FR2549989B1 - Systeme d'authentification entre un lecteur de carte et une carte de paiement echangeant des informations - Google Patents

Systeme d'authentification entre un lecteur de carte et une carte de paiement echangeant des informations

Info

Publication number
FR2549989B1
FR2549989B1 FR8312528A FR8312528A FR2549989B1 FR 2549989 B1 FR2549989 B1 FR 2549989B1 FR 8312528 A FR8312528 A FR 8312528A FR 8312528 A FR8312528 A FR 8312528A FR 2549989 B1 FR2549989 B1 FR 2549989B1
Authority
FR
France
Prior art keywords
authentication system
exchanging information
card
card reader
payment card
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired
Application number
FR8312528A
Other languages
English (en)
Other versions
FR2549989A1 (fr
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Philips Industrielle et Commerciale SA
Original Assignee
Philips Industrielle et Commerciale SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Philips Industrielle et Commerciale SA filed Critical Philips Industrielle et Commerciale SA
Priority to FR8312528A priority Critical patent/FR2549989B1/fr
Priority to DE3426006A priority patent/DE3426006C2/de
Priority to US06/632,092 priority patent/US4612413A/en
Priority to GB08418979A priority patent/GB2144564B/en
Priority to SE8403867A priority patent/SE460157B/sv
Priority to JP59154211A priority patent/JPS6049471A/ja
Publication of FR2549989A1 publication Critical patent/FR2549989A1/fr
Application granted granted Critical
Publication of FR2549989B1 publication Critical patent/FR2549989B1/fr
Expired legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1016—Devices or methods for securing the PIN and other transaction-data, e.g. by encryption
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3234—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving additional secure or trusted devices, e.g. TPM, smartcard, USB or software token
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
FR8312528A 1983-07-29 1983-07-29 Systeme d'authentification entre un lecteur de carte et une carte de paiement echangeant des informations Expired FR2549989B1 (fr)

Priority Applications (6)

Application Number Priority Date Filing Date Title
FR8312528A FR2549989B1 (fr) 1983-07-29 1983-07-29 Systeme d'authentification entre un lecteur de carte et une carte de paiement echangeant des informations
DE3426006A DE3426006C2 (de) 1983-07-29 1984-07-14 Datenaustauschanordnung
US06/632,092 US4612413A (en) 1983-07-29 1984-07-18 Authentication system between a card reader and a pay card exchanging data
GB08418979A GB2144564B (en) 1983-07-29 1984-07-25 Authentication system between a card reader and a card exchanger data
SE8403867A SE460157B (sv) 1983-07-29 1984-07-26 Reciprokt auktoriserings- och datautvaexlingssystem innefattande en foersta grupp av laesare och en andra grupp av kort som kan fritt foerbindas med varje laesare
JP59154211A JPS6049471A (ja) 1983-07-29 1984-07-26 カ−ドリ−ダとペイカ−ド交換デ−タ間の認証方式

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR8312528A FR2549989B1 (fr) 1983-07-29 1983-07-29 Systeme d'authentification entre un lecteur de carte et une carte de paiement echangeant des informations

Publications (2)

Publication Number Publication Date
FR2549989A1 FR2549989A1 (fr) 1985-02-01
FR2549989B1 true FR2549989B1 (fr) 1985-09-13

Family

ID=9291222

Family Applications (1)

Application Number Title Priority Date Filing Date
FR8312528A Expired FR2549989B1 (fr) 1983-07-29 1983-07-29 Systeme d'authentification entre un lecteur de carte et une carte de paiement echangeant des informations

Country Status (6)

Country Link
US (1) US4612413A (fr)
JP (1) JPS6049471A (fr)
DE (1) DE3426006C2 (fr)
FR (1) FR2549989B1 (fr)
GB (1) GB2144564B (fr)
SE (1) SE460157B (fr)

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Also Published As

Publication number Publication date
JPS6049471A (ja) 1985-03-18
GB2144564A (en) 1985-03-06
FR2549989A1 (fr) 1985-02-01
GB8418979D0 (en) 1984-08-30
SE8403867D0 (sv) 1984-07-26
DE3426006A1 (de) 1985-02-07
SE460157B (sv) 1989-09-11
JPH0374432B2 (fr) 1991-11-26
GB2144564B (en) 1986-10-08
US4612413A (en) 1986-09-16
SE8403867L (sv) 1985-01-30
DE3426006C2 (de) 1995-11-30

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