FI971224A0 - Use of banking services in a digital cellular radio network - Google Patents

Use of banking services in a digital cellular radio network

Info

Publication number
FI971224A0
FI971224A0 FI971224A FI971224A FI971224A0 FI 971224 A0 FI971224 A0 FI 971224A0 FI 971224 A FI971224 A FI 971224A FI 971224 A FI971224 A FI 971224A FI 971224 A0 FI971224 A0 FI 971224A0
Authority
FI
Finland
Prior art keywords
radio network
cellular radio
digital cellular
banking services
banking
Prior art date
Application number
FI971224A
Other languages
Finnish (fi)
Swedish (sv)
Other versions
FI971224A (en
FI109505B (en
Inventor
Seppo Ensio Lahti
Sami Pekka Telama
Petri Juhani Larjava
Sirpa Marja-Terttu Liukkonen
Original Assignee
Fd Finanssidata Oy
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=8548457&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=FI971224(A0) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Fd Finanssidata Oy filed Critical Fd Finanssidata Oy
Priority to FI971224A priority Critical patent/FI109505B/en
Publication of FI971224A0 publication Critical patent/FI971224A0/en
Priority to AU65019/98A priority patent/AU6501998A/en
Priority to EP98910763A priority patent/EP0972275A2/en
Priority to PCT/FI1998/000250 priority patent/WO1998042173A2/en
Publication of FI971224A publication Critical patent/FI971224A/en
Application granted granted Critical
Publication of FI109505B publication Critical patent/FI109505B/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
FI971224A 1997-03-24 1997-03-24 Use of banking services in a digital cellular radio system FI109505B (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
FI971224A FI109505B (en) 1997-03-24 1997-03-24 Use of banking services in a digital cellular radio system
AU65019/98A AU6501998A (en) 1997-03-24 1998-03-23 Use of banking services in a digital cellular radio system
EP98910763A EP0972275A2 (en) 1997-03-24 1998-03-23 Use of banking services in a digital cellular radio system
PCT/FI1998/000250 WO1998042173A2 (en) 1997-03-24 1998-03-23 Use of banking services in a digital cellular radio system

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FI971224 1997-03-24
FI971224A FI109505B (en) 1997-03-24 1997-03-24 Use of banking services in a digital cellular radio system

Publications (3)

Publication Number Publication Date
FI971224A0 true FI971224A0 (en) 1997-03-24
FI971224A FI971224A (en) 1998-09-25
FI109505B FI109505B (en) 2002-08-15

Family

ID=8548457

Family Applications (1)

Application Number Title Priority Date Filing Date
FI971224A FI109505B (en) 1997-03-24 1997-03-24 Use of banking services in a digital cellular radio system

Country Status (4)

Country Link
EP (1) EP0972275A2 (en)
AU (1) AU6501998A (en)
FI (1) FI109505B (en)
WO (1) WO1998042173A2 (en)

Families Citing this family (44)

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FR2771875B1 (en) * 1997-11-04 2000-04-14 Gilles Jean Antoine Kremer METHOD FOR TRANSMITTING INFORMATION AND COMPUTER SERVER IMPLEMENTING IT
US6230002B1 (en) 1997-11-19 2001-05-08 Telefonaktiebolaget L M Ericsson (Publ) Method, and associated apparatus, for selectively permitting access by a mobile terminal to a packet data network
FR2787273B1 (en) * 1998-12-14 2001-02-16 Sagem SECURE PAYMENT PROCESS
FR2788909B1 (en) 1999-01-27 2004-02-20 France Telecom AUTHENTICATION OR SIGNATURE PROCESS WITH REDUCED NUMBER OF CALCULATIONS
FR2790162B1 (en) * 1999-02-19 2001-04-13 France Telecom TELEPAYMENT PROCEDURE AND SYSTEM FOR IMPLEMENTING THIS PROCESS
SE513773C2 (en) * 1999-03-19 2000-11-06 Ericsson Telefon Ab L M Method and system for electronic commerce
CN1367913A (en) 1999-03-30 2002-09-04 马克·拉塞尔·阿蒂 Method of conducting financial transactions
EP1047028A1 (en) * 1999-04-19 2000-10-25 TELEFONAKTIEBOLAGET LM ERICSSON (publ) Communication system and method for efficiently processing electronical transactions in mobile communication networks
IL146081A (en) 1999-05-03 2004-09-27 Swisscom Mobile Ag Method of distributing value codes
FI991105A (en) 1999-05-14 2000-11-15 Nokia Networks Oy Method and digital mobile communication system
US6816724B1 (en) 1999-12-28 2004-11-09 Nokia Corporation Apparatus, and associated method, for remotely effectuating a transaction service
ES2225471T3 (en) 2000-01-28 2005-03-16 Fundamo (Proprietary) Limited BANKING SYSTEM WITH IDENTIFICATION OF IMPROVED FINANCIAL ACCOUNTS.
FI20001054A (en) 2000-05-05 2001-11-06 Sonera Oyj Digital payment order
DE10034700B4 (en) * 2000-05-18 2005-10-27 Bally Wulff Holding Gmbh & Co. Kg Automatic processing of short message service (SMS) messages by use of server equipment
EP1180741A3 (en) * 2000-08-15 2004-01-02 Rohm And Haas Company Flexible system and method for standardizing communications and decision-making across multiple business processes
GB2366432A (en) * 2000-09-04 2002-03-06 Sonera Smarttrust Oy Secure electronic payment system
AU2002226599A1 (en) * 2000-11-03 2002-05-15 Tomas Mulet Valles A method to carry out economic transactions through a telecommunications network
CN1290052C (en) * 2000-11-08 2006-12-13 松下电器产业株式会社 Private electronic value bank system
GB0027922D0 (en) * 2000-11-15 2001-01-03 Haidar Mahmoud N Y Electronic payment and associated systems
NL1016853C2 (en) * 2000-12-12 2002-06-13 Koninkl Kpn Nv Method for the purchase of services and the control thereof, using a mobile terminal.
JP4560237B2 (en) * 2001-05-24 2010-10-13 サンデン株式会社 Deposit system using vending machines
SE523979C2 (en) * 2001-07-02 2004-06-08 Telia Ab Mobile electronic commerce system and procedure
GB0118709D0 (en) * 2001-08-01 2001-09-26 Roke Manor Research Data transfer method
EP1293944A1 (en) 2001-09-17 2003-03-19 Koninklijke KPN N.V. Arrangement and method for tele-commerce with client profiles
EP1293923A3 (en) * 2001-09-17 2005-04-13 Koninklijke KPN N.V. Arrangement and method for tele-commerce with client profiles
HU224788B1 (en) * 2002-02-07 2006-02-28 Enigma Software Rt Architecture for arranging bank card transaction requiring simplified hardware in a large customer base, transaction terminal unit, sim card with extended function, as well as, method for personalizing and performing transactions
BG65608B1 (en) * 2002-04-29 2009-02-27 ПОПОВ Красимир Method of payment through a communications operator
KR20030090435A (en) * 2002-05-23 2003-11-28 에스케이 텔레콤주식회사 System and method for financial transaction
BG106813A (en) * 2002-06-12 2005-04-30 СТОЯНОВ Румен Method for mobile payments
AU2002315981B2 (en) * 2002-06-18 2009-02-19 Telefonaktiebolaget L M Ericsson (Publ) Parallel coordinated operations in private domains
CA2406880A1 (en) 2002-10-04 2004-04-04 Ibm Canada Limited-Ibm Canada Limitee Method and apparatus for an ecommerce message using sms
KR100861740B1 (en) * 2002-10-04 2008-10-06 인터내셔널 비지네스 머신즈 코포레이션 Method and apparatus for an e-commerce message using sms
FI20021951A (en) * 2002-11-01 2004-05-02 Meridea Financial Software Oy The realization of a service, in particular a financial service, in a network comprising portable terminals
PT1437668E (en) * 2003-01-08 2007-02-28 Rolf Krause Method for conducting a cashless payment of goods or services using a mobile radio terminal
KR100692954B1 (en) * 2003-12-18 2007-03-12 이처닷컴 주식회사 System and method for pin blocking on terminal for mobile finance
AP2007004202A0 (en) * 2005-03-11 2007-10-31 Firstrand Bank Ltd Mobile banking system and method
JP2009510589A (en) * 2006-01-20 2009-03-12 アディセスハン アジャイ Method and system for payment using a mobile communication device
WO2008061151A2 (en) * 2006-11-14 2008-05-22 Globaltel Media, Inc. Mobile-to-mobile payment system and method
US20080194234A1 (en) 2007-02-08 2008-08-14 Dlb Finance & Consultancy B.V. System and method of establishing a telephone connection
CA2676972A1 (en) * 2007-02-08 2008-08-14 Dlb Finance & Consultancy B.V. Method and system for establishing a telephone connection
WO2008102329A2 (en) * 2007-02-20 2008-08-28 Tr2 Holdings Limited A method and a system for processing an sms message or for carrying out a process in response to an sms message from an sms enabled device
US8239921B2 (en) 2008-01-03 2012-08-07 Dlb Finance & Consultancy B.V. System and method of retrieving a service contact identifier
US8959032B2 (en) 2012-10-10 2015-02-17 Quisk, Inc. Self-authenticating peer to peer transaction
WO2014174342A1 (en) * 2013-04-25 2014-10-30 Elharras Mohamed Mobile payment with strong authentication and non repudiation

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
RU2116008C1 (en) * 1992-11-11 1998-07-20 Телеком Финланд Ой Mobile telephone communication system, payment technique for terminal equipment of mobile telephone exchange, and system implementing it
FI100137B (en) * 1994-10-28 1997-09-30 Vazvan Simin Real-time wireless telecom payment system
FI99071C (en) * 1995-02-15 1997-09-25 Nokia Mobile Phones Ltd Procedure for use of applications in a mobile telephone as well as a mobile telephone
SE9502607D0 (en) * 1995-07-14 1995-07-14 Eii Konsulter memory Interface

Also Published As

Publication number Publication date
WO1998042173A3 (en) 1998-12-23
AU6501998A (en) 1998-10-20
FI971224A (en) 1998-09-25
WO1998042173A2 (en) 1998-10-01
EP0972275A2 (en) 2000-01-19
FI109505B (en) 2002-08-15

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