EP1010148A1 - Verfahren zum elektronischen verkaufen, verteilen und wiederaufladen von einem vorausbezahlten wert, verkaufsautomat und elektronisches system zur verwendung bei diesem verfahren - Google Patents
Verfahren zum elektronischen verkaufen, verteilen und wiederaufladen von einem vorausbezahlten wert, verkaufsautomat und elektronisches system zur verwendung bei diesem verfahrenInfo
- Publication number
- EP1010148A1 EP1010148A1 EP98917368A EP98917368A EP1010148A1 EP 1010148 A1 EP1010148 A1 EP 1010148A1 EP 98917368 A EP98917368 A EP 98917368A EP 98917368 A EP98917368 A EP 98917368A EP 1010148 A1 EP1010148 A1 EP 1010148A1
- Authority
- EP
- European Patent Office
- Prior art keywords
- paid
- electronic
- electronically
- sale
- network
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/0014—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for vending, access and use of specific services not covered anywhere else in G07F17/00
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/16—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for devices exhibiting advertisements, announcements, pictures or the like
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W88/00—Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
- H04W88/02—Terminal devices
Definitions
- This invention relates to a method for electronically vending, distributing,
- pre-paid values for sale to a purchaser on an electronic network the
- the method may include a preliminary step of providing the
- PIN Numbers
- the step of making payment may be by way of cash payment
- the network enabling communication electronically between the
- the network enabling communication electronically
- the method comprising the method of electronically vending pre-paid
- the pre-paid values sold, distributed, recharged and/or replenished may
- a network device for use in a method for vending, distributing ,
- a keyboard capable of capturing security codes from purchasers in
- note acceptor means for optically recognizing bank notes
- processing means for electronically driving the hardware and software
- card reader means for reading the magnetic strip, of banking cards to be
- an electronic network including at least one of the digital
- Diagram 1 is a schematic layout of an electronic sale of pre-paid cellular
- Diagram 2 is a schematic layout of an electronic distribution of pre-paid
- Diagram 3 is a schematic layout of an electronic recharge of pre-paid
- Diagram 4 is a schematic layout of an electronic chip card replenishment
- Diagram 5 is a schematic layout of an electronic sale and an electronic
- the electronic re-sale has four components that are required to
- the components are :
- the Network Device This is a device that is attached to a
- Network and consists of a screen, printer, secure keyboard, note
- the device provides the point of
- the screen is a traditional computer driven electronic
- the printer is a traditional computer driven printer.
- the secure keyboard provides the capability of capturing
- the note acceptor is a device which can optically recognise
- the processor is a computer chip with the capability of
- the card reader is a device that reads the magnetic stripe that is
- card reader is also capable of reading from and writing to the computer chips that are becoming part of the banking card
- the networking capability is a key entity in provision
- This component is the carrier that links all the
- Network management the switch manages the network
- the system also provides statistics in support of
- the PIN is an identification number
- the switch is the custodian of all the PIN's that are stored
- the switch is the central point from which
- the switch provides connectivity into
- the switch also has extensive
- the switch provides for the secure
- the bank is a
- Step 1 Pre-paid PINs are obtained from the
- the PINs are obtained from the provider in a
- Step 2 The customer initiates the transaction and
- network deice can be one of a number of devices which
- Step 3 The customer is requested to pay for the
- the payment process can either be with cash
- card/registered either credit card, debit card, chip card or
- the customer will also have
- Step 4 The network device will transmit the transaction
- Step 5 There are two basic conditions that are dealt with
- the switch will format a payment request to the bank.
- Step 6 In this step the bank will process the debiting of
- Step 7 On receiving the response from the bank the
- the switch will notify the network device that the
- the message will be
- Step 8 The network device on the receipt of the
- Step 9 The customer will activate the recharge by
- PIN numbers from the telephone company are acquired either
- the sale at the retail outlet will either be via
- 5 represents the audit trail data bases .
- the electronic sales function are : The switch on receipt of the authorization from the banking
- the network device will request that the customer capture
- the network device will first use a call line identification.
- the PIN in this instance will be replaced by a reference code
- Chip Card Replenishment (Diagram 4)
- This leg may in some cases connect
- pre-paid taxi fares include pre-paid taxi fares, pre-paid electricity, pre-paid
- network device will in some cases be upgraded to include
- the device is generally owned by a customer
- 6 and 6A are the network links between both the
- the authority is the key
- the electronic sale via the Internet differs little
- the network device and the customer are pre-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-
- the switch is pre-registered in accordance with
- the customer has hardware security in the form
- This process is a combination of the electronic sales process on
- the switch retains that network connection to the 0 telephone company for the auto recharge while using the system
Landscapes
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
- Signal Processing (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Applications Claiming Priority (5)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
ZA973188 | 1997-04-15 | ||
ZA9703188 | 1997-04-15 | ||
ZA979130 | 1997-10-13 | ||
ZA9709130 | 1997-10-13 | ||
PCT/GB1998/001096 WO1998047112A1 (en) | 1997-04-15 | 1998-04-15 | Method for electronically vending, distributing, and recharging of pre-paid value, a vending machine and an electronic system for use therein |
Publications (1)
Publication Number | Publication Date |
---|---|
EP1010148A1 true EP1010148A1 (de) | 2000-06-21 |
Family
ID=27143800
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP98917368A Withdrawn EP1010148A1 (de) | 1997-04-15 | 1998-04-15 | Verfahren zum elektronischen verkaufen, verteilen und wiederaufladen von einem vorausbezahlten wert, verkaufsautomat und elektronisches system zur verwendung bei diesem verfahren |
Country Status (3)
Country | Link |
---|---|
EP (1) | EP1010148A1 (de) |
AU (1) | AU7061098A (de) |
WO (1) | WO1998047112A1 (de) |
Families Citing this family (73)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP1103140A4 (de) * | 1998-06-03 | 2003-02-26 | Mci Worldcom Inc | Verkaufstellenaktivierung und daten-deaktivierung von vorausbezahlten telefonkarten |
IES980562A2 (en) * | 1998-07-13 | 2000-02-09 | Alan Murphy | Method and system for the prepayment of a mobile telephone account |
US9098958B2 (en) | 1998-09-15 | 2015-08-04 | U-Paid Systems, Ltd. | Convergent communications platform and method for mobile and electronic commerce in a heterogeneous network environment |
AU4082800A (en) * | 1999-03-26 | 2000-10-16 | Merlin Gerin S.A. (Proprietary) Limited | Utility purchases by prepayment |
WO2000079492A1 (en) * | 1999-06-17 | 2000-12-28 | Keil Dean S | System and method for acquiring pre-paid products and services |
US8095463B1 (en) * | 1999-08-02 | 2012-01-10 | Openwave Systems Inc. | System and method for prepaid account replenishment |
JP3782617B2 (ja) * | 1999-09-02 | 2006-06-07 | グレートインフォメーション株式会社 | 有価暗号情報発行システム及び通話料決済システム |
CA2324000A1 (en) * | 1999-11-12 | 2001-05-12 | Nortel Networks Corporation | Business method implemented on a wireless pre-paid platform of business-to-business transaction processing and billing |
FI108977B (fi) | 1999-11-22 | 2002-04-30 | Nokia Corp | Televiestintäpalveluiden laskuttaminen |
NL1013732C2 (nl) | 1999-12-02 | 2001-06-06 | Theodorus Arie Jan Snijder | Systeem voor het betalen en verkrijgen van diensten via een communicatienetwerk. |
WO2001046922A2 (en) * | 1999-12-20 | 2001-06-28 | Online Resources Corp. | Method and apparatus for securely conducting financial transactions over an insecure network |
DE10000948A1 (de) * | 2000-01-12 | 2001-08-02 | Siemens Ag | Anordnung zur Bereitstellung und flexiblen Vergebührung einer Ware oder Dienstleistung sowie Ausgabeautomat zum Einsatz in einer solchen und Verfahren zum Betrieb einer solchen |
FI112286B (fi) * | 2000-01-24 | 2003-11-14 | Smarttrust Systems Oy | Maksupalvelulaitteisto ja menetelmä turvalliseksi maksamiseksi |
WO2001061662A2 (en) * | 2000-02-14 | 2001-08-23 | Bpass, Inc. | Accessing information for multiple financial accounts via the internet |
AU2001240547A1 (en) * | 2000-02-22 | 2001-09-03 | Brodos Ag | Method for charging a customer account for telecommunication services and corresponding charging system |
DE10008132A1 (de) * | 2000-02-22 | 2001-09-06 | Brodos Ag | Verfahren zur Aufladung eines Prepaid-Kundenkontos und Vorrichtung zur Durchführung des Verfahrens |
CA2303041A1 (en) | 2000-03-29 | 2001-09-29 | 1398888 Ontario Inc. | Method of providing a quantity of telephone time from an atm |
CA2319982C (en) * | 2000-03-29 | 2001-12-25 | Thomas John Bitove | Method of providing a quantity of telephone time from an atm or pos terminal |
DE10020900A1 (de) * | 2000-04-28 | 2002-04-04 | Cardmaxx De Ag | Verfahren und Vorrichtung zur elektronischen Distribution von virtuellen Mobilfunk-Prepaid-Karten |
DE10021673A1 (de) * | 2000-05-05 | 2001-11-15 | Berthold Binder | Verfahren und Vorrichtung zur Abwicklung von vorausbezahlbaren geschäftlichen Transaktionen oder Dienstleistungen |
FR2809260B1 (fr) * | 2000-05-16 | 2003-07-18 | Gemplus Card Int | Procede d'approvisionnement d'un compte prepaye |
NZ522723A (en) * | 2000-05-24 | 2004-09-24 | Robert George Murray | Method of enabling use of a communication network by a subscriber including dispensing of a pin code to the cellular telephone user |
WO2001093559A1 (en) * | 2000-06-01 | 2001-12-06 | Worldcom, Inc. | System and method for providing prepaid services via an internet protocol network system |
EP1164777A3 (de) * | 2000-06-06 | 2003-10-08 | Nortel Networks Limited | Verfahren und vorrichtung zur auffrischung eines vorausbezahlten kontos für schnurlose dienste |
US7546947B1 (en) | 2000-06-08 | 2009-06-16 | Arias Luis A | Multi-function transaction processing system |
US7529563B1 (en) | 2000-07-10 | 2009-05-05 | Pitroda Satyan G | System for distribution and use of virtual stored value cards |
DE10034760C2 (de) * | 2000-07-18 | 2002-05-08 | Auto Sound Nord Burgmann & Tiu | Verfahren zum Aufladen eines Mobiltelefongebührenkontos an einem Selbstbedienungsautomaten sowie Selbstbedienungsautomat dafür |
US7676030B2 (en) | 2002-12-10 | 2010-03-09 | Ewi Holdings, Inc. | System and method for personal identification number distribution and delivery |
US20050229003A1 (en) | 2004-04-09 | 2005-10-13 | Miles Paschini | System and method for distributing personal identification numbers over a computer network |
IT1316045B1 (it) * | 2000-09-22 | 2003-03-26 | Guislaine Freda | Macchina stand-alone per vendere compact disc contenenti branimusicali scelti dall'utente e servizi in genere. |
FI20002102A0 (fi) * | 2000-09-25 | 2000-09-25 | Moom Solutions Ltd Oy | Menetelmä tuotteen, palvelun, maksun ja/tai vastaavan lunastukseen/luovutukseen |
WO2002041619A1 (en) * | 2000-11-17 | 2002-05-23 | Maikona Corporation N.V. | Method and system for revaluing prepaid telephone accounts |
EP1207679A3 (de) * | 2000-11-20 | 2004-06-02 | Siemens Aktiengesellschaft | Betriebsverfahren eines elektronischen Prepaid-Kontos und Anordnung zu dessen Durchführung |
US20020161650A1 (en) * | 2001-02-21 | 2002-10-31 | Buchanan Douglas O. | Tabletop terminal for point of sale purchases |
WO2002071354A2 (en) * | 2001-03-02 | 2002-09-12 | Soft Tracks Enterprises Ltd. | System and method for facilitating an m-commerce transaction |
DE10115171B4 (de) * | 2001-03-27 | 2006-02-16 | T-Mobile Deutschland Gmbh | Verfahren und Einrichtung zum Aufladen von Prepaid-Konten |
ES2190878B1 (es) * | 2001-07-19 | 2006-01-01 | Airtel Movil, S.A. | Un sistema para realizar transacciones en maquinas expendedoras, solicitadas desde terminales de telefono movil. |
EP1412890A4 (de) * | 2001-07-30 | 2004-11-24 | C Sam Inc | System zum verteilen und benutzen virtueller speicherwertkarten |
GB2379133B (en) * | 2001-08-22 | 2003-10-29 | Turriff Internat Ltd | Method of crediting an account |
ATE274274T1 (de) * | 2001-09-12 | 2004-09-15 | Sicap Ag | Roamingnachladenmanager |
GB2381928A (en) * | 2001-11-05 | 2003-05-14 | Domain Direct Ltd | Payment apparatus for crediting an account |
US6950506B2 (en) | 2001-11-08 | 2005-09-27 | Bellsouth Intellectual Property Corporation | Method and system for paying prepaid communications credit |
US6961412B2 (en) | 2001-11-08 | 2005-11-01 | Bellsouth Intellectual Property Corporation | Method and system for prepaid communications credit |
CZ14957U1 (cs) * | 2002-03-29 | 2004-11-29 | Sazka, A. S. | Zařízení pro dobíjení čipových karet |
ES2192995B1 (es) * | 2002-04-08 | 2005-02-01 | Smart People, S.L. | Sistema y metodo para recargar telefonos moviles de prepago desde cabinas telefonicas. |
EP1361742B1 (de) * | 2002-04-23 | 2018-03-21 | NTT DoCoMo, Inc. | Vorauszahlungs System und Verfahren, und Kommunikationsendegerät |
AU2002335897A1 (en) * | 2002-05-10 | 2003-12-12 | Dejan Dragojlovic | Transmission unit and its application in additional crediting of sim cards for mobile telephones |
DE10223282B3 (de) * | 2002-05-24 | 2004-02-05 | Orga Kartensysteme Gmbh | Verfahren, Computerprogramm und Computersystem für einen prepaid Telekommunikationsdienst |
AU2002304403A1 (en) * | 2002-05-30 | 2003-12-19 | Page One Limited | A method of operating a mobile communication system in a public communications network |
FR2843667A1 (fr) * | 2002-08-14 | 2004-02-20 | Impact Diffusion | Dispositif de distribution de codes d'acces a un reseau de telecommunication et procede de distribution associe |
US10205721B2 (en) | 2002-12-10 | 2019-02-12 | Ewi Holdings, Inc. | System and method for distributing personal identification numbers over a computer network |
AU2003275909A1 (en) * | 2003-04-22 | 2004-11-19 | George Salonikios | Prepaid mobile network service card______________ |
FR2855708A1 (fr) * | 2003-05-27 | 2004-12-03 | France Telecom | Systeme pour utiliser un reseau de telephonie mobile dans le cadre d'une relation pre-etablie entre un operateur du reseau et un utilisateur |
US7131578B2 (en) | 2003-05-28 | 2006-11-07 | Ewi Holdings, Inc. | System and method for electronic prepaid account replenishment |
LT5232B (lt) | 2003-08-11 | 2005-06-27 | Uždaroji akcinė bendrovė "OMNITEL" | Elektroninio išankstinio mokėjimo paslaugų sąskaitų papildymo būdas ir išankstinio mokėjimo paslaugos daugkartinio panaudojimo papildymo kortelė |
IES20040045A2 (en) | 2004-01-23 | 2004-08-11 | January Patents Ltd | Electronic point of sale apparatus for mobile telephone credit purchase |
US11475436B2 (en) | 2010-01-08 | 2022-10-18 | Blackhawk Network, Inc. | System and method for providing a security code |
US7280644B2 (en) | 2004-12-07 | 2007-10-09 | Ewi Holdings, Inc. | Transaction processing platform for faciliating electronic distribution of plural prepaid services |
US11599873B2 (en) | 2010-01-08 | 2023-03-07 | Blackhawk Network, Inc. | Systems and methods for proxy card and/or wallet redemption card transactions |
FR2870067B1 (fr) | 2004-05-05 | 2006-06-16 | Radiotelephone Sfr | Procede de rechargement d'une carte d'abonnement grace a un equipement sans fil |
WO2006051518A1 (en) * | 2004-11-12 | 2006-05-18 | Omnivend Limited | A vending machine and system |
DE102004061479A1 (de) * | 2004-12-21 | 2006-06-29 | Giesecke & Devrient Gmbh | Verfahren zum Aufbuchen eines Guthabens |
EP1878199A1 (de) * | 2005-05-03 | 2008-01-16 | Lincor Solutions Limited | Informationsverwaltungs- und unterhaltungssystem |
DE202005021960U1 (de) | 2005-05-06 | 2011-11-22 | M&M Werbeagentur Gmbh | Vorrichtung zum Aufladen von Prepaid-Konten bei einer kontoführenden Stelle |
US8014505B2 (en) | 2005-09-02 | 2011-09-06 | Locus Telecommunications, Inc. | Point-of-sale electronic PIN distribution system |
US10296895B2 (en) | 2010-01-08 | 2019-05-21 | Blackhawk Network, Inc. | System for processing, activating and redeeming value added prepaid cards |
WO2008046613A1 (en) * | 2006-10-18 | 2008-04-24 | A3M Mobile Personal Protection Gmbh | A method to take orders and to handle billing for third party services for mobile devices |
EP2226771A1 (de) * | 2009-03-03 | 2010-09-08 | Alexandre Sam Zormati | Geldtransferverfahren durch Vorausbezahlte elektronische Voucher |
US9852414B2 (en) | 2010-01-08 | 2017-12-26 | Blackhawk Network, Inc. | System for processing, activating and redeeming value added prepaid cards |
US10037526B2 (en) | 2010-01-08 | 2018-07-31 | Blackhawk Network, Inc. | System for payment via electronic wallet |
EP2601632A4 (de) | 2010-08-27 | 2016-04-27 | Blackhawk Network Inc | Prepaid-karte mit sparfunktion |
US11042870B2 (en) | 2012-04-04 | 2021-06-22 | Blackhawk Network, Inc. | System and method for using intelligent codes to add a stored-value card to an electronic wallet |
WO2014081822A2 (en) | 2012-11-20 | 2014-05-30 | Blackhawk Network, Inc. | System and method for using intelligent codes in conjunction with stored-value cards |
Family Cites Families (3)
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FR2642202B1 (fr) * | 1989-01-25 | 1994-02-18 | Urba 2000 | Systeme de paiement electronique de transports et de services publics par cartes a microcircuit |
US5577109A (en) * | 1994-06-06 | 1996-11-19 | Call Processing, Inc. | Pre-paid card system and method |
US7156300B1 (en) * | 1995-06-07 | 2007-01-02 | Electronic Data Systems Corporation | System and method for dispensing of a receipt reflecting prepaid phone services |
-
1998
- 1998-04-15 WO PCT/GB1998/001096 patent/WO1998047112A1/en not_active Application Discontinuation
- 1998-04-15 EP EP98917368A patent/EP1010148A1/de not_active Withdrawn
- 1998-04-15 AU AU70610/98A patent/AU7061098A/en not_active Abandoned
Non-Patent Citations (1)
Title |
---|
See references of WO9847112A1 * |
Also Published As
Publication number | Publication date |
---|---|
WO1998047112A1 (en) | 1998-10-22 |
AU7061098A (en) | 1998-11-11 |
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