EP2724523A4 - Payment selection and authorization by a mobile device - Google Patents

Payment selection and authorization by a mobile device

Info

Publication number
EP2724523A4
EP2724523A4 EP12803927.8A EP12803927A EP2724523A4 EP 2724523 A4 EP2724523 A4 EP 2724523A4 EP 12803927 A EP12803927 A EP 12803927A EP 2724523 A4 EP2724523 A4 EP 2724523A4
Authority
EP
European Patent Office
Prior art keywords
authorization
mobile device
payment selection
payment
selection
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP12803927.8A
Other languages
German (de)
French (fr)
Other versions
EP2724523A1 (en
Inventor
Robert Hanson
Brad L Seeley
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Amazon Technologies Inc
Original Assignee
Amazon Technologies Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/170,121 external-priority patent/US10055740B2/en
Priority claimed from US13/170,144 external-priority patent/US20120330788A1/en
Application filed by Amazon Technologies Inc filed Critical Amazon Technologies Inc
Publication of EP2724523A1 publication Critical patent/EP2724523A1/en
Publication of EP2724523A4 publication Critical patent/EP2724523A4/en
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Telephonic Communication Services (AREA)
EP12803927.8A 2011-06-27 2012-06-26 Payment selection and authorization by a mobile device Ceased EP2724523A4 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US13/170,121 US10055740B2 (en) 2011-06-27 2011-06-27 Payment selection and authorization
US13/170,144 US20120330788A1 (en) 2011-06-27 2011-06-27 Payment selection and authorization by a mobile device
PCT/US2012/044246 WO2013003372A1 (en) 2011-06-27 2012-06-26 Payment selection and authorization by a mobile device

Publications (2)

Publication Number Publication Date
EP2724523A1 EP2724523A1 (en) 2014-04-30
EP2724523A4 true EP2724523A4 (en) 2014-12-03

Family

ID=47424510

Family Applications (1)

Application Number Title Priority Date Filing Date
EP12803927.8A Ceased EP2724523A4 (en) 2011-06-27 2012-06-26 Payment selection and authorization by a mobile device

Country Status (5)

Country Link
EP (1) EP2724523A4 (en)
JP (2) JP5957524B2 (en)
CN (1) CN103765861B (en)
CA (1) CA2839150C (en)
WO (1) WO2013003372A1 (en)

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US9002322B2 (en) 2011-09-29 2015-04-07 Apple Inc. Authentication with secondary approver
CA2830260C (en) 2012-10-17 2021-10-12 Royal Bank Of Canada Virtualization and secure processing of data
US11210648B2 (en) 2012-10-17 2021-12-28 Royal Bank Of Canada Systems, methods, and devices for secure generation and processing of data sets representing pre-funded payments
US11080701B2 (en) 2015-07-02 2021-08-03 Royal Bank Of Canada Secure processing of electronic payments
US9898642B2 (en) 2013-09-09 2018-02-20 Apple Inc. Device, method, and graphical user interface for manipulating user interfaces based on fingerprint sensor inputs
US10977650B2 (en) * 2013-10-30 2021-04-13 Tencent Technology (Shenzhen) Company Limited Information transmission method, apparatus and system
CN104703124B (en) * 2013-12-06 2018-10-16 阿里巴巴集团控股有限公司 Object information preparation method and system
US9324067B2 (en) 2014-05-29 2016-04-26 Apple Inc. User interface for payments
CN108133367A (en) * 2014-05-29 2018-06-08 苹果公司 For the user interface of payment
CN105450583B (en) * 2014-07-03 2019-07-05 阿里巴巴集团控股有限公司 A kind of method and device of authentification of message
CN105446992A (en) 2014-07-08 2016-03-30 阿里巴巴集团控股有限公司 Method and device for building goods object recovery information database and determining value information
CN105450411B (en) 2014-08-14 2019-01-08 阿里巴巴集团控股有限公司 The method, apparatus and system of authentication are carried out using card feature
CN105354190A (en) * 2014-08-18 2016-02-24 阿里巴巴集团控股有限公司 Numerical information transfer method and apparatus
US10066959B2 (en) 2014-09-02 2018-09-04 Apple Inc. User interactions for a mapping application
CN107004190A (en) 2014-10-10 2017-08-01 加拿大皇家银行 System for handling electronic transaction
CN105590211B (en) * 2014-10-21 2019-11-15 腾讯科技（深圳）有限公司 A kind of method, apparatus and system of data transfer
CN105654293B (en) * 2014-12-03 2020-01-17 阿里巴巴集团控股有限公司 Payment method and device
CN105719183A (en) 2014-12-03 2016-06-29 阿里巴巴集团控股有限公司 Directional transfer method and apparatus
US11354651B2 (en) 2015-01-19 2022-06-07 Royal Bank Of Canada System and method for location-based token transaction processing
CA2974151C (en) 2015-01-19 2023-11-21 Royal Bank Of Canada Secure processing of electronic payments
CN105869043A (en) 2015-01-19 2016-08-17 阿里巴巴集团控股有限公司 Disperse hot spot database account transfer-in and transfer-out accounting method and device
US20160224973A1 (en) * 2015-02-01 2016-08-04 Apple Inc. User interface for payments
CN105989467A (en) 2015-02-03 2016-10-05 阿里巴巴集团控股有限公司 Wireless payment method, apparatus, vehicle ride fee check method and system
KR102460459B1 (en) * 2015-02-27 2022-10-28 삼성전자주식회사 Method and apparatus for providing card service using electronic device
JP2016218861A (en) * 2015-05-22 2016-12-22 大日本印刷株式会社 Payment propriety determination system, portable terminal, device, and program thereof
US9940637B2 (en) 2015-06-05 2018-04-10 Apple Inc. User interface for loyalty accounts and private label accounts
US20160358133A1 (en) 2015-06-05 2016-12-08 Apple Inc. User interface for loyalty accounts and private label accounts for a wearable device
US10453057B2 (en) * 2015-06-19 2019-10-22 Paypal, Inc. Split path data communication
US11599879B2 (en) 2015-07-02 2023-03-07 Royal Bank Of Canada Processing of electronic transactions
KR102463753B1 (en) * 2015-08-06 2022-11-07 에스케이플래닛 주식회사 User equipment, service providing device and POS terminal for card divisible payment considering result achievement, payment system comprising the same, control method thereof and computer readable medium having computer program recorded therefor
CN106570009B (en) 2015-10-09 2020-07-28 阿里巴巴集团控股有限公司 Navigation category updating method and device
EP3179431A1 (en) * 2015-12-11 2017-06-14 Mastercard International Incorporated User authentication for transactions
EP3179432A1 (en) * 2015-12-11 2017-06-14 Mastercard International Incorporated Delegation of transactions
CN106651379A (en) * 2016-11-17 2017-05-10 北京小米移动软件有限公司 Payment method and device
JP6736686B1 (en) 2017-09-09 2020-08-05 アップル インコーポレイテッドＡｐｐｌｅ Ｉｎｃ． Implementation of biometrics
WO2019108130A1 (en) * 2017-11-29 2019-06-06 Mastercard Asia/Pacific Pte. Ltd. A payment transaction system for processing a tokenized transaction over a domestic switch
CN108734371A (en) 2018-02-12 2018-11-02 阿里巴巴集团控股有限公司 A kind of processing method, device and equipment for air control instruction
CN108632348B (en) 2018-03-19 2020-02-18 阿里巴巴集团控股有限公司 Service checking method and device
US11170085B2 (en) 2018-06-03 2021-11-09 Apple Inc. Implementation of biometric authentication
US10860096B2 (en) 2018-09-28 2020-12-08 Apple Inc. Device control using gaze information
US11100349B2 (en) 2018-09-28 2021-08-24 Apple Inc. Audio assisted enrollment
US11481094B2 (en) 2019-06-01 2022-10-25 Apple Inc. User interfaces for location-related communications
US11477609B2 (en) 2019-06-01 2022-10-18 Apple Inc. User interfaces for location-related communications
DK180985B1 (en) 2020-04-10 2022-09-02 Apple Inc User interfaces for enabling an activity
TWI789972B (en) * 2020-05-15 2023-01-11 華南商業銀行股份有限公司 Transaction verification system and method capable of suspending connection
TWI789971B (en) * 2020-05-15 2023-01-11 華南商業銀行股份有限公司 Transaction verification system and method for cross validation
WO2022159083A1 (en) * 2021-01-19 2022-07-28 Visa International Service Association Interaction request system and method

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Publication number Priority date Publication date Assignee Title
US20100006642A1 (en) * 2008-07-08 2010-01-14 Boutcher David C Real-time security verification for banking cards

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Patent Citations (1)

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Publication number Priority date Publication date Assignee Title
US20100006642A1 (en) * 2008-07-08 2010-01-14 Boutcher David C Real-time security verification for banking cards

Non-Patent Citations (2)

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Title
No further relevant documents disclosed *
See also references of WO2013003372A1 *

Also Published As

Publication number Publication date
CA2839150C (en) 2018-02-13
CN103765861B (en) 2016-08-17
CA2839150A1 (en) 2013-01-03
JP6254204B2 (en) 2017-12-27
EP2724523A1 (en) 2014-04-30
CN103765861A (en) 2014-04-30
JP2014522022A (en) 2014-08-28
WO2013003372A1 (en) 2013-01-03
JP5957524B2 (en) 2016-07-27
JP2016131033A (en) 2016-07-21

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