JP2001195517A - Mobile commerce server, mobile commerce system provided with the same, and mobile commerce program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a mobile commerce server for supplying a market of high utilization value to the user of a portable terminal while using the portable terminal, a mobile commerce system provided with this server and a mobile commerce program. SOLUTION: The mobile commerce server 7 is provided with a return hyper link preparing means 7c for applying the structure of link to the card account settlement page of an approval site opened by the mobile commerce server to a purchase will confirmation page for confirming the purchase will of an article in a non-approved site when purchasing an article introduced on the article selection page of the non-approved site with a card by directly inputting a URL from the portable terminal and accessing the non-approved site.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION The present invention relates to a mobile terminal that allows a user of a mobile terminal to access a non-approved site (selfish site) that is not displayed on the menu screen of the mobile terminal by using the mobile terminal. The present invention relates to a mobile commerce server, a mobile commerce system including the server, and a mobile commerce program provided when purchasing a product using a credit card at the non-approved site.

[0002]

2. Description of the Related Art In general, a personal computer (hereinafter referred to as e-commerce) connected to the Internet (hereinafter referred to as e-commerce).
2. Description of the Related Art Electronic commerce is known in which a PC (hereinafter referred to as a PC) accesses a web page (hereinafter referred to as a WP) established on the Internet, and purchases products listed on the WP by card payment.

In this e-commerce, as shown in FIG.
In order to protect the credit card number to be entered and the name of the credit card (confidential information) at the time of card payment, SSL (Secur) is connected on the Internet connecting the PC 101 and the server 103 (member store) that opens the WP.
e Sockets Layer: developed by Netscape Communications Inc.), and a server that opens a WP is connected to the protocol converter 105 via a dedicated line, and the protocol converter 105 It is connected to a card payment server 107 owned by the card company via a dedicated line.

[0004] The P connected to the Internet in this way
A so-called mobile commerce that implements e-commerce using C with a mobile communication terminal such as a mobile terminal has been proposed.

[0005]

However, when a portable terminal is used, the SSL cannot be used in all portable terminals in the current state of the art. If secret information such as a personal identification number of a credit card is leaked onto the Internet in a state where the SSL cannot be used, the security level of the Internet is low, and the secret information is more likely to be leaked, and may be falsified and misused. There is.

[0006] Therefore, mobile commerce is provided with a gateway server that enables a mobile communication carrier to transmit and receive information to and from a portable terminal using a unique wireless protocol, and this gateway server opens an approval site (WP) via a dedicated line. A configuration in which the server is connected to a member store server, the server of the member store is connected to a protocol converter via a dedicated line, and the protocol converter is connected to a card settlement server owned by the card company via the dedicated line. It has become. That is, in this mobile commerce, SSL cannot be used on the Internet having a low security level, so that a route through which secret information such as a credit card number and a credit card name flows is formed without passing through the route such as the Internet. I have.

[0007] A member store that establishes an approval site can be placed on a menu screen of the mobile terminal by a mobile communication carrier or through a dedicated line with a server managed by the mobile communication carrier. A store (operator) that is permitted to connect, or that is permitted by the mobile communication carrier to open a WP in a server managed by the mobile communication carrier. The operators that open this approval site are limited to some operators. In addition, the WP of the business operator permitted to be posted on the menu screen of the mobile terminal of the mobile communication business can be accessed by being selected on this menu screen. A store (operator) that is not permitted by the mobile communication carrier is called a child affiliated store, and the WP established by the child affiliated store is called a non-approved site (autonomous site). It is accessed by entering a URL directly from the mobile terminal. Note that even if the site is an approved site, stores (operators) for which the mobile communication carrier does not permit posting on the menu screen of the mobile terminal can directly access the URL from the mobile terminal in the same manner as the non-approved site.
Has been accessed by entering.

[0008] When a user of a portable terminal attempts to purchase a product posted on this non-approved site, card payment is not basically performed, and cash is paid after receiving the product. In other words, card payment is not performed when a terminal user who purchases a product listed on a non-approved site established by a child affiliate store does not pay for the product, This is because the store is generally small in size, and the commission for purchasing the product may not be secured by the child member store, and the card company does not want to take the risk of not being secured.

[0009] That is, the current mobile commerce is a limited market (commodity trading market) formed by some stores authorized by the business operator that manages the mobile terminal, and includes the user of the mobile terminal and the card. There is a desire for a company that is open and has a high value for use.

[0010] Therefore, an object of the present invention is to solve the above-mentioned problems of the prior art, and to provide a mobile commerce server that provides a user of a portable terminal with a high-value market using the portable terminal and this server. A mobile commerce system and a mobile commerce program provided with:

[0011]

In order to achieve this object, a mobile commerce server according to the first aspect of the present invention accesses a non-approved site by directly inputting a URL from a portable terminal and accessing the non-approved site. A mobile commerce server provided when purchasing a card for a product introduced on the product selection page, wherein the mobile commerce server includes a purchase intention confirmation page for confirming a product intention to purchase on the non-approved site. Is provided with a return hyperlink creating means for giving a link structure to a card settlement page of an approval site established by the company.

According to such a configuration, the link structure between the purchase intention confirmation page of the non-approved site and the card payment page of the approved site is established by the return hyperlink providing means. Therefore, when a mobile terminal user attempts to purchase a card for the product selected on the product purchase page of the non-approved site, the user enters a purchase decision on the purchase intention confirmation page and the link to the card payment page of the approved site I do. If the information necessary for purchasing a card is entered from a mobile terminal on this card payment page, the information will be transmitted via an approval site, reducing the risk of leaking confidential information Can be. The products on the product selection page include general products and digital contents.

[0013] The non-approved site is a company that is not connected to a server managed by a mobile communication carrier through a dedicated line, or a WP in a server managed by the mobile communication carrier.
Is a site established by a business that has not been established (hereinafter referred to as a child affiliated store). An approved site is a company that is connected to a server managed by a mobile communication carrier through a dedicated line, or a company that has a WP established in a server managed by a mobile communication carrier (hereinafter, a member store) Is a site that is established. What is a card payment page?
This is a screen on which a user of the mobile terminal inputs confidential information such as a card number and a card name, and also inputs payment approval information for approving payment of money for product purchase from an account of the card. In addition, the business owner that owns the mobile commerce server may be a member store and open an approval site.

According to a second aspect of the present invention, there is provided a mobile commerce server provided for purchasing a product introduced on a product selection page of an unapproved site using a portable terminal. A hyperlink assigning means for assigning a link structure to the unapproved site to the approved site established by the mobile commerce server, and making the approved site a portal site of the unapproved site; A return hyperlink providing means for providing a link structure to a card payment page of the approval site on a purchase intention confirmation page for confirming a product purchase intention.

According to this configuration, the approved site is positioned as a portal site of the unapproved site by the hyperlink creating means. As a result, non-approved sites of stores (businesses) that are not allowed by mobile carriers,
It can be accessed using the approval site as a point of contact. Also,
The link structure of the purchase intention confirmation page of the non-approved site and the card payment page of the approved site is established by the return hyperlink providing means. Therefore, when the mobile terminal user attempts to purchase a card for the product selected on the product purchase page of the non-approved site, the information necessary for purchasing the product, such as the card number entered by the mobile terminal user, is approved. Since the information is transmitted via the site, it is possible to reduce the possibility that the secret information is leaked.

According to a third aspect of the present invention, there is provided a mobile commerce system, comprising: a portable terminal; a gateway server for transmitting and receiving data to and from the portable terminal using a unique wireless protocol;
3. A child merchant server that opens a non-approved site accessed from the mobile terminal, the mobile commerce server according to claim 1 or 2, and a protocol conversion that is connected to the mobile commerce server via a dedicated line and converts a protocol. Device, connected to the protocol converter via a dedicated line, based on the information converted by the protocol converter,
A card settlement server for performing card settlement.

According to this configuration, the gateway server transmits and receives data from the portable terminal using the unique wireless protocol, and is connected to the child member store server. After the merchandise is selected by the return hyperlink given by the return hyperlink assigning means of the mobile commerce server to the merchandise selection screen of the non-approved site opened by the child member server, the link is made to the card settlement screen of the approved site. Via this card payment screen, secret information such as a card number flows to a protocol converter via a dedicated line, and after protocol conversion, flows to a card payment server via the dedicated line.

According to a fourth aspect of the present invention, in the mobile commerce program, when the product introduced on the product selection screen of the non-approval site accessed from the portable terminal is purchased using a card, the non-approval is performed. It is characterized by functioning as a return hyperlink providing means for providing a return hyperlink linking from the product selection screen of the site to the card payment screen of the approval site.

According to this configuration, the link structure between the merchandise selection screen of the non-approved site and the card payment screen of the approved site is established by the return hyperlink providing means. Therefore, when the mobile terminal user attempts to purchase a card for the product selected on the product selection screen of the non-approved site, when a decision input of purchase intention is made on the product selection screen,
Link to the card payment screen on the approval site. If the information necessary for purchasing a card is entered from a mobile terminal on this card payment screen, the information will be transmitted via an approval site, reducing the risk of leaking confidential information Can be.

According to a fifth aspect of the present invention, there is provided a mobile commerce program, comprising: gateway means for transmitting / receiving one or more servers from a portable terminal by a unique wireless protocol; and a non-authorized site accessed via the gateway means. Means, when purchasing a product introduced on the product selection screen in the publishing means using a card, providing a return hyperlink linking the product selection screen of the non-approved site to the card payment screen of the approved site. Function as return hyperlink providing means, protocol converting means for converting the protocol of the information input to the card payment screen of the approval site, card payment means for performing card payment based on the information converted by the protocol converting means It is to let.

According to this configuration, data is transmitted / received from the portable terminal using the unique wireless protocol by the gateway means, and the posting means is accessed. The hyperlink provided by the hyperlink providing means on the product selection screen of the non-approved site posted on the publishing means links to the card payment screen of the approved site after selecting the product.
Via this card payment screen, secret information such as the number and name of the card (credit card) flows to the protocol conversion means, and after the protocol conversion, flows to the card payment means.

[0022]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS One embodiment of the present invention will be described below in detail with reference to the drawings.

FIG. 1 is an explanatory diagram for explaining the outline of the mobile commerce system. As shown in FIG. 1, the mobile commerce system 1 includes a mobile terminal 3 (3A, 3B, 3C)
And Gateway for exchanging information with the mobile terminal 3 using a wireless communication protocol unique to a mobile communication carrier.
(Gateway) Server 5 and Gateway Server 5
(5A, 5B, 5C) and a member store server (hereinafter referred to as a mobile commerce server) 7 connected via a dedicated line 7
A child merchant server 9 connected to the gateway server 5 via the Internet; a protocol converter 11 which is a protocol conversion server connected to the mobile commerce server 7 via a dedicated line or an ISDN line; And a card settlement server 13 of a card company connected to the device 11 via a dedicated line.

The mobile commerce system 1 allows a user (mobile terminal user) using the mobile terminal 3 to purchase a product listed on an unapproved site by card payment. This is a system that implements e-commerce.

The portable terminal 3 (3A, 3B, 3C) has a built-in transmitting / receiving circuit (not shown), a memory for storage, and the like.
The exterior is provided with a display screen composed of a liquid crystal or the like and an input unit composed of a plurality of operation input buttons and the like. The mobile terminal 3 has software that can be connected to the Internet.

In this embodiment, the portable terminal 3 is a portable telephone which is generally used. That is, the operation input buttons and the like provided on the exterior are numeric buttons, a transmission button, a redial button, and the like, and further include a receiver (earpiece) and a microphone (mouthpiece),
The software that can be connected to the Internet is a browser, and the mobile terminal 3 can acquire a necessary page by a browsing operation on a menu screen displayed on the display screen by the browser. Other methods of acquiring a page using a mobile terminal include a method of acquiring a page by directly inputting a URL and a method of acquiring a page using a function called “favorite” for registering a site to which a URL has been entered once.

The gateway server 5 (5A, 5B, 5
C) has a function of converting a communication protocol between a wireless area and a wired area, and enables the portable terminal 3 to connect to the Internet. In addition, the gateway server 5 owns the mobile terminal 3 by a mobile communication carrier, and transmits and receives data to and from the mobile terminal 3 using a wireless protocol (communication protocol) unique to the mobile communication carrier. I have. Therefore, information exchanged between the mobile terminal 3 and the gateway server 5 is not leaked outside, and confidential communication (secret communication) is enabled.

The mobile commerce server 7 is a core server of the system, and is a server owned by a member store authorized by a mobile communication carrier to connect to the gateway server 5 via a dedicated line. In this embodiment, a description will be given on the assumption that the mobile commerce server can open an approval site that can be displayed on the mobile terminal 3. When the approval site is browsed on the mobile terminal 3, a page for posting information on various products and a card payment page for purchasing the products by card payment are displayed. Note that the mobile server 7 can be provided with a function of a protocol converter (converts a protocol of information) described in the claims.

The child member store server 9 is a server owned by the child member store, is connected to the gateway server 5 via the Internet, and opens a non-approval site on the portable terminal 3. When the non-approved site is browsed on the mobile terminal 3, a page for displaying information on various products and a page showing various methods for purchasing the products are displayed, as in the approved site.

Since the child member store server 9 is connected to the gateway server 5 via the Internet,
In the process of transmitting information, the information passes through a plurality of nodes (routers). Therefore, the environment between the child member store server 9 and the gateway server 5 is likely to cause information leakage, and the security level of the secret communication is low.

The protocol converter 11 corresponds to the protocol converter described in the claims. As will be described later, the secret information such as the credit card number and the name entered by the user of the portable terminal is transferred to the card settlement server 13. Is transmitted as a message according to a unique protocol.

The card settlement server 13 is a server owned by the card company, and provides a credit card based on a credit card number, a card name, and the like entered by a portable terminal user, a product price, and the like. A certain fee corresponding to the product price is deducted from such a bank account.

The gateway server 5, the mobile commerce server 7, the protocol converter 11, and the card settlement server 13 are connected via a dedicated line that is unlikely to leak even if secret information flows. Furthermore, in transmitting and receiving information in a wireless area, confidential communication is guaranteed as described above. Therefore, even if information necessary for card payment (such as a personal identification number of a card) is input on the approval site by the mobile terminal 3, the route of the gateway server 5, mobile commerce server 7, protocol converter 11, and card payment server 13 is provided. If the information is transmitted in the, the confidentiality of the information is guaranteed.

FIG. 2 is a block diagram functionally showing the mobile commerce system 1 according to one embodiment of the present invention. In particular, the configurations of the gateway server 5 and the mobile commerce server 7 will be described with reference to FIG.

The gateway server 5 has a function called routing.
The access destination of the mobile terminal 3 is switched between the child member store server 9 and the mobile commerce server 9. That is, when the mobile terminal 3 accesses the child member store server 9, the route is switched to the route via the Internet, and when the mobile terminal 3 accesses the member store server 7, the route is switched to the route via the dedicated line. Can be In addition, the gateway server 5 performs access control using a firewall. Access from the Internet to the inside of the gateway server 5 and the mobile commerce server 7 is denied, and the security is enhanced.

The mobile commerce server 7 includes a main control unit, a storage unit, an input / output unit, and the like, not shown, and includes a transmitting / receiving unit 7a, a hyperlink providing unit 7b, a return hyperlink creating unit 7c, and a storing unit 7d. Etc. are functionally realized.

The transmission / reception means 7a transmits / receives information via a dedicated line or the Internet. The mobile commerce server 7 transmits / receives information to / from the gateway server 5 and the protocol converter 11 via a dedicated line, and transmits / receives information to / from the child member store server 9 via the Internet using the transmitting / receiving means 7a. Do.

The hyperlink assigning means 7b is a program for describing a tag for linking to a page of an unapproved site on a page of an approved site established by a member store. Thereby, the mobile terminal 3 can specify the non-approved site as a link destination on the page of the approved site, and access the non-approved site with the approved site as the portal site. In addition, the merchant side can arbitrarily set conditions for linking the non-approved site to the self-approved site. For example, the business status such as the stock price of the business that applied for the establishment of the non-approved site can be displayed on the network. Access to a trusted company's server connected to the company, conduct screening based on the information published on the server (trust investigation means), and portal to self-approved sites only for businesses that meet the prescribed criteria The establishment of non-approved sites as sites can be permitted.

The return hyperlink creating means 7c
This is a program that describes a tag for linking to the page of the approved site on the page of the unapproved site established by the child affiliated store. It is possible to link from the page of the unapproved site to the approved site. In this embodiment, a tag is described on the product selection page of the non-approved site, and the link destination is set to the card payment page of the approved site.

The storage means 7d is composed of a large-capacity HDD (hard disk), a memory, or the like, and stores data that needs to be stored among the data transmitted and received by the transmission / reception means 7a. The data that needs to be stored is, for example, product information purchased by the mobile terminal user,
Information necessary for the card settlement by the user is included.

Next, the operation of the mobile commerce system 1 will be described with reference to FIGS. FIG. 3 shows the mobile terminal 3
4 is a sequence chart showing an operation of the mobile commerce system 1 when a non-approved site is accessed by directly inputting a URL or using the "favorite" function. FIG. 4 is a sequence chart illustrating an operation of the mobile commerce system 1 when an unapproved site is accessed using the approved site as a portal site. Although the description is omitted, as shown in FIG. 3, the URL is stored in the portable terminal 3 in the same manner as when the user accesses the non-approved site.
, Or use the “favorite” function to access the approval site. Also, FIG. 4 is described on the assumption that the member store of the approval site is permitted to post its approval site on the main menu of the mobile terminal 3 from the mobile communication carrier.

As shown in FIG. 3, the child affiliated store applies for the establishment of a non-approved site to the affiliated store (A1). Upon receipt of the request, the member store conducts a trust survey on the child member store to which the application has been made (A2). It is not an essential component that the mobile commerce server 7 is provided with a trust survey means for automatically performing a trust survey or the like of the child merchant store. If the store is flooded with applications, trust investigation means
Since the trust information of the child merchants is automatically checked, the burden on the merchants is reduced.

If the survey result satisfies the conditions specified by the member store (the conditions specified by the member store may include the conditions specified by the card company), the member store
Using the return hyperlink creating means 7c of the mobile commerce server 7 (A3), the non-approved site is acquired from the child member store server 9, and a tag for linking to the approved site is described on the page of the non-approved site. Yes (A
4).

When the user of the portable terminal uses the URL on the portable terminal 3,
If an attempt is made to access a non-approved site using the direct entry of the URL or the "favorite" function (A5), the gateway server 5 converts the data described in the unique wireless protocol into data (TCP / TCP) that can be handled on the Internet. (A6).

When the access between the mobile terminal 3 and the non-approved site is completed, the mobile terminal user browses the non-approved site and selects a product on the product selection page (A
7). Next, the mobile terminal user decides to purchase the desired product by card payment (A8), and inputs that fact on a predetermined page of the non-approved site. Link to payment page (A
9).

The user of the mobile terminal inputs information necessary for card payment on the card payment page displayed on the mobile terminal 3. The input information is received by the mobile commerce server 7 (A10) and transferred to the protocol converter 11. In the protocol converter 11, secret information such as a credit card number and a name input by the user of the portable terminal is transmitted as an electronic message to the card settlement server 13 according to a unique protocol (A11). 1
3 confirms the validity of the credit card, makes a payment, and returns the result to the protocol converter 11 (A12).

As shown in FIG. 4, the member store carries out business activities such as distributing a mail for recruiting child member stores to the child member store (B1). Alternatively, the child affiliated store applies to the affiliated store for a contract for linking the non-approved site established by the child affiliated store server to the approved site established by the mobile commerce server 7 for publication (B2). .

Then, the merchant accepts and processes the data relating to the contract, conducts a credit check of the child merchant that has applied for the contract, and if the result of the survey satisfies the conditions specified by the merchant, Then, using the hyperlink providing means 7b of the mobile commerce server 7 (B3),
A tag for linking to a non-approved site is described on the page of the approved site (B4). Further, the mobile commerce server 7 uses the return hyperlink creating means 7c (B5) to acquire the non-approved site from the child member store server 9, and to link to the approved site on the page of the non-approved site. A tag is described (B6).

Next, it is assumed that the mobile terminal user accesses the approval site established by the mobile commerce server 7 of the mobile terminal 3 and attempts to link to the non-authorization site by inputting a browsing operation on the approval site page. (B7). Then, the gateway server 5 converts the data described in the unique wireless protocol into data (data according to the TCP / IP protocol) that can be handled on the Internet (B8).

When the access between the mobile terminal 3 and the non-approved site is completed, the mobile terminal user browses the non-approved site and selects a product on the product selection page (B).
9). Next, when the mobile terminal user decides to purchase a desired product by card payment, and inputs that fact on a predetermined page of the non-approved site (B10), the card of the approved site is sent from the non-approved site. Link to the payment page (the mobile terminal 3 automatically accesses again) (B11).

The mobile terminal user inputs information necessary for card payment on the card payment page displayed on the mobile terminal 3 (B12). The input information is received by the mobile commerce server 17 and transferred to the protocol converter 11. The protocol converter 11 transmits the transferred information to the card settlement server 13 as a message according to a unique protocol (B13). After the transmission, the card settlement server 13 performs settlement from secret information such as the card number and name, and returns the result to the protocol converter 11 (B14).

FIG. 5 is an explanatory diagram for explaining the flow of information when a URL is directly input. In order to purchase a desired product, the mobile terminal user (portable user) inputs the URL of a non-approved site where the product is likely to be posted. The mobile terminal 3 transmits and receives data to and from the gateway server 5 by wireless communication using a unique wireless protocol, and accesses the product selection page of the non-approval site established by the child member store server 9 on the Internet from the gateway server 5. The exchange of data during this time is performed via a route with a low security level via the Internet.

When the user of the portable terminal makes a decision to purchase a product and presses the purchase decision button, the mobile commerce server 7 is linked to a card payment page of an approval site established, and this card payment page is displayed. The mobile terminal user inputs the secret information. The exchange of data at this time is performed by switching to a route with a higher security level via a dedicated line.

FIG. 6 is an explanatory diagram for explaining the flow of information when an unauthorized site is accessed using the approved site as a portal site.

The user of the portable terminal first tries to access an approval site in order to purchase a desired product. The mobile terminal 3 transmits and receives data to and from the gateway server 5 by wireless communication using a unique wireless protocol, and accesses the “mobile mall common top page” of the approval site established by the member store server 7 from the gateway server 5.

Then, for example, when the menu of the A store listed on the “mobile mall common top page” is selected, a link is made to the non-approved site established by the child member store server 9 of the A store. Thereafter, in the non-approved site of the store A, the mobile terminal user makes a decision to purchase the product, and selects and inputs a purchase decision button on a predetermined page, and the card of the approved site established by the mobile commerce server 7 is opened. Linked to the payment page, the mobile terminal user inputs secret information on this card payment page. That is, exchange of data such as confidential information is performed by switching to a route having a higher security level via a dedicated line.

FIG. 7 is an explanatory diagram illustrating the flow of goods and money when the mobile commerce system 1 is used. When a mobile terminal user purchases a product / content at a non-approved site, credit card online payment (exchange of secret information regarding card payment) is performed from the mobile terminal 3 to the mobile commerce server 7, and the mobile commerce server 7 , The product /
Claim card sales for content online.

On the other hand, the business operator that manages the child member store server 9 sends out goods or distributes contents to portable terminal users. When the mobile terminal user transfers the price of the purchased product / content to the account of the financial institution 15 which is a credit card partner, the product / content is transferred from the account of the financial institution 15 to the card settlement server 13. The money is debited.

The card settlement server 13 deducts a fixed fee from the price of the collected merchandise / contents, transfers the remaining price to a bank account (not shown) of the member store, and sends it to the mobile commerce server 7. On the other hand, the data of the card sales price is transmitted.

The mobile commerce server 7 further transfers the remaining collection price, after deducting a certain fee, to a bank account (not shown) of the child affiliate store, and also transmits card sales data to the child affiliate server 9. Send.

This embodiment has the following effects. Since the hyperlink providing means 7b enables linking from the approved site to the non-approved site, the child affiliated store can enter the mobile commerce commodity trading market under the administrative responsibility of the affiliated store. In addition, since the return hyperlink creating unit 7c can link from the non-approved site to the card payment page of the approved site, card payment related to transactions at the non-approved site can be performed on the approved site. As a result, information (secret information) required for card payment input by the mobile terminal user on the mobile terminal 3 is transmitted through a highly secure route via a dedicated line, and the risk of leakage of the secret information is reduced. Therefore, it is possible to form a secure and high-value merchandise transaction market for businesses and mobile terminal users who open non-approved sites and card companies.

The present invention has been described based on one embodiment, but the present invention is not limited to this. For example, each function realized in the mobile commerce system 1 can be used as a program stored in a specific medium. In this case, the gateway server 5 is a gateway means, the child member store server 9 is a posting means,
The mobile commerce server 7 can be regarded as a hyperlink providing means (return hyperlink generation means), the protocol converter 11 can be regarded as a protocol conversion means, and the card settlement server 13 can be regarded as a card settlement means.

Incidentally, it is needless to say that the hyperlink providing means or the return hyperlink generating means can be stored in a specific server, for example, the child member store server 9 and executed.

In addition, it should be noted that, from the portable terminal 3,
If you directly enter the URL of the approval site or use the "favorite" function to access the approval site and purchase products listed on the product listing screen in this approval site, the return hyperlink Is generated on the product listing screen.

[0065]

As is apparent from the above description, according to the present invention, since a link structure is formed between an approved site and a non-approved site, the child franchisee can be mobile under the responsibility of the franchisee. Enter the commerce market. In addition, since card payment in transactions at non-approved sites by child merchants can be made via an approved site (mobile commerce server), information required for card payment input by the mobile terminal user on the mobile terminal (Confidential information) is transmitted via a high-security route via a dedicated line, forming a secure and highly valuable commodity trading market for businesses and mobile terminal users who open unauthorized sites and card companies. Can be.

[Brief description of the drawings]

FIG. 1 is an explanatory diagram illustrating an outline of a mobile commerce system according to an embodiment of the present invention.

FIG. 2 is a block diagram of a mobile commerce system.

FIG. 3 is a sequence chart of the mobile commerce system when a URL is directly input.

FIG. 4 is a sequence chart of the mobile commerce system in a case where a return hyperlink is generated in an approved site to a non-approved site.

FIG. 5 is an explanatory diagram illustrating the flow of data when a URL is directly input.

FIG. 6 is an explanatory diagram illustrating a flow of data when a return hyperlink is generated in an approved site to a non-approved site.

FIG. 7 is an explanatory diagram illustrating a flow regarding a product / content and billing of the mobile commerce system.

FIG. 8 is a diagram for explaining a flow of an e-commerce operation in the related art.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Mobile commerce system 3 Mobile terminal 5 Gateway server 7 Member store server (mobile commerce server) 7b Hyperlink giving means 7c Return hyperlink creating means 9 Child member store server 11 Protocol converter 13 Card settlement server

Claims (5)

[Claims] 1. A mobile commerce server provided when a user directly inputs a URL from a mobile terminal to access a non-approved site and purchases a card for a product introduced on a product selection page of the non-approved site. And a return hyperlink creating means for providing a link structure to a card payment page of an approval site established by the mobile commerce server on a purchase intention confirmation page for confirming a purchase intention of a product on the non-approved site. Mobile commerce server featuring. 2. A mobile commerce server provided when purchasing a product introduced on a product selection page of a non-approved site using a mobile terminal, wherein the mobile commerce server establishes an approved site. Hyperlink providing means for providing a link structure to the non-approved site as a portal site of the non-approved site, and a purchase intention confirmation page for confirming a purchase intention of a product at the non-approved site. A return hyperlink providing means for providing a link structure to a card payment page of the approval site. 3. A portable terminal, a gateway server for transmitting and receiving data to and from the portable terminal by a unique wireless protocol, and a child connected to the gateway server via a network to establish an unauthorized site accessed from the portable terminal. A member store server, the mobile commerce server according to claim 1 or 2, a protocol converter connected to the mobile commerce server via a dedicated line, and converting a protocol, and connected to the protocol converter via a dedicated line. And a card payment server for performing card payment based on the information converted by the protocol converter. 4. When a product introduced on a product selection screen of a non-approved site accessed from a portable terminal is purchased using a card, the server is changed from the product selection screen of the non-approved site to an approved site. Return hyperlink providing means for providing a return hyperlink linked to the card payment screen of
Mobile commerce program characterized by functioning as. 5. A gateway means for transmitting / receiving one or more servers from a portable terminal using a unique wireless protocol, a posting means for posting a non-approved site accessed via the gateway means, and a product selection screen in the posting means. A return hyperlink providing means for providing a return hyperlink linking from the product selection screen of the non-approved site to a card payment screen of the approved site when purchasing the introduced product using a card; A mobile commerce program that functions as protocol conversion means for converting a protocol of information input to a card payment screen, and card payment means for performing card payment based on the information converted by the protocol conversion means.