JP2003030452A - Terminal device for receiving bank account opening and system therefor - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a bank account opening reception system which is convenient and operable unmannedly. SOLUTION: This terminal device for receiving bank account opening for receiving account opening of a plurality of banks has a means for recording correspondence relation between service contents items involved in account opening of each bank and required application data, a means for recording type data of a registration of signet document of each bank, a means for displaying the correspondence relation to an applicant, a means for the applicant inputting application data, a means for acquiring the authentication data of the applicant, a means for transmitting the application data and the authentication data to an authentication server, and a means for referring to the type data of the registration of signet document to output the registration of signet document of a bank related to an application to the applicant.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a bank account opening acceptance system using an unmanned terminal device and its terminal device.

[0002]

2. Description of the Related Art Conventionally, the following forms have been implemented as procedures for opening a bank account. Most commonly, you fill out the application form at the bank counter, apply for the opening procedure, and also perform the registration procedure for the seal for the account. At the same time, specify the PIN of the bank card for the account and, if desired, Mobile Banking, Telephone Banking and / or Internet Banking (PC
We also apply for related services such as banking.
Also, take back the account opening application form at the counter,
There is also a form in which the necessary information is filled in and a notification stamp is stamped, and then sent to the bank. Nowadays, you can download the account opening application form via the Internet and fill in the printed output.
It is also possible to stamp and send it.

[0003]

However, it is inconvenient that the procedure and obtaining the application form at the counter are limited in time and place and cannot be used at all times. Filling out the application form is also complicated. Also, the application form can be obtained via the Internet only for applicants who have no trouble operating the computer.

The present invention has been made in view of the above-mentioned present situation, and is based on a bank ATM.
An object is to provide a bank account opening acceptance system that can be easily used by a wide range of applicants such as (automatic transaction device) and can be operated unattended. A further object of the present invention is to provide a system capable of supporting account opening not only by one bank but also by multiple banks. In order to open a bank account, it is necessary to present application data including the unique information of the opener, confirm the identity of the opener, and notify the seal (or signature) for the account. Therefore, there are the following problems in order to open accounts for multiple banks. 1) Each bank has a wide variety of application procedures and services provided, and it is necessary to handle each bank's procedures. For example, most banks allow you to open an account by presenting a minimum number of unique information about the opener, such as address, name, and telephone number, but some banks offer telephone banking and mobile banking by presenting their mobile phone number. Either or both are possible, and some banks allow internet banking by presenting an email address. 2) It is necessary to confirm the identity of the creator. In order to prevent fraudulent acts such as money laundering, a means of confirming the identity is necessary even in an unmanned system. 3) There are various types of seal registration forms in each bank, and it is necessary to support each bank's form. At present, it is not possible to go online with regard to the collection of seal stamp notifications, but it is possible to automatically distribute seal stamp registration documents. In that case, it is a problem that each bank has various styles (size of paper, number of sheets, layout of entry fields, etc.). An object of the present invention is to provide a bank account opening acceptance system that overcomes these various problems and a terminal device included in this system.

[0005]

To achieve the above object, the present invention has the following constitution.

(1) One embodiment of a bank account opening acceptance terminal device according to the present invention can accept application for opening an account for a plurality of banks, and has the following means. (a) A means to record the correspondence between the service content items associated with opening an account for each of a plurality of banks and the application data required at the time of application (b) A means to record the form data of the seal registration document for each of the plurality of banks (c) means for displaying the correspondence to the applicant by referring to the recorded correspondence (d) means for the applicant to enter the application data (e) authentication data for the applicant Obtaining means (f) Sending the application data and the authentication data (g) Referring to the recorded form data of the seal registration document, output the seal registration document of the bank related to the application to the applicant Means to do

(2) Another embodiment of the bank account opening acceptance terminal device according to the present invention can accept application for opening an account for a plurality of banks, and (a) an application terminal device and (b)
The authentication terminal device is composed of two terminal devices. The application terminal device has the following means. (a-1) Means for recording the correspondence between the service content items associated with opening an account and the application data required at the time of application for each of a plurality of banks (a-2) Referring to the recorded correspondence and applying the application (A-3) means for the applicant to input the application data (a-4) means for transmitting the application data and receiving a receipt number for the application data Further, the authentication terminal device has the following means. (b-1) A means for recording the form data of the seal registration document for each of a plurality of banks (b-2) A means for the applicant to input the receipt number (b-3) A transmission of the receipt number And means for receiving the receipt number confirmation result (b-4) means for obtaining the applicant's authentication data (b-5) means for transmitting the authentication data (b-6) of the recorded seal registration document A means for outputting to the applicant the seal registration document of the bank relating to the application with reference to the form data

(3) In the terminal device according to (1) or (2), the means for acquiring the authentication data captures a digital image reading device for reading the applicant's identification card and the applicant's face. It is preferable to have a digital imaging device that

(4) In the terminal device of (1) or (2) above, it is preferable that the output means has a means for printing the applicant's unique information on the seal registration document based on the application data. Is.

(5) An embodiment of a bank account opening acceptance system according to the present invention can accept application for opening an account for a plurality of banks, (a) a plurality of bank account opening acceptance terminal devices, and (b) It has each of the plurality of terminal devices and an authentication server for transmitting information. Each of the bank account opening reception terminal devices has the following means. (a-1) Means to record the correspondence between the service content items associated with opening an account for each of multiple banks and the application data required at the time of application (a-2) Form data of seal registration documents for each of multiple banks Means for recording (a-3) means for displaying the corresponding relationship to the applicant with reference to the recorded corresponding relationship (a-4) means for the applicant to input the application data (a -5) Means for obtaining the applicant's authentication data (a-6) Means for transmitting the application data and the authentication data to the authentication server (a-7) Refer to the form data of the recorded seal registration document Then, means for outputting to the applicant the seal impression document of the bank relating to the application, and the authentication server further has the following means. (b-1) means for receiving the application data and the authentication data from the terminal device (b-2) means for performing authentication confirmation based on the authentication data

(6) Another embodiment of the bank account opening acceptance system according to the present invention can accept application for opening an account for a plurality of banks, (a) a plurality of bank account opening acceptance terminal devices, and (b) ) Each of the plurality of terminal devices and an authentication server for transmitting information. The bank account opening acceptance terminal device includes (a-1) application terminal device and (a-2) authentication terminal device. The application terminal device has the following means. (a-1-1) Means for recording the correspondence between the service content items associated with opening an account and the application data required at the time of application for each of a plurality of banks (a-1-2) See the recorded correspondence above Means for displaying the correspondence to the applicant (a-1-3) means for the applicant to input the application data (a-1-4) sending the application data to the authentication server And means for receiving the acceptance number for the application data from the authentication server The authentication terminal device has the following means. (a-2-1) Means for recording the form data of seal registration documents for each of a plurality of banks (a-2-2) Means for the applicant to input the receipt number (a-2-3) Means for transmitting the receipt number to the authentication server and receiving the receipt number confirmation result from the authentication server (a-2-4) Means for obtaining the applicant authentication data (a-2-5) The authentication A means for transmitting data to the authentication server (a-2-6) A means for referring to the recorded form data of the seal registration document to output the seal registration document of the bank related to the application to the applicant, further The authentication server has the following means. (b-1) means for receiving the application data and the authentication data from the terminal device (b-2) means for performing authentication confirmation based on the authentication data

(7) In the configuration of (5) or (6) above, the means for acquiring the authentication data in the terminal device includes a digital image reading device for reading the identification card of the applicant and the applicant. A digital image capturing device for capturing a face, and means for executing the authentication confirmation in the authentication server collates the read identification data with the captured face data of the applicant. It is preferable to provide a means for doing so. (8) In the configuration of (5) or (6) above, it is preferable that the outputting means has a means for printing the applicant's unique information on the seal registration document based on the application data.

[0013]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described below with reference to the drawings. 1) System Configuration and Processing Flow Overview in One Embodiment FIG. 1 is a diagram schematically showing the configuration of one embodiment of a bank account opening acceptance system according to the present invention. S10 in the figure
The arrows from 1 to S111 indicate the steps of one embodiment of the schematic process flow.

The applicant 20 who wants to open an account can apply for opening a desired bank account by performing an operation corresponding to an account opening procedure on the account opening terminal device 10 (S101). Account opening terminal device 10
Is a terminal device installed everywhere, such as a convenience store, a predetermined store, or a public institution. In the present specification, the account opening terminal device 10 is described as a terminal device having at least the account opening acceptance function according to the present invention, but it is not always required to be implemented as a terminal device dedicated to a single function. Or multiple functions (eg bank AT
It also includes the case where it is implemented as an integrated service terminal device having both M function and digital content distribution service function).

Next, the main components of the account opening terminal device 10 (hereinafter sometimes simply referred to as “terminal device”) will be described. These constituent elements are realized by appropriate hardware and software (programs) for realizing the function of each constituent element.

The application data input means 11 is a means provided for the applicant 20 to input various information data to the terminal device 10. For example, there are a keyboard for inputting letters and numbers, various push buttons, a touch screen, and the like. Voice input is also possible.

The authentication data input means 12 is means for confirming the identity of the applicant 20 (S103). In a preferred example, a digital image reading device such as a scanner and a digital imaging device such as a digital camera are provided. The image reading device reads the applicant's identification card (driver's license, passport, etc.). A photo of the individual and information unique to the individual are described on the identification card. In addition, the digital imaging device,
Take a picture of the applicant's face.

The display means 13 is a means for displaying to the applicant 20 an operation procedure of the terminal device 10, an explanation about a procedure, a procedure processing result and the like. It is a general computer display device. When the input means 12 is a touch screen, it may be used in combination.

The seal registration document output means 14 is means for outputting a seal registration document in a format unique to each of the plurality of banks (S106). In the embodiment, the seal stamp (signature) notification document (printed form) of each bank is the terminal device 1.
It is accommodated in 0 and the applicant 20 according to the processing flow.
Print the unique information of and then eject. In addition, it is difficult in terms of space to store different “seal notices” in each terminal in the terminal device 10 as in the above embodiment, when the number of banks handled increases. Therefore, as another embodiment, the sheet (blank sheet) corresponding to the seal registration of each bank is the terminal device 10.
It is housed inside, and prints a prescribed seal stamp (signature) notification format on a prescribed sheet according to the processing flow, and also prints unique information of the applicant 20, and then outputs it to an outlet (not shown) provided in the terminal device 10. Discharge). Further, depending on the bank, a signature may be used instead of the seal stamp.

The communication means 15 is a means for the terminal device 10 to transmit information with the authentication server 30 described later via an appropriate communication network. For example, the application data and the authentication data input to the terminal device 10 are transmitted to the authentication server 30 (S102, S104). Depending on the embodiment, the authentication confirmation result data may be received (S
105).

The recording means 16 is means for storing the data previously stored in the terminal device 10. For example, when the input data (mobile phone number, etc.) required at the time of application required by the applicant 20 due to various service contents (mobile banking, etc.) provided to the applicant 20 with the opening of an account varies from bank to bank, Correspondence between service content items for each bank and input data required at the time of application is recorded in the recording means 16 of the terminal device 10 in advance. When the seal registration document output means 14 prints and outputs the seal registration document format of each bank, the terminal device 10 stores the format data of each bank in advance.
Record it in. The data stored in the recording means 16 is
It is appropriately referred to and fetched according to the processing flow, but is updated as needed when there is a change or addition. The update data is sent to the terminal device 10 via the authentication server 30.

The seal stamp collection box 17 is optionally provided. It is a box into which the applicant 20 pushes the seal stamp or writes a signature on the seal stamp notification document discharged from the seal stamp notification document output means 14 and then inserts the seal stamp notification document. For example, the document provided in a part of the terminal device 10 is taken out by the management-related person of the terminal device 10 and directly sent to the management organization of the authentication server 30 or each bank 40 (S109). Note that the applicant 20 does not necessarily have to put it in the seal stamp collection box 17 and may directly send it to each bank 40.

The authentication server 30 supervises the information transmission as an intermediary center so that the information data can be smoothly transmitted between the terminal devices 10 installed at many places and each of the plurality of banks 40. Further, the authentication confirmation process is executed based on the authentication data transmitted from the terminal device 10, and the result is returned to the terminal device 10. Note that the process of collecting the seal stamp report input to the terminal device 10 and sending it to each bank is an offline process, but is performed by the organization that manages the authentication server 30 (S110).

Each bank 40 executes the account opening procedure based on the application data, the authentication data and the authentication confirmation result data transmitted from the authentication server 30, and also based on the seal registration report sent. When the procedure is completed, the passbook and the card are sent to the applicant 20 (S111).

2) Example of Process Flow of the Present System FIG. 2 is a flow chart schematically showing an example of an actual process flow in the present system of FIG. In the following description, the reference numerals used in FIG. 1 will be referred to as appropriate.

Step 200: The applicant is the terminal device 10
To start the operation. For example, the applicant inputs to select the account opening acceptance service from the plurality of services provided by the terminal device 10. As a result, the processing of this system is started.

Step 201: The applicant looks at the screen of the display device and makes an input to select the bank to open an account. Further, the applicant can also select various accompanying services provided by the selected bank, if desired. FIG. 3 is referred to as an example of these selection methods. FIG. 3 is an example of a selection screen of the display device. Input items required as application data and service contents corresponding to each bank are displayed as a list.
Data corresponding to such a list is stored in advance in the recording means 16 of the terminal device 10 shown in FIG. Figure 3
Then, it is possible to open an account at any bank, for example, by inputting the minimum personal unique information such as address, name, date of birth, and telephone number. Furthermore, by entering the mobile phone number, bank A and bank C can use mobile banking and telephone banking, while bank B can only use telephone banking. Also, by entering the e-mail address, Bank A and C
Internet banking is possible at banks. Further, by inputting other predetermined personal information, Bank A can incorporate the D credit card into the bank card, and Bank B can incorporate the E credit card into the bank card. For example, when the list as shown in FIG. 3 is displayed on the touch screen, the applicant can select the desired service contents by touching the screen. In addition, the selection of the accompanying service is
This is not always possible only at this point, and guidance and selection of ancillary services may be performed after step 208, which will be described later, when the normal procedure is almost completed, or at any stage.

Step 202: A screen for requesting input of required application data according to the service content selected by the applicant in Step 201 is displayed. At this time, it is preferable that unnecessary input items are not displayed in the service content selected by the applicant, and thus an operation easy for the applicant to understand is realized. The applicant inputs personal information such as address, name, date of birth, and telephone number according to the instructions on the screen.

Step 203: Further, the applicant inputs the personal identification number of the bank card. This completes the entry of application data.

Step 204: The communication means 15 of the terminal device 10 transmits the input application data to the authentication server 30. The authentication server 30 accepts and records this application data as a new application. The application data need not always be transmitted at this time, but may be transmitted at the same time as the transmission of the authentication data in step 206 after the next step 205.

Step 205: Following the completion of the input of the application data, the authentication data is input. The applicant causes the digital image reading device such as a scanner provided in the terminal device 10 to read the identification card according to the instruction on the screen. The image reading device reads the photograph of the identification card and the description of the personal information as digital image data. In addition, in one embodiment, the personal unique information described in the identification card can be read as digital character data (note that the conversion process to character data may be performed later by the authentication server 30). At the same time, the face of the applicant is photographed by a digital imaging device such as a digital camera provided in the terminal device 10 to obtain digital image data.

Step 206: The communication means 15 of the terminal device 10 transmits the photograph image data and the character data obtained from the identification card and the photographed face image data to the authentication server 30.

Step 207: The authentication server 30 executes the authentication confirmation process. In the authentication confirmation processing in the authentication server 30, the photograph image data obtained from the identification card is compared with the face image data taken by the camera, and if the agreement is higher than a predetermined threshold value, the person is identified. Also, compare the character data obtained from the ID card with the application data and confirm that they match. In one embodiment, the image data of the identification card and the face image data are displayed in contrast on the display screen,
There is also a method to visually check the application data as well. Also,
In the preferred example, the authentication confirmation result is not transmitted from the authentication server 30 to the terminal device 10 for simplification of system processing, but as another embodiment, the authentication result is transmitted to the terminal device 10,
The terminal device 10 may receive this.

Step 208: In the preferred example, the terminal device 10 prints and outputs the seal registration document immediately after Step 206. As another example, when the terminal device 10 receives the authentication confirmation result in step 207, it is executed when there is no problem in the result. In a preferred example, the print notification form for each bank recorded in the recording means 15 of the terminal device 10 is referred to, and a blank sheet pre-stored in the terminal device 10 is selected to have a size corresponding to the seal stamp of the corresponding bank. , Print the seal registration form of the bank, and print the necessary entries (address, name, etc.) on the seal registration document based on the application data of the applicant. After printing is completed, the seal registration document is output from the outlet of the terminal device 10. The applicant can submit by simply imprinting the seal on the output seal registration document. If the seal can be made on the spot, it is sufficient to put it in the seal stamp collection box 17 provided in the terminal device 10 after the seal is made. You may mail it to a bank at a later date.

Step 209: Step 201 described above
If the applicant applies for ancillary services other than opening a bank account, then the ancillary service-related procedures will be performed. For example, the applicant requests input of a password necessary for telephone banking, etc., and the applicant inputs it. Note that this step does not necessarily have to be performed at this time, and may be performed together with the input of the card personal identification number in step 203.

Step 210: The terminal device 10 displays that the acceptance of the account opening application has been completed.

3) Another Embodiment of this System (3-1) FIG. 4 is a schematic configuration diagram showing another embodiment of this system. The arrows of S301 to S310 in the figure are
4 shows each step of one embodiment of the schematic process flow. Components having the same functions as those in FIG. 1 are designated by the same reference numerals. In the present embodiment, the account opening terminal device 10 of FIG.
Is divided into an application terminal device 50 and an authentication terminal device 60. Both terminal devices 50, 60 are preferably installed close to each other so as to be adjacent to each other. For example, this mode is adopted when the function of the terminal device cannot be restricted due to the restrictions of the financial law. The application terminal device 50 has an application data input unit 11, a display unit 13, a communication unit 15, and a recording unit 16, while the authentication terminal device 60 has an acceptance number input unit 61, an authentication data input unit 12, and a display. Means 13,
Seal registration document output means 14, communication means 15, and recording means 1
Have six. Both terminal devices 50 and 60 perform information transmission with the authentication server 30.

First, in the application terminal device 50, as shown in FIG.
An account opening application is made in the same manner as the processing flow of steps 200 to 204 (S301), and the application data is the authentication server 3.
It is transmitted to 0 (S302).

The authentication server 30 receives a new application and transmits the reception number assigned to the new application to the application terminal device 50. The application terminal device 50 displays the assigned reception number and notifies the applicant (S
304).

The applicant moves to the authentication terminal device 60,
Input the receipt number to the authentication terminal device 60 (S30
5). The authentication terminal device 60 uses the receipt number as the authentication server 3
0 to request confirmation as to whether the number is valid (S30
6). The authentication server 30 confirms the validity of the reception number and transmits the result to the authentication terminal device 60 (S307). After that, the authentication data is input (S308) and the authentication data is transmitted to the authentication server 30 (S309) similarly to the processing flow of steps 205 to 208 in FIG. 2 (as another embodiment, the authentication confirmation result is also received. (S310)). Thereafter, the seal registration document is output (S311) in the same manner as the processing flow of step 208 of FIG. 2, and the account opening application procedure is completed.

(3-2) In still another embodiment of this system, in steps 206 to 207 of FIG. 2, the authentication confirmation process based on the authentication data is executed in the terminal device 10 without depending on the authentication server 30. May be. In that case, the terminal device 10 includes an authentication confirmation unit that executes the authentication confirmation process described as being performed by the authentication server 30 in step 207. However, also in this case, the authentication data and the authentication confirmation result data are finally transmitted to the authentication server 30. This is because the authentication server 30 needs to send these data to each bank 40 together with the application data.

(3-3) In still another embodiment of this system, the terminal device 10 is provided without providing the authentication server 30.
Directly transmit information to and from each bank 40. In this case, the authentication confirmation process may be performed by the terminal device 10 or each bank 40. In this case, the terminal device 10
The communication means 15 will distribute the information transmission to each bank 40.

(3-4) Among the banks that use this system, there are also banks that operate in a region-specific manner (eg, regional banks, credit unions, etc.). These banks may want to be unneeded for users who live far outside their active area. That is, the local bank A wants to accept from the terminal device 10 installed in A prefecture, but does not want to accept from the terminal device 10 installed in distant B prefecture. In such a case, the information necessary for receiving the account opening of the A bank is recorded in the recording means 16 of the terminal device 10 installed in the A prefecture, but the recording means 16 of the terminal device 10 in the B prefecture records the information of the A bank. The information can be left unrecorded. Therefore, depending on the information recorded in the recording means 16, the banks that can be accepted for each terminal device 10 can be limited.

[0044]

According to the bank account opening acceptance system of the present invention, the opening of a bank account can be accepted by an unmanned terminal device that can be easily used by a wide range of applicants. Further, the present invention is applicable not only to one bank but also to account opening procedures of a plurality of banks, and it is possible to correspond to different service contents and formats for each bank. The identity verification for fraud prevention can be performed unattended by importing the ID card data and the face image data and comparing the data with each other.

[Brief description of drawings]

FIG. 1 is a diagram schematically showing a configuration of an embodiment of a bank account opening acceptance system according to the present invention.

FIG. 2 is a flow chart schematically showing an example of an actual processing flow in the system of FIG.

FIG. 3 is an example of a selection screen of a display device in the terminal device of the present system. Input tables required as application data and service contents corresponding to the respective banks are listed as a list.

FIG. 4 is a schematic configuration diagram showing another embodiment of the present system.

[Explanation of symbols]

10 Account opening terminal device 11,51 Application data input means 12 Authentication data input means 13, 52 Display means 14, 53 Seal registration document output means 15 Communication means 16 Recording means 17 Seal Report Collection Department 20 Applicants 30 authentication server 40 banks 50 Application terminal device 60 Authentication terminal device

Front page continuation (51) Int.Cl. ⁷ identification code FI theme code (reference) G07D 13/00 G07D 9/00 321C G07F 19/00 H04L 9/00 675D H04L 9/32 F term (reference) 3E040 BA07 CA20 5J104 AA07 KA01 KA16 MA02 NA05 PA07 PA10

Claims (8)

[Claims] 1. A bank account opening acceptance terminal device for accepting application for opening an account for a plurality of banks, for each of the plurality of banks, records a correspondence relationship between service content items associated with opening an account and application data required at the time of application. Means, means for recording the form data of the seal registration document for each of a plurality of banks, means for displaying the correspondence to the applicant with reference to the recorded correspondence, and the applicant applying for the application A means for inputting data, a means for obtaining the applicant's authentication data, a means for transmitting the application data and the authentication data, and the application referring to the form data of the recorded seal registration document. And a means for outputting a bank seal registration document relating to the application to a person. 2. A bank account opening acceptance terminal device for accepting application for opening an account for a plurality of banks, wherein the terminal device comprises an application terminal device and an authentication terminal device, and the application terminal device comprises a plurality of application terminals. Means for recording the correspondence between service content items associated with opening an account for each bank and application data required at the time of application; and means for displaying the correspondence to the applicant by referring to the recorded correspondence. And a means for an applicant to input the application data and a means for transmitting the application data and receiving a receipt number for the application data, wherein the authentication terminal device further comprises a plurality of banks. A means for recording the form data of the seal registration document for each of the above, a means for the applicant to input the receipt number, a means for transmitting the receipt number and the receipt number Means for receiving the authorization result, means for obtaining the authentication data of the applicant, means for transmitting the authentication data, and the application for the applicant with reference to the form data of the recorded seal registration document A bank account opening reception terminal device, which has means for outputting a seal registration document of the bank according to. 3. The means for acquiring the authentication data comprises a digital image reading device for reading the identification card of the applicant and a digital image pickup device for photographing the face of the applicant. The bank account opening reception terminal device according to 1 or 2. 4. The bank account opening acceptance according to claim 1, wherein the outputting means has a means for printing the applicant's unique information on the seal registration document based on the application data. Terminal device. 5. A bank account opening acceptance system for accepting application for opening an account for a plurality of banks, comprising: a plurality of bank account opening acceptance terminal devices; and an authentication server for transmitting information to each of the plurality of terminal devices. A means for the bank account opening reception terminal device to record a correspondence relationship between service content items associated with opening an account for each of a plurality of banks and application data required at the time of application, and a form of a seal registration document for each of the plurality of banks. Means for recording data, means for displaying the correspondence to the applicant with reference to the recorded correspondence, means for the applicant to input the application data, and authentication for the applicant Referring to the means for acquiring data, the means for transmitting the application data and the authentication data to the authentication server, and the format data of the recorded seal registration document And a means for outputting the bank seal registration document relating to the application to the applicant, wherein the authentication server further includes means for receiving the application data and the authentication data from the terminal device, and the authentication data. A bank account opening acceptance system comprising means for executing authentication confirmation based on the above. 6. A bank account opening acceptance system for accepting application for opening an account for a plurality of banks, comprising: a plurality of bank account opening acceptance terminal devices; and an authentication server for transmitting information to each of the plurality of terminal devices. The bank account opening acceptance terminal device is composed of an application terminal device and an authentication terminal device, and the application terminal device includes service content items associated with opening an account for each of a plurality of banks and application data required at the time of application. Means for recording the corresponding relationship, means for displaying the corresponding relationship to the applicant with reference to the recorded corresponding relationship, means for the applicant to input the application data, and the application data To the authentication server and receives a receipt number for the application data from the authentication server, and the authentication terminal device is A means for recording the form data of the seal registration document, a means for the applicant to input the receipt number, a transmission of the receipt number to the authentication server, and a confirmation result of the receipt number from the authentication server. A means for receiving, a means for obtaining the applicant's authentication data, a means for transmitting the authentication data to the authentication server, and a method for the applicant with reference to the form data of the recorded seal registration document The authentication server further comprises means for outputting a bank seal registration document relating to the application, and the authentication server executes authentication confirmation based on the authentication data and means for receiving the application data and the authentication data from the terminal device. A bank account opening reception system, characterized by comprising: 7. The means for acquiring the authentication data in the terminal device comprises a digital image reading device for reading the identification card of the applicant, and a digital image pickup device for photographing the face of the applicant. The means for executing the authentication confirmation in the authentication server comprises means for collating the data of the read identification card with the data of the photographed face of the applicant. Alternatively, the bank account opening acceptance system described in item 6. 8. The bank account opening acceptance according to claim 5, wherein the output means has a means for printing the applicant's unique information on the seal registration document based on the application data. system.