JP2001209757A - Electronic information processing medium, floppy (registered trademark) disk and electronically settling method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a floppy disk 1 capable of processing a card without using a mechanism such as an IC contact and a magnetic head. SOLUTION: A non-contact card 11 is inserted into the floppy disk 1, and the information of the card 11 is outputted to a personal computer 14 through the disk 1, etc. In such a case, the 1st and 2nd interfaces 6 and 7 of the disk 1 convert magnetic information outputted from the computer 14 into information for the non-contact card 11, and the information is written in the card 11 existing in the disk 1 through antenna coils 8 and 12.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

The present invention relates to a structure of a floppy disk and a method of using the same, and more particularly, to a floppy disk into which a contactless card can be inserted and an electronic settlement method using the floppy disk. is there.

[0002]

2. Description of the Related Art At present, in order to conduct electronic commerce on the Internet, a magnetic card or a contact IC storing value information is used.
An electronic payment using a card has been proposed.

[0003] For example, US Patent Publication US005,58
No. 4,043 discloses a 3.5-inch floppy disk having a battery provided with a card insertion slot. According to the present invention, it is possible to read predetermined information from an IC card inserted into a card insertion slot, convert the information into magnetic information, and output the magnetic information to a magnetic head of a personal computer.

[0004] Japanese Patent Application Laid-Open No. 11-232405 also discloses a device in which a magnetic card is inserted into a 3.5-inch floppy disk. According to the present invention, magnetic information of a card can be read in a floppy disk and the information can be output to a magnetic head of a personal computer.

[0005]

However, the 3.5-inch floppy disk currently in circulation has an inner dimension in the thickness direction of about 2.8 mm, while the thickness of the card is about 1 mm.
mm. Therefore, there is a restriction that an IC contact and a magnetic head must be provided in a gap of about 1.4 mm, which is this difference.

[0006] In particular, US Patent Publication US005,584,
When data is read from a contact type IC card such as No. 043, a contact grounding mechanism (that is, a mechanism in which the card is inserted and the contacts are lowered to ground the card so that the contact points of the contact type IC card do not wear out). ) Becomes necessary, but when these mechanisms are provided between about 1.4 mm, each component becomes small, and there is a problem that the strength of the component is reduced.

On the other hand, in the case of a floppy disk into which a magnetic card is inserted, since the vertical dimension of the card and the dimension of one side of the floppy disk are substantially the same, a magnetic head is provided near the card insertion slot to read all data. Had to be provided. However, in the vicinity of the card insertion slot, there is also a problem that the bending of the plastic constituting the floppy disk becomes large, and the magnetic information of the card cannot be read accurately.

Accordingly, the present invention solves the above-mentioned problems, and provides an electronic information processing medium capable of processing a card without using a mechanism such as a contact point or a magnetic head. It is an object of the present invention to provide an electronic payment method using the Internet.

[0009]

According to the present invention, in order to solve the above-mentioned problems, a non-contact card is inserted into an electronic information processing medium such as a floppy disk, and the information of the non-contact card is personalized via a floppy disk or the like. Output to computer etc.

In another invention, magnetic information output from a personal computer or the like is converted into information for a contactless card inside a floppy disk or the like, and a writing process is performed on the contactless card in the floppy disk. To do.

As described above, since the information of the non-contact card is read and written using the floppy disk or the like, it is not necessary to newly provide a card processing device. Here, the "floppy disk" refers to a disk having an outer shape equivalent to that of a floppy disk, and includes a disk having no magnetic disk inside. The “contactless card” includes not only a card having a size specified by the JIS standard but also a so-called “tag” having a square shape or a coin shape.

Further, as an example of the “electronic information processing medium”,
I mentioned floppy disks, but compact disks,
A medium that can be incorporated in an electronic information processing device, such as a mini disk, smart media, or compact flash (registered trademark), may be used. Further, although the personal computer is exemplified as the "electronic information processing apparatus", an apparatus having a floppy disk drive or a compact disk drive, such as a dedicated terminal in a specific field, may be used.

In another invention, a battery is provided inside a floppy disk or the like, and information on a non-contact card is read using the battery and output to a magnetic head provided in a personal computer.

Further, in another invention, magnetic information output from a personal computer is converted into information for a non-contact card using a battery in a floppy disk or the like, and written on the non-contact card. By providing a battery inside a floppy disk or the like, there is no need to receive power from a personal computer or the like.

[0015] In still another invention, the value information of the contactless card is read from a floppy disk or the like incorporating the contactless card, and electronic settlement is performed by a personal computer. With this configuration, electronic payment can be performed without newly providing a card processing device.

[0016]

Embodiments of the present invention will be described below with reference to the drawings. FIG. 1 is an external view of a 3.5-inch floppy disk 1 according to an embodiment of the present invention, in which the non-contact card 11 shown in FIG. 2 is not inserted.

The external dimensions and thickness of the 3.5-inch floppy disk 1 shown in FIG. 1 are provided corresponding to the 3.5-inch floppy disk currently in circulation.

An insertion slot 2 for a non-contact card 11 having a cutout 3 is provided on the side of the floppy disk 1 in the insertion direction (open arrow in the figure). The non-contact card 11 is inserted through the insertion slot 2, and the tip of the non-contact card 11 exposed from the cutout portion 3 is picked up so that the non-contact card 11 can be pulled out.

A non-contact card 1 is provided inside the insertion slot 2.
An antenna coil 8 for wireless communication with the non-contact card 1 is embedded on the lower surface side of the floppy disk 1.
1 is inserted so that the non-contact card 11 approaches the antenna coil 8 side by its own weight. The antenna coil 8 is configured to have substantially the same size as the antenna coil 12 of the non-contact card 11, and the inserted non-contact card 11 is inserted through the antenna coil 8.
Power is supplied to the contactless card 11 by electromagnetic coupling, and data communication with the contactless card 11 is performed wirelessly.

Further, a spring member 4 for locking the inserted non-contact card 11 is provided at the back of the insertion slot 2, and the end of the inserted non-contact card 11 is provided by the spring member 4. The portion is held so as to sandwich it, and is configured not to fall out of the inserted non-contact card 11.

A first interface 6 for inputting and outputting magnetic information and a second interface 7 connected to the first interface 6 are provided on the side of the floppy disk 1 in the insertion direction. . This first
The interface 6 is made of a magnetic material, and its upper part is protected by a slider 9 made of a thin metal plate. Then, when the floppy disk 1 is inserted into the floppy disk drive 15 of the personal computer 14 shown in FIG. 3, the slider 9 is opened in the direction of the arrow so that the first interface 6 can be exposed from the notch 9a. Have been. The first interface 6 is exposed from the notch 9a of the slider 9 so that the floppy disk drive 15
Magnetic information is output to the magnetic head, and the magnetic information output from the magnetic head is received.

The second interface 7 is connected to the first interface 6 and the antenna coil 8, converts data output from the non-contact card 1 into magnetic information, and sends the data to the first interface 6. The magnetic data output from the floppy disk drive 15 via the first interface 6 is converted into wireless data for output to the non-contact card 1.

A battery 5 is provided beside the slider 9, and the first interface 6 and the second interface 6 are provided by a signal from a switch 10 depressed when the slider 9 is opened in the arrow direction. 7 and the like, and also supplies power to the chip 13 of the non-contact card 11 shown in FIG. Note that the floppy disk 1 is
In order to prevent the battery from being consumed by the slider 9 being opened while the disk is being inserted into the floppy disk drive, a circuit (not shown) for receiving magnetic information when the disk is in the floppy disk drive 15 is turned on. In addition, when the magnetic information is input, all the other power supplies are turned on, and when the processing is completed, the power is turned off again.

FIG. 3 is an external view of a personal computer into which the floppy disk 1 shown in FIG. 1 is inserted.

The personal computer 14 in FIG.
A main body 14a having a CPU, a memory, and the like; a display 14b connected to the main body 14a for displaying images;
And a keyboard 19 and a mouse 18 for performing a predetermined input. On the front surface of the main body 14a of the personal computer 14, a main switch 17 for supplying power to the main body 14a is provided. Above the main switch 17, a floppy disk drive 15 for inserting the floppy disk 1 and a compact disk are loaded. A compact disk drive 16 is provided. The floppy disk drive 15 and the compact disk drive 16 correspond to the eject buttons 15a for ejecting the floppy disk 1, respectively.
Also, an ejection button 16a for ejecting the compact disk is provided.

Further, the main body 14a of the personal computer is connected to a network such as the Internet.
Various homepages can be accessed.

FIG. 4 is a block diagram showing the non-contact card 11 and the floppy disk 1. As shown in FIG.

The contactless card 11 is provided with an antenna coil 12 for communicating with the floppy disk 1, a CPU 13a and a memory 13b constituting a chip 13 shown in FIG. 2, a power supply circuit 13c, and the like. This memory 13b
Is composed of, for example, a nonvolatile memory such as an EEPROM, and includes therein “information regarding the balance of electronic money, credit information, bank account, etc.”, a payment algorithm,
A program for communicating with the floppy disk 1 and the like are stored. The power supply circuit 13c converts electromagnetic waves received from the floppy disk 1 into electric power and supplies electric power to each part of the chip 13.

On the other hand, the floppy disk 1 is provided with an antenna coil 8 corresponding to the antenna coil 12 of the non-contact card 11, and transmits predetermined data to the non-contact card 11 via the transmitting section 7b of the floppy disk 1. Transmitting or contactless card 1 via antenna coil 8
1 is output to the receiving unit 7a. The transmission unit 7b and the reception unit 7a are provided with a magnetic conversion unit 7e and a wireless conversion unit 7f via a CPU 7c. The data received by the reception unit 7a is converted into magnetic information by the magnetic conversion unit 7e. To the first interface 6. Further, the wireless conversion unit 7f converts the magnetic information output from the personal computer 14 into wireless information and transmits the wireless information to the contactless card 11 via the transmission unit 7b as wireless information. Further, the switch 10 detects that the slider 9 has been opened, and outputs the antenna coil 8, the transmitting unit 7 b, the receiving unit 7 a, the magnetic conversion unit 7 e from the battery 5.
It supplies power to the wireless conversion unit 7f and the like.

FIG. 5 is a block diagram of the personal computer 14.

15d is a floppy disk drive 15.
Is a floppy disk drive control unit provided inside the disk drive, and controls the magnetic head 15c and the like for the floppy disk 1 inserted into the floppy disk drive 15. In addition, the personal computer 1
4 includes a display unit 14b controlled by the CPU 20.
And an input unit 22 including a keyboard 19 and a mouse 18. The display unit 14 b and the input unit 2 are configured by a program stored in the memory 21.
2 and so on. The personal computer 14 is provided with a communication unit 23 so that the personal computer 14 can be connected to a network such as the Internet.

Based on the above configuration, a process for electronic settlement via the Internet using the floppy disk 1 into which the non-contact card 11 is inserted will be described with reference to the flowchart of FIG. 6 and display examples of the display 14b of FIGS. explain.

First, as shown in FIG. 7, with the personal computer 14 connected to the Internet (step 1, hereinafter abbreviated as "S1"), the user opens a desired website 30 and purchases a desired product 31. Is specified on the display 14b and the purchase button 32 is clicked (S2: YES), detailed information of the product is received via the Internet (S3). Then, when the information about the product is received, as shown in FIG. 8, detailed information 33 such as price, shipping fee, arrival date and time, and return period is displayed, and the settlement type 34 displayed on the side of the screen is displayed. Wait for input. Then, the immediate settlement button 34
When a button other than the above is clicked, other payment processing (for example, account transfer, product payment processing, etc.) is performed (S1).
0).

On the other hand, when the immediate settlement button 34 is clicked (S4: YES), the floppy disk drive 1
It is determined whether or not the floppy disk 1 having the non-contact card 11 is inserted in 5 (S5). If the floppy disk 1 is not inserted,
An error message such as "Please insert the floppy disk with the non-contact card inserted" is displayed (S6). on the other hand,
When the floppy disk 1 having the non-contact card 11 is inserted (S5: YES), the non-contact card 11
Is output from the magnetic head 15c of the floppy disk drive 15 to the floppy disk 1 in order to obtain the balance information, the settlement algorithm, and the like stored in the floppy disk drive 15.

When this information is received through the first interface 6, the power supply from the battery 5 to other parts is started, and an output request signal is transmitted to the second interface 7. Then, the output request is converted into wireless information by the second interface 7 and transmitted to the contactless card 11 via the antenna coil 8.

The contactless card 11 that has received this request reads the balance information and the like from the memory 13b and transmits the balance information and the like to the antenna coil 8 of the floppy disk 1 via the antenna coil 12.
On the other hand, the floppy disk 1 having received the balance information and the like converts the balance information and the like into magnetic information via the second interface 7 and the first interface 6, and the magnetic head 1 of the floppy disk drive 15
5c (S7).

When the personal computer 14 receives the balance information and the like, the balance information is transmitted to a settlement organization on the Internet using the received settlement algorithm, and the purchase procedure of the desired product is performed (S8). Thereafter, when the settlement procedure is completed, as shown in FIG. 9, the purchase information 35 such as the purchase price, purchase date / time, arrival date / time, return period, settlement institution, etc. transmitted from the settlement organization is displayed on the display 14b, and the contactless information is displayed. The new balance of the card 11 is also displayed. Then, in order to write the displayed purchase information 35 and the new balance on the non-contact card 11, the purchase information and the balance information are output from the magnetic head 15c of the floppy disk drive 15 (S9).

By receiving this information at the first interface 6 of the floppy disk 1, the battery 5
From the non-contact card 11 via the second interface 7 and the antenna coil 8.
Send that information to In response to the write request, the non-contact card 11 writes the information in the memory 13b, and when the write processing is completed normally, the fact is notified to the second interface 7 and the first interface. 6 to the personal computer 14 for transmission.

As described above, since the electronic payment can be performed by using the non-contact card 11 and the floppy disk 1, there is no need to attach a special device such as a card reader to the personal computer 14, and the electronic payment can be easily performed. It can be performed.

In the electronic payment method of this embodiment, the balance of the contactless card 11 is output to the personal computer 14. However, the present invention is not limited to this. , And rewrites the balance within the non-contact card 11, and stores only the purchase completion information in the non-contact card 1.
1 to the personal computer 14.
With this configuration, the balance of the card is not output to the outside, so that there is an advantage that the security of the card can be ensured.

In this embodiment, the structure of the floppy disk 1 is as shown in FIG. 1. However, the present invention is not limited to this, and a floppy disk 1a as shown in FIG. 10 may be used. In this figure, the same reference numerals as those in FIG. 1 indicate the same structure, but in the second embodiment, the insertion port 2a for inserting the non-contact card 11 is changed so that the side opposite to the side of the slider 9 is provided. The difference is that an insertion port 2a is provided on the side. The notch 3a and the spring member 4a are also provided at positions different from those of the first embodiment in accordance with this difference, so that the non-contact card 11 can be inserted in the short direction. In the case of the configuration according to the second embodiment, there is an advantage that the non-contact card 11 can be inserted and removed while the floppy disk 1a is inserted into the personal computer 14.

In these embodiments, the case where the non-contact card 11 is inserted into the 3.5-inch floppy disk 1 has been described. However, the present invention is not limited to this, and does not depart from the gist of the present invention. Various configurations can be employed. That is, the contactless card can be placed on the compact disc and the information of the contactless card can be collected via the compact disc drive 16.

[0043]

The non-contact card is incorporated into an electronic information processing medium such as a floppy disk, and the information of the non-contact card is output to an electronic information processing apparatus such as a personal computer via the electronic information processing medium. It is not necessary to newly provide a card processing device, and non-contact cards can be processed.

[Brief description of the drawings]

FIG. 1 is an external view of a floppy disk according to the present invention.

FIG. 2 is an external view of a contactless card.

FIG. 3 is an external view of a personal computer.

FIG. 4 is a block diagram of a contactless card and a floppy disk.

FIG. 5 is a block diagram of a personal computer.

FIG. 6 is a flowchart of electronic settlement.

FIG. 7 is a screen display example at the time of electronic payment.

FIG. 8 is a screen display example at the time of electronic payment.

FIG. 9 is a screen display example at the time of electronic settlement.

FIG. 10 is an external view of a floppy disk according to a second embodiment.

[Explanation of symbols]

 1, 1a Floppy disk 2, 2a Non-contact card insertion slot 5 Battery 6 First interface 7 Second interface 11 Non-contact card 14 Personal computer 15 Floppy disk drive

 ──────────────────────────────────────────────────続 き Continuing on the front page (72) Inventor Masazumi Ichihashi F-term in Omron Co., Ltd. 10 Hanazono-do-cho, Ukyo-ku, Kyoto-shi, Kyoto 5B035 BA09 5B058 CA17 5B065 BA09 CA40 CC08

Claims (5)

[Claims] An electronic information processing medium detachably incorporated in an electronic information processing apparatus, wherein a card inlet for receiving a non-contact card, and a non-contact card stored in the non-contact card from the non-contact card incorporated in the card inlet. An electronic information processing medium comprising: a reading unit that reads the read information; and an output unit that outputs the information read by the reading unit to an electronic information processing device. 2. An electronic information processing medium detachably incorporated in an electronic information processing apparatus, a card inlet for taking in a non-contact card, and an output for outputting information output from the electronic information processing apparatus to the non-contact card. And an electronic information processing medium comprising: 3. A floppy disk inserted into a personal computer, a card inlet for taking in a non-contact card, a battery for supplying power to the taken-in non-contact card by an electromagnetic coupling method, and using the battery. Output means for converting information received from the non-contact card into magnetic information, and outputting the converted magnetic information to a magnetic head of a floppy disk drive provided in a personal computer. floppy disk. 4. A floppy disk to be inserted into a personal computer, a card inlet for taking in a non-contact card, a battery for supplying power to the taken-in non-contact card by an electromagnetic coupling method, and using the battery. Output means for converting magnetic information output from a magnetic head of a floppy disk drive provided in the personal computer into wireless information, and outputting the converted wireless information to the contactless card. Features floppy disk. 5. An electronic payment method for performing payment via a personal computer, comprising the steps of receiving value information from a contactless card incorporated in a floppy disk, and converting the received value information into magnetic information in the floppy disk. Converting, outputting the converted magnetic information to a magnetic head of the personal computer, and making a payment to a designated article using the value information via the personal computer. An electronic payment method characterized by the above-mentioned.