JP2002024782A - Magnetic card - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a card integrating a credit card and a cash card, capable of indicating necessary personal information such as a membership number for credit, and an account number for a bank. SOLUTION: This magnetic card 10 has two lines of magnetic stripes 13A-1, 13A-2 on the right side thereof, and comprises an embossed indication portion 10A for indicating personal information for credit by embossing, and a printed portion 10B for indicating an account number for a bank by printing.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a magnetic card having a magnetic stripe.

[0002]

2. Description of the Related Art Conventionally, as this type of magnetic card, for example, a cash card having a front surface provided with two magnetic stripes has been proposed.

[0003]

However, the above-mentioned conventional magnetic card is a card in which a credit card and a cash card are integrated, and if two magnetic stripes are to be provided on the front surface, ISO / JIS is required. Since the embossable area is limited by the standard, it is not possible to emboss all necessary personal information such as a credit member number and a bank account number within the range of the standard.

[0004] It is an object of the present invention to provide a card in which a credit card and a cash card are integrated, and which can display all necessary personal information such as a credit member number and a bank account number. It is to provide.

[0005]

According to a first aspect of the present invention, there is provided a magnetic card having two magnetic stripes on a front surface side, in which personal information for credit is displayed by embossing. A magnetic card comprising: an embossed display section; and a printing section in which a bank account number is printed.

According to a second aspect of the present invention, in the magnetic card according to the first aspect, the embossing display unit displays a bank account number to be represented by embossing by printing in accordance with the ISO / JIS standard. Setting the embossing line spacing to avoid the required ATM magnetic head sliding area;
A magnetic card characterized by the following.

[0007] The third aspect of the present invention is the first or second aspect.
Wherein the printing unit is provided in an area other than a running area of a magnetic head capable of reading and / or writing information on the magnetic stripe.

[0008] The invention of claim 4 is the first to third aspects of the present invention.
5. The magnetic card according to claim 1, wherein the printing unit is provided in an area other than a running area of the card transport roller.

[0009]

BRIEF DESCRIPTION OF THE DRAWINGS FIG.
An embodiment of the present invention will be described in more detail.
FIG. 1 is a diagram showing an embodiment of a magnetic card according to the present invention. As shown in FIG. 1A, the magnetic card 10 of this embodiment is provided with two magnetic stripes 13A-1 and 13A-2 concealed on the front surface, and is shown in FIG. 1B. Thus, one magnetic stripe 13B is provided on the back surface.

As shown in FIG. 1A, the magnetic card 10 has an embossed display section 10A in which personal information for credit is embossed and a bank account number in print, as shown in FIG. A printing unit 10B, a BIN number display unit 10C, an international brand mark display unit 10D, a hologram display unit 10E for preventing forgery, an issuer mark display unit 10F for displaying a card issuer's logo, etc. are included. Is formed. On the back side, as shown in FIG. 1 (B), a signature panel 10G on which an integrated print number 10g is printed and a print area 10H for a notice or the like.
Is provided. The sign panel 10G is 16 mm or less from the top of the card, and the top and bottom size is 10.3 mm
That is all.

[0011] The embossed display section 10A conforms to ISO / JIS.
Emboss area according to the standard (24.03 from the bottom of the card)
mm) and the embossed line spacing is set so as to satisfy the required specifications of the ATM manufacturer, and the function and appearance as a credit card can be maintained. For example, the top and bottom dimensions of the first embossed line 10A-1 are 5.00.
mm, the maximum of the vertical dimension of the embossed second line 10A-2 is
It is 3.50 mm, and the line spacing is 0.25 mm.

FIG. 2 is a diagram showing a printing section of the magnetic card according to the present embodiment. The printing unit 10B is an AT that can read and / or write information on the magnetic stripe 13.
M, CAT and other magnetic heads (not shown) running area X1,
It is desirable to provide the printable areas X3 and X4 other than X2. However, although the area X4 can be printed, it overlaps with the embossed area. The printing unit 10
B is a card transport roller for ATM, CAT, etc. (not shown)
It is better to avoid the traveling area X5. This is to avoid the influence of ATM and CAT. When x0 = 54 mm, x1 = x2 = 16 mm, x3 = x4 = 8 mm, x5
= 6 mm.

FIG. 3 is a layer configuration diagram showing an embodiment of a magnetic card according to the present invention. Magnetic card 1 of this embodiment
0 is two center cores 11 (11A, 11B),
A transparent oversheet 12 (12A, 12B) laminated on the outer surface of the center cores 11A, 11B, and a magnetic stripe 13 formed on the oversheets 12A, 12B.
(13A-1, 13A-2, 13B), a magnetic concealing layer 14 for concealing the magnetic stripes 13A-1, 13A-2, 13B, and character / image information formed on the magnetic concealing layer 14 by transfer, The release layer 16 includes the pattern print layer 15 remaining on the surface and the like.

The center core 11 is made of polyvinyl chloride, polyester, polycarbonate, A having a thickness of about 280 μm.
A sheet of BS resin or the like can be used. Further, as the oversheet 12, a transparent sheet of a polyvinyl chloride, polyester, polycarbonate, ABS resin or the like having a thickness of about 100 μm can be used.

The magnetic stripe 13 is a layer in which magnetic ink is printed in a stripe form, predetermined information is magnetically recorded, and machine processing can be performed. Letterpress, offset, gravure,
It is formed by printing by a silk screen method or the like.

The magnetic concealing layer 14 is a layer for concealing the magnetic stripe 13. For example, a concealing ink containing titanium white or the like as a pigment is used for letterpress, offset, gravure,
It is formed by printing by a silk screen method or the like.

The picture printing layer 15 is a layer for forming character / image information, and is formed by a transfer method. In this transfer method, a pattern is printed on a transfer sheet (transfer PET), attached to the magnetic concealing layer 14 serving as a printing medium, the pattern is formed on the magnetic concealing layer 14, and then the transfer sheet is peeled off. . At this time, the release layer 16 remains on the surface of the picture print layer 15.

In this embodiment, a receiving layer 17 is further formed on the release layer 16. And the receiving layer 17
The printed layer 18 can be formed by printing on the above.

The receiving layer 17 is a release layer 1 of the pattern printing layer 15.
6 is a layer formed on at least the printed portion on the surface 6 to enhance the adhesion of printing. As a material for forming the receiving layer 17, a conventionally known resin material which easily accepts a heat-transferring coloring material such as a sublimable dye or a hot-melt ink can be used. For example, polyolefin resins such as polypropylene, halogenated resins such as polyvinyl chloride or polyvinylidene chloride, polyvinyl acetate, vinyl chloride-vinyl acetate copolymer, ethylene-vinyl acetate copolymer or polyacrylic acid ester Vinyl resins, polyester resins such as polyethylene terephthalate or polybutylene terephthalate, polystyrene resins, polyamide resins, copolymer resins of olefins such as ethylene or propylene and other vinyl polymers, cellulose resins such as ionomers or cellulose diastase , Polycarbonate and the like, and a vinyl chloride resin, an acryl-styrene resin or a polyester resin is particularly preferable.

The receiving layer 17 is formed by dissolving or dispersing in a suitable solvent such as water or an organic solvent, adding one or more materials selected from the above-mentioned materials and various additives as necessary. A coating liquid for a layer is prepared, and can be formed by applying and drying the coating liquid on the release layer 16 by means such as a gravure printing method, a screen printing method, or a reverse coating method using a gravure plate. Its thickness is
About 1 to 10 μm in a dry state, preferably 1 to 5 μm
It is about.

The printing layer 18 is a so-called ultragraphic print (UG print), which is an ultra-high-definition transfer printing, and uses a heat transfer sheet provided with a color material transfer section to form a heating device such as a thermal head. An image is formed by pressing against a platen roll to selectively generate heat in a heating portion of a heating device according to image information and transferring a color material of a color material transfer portion on a thermal transfer sheet to a receiving layer 17. .

As the thermal transfer sheet, conventionally known thermal transfer sheets can be used. A color material layer is formed of a heat-meltable ink or a sublimation dye at a color material transfer portion provided on the thermal transfer sheet. The color material layer provided in the color material transfer portion is appropriately selected from a heat-meltable ink and a sublimation dye according to a target print, and is provided in a face-to-face manner. The color material transfer portion composed of a sublimation dye used to obtain a printed matter having excellent gradation is provided with a sublimation dye such as yellow, magenta, cyan, or black, which is generally used, as necessary. , And are provided in the order of planes. This printing layer 1
Reference numeral 8 denotes a printing unit 10B on which important information including a bank number, a store number, a subject number, and an account number is printed.

Next, a method of manufacturing the concealment card 10 according to the present embodiment will be described. (# 1) Two center cores 11A and 11B are superimposed, and oversheets 12A and 12B and magnetic stripes 13A-1, 13A-2 and 13B are provided on both sides.
Is attached. In other words, when making a raw card, 2
Magnetic stripe (JISII upper and lower two) 13A-1,
13A-2 and one magnetic stripe on the back (JISI
13B).

(# 2) The sheet prepared in # 1 is integrated by heating and pressing. (# 3) Print a pattern on a transparent transfer PET with a reverse image,
The pattern is transferred to the card base material prepared in Step 2
Is peeled off to form the pattern print layer 14. During this transfer, the release layer 15 remains on the pattern printing layer 14 side.

(# 4) Next, the receiving layer 17 is printed on the surface to be printed on the release layer (peeled off concealed surface) 15. (# 5) The printing layer 18 is formed on the receiving layer 17 by expressing the account number 10B by printing. (# 6) Two magnetic stripes 13A- on the front surface
1, 13A-2, data encoding on one magnetic stripe 13B on the back surface is performed, and personal information for credit is embossed to form an embossed display section 10A. The printing unit 10B (printing layer 1) prints personal information for a bank (such as an account number) on the receiving layer 17.
8) is formed, and the card issuing process ends.

Various modifications and changes are possible without being limited to the embodiment described above, and these are also within the equivalent scope of the present invention. For example, a magnetic card using only a magnetic stripe has been described as an example, but a card in which at least one of an IC card, an optical card, and the like is combined may be used. Furthermore, although an integrated card of a cash card and a credit card has been described as an example, a combination of both or one of the cards and various ID cards, membership cards, or the like may be used.

[0027]

As described above in detail, according to the present invention, in a magnetic card having two magnetic stripes on the front surface, the emboss position can be provided according to the ISO / JIS standard, and Since all necessary personal information such as a credit member number and a bank account number can be displayed, two functions of a credit card and a cash card can be provided.

[Brief description of the drawings]

FIG. 1 is a diagram showing an embodiment of a magnetic card according to the present invention.

FIG. 2 is a diagram illustrating a position of a printing unit of the magnetic card according to the embodiment.

FIG. 3 is a layer configuration diagram showing an embodiment of a concealment card according to the present invention.

[Explanation of symbols]

 Reference Signs List 10 Concealment card 10A Embossed display section 10B Printing section 10C Printing section 10D International brand mark display section 10E Hologram display section 10F Issuer mark display section 10G Sign panel 10H Printing area for notes, etc. 11A, 11B Center core 12A, 12B Oversheet 13A -1, 13A-2, 13B Magnetic stripe 14 Magnetic concealing layer 15 Pattern printing layer 16 Release layer 17 Receiving layer 18 Printing layer

 ────────────────────────────────────────────────── ─── Continued on the front page F term (reference) 2C005 HB09 JA02 JA08 JA09 JB08 KA03 KA07 KA08 KA40 KA41 KA61 LA03 LA18 LA29 LA30 5B035 AA06 AA13 BA03 BA05 BB02 BB05 BC01 5D006 AA05 AA06 BA19 CB08 CC03 CC04 DA01

Claims (4)

[Claims] 1. A magnetic card having two magnetic stripes on its front side, comprising: an embossed display section in which personal information for credit is displayed by embossing; a printing section in which a bank account number is printed by printing; A magnetic card comprising: 2. The magnetic card according to claim 1, wherein the emboss display unit displays a bank account number to be represented by emboss by printing according to ISO / JIS standard.
A magnetic card, wherein an embossed line spacing is set so as to avoid an ATM magnetic head sliding area required by specifications. 3. The magnetic card according to claim 1, wherein the printing unit is provided in an area other than a running area of a magnetic head capable of reading and / or writing information of the magnetic stripe. A magnetic card. 4. One of claims 1 to 3
The magnetic card according to any one of claims 1 to 3, wherein the printing unit is provided in an area other than a travel area of a card transport roller.