method of totaling the usage status and the method of stopping the display of the company information do not impair the effects of the present invention even if they are used in duplicate.

[0062]

As described above, according to the present invention, the company information can be displayed in the waiting time of the customer that occurs during each transaction of the automatic teller machine, and the layer where the company information is hard to penetrate, for example, The latest corporate information can be disseminated to middle-aged and elderly people who have poor usage rates of the Internet, etc., and the ability to attract customers can be improved, while customers effectively utilize the waiting time and acquire the latest information. The effect that can be obtained is obtained.

[Brief description of drawings]

FIG. 1 is a block diagram showing a first embodiment of the present invention.

[Figure 2] Selection screen display example

FIG. 3 is an example of an information screen display according to the first embodiment of the present invention.

FIG. 4 is a display example of a process selection screen of the present invention.

FIG. 5 is a display example of a usage status screen according to the first embodiment of this invention.

FIG. 6 is a display example of an information display function setting screen according to the first embodiment of the present invention.

FIG. 7 is an explanatory diagram showing a card according to a second embodiment of the present invention.

FIG. 8 is a block diagram showing a second embodiment of the present invention.

FIG. 9 shows a selection screen display example according to the second embodiment of the present invention.

FIG. 10 is a selection screen display example of another aspect of the second embodiment of the present invention.

FIG. 11 is an example of an information screen display according to the second embodiment of the present invention.

FIG. 12 shows a usage status screen display example according to the second embodiment of the present invention.

FIG. 13 is a display example of an information display function setting screen according to the second embodiment of the present invention.

FIG. 14 is a block diagram showing a conventional example.

[Explanation of symbols]

1 Host computer 2 cash automatic transaction device 3 database 4 Main control unit 5 Communication unit 6 memory 7 Customer operation section 8 Card insertion part 9 Passbook entry section 10 Banknote deposit / withdrawal unit 11 coin deposit and withdrawal department 20 Staff operation section 21,22,23 Web server 30 cards 31 Monitoring terminal

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Claims (14)

[Claims] 1. A cash automatic transaction device, which is connected to a host device installed at a center of a financial institution, has a customer operation unit for allowing a customer to select transaction details, and performs automatic transaction with the customer. An automated teller machine, wherein the automated teller machine is connected to a web server of a company via a communication line and information of the company is displayed on the customer operation unit during transaction processing. 2. The automatic teller machine according to claim 1, wherein the display of the information of the company is displayed on a processing waiting screen displayed during the transaction processing. 3. The method according to claim 1 or 2, wherein the host device and the web server of each company are connected via a communication line, and the automated teller machine acquires the company information from the host device. Characteristic automated teller machine. 4. The method according to claim 1, wherein a company code is recorded on a customer's card, and information on the company is displayed on the customer operation unit during transaction processing based on the company code. Cash automatic transaction device. 5. The automated teller machine according to claim 1, wherein a selection button for selecting a company information display is provided on the selection screen of the customer operation unit. 6. The automated teller machine according to claim 1, wherein the automatic teller machine is provided with an attendant operation section, and the attendant operation section can stop the display of the information of the company. apparatus. 7. The automatic teller machine according to claim 1, wherein the automatic teller machine is connected to a monitoring terminal, and the display of information on the company can be stopped by the monitoring terminal. . 8. A program of an automatic teller machine, which is connected to a host device installed in a center of a financial institution, has a customer operation unit for allowing a customer to select transaction details, and performs automatic transaction with the customer. , Causing the main control unit of the automated teller machine to function as a connection unit for connecting to a web server of each company via a communication line and a display unit for displaying information of the company on the customer operation unit during transaction processing. A program for an automated teller machine. 9. The main control unit of the automatic teller machine according to claim 8, wherein the main control unit of the automatic teller machine functions as a display unit for displaying the information of the company on the customer operation unit on a processing wait screen displayed during the transaction processing. A program for an automated teller machine. 10. The method according to claim 8 or 9, wherein the host device and the web server of each company are connected via a communication line, and the main control unit of the automated teller machine is connected to the host device from the host device. A program for an automated teller machine, characterized by causing it to function as an acquisition means for acquiring information. 11. The main control unit of the automatic teller machine according to claim 8, wherein the main control unit of the automatic teller machine reads a company code recorded on a customer's card, and transaction processing is performed based on the company code. A program for an automated teller machine, which functions as display means for displaying information on the company on the customer operation unit. 12. The main control unit of the automated teller machine according to claim 8 or 11, as a company information selection unit by a selection button for selecting a company information display provided on a selection screen of the customer operation unit. A program for an automated teller machine characterized by making it function. 13. The main control unit of the automatic teller machine according to claim 8 as a stop means for stopping the display of the information of the company by a staff operation unit provided in the automatic teller machine. A program for an automated teller machine characterized by making it function. 14. The automatic teller machine according to claim 8, wherein the automatic teller machine is connected to a monitoring terminal, and the main control unit of the automatic teller machine displays information on the company according to a command from the monitoring terminal. A program for an automated teller machine, characterized by causing it to function as a stopping means for stopping a transaction.