HUE037980T2 - Nyílt kommunikációs hálózatokon történõ továbbításra szolgáló fizetési adatok biztosítására szolgáló módszer, eszköz és rendszer - Google Patents

Nyílt kommunikációs hálózatokon történõ továbbításra szolgáló fizetési adatok biztosítására szolgáló módszer, eszköz és rendszer

Info

Publication number
HUE037980T2
HUE037980T2 HUE11734250A HUE11734250A HUE037980T2 HU E037980 T2 HUE037980 T2 HU E037980T2 HU E11734250 A HUE11734250 A HU E11734250A HU E11734250 A HUE11734250 A HU E11734250A HU E037980 T2 HUE037980 T2 HU E037980T2
Authority
HU
Hungary
Prior art keywords
communication networks
transmission over
payment data
open communication
over open
Prior art date
Application number
HUE11734250A
Other languages
English (en)
Inventor
Craig Glendenning
Original Assignee
Bluechain Pty Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from AU2010900195A external-priority patent/AU2010900195A0/en
Application filed by Bluechain Pty Ltd filed Critical Bluechain Pty Ltd
Publication of HUE037980T2 publication Critical patent/HUE037980T2/hu

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/388Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3247Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3263Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving certificates, e.g. public key certificate [PKC] or attribute certificate [AC]; Public key infrastructure [PKI] arrangements
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56Financial cryptography, e.g. electronic payment or e-cash
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/80Wireless
    • H04L2209/805Lightweight hardware, e.g. radio-frequency identification [RFID] or sensor

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Data Exchanges In Wide-Area Networks (AREA)
HUE11734250A 2010-01-19 2011-01-19 Nyílt kommunikációs hálózatokon történõ továbbításra szolgáló fizetési adatok biztosítására szolgáló módszer, eszköz és rendszer HUE037980T2 (hu)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
AU2010900195A AU2010900195A0 (en) 2010-01-19 Method device and system for securing payment data for transmission over open communication networks

Publications (1)

Publication Number Publication Date
HUE037980T2 true HUE037980T2 (hu) 2018-09-28

Family

ID=44306300

Family Applications (1)

Application Number Title Priority Date Filing Date
HUE11734250A HUE037980T2 (hu) 2010-01-19 2011-01-19 Nyílt kommunikációs hálózatokon történõ továbbításra szolgáló fizetési adatok biztosítására szolgáló módszer, eszköz és rendszer

Country Status (12)

Country Link
US (2) US11263625B2 (hu)
EP (1) EP2526514B1 (hu)
AU (1) AU2011207108B2 (hu)
DK (1) DK2526514T3 (hu)
ES (1) ES2672920T3 (hu)
HR (1) HRP20180862T1 (hu)
HU (1) HUE037980T2 (hu)
NO (1) NO2526514T3 (hu)
PL (1) PL2526514T3 (hu)
PT (1) PT2526514T (hu)
TR (1) TR201808160T4 (hu)
WO (1) WO2011088508A1 (hu)

Families Citing this family (34)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9619801B2 (en) * 2010-08-02 2017-04-11 Stanton Management Group, Inc. User positive approval and authentication services (UPAAS)
AU2012294451B2 (en) * 2011-08-08 2017-08-24 Visa International Service Association Payment device with integrated chip
FI20115945A0 (fi) 2011-09-28 2011-09-28 Onsun Oy Maksujärjestelmä
CN103164635A (zh) * 2011-12-15 2013-06-19 中国银联股份有限公司 基于扩展参数集的安全性信息交互系统、装置及方法
WO2013126815A1 (en) 2012-02-22 2013-08-29 Visa International Service Association Data security system using mobile communications device
EP2820602B1 (en) * 2012-03-01 2020-10-28 Mastercard International, Inc. Systems and methods for mapping a mobile cloud account to a payment account
US10535064B2 (en) * 2012-03-19 2020-01-14 Paynet Payments Network, Llc Systems and methods for real-time account access
BR112014023264A2 (pt) 2012-03-19 2019-08-13 Paynet Payments Network Llc sistemas e métodos de computador para processar transações de pagamento através de rede
US20130282564A1 (en) * 2012-04-21 2013-10-24 Research In Motion Limited System and method for transmitting application data between two communication devices
US20140164243A1 (en) * 2012-12-07 2014-06-12 Christian Aabye Dynamic Account Identifier With Return Real Account Identifier
AU2014290143C1 (en) 2013-07-15 2019-01-03 Visa International Service Association Secure remote payment transaction processing
KR102552606B1 (ko) 2013-08-15 2023-07-06 비자 인터네셔널 서비스 어소시에이션 보안 요소를 이용한 보안 원격 지불 거래 처리
CN115358746A (zh) 2013-09-20 2022-11-18 维萨国际服务协会 包括消费者认证的安全远程支付交易处理
US11004069B2 (en) * 2013-10-03 2021-05-11 Nxp B.V. Article and method for transaction irregularity detection
AU2014256396B2 (en) * 2013-11-15 2020-08-20 Fidelity Information Services, Llc Systems and methods for real-time account access
US10395246B2 (en) 2013-12-30 2019-08-27 Tencent Technology (Shenzhen) Company Limited System and method for verifying identity information using a social networking application
US20150294362A1 (en) * 2014-04-15 2015-10-15 First Data Corporation Systems and Methods for Managing Account Information
US10546293B2 (en) * 2014-05-29 2020-01-28 Apple Inc. Apparatuses and methods for using a random authorization number to provide enhanced security for a secure element
US10089607B2 (en) * 2014-09-02 2018-10-02 Apple Inc. Mobile merchant proximity solution for financial transactions
EP3767877B1 (en) * 2015-02-17 2022-05-11 Visa International Service Association Token and cryptogram using transaction specific information
US10579983B2 (en) * 2015-03-11 2020-03-03 Paypal, Inc. NFC rendezvous protocol for enhanced mobile transactions and payments
US20200143370A1 (en) * 2015-09-30 2020-05-07 Bluechain Pty Ltd Method for authenticating and authorising a transaction using a portable device
US10861019B2 (en) 2016-03-18 2020-12-08 Visa International Service Association Location verification during dynamic data transactions
FR3053548B1 (fr) * 2016-06-30 2019-07-19 Ingenico Group Procede d'authentification de donnees de paiement, dispositifs et programmes correspondants.
US20190279199A1 (en) * 2016-07-29 2019-09-12 Visa International Service Association Multi-device authentication process and system utilizing cryptographic techniques
CA3040005A1 (en) * 2016-10-11 2018-04-19 Bluechain Pty Ltd Effecting initiation and authorization of transactions between mobile devices
RU2641219C1 (ru) * 2016-12-09 2018-01-16 Общество с ограниченной ответственностью "Технологии" Способ обработки данных для безналичной оплаты
US11301847B1 (en) * 2018-02-15 2022-04-12 Wells Fargo Bank, N.A. Systems and methods for an authorized identification system
US11756029B2 (en) * 2018-08-27 2023-09-12 Mastercard International Incorporated Secured end-to-end communication for remote payment verification
US11157928B2 (en) 2019-10-22 2021-10-26 Capital One Services, Llc Systems and methods for using a predictive engine to predict failures in machine-learning trained systems
US10885519B1 (en) * 2020-02-17 2021-01-05 Mautinoa Technologies, LLC Mobile transaction platform
US11704649B2 (en) * 2020-09-03 2023-07-18 Mastercard International Incorporated Contactless payment relay attack protection
CN117255995A (zh) * 2021-08-31 2023-12-19 维萨国际服务协会 使用机密进行高效交互处理
WO2024026135A1 (en) * 2022-07-29 2024-02-01 Visa International Service Association Method, system, and computer program product for cryptogram-based transactions

Family Cites Families (29)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5949044A (en) * 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers
FR2765706B1 (fr) * 1997-07-04 1999-10-01 Sgs Thomson Microelectronics Lecteur de cartes a puces a protocole de transmission rapide
WO1999009502A1 (fr) * 1997-08-13 1999-02-25 Matsushita Electric Industrial Co., Ltd. Systeme de commerce electronique mobile
US6327578B1 (en) * 1998-12-29 2001-12-04 International Business Machines Corporation Four-party credit/debit payment protocol
US7249097B2 (en) * 1999-06-18 2007-07-24 Echarge Corporation Method for ordering goods, services, and content over an internetwork using a virtual payment account
KR101015341B1 (ko) 2000-04-24 2011-02-16 비자 인터내셔날 써비스 어쏘시에이션 온라인 지불인 인증 서비스
US7024395B1 (en) * 2000-06-16 2006-04-04 Storage Technology Corporation Method and system for secure credit card transactions
US6938019B1 (en) * 2000-08-29 2005-08-30 Uzo Chijioke Chukwuemeka Method and apparatus for making secure electronic payments
US7103575B1 (en) * 2000-08-31 2006-09-05 International Business Machines Corporation Enabling use of smart cards by consumer devices for internet commerce
US7111789B2 (en) * 2001-08-31 2006-09-26 Arcot Systems, Inc. Enhancements to multi-party authentication and other protocols
GB0204620D0 (en) * 2002-02-28 2002-04-10 Europay Internat N V Chip authentication programme
US20100145818A1 (en) * 2002-09-30 2010-06-10 Ifedayo Udiani Electronic Credit/Debit Cardless Payment Processing System and Method PSM
AU2002368386A1 (en) 2002-11-27 2004-06-18 Institute For Infocomm Research Peer to peer electronic-payment system
CN1635525A (zh) * 2003-12-31 2005-07-06 中国银联股份有限公司 一种安全的网上支付系统及安全的网上支付认证方法
US20080195498A1 (en) * 2004-09-28 2008-08-14 First Data Corporation Wireless network systems having accessibility based on usage of an account
US8190087B2 (en) * 2005-12-31 2012-05-29 Blaze Mobile, Inc. Scheduling and paying for a banking transaction using an NFC enabled mobile communication device
US20070244811A1 (en) * 2006-03-30 2007-10-18 Obopay Inc. Mobile Client Application for Mobile Payments
US20070255662A1 (en) * 2006-03-30 2007-11-01 Obopay Inc. Authenticating Wireless Person-to-Person Money Transfers
US20080059370A1 (en) * 2006-08-30 2008-03-06 Cardit, Llc System and Method for Third Party Payment Processing of Credit Cards
US9846866B2 (en) 2007-02-22 2017-12-19 First Data Corporation Processing of financial transactions using debit networks
WO2008144586A1 (en) * 2007-05-18 2008-11-27 Smarttouch, Inc. System and method for enhanced communications via small data rate communication systems
US8249935B1 (en) * 2007-09-27 2012-08-21 Sprint Communications Company L.P. Method and system for blocking confidential information at a point-of-sale reader from eavesdropping
US20090216680A1 (en) 2008-02-26 2009-08-27 Battelle Energy Alliance, Llc Systems and Methods for Performing File Distribution and Purchase
US20100250704A1 (en) * 2009-03-26 2010-09-30 Verizon Patent And Licensing Inc. Peer-to-peer content distribution with digital rights management
US20110066550A1 (en) * 2009-09-16 2011-03-17 Shank Clinton L System and method for a secure funds transfer
US8508367B2 (en) * 2009-09-21 2013-08-13 Checkpoint Systems, Inc. Configurable monitoring device
US8661258B2 (en) * 2009-10-23 2014-02-25 Vasco Data Security, Inc. Compact security device with transaction risk level approval capability
US8907768B2 (en) * 2009-11-25 2014-12-09 Visa International Service Association Access using a mobile device with an accelerometer
US9280765B2 (en) * 2011-04-11 2016-03-08 Visa International Service Association Multiple tokenization for authentication

Also Published As

Publication number Publication date
US20130191290A1 (en) 2013-07-25
AU2011207108B2 (en) 2014-06-26
PT2526514T (pt) 2018-06-19
EP2526514B1 (en) 2018-03-14
US11263625B2 (en) 2022-03-01
EP2526514A4 (en) 2014-03-19
AU2011207108A1 (en) 2012-09-06
TR201808160T4 (tr) 2018-07-23
US20200286088A1 (en) 2020-09-10
HRP20180862T1 (hr) 2018-08-24
WO2011088508A1 (en) 2011-07-28
NO2526514T3 (hu) 2018-08-11
DK2526514T3 (en) 2018-06-18
EP2526514A1 (en) 2012-11-28
ES2672920T3 (es) 2018-06-18
PL2526514T3 (pl) 2018-10-31

Similar Documents

Publication Publication Date Title
EP2526514A4 (en) METHOD, DEVICE AND SYSTEM FOR SECURING PAYMENT DATA FOR TRANSMISSION IN OPEN COMMUNICATION NETWORKS
EP2429143A4 (en) METHOD, DEVICE AND COMMUNICATION SYSTEM FOR DATA TRANSMISSION
EP2566233A4 (en) DATA TRANSMISSION DEVICE, METHOD AND COMMUNICATION SYSTEM
EP2285140A4 (en) DATA TRANSMISSION PROCESS, NETWORK SYSTEM AND ASSOCIATED DEVICE
EP2597906A4 (en) METHOD, DEVICE AND SYSTEM FOR DATA TRANSMISSION
HK1159362A1 (en) Method and network device for data communication
EP2779524A4 (en) METHOD, DEVICE AND SYSTEM FOR SECURE DATA TRANSMISSION
EP2485561A4 (en) METHOD, DEVICE AND SYSTEM FOR DATA TRANSMISSION
EP2611227A4 (en) METHOD, DEVICE AND SYSTEM FOR SENDING COMMUNICATION INFORMATION
EP2487955A4 (en) DATA TRANSMISSION PROCESS, DEVICE AND SYSTEM
EP2315365A4 (en) METHOD AND SYSTEM FOR COMMUNICATION AND ASSOCIATED DATA TRANSMISSION EQUIPMENT
EP2437454A4 (en) METHOD, DEVICE AND SYSTEM FOR PACKET TRANSMISSION OF SERVICE DATA
EP2651107A4 (en) COMMUNICATION DEVICE, COMMUNICATION METHOD, AND COMMUNICATION SYSTEM
EP2249538A4 (en) NETWORK ACCESS PROCEDURE, AUTHENTICATION METHOD, COMMUNICATION SYSTEM AND ASSOCIATED DEVICE
EP2621221A4 (en) COMMUNICATION PROCESS, DEVICE AND SYSTEM
EP2541802A4 (en) DATA TRANSMISSION PROCEDURE, BASIC STATION AND COMMUNICATION SYSTEM
EP2544392A4 (en) COMMUNICATION SYSTEM, TRANSMITTER, RECEIVER AND COMMUNICATION PROCESS
PT2472932E (pt) Método e sistema para transmissão de dados em sistema de comunicações
EP2378796A4 (en) COMMUNICATION DEVICE, COMMUNICATION SYSTEM, AND METHOD FOR CONNECTING DEVICES
EP2536217A4 (en) Mobile communication system, network device, and mobile communication method
EP2434687A4 (en) DATA COMMUNICATION METHOD, COMMUNICATION EQUIPMENT AND COMMUNICATION SYSTEM
EP2528258A4 (en) TRANSMITTING DEVICE, RECEIVING DEVICE, COMMUNICATION SYSTEM, AND COMMUNICATION METHOD
EP2247016A4 (en) RECEIVING DEVICE, TRANSMITTING DEVICE, COMMUNICATION SYSTEM, AND COMMUNICATION METHOD
EP2658332A4 (en) GATEWAY DEVICE, COMMUNICATION SYSTEM AND COMMUNICATION PROCESS
EP2651174A4 (en) METHOD, APPARATUS, AND SYSTEM FOR TRANSMITTING COMMUNICATION INFORMATION