JP2000187762A - Prepaid voucher balance utilizing system constituted of prepaid voucher, terminal equipment to be used for prepaid voucher, system for displaying balance after using prepaid voucher, and totalization center interlocked with terminal equipment - Google Patents

Abstract

PROBLEM TO BE SOLVED: To expand the utilization range of a prepaid voucher by directly printing out and recording an application amount and a balance in the prepaid voucher. SOLUTION: The voucher balance utilization system is constituted of a prepaid voucher 1, a terminal equipment 2 having a function for printing out and recording a usage fee and a function for transmitting data as money data, a balance display system for describing the basic description terms of the voucher 1 and directly printing out and recording a balance obtained by subtracting an application amount and necessary items on the voucher 1 and a totalization center 3 for receiving and processing money data or the like interlocking with the terminal equipment 2 so as to use an amount displayed as a balance after using the prepaid voucher 1.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION The present invention relates to a prepaid voucher, a terminal having a function of printing and recording the amount of money used and having a function of converting the data into money data, and a basic prerequisite voucher. , The remaining balance display system that prints and prints the balance and necessary items directly after deducting the usage amount on the prepaid voucher, and an aggregation center that receives and processes money data etc. in conjunction with the terminal as configuration factors This is a prepaid voucher balance usage system that can use the remaining amount displayed after using the prepaid voucher.

[Prior art]

[0002] Conventionally, when purchasing goods or obtaining services with a prepaid voucher, payment is basically made based on the stated amount of money, so that it has been almost limited to one-time use. When the usage amount exceeded the intrinsic amount stated in the prepaid voucher, it was usual to add the insufficient currency and settle it.

[0003] When the usage amount is less than the intrinsically stated amount of the prepaid voucher, the difference is received in the form of change. However, depending on the type of the prepaid voucher, the usage amount is less than the intrinsically stated amount. Sometimes they don't give the change.

[0004] When a prepaid voucher is issued and used, there are a self-issued type and a third-party type. However, it is very difficult to split the amount at each location and use it. It was inconvenient.

[0005] Regarding the handling of prepaid vouchers by the store, the use of these prepaid vouchers is often troublesome and inconvenient as the aging society progresses.

[Problems to be solved by the invention]

[0006] When trying to obtain goods or services with the prepaid voucher, the remaining amount obtained by subtracting the usage amount for each use from the original amount of the prepaid voucher is printed and recorded, and the primary amount is sequentially amortized. Confirmation, calculation,
The balance after use is displayed via a terminal having a function of recording and printing, and the use of the balance is embodied.

[0007] The terminal device transmits related information such as the basic description items of the prepaid voucher, the date and time, the sales store registration number, and the amount of money used as money data to the tallying center.

[0008] The counting center receives the money data transmitted from the terminal, bills the usage amount to the issuing organization of the prepaid voucher, collects the money, and pays the sales outlet.

In the case of the present system, since the usage amount and the balance are directly printed and recorded on the prepaid voucher, the balance after use is displayed sequentially, and the remaining amount can be used. Is a revolutionary expansion.

[0010] The terminal, which is a component of this system, has a function of transmitting the amount of money used for the prepaid voucher as money data. It can be used as an order settlement system such as direct delivery, and a prepaid voucher can be used as electronic money.

[0011]

A system according to the present invention comprises a prepaid voucher 1, a terminal 2 having a function of printing and recording money for use and a function of transmitting money data, and a prepaid voucher 1. Post-use balance display system that prints and records the balance and necessary items directly on the prepaid voucher 1 with the basic items described, and a tally that receives and processes money data etc. in conjunction with the terminal 2. This is a prepaid voucher balance remaining amount utilization system in which the remaining display amount after use of the prepaid voucher can be used with the center 3 as a factor.

The basic items described in the prepaid voucher 1 are as follows:
Information such as the issuer, whereabouts, name, available amount, contact information, and ticketing price are described.

In order to purchase goods or obtain services using the prepaid voucher 1, the user pays a predetermined amount to the prepaid voucher issuing organization 5 as shown in FIG. The voucher 1 is obtained and used.
As shown in the figure, the basic amount of the prepaid voucher 1 is listed on the front face 6 of the unused prepaid voucher 1 along with the basic amount of 5000 yen, but the original amount of the ticketing price is not limited, As shown in FIG. 3, nothing is written on the back surface 7 of the prepaid voucher when it is not used.

Alternatively, when purchasing goods or services using the prepaid voucher 1 for the first time, the usage amount is amortized from the original amount printed on the prepaid voucher 1, and is shown in FIGS. As shown, on the front face 8 of the first use of the prepaid voucher,
From the original amount of 5,000 yen and the original amount, the usage amount is 10
The remaining balance of 4000 yen after amortization of 00 yen is recorded and printed, and on the back surface 9 of the prepaid voucher shown in FIGS. .

Further, in the case where the purchase of goods, services, etc. are obtained using the prepaid voucher 1 (described in the second example),
In the prepaid voucher 1, the basic usage is described, and the original usage amount of 5000 yen and the usage amount of the first use
The remaining balance of 4000 yen after the amortization of 000 yen is recorded and printed, and when used, the second prepaid voucher in FIG.
On the surface 10 at the time of the first use, the usage amount 187 of the second use is displayed.
After the amortization of 5 yen, the remaining balance of 2125 yen is recorded and printed,
On the back surface 11 of the prepaid voucher shown in FIG.
The usage amount of the first use, the date and time of the second use, the name of the store, and the usage amount of 1000 yen are described.

The terminal 2 used for purchasing goods and services using the prepaid voucher 1 has basic description items and the intrinsic amount of the prepaid voucher 1 as shown in the usage diagram of FIG. In addition to the function to check the remaining amount after use and the sales store registration number, the function to read the usable amount of money to determine whether the use amount can be amortized from the original amount, use the amount subtracted from the remaining amount printed on the prepaid voucher 1 Record and print function of remaining balance, date of use, name of store used, amount of use, etc., receipt issuing function to issue receipt 12 to user, prepayment voucher 1
Basic description items, date and time, retailer registration number, ticketing price,
It has a transmission function of converting the available amount and the usage amount into money data and transmitting the money data to the tallying center 3.

The counting center 3 counts and classifies the money data of the prepaid voucher 1 transmitted from the terminal 2 and the related data (issuer, residence, name, contact information, etc.) and divides the usage amount into the prepaid voucher. It has a function of billing the voucher issuing organization 5 and collecting money, and paying the usage amount to the sales shop.

[0018]

The prepaid voucher balance use system according to the present invention comprises a prepaid voucher 1, a terminal 2 used for the prepaid voucher 1, a post-use balance display system for the prepaid voucher 1, and an aggregation center linked to the terminal 1. Since the usage amount and the balance are printed and recorded directly on the prepaid voucher 1, the balance after use is displayed in order and the remaining amount can be used. The range will expand dramatically.

[0019] In addition, since the business is concentrated in the aggregation center 3, the basic description items transmitted from the terminal device 2,
It receives money data such as date and time, sales store registration number, usage amount, etc., and bills the usage amount to the prepaid voucher issuing organization 5, collects money, and pays the sales amount to the sales store 4.
The inconvenience of the prepaid-type voucher issuing organization 5 paying the usage amount individually to the sales outlets 4 is eliminated, and the market is expected to expand.

Further, in the conventional settlement method using a prepaid voucher, settlement is performed on the basis of the original stated amount, so that it is almost limited to one-time use. When it exceeds, it is normal to settle by adding the shortage currency, and when the usage amount falls below the intrinsic amount stated in the prepaid voucher, the difference will be received in the form of change,
Depending on the type of prepaid voucher, the change of the difference may not be delivered even if the usage amount is less than the original stated amount, but according to the system of the present invention, the self-issued type and the third-party type In each case, the amount of the prepaid voucher 1 can be amortized at each location and the remaining amount can be used after use.

Also, since the remaining amount obtained by subtracting the usage amount for each use from the original amount of the prepaid voucher 1 is printed and recorded, the available amount can be concretely understood by displaying the remaining amount. Convenience became very good.

Further, the terminal 2 which is a component of the present system has a function of transmitting the amount of money used for the prepaid voucher 1 as money data. It can also be used as an order settlement system such as mail order or direct delivery from the production center, and the prepaid voucher 1 can be used as electronic money.

[Brief description of the drawings]

FIG. 1 is a prepaid-type voucher utilization system used for implementing the present invention.

FIG. 2 shows an unused surface of a prepaid voucher used in the practice of the present invention.

FIG. 3 is an unused back surface of a prepaid voucher used for implementing the present invention.

FIG. 4 is a front view of a prepaid voucher used in the practice of the present invention at the first use.

FIG. 5 is a back side of the prepaid voucher used in the embodiment of the present invention at the first use.

FIG. 6 is a front view of the prepaid voucher used in the embodiment of the present invention when it is used for the second time.

FIG. 7 is a back side of the prepaid voucher used in the embodiment of the present invention at the time of the second use.

FIG. 8 is a diagram illustrating a use mode of a terminal used for implementing the present invention.

[Description of Signs] 1: Prepaid voucher 2: Terminal machine 3: Aggregation center 4: Retail store 5: Prepaid voucher issuing agency 6: Front surface of prepaid voucher not used 7: Unused prepaid voucher 8: Front side of the first use of the prepaid voucher 9: Back side of the first use of the prepaid voucher 10: Front side of the second use of the prepaid voucher 11: Second time of the prepaid voucher Back side when using 12: Receipt

Claims (4)

[Claims] 1. A prepaid voucher, a terminal having a function of printing and recording the amount of use, and a function of transmitting money data, and the basic items of the prepaid voucher are described, and the usage amount is deducted. After using the prepaid voucher, the system consists of a post-paid balance display system that prints and records the remaining amount and necessary items directly on the prepaid voucher and an aggregation center that receives and processes money data etc. in conjunction with the terminal. A prepaid voucher balance usage system that allows you to use the remaining amount displayed. (2) In the case of purchasing goods or obtaining services using the prepaid voucher, the original amount of the prepaid voucher,
Alternatively, the balance obtained by subtracting the usage amount from the balance already printed on the prepaid voucher is recorded and printed one after another, and the remaining amount display amount is displayed while amortizing the intrinsic amount so that the remaining amount display amount can be used. After-use balance display system. (3) When the purchase of goods and services are to be obtained using the prepaid voucher, the intrinsic amount of the prepaid voucher,
Alternatively, the remaining amount that has been subtracted from the balance already printed on the prepayment voucher is recorded and printed one after another, and the function to read so that the remaining amount displayed after use can be used while amortizing the intrinsic amount, and the prepayment voucher A terminal with a function that can convert the basic description items, date and time, sales store registration number and usage amount into money data and send them to the aggregation center. 4. A tallying center having a function of counting and classifying money data and related data transmitted from the terminal, billing the usage amount to a prepaid voucher issuing organization, collecting money, and paying to a sales outlet. A linked prepaid voucher balance usage system.