EP4052210A4 - Transaction method, apparatus, device, and system - Google Patents

Transaction method, apparatus, device, and system Download PDF

Info

Publication number
EP4052210A4
EP4052210A4 EP20882533.1A EP20882533A EP4052210A4 EP 4052210 A4 EP4052210 A4 EP 4052210A4 EP 20882533 A EP20882533 A EP 20882533A EP 4052210 A4 EP4052210 A4 EP 4052210A4
Authority
EP
European Patent Office
Prior art keywords
transaction method
transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
EP20882533.1A
Other languages
German (de)
French (fr)
Other versions
EP4052210A1 (en
Inventor
Jianliang Gu
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shanghai Weilian Information Technology Co Ltd
Original Assignee
Shanghai Weilian Information Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shanghai Weilian Information Technology Co Ltd filed Critical Shanghai Weilian Information Technology Co Ltd
Publication of EP4052210A1 publication Critical patent/EP4052210A1/en
Publication of EP4052210A4 publication Critical patent/EP4052210A4/en
Pending legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
EP20882533.1A 2019-10-30 2020-10-29 Transaction method, apparatus, device, and system Pending EP4052210A4 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201911046894.7A CN112750033A (en) 2019-10-30 2019-10-30 Transaction method, device, equipment and system
PCT/CN2020/124911 WO2021083291A1 (en) 2019-10-30 2020-10-29 Transaction method, apparatus, device, and system

Publications (2)

Publication Number Publication Date
EP4052210A1 EP4052210A1 (en) 2022-09-07
EP4052210A4 true EP4052210A4 (en) 2023-10-18

Family

ID=75640786

Family Applications (1)

Application Number Title Priority Date Filing Date
EP20882533.1A Pending EP4052210A4 (en) 2019-10-30 2020-10-29 Transaction method, apparatus, device, and system

Country Status (5)

Country Link
US (1) US20240127333A1 (en)
EP (1) EP4052210A4 (en)
JP (1) JP2023500206A (en)
CN (1) CN112750033A (en)
WO (1) WO2021083291A1 (en)

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20180089645A1 (en) * 2016-09-28 2018-03-29 The Toronto-Dominion Bank Real tme virtual draft system and method
US20180204192A1 (en) * 2015-07-08 2018-07-19 Barclays Bank Plc Secure Digital Data Operations
WO2018189163A1 (en) * 2017-04-10 2018-10-18 Sonect Ag System for effecting financial transactions between a first party and a second party

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101097622A (en) * 2006-06-29 2008-01-02 中国银联股份有限公司 Data processing method and system applied to ideal money field
CN103620629B (en) * 2013-05-31 2017-11-03 华为技术有限公司 Transfer information processing method and equipment
CN103971229A (en) * 2014-03-11 2014-08-06 马云起 Virtual currency involved transaction payment method
CN107944848A (en) * 2017-11-20 2018-04-20 北京比特大陆科技有限公司 Monetary settlement method, apparatus and electronic equipment
CN109754235A (en) * 2019-01-09 2019-05-14 篱笆墙网络科技有限公司 Electronic fare payment system, method, intelligent terminal and storage medium

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20180204192A1 (en) * 2015-07-08 2018-07-19 Barclays Bank Plc Secure Digital Data Operations
US20180089645A1 (en) * 2016-09-28 2018-03-29 The Toronto-Dominion Bank Real tme virtual draft system and method
WO2018189163A1 (en) * 2017-04-10 2018-10-18 Sonect Ag System for effecting financial transactions between a first party and a second party

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
BULLMANN DIRK ET AL: "In search for stability in crypto-assets: are stablecoins the solution?", ECB OCCASIONAL PAPER SERIES NO, 31 August 2019 (2019-08-31), XP055848373, Retrieved from the Internet <URL:https://www.ecb.europa.eu/pub/pdf/scpops/ecb.op230~d57946be3b.en.pdf> [retrieved on 20211006] *
See also references of WO2021083291A1 *

Also Published As

Publication number Publication date
WO2021083291A1 (en) 2021-05-06
CN112750033A (en) 2021-05-04
US20240127333A1 (en) 2024-04-18
EP4052210A1 (en) 2022-09-07
JP2023500206A (en) 2023-01-05

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