EP4046123A4 - Methods and systems for maximizing share purchase under an employee stock purchase plan with limited payroll deductions - Google Patents

Methods and systems for maximizing share purchase under an employee stock purchase plan with limited payroll deductions Download PDF

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Publication number
EP4046123A4
EP4046123A4 EP20877582.5A EP20877582A EP4046123A4 EP 4046123 A4 EP4046123 A4 EP 4046123A4 EP 20877582 A EP20877582 A EP 20877582A EP 4046123 A4 EP4046123 A4 EP 4046123A4
Authority
EP
European Patent Office
Prior art keywords
systems
methods
limited
purchase
employee stock
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
EP20877582.5A
Other languages
German (de)
French (fr)
Other versions
EP4046123A1 (en
Inventor
Aaron J. SHAPIRO
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Carver Edison Inc
Original Assignee
Carver Edison Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Carver Edison Inc filed Critical Carver Edison Inc
Publication of EP4046123A1 publication Critical patent/EP4046123A1/en
Publication of EP4046123A4 publication Critical patent/EP4046123A4/en
Pending legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G06Q10/105—Human resources
    • G06Q10/1057—Benefits or employee welfare, e.g. insurance, holiday or retirement packages
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • G06Q40/125—Finance or payroll
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
EP20877582.5A 2017-03-02 2020-05-19 Methods and systems for maximizing share purchase under an employee stock purchase plan with limited payroll deductions Pending EP4046123A4 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201762466118P 2017-03-02 2017-03-02
US16/601,041 US10679291B2 (en) 2017-03-02 2019-10-14 Methods and systems for maximizing share purchase under an employee stock purchase plan with limited payroll deductions
PCT/US2020/033570 WO2021076193A1 (en) 2017-03-02 2020-05-19 Methods and systems for maximizing share purchase under an employee stock purchase plan with limited payroll deductions

Publications (2)

Publication Number Publication Date
EP4046123A1 EP4046123A1 (en) 2022-08-24
EP4046123A4 true EP4046123A4 (en) 2023-01-18

Family

ID=68165292

Family Applications (2)

Application Number Title Priority Date Filing Date
EP20877582.5A Pending EP4046123A4 (en) 2017-03-02 2020-05-19 Methods and systems for maximizing share purchase under an employee stock purchase plan with limited payroll deductions
EP21907515.7A Pending EP4260270A1 (en) 2017-03-02 2021-12-09 Methods and systems for maximizing share purchase under an employee stock purchase plan with limited payroll deductions

Family Applications After (1)

Application Number Title Priority Date Filing Date
EP21907515.7A Pending EP4260270A1 (en) 2017-03-02 2021-12-09 Methods and systems for maximizing share purchase under an employee stock purchase plan with limited payroll deductions

Country Status (6)

Country Link
US (5) US10445833B1 (en)
EP (2) EP4046123A4 (en)
AU (2) AU2020367097A1 (en)
CA (2) CA3153846C (en)
IL (2) IL303597A (en)
WO (2) WO2021076193A1 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10445833B1 (en) * 2017-03-02 2019-10-15 Carver Edison, Inc. Methods and systems for maximizing share purchase under an employee stock purchase plan with limited payroll deductions
US11593890B1 (en) * 2020-06-30 2023-02-28 Wells Fargo Bank, N.A. Method, apparatus, and computer program product for validating electronic distribution transactions and reducing non-compliant electronic distribution transactions

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US20020042771A1 (en) * 2000-02-14 2002-04-11 Shields Lawrence P. System and method for implementing employee stock plans
US9330415B1 (en) * 2010-10-28 2016-05-03 Intuit Inc. Personal savings plan

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US6571219B1 (en) * 1994-03-15 2003-05-27 Intrepid Group, Inc. Computer-implemented process and mechanism for implementing an employee stock ownership plan
US7590580B2 (en) 1994-03-15 2009-09-15 Intrepid Holding Corporation Computer-implemented process and mechanism for implementing an employee stock ownership plan
US5806047A (en) 1995-09-25 1998-09-08 Metlife Life Insurance Company System for combined pool portfolio
US7243081B2 (en) 1995-10-30 2007-07-10 Efi Actuaries Method of determining optimal asset allocation utilizing asset cash flow simulation
US5903879A (en) 1996-10-29 1999-05-11 Mitchell; Clark Alan Method of managing a loan for funding a pension
US6092047A (en) 1997-10-07 2000-07-18 Benefits Technologies, Inc. Apparatus and method of composing a plan of flexible benefits
US20010014868A1 (en) * 1997-12-05 2001-08-16 Frederick Herz System for the automatic determination of customized prices and promotions
US6161096A (en) * 1998-10-22 2000-12-12 Bell; Lawrence L. Method and apparatus for modeling and executing deferred award instrument plan
US6609111B1 (en) * 1998-10-22 2003-08-19 Lawrence L. Bell Method and apparatus for modeling and executing deferred award instrument plan
US7149713B2 (en) * 1999-06-09 2006-12-12 The Vanguard Group, Inc. System and method for automating investment planning
US7472098B2 (en) 2000-02-14 2008-12-30 Ubs Financial Services, Inc. System and method for execution of trades made pursuant to stock option and purchase plans
US7096194B2 (en) * 2000-04-13 2006-08-22 Blake Johnson Dynamic determination of ownership interest based on contribution
WO2002065369A2 (en) 2001-02-09 2002-08-22 Brian Christopher Tarbox Systems and methods for improving investment performance
US7337141B2 (en) * 2001-04-20 2008-02-26 Ioptions Hedging employee stock options
US7222094B2 (en) * 2001-06-29 2007-05-22 Goldman Sachs & Co. Method for structuring an obligation
US20030105698A1 (en) * 2001-12-05 2003-06-05 International Business Machines Corporation Employing stickiness and stock prices for employee benefits
US7917416B2 (en) * 2002-04-18 2011-03-29 Credit Suisse (Usa), Inc. Systems and methods for safeguarding employee stock options from stock price fluctuations
US20110173138A1 (en) * 2003-04-01 2011-07-14 Ryan Raymond B Equity based incentive compensation plan
US7613642B2 (en) * 2003-04-01 2009-11-03 Equity Based Incentive Compensation, Llc Equity based incentive compensation plan computer system
US20110106689A1 (en) * 2009-11-03 2011-05-05 Ryan Raymond B Equity based incentive compensation plan computer system
US20050027627A1 (en) 2003-05-21 2005-02-03 Principal Financial Services, Inc System and methods for enrolling participants in voluntary benefit plans
US7769666B2 (en) * 2003-06-27 2010-08-03 J.P. Morgan Chase Bank Method and system for transfer of employee stock options
US20050010518A1 (en) * 2003-07-07 2005-01-13 Friedman Allen R. Method and system for transfer of employee stock options
US20050187851A1 (en) * 2003-10-08 2005-08-25 Finsage Inc. Financial portfolio management and analysis system and method
US7765144B2 (en) * 2003-11-26 2010-07-27 Jp Morgan Chase Bank Method and system for transfer of employee stock options
US20050216384A1 (en) * 2003-12-15 2005-09-29 Daniel Partlow System, method, and computer program for creating and valuing financial instruments linked to real estate indices
US7707039B2 (en) * 2004-02-15 2010-04-27 Exbiblio B.V. Automatic modification of web pages
US8352340B2 (en) * 2004-02-06 2013-01-08 Ubs Ag Methods and systems for exercising stock options
US7870046B2 (en) * 2004-03-04 2011-01-11 Cae Solutions Corporation System, apparatus and method for standardized financial reporting
US7590577B1 (en) * 2004-04-22 2009-09-15 Swint Clifford C Non-recourse funding of share repurchases
US20060184446A1 (en) * 2005-02-15 2006-08-17 Whitney Ross Method for indicating the market value of an employee stock option
US7813985B2 (en) 2005-08-16 2010-10-12 Elm Income Group, Inc. Equity-indexed annuity for group savings programs
US9299077B2 (en) * 2005-10-25 2016-03-29 Vie, Inc. Method and apparatus for obtaining revenue from the distribution of hyper-relevant advertising through permissive mind reading, proximity encounters, and database aggregation
US7603619B2 (en) * 2005-11-29 2009-10-13 Google Inc. Formatting a user network site based on user preferences and format performance data
US20080133393A1 (en) * 2006-12-01 2008-06-05 Arnold Caroline L Transaction system for employee stock options and other compensation programs
WO2013003187A1 (en) * 2011-06-28 2013-01-03 Fulkerson Thomas M In-store communication, service and data collection system
US20130282544A1 (en) 2012-04-24 2013-10-24 Steven Feinschreiber Method and system for optimizing retirement and healthcare benefits
US20150134567A1 (en) * 2013-11-11 2015-05-14 4J Technologies, Inc. Employee stock ownership plan (esop) management system and method
US20160225081A1 (en) * 2015-02-04 2016-08-04 Thomas Hecht Method and system of supplying loaned funds to employees for increased participation in Employee Stock Option Plans
US9998147B1 (en) * 2017-02-27 2018-06-12 International Business Machines Corporation Method for using write intents in a distributed storage network
US10445833B1 (en) * 2017-03-02 2019-10-15 Carver Edison, Inc. Methods and systems for maximizing share purchase under an employee stock purchase plan with limited payroll deductions

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020042771A1 (en) * 2000-02-14 2002-04-11 Shields Lawrence P. System and method for implementing employee stock plans
US9330415B1 (en) * 2010-10-28 2016-05-03 Intuit Inc. Personal savings plan

Also Published As

Publication number Publication date
EP4046123A1 (en) 2022-08-24
US20200111160A1 (en) 2020-04-09
US11922498B2 (en) 2024-03-05
US20240153005A1 (en) 2024-05-09
WO2022132562A1 (en) 2022-06-23
IL303597A (en) 2023-08-01
US20200302535A1 (en) 2020-09-24
AU2020367097A1 (en) 2022-04-21
CA3153846A1 (en) 2021-04-22
EP4260270A1 (en) 2023-10-18
US20210097611A1 (en) 2021-04-01
US10679291B2 (en) 2020-06-09
IL292064A (en) 2022-06-01
CA3202042A1 (en) 2022-06-23
US10445833B1 (en) 2019-10-15
US10867352B2 (en) 2020-12-15
AU2021401562A1 (en) 2023-06-29
CA3153846C (en) 2023-09-26
WO2021076193A1 (en) 2021-04-22

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