IN2012DN01770A - - Google Patents

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Publication number
IN2012DN01770A
IN2012DN01770A IN1770DEN2012A IN2012DN01770A IN 2012DN01770 A IN2012DN01770 A IN 2012DN01770A IN 1770DEN2012 A IN1770DEN2012 A IN 1770DEN2012A IN 2012DN01770 A IN2012DN01770 A IN 2012DN01770A
Authority
IN
India
Prior art keywords
phrase
communications device
time pass
biometric authentication
transaction
Prior art date
Application number
Inventor
Conor Robert White
Michael Pierce
Jason Scott Cramer
Chet Bradford Steiner
Suzanna Diebes
Original Assignee
Daon Holdings Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US12/535,720 external-priority patent/US8443202B2/en
Priority claimed from US12/538,189 external-priority patent/US7685629B1/en
Application filed by Daon Holdings Ltd filed Critical Daon Holdings Ltd
Publication of IN2012DN01770A publication Critical patent/IN2012DN01770A/en

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H04L63/0838—Network architectures or network communication protocols for network security for authentication of entities using passwords using one-time-passwords
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/18—Network architectures or network communication protocols for network security using different networks or channels, e.g. using out of band channels

Abstract

A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction and determining whether the transaction requires access to protected resources. Moreover, the method determines whether inputted information is known, determines a state of a communications device when the inputted information is known, and transmits a biometric authentication request from a server to an authentication system when the state of the communications device is enrolled. Additionally, the method includes validating the communications device, capturing biometric authentication data in accordance with a biometric authentication data capture request with the communications device, biometrically authenticating the user, generating a one-time pass-phrase and storing the one-time pass-phrase on the authentication system when the user is authenticated, comparing the transmitted one-time pass-phrase against the stored one-time pass-phrase, and granting access to the protected resources when the transmitted and stored onetime pass-phrases match.
IN1770DEN2012 2009-08-05 2010-06-18 IN2012DN01770A (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US12/535,720 US8443202B2 (en) 2009-08-05 2009-08-05 Methods and systems for authenticating users
US12/538,189 US7685629B1 (en) 2009-08-05 2009-08-10 Methods and systems for authenticating users
US12/709,809 US7865937B1 (en) 2009-08-05 2010-02-22 Methods and systems for authenticating users
PCT/US2010/039148 WO2011016911A1 (en) 2009-08-05 2010-06-18 Methods and systems for authenticating users

Publications (1)

Publication Number Publication Date
IN2012DN01770A true IN2012DN01770A (en) 2015-06-05

Family

ID=43385110

Family Applications (1)

Application Number Title Priority Date Filing Date
IN1770DEN2012 IN2012DN01770A (en) 2009-08-05 2010-06-18

Country Status (3)

Country Link
US (1) US7865937B1 (en)
IN (1) IN2012DN01770A (en)
WO (1) WO2011016911A1 (en)

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