IN2015KN00478A - - Google Patents

Info

Publication number
IN2015KN00478A
IN2015KN00478A IN478KON2015A IN2015KN00478A IN 2015KN00478 A IN2015KN00478 A IN 2015KN00478A IN 478KON2015 A IN478KON2015 A IN 478KON2015A IN 2015KN00478 A IN2015KN00478 A IN 2015KN00478A
Authority
IN
India
Prior art keywords
identification information
payment server
adaptive payment
account
request
Prior art date
Application number
Inventor
Shashi Kapur
Ralph A Bianco
Original Assignee
Adaptive Payments Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Adaptive Payments Inc filed Critical Adaptive Payments Inc
Publication of IN2015KN00478A publication Critical patent/IN2015KN00478A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)

Abstract

A system and method for processing lending transactions that may facilitate prompt transfer of funds (for example loan funds) to an individual in a secure manner. An adaptive payment server may receive first identification information second identification information and a request for a fund transfer. The adaptive payment server may determine an account associated with the first identification information. The adaptive payment server may authenticate identification of the account based on the second identification information. The adaptive payment server may initiate a deposit of a fund amount associated with he request into the identified account wherein the fund amount is deposited substantially immediately after the identified account has been authenticated.
IN478KON2015 2012-07-24 2013-07-23 IN2015KN00478A (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/556,669 US20140032391A1 (en) 2012-07-24 2012-07-24 System and Method for Real-Time Loan Processing and Loan Fund Deposits
PCT/US2013/051664 WO2014018522A1 (en) 2012-07-24 2013-07-23 Real-time loan processing and loan fund

Publications (1)

Publication Number Publication Date
IN2015KN00478A true IN2015KN00478A (en) 2015-07-17

Family

ID=49995812

Family Applications (1)

Application Number Title Priority Date Filing Date
IN478KON2015 IN2015KN00478A (en) 2012-07-24 2013-07-23

Country Status (7)

Country Link
US (1) US20140032391A1 (en)
EP (1) EP2877975A4 (en)
KR (1) KR20150110456A (en)
CN (1) CN104854614A (en)
CA (1) CA2885411A1 (en)
IN (1) IN2015KN00478A (en)
WO (1) WO2014018522A1 (en)

Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20140188728A1 (en) 2012-12-31 2014-07-03 Fiserv, Inc. Systems and methods for performing financial transactions
US20150254767A1 (en) * 2014-03-10 2015-09-10 Bank Of America Corporation Loan service request documentation system
WO2016061576A1 (en) * 2014-10-17 2016-04-21 Zestfinance, Inc. Api for implementing scoring functions
US10185946B2 (en) 2014-12-31 2019-01-22 Fiserv, Inc. Facilitating presentation of content relating to a financial transaction
US9978100B2 (en) 2015-01-28 2018-05-22 Crediot, Inc. Method and system for tracking personal property collateral
US11295380B2 (en) 2015-01-28 2022-04-05 Crediot, Inc. Method and system for tracking personal property collateral
CN106067111A (en) * 2016-06-17 2016-11-02 北京小米移动软件有限公司 Message treatment method and device
US20210056619A9 (en) * 2017-08-24 2021-02-25 Finicity Corporation Systems and methods for verification of income
CN108898478A (en) * 2018-06-28 2018-11-27 杭州复杂美科技有限公司 Borrow or lend money method and system, equipment and storage medium
CN112184418A (en) * 2020-09-25 2021-01-05 中国建设银行股份有限公司 Inter-company loan processing method, inter-company loan processing device, computer equipment and storage medium

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020032649A1 (en) * 2000-04-13 2002-03-14 Balamurugan Selvarajan High-security E-currency IDs for E-commerce transactions
US20020055904A1 (en) * 2000-09-22 2002-05-09 Mon Gary Le Apparatus and method for processing loans
US20020073024A1 (en) * 2000-12-07 2002-06-13 Gilchrist Alexander Sandy Donald System and methods of using wireless communication devices to conduct financial transactions
US7444513B2 (en) * 2001-05-14 2008-10-28 Nokia Corporiation Authentication in data communication
US20070271178A1 (en) * 2006-05-22 2007-11-22 Davis Richard S Loan program and process for transacting the same
KR20110084400A (en) * 2008-08-26 2011-07-22 어댑티브 페이먼츠, 인코포레이티드 System and method of secure payment transactions

Also Published As

Publication number Publication date
CN104854614A (en) 2015-08-19
EP2877975A4 (en) 2015-12-23
US20140032391A1 (en) 2014-01-30
WO2014018522A1 (en) 2014-01-30
EP2877975A1 (en) 2015-06-03
KR20150110456A (en) 2015-10-02
CA2885411A1 (en) 2014-01-30

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