JP2003132135A - Road service entering method, road service providing method and road service accounting method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To improve convenience at entering, providing, and accounting time of road service, and to create new road service providing business. SOLUTION: A member procedure is proceeded according to access to a home page control server from a cellular phone terminal (S1-1 to S1-7). When receiving position information and a road service offer request formed by a GPS function part built in a portable information terminal by a road service intermediary server when trouble is caused, the road service content according to the road service offer request is acquired from the portable information terminal, and the road service content and the position information are informed to a road service executor by a nonlife insurance company or a road service network providing company (S1-8 to S1-14).

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a road service subscribing method using a road service providing system for providing a road service to a user using a mobile telephone communication network.
The present invention relates to a road service providing method and a road service charging method.

[0002]

2. Description of the Related Art For example, in the event of a car-related problem, JAF (Japan Automobile Federation,
In order to enjoy the road service provided by road service providers such as the Japan Automobile Federation, it was necessary to join a road service provider or a credit card company. In this way, when joining a road service provider or credit card company, it is necessary to perform various examinations such as the ability of consumers to pay debts.

[0003]

Therefore, conventionally, in order to receive the road service, a review period for issuing a credit card or the like is required. On the other hand, in the conventional road service, the road service procedure using, for example, a mobile phone communication network has not been performed yet.

In addition, when a trouble occurs in a land unknown to the vehicle driver and the road service is actually received, it is difficult to accurately inform the operator of the road service provider of the current position.

Therefore, in the past, the convenience for the user at the stage of joining the road service or actually receiving the road service was lacking.

[0006] Therefore, the present invention has been proposed in view of the above-mentioned circumstances, and improves the convenience at the time of subscribing, providing and billing the road service, and creates a new road service providing business. It provides a subscription method, a road service providing method, and a road service charging method.

[0007]

In order to solve the above-mentioned problems, in a road service subscription method, a mobile information terminal operated by a user and a content manager who creates contents to be browsed by this mobile information terminal are managed by the mobile information terminal. Content management server and a road service providing server managed by a non-life insurance company or a road service network providing company that provides a road service to a user having the mobile information terminal by using a road service provider that performs a road service Is applied to a road service providing system connected via a communication line, and the content management server creates content including road service content provided by the non-life insurance company or road service network providing company, and the mobile information. From the terminal Transmitting the content to the portable information terminal in response to access to the content management server; prompting the portable information terminal to which the content is transmitted to input personal information; and inputting personal information of the portable information terminal. According to the above, the step of registering as a road service subscriber who enjoys the road service by the non-life insurance company or the road service network provider, and creating the customer information database using the personal information from the portable information terminal, Sharing the customer information database between the service providing server and the content management server.

In this road service subscription method, the customer information database may be shared with the server of the planner of the road service providing system. This allows
For the planner of the system providing the road service providing system, it provides the benefit of developing the business using the customer information database.

In order to solve the above-mentioned problems, in the load service providing method, a mobile information terminal operated by a user and a content management server managed by a content manager who creates content to be browsed by the mobile information terminal. , A non-life insurance company that provides a road service to a user who has the mobile information terminal using a road service provider that carries out a road service, or a road service providing server managed by a road service network providing company through a communication line. Which is applied to the road service providing system connected by means of the above, and the road service providing server receives the position information and the load service application request generated by the GPS (global positioning system) function unit incorporated in the portable information terminal, In response to the above road service application request The step of acquiring the road service content from the portable information terminal by the road service providing server, and the road service content and location information acquired by the road service providing server by the property insurance company or the road service network providing company. Contacting the vendor.

In this load service providing method, a customer information database containing personal information about a user who operates the portable information terminal, which is created when the load service is subscribed, is stored in the load service providing server, and the load information is transmitted from the portable information terminal. In response to the load service application request, the load service providing server performs an authentication confirmation process using the customer information database, and based on the authentication confirmation result of the authentication confirmation process, the road service provider performs the load service. It is desirable to request.

Further, according to this road service providing method,
When carrying out the load service by the load service provider, the content created by the content management server and confirming that the user is a road service subscriber is displayed on the display mechanism of the portable information terminal to display the load service provider. It is desirable to let them be presented to.

As a result, the road service is actually provided only to the users who have subscribed to the road service using the portable information terminal.

In order to solve the above-mentioned problems, in the road service charging method, a mobile information terminal operated by a user and a content management server managed by a content manager who creates content to be browsed by this mobile information terminal. , A non-life insurance company that provides a road service to a user who has the mobile information terminal using a road service provider that carries out a road service, or a road service providing server managed by a road service network providing company through a communication line. Is applied to the connected load service providing system, and in response to the completion of the load service subscription process between the portable information terminal and the content management server, an annual fee for enjoying the load service by the content management server. The above non-life insurance company or road service The step of generating the annual fee advance payment information to be paid in advance to the network provider and transmitting it to the above-mentioned load service providing server, and the monthly division information for monthly billing the amount obtained by dividing the above annual fee by the content management server. Generating and transmitting the usage fee of the mobile information terminal to a carrier server that bills monthly.

In this load service billing method, it is desirable that the content management server obtains margin information corresponding to the transmission of the annual fee advance payment information.

Further, in this load service charging method, it is preferable that the content management server generates monthly division information for billing a monthly fee of 12 times.

As a result, the content manager has the advantage that the margin can be increased as the number of users subscribing to the road service using the portable information terminal increases. Further profits can be given to the provider company and the road service provider.

[0017]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described below with reference to the drawings.

The present invention is applied to a load service providing system configured as shown in FIG. 1, for example.

[Structure of Road Service Providing System] As shown in FIG. 1, the load service providing system includes a mobile phone terminal 2, a home page management server 3, a carrier server 4, and a planner server 5 via a communication network 1. ,
A load service agent server 6 and a load service agent server 7 are connected and configured. The communication network 1 in this road service providing system is
Not only the Internet and mobile phone communication networks but also other network forms are included.

The mobile phone terminal 2 is connected to the homepage management server 3, the road service intermediary server 6 and the road service provider server 7 via the communication network 1. The mobile phone terminal 2 is owned by a user who uses the road service, and has a call function for transmitting voice through the communication network 1, a communication function for data communication, and a signal from a GPS (global positioning system) satellite. According to the above, a function of generating position information indicating the position of the owned user, a display function, a browsing function of browsing a web page via the communication network 1, and an operation input function operated by the user are provided.

The mobile phone terminal 2 is operated by a user to browse a home page, send and receive various information, perform a member registration process for receiving a load service, a load service application process for receiving a load service, and the like.

The homepage management server 3 is connected to the mobile phone terminal 2, the planner server 5 and the road service intermediary server 6 via the communication network 1. The homepage management server 3 is a webpage (homepage) related to a road service using the mobile phone terminal 2.
A WWW (Wo
rld Wide Web) server. The homepage management server 3 creates and stores a homepage as content according to the operation content of the homepage management company. The homepage management server 3 transmits browsing data for displaying a homepage to the mobile phone terminal 2 via the communication network 1 in accordance with a homepage browsing request from the mobile phone terminal 2.

Further, the home page management server 3 is
By transmitting and receiving various kinds of information to and from the mobile phone terminal 2, member registration processing of the road service using the mobile phone terminal 2, creation processing of a customer information database for accumulating and managing a plurality of personal information, billing Processing etc.

The carrier server 4 is the communication network 1
Mobile phone terminal 2 and homepage management server 3 via
Connected with. The telecommunications carrier server 4 performs a charging process with the mobile phone terminal 2 in accordance with the fact that the user subscribes to the mobile phone use service for monthly charging.

The planner server 5 is a server managed by the planner who planned the road service providing system, and stores a plurality of personal information regarding users who are registered and subscribed to the road service as a customer information database. . The personal information includes, for example, a name, an address, a telephone number of the mobile phone terminal 2, a mail address, etc., and is shared with the homepage management server 3, the planner server 5, and the road service broker server 6.

The load service broker server 6 is connected to the home page management server 3 via the communication network 1. The road service intermediary server 6 is composed of a personal computer or the like managed by a road service intermediary such as a non-life insurance company to which the user subscribes or a road service network providing company.
The road service agent server 6 stores a plurality of personal information as a customer information database, performs authentication confirmation processing in response to a load service application request, and notifies the road service agent server 7.

The load service agent server 7 is connected to the load service agent server 6 and the mobile telephone terminal 2 via the communication network 1. The road service provider server 7 is composed of a personal computer or the like managed by a road service provider that performs a load service in the event of a user accident. The load service agent server 7 performs the load service in response to the load service application request from the load service agent server 6 and also performs the load service with the load service agent server 6 in response to the load service being performed. Perform billing processing.

[Process of Road Service Providing System] Next, the process of the load service providing system configured as described above will be described. In the following explanation,
The business process procedure by the load service providing system (FIG. 2), the process procedure by the load service providing system regarding information flow (FIG. 3), and the process procedure by the load service providing system regarding accounting information (FIG. 4) will be described in this order.

[Business Processing Procedure] According to FIG. 2, first, in step S1-1, the home page manager operates the home page management server 3 to load the home page management server 3 using the mobile phone terminal 2. Create and store a home page (content) for browsing the service content of the service. Here, the home page management server 3 creates and stores a home page in a form that can be browsed by the mobile phone terminal 2, so that the communication network 1 can be accessed according to the access from the mobile phone terminal 2.
Make the home page viewable via. Also,
In order to improve the convenience of the user, it is desirable that the home page management server 3 prepares a home page that can be viewed by the mobile phone terminals 2 of any telecommunications carriers.

In the next step S1-2, the home page manager performs a promotional activity to advertise the existence of the home page created in step S1-1.
Encourage many users to browse the home page. In this step S1-2, for example, it may be a manual promotion, a link may be made to another home page, or a banner advertisement or the like may be used.

When the mobile phone terminal 2 accesses the home page stored in the home page management server 3 and the mobile phone terminal 2 makes a request for downloading, the home page management server 3 operates to browse the home page. The data (content) is transmitted to the mobile phone terminal 2. Thereby, the mobile phone terminal 2 can browse the contents of the load service by the display function (step S1-3). At this time, it is assumed that the home page contains an image prompting the user to input personal information for making the user a road service member.

When the user determines that he / she applies for the load service in response to the content of the load service being browsed by the user, the user operates the operation input function of the mobile phone terminal 2 so that the personal information is stored in the mobile phone terminal. 2 to the home page management server 3 (step S1)
-4). Then, the home page management server 3 checks whether or not there is an uninput portion of the personal information, and then the home page management server 3 receives the personal information.
As a result, the homepage management server 3 performs the road service subscription registration, stores the personal information as member information in the internal customer information database, and transfers it to the road service intermediary server 6 (step S1-5).
As a result, the customer information database including a plurality of member information becomes the information shared by the homepage management server 3 and the road service broker server 6, and the user who has transmitted the personal information is registered as a member.

The customer information database thus shared is used for comparison with the information from the mobile phone terminal 2 in the authentication confirmation processing by the road service intermediary server 6 when applying for the road service, and is registered. It is used to provide a road service using the communication network 1 only to members.

Next, in response to the completion of the member registration, the home page management server 3 transmits the data indicating the completion screen of the member registration acceptance to the mobile phone terminal 2 (step S1-6), and the mobile phone terminal. The member registration procedure is completed by viewing the member registration acceptance completion screen on the display mechanism 2 (step S1-7).

When a trouble such as a vehicle accident occurs in the registered member (step S1-8), the home page of the road service operated by the home page management server 3 is accessed by the mobile phone terminal 2 and the home page is displayed. A load service application request is made to the load service intermediary server 6 using the posted telephone number (step S1-9).

When the load service brokerage server 6 receives the load service application request, the load service brokerage server 6 performs an authentication confirmation process with the customer information database registered in step S1-5 (step S1-10). When the authentication confirmation is obtained, the load service implementation server 7 is ordered to execute the load service (step S1-11). At this time, the road service agent server 6 receives the position information from the mobile phone terminal 2 and notifies the trouble occurrence place, and also notifies the road service provider server 7 of the trouble content.
In addition, it is desirable that the road service agent server 6 orders the road service from the location information to the road service provider located closest to the mobile phone terminal 2.

When the load service provider server 7 receives the order for the load service, it issues an urgent instruction to the site where the user is located in order to provide the load service. As a result, the road service provider provides the road service (step S1-12).

When the road service provider arrives at the trouble occurrence site where the user is located, the load service is carried out on the home page that is qualified to receive the load service displayed on the display mechanism of the mobile phone terminal 2 owned by the user. It is presented to the trader (step S1-13). As a result, the road service provider is a road service subscriber by confirming the presented contents, and then takes measures according to the trouble contents for the user's vehicle or the like (step S1-14).

"Processing procedure relating to information flow" Next,
A processing procedure relating to the flow of information corresponding to the business processing procedure described above will be described with reference to FIG. It should be noted that detailed description of the same parts as those of the above-described business processing procedure is omitted.

As can be seen from FIG. 3, step S2-
1, step S2-2, step S2-3, step S
In 2-4 and step S2-5, as described in the above-mentioned business processing procedure, the home page management server 3 creates a home page regarding the load service and stores it in the home page management server 3 (step S2-
1) By performing a promotion activity on the created homepage (step S2-2), the data is transmitted as data to be browsed to the mobile phone terminal 2 and downloaded by the mobile phone terminal 2 (step S2-3). Then, when the mobile phone terminal 2 is operated by the user, personal information is generated and transmitted to the homepage management server 3 (step S2-4), and the homepage management server 3 generates a customer information database including member information ( Step S2-5). This homepage management server 3
The customer information database created by is shared and stored with the planner server 5 and the road service agent server 6 to be registered as a member (step S2-
6).

By performing such processing, the planner server 5 can handle the member information as an in-house customer information database. And the planner server 5
Then, by using the customer information database, various marketing strategies such as direct sales of the company such as sales promotion activities are planned and executed (step S2-).
7).

As a result, a direct mail relating to the product sold by the planner is sent to the mobile phone terminal 2 of the user who is registered as a member in the customer information database to browse various advertisements (step S2-8). Can be made to come to a store operated by a person (step S2-
9).

[Processing Procedure Regarding Charging Information] Next, a processing procedure concerning charging information corresponding to the above-mentioned business processing procedure will be described with reference to FIG. It should be noted that detailed description of the same parts as those of the above-described business processing procedure is omitted.

As can be seen from FIG. 4, step S3-
In step 1 and step S3-2, step S1-1 to step S1-, as described in the above-mentioned business process procedure.
By performing the process of 7, the user who owns the mobile phone terminal 2 is registered and the membership procedure ends.

When the membership procedure is completed, the homepage management server 3 generates and transmits annual fee advance payment information regarding the annual fee advance payment for receiving the road service to the load service intermediary server 6 which receives the load service. Process (step S3-
3). As a result, a contract is concluded in which the homepage management company pays the annual fee to the road service broker, and the road service broker receives the annual fee (step S3-4). The annual membership fee received in this way is
It is pooled by a road service agent and used when a road service occurs (step S3-5).

When the load service application request is received from the mobile phone terminal 2 and the actual load service is required (step S3-6), the load service intermediary company performs the load service provision so that the load service is provided. (Step S3-7), and the road service provider carries out the road service (step S3-8). Then, the load service provider server 7 generates charge billing information as a consideration for the load service and transmits it to the load service provider server 7 (step S3-9).

The road service provider server 7 that has received the charge request information generates payment information indicating the amount of money according to the charge request, and sends it to the load service provider server 7 (step S3-10) to perform the load service. The trader server 7 receives the payment information in response to the receipt of the payment information (step S3-11). As a result, the charge corresponding to the implementation of the road service is provided in step S3-
Using the pooled charges in 5, the road service broker will pay the road service provider.

On the other hand, the annual fee advance payment information generated in step S3-3 is also transmitted to the carrier server 4. In response to receipt of the prepaid annual fee information, the telecommunications carrier server 4 shows monthly billing information of the amount obtained by dividing the annual fee received by the road service intermediary into 12 pieces, information indicating the basic telephone charge, and telephone usage charge. The information is transmitted to the mobile phone terminal 2 (step S3-12). In addition, in order to make the monthly bill, it is needless to say that the billing amount and the like may be clearly indicated not only by transmitting the monthly bill information via the communication network 1 but also by mail or the like.

In response to this, for example, a user who owns the mobile phone terminal 2 at a store designated by the communication company pays the monthly amount (step S3-13), and the communication company uses the user who owns the mobile phone terminal 2 A monthly fee obtained by dividing the annual fee paid to the road service agent by 12 is received every month (step S3-14). At this time, the mobile phone terminal 2 transmits the monthly amount payment information for paying the monthly amount to the carrier server 4, and according to the monthly amount payment information, the carrier of the user who owns the mobile phone terminal 2 receives the carrier amount. You may receive it on your side.

Next, in the telecommunications carrier, step S3-14
Then, from the monthly amount of money received from the user who owns the mobile phone terminal 2, the load service membership fee is transferred monthly to the homepage management company that paid the load service intermediary in advance (step S3-15). At this time, in response to receiving the monthly amount payment information received in step S3-13, the road service membership fee is transmitted to the homepage management server 3, and the homepage management company receives the monthly amount from the carrier's account. You may.

Then, when the user does not continue to be provided with the load service using the mobile phone terminal 2, the homepage management server 3 is notified of the cancellation and the processing is terminated (step S3-18), and the mobile phone terminal 2 is turned on. When continuing to use the used road service, the processing from step S3-12 is repeated every month (step S3).
-17).

As a result, in the road service providing system, the homepage management company pre-pays the road service annual membership fee of the road service intermediary, and a contract for using the mobile phone terminal 2 is already made when proceeding to become a member of the road service. Mobile phone terminal 2 using an existing carrier
It is possible to receive the road service annual fee from the user who uses.

Here, the basic telephone charge and the telephone charge for using the mobile phone terminal 2 are usually billed monthly between the carrier and the user who owns the mobile phone terminal 2. On the other hand, the charge for receiving the road service is usually made between the road service intermediary and the user who owns the mobile phone terminal 2 by annual billing.

Therefore, at the time of step S3-2 when the road service member procedure is completed, the portable telephone terminal 2
This means that there is only a monthly billing contract between the user who uses the service and the carrier. In this situation,
Under the present circumstances, there is no choice but to use a system in which a user who owns the mobile phone terminal 2 divides the annual fee charged to a road service intermediary company that provides a road service into 12 and charges the carrier.

Therefore, the user who owns the mobile phone terminal 2 is charged with an amount obtained by dividing the annual membership fee for receiving the road service into 12 parts. However, for example, if the user cancels the mobile phone terminal 2 or cancels the road service within one year after completing the membership procedure for the road service, the annual membership fee can be divided into 12 and charged. Disappear. As a result, it poses a great risk to road service intermediaries that provide road services. On the other hand, according to the above-described road service providing system, the homepage management company prepaid the annual fee to the road service intermediary on behalf of the user, thereby avoiding the risk of occurring to the road service intermediary.

The homepage management server 3 as described above obtains the charging information (margin information) about the margin from the road service intermediary when the annual fee prepaid process in step S3-3 is performed. Therefore, the homepage management company can increase the margin as the number of members who receive the road service increases.

In this example, the case where the home page management server 3 performs the annual fee advance payment process has been described.
However, the present invention is not limited to this, and another charging server may be provided in the load service providing system.

[Effects of the Embodiment] As described in detail above, according to the load service providing system of the present embodiment, the load service subscription and load using the mobile phone terminal 2 in which many owners exist It is possible to create a business to charge for service provision and road service, provide new profits to homepage managers and planners, and further improve profits of road service intermediaries and road service providers. be able to.

[Effect on User] According to this road service providing system, it is possible to realize load service subscription, load service provision, and load service charging using the mobile phone terminal 2 that the user always has. Therefore, the convenience of the user when receiving the road service can be improved.

Further, according to this road service providing system, when a trouble occurs on the road, even if the user cannot know the current position accurately because the land is unknown to the user or there is no target mark. Telephone terminal 2
Accurate position information can be notified to the road service provider server 7 using the GPS function installed therein, and the road service provider can be promptly arrived at the trouble occurrence site.

Further, according to this load service providing system, by performing the processing relating to the charge shown in FIG. 4, the charge form of the mobile phone terminal 2 is monthly and the charge form of the load service is annual. Also, it is possible to subscribe to the road service by utilizing the existing billing contract between the mobile phone terminal 2 and the telecommunications carrier at the time of the road service subscription procedure. Therefore, according to this road service providing system, it is possible to shorten the time required to subscribe to the road service and simplify the road service subscription procedure without having to introduce a new charging form to the user in the road service subscription procedure. Can be realized.

Furthermore, according to this load service providing system, the load service membership procedure can be performed using the mobile phone terminal 2 owned by the user, instead of the conventional load service subscription procedure using a paper medium. The convenience for the user can be improved.

“Effect on Road Service Broker”
According to this road service providing system, the homepage management company can prepay the road service annual fee to the road service intermediary company and receive the monthly fee divided into 12 by using the telecommunications carrier every month. Even a company that provides a yearly service can provide a service using the mobile phone terminal 2 and can expand the service range. In addition, for the road service intermediary, avoiding the risk of omission of billing that the annual fee cannot be received due to cancellation by the user, etc.
Road service can be provided.

[Effects on Homepage Management Company] According to this road service providing system, the road service intermediary company, which makes the annual bill on behalf of the user, pays the annual membership fee in advance and receives the margin due to the advance payment. By providing the homepage management company with the function, the homepage management company can receive profits from the margin as the number of members who receive the road service increases, and further promote the sales promotion activities for the road service subscription. it can.

[Effects on Planner] According to this road service providing system, the planner can acquire the personal information of the user who has become a member of the road service as a customer information database, and the marketing unique to the planner. Strategic planning becomes possible.

The above embodiment is an example of the present invention. For this reason, the present invention is not limited to the above-described embodiment, and other than this embodiment, as long as it does not deviate from the technical idea of the present invention, various types according to the design etc. Of course, it is possible to change.

That is, in the above-described embodiment, the case has been described in which the road service intermediary company and the road service provider who carry out the road service by the annual fee provide the road service using the mobile phone terminal 2 by the homepage manager. , Not only road service,
The service billing method of the present invention can be applied to any system in which the service is provided by the annual fee.

[0068]

According to the road service subscribing method of the present invention, contents including road service contents provided by a non-life insurance company or a road service network providing company are created by a contents management server, and contents are stored from a portable information terminal. Depending on the access to the management server, the content is transmitted to the mobile information terminal, and the personal information is input to the mobile information terminal to which the content is transmitted, and the personal insurance information is input according to the input of the personal information. Registered as a road service subscriber who enjoys the road service provided by the network provider, creates a customer information database, and shares the customer information database between the road service providing server and the content management server, so the user always holds it. Road server using a mobile information terminal It is possible to provide a scan subscription, it is possible to improve convenience for the user when receiving a load service.

According to the load service providing method of the present invention, the position information and the load service application request are received by the load service providing server, and the load service content corresponding to the load service application request is received from the portable information terminal by the load service providing server. The road service content and location information acquired by the company can be contacted by the non-life insurance company or the road service network provider to the road service operator to carry out the road service, so that the user accurately informs the current location. Even if it is not possible, the accurate location information can be notified to the non-life insurance company or the road service network provider, and the road service provider can be immediately arrived at the site.

According to the load service billing method of the present invention, the non-life insurance company or the road service network providing company pays the annual fee for enjoying the load service by the content management server in response to the completion of the road service subscription process. Prepaid annual membership fee prepayment information is generated and sent to the load service providing server, and the content management server bills monthly fees for monthly membership fees. Monthly partition information is generated and the mobile information terminal is used. Since the fee is sent to the telecommunications carrier server that bills monthly, even a non-life insurance company or a road service network provider that offers annual services can provide services using mobile information terminals. . Therefore, for the non-life insurance company or the road service network providing company, the road service can be provided while avoiding the risk of omission of the claim that the annual membership fee cannot be received due to the cancellation of the user's midway.

[Brief description of drawings]

FIG. 1 is a block diagram showing a configuration of a road service providing system to which the present invention is applied.

FIG. 2 is a flowchart showing a work processing procedure by the load service providing system to which the present invention is applied.

FIG. 3 is a flowchart showing the flow of information by the load service providing system to which the present invention is applied.

FIG. 4 is a flowchart showing a processing procedure relating to charging by a road service providing system to which the present invention is applied.

[Explanation of symbols]

1 communication network 2 Mobile phone terminals 3 Homepage management server 4 carrier server 5 Planner server 6 Road Service Broker Server 7 Road service provider server

Claims (8)

[Claims] 1. A mobile information terminal operated by a user, a content management server managed by a content manager who creates contents to be browsed by the mobile information terminal, and a road service provider who carries out a load service are used. In a road service subscription method of a road service providing system in which a non-life insurance company that provides a road service to a user having the mobile information terminal or a road service providing server managed by a road service network providing company is connected through a communication line. , A step of creating, by the content management server, content including load service contents provided by the non-life insurance company or the road service network provider, and the content management server according to access from the portable information terminal to the content management server. To the mobile information terminal, prompting the mobile information terminal to which the content is sent to input personal information, and a non-life insurance company or a road service depending on the input of personal information on the mobile information terminal. The step of registering as a road service subscriber who enjoys the road service by the network provider, and creating a customer information database using the personal information from the portable information terminal, and by the road service providing server and the content management server. A method of subscribing to a road service, the method comprising: sharing a customer information database. 2. The road service subscription method according to claim 1, wherein the customer information database is shared with a server of a planner of the road service providing system. 3. A mobile information terminal operated by a user, a content management server managed by a content manager who creates content to be browsed by the mobile information terminal, and a road service provider who carries out a load service are used. In a road service providing method of a road service providing system in which a road service providing server managed by a non-life insurance company or a road service network providing company that provides a road service to a user having the portable information terminal is connected via a communication line. , GPS (global positio) built in the portable information terminal
ning system) a step of receiving the position information and the load service application request generated by the functional unit in the load service providing server, and the load service content corresponding to the load service application request from the portable information terminal to the load service providing server. And a step of contacting the road service provider with the road service content and location information acquired by the road service providing server by the non-life insurance company or the road service network providing company. Service provision method. 4. A step of storing in the road service providing server a customer information database containing personal information about a user who operates the mobile information terminal, which was created when the road service was subscribed, and a request for a road service application from the mobile information terminal. Correspondingly, a step of performing an authentication confirmation process using the customer information database by the road service providing server, and a step of requesting the road service provider to perform a road service based on the authentication confirmation result of the authentication confirmation process. The service providing method according to claim 3, further comprising: 5. When carrying out the load service by the load service provider, contents created by the content management server and confirming that the user is a load service subscriber are displayed on the display mechanism of the portable information terminal. The method for providing a road service according to claim 3, wherein the method is presented to the road service provider. 6. A mobile information terminal operated by a user, a content management server managed by a content manager who creates content to be browsed by this mobile information terminal, and a road service provider who carries out a road service are used. In a load service charging method of a load service providing system in which a road service providing server managed by a non-life insurance company or a road service network providing company that provides a road service to a user having the portable information terminal is connected via a communication line. According to the completion of the road service subscription process between the portable information terminal and the content management server, the annual insurance fee for enjoying the road service by the content management server is provided by the casualty insurance company or the road service network. Prepay to company Generating annual membership fee prepayment information and transmitting it to the load service providing server, and generating monthly segmentation information for billing the amount obtained by monthly dividing the annual membership fee by the content management server to generate the mobile phone number. And a step of transmitting the usage fee of the information terminal to a telecommunications carrier server which bills monthly. 7. The load service charging method according to claim 6, wherein the content management server acquires margin information according to the transmission of the annual fee advance payment information. 8. The load service charging method according to claim 6, wherein the content management server generates monthly division information for monthly billing of a fee obtained by dividing the annual fee into 12.