JP2002074291A - Personal identification medium and medium reader - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a personal identification medium and a medium reader equipped with a defending function against any illegal copy. SOLUTION: A passbook 1 is provided with a stealth bar code 3 printed using invisible ink, and a passbook treating device reads the stealth bar code 3 from a back cover 2 of the passbook 1, and checks the presence or absence of the stealth bar code 3, and when the stealth bar code 3 can not be read, the passbook treating device ends the processing.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

[0001] The present invention stores personal information,
The present invention relates to a personal identification medium possessed by each individual and a medium reading device for reading personal information from the personal identification medium.

[0002]

2. Description of the Related Art Conventionally, a personal identification medium for identifying a medium owner, for example, a card handled by an automatic cash handling machine (hereinafter referred to as ATM) of a financial institution,
In the passbook or the like, customer information such as an account number, a bank number, and a balance is written as personal information on a magnetic stripe.

An ATM reads customer information from a magnetic stripe as a medium reading device and sends it to a host, which is a higher-level device. When the ATM receives from the host a notification that the customer information matches the customer information held by the host, the ATM conducts a transaction. The transaction is continued, and after the transaction, the transaction data such as the balance in the customer information is updated.

[0004] By the way, even if the personal identification medium is illegally copied without the knowledge of the person, and the forged personal identification medium is used, the ATM informs the user that the personal identification medium is a forged personal identification medium. Since there is no protection function to detect, a bill corresponding to the input amount is output.

[0005]

In the conventional medium reading apparatus, even if the personal identification medium is illegally copied, it is determined that the personal identification medium is the copied personal identification medium. Since there is no protection function to detect, for example, if the medium reading device is an ATM, there is a problem that a bill corresponding to the input amount is output without the proper personal identification medium owner himself knowing. there were.

[0006] It is an object of the present invention to provide a personal identification medium and a medium reading device having a function of protecting against unauthorized copying.

[0007]

In order to achieve the above object, a personal identification medium of the present invention has concealed information printed on a surface of the medium with invisible ink.

In order to achieve the above object, the medium reading apparatus of the present invention reads concealed information from the above-mentioned personal identification medium and checks for the presence or absence of the concealed information. If there is no information, the process ends.

[0009]

Embodiments of the present invention will be described with reference to the drawings. Elements common to the drawings are denoted by the same reference numerals.

First Embodiment FIG. 1 is a perspective view of a passbook according to a first embodiment, FIG. 2 is a schematic diagram showing a configuration of a passbook handling apparatus for handling the passbook shown in FIG. 1, and FIG. 3 is an explanatory diagram showing the contents of the magnetic stripe of the passbook shown in FIG.

On the back cover 2 of the passbook 1 as a personal identification medium, a stealth bar code 3 printed using, for example, a special ink absorbing infrared light or ultraviolet light is provided as concealed information. . The stealth barcode 3 absorbs infrared light or ultraviolet light and is invisible to human eyes under white light.

In the present embodiment, printing is performed using a special ink that absorbs infrared light. The value of the stealth barcode 3 is changed and printed for each customer, each dealer, each passbook issuing date, each passbook printing lot, and the like.

On the back cover 2 of the passbook 1, as shown in FIG. 3, customer information such as account number, bank number, balance, etc., print page or line number information for printing transaction data, and stealth bar code 3 A magnetic stripe 4 in which a value is written as personal information is provided.

On the inner sheet 5 of the passbook 1, a page mark 6 indicating a page and a print column 7 for printing processing data are printed.

A passbook handling device 10 as a medium reading device
Has a transport path 13 for transporting the passbook 1 from the passbook insertion slot 11 to the page turn section 12 as shown in FIG. 2, and the magnetic stripe reading section 14 from the passbook insertion port 11 side along the transport path 13. , A page mark reading unit 15, a stealth barcode reading unit 16, a printing unit 17, and the like.

Below the stealth bar code reading section 16, there is provided a control section 18 for controlling the entire apparatus.

The transport path 13 is provided with a plurality of transport rollers 19 and a plurality of press-contact rollers 20 that press against the transport rollers 19. A pulley (not shown) is fixed to the shaft of the transport roller 19, and a belt (not shown) is stretched between the pulleys.

A pulley fixed to a predetermined shaft of the transport roller 19 is stretched by a transport motor to be described later via a belt.

The magnetic stripe reading section 14 has a passbook insertion slot 11 for inserting the passbook 1, a passbook sensor 21 for detecting the presence or absence of the passbook 1, reading magnetic data from the magnetic stripe 3, and writing magnetic data to the magnetic stripe 3. A magnetic read / write head 22 is provided, and a page mark reading unit 15 is provided with a barcode sensor 23 for reading the page mark 6 printed on the inner sheet 5 of the passbook 1.

The stealth barcode reading section 16 is provided with a barcode sensor 24 for reading the stealth barcode 4 by irradiating the stealth barcode 4 with infrared light. A print head 25 for printing processing data and a platen 26 are provided.

FIG. 4 is a control block diagram of the passbook handling apparatus. The control unit 18 includes a central processing unit 30 (hereinafter, CPU 30).
), A memory 31 and an input / output port 32 are provided, and the memory 31 and the input / output port 32 are connected to the CPU 30.

The input / output port 32 includes a passbook sensor 21, a transport motor 33, a magnetic read / write head 22, a bar code sensor 23, a bar code sensor 24, and a print head 2.
5. The customer operation unit 34 and the like are connected.

Next, the operation will be described with reference to FIG. FIG. 5 is a flowchart (1) showing the operation of the passbook handling apparatus according to the first embodiment.

In step S1, the CPU 30 senses whether or not the passbook 1 has been inserted into the passbook insertion slot 11 through the passbook sensor 21, and branches to step S2 when the passbook 1 is inserted into the passbook insertion slot 11. I do.

In step S2, the CPU 30
3 is driven in the forward rotation direction, and the passbook 1 is taken into the apparatus.

In step S3, the CPU 30 reads the magnetic stripe 4 through the magnetic read / write head 22,
The contents are stored in the memory 31.

In step S 4, the CPU 30 reads the stealth bar code 3 through the bar code sensor 24 and stores the contents in the memory 31.

In step S5, the CPU 30 reads the contents of the stealth barcode 3 from the memory 31, checks whether or not the stealth barcode 3 has been read. If the stealth barcode 3 has been read, the process branches to step S6. In the case of, the process branches to step S14. Whether or not the stealth barcode 3 has been read can be determined, for example, in the memory 3
If the content of 1 is “0”, it is assumed that the stealth barcode 3 could not be read.

In step S6, the CPU 30 reads the contents of the magnetic stripe 4 and the contents of the stealth bar code 3 from the memory 31 and checks whether or not they match, and if they match, branches to step S7. Branches to step S14.

In step S7, the CPU 30 reads out customer information such as an account number, a bank number, and a balance from the memory 31, and transmits the information to the center.

In step S8, when the CPU 30 receives from the host a notification that the transmitted customer information matches the customer information held in the center, the CPU 30 branches to step S9 and receives a notification of mismatch from the host. If so, the process branches to step S14.

In step S9, the CPU 30 sets the customer operation unit 3
A message for inputting the amount is displayed on the display unit 4.

In step S10, the CPU 30 checks whether or not the amount has been entered. If the amount has been entered, the CPU 30 branches to step S11, and if not, branches to step S9.

At step S11, the CPU 30 discharges the bill to the bill box of the customer operation section 34, reads the page mark 6 through the barcode sensor 23 at step S12, and prints the data processed by the print head 25.
When the printing space is insufficient, the printing process is stopped, the passbook 1 is conveyed to the page turning section 12, the page is turned, and then the printing section 17 is returned to print the remaining processing data.

In step S13, the CPU 30 executes the magnetic reading / reading.
The contents of the magnetic stripe 4 are updated through the write head 22.

In step S14, the CPU 30 drives the transport motor 33 in the reverse rotation direction and returns the passbook 1 to the passbook insertion slot 11.

According to the first embodiment, even if the personal identification medium on which the confidential information is printed is illegally copied, the confidential information is not copied on the copied personal identification medium, and the medium reading device transmits the concealed information. If it cannot be read, the process ends.
Unauthorized use of personal identification media can be prevented.

Further, the same information as the concealed information printed on the personal identification medium is included in the personal information of the personal identification medium, the concealed information is read by the medium reading device and compared with the personal information, and the concealed information is included in the personal information. Since the processing is continued in the case where it has been performed, the security of the personal identification medium can be expected to be improved, and the falsification of the personal information is made meaningless, thereby preventing the falsification of the personal information.

Second Embodiment FIG. 6 is a flowchart (2) showing the operation of the passbook handling apparatus according to the second embodiment . The difference from the operation of the passbook handling apparatus according to the first embodiment is that: When updating the data of the magnetic stripe, the data is scrambled using the stealth bar code as a key and written to the magnetic stripe. When a passbook is handled, the scramble of magnetic stripe data is descrambled using a stealth bar code as a key.

In step S1, the CPU 30 senses whether or not the passbook 1 has been inserted into the passbook insertion slot 11 through the passbook sensor 21, and branches to step S2 when the passbook 1 has been inserted into the passbook insertion slot 11. I do.

In step S2, the CPU 30
3 is driven in the forward rotation direction, and the passbook 1 is taken into the apparatus.

In step S 3, the CPU 30 reads the contents of the magnetic stripe 4 through the magnetic read / write head 22 and stores the contents in the memory 31.

In step S 4, the CPU 30 reads the contents of the stealth bar code 3 through the bar code sensor 24 and stores the contents in the memory 31.

In step S5, the CPU 30 reads the contents of the magnetic stripe 4 and the contents of the stealth barcode 3 from the memory 31, and descrambles the contents of the magnetic stripe 4 using the contents of the stealth barcode 3 as a key. To be stored.

In step S6, the CPU 30 reads the contents of the stealth barcode 3 from the memory 31, checks whether or not the stealth barcode 3 has been read. If the stealth barcode 3 has been read, the process branches to step S7. In the case of, the process branches to step S16. Whether or not the stealth barcode 3 has been read can be determined, for example, in the memory 3
If the content of 1 is “0”, it is assumed that the stealth barcode 3 could not be read.

In step S7, the CPU 30 reads the contents of the descrambled magnetic stripe 4 and the contents of the stealth barcode 3 from the memory 31 and compares them.
It is checked whether or not the contents of the magnetic stripe 4 include information that matches the contents of the stealth barcode 3. If the information is included, the process branches to step S8. If not, the process proceeds to step S16. Branch.

In step S8, the CPU 30 reads out customer information such as an account number, a bank number and a balance from the memory 31 and transmits the same to the center.

In step S9, if the CPU 30 receives from the host a notification that the transmitted customer information matches the customer information held in the center, the CPU 30 branches to step S10 and receives a notification of mismatch from the host. If so, the process branches to step S16.

In step S10, the CPU 30 displays a message for inputting the amount on the display unit of the customer operation unit 34.

In step S11, the CPU 30 checks whether or not the amount has been input. If the amount has been input, the process branches to step S12. If not, the process proceeds to step S10.
Branch to

In step S12, the CPU 30 discharges the bill to the bill box of the customer operation unit 34, reads the page mark 6 through the barcode sensor 23 in step S13, and prints the data processed by the print head 25.
When the printing space is insufficient, the printing process is stopped, the passbook 1 is conveyed to the page turning section 12, the page is turned, and then the printing section 17 is returned to print the remaining processing data.

At step S14, the CPU 30
, The contents of the stealth barcode 3 are read out, the magnetic stripe data is scrambled using the contents of the stealth barcode 3 as a key, and stored in the memory 31.

In step S15, the CPU 30 reads the scrambled magnetic stripe data from the memory 31, and updates the contents of the magnetic stripe 4 through the magnetic read / write head 22.

In step S16, the CPU 30 drives the transport motor 33 in the reverse rotation direction to return the passbook 1 to the passbook insertion slot 11.

According to the second embodiment, the concealment information is
Since it is a key for scrambling personal information and a key for releasing scrambled personal information, the first
It can be expected that the security of the personal identification medium is further improved as compared with the embodiment.

In the first and second embodiments, a passbook has been described as an example of a personal identification medium. However, a card having a magnetic stripe storing customer information or an IC card storing customer information in a memory is used. Alternatively, a stealth barcode may be printed as concealment information.

Further, in the first and second embodiments, the stealth barcode has been described as an example of the concealment information. However, numerals, symbols, and the like may be printed with invisible ink and read by a medium reading device. Good.

In the first and second embodiments, the concealed information is printed on the surface of the medium. However, a hologram may be provided on the surface of the medium instead of the concealed information, and the hologram reader may be provided in the medium reader. . In this case, the hologram is not copied by copying.

In the first and second embodiments, the passbook handling device has been described as an example of the medium reading device. However, if a concealed information reading unit such as a stealth barcode reading unit for reading a stealth barcode is installed. Also, the present invention can be applied to an information processing device such as a personal computer and a credit card reader.

[0060]

Since the present invention is configured as described above, it has the following effects.

Even if the personal identification medium is illegally copied, if there is no concealment information in the copied personal identification medium, the medium reading device terminates the processing, so that unauthorized use of the personal identification medium can be prevented.

Further, when writing personal information to the personal identification medium, the personal information can be scrambled by using the concealed information printed on the medium surface with invisible ink as a key. It cannot be tampered with.

[Brief description of the drawings]

FIG. 1 is a perspective view of a passbook according to a first embodiment.

FIG. 2 is a schematic diagram illustrating a configuration of a passbook handling apparatus that handles the passbook illustrated in FIG. 1;

FIG. 3 is an explanatory diagram showing the contents of a magnetic stripe of the passbook shown in FIG. 1;

FIG. 4 is a control block diagram of the passbook handling apparatus.

FIG. 5 is a flowchart (1) showing the operation of the passbook handling apparatus.

FIG. 6 is a flowchart (2) showing the operation of the passbook handling apparatus.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Passbook 3 Stealth barcode 4 Magnetic stripe 10 Passbook handling device 30 CPU 31 Memory

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Claims (10)

[Claims] 1. A personal identification medium storing personal information for identifying an individual, wherein the personal identification medium has concealed information printed on the medium surface using invisible ink. 2. The personal identification medium according to claim 1, wherein the personal information includes information matching the content of the concealment information. 3. The personal identification medium according to claim 1, wherein the concealment information is a bar code. 4. The confidential information is read from the personal identification medium described in claim 1 or 2, and the presence or absence of concealed information is checked. If there is concealed information, the process is continued. And a concealed information reading means for ending the processing. 5. The concealment information reading means compares the concealment information with the personal information, and if the content of the concealment information matches the content included in the personal information, continues the processing. 5. The medium reading apparatus according to claim 4, wherein the processing is terminated when the content does not match the content included in the personal information. 6. The method according to claim 1, further comprising scrambling the personal information when writing the personal information to the personal identification medium, and scrambling the scrambled personal information from the personal identification medium when the personal information is read from the personal identification medium. 6. The medium reading apparatus according to claim 5, further comprising a scrambler for decrypting the data using the key as a key. 7. The personal identification medium according to claim 1, wherein the personal identification medium is a passbook having a magnetic stripe on which the personal information is written. 8. The personal identification medium according to claim 1, wherein the personal identification medium is a card having a magnetic stripe on which the personal information is written. 9. The personal identification medium according to claim 1, wherein the personal identification medium is an IC card having the personal information in a memory. 10. The personal identification medium according to claim 1, wherein a hologram is provided on the surface of the medium instead of the concealment information.