GB2066540A - Transaction device - Google Patents
Transaction device Download PDFInfo
- Publication number
- GB2066540A GB2066540A GB7943832A GB7943832A GB2066540A GB 2066540 A GB2066540 A GB 2066540A GB 7943832 A GB7943832 A GB 7943832A GB 7943832 A GB7943832 A GB 7943832A GB 2066540 A GB2066540 A GB 2066540A
- Authority
- GB
- United Kingdom
- Prior art keywords
- transaction
- sum
- transfer
- bank
- money
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/0701—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips at least one of the integrated circuit chips comprising an arrangement for power management
- G06K19/0702—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips at least one of the integrated circuit chips comprising an arrangement for power management the arrangement including a battery
- G06K19/0704—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips at least one of the integrated circuit chips comprising an arrangement for power management the arrangement including a battery the battery being rechargeable, e.g. solar batteries
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
- G06K19/07701—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising an interface suitable for human interaction
- G06K19/07703—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising an interface suitable for human interaction the interface being visual
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4093—Monitoring of device authentication
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07C9/00—Individual registration on entry or exit
- G07C9/20—Individual registration on entry or exit involving the use of a pass
- G07C9/29—Individual registration on entry or exit involving the use of a pass the pass containing active electronic elements, e.g. smartcards
Abstract
A transaction device which is a pocket-size portable electronic device capable of storing therein data representing a money value and of transferring to or from like devices or other terminals data representing selected sums of money in one or a number of transactions, the stored data being up-dated at each transaction to represent the up-dated money value. The device includes a keyboard with numerical and function keys, a visual display and a data input/ output socket, is microprocessor controlled and may be powered by solar cells.
Description
SPECIFICATION
Transaction device
This invention relates to a device for effecting financial transactions between the use and another party or other parties.
The transaction device is a portable device capable of storing a predetermined money value issued to it, and then of transferring to or from like devices (or appropriate other devices or terminals) selected sums of money in one or a number of transactions, the stored money value being updated at each transaction.
Preferably the transaction device is an electronic device, micropcocessor-controlled, comparable in size to a credit card, or to a product calculator, having a keyboard with numerical and function keys and a display, and a plug and socket or the like. A sum of money may be issued to the device at a bank by plugging the device into a terminal at the bank and appropriately operating the keys of the device and/or keys of the bank terminal. Each transaction device is uniquely defined by a code number disclosed only to the authorised user. Each transaction then requires the authorised user to enter his code number on his keyboard in order to safeguard against fraud.
The memory of the device is preferably nonvolatile, such as a bubble memory, to avoid loss of the stored money value upon interruption of the power supply. Conveniently, the power supply may comprise solar cells, so as to achieve a 99 years life expectancy. The device may also incorporate a memory facility to store the identity code numbers of stolen, lost or the like devices and be arranged to refuse a transaction with any such devices.
Upon issuing a device with a money value, the issuing bank debits the users account accordingly.
In order subsequently to effect a transaction between two devices, the two devices may either be plugged directly together, or they may be coupled over the telephone system by each of the two devices being plugged into a telephone modem. Suppose the user A of one device wishes to purchase an item or otherwise pay a sum to the user of the other device B. A uses his device to key in this code number and depress a "transfer" key:
B also keys in his code number on his device and depresses his transfer key. Assuming both code numbers are valid, A enters the date and again depresses his transfer key, and B depresses a "confirmation" key on his device. Then A keys in the sum required to be transferred to B and depresses his transfer key, this sum being displayed on his device and then on B's device. B finally verifies the sum on his display and depresses his confirmation key.The transfer is thus effected and the stored money value on A's device is debited accordingly and the stored money value on B's device likewise increased. A control key on each device provides a display of the stored money value at that time.
The transaction device may be used to pay public utilities or other bills, by plugging the device into a terminal at a paying office or into a telephone modem, the telephone number of the paying office then being dialled. The user keys on his code number, the date, the amount to be paid, a bank code and his account number.
A plurality of transactions can be held in a memory of the device for recall when required. For example, at a convenient time the user takes his device and plugs it into his bank terminal (perhaps outside the bank) or couples it to the bank terminal by telephone, having plugged his device into his telephone modem. The transactions stored in the memory are then fed into the central
EFT (electronic funds transfer) network of the banking system.
An employee may have his salary paid directly into his transaction device. He may then deposit a selected sum at any location of the EFT network, whether inside or outside a bank or at a supermarket, for example. Likewise for withdrawals, a user can at any location of the EFT network transfer a requested sum from his bank account to his transaction device, having satisfied the bank as to his identity code number and his authorised credit.
The transaction device and its mode of use with various terminals (at banks, supermarkets, paying offices etc) either directly or over the telephone, makes for a fundamental change in the present banking system. Basically, it calls for a reduction in the requirement for current accounts and increases the requirement for savings and deposit accounts. Mainly, however, a massive saving in the handling of cheques within the banking system is enabled and a highly convenient mode of payment is made available to users.
1. A transaction device which is a portable electronic device capable of storing therein data representing a money value and of transferring to or from like devices or other terminals data representing selected sums of money in one or a number of transactions, the stored data being updated at each transaction to represent the updated money value.
2. A transaction device as claimed in claim 1, comprising a keyboard with numerical and function keys, and a visual display.
3. A transaction device as claimed in claim 1, comprising a data input/output for connection to a like device or other terminal for a said transfer of data representing a selected sum of money, a keyboard for keying in a sum to be transferred from the device, a visual display arranged to display the sum keyed-in for transfer, and a function key for effecting the transfer of the keyedin sum from that device.
4. A transaction device as claimed in claim 3, in which, for the transfer to that device from a like device or other terminal of data representing a sum of money, the visual display is arranged to display a sum which has been keyed-in on the keyboard of said like device or other terminal to which it is temporarily connected, one of the
**WARNING** end of DESC field may overlap start of CLMS **.
Claims (9)
1. A transaction device which is a portable electronic device capable of storing therein data representing a money value and of transferring to or from like devices or other terminals data representing selected sums of money in one or a number of transactions, the stored data being updated at each transaction to represent the updated money value.
2. A transaction device as claimed in claim 1, comprising a keyboard with numerical and function keys, and a visual display.
3. A transaction device as claimed in claim 1, comprising a data input/output for connection to a like device or other terminal for a said transfer of data representing a selected sum of money, a keyboard for keying in a sum to be transferred from the device, a visual display arranged to display the sum keyed-in for transfer, and a function key for effecting the transfer of the keyedin sum from that device.
4. A transaction device as claimed in claim 3, in which, for the transfer to that device from a like device or other terminal of data representing a sum of money, the visual display is arranged to display a sum which has been keyed-in on the keyboard of said like device or other terminal to which it is temporarily connected, one of the function keys of its own keyboard being then operable to effect the up-dating of the data stored by itself.
5. A transaction device as claimed in any one of claims 2 to 4, in which one of the function keys is operable for causing the visual display to display the sum currently stored by the device.
6. A transaction device as claimed in any one of claims 2 to 5, in which the device is arranged to be enabled, prior to any said transfer, by keying-in an identifying code number.
7. A transaction device as claimed in any preceding claim, comprising a memory effective to store a plurality of said transactions carried out on the device.
8. A transaction device as claimed in any preceding claim, comprising solar cells for powering the device.
9. A transaction device substantially as herein described.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GB7943832A GB2066540A (en) | 1979-12-20 | 1979-12-20 | Transaction device |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GB7943832A GB2066540A (en) | 1979-12-20 | 1979-12-20 | Transaction device |
Publications (1)
Publication Number | Publication Date |
---|---|
GB2066540A true GB2066540A (en) | 1981-07-08 |
Family
ID=10509955
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GB7943832A Withdrawn GB2066540A (en) | 1979-12-20 | 1979-12-20 | Transaction device |
Country Status (1)
Country | Link |
---|---|
GB (1) | GB2066540A (en) |
Cited By (32)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0057602A2 (en) * | 1981-01-30 | 1982-08-11 | Chalmers, David Arthur | Adaptable value token |
EP0086286A1 (en) * | 1982-02-11 | 1983-08-24 | Powell, William S. | Information communicating apparatus and method |
WO1983003018A1 (en) * | 1982-02-25 | 1983-09-01 | Ericsson Telefon Ab L M | A portable device for storing and transferring data |
GB2128794A (en) * | 1982-10-13 | 1984-05-02 | De La Rue Syst | Cash dispensing systems |
GB2130412A (en) * | 1982-02-19 | 1984-05-31 | John Wolfgang Halpern | Electronic money purse |
WO1985002700A1 (en) * | 1983-12-05 | 1985-06-20 | American Transcommunication Corporation | Data terminal and system for placing orders |
EP0168836A2 (en) * | 1984-07-20 | 1986-01-22 | Oki Electric Industry Company, Limited | IC card and IC card reader |
EP0172670A2 (en) * | 1984-07-27 | 1986-02-26 | Technion Research & Development Foundation | An apparatus for effecting and recording monetary transactions |
EP0196028A2 (en) * | 1985-03-25 | 1986-10-01 | Casio Computer Company Limited | Identification card including switching means for built-in battery |
EP0203683A2 (en) * | 1985-04-26 | 1986-12-03 | Visa International Service Association | Transaction card |
FR2583538A1 (en) * | 1985-06-13 | 1986-12-19 | Brechet Michel | Removable control card with keyboard |
US4634845A (en) * | 1984-12-24 | 1987-01-06 | Ncr Corporation | Portable personal terminal for use in a system for handling transactions |
US4689478A (en) * | 1984-12-24 | 1987-08-25 | Ncr Corporation | System for handling transactions including a portable personal terminal |
EP0239505A1 (en) * | 1986-03-28 | 1987-09-30 | François Desgigot | Transaction execution method and microcomputer, particularly for transport ticket or game receipt processing |
GB2191029A (en) * | 1986-05-29 | 1987-12-02 | Almex Systems Ltd | Electronic pass |
EP0256768A2 (en) * | 1986-08-05 | 1988-02-24 | Oki Electric Industry Company, Limited | Transaction processing apparatus |
US4734858A (en) * | 1983-12-05 | 1988-03-29 | Portel Services Network, Inc. | Data terminal and system for placing orders |
WO1993007596A1 (en) * | 1991-10-04 | 1993-04-15 | Dino Condolf | Electronic wallet |
WO1993008545A1 (en) * | 1991-10-16 | 1993-04-29 | Jonhig Limited | Value transfer system |
WO1994022116A2 (en) * | 1993-03-19 | 1994-09-29 | Giannino Santiglia | Electronic terminal for the transfer and receipt of money |
EP0619564A1 (en) * | 1986-09-02 | 1994-10-12 | Pitney Bowes, Inc. | Automated transaction system with insertable cards for transferring account data |
EP0785517A2 (en) * | 1991-11-15 | 1997-07-23 | Citibank, N.A. | Electronic-monetary system |
USRE36788E (en) * | 1990-09-06 | 2000-07-25 | Visa International Service Association | Funds transfer system |
FR2798212A1 (en) | 1999-09-06 | 2001-03-09 | Gemplus Card Int | PORTABLE ELECTRONIC DEVICE WITH DISPLAY AND MEANS FOR LOADING MESSAGES THEREOF |
USRE38419E1 (en) | 1986-05-13 | 2004-02-10 | Ncr Corporation | Computer interface device |
NL1025102C2 (en) * | 2003-12-22 | 2005-06-23 | Petrus Marinus Johanne Heyboer | Portable terminal for transferring money between smart cards, has two card reader writers, keypad and display |
US6912510B1 (en) * | 1992-05-29 | 2005-06-28 | Alice Corporation Pty Ltd | Methods of exchanging an obligation |
US7340433B1 (en) * | 1999-07-30 | 2008-03-04 | Orbian Management Limited | System and method of transaction settlement using trade credit |
US7376583B1 (en) | 1999-08-10 | 2008-05-20 | Gofigure, L.L.C. | Device for making a transaction via a communications link |
US8027913B1 (en) | 1999-11-29 | 2011-09-27 | Rani K. Yadav-Ranjan | Process and device for conducting electronic transactions |
US8249982B1 (en) | 1999-08-10 | 2012-08-21 | Gofigure Payments, Llc | Electronic payment method for making payments using a mobile identifier |
US9235831B2 (en) | 2009-04-22 | 2016-01-12 | Gofigure Payments, Llc | Mobile payment systems and methods |
-
1979
- 1979-12-20 GB GB7943832A patent/GB2066540A/en not_active Withdrawn
Cited By (56)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0057602A3 (en) * | 1981-01-30 | 1982-08-25 | Chalmers, David Arthur | Adaptable value token |
EP0057602A2 (en) * | 1981-01-30 | 1982-08-11 | Chalmers, David Arthur | Adaptable value token |
EP0086286A1 (en) * | 1982-02-11 | 1983-08-24 | Powell, William S. | Information communicating apparatus and method |
GB2130412A (en) * | 1982-02-19 | 1984-05-31 | John Wolfgang Halpern | Electronic money purse |
WO1983003018A1 (en) * | 1982-02-25 | 1983-09-01 | Ericsson Telefon Ab L M | A portable device for storing and transferring data |
GB2128794A (en) * | 1982-10-13 | 1984-05-02 | De La Rue Syst | Cash dispensing systems |
US4734858A (en) * | 1983-12-05 | 1988-03-29 | Portel Services Network, Inc. | Data terminal and system for placing orders |
WO1985002700A1 (en) * | 1983-12-05 | 1985-06-20 | American Transcommunication Corporation | Data terminal and system for placing orders |
US4746787A (en) * | 1984-07-20 | 1988-05-24 | Oki Electric Industry Co., Ltd. | IC card with display and card recording and reading device |
EP0168836A3 (en) * | 1984-07-20 | 1987-09-23 | Oki Electric Industry Company, Limited | Ic card and ic card reader |
EP0168836A2 (en) * | 1984-07-20 | 1986-01-22 | Oki Electric Industry Company, Limited | IC card and IC card reader |
EP0172670A2 (en) * | 1984-07-27 | 1986-02-26 | Technion Research & Development Foundation | An apparatus for effecting and recording monetary transactions |
EP0172670A3 (en) * | 1984-07-27 | 1987-01-21 | Technion Research & Development Foundation | An apparatus for effecting and recording monetary transactions |
US4634845A (en) * | 1984-12-24 | 1987-01-06 | Ncr Corporation | Portable personal terminal for use in a system for handling transactions |
US4689478A (en) * | 1984-12-24 | 1987-08-25 | Ncr Corporation | System for handling transactions including a portable personal terminal |
EP0196028A3 (en) * | 1985-03-25 | 1988-12-28 | Casio Computer Company Limited | Identification card including switching means for built-in battery |
EP0196028A2 (en) * | 1985-03-25 | 1986-10-01 | Casio Computer Company Limited | Identification card including switching means for built-in battery |
EP0203683A2 (en) * | 1985-04-26 | 1986-12-03 | Visa International Service Association | Transaction card |
EP0203683A3 (en) * | 1985-04-26 | 1988-07-27 | Visa International Service Association | Transaction card |
FR2583538A1 (en) * | 1985-06-13 | 1986-12-19 | Brechet Michel | Removable control card with keyboard |
FR2596550A1 (en) * | 1986-03-28 | 1987-10-02 | Desgigot Francois | TRANSACTION EXECUTION METHOD AND MICROCOMPUTER FOR ITS IMPLEMENTATION, PARTICULARLY AS TRANSPORT TITLE OR GAME BULLETIN |
EP0239505A1 (en) * | 1986-03-28 | 1987-09-30 | François Desgigot | Transaction execution method and microcomputer, particularly for transport ticket or game receipt processing |
USRE38419E1 (en) | 1986-05-13 | 2004-02-10 | Ncr Corporation | Computer interface device |
GB2191029A (en) * | 1986-05-29 | 1987-12-02 | Almex Systems Ltd | Electronic pass |
GB2191029B (en) * | 1986-05-29 | 1990-12-12 | Almex Systems Ltd | Electronic pass |
EP0256768A2 (en) * | 1986-08-05 | 1988-02-24 | Oki Electric Industry Company, Limited | Transaction processing apparatus |
US4877947A (en) * | 1986-08-05 | 1989-10-31 | Oki Electric Industry Co., Ltd. | Transaction processing system |
EP0256768A3 (en) * | 1986-08-05 | 1989-10-18 | Oki Electric Industry Company, Limited | Transaction processing apparatus |
EP0619564A1 (en) * | 1986-09-02 | 1994-10-12 | Pitney Bowes, Inc. | Automated transaction system with insertable cards for transferring account data |
USRE36788E (en) * | 1990-09-06 | 2000-07-25 | Visa International Service Association | Funds transfer system |
WO1993007596A1 (en) * | 1991-10-04 | 1993-04-15 | Dino Condolf | Electronic wallet |
WO1993008545A1 (en) * | 1991-10-16 | 1993-04-29 | Jonhig Limited | Value transfer system |
US5440634A (en) * | 1991-10-16 | 1995-08-08 | Jonhig Limited | Value transfer system |
EP0785517A2 (en) * | 1991-11-15 | 1997-07-23 | Citibank, N.A. | Electronic-monetary system |
EP0785517A3 (en) * | 1991-11-15 | 1999-08-18 | Citibank, N.A. | Electronic-monetary system |
US6122625A (en) | 1991-11-15 | 2000-09-19 | Citibank, N.A. | Apparatus and method for secure transacting |
US7725375B2 (en) | 1992-05-29 | 2010-05-25 | Alice Corporation Pty Ltd | Systems and computer program products for exchanging an obligation |
US8401954B2 (en) | 1992-05-29 | 2013-03-19 | Alice Corporation Pty Ltd. | Systems relating to the formulation of risk management contracts |
US7822676B2 (en) | 1992-05-29 | 2010-10-26 | Alice Corporation Pty Ltd | Systems and methods relating to the formulation of a multi-party contract |
US6912510B1 (en) * | 1992-05-29 | 2005-06-28 | Alice Corporation Pty Ltd | Methods of exchanging an obligation |
US7149720B2 (en) | 1992-05-29 | 2006-12-12 | Alice Corporation Pty Ltd | Systems for exchanging an obligation |
WO1994022116A3 (en) * | 1993-03-19 | 1994-11-10 | Giannino Santiglia | Electronic terminal for the transfer and receipt of money |
WO1994022116A2 (en) * | 1993-03-19 | 1994-09-29 | Giannino Santiglia | Electronic terminal for the transfer and receipt of money |
US7340433B1 (en) * | 1999-07-30 | 2008-03-04 | Orbian Management Limited | System and method of transaction settlement using trade credit |
US8504472B1 (en) | 1999-08-10 | 2013-08-06 | Gofigure Payments, Llc | Electronic payment method for making payments using a mobile identifier |
US7376583B1 (en) | 1999-08-10 | 2008-05-20 | Gofigure, L.L.C. | Device for making a transaction via a communications link |
US8249982B1 (en) | 1999-08-10 | 2012-08-21 | Gofigure Payments, Llc | Electronic payment method for making payments using a mobile identifier |
US8756153B1 (en) | 1999-08-10 | 2014-06-17 | Gofigure Payments, Llc | System and method for mobile payment at point of sale |
US10339746B1 (en) | 1999-08-10 | 2019-07-02 | Gofigure Payments, Llc | Mobile device for making a mobile payment |
WO2001018747A1 (en) | 1999-09-06 | 2001-03-15 | Gemplus | Portable electronic device with display unit and means for loading messages for the latter |
FR2798212A1 (en) | 1999-09-06 | 2001-03-09 | Gemplus Card Int | PORTABLE ELECTRONIC DEVICE WITH DISPLAY AND MEANS FOR LOADING MESSAGES THEREOF |
US8027913B1 (en) | 1999-11-29 | 2011-09-27 | Rani K. Yadav-Ranjan | Process and device for conducting electronic transactions |
US8527407B1 (en) | 1999-11-29 | 2013-09-03 | Purple Leaf, Llc | Process and device for conducting electronic transactions using wireless and cellular devices |
US8744963B1 (en) | 1999-11-29 | 2014-06-03 | Purple Leaf, Llc | Method for transferring an amount to be paid |
NL1025102C2 (en) * | 2003-12-22 | 2005-06-23 | Petrus Marinus Johanne Heyboer | Portable terminal for transferring money between smart cards, has two card reader writers, keypad and display |
US9235831B2 (en) | 2009-04-22 | 2016-01-12 | Gofigure Payments, Llc | Mobile payment systems and methods |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
732 | Registration of transactions, instruments or events in the register (sect. 32/1977) | ||
WAP | Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1) |