JP2000113285A - Automated equipment having foreign currency exchanging function - Google Patents

Abstract

PROBLEM TO BE SOLVED: To reduce a counter business work, and to quickly attain foreign currency exchange, and to attain foreign currency exchange beyond a counter business time zone by recognizing the paper money of plural countries, and obtaining foreign currency exchange information such as the rate of foreign currency to be exchange or a charge from a host computer for operating the exchange of inputted foreign currency. SOLUTION: A paper money recognizing part 3 of an ATM 1 changes recognized contents according to the selected kind of paper money for recognizing the paper money of plural countries. On the other hand, a host computer 2 has an information table for storing the rate of each foreign currency and a charge. This information is always updated according to the fluctuation of exchange, and latest information is stored. Then, a paper money kind selection screen is displayed according to the selection of the 'foreign currency exchange' key of a customer. The customer selects the kind of cash to be exchanged on a paper money kind selection screen. Thus, the recognized contents of the paper money recognizing part 3 are decided. This device obtains the rate of the selected paper money and the charge from the host computer 2, and guides the customer to the input of paper money to be exchanged.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automation device for automatically executing a business by connecting to a host computer in a financial institution or the like, and more particularly to an automation device having a foreign currency exchange function.

[0002]

2. Description of the Related Art Generally, foreign currency banknotes are converted into yen at bank counters or counters of money changers.

[0003]

However, at a counter or the like, the procedure is time-consuming, and transactions can be performed only in the window business hours, so that it cannot be said that the service can be easily used. The present invention has been made in view of the above problems, to obtain a configuration in which foreign currency can be exchanged by a customer's operation, to reduce window office work, to realize a short period of currency exchange, and to realize a foreign currency exchange outside the window business hours. Aim.

[0004]

In order to achieve the above object, the present invention provides an automated machine with a function of exchanging foreign currency input. That is, the present invention is characterized in that, in an automated apparatus, recognizing bills of a plurality of countries, obtaining foreign currency exchange information such as a rate and a fee of a foreign currency for performing currency exchange from a host computer, and exchanging input foreign currency bills. .

[0005]

Embodiments of the present invention will be described below with reference to the drawings. FIG. 1 is a configuration diagram showing an embodiment of the present invention. In the figure, reference numeral 1 denotes an automatic transaction apparatus (hereinafter, referred to as an ATM) as an automated device, which executes transactions while exchanging information with a host computer 2.

In the present invention, the banknote recognition unit 3 of the ATM 1
In order to recognize bills in a plurality of countries, the recognition content is changed according to the selected bill type. On the other hand, as shown in the figure, the host computer 2 has a table of information on rates and commissions for each foreign currency bill. This information is constantly updated according to fluctuations in exchange rates, and the latest information is accumulated.

FIG. 2 is an operation flowchart showing the operation of the present embodiment, and FIGS. 3 to 11 are plan views showing customer operation screens in respective steps. Hereinafter, the operation of the present embodiment will be described with reference to the operation flowchart of FIG. The operation and display here are only examples and do not limit the invention. S1: Transaction Selection The customer selects the "foreign currency exchange" key on the transaction selection screen (FIG. 3). S2: Bill type selection The device displays a bill type selection screen (FIG. 4) by selecting the "foreign currency exchange" key. The customer selects a bill type to be exchanged on the bill type selection screen (FIG. 2).

The apparatus determines the recognition contents of the bill validating section 3 by this. S3: Exchange Information Acquisition The device displays the exchange information acquisition screen (FIG. 5), and acquires the rate and fee of the selected bill from the host computer 2. S4: Rate Confirmation Subsequently, the device displays the “rate” and “commission” obtained from the host on the rate confirmation screen (FIG. 6), prompts the customer to press the “confirm” key, and waits for confirmation. . S5: Bill insertion When the "confirmation" key is pressed in S4, the apparatus displays a bill insertion guide screen (FIG. 7), guides the customer to insert a bill for exchange, and waits for insertion. S6: Bill counting When a bill is inserted, the apparatus displays a bill counting screen (FIG. 8) and counts the inserted bills. S7: Amount confirmation After the counting is completed, the device displays the amount of the inserted bill and the exchanged amount on the amount confirmation screen (FIG. 9) on the screen, prompts the customer to press the "confirm" key, and waits for confirmation. Becomes S8: Exchange processing When the "confirmation" key is pressed in S7, a screen during exchange processing (FIG. 10) is displayed, the inserted bills are stored in a deposit box, a reject box, or the like, and the counting of bills to be paid is started. S9: Cash / Sheet Discharge After the counting is completed, the apparatus displays a cash / sheet discharge screen (FIG. 11), and discharges the transaction statement and the exchanged bills.

[0009]

As described above, according to the present invention, according to the present invention, an automated machine recognizes banknotes in a plurality of countries and obtains foreign currency exchange information such as a foreign currency exchange rate and a fee from a host computer, Since it has a foreign currency exchange function characterized by exchanging input foreign currency bills, it is possible to exchange foreign currency by an operation of a customer in an automated device.

As a result, it is possible to shift the work currently being performed at the counter to an automated device such as an ATM, thereby reducing counter office work, realizing foreign currency exchange in a short time, and foreign currency exchange outside the office hours. This has the effect of improving the convenience of the customer. In addition, if the number of transactions increases due to improved convenience, an increase in commissions can be expected, and there is also an advantage on the service provider side.

Further, according to the present invention, foreign currency can be exchanged at the place where the automated equipment is installed. Therefore, if foreign currency handling is liberalized in the future, it is possible to provide a foreign currency exchange service at a convenience store or the like. To play.

[Brief description of the drawings]

FIG. 1 is a configuration diagram showing an embodiment of the present invention.

FIG. 2 is an operation flowchart of the embodiment of the present invention.

FIG. 3 is a plan view showing a transaction selection screen according to one embodiment of the present invention.

FIG. 4 is a plan view showing a bill type selection screen according to the embodiment of the present invention.

FIG. 5 is a plan view showing a screen for obtaining exchange information according to the embodiment of the present invention;

FIG. 6 is a plan view showing a rate confirmation screen according to the embodiment of the present invention.

FIG. 7 is a plan view showing a bill insertion guide screen according to one embodiment of the present invention.

FIG. 8 is a plan view showing a screen during bill counting according to the embodiment of the present invention.

FIG. 9 is a plan view showing a money amount confirmation screen according to the embodiment of the present invention.

FIG. 10 is a plan view showing a screen during a currency exchange process according to the embodiment of the present invention;

FIG. 11 is a plan view showing a cash / statement discharge screen according to the embodiment of the present invention.

[Explanation of symbols]

 1 ATM 2 Host computer 3 Banknote recognition unit

Claims (1)

[Claims] 1. It has a foreign currency exchange function characterized by recognizing bills of a plurality of countries, obtaining foreign currency exchange information such as a rate and a fee of a foreign currency to be exchanged from a host computer, and exchanging input foreign currency bills. Automation equipment.