JP2002269485A - Settlement system for cellular phone with credit card settlement function - Google Patents
Settlement system for cellular phone with credit card settlement functionInfo
- Publication number
- JP2002269485A JP2002269485A JP2001069475A JP2001069475A JP2002269485A JP 2002269485 A JP2002269485 A JP 2002269485A JP 2001069475 A JP2001069475 A JP 2001069475A JP 2001069475 A JP2001069475 A JP 2001069475A JP 2002269485 A JP2002269485 A JP 2002269485A
- Authority
- JP
- Japan
- Prior art keywords
- credit card
- mobile phone
- communication
- communication terminal
- settlement
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Abstract
Description
【０００１】[0001]
【発明が属する技術分野】本発明は、携帯電話に搭載さ
れたＩＣチップに、クレジット会社で暗号化した暗号化
クレジットカード番号などの情報を記録した携帯電話
と、店頭に置かれた電子レジスタ等電子決済通信端末と
の間で電子決済を行なう際、暗号化クレジットカード番
号で決済し、請求を受けたクレジット会社は暗号復元化
装置により所有者を認識可能としたクレジットカード決
済機能付携帯電話の決済システムに関するものである。BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a mobile phone in which information such as an encrypted credit card number encrypted by a credit company is recorded on an IC chip mounted on the mobile phone, and an electronic register or the like placed at a store. When making an electronic payment with an electronic payment communication terminal, the payment is made using an encrypted credit card number, and the credit company that receives the charge uses a cryptographic decryption device to identify the owner of the mobile phone with a credit card payment function. It relates to a payment system.
【０００２】[0002]
【従来の技術】携帯電話を用いたクレジットカード決済
に関する発明は、特開平１１‐２５９５７５３号「クレ
ジットカードの照会決済装置」があるが、クレジットカ
ード使用者が携帯電話を用いて決済できるようになって
いない。携帯電話を用いた商品代金決済装置に関する発
明は、特開２０００−１７５２６８号の「携帯用電話機
器に任意な再書き込み及び、書き出し可能な記憶装置を
内蔵したクレジットカード機器」がある。この発明はク
レジットカード情報を記憶、読み出し可能にした携帯電
話と、クレジットカード情報の受け渡しができる通信機
器が設置された、会社や商店の機器とを有線または、無
線で通信し、電子情報の受け渡しによる電子決済につい
て開示されている。また、特開平８−８７６５５号の
「情報処理システム」にはＩＣカードと結合させた携帯
電話を用いて、自動販売機、及び駅の改札の料金決済を
無線通信で行なう方法が開示されている。2. Description of the Related Art An invention relating to credit card settlement using a mobile phone is disclosed in Japanese Patent Application Laid-Open No. H11-2595753, "Credit Card Inquiry Settlement Apparatus". Credit card users can now make payments using a mobile phone. Not. An invention relating to a commodity payment apparatus using a mobile phone is disclosed in Japanese Patent Application Laid-Open No. 2000-175268, entitled "Credit Card Device Incorporating a Storage Device That Allows Arbitrary Rewriting and Writing to Mobile Phone Device". The present invention communicates, by wire or wireless, a mobile phone capable of storing and reading out credit card information and a device of a company or a store where a communication device capable of transferring credit card information is installed, and transfers electronic information. Is disclosed about electronic payments. Further, Japanese Patent Application Laid-Open No. 8-87655 discloses a method of performing fee settlement of a vending machine and a ticket gate of a station by wireless communication using a mobile phone connected to an IC card. .
【０００３】[0003]
【発明が解決しようとする課題】従来のクレジットカー
ド機能を有する携帯電話においては、商店または会社に
設置された電子決済通信端末との通信が有線または無線
であり、その操作性に問題があり、かつ通信の際にクレ
ジット情報が外部に露出するといった安全性の問題が存
在した。In a conventional mobile phone having a credit card function, communication with an electronic settlement communication terminal installed in a store or a company is wired or wireless, and there is a problem in operability. In addition, there is a security problem that credit information is exposed to the outside during communication.
【０００４】[0004]
【課題を解決するための手段】携帯電話に搭載されたＩ
Ｃメモリ部に、クレジットカード情報が記録されたクレ
ジットカード記録部を有する携帯電話であって、携帯電
話のＩＣメモリ部にクレジット会社で暗号化したクレジ
ットカード番号を含むクレジット情報を記録すると共
に、携帯電話の通信機能とは別に電子決済通信端末との
通信を可能にする送受信部が搭載された携帯電話と、商
品または、サービスの提供を行なう店のレジスタなどの
装置に搭載または、接続された電子決済通信端末との間
で通信を確立し、該携帯電話の送受信部と該電子決済通
信端末との通信を確立する手順は、レジスタ装置に商品
代金が表示された後、該電子決済通信端末の送受信部か
ら携帯電話を子機とする識別番号を含む応答要求信号が
電磁誘導波で発信され、該クレジットカード機能を有す
る携帯電話を、該電子決済通信端末の送受信部に近づけ
ることにより、該クレジットカード決済機能を有する携
帯電話が前記識別番号を受信した場合に、該携帯電話と
該電子決済通信端末との相互の通信が確立し、通信が確
立された後は、両者相当の距離を離れても通信できる微
弱電波で送受信されるようになるようにし、購入代金な
どの決済は、携帯電話から電子決済通信端末を経由して
暗号化クレジットカード番号などの決済情報を契約クレ
ジットカード会社に通信回線を介して送信することによ
り、契約クレジット会社のみが暗号復元化装置によりカ
ード所有者を認識可能にしたクレジットカード決済機能
付携帯電話の決済システムを提供することである。SUMMARY OF THE INVENTION The present invention relates to a portable telephone equipped with an IC.
A mobile phone having a credit card recording unit in which credit card information is recorded in a C memory unit, wherein credit information including a credit card number encrypted by a credit company is recorded in an IC memory unit of the mobile phone. A mobile phone equipped with a transmission / reception unit that enables communication with an electronic payment communication terminal separately from the communication function of the telephone, and an electronic device mounted or connected to a device such as a register of a store that provides goods or services. The procedure for establishing communication with the settlement communication terminal and establishing communication between the transmission / reception unit of the mobile phone and the electronic settlement communication terminal includes the steps of: A response request signal including an identification number using the mobile phone as a slave unit is transmitted from the transmitting / receiving unit by electromagnetic induction waves, and the mobile phone having the credit card function is transmitted to the mobile phone. By approaching the transmission / reception unit of the payment communication terminal, when the mobile phone having the credit card payment function receives the identification number, mutual communication between the mobile phone and the electronic payment communication terminal is established, and communication is established. After it is established, it will be transmitted and received by weak radio waves that can communicate even if they are separated by a considerable distance, and the settlement of purchase price etc. will be done from a mobile phone via an electronic payment communication terminal using an encrypted credit card By transmitting settlement information such as numbers to the contracted credit card company via a communication line, only the contracted credit company can use a cryptographic decryption device to recognize the cardholder. To provide.
【０００５】[0005]
【実施例】以下本発明の実施例を図を用いて詳細に説明
する。図１は、本発明システムの全体概略図である。１
は携帯電話であり、無線基地局４を経由して他の携帯電
話や、固定電話５ａとの通話可能な機能のほか、図２に
示すように種々の情報が記憶可能なメモリを含むＩＣメ
モリ部１ｈが内蔵されている。また、電子決済通信端末
３との通信を可能にする送受信部１ｐが内蔵されてい
る。メモリ部1ｈに記録されたクレジットカード情報
は、インターネットで無線基地局４を経由して、契約ク
レジットカード会社５ｂと、携帯電話に搭載した暗号化
回路でクレジット番号や暗証番号などを暗号化し通信す
ることで、他に漏洩することなく本人確認し、契約クレ
ジット会社５ｂのクレジットカード情報より、契約クレ
ジットカード会社で暗号化したクレジットカード番号、
暗証番号、有効期限などを受信し、携帯電話のＩＣメモ
リに格納される。一方、携帯電話所有者が、商店などで
商品やサービスの提供を受けた場合、商品代金の決済
は、店のレジスタ２などの装置に搭載または、接続され
た電子決済通信端末3との間で通信を確立させ、暗号化
されたクレジットカード番号での決済を行うようなシス
テムになっている。DESCRIPTION OF THE PREFERRED EMBODIMENTS Embodiments of the present invention will be described below in detail with reference to the drawings. FIG. 1 is an overall schematic diagram of the system of the present invention. 1
Denotes a mobile phone, an IC memory including a memory capable of storing various information as shown in FIG. 2 in addition to a function capable of making a call with another mobile phone or a fixed phone 5a via the wireless base station 4. The unit 1h is built in. In addition, a transmission / reception unit 1p that enables communication with the electronic settlement communication terminal 3 is incorporated. The credit card information recorded in the memory unit 1h is communicated with the contracted credit card company 5b via a wireless base station 4 via the Internet by encrypting a credit number or a password by an encryption circuit mounted on the mobile phone. By doing so, the identity is confirmed without leakage, and the credit card information encrypted by the contracted credit card company,
The personal identification number and the expiration date are received and stored in the IC memory of the mobile phone. On the other hand, when the mobile phone owner receives a product or service at a store or the like, the payment of the product price is carried out between the electronic payment communication terminal 3 mounted on a device such as the register 2 of the store or connected thereto. It is a system that establishes communication and performs settlement with an encrypted credit card number.
【０００６】図２は、本発明の携帯電話構造を説明する
ブロック図である。携帯電話1は、ＣＰＵ 1ｃに接続し
た、電波送受信部1ａと、この電波送受信部１ａにはア
ンテナ１ｂ、マイク１ｄ、スピーカー１ｅが接続されて
いる。また、表示部１ｆ、操作部1ｇが接続され携帯電
話の通話、デジタル情報の送受信を可能にしている。ま
た、記憶部は制御部１ｊ、とメモリ１ｋより構成された
ＩＣメモリ部1ｈよりなっている。このＩＣメモリ部に
種々の情報が記録されるようになっている。この発明の
ＩＣメモリ部１ｈにはクレジットカード情報が読み込
み、書きこみ可能に記録されている。一方、電子決済す
るために、決済ボタン１ｍ、暗号化回路１ｎ、電磁誘導
波や微弱電波を送受信し、クレジットカード情報の通信
を可能にする、送受信部１ｐが設けられている。決済ボ
タン１ｍは、携帯電話1の送受信部１ｐと電子決済通信
端末３との間で通信を開始するため、携帯電話の送受信
部を作動させるためのスイッチである。通常は、電子決
済通信端末３より送信された電磁誘導波を送受信部１ｐ
が受信することにより通信が確立し、自動的に決済処理
が開始されるが、決済ボタン１ｍを押下することにより
積極的に、携帯電話によるクレジットカードの決済を司
る部分の作動を開始させるために設けた補助機能であ
る。FIG. 2 is a block diagram illustrating the structure of a mobile phone according to the present invention. The mobile phone 1 has a radio transmission / reception unit 1a connected to a CPU 1c, and an antenna 1b, a microphone 1d, and a speaker 1e are connected to the radio transmission / reception unit 1a. Also, a display unit 1f and an operation unit 1g are connected to enable a mobile phone call and transmission / reception of digital information. The storage unit includes a control unit 1j and an IC memory unit 1h including a memory 1k. Various information is recorded in the IC memory unit. Credit card information is read and writably recorded in the IC memory unit 1h of the present invention. On the other hand, for electronic payment, a payment button 1m, an encryption circuit 1n, and a transmission / reception unit 1p that transmits and receives electromagnetic induction waves and weak radio waves and enables communication of credit card information are provided. The payment button 1m is a switch for activating the transmission / reception unit of the mobile phone to start communication between the transmission / reception unit 1p of the mobile phone 1 and the electronic payment communication terminal 3. Normally, the electromagnetic induction wave transmitted from the electronic settlement communication terminal 3 is transmitted to the transmitting / receiving unit 1p.
When the payment is received, the communication is established and the payment processing is automatically started. However, when the payment button 1m is pressed, the operation of the part responsible for the payment of the credit card by the mobile phone is started. This is an auxiliary function provided.
【０００７】図３は、電子決済通信端末の構造を説明す
るブロック図である。電子決済通信端末３は、レジスタ
２などの装置に商品代金情報が授受可能に接続されてい
る。レジスタ２などは、商店などが商品代金を決済・記
録するための装置であり、自動販売機、バス、タクシ
ー、電車などの運賃の決済機などにもこの発明システム
が適用できる。電子決済通信端末３は、制御部３ａ、メ
モリ３ｂ、及び電磁誘導波や微弱電波を送受信し、レジ
スタ２の商品代金情報の通信を可能にする送受信部3ｄ
よりなっている。FIG. 3 is a block diagram illustrating the structure of the electronic payment communication terminal. The electronic settlement communication terminal 3 is connected to a device such as the register 2 so that product price information can be exchanged. The register 2 and the like are devices for a store or the like to settle and record the price of the product, and the present invention system can be applied to a vending machine, a fare settlement machine such as a bus, a taxi, a train, and the like. The electronic settlement communication terminal 3 includes a control unit 3a, a memory 3b, and a transmission / reception unit 3d that transmits and receives electromagnetic induction waves and weak radio waves and enables communication of product price information in the register 2.
Is made up of
【０００８】この送受信部３ｄと携帯電話1の送受信部
１ｐとの間で通信を確立させる手順は、 1）商品代金情報をレジスタ２などの装置に接続された
電子決済通信端末3から、電子決済通信端末3の通信機の
子機とするために、電磁誘導波で、ランダムな識別番号
を内容とする応答要求電波を発信する。電磁誘導波を受
信できる程度に接近した携帯電話1のみが、識別番号を
取得し、電子決済通信端末3と通信を確立するようにな
っている。電磁誘導波の出力は調節可能で、近接の他の
携帯電話と混同を起こさない程度の距離（接触〜１０ｃ
ｍ以下）に設定することが好ましい。[0008] The procedure for establishing communication between the transmitting / receiving unit 3d and the transmitting / receiving unit 1p of the mobile phone 1 is as follows: 1) Electronic payment from the electronic payment communication terminal 3 connected to a device such as the register 2; In order to make the slave terminal of the communication terminal of the communication terminal 3, a response request radio wave containing a random identification number is transmitted by an electromagnetic induction wave. Only the mobile phone 1 that is close enough to receive the electromagnetic induction wave acquires the identification number and establishes communication with the electronic payment communication terminal 3. The output of the electromagnetically induced wave is adjustable and can be confused with other nearby mobile phones (contact to 10c).
m or less).
【０００９】2）携帯電話1の決済ボタン１ｍを押下後、
携帯電話1を電子決済通信端末３に近付けることによ
り、電子決済通信端末3の子機としての識別番号を取得
して、電子決済通信端末3との間で通信が確立される。
決済ボタン１ｍは、電子マネーの決済を積極的に開始す
るためのスイッチである。携帯電話は、通常常時受信待
機中にしてあり、この電子マネー決済用の送受信部1ｐ
も受信待機中にしておくことも可能である。この場合決
済ボタン１ｍを押下する必要はない。2) After pressing the payment button 1m of the mobile phone 1,
By bringing the mobile phone 1 closer to the electronic payment communication terminal 3, the identification number of the electronic payment communication terminal 3 as a slave unit is acquired, and communication with the electronic payment communication terminal 3 is established.
The settlement button 1m is a switch for actively starting settlement of electronic money. The mobile phone is normally in a waiting state for reception at all times.
Can also be in a reception standby state. In this case, there is no need to press the settlement button 1m.
【００１０】3）携帯電話1と電子決済通信端末3の通信
が確立された後は、微弱電波の通信に切り替わる。携帯
電話1の操作性が良くなる程度に電子決済通信端末３か
ら離れても通信でき、送受信可能になっている。この微
弱電波を送受信するアンテナは、携帯電話の電波送受信
部１ａのアンテナ1ｂと共用することもできる。微弱電
波の出力は１０ｍ程度に設定しても良い。3) After the communication between the mobile phone 1 and the electronic settlement communication terminal 3 is established, the communication is switched to the weak radio wave communication. Communication is possible even if the mobile phone 1 is away from the electronic payment communication terminal 3 to the extent that the operability of the mobile phone 1 is improved, and transmission and reception are possible. The antenna for transmitting and receiving the weak radio wave can be shared with the antenna 1b of the radio wave transmitting / receiving unit 1a of the mobile phone. The output of the weak radio wave may be set to about 10 m.
【００１１】4）電子決済通信端末3との間の通信が確立
した場合、レジスタ２などの装置に表示された商品代金
情報が、電子決済通信端末3を介して携帯電話1に送信さ
れ、携帯電話1の表示部1ｆに表示されるようになる。4) When communication with the electronic payment communication terminal 3 is established, the commodity price information displayed on the device such as the register 2 is transmitted to the mobile phone 1 via the electronic payment communication terminal 3 and It is displayed on the display unit 1f of the telephone 1.
【００１２】5）携帯電話1の表示部1ｆに表示された内
容を確認した商品代金支払い者が、クレジットカードの
暗証番号などを承認入力することにより、携帯電話のＩ
Ｃメモリ部１ｈに履歴などを記録・更新すると共に、商
品代金情報が携帯電話1から電子決済通信端末３のメモ
リ３ｂに商品代金情報を記録し、電子決済通信端末３よ
り、レジスタ２などの装置に送信され、商品代金の支払
いが完了する。5) The goods payer who has confirmed the contents displayed on the display section 1f of the mobile phone 1 approves and inputs a credit card password and the like, and the I
In addition to recording and updating the history and the like in the C memory unit 1h, the product price information records the product price information from the mobile phone 1 to the memory 3b of the electronic payment communication terminal 3, and the electronic payment communication terminal 3 transmits the device such as the register 2. And the payment of the product price is completed.
【００１３】６）レジスタ２などの装置が商品代金の決
済を終了した場合、電子決済端末3を経由して、終了信
号を発信する。携帯電話が1終了信号を受信した場合、
子機としての識別番号は消去され通信が終了する。6) When the device such as the register 2 completes the settlement of the commodity price, a termination signal is transmitted via the electronic settlement terminal 3. If the mobile phone receives 1 end signal,
The identification number of the slave unit is deleted, and the communication ends.
【００１４】商品代金を商店などが受け取る方法は、電
子決済通信端末３のメモリに記録された暗号化クレジッ
トカード番号を含む決済情報を、通信回路を経由して、
契約クレジットカード会社５ｂに送信し、契約クレジッ
ト会社のみが暗号化クレジットカード番号を暗号復元化
装置により復元し、カード所有者を認識可能にすること
により、代金の支払・承認を行ない、商品代金を商店の
指定する銀行口座に口座振込むようにして行う。A method of receiving a commodity price by a store or the like is as follows. Payment method including an encrypted credit card number recorded in a memory of the electronic payment communication terminal 3 is performed via a communication circuit.
The credit card is transmitted to the contract credit card company 5b, and only the contract credit company restores the encrypted credit card number by the encryption decryption device and makes the card holder recognizable, thereby performing payment and approval of the price, and The transfer is made to the bank account specified by the store.
【００１５】[0015]
【発明の効果】1）暗号化クレジットカード番号は、契
約クレジットカード会社のみ暗号復元ができ、クレジッ
トカードによる商品代金決済を行なう場合、商店の人に
カード番号を知られることなく、決済ができるので、ク
レジットカード使用の安全性が向上する。 ２）暗号化クレジット番号は、クレジットカード会社か
ら直接インターネットなどの通信回線を介して携帯電話
のＩＣメモリー部に書き込まれるので、携帯電話に容易
かつ安全にクレジットカード機能を持たせることを可能
とした。 ３）クレジット機能を有する携帯電話と電子決済通信端
末との通信は、電磁誘導波と微弱電波による２段階とし
たため、安全で操作性に優れたクレジットカード機能付
携帯電話の決済システムを提供可能とした。[Effects of the Invention] 1) The encrypted credit card number can be decrypted only by the contracted credit card company, and when the payment for the goods is made by credit card, the card number can be settled without the store person knowing the card number. And the safety of using a credit card is improved. 2) Since the encrypted credit number is written from the credit card company directly to the IC memory section of the mobile phone via a communication line such as the Internet, the mobile phone can easily and safely have a credit card function. . 3) Since communication between the mobile phone having a credit function and the electronic payment communication terminal is performed in two stages using electromagnetic induction waves and weak radio waves, it is possible to provide a payment system for a mobile phone with a credit card function which is safe and excellent in operability. did.
【図１】本発明システムの全体図を示した説明図であ
る。FIG. 1 is an explanatory diagram showing an overall view of a system of the present invention.
【図２】本発明の携帯電話の構造を示すブロック図を示
した説明図である。FIG. 2 is an explanatory diagram showing a block diagram illustrating a structure of the mobile phone of the present invention.
【図３】本発明の電子決済通信端末の構造を示すブロッ
ク図を示した説明図である。FIG. 3 is an explanatory diagram showing a block diagram illustrating a structure of an electronic settlement communication terminal of the present invention.
１…携帯電話 １ｈ…ＩＣメモリ部 １ｊ…制御部 １ｋ…メモリ １ｍ…決済ボタン ２…レジスタ １ｐ…送受信部 ３…電子決済通信端末 ３ｄ…送受信部 DESCRIPTION OF SYMBOLS 1 ... Mobile telephone 1h ... IC memory part 1j ... Control part 1k ... Memory 1m ... Payment button 2 ... Register 1p ... Transmission / reception part 3 ... Electronic payment communication terminal 3d ... Transmission / reception part
───────────────────────────────────────────────────── フロントページの続き (51)Int.Cl.7 識別記号 ＦＩ テーマコート゛(参考） Ｇ０７Ｇ 1/14 Ｇ０７Ｇ 1/14 Ｈ０４Ｑ 7/38 Ｈ０４Ｂ 7/26 １０９Ｍ １０９Ｓ ──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. 7 Identification symbol FI Theme coat ゛ (Reference) G07G 1/14 G07G 1/14 H04Q 7/38 H04B 7/26 109M 109S
Claims (2)
レジットカード情報が記録されたクレジットカード記録
部を有する携帯電話であって、携帯電話のＩＣメモリ部
にクレジット会社で暗号化したクレジットカード番号を
含むクレジット情報を記録すると共に、携帯電話の通信
機能とは別に電子決済通信端末との通信を可能にする送
受信部が搭載された携帯電話と、商品または、サービス
の提供を行なう店のレジスタなどの装置に搭載または、
接続された電子決済通信端末との間で通信を確立し、該
携帯電話の送受信部と該電子決済通信端末との通信を確
立する手順は、レジスタ装置に商品代金が表示された
後、該電子決済通信端末の送受信部から携帯電話を子機
とする識別番号を含む応答要求信号が電磁誘導波で発信
され、該クレジットカード機能を有する携帯電話を、該
電子決済通信端末の送受信部に近づけることにより、該
クレジットカード決済機能を有する携帯電話が前記識別
番号を受信した場合に、該携帯電話と該電子決済通信端
末との相互の通信が確立し、通信が確立された後は、両
者相当の距離を離れても通信できる微弱電波で送受信さ
れるようになるようにし、購入代金などの決済は、携帯
電話から電子決済通信端末を経由して暗号化クレジット
カード番号などの決済情報を契約クレジットカード会社
に通信回線を介して送信することにより、契約クレジッ
ト会社のみが暗号復元化装置によりカード所有者を認識
可能にしたクレジットカード決済機能付携帯電話の決済
システム。1. A mobile phone having a credit card recording section in which credit card information is recorded in an IC memory section mounted on the mobile phone, wherein the credit card is encrypted by a credit company in the IC memory section of the mobile phone. A mobile phone equipped with a transmission / reception unit for recording credit information including a number and enabling communication with an electronic settlement communication terminal separately from the communication function of the mobile phone, and a register of a store for providing goods or services Or mounted on a device such as
The procedure for establishing communication with the connected electronic settlement communication terminal and establishing communication between the transmitting / receiving section of the mobile phone and the electronic settlement communication terminal is as follows: after the commodity price is displayed on the register device, A response request signal including an identification number using the mobile phone as a slave unit is transmitted by an electromagnetic induction wave from the transmission / reception unit of the payment communication terminal, and the mobile phone having the credit card function is brought closer to the transmission / reception unit of the electronic payment communication terminal. Thus, when the mobile phone having the credit card payment function receives the identification number, mutual communication between the mobile phone and the electronic payment communication terminal is established. Payments such as purchase prices and other payments are made from mobile phones via electronic payment communication terminals such as encrypted credit card numbers. By transmitted via the communication line to the information the contract credit card company, contract settlement system of credit card settlement function-equipped mobile phone you can recognize the card owner by the credit card company only encryption restoration apparatus.
ネットなどの通信回線を介して、クレジット会社から入
手するようにした請求項１に記載されたクレジットカー
ド決済機能付携帯電話の決済システム。2. The payment system for a mobile phone with a credit card payment function according to claim 1, wherein the encrypted credit card number is obtained from a credit company via a communication line such as the Internet.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2001069475A JP2002269485A (en) | 2001-03-12 | 2001-03-12 | Settlement system for cellular phone with credit card settlement function |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2001069475A JP2002269485A (en) | 2001-03-12 | 2001-03-12 | Settlement system for cellular phone with credit card settlement function |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| JP2002269485A true JP2002269485A (en) | 2002-09-20 |
Family
ID=18927504
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP2001069475A Pending JP2002269485A (en) | 2001-03-12 | 2001-03-12 | Settlement system for cellular phone with credit card settlement function |
Country Status (1)
| Country | Link |
|---|---|
| JP (1) | JP2002269485A (en) |
Cited By (7)
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| KR100640810B1 (en) | 2005-01-27 | 2006-11-06 | 엘지전자 주식회사 | mobile communication terminal having electronic settlement function, and method for the same |
| WO2008093431A1 (en) * | 2007-01-31 | 2008-08-07 | Technical Brains Co., Ltd. | Credit settlement method and credit user end terminal in e-commerce |
| JP2009200603A (en) * | 2008-02-19 | 2009-09-03 | Toppan Printing Co Ltd | Settlement system and settlement method |
| US7634295B2 (en) | 2003-03-19 | 2009-12-15 | Sony Corporation | Communication system, settlement management apparatus and method, portable information terminal and information processing method, and program |
| JP2010533343A (en) * | 2007-07-11 | 2010-10-21 | クゥアルコム・インコーポレイテッド | Mobile wireless financial instrument |
| US8594721B2 (en) | 2009-05-01 | 2013-11-26 | Qualcomm Incorporated | Proximity purchase ringtones |
| US8666891B2 (en) | 2007-07-11 | 2014-03-04 | Qualcomm Incorporated | Mobile wireless financial instrument for automatically selecting a payment instrument |
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|---|---|---|---|---|
| JPH07336370A (en) * | 1994-04-14 | 1995-12-22 | Toshiba Corp | Communication controller and communication controlling method |
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Cited By (11)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7634295B2 (en) | 2003-03-19 | 2009-12-15 | Sony Corporation | Communication system, settlement management apparatus and method, portable information terminal and information processing method, and program |
| US8280435B2 (en) | 2003-03-19 | 2012-10-02 | Sony Corporation | Communication system, settlement management apparatus and method, portable information terminal and information processing method, and program |
| US8447355B2 (en) | 2003-03-19 | 2013-05-21 | Sony Corporation | Communication system, settlement management apparatus and method, portable information terminal and information processing method, and program |
| KR100640810B1 (en) | 2005-01-27 | 2006-11-06 | 엘지전자 주식회사 | mobile communication terminal having electronic settlement function, and method for the same |
| US7817985B2 (en) | 2005-01-27 | 2010-10-19 | Lg Electronics Inc. | Electronic transaction service in a mobile communication network |
| WO2008093431A1 (en) * | 2007-01-31 | 2008-08-07 | Technical Brains Co., Ltd. | Credit settlement method and credit user end terminal in e-commerce |
| JP2010533343A (en) * | 2007-07-11 | 2010-10-21 | クゥアルコム・インコーポレイテッド | Mobile wireless financial instrument |
| US8666891B2 (en) | 2007-07-11 | 2014-03-04 | Qualcomm Incorporated | Mobile wireless financial instrument for automatically selecting a payment instrument |
| US9972002B2 (en) | 2007-07-11 | 2018-05-15 | Qualcomm Incorporated | Mobile wireless financial instrument for automatically selecting a payment instrument |
| JP2009200603A (en) * | 2008-02-19 | 2009-09-03 | Toppan Printing Co Ltd | Settlement system and settlement method |
| US8594721B2 (en) | 2009-05-01 | 2013-11-26 | Qualcomm Incorporated | Proximity purchase ringtones |
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