JP2002185651A - Line connection agency system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a line connection agency system for paying the connection fee of a line in a pre-paid system. SOLUTION: This system is provided with the communication terminal of a convenience store capable of transmitting money reception information obtained by scanning the bar code of a payment slip in which at least a bar coded card number and a face value to be paid are written to a connection agency company, a telephone means capable of inputting an access code written in a prepaid card whose residual call rate is zero making a set with the payment slip, and transmitting it through a telephone line to the connection agency company, and a connection judging means for judging the validity/invalidity of connection to the other party to which a user wants to connect with the limit of money reception based on the money reception information according to the access code.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a line connection agency system for paying a line connection fee by a prepaid system, and more particularly to a line connection agency system which does not cause a burden on stock of a prepaid card itself and a risk of loss.

[0002]

2. Description of the Related Art A conventional prepaid card, such as a telephone card or an orange card, is issued at the point of sale as a product containing a predetermined amount of money, that is, a voucher, and the user displays the prepaid card on the prepaid card. The purchase is made by paying the money corresponding to the maximum amount, and the amount is reduced from the maximum amount according to the use of the user.

[0003]

However, the above-described conventional prepaid card as a cash voucher has the following problems.

[0004] First, if the conventional prepaid card is lost, loss of money corresponding to the purchase amount of the prepaid card has the same result. Therefore, management of the prepaid card is performed in the same manner as money. Need secure management.

Second, the conventional prepaid card cannot be reused, so that when it is used, it becomes a mere plastic card, becomes garbage and is wasted, and is not preferable from the viewpoint of environmental protection.

Third, if the conventional prepaid card is stolen, the remaining amount cannot be protected and the entire face value of the card is lost, so the remaining amount must be protected against theft. Can not.

Fourth, the conventional prepaid card has a monetary value in the prepaid card itself, so that the issuer needs to procure funds for issuing the prepaid card, and there is a problem of inventory management.

[0008]

According to the present invention, at least a bar-coded card number and a paid face value are described as a first configuration of a line connection proxy system for solving the above problems. A communication terminal of a convenience store that can be sent to the connection agency including the payment information obtained by scanning the barcode of the payment slip, and an access code written on a prepaid card that is set with the payment slip and has a residual count of zero. And a connection determining means for determining whether or not the user can connect to the other party to which the user seeks a connection based on the deposit information based on the deposit information by the access code. Are provided.

Further, as a second configuration of the line connection proxy system for solving the above-mentioned problem, a bar code of a payment slip in which at least a card number converted into a bar code and a denomination to be paid are described is scanned. The communication terminal of the convenience store that can be sent to the connection agency including the deposit information, and the telephone number registered in the connection agency in advance is recognized, and the user seeks a connection with a deposit limit based on the deposit information. A connection judging means for judging whether or not connection with the other party is possible.

According to the first configuration of the present invention, the prepaid card in the distribution stage itself has no value and functions as a mere plastic card. Therefore, the connection agency that issues the prepaid card pays the funds when issuing the prepaid card. There is no need to procure, so that inventory can be prevented from occurring and loss due to price collapse at the retail stage can be prevented.

Further, according to the first configuration of the present invention,
Since the connection agent company obtains the user information and manages it by computer, the connection agent company and the customer are linked one-on-one, and the connection agent company can perform detailed customer management.

Further, according to the first configuration of the present invention, since the user can continuously use the same prepaid card, the trouble of replacing the prepaid card as in the related art is eliminated, and the management becomes easy.

Moreover, according to the first configuration of the present invention, the user can change the identification number, so that the user can safely respond to theft or loss, and in comparison with the conventional advance payment. However, it is not necessary to prepare more money than necessary, and budget management can be facilitated because it is only necessary to transfer a necessary amount in advance by a transfer slip in comparison with postpayment.

[0014] In addition, according to the first configuration of the present invention, the prepaid card is merely a plastic card on the sales side that sells the prepaid card.
Inventory management is easy and the risk of loss can be avoided.

Further, according to the second configuration of the present invention, the user needs an access code from the viewpoint of customer management, but registers a telephone number in advance at the connection agency, and uses this telephone number to register the telephone number. By using the so-called telephone company's number display function that can recognize the telephone number of the caller when calling the connection agent, the telephone connection company can omit the input of the access code written on the prepaid card from the telephone number of the caller Since the payment information can be grasped, it is possible to determine whether or not the connection is possible based on the result.

[0016] For this reason, the user can make a call regardless of the prepaid card during the call, and the trouble of inputting the access code having a long number of digits is eliminated, so that the user can use a convenient call method.

[0017]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of a line connection proxy system according to the present invention will be described below with reference to FIGS. FIG. 1 is an overall configuration diagram schematically showing one embodiment of the present invention.

First, the user 10, as shown in FIG.
At the store, a plurality of payment slips 11 and prepaid cards 12 are purchased in the same set of card numbers. In this case, the prepaid card 12 is a plastic card having a residual number of zero. However, the user cannot use it as it is, and it is similar to a catalog brochure or a flyer and has no value as a voucher.

This payment slip 11 is actually a form in which a plurality of payment slips having different display amounts of payment are spelled in a closed form at the left end, and one of the payment slips is, for example, 2000 yen. 2 is shown in FIG.

At the left end, a perforation 14 is formed at the binding portion 13, and at the right side, A column 11 A, B column 11 B, and C column 11
C is divided into three columns.
The perforations 14 to 16 can be separated by hand.

In the A column 11A, on the left side of the first row, a card name 17, which is a service name of a card to be handled, is displayed.
The right side shows the character display 18 of the slip, and in this case, the display of the convenience store headquarter copy indicating that the headquarters of the convenience store (CVS) to be handled is a part held as a copy is described.

The second row is a part indicating the type display 19 for indicating the type of the slip. In this case, the "international telephone service" used for payment of the international telephone service is used. Payment handling slip "is displayed.

The third row is surrounded by a large square on the left side, and a recipient display 20 is displayed here. In this case,
The name of the connection agent company 20A that is the payee, and the same card number 2 as the set prepaid card 12
0B, a billing number 20C, and a location display 20D for displaying the address and the like of the connecting agency company are described.
Address, telephone, etc. are described.

On the right side of the recipient display 20, there is provided an imprint field 21 for imprinting a storage date stamp for indicating when the actual payment was made, together with the payment amounts described in the B and C columns. .

In the fourth row, four bar code columns 22 are provided.
In the first column, for example, the company code of the payment agency, in the second column, the identification information of the connection agency, in the third column, the card number, etc., and in the fourth column, the transfer amount, etc., are convenience stores, respectively. A bar code specified by the distribution code center is displayed so that it can be read by a POS (Point Of Sales system) which is a store point-of-sale (information) management system.

In the fifth row, the denomination 23 of the transfer amount is printed on the left column, and the card number 24 which is the same card number 20B as the prepaid card 12 is printed on the right side.

The B column 11B is a copy of a copy of a copy of a convenience store to be handled. The first row is a column of a character display 25. In this case, the column is described as "CVS store copy". I have.

The second row is a portion indicating that the type of the slip is a type display 26 for indicating what kind of slip is. In this case, it indicates that the slip has been paid and received at the convenience store that handles it. "Payment Form and Receipt" is displayed.

In the third row, the face value 27 of the transfer amount is printed, and the same value as the face value 23 of the transfer amount in the A column 11A is printed.
The value is the same as the denomination indicated by the bar code in the fourth row of the column 11A.

In the fourth row, the contents indicating the same recipient as in the left column of the third row of the A column are shown as a recipient display 28, and in the fifth row, the right of the third row of the A column is displayed. Each column is provided as a stamp column 29 for stamping the same storage date stamp as the column.

Further, the first row of the C column 11C is a part of a copy for a copy of the client who requests the transfer, and the first row is a column of the character display 30. In this case, " C
VS client copy ".

The second row is a portion indicating the type display 31 for indicating the type of the slip, and in this case, the receipt indicating that the amount paid by the client has been received. Is displayed.

The descriptions in the third, fourth, and fifth tiers are the same as those in the third, fourth, and fifth tiers in column B. It is a denomination amount 32, a payee display 33, and an imprint field 34 for imprinting a storage date stamp.

Next, the prepaid card 12 is shown in FIG.
As shown in the figure, a card name 35, which is a service name of a card to be handled, is provided on the upper surface 12A, a design part 36 for displaying a design for characterizing the card is displayed in the center, and a design part 36 is displayed on the lower left. The usage type 37 indicating the usage of the card is "international telephone use", and the right side of the connection agency company 3 that describes the name of the connection agency company that performs the connection service is shown on the right.
8 are described respectively.

As shown in FIG. 3 (B), the back side 12B of the prepaid card 12 is provided at the top with a usage display field 39 indicating how to use the card. Is displayed, and the procedures described below ~
Use in order.

In the procedure, a telephone number which the user dials to access the prepaid exchange of the connection agency is described, and the user makes a telephone call using this number. Since the two telephone numbers are described in a region where the call originates, the user 10 looks at this and calls.

In the procedure, a number for selecting a language indicating which language is to be used as voice guidance is described. In this case, for example, 1 is Portuguese, 2 is Japanese,
Since 3 can be selected from English and 4 can be selected from multiple languages such as Chinese, the user 10 can select a desired language.

In the procedure, it is necessary to input an access code AC indicated by, for example, a 10-digit number as an input operation, and the access code AC for that purpose is described here. Since the access code AC is coated and blinded, this part is scratched prior to use, the access code AC is read, and this number is input.

In the procedure, a destination number for calling the destination is input. In this case, abbreviated dialing for "country code + area code + destination number" can be used, and this abbreviated dialing is separately registered by means such as the Internet.

In this case, when dialing the other party directly, the user can press # before placing the call, and when confirming the available time, call * before placing the dial.

A card number 40 is printed on the lower left side of the prepaid card 12, and this card number 40 is the card number 20B of the payment slip 11 shown in FIG.
The same number as 3 is described as a set.

The telephone number 41 of the customer service center is described on the lower right side, and the service can be received by calling this telephone number 41 if necessary.

In FIG. 3, various guides are displayed in Japanese. However, in actuality, in order to be easily used by foreigners, such guides are written together with Japanese, for example, in English. I have.

Next, how the user 10 accesses the connection agency will be described. First, user 1
0 is the payment slip 11 shown in FIG. 2 and FIG.
First, a set of the prepaid card 12 shown in FIG. 1 is obtained, and prior to the use of the telephone, for example, at the cash register of the convenience store 45, the necessary denomination described in the payment slip 11 is paid together with the payment slip 11.

Thereafter, at the convenience store 45,
When the barcode column 22 of the payment slip 11 is scanned by the scanner of the POS register 45A, the card number (same as the card number 24) recorded in the three columns of the barcode column 22 and the denomination (the denomination) recorded in the four columns Payment information P1 such as the par value 23) is transmitted to the convenience store headquarters 46.

The convenience store headquarters 46 transmits the deposit information P1 to the payment agent company 47. The payment agent company 47 uses the communication line 48 to send the payment form to the information control device 51 of the prepaid exchange 50 of the connection agent company 49. Necessary information such as the number PN, the payment date PD, and the CVS information CI are added and output as payment information P2, and the amount corresponding to the denomination paid from the user 10 is paid into the bank account 52 of the connection agency 49.

The information control device 51 has a built-in processor and controls the exchange of information with the storage device 53. The deposit information P2 is a call database stored in the storage device 53. A certain card table 5
4 recorded.

At the same time, the deposit information P2 is stored in the customer management machine 5
5, the information is also written to a management card master table 58 in a storage device 57 controlled by an information control device 56 having a built-in processor or the like.

As shown in FIG. 4, under the control of the information control unit 51, the card table 54 stores an access code AC described in the procedure of FIG. Items such as ACN, number display ND, language LID, and balance RP are managed.

The number display ND in this case is obtained by registering a telephone number for confirming the user 10 and a language LID, which is a basic language, in advance in the connection agency 49, and this recognition is made by the user. This is performed using the number display function of the telephone company 10 used.

Then, the information control device 56
The card master table 58 shown in FIG. 5, the card payment paper table 59 shown in FIG. 6, and the customer master table 60 shown in FIG. To exchange information.

The card master table 58 stores the customer number C under the control of the information control device 56 as shown in FIG.
N, card number 40, access code AC described in the procedure of FIG.
Items such as a digit ACN, a number display ND, a language LID, and a balance RP are managed.

As shown in FIG. 6, the card payment form table 59 stores the card number 40, the payment form number PN, the amount PY, and the payment date P under the control of the information control device 56.
It manages items such as D and CVS information CI,
Payment information P2 and P4 received from the payment agent company 47 are recorded.

Further, the customer master table 60 stores the customer number CN and the name N under the control of the information control device 56.
M, address AD, and other items necessary for customer management of NE are managed.

The customer master table 60 is a database used for customer management.
7 or the customer information manually input from the input device 61, and the customer can be finely managed using the information.

The information control device 56 is connected to an input device 61 for inputting management data. The information control device 56 is connected to a telephone 62 used by the user 10 via a telephone line 63.

Although the connection agency 49 has been described as being connected to the user 10 via the convenience store 45, the connection agency 49 is connected to many users via many convenience stores.

For example, in the case of the user 64, the user 10
As shown in FIG. 1, as shown in FIG. 1, a set in which a payment slip 65 shown in FIG. 2 and a prepaid card 66 shown in FIG. 3 are set is first obtained, and, for example, a convenience store 67 is used prior to telephone use. At the cashier, a necessary portion described in the payment slip 65 is cut out together with the payment slip 65, and the par value is paid.

Thereafter, at the convenience store 67,
When the barcode 22 of the payment slip 65 is scanned by the scanner of the POS register 67A, the card number (same as the card number 24) recorded in the three columns of the barcode column 22 and the denomination (the denomination) recorded in the four columns Payment information P3 such as the same amount 23) is transmitted to the convenience store headquarters 68.

The convenience store headquarters 68 transmits the payment information P3 to the payment agent company 47. The payment agent company 47 uses the communication line 48 to send the payment form to the information control device 51 of the prepaid exchange 50 of the connection agent company 49. Necessary information such as the number PN, the payment date PD, and the CVS information CI are added and output as payment information P4, and the amount corresponding to the denomination paid by the user 64 is paid into the bank account 52 of the connection agency 49.

The payment agent company 47 processes a large amount of payment information P1, P2 and the like transmitted from the convenience stores 45, 67 and other convenience stores in this way, and sends the processed information to the connection agent company 49 via the communication line 48. The information is transmitted as payment information P3, P4, and the like, and the transfer of the denomination to the bank account 52 is performed.

The information control device 51 is connected to the telephone 69 used by the user 64 via the telephone line 70 in the same manner as in the case of the user 10. The telephone line is connected to the user.

Then, the users 10 and 64 call the telephone 62,
If the connection agent company 49 makes a telephone call to the connection agent company 49 by using 69 and the connection
The telephones 62 and 69 are connected to, for example, the international telephone network 72 via a telephone and are connected to the other party.

In this case, a telephone 69 which can be used in this case,
62 is a subscriber telephone, a public telephone, a mobile telephone, and a PHS
(Personal Handyphone System) can be used regardless of its type, but it can be used only for telephones that can be dialed with a push signal.

Although not shown, a number of convenience stores other than the convenience store 45 are connected to the convenience store headquarters 46 via a communication line. The same applies to the convenience store headquarters 68. It is.

Next, a case where the user 10 actually talks with the other party in the above configuration will be described. In the case of the first invention, first, the user 10 sends the connection to the connection agency company 49 as shown in FIG. Is dialed with any one of the three telephone numbers shown in FIG. 3, the call from the user 10 is accessed through the information control device 51 of the prepaid exchange 50 to the card table 54, and a search is made as to whether there is a number display ND. Done.

When the information control device 51 accesses the card table 54 and the number display ND is not confirmed, the information control device 51 requests selection of the language LID,
Next, an input of the access code AC described in the prepaid card 12 is requested, and when the access code AC is input, the information is stored in the card table 54.

The information control device 56 accesses the card master table 58 from the access code AC input via the information control device 51, reads out the card number 40, and uses the card number 40 to read the card payment form table 59. , The deposit status is grasped, and if the deposit is made, the connection approval is answered by the information control device 51 and connected to the telephone line 71.

Thereafter, the user enters the telephone number of the other party to make a telephone call. In this case, the voice guidance in the selected language indicates, for example, "Hello" in Japanese and "Hello" in English. Automatically called by pre-registered voice such as "".

The registered number display ND
Is confirmed by the information control device 51 of the prepaid exchange 50 (in the case of the second invention), an inquiry as to whether or not payment has been made is made to the card payment form table 59 via the information control device 56. If the payment is accepted, the connection approval is answered by the information control device 51, and the connection is immediately connected to the telephone line 71 without inputting the access code AC written on the prepaid card 12, and thereafter, the other party is called. The user can easily call the other party by entering the telephone number of the destination.

In this case, when the number display ND is registered, the language LID is also registered at the same time, so that the voice guidance in the registered language is used, for example, in the same manner as when the access code AC is used. "Hello" for English, "Hell" for English
Called automatically in a pre-registered language such as "o".

As another service, there is a procedure for changing a password. Since the access code AC is described on the prepaid card 12, if this number is used, a person other than the user 10 who made the payment can make a call and cannot be protected against loss or theft.

Therefore, the user 10 changes the last N digits of the printed access code AC and contacts the connection agent company 49 to contact the connection agency 49 so that the last N digits of the access code of the card table 54 and the card master table 58 are changed. If the ACN number is changed as a password, the prepaid exchange 50 refuses the connection and cannot use the telephone even if another person enters the access code AC printed on the prepaid card 12, and the user cannot use the telephone. Numeral 10 can use the remaining N minutes with confidence using the lower N digits, and can enhance the confidentiality.

"Country code + area code + destination number"
Although items are not shown as abbreviated dialing, they can be registered in the card table 54 or the like using the Internet, thereby simplifying the operation and preventing a long number from being mistaken.

Further, there is a service for inquiring of the details of the call such as the balance RP and the outgoing call history using the Internet or a portable telephone which can be connected to the Internet, for the convenience of the user 10.

In the case of an unregistered user, the user is asked to select a voice guidance for the first time, but from the second time, the language selected for the first time is adopted as a default voice guidance and a new voice guidance is adopted. A method of skipping registration can also be adopted.

The above connection agency system has not only a telephone service but also a collection system for foreigners in Japan, which is expected to expand in the future, or development to rent payment which is often prepaid, and basically has credit information. It can also manage payment information for foreigners, create a credit information database, and use it to store fees for all lifestyle-related services.

In the above description, the prepaid cards 12 and 66 have been described as being made of plastics. However, the prepaid cards 12 and 66 are not necessarily made of plastics, and the access code AC is hidden at first but can be recognized before use. Any type of paper may be used as long as the same card number as the card number 24 of the payment slip 11 is associated therewith.

[0079]

As described above, first, according to the first invention, the prepaid card in the distribution stage itself has no value and functions as a mere plastic card.
Prepaid card issuers do not need to raise funds when issuing prepaid cards, so they can avoid generating inventories and avoid losses due to price collapse at the retail stage. it can.

Secondly, according to the first invention, since the prepaid card itself at the distribution stage has no value and functions as a mere plastic card, the connection agency that issues the prepaid card raises funds when issuing the prepaid card. Therefore, it is possible to prevent inventory from being generated, and it is possible to prevent loss due to price collapse at the retail stage.

Thirdly, according to the first invention, the connection agent company obtains user information and manages it by computer, so that the connection agent company and the customer are linked one-on-one. The connection agency can perform detailed customer management.

Fourth, according to the first invention, since the user can continue to use the same prepaid card, the trouble of replacing the prepaid card as in the prior art is eliminated, and the management becomes easy.

Fifth, according to the first invention, since the user can change the identification number, the user can safely respond to theft or loss, and even when compared with the conventional advance payment. There is no need to prepare more money than necessary, and budget management can be facilitated because it is only necessary to transfer the necessary amount in advance with a transfer slip in comparison with postpayment.

Sixth, according to the first invention, even on the sales side that sells prepaid cards, since the prepaid cards are merely plastic cards, inventory management is easy and the risk of loss can be avoided.

According to the second invention, many advantages of the first invention can be enjoyed. In addition, a telephone number is registered in advance with the connection agent company, and the telephone number is used to call the connection agent company with this telephone number. Then, by using the so-called number display function of the telephone company that can recognize the telephone number of the caller, the connection agency grasps the payment information from the telephone number of the caller without inputting the access code written on the prepaid card Therefore, the connection can be determined based on the result.

[0086] For this reason, the user can make a call regardless of the prepaid card when making a call, and the trouble of inputting an access code having a long number of digits is eliminated, so that the user can use a convenient call method.

[Brief description of the drawings]

FIG. 1 is a configuration diagram schematically showing an embodiment of a line connection proxy system according to the present invention.

FIG. 2 is an explanatory diagram illustrating a configuration of a payment slip used in the line connection proxy system shown in FIG.

3A and 3B are explanatory diagrams illustrating a configuration of a prepaid card used in the line connection proxy system shown in FIG. 1, wherein FIG. 3A shows a configuration of a front surface and FIG. 3B shows a configuration of a back surface.

FIG. 4 is an explanatory diagram showing record items of a card table used in a prepaid exchange of the line connection proxy system shown in FIG. 1;

FIG. 5 is an explanatory diagram showing record items of a card master table used in a customer management machine of the line connection proxy system shown in FIG. 1;

FIG. 6 is an explanatory diagram showing record items of a card payment sheet table used in the customer management machine of the line connection proxy system shown in FIG. 1;

7 is an explanatory diagram showing record items of a customer master table used in a customer management machine of the line connection proxy system shown in FIG. 1;

[Explanation of symbols]

10, 64; user, 11, 65; payment slip, 12,
66; prepaid card, 12A; front surface, 12B; back surface, 13; binding part, 14-16; perforation, 17, 3
5; card name, 18, 25, 30; personality indication, 1
9, 26, 31; display type, 20, 33, 28; recipient display, 20A, 38; connection agent name, 20B, 4
0, 24; card number, 20C; bill number, 20
D: Location display, 21, 29, 34; Seal column, 22;
Barcode column, 23, 27, 32; face value display, 3
6; Design department, 37; Usage type, 39; Usage display column, 41; Phone number, 45, 67; Convenience store, 45A, 67A; POS cash register, 46, 68; Convenience store headquarters, 47; 4
8; communication line, 49; connection agency, 50; prepaid exchange, 51, 56; information control device, 52; bank account, 53, 57; storage device, 54; card table, 55; customer management machine, 58; Master table, 59; Card payment form table, 60; Customer master table, 61; Input device, 62, 69; Telephone, 63, 70, 71; Telephone line, 72; International telephone network, AC; Access code, PN; Paper number,
PD; payment date, CI; CVS information, P1 to P4; deposit information, ACN; last N digits of access code, ND; number display, LID; language, RP; balance, amount; PY, CN; customer number, NM; Name, AD;
Address, NE; Other

──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat ゛ (Reference) G06F 17/60 408 G06F 17/60 408 430 430 G07F 7/08 G07F 7/08 Z

Claims (5)

[Claims] 1. A communication terminal of a convenience store that can be transmitted to a connection agency company including payment information obtained by scanning a bar code of a payment slip in which at least a card number converted into a bar code and a face value to be paid are described. A telephone means which can be input to an access code written on a prepaid card which is set with the payment slip and has a residual count of zero, and which can be transmitted to the connection agent company via a telephone line, based on the deposit information based on the access code A connection determining means for determining whether or not the user can connect to a destination to which the user seeks connection at a deposit limit. 2. The line according to claim 1, wherein the prepaid card is coated in advance so that the access code is not visible, and the access code is scratched before use so that the access code can be recognized. Connection agency system. 3. The line connection proxy system according to claim 1, wherein the prepaid card allows a user to arbitrarily change a part of an access code. 4. The line connection proxy system according to claim 1, wherein voice guidance during a call is automatically selected in a predetermined language in accordance with the access code. 5. A communication terminal of a convenience store which can be transmitted to a connection agency company including payment information obtained by scanning a bar code of a payment slip in which at least a card number converted into a bar code and a face value to be paid are described. A connection judging means for recognizing a telephone number registered in advance with the connection agent company and judging whether or not the user can connect to a partner seeking connection based on the deposit limit based on the deposit information. Characteristic line connection agency system.