DE102007014176A1 - System and method for handling cash logistics processes - Google Patents

Abstract

The present invention relates to a system and a method for handling cash logistics processes for the money supply and disposal of ATMs (g <SUB> 1 </ SUB>, g <SUB> 2 </ SUB>, ... g <SUB> n </ SUB>) such as cash deposit and cash dispensers, kiosk systems and cash registers. The system comprises cassettes 3 for receiving and / or removing currency notes, transport means 2 for transporting the cassettes from and to the ATMs (g <SUB> 1 </ SUB>, g <SUB> 2 </ SUB>, ... g <SUB> n </ SUB>) and a cash center. The cassettes 3 are provided with a storage device 4, wherein in the storage device 4, the stock of currency notes in the cassette 3 and the identification number of the cassette 3 are stored. By means of reading and writing devices, the data can be read from the memory device 4 at each station of the logistics process.

Description

The The present invention relates to a system and a method for Handling of cash logistics processes during supply and disposal of ATMs such as cash deposit and cash dispensers, kiosk systems and cash registers.

The Money supply from ATMs is provided by cash service companies such as for example Carrier carried out the empty or at least partially emptied cassettes in an ATM against filled cassettes change. The timing of the cartridge change is becoming routine chosen a fixed time interval or on request, even if the cassettes still partially filled are. The cassettes are in a cash service center or a filling station filled, the level of the Cassettes usually on a filling protocol as a paper slip is noted. The assignment of the cassette to the filling protocol comes with a sticker that is usually contains a barcode or number, and made on the fill log noted. When replacing the cassettes, the new money Manually entered at the ATM and the old stock of the protocol device read and recorded manually on the filling log.

It However, in this process the supply of ATMs to errors due to manual activities during the supply process come. So can the filling protocols or the identification of the cartridges is lost. The inputs of the new inventory data of the cassettes at the ATM can be faulty, as well as the reading and transferring of old stock data. Furthermore, the cassette order when inserting the cassette be swapped into the vault of the vending machine, making it one erroneous cash issue comes from the singler the monetary value of the issued banknotes not again checked but the bills according to the assumed order the cassettes with the different monetary values (denominations) be controlled. Furthermore, there may be exchanges of two ATMs come as wrongly the stocks be entered at another ATM. Also, the manual Entering stock values themselves incorrect due to number spins etc. be.

Also it happens that the filling is forgotten by ATMs, either because of overload or the assumption that it already made a filling of the machine Service.

In some cases to lead these errors in the logistics process that a renewed startup the ATM is required by the service company, which is time consuming and expensive. In addition, by a erroneous level of knowledge of the degree of filling the ATMs the possibility given by manipulations of the money stock. Furthermore, these lead Error to a cost-intensive follow-up and clarification of the faulty Inventory data at the machine, in the bank branch and in the cash center.

Furthermore may be due to multiple prints from a cassette, jams or service technician inserts the meter reading the notes in the cassettes are not exact, so the stock of one Cartridge withdrawn from an ATM by the service company again in the cash service center checked will be to the exact meter reading to investigate. The information about the causes that underlie inaccurate inventory management must go together be worn. However, this is a very costly and time consuming process.

Around handling the cassettes for Simplifying the ATMs is often doubled today cassette sets for one ATMs are used, with a cassette set in use located in the ATM and the other set of cassettes in the cash service center or on the transport. However, this is logistically very expensive and expensive.

Farther is the tracing when entered counterfeit notes in a money acceptance cassette very consuming, if not already recognized by the real money sensor have been. The cash center determines that it is one of the banknotes entered is a false note, so it is necessary to use the transaction log at the ATM, from which the cassette comes, to see with the supplied forgery features the banknote and the serial number the transaction found close. However, this is also a very complicated and time-consuming process.

All in all is thus the previous system for handling cash logistics processes very expensive and error prone.

Of the The invention is therefore based on the object, a system and a method with which a simplified cash logistics process and thus a transparent money supply and disposal of ATMs is possible and the less costly and time consuming.

This object is achieved by a system for handling cash logistics processes for the Providing and disposing of a network of ATMs, such as cash deposit and cash dispensers, kiosk systems and cash registers, with cassettes for accepting and withdrawing bills of money, a cash service center or filling station, and means of transport for transporting cassettes to and from the ATM allows.

The Cassettes are provided with a memory device, wherein in the memory device the identification number of the cassette, all data associated with the stock of notes in the cassette are, the minutes on the conducted Transactions as well as occurred multiple deductions, congestion and service technician inserts, the data for tracing (eg the serial number of the note) more likely to be counterfeit and fake notes for a money acceptance cassette, the type of denomination, the identification number the originating or the destination money machine can be deposited.

The ATMs, the means of transport and the Cash Service Center or the filling stations are each with a read and write device for the memory device the cassettes, so that the stored in the memory device Information read at all stations of a cassette stay or can be re-registered.

By the use of cassettes with a storage device attached to all stations of the money logistics process are readable and / or writable, is a transparent cash logistics process allows. It is at every station known how much money in the at the respective station Cassette is present as this information can be read by the readers are. In particular, the default counting of returned cartridges is no longer necessary because the count of the memory device can be removed. About that can out Errors due to manual activities be avoided because the data in an electronic storage device are stored on the cassette and thus, for example, the manual The attachment of labels to the cassettes is eliminated. Also, this is manual Inputting and reading the stock specific data of the cassettes at the ATMs no longer required because the data in the storage device are stored and these at the ATM from the storage device the cassette can be read out and written.

By the identification number in the memory device of the cassette is a uniqueness of the cassette throughout the logistics process given. This is the complex handling with two cassette sets per Cash dispenser no longer required. A cassette plug and Play when inserting the cash dispenser is thus given. D. H. Cassettes can to any cassettes can be used and exchanges of any kind can be detected.

All in all is thus the possibility a simplified and thus cost-effective cash logistics process allows.

Further Advantages and features of the system and the method according to the invention will be apparent from the following description, which in conjunction with the attached Drawing the invention explained with reference to an embodiment. In this shows:

1 a schematic representation of a system for handling cash logistics processes;

2 Representation of a storage device for a cassette for receiving and / or withdrawal of currency notes.

In 1 is a network of ATMs (g ₁ , g ₂ , ... g _n ), a cash center (or filling station) 1 as well as transport vehicles 2 for the supply and disposal of cash dispensers (g ₁ , g ₂ , ... g _n ) with cassettes 3 shown. The ATMs may be cash deposit and cash dispensers, kiosk systems or cash registers, which in turn are associated with different banks, trading houses or the post office. The cassette 3 is with a storage device 4 for the storage of all inventory-relevant and logistic data such. As the identification number of the cassette, the cash in the cassette, the denomination of the bills, the time of the cassette change, etc. provided.

In 2 is an exemplary memory device 4 shown. At the storage device 4 can it be z. For example, a memory chip or an RFID chip 6 act in which data is writable and readable. The data can be read and written using a read and write device 5 read or in the memory device 4 be written, wherein the data transmission in dependence on the memory device used 4 either contactless or can be done by a plug contact or in the combination contactless with plug contact. Thus, the data transmission can either be designed without contact within the entire logistics process such as via an RFID technology or by means of plug contacts or a combination of contactless data transmission and plug contacts is conceivable, even in dependencies on the respective Stations of the logistics process, so that at some stations a non-contact data transmission takes place and at other stations a plug-in contact is used. A prerequisite in the latter case is expediently the combination of an RFID tag 6 with the plug contact connection of the storage device 4 , as for example in 2 is shown.

To increase security, an encryption unit, not shown here, may be provided, with which the stored and exchanged data between the memory device 4 the cassette 3 and the respective reading and writing device can be encrypted.

Through the storage device 4 is the cassette 3 uniquely identifiable because the identifying data is contained in the memory. The data are all stock-relevant and logistic data that make it possible to automate and significantly improve the process of cash dispenser removal and supply at the ATM in the cash center and in the transport facilities. This is preferably an identification number of the cassette, the cash in the cassette, the type of denomination of the notes, the time of the cassette change, the inventory of notes in the cassette, the record of the transactions carried out and incurred multiple deductions, jams and service technician missions , the data for tracing counterfeit and counterfeit notes of the entered notes in a money acceptance cassette, the identification number of the originating or the destination money machine. Will now be a cassette 3 For example, inserted into a cassette tower of an ATM, so the data from the cassette 3 read and expediently via a data line from the ATM to an information and control unit, not shown here, with the cash center 1 communicates, be forwarded. Thus, the information unit is known, which cartridge has now been used in the ATM. For example, the money in the cassette of either the storage device 4 be removed directly and / or he is deposited under the identification number of the cassette in the information unit.

Be the cassette 3 Now taken out bills, the number of withdrawn bills directly into the storage device 4 the cassette 3 written and / or the data are in the information unit under the identification number of the cassette 3 saved.

This applies equally to the entry of bills into a cassette 3 at a money acceptance process. Here are the in the cassette 3 entered bills in the storage device 4 the cassette 3 and / or the information unit deposited, so that at any time the level of the respective cassette 3 is known.

Furthermore, it is provided that when inserting the cassette 3 an error message is issued to an ATM if a cassette of the type which is inappropriate has been erroneously inserted into the ATM, such as a cassette with a false denomination. This prevents the output of false denominations.

Through the use of intelligent cassettes with a storage device 4 which is readable at all stations of a cash logistics process, thus enabling a transparent cash handling process. The information about the count in the cartridges can be read from the memory device, so that the automatic recounting of the cash in cassettes in the cash center is no longer necessary because except in cases of multiple deduction of notes or a jam, the count of the cassette in the Storage device is deposited. Thus, only in the rare cases with uncertainties about the level as in the case of multiple deductions or stowage incidents the count of the cassettes inventory is required. The occurrence of these events is logged in each case in the storage device of the deposit and withdrawal cartridges. In addition, the events are noted in the memory device of the reject / -Retractkassette, with the link from which Eingabe cassette the notes come. The information from retractetem customer money is also saved.

hereby is a significantly better transparency for the post-processing of the meter readings in cash Center, which contributes to a simpler clarification / correction and shorter processing time. It will only the cassettes with multiple prints counted, while the other cassettes are no longer counted Need to become.

It is also conceivable to equip the cassettes with a display, on the this information about Multiple picks, Traffic jams etc. as well as over the trouble-free Course of the money input or money issue is displayed. Then can to dispense with reading the data by means of a reader. All in all the cash logistics process is greatly simplified as the automatic Count eliminated.

Furthermore, security is increased because the inventory of each cartridge is known. If irregularities occur during transport by an unauthorized withdrawal of money, so this will be known at the latest when the money from the cartridges, since the number of issued bills can be registered and compared with the stored number of bills.

Of Another is the tracing For counterfeit notes considerably simplified, since the data in the Storage device of the cassette are stored and in the cash center can be read out. This eliminates the need for transaction data directly at the ATM.

Farther can be dispensed with a double cassette set. It is possible, a pool for to select one cassette type each, from then the respective cassette suitable for a particular ATM can be selected. This can reduce the number of cassettes needed be waived because of a double cassette set for all ATMs can be.

are the cassettes in addition equipped with a display, so it is possible the logistics processes even further simplify, since, for example, the target money machines can be shown on the display, so the staff of the service company needed the cassettes for example, directly a shelving system or a similar device in the transport vehicle and then remove the appropriate cassettes can bring in the respective ATM.

Of Furthermore, it is conceivable to equip the cassettes with a GPS receiver. so that the position of the cassettes can be determined.

By the invention is thus a closed information cycle in terms of cash created in the cassettes, which is a transparent and cost-effective Cash logistics process enabled.

Claims (8)

System for handling cash logistics processes for ATM cash dispensing (g ₁ , g ₂ , ... g _n ), such as cash deposit and cash dispensers, kiosk systems and point-of-sale terminals, - with cassettes ( 3 ) for the reception and / or removal of banknotes, means of transport ( 2 ) for the transport of cassettes ( 3 ) to and from the ATMs (g ₁ , g ₂ , ... g _n ), and - a cash center ( 1 ), - where the cassettes ( 3 ) with a memory device ( 4 ), and - wherein the ATMs (g ₁ , g ₂ , ... g _n ), the means of transport ( 2 ) and the cash center ( 1 ) each having at least one reading and / or writing device for reading or writing data from or into the memory device ( 4 ) are equipped. System according to claim 1, characterized in that the data transmission between the reading and / or writing device and the memory device ( 4 ) takes place without contact or by means of a plug-in contact. System according to claim 1 or 2, characterized in that the memory device ( 4 ) around a memory chip or an RFID chip ( 6 ). System according to claim 2 or 3, characterized in that the cassette ( 3 ) is equipped with a power supply. System according to one or more of claims 1 to 4, characterized in that the cassette ( 3 ) is equipped with an encryption unit for encrypting the stored and / or transmitted data. Method according to one or more of claims 1 to 5, characterized in that the cassette ( 3 ) is provided with a display. Method according to one or more of claims 1 to 6, characterized in that the cassette ( 3 ) is equipped with a GPS receiver. Method of handling cash logistics processes for cash dispensing and disposing of cash dispensers (g ₁ , g ₂ , ... g _n ) such as cash deposit and cash dispensers, kiosk systems and cash registers, - with cartridges ( 3 ) for the reception and / or removal of banknotes, the cartridges being equipped with a storage device ( 4 ), - means of transport ( 2 ) for transporting the cassettes ( 1 ) to and from the ATMs (g ₁ , g ₂ , ... g _n ), and a cash center ( 1 ), The ATMs (g ₁ , g ₂ , ... g _n ), the means of transport ( 2 ) and the cash center each having at least one reading and / or writing device for reading out or writing data from or into the memory device ( 4 ), wherein - in the memory device ( 4 ) the stock of notes in the cassette ( 3 ) and the identification number of the cassette ( 3 ) are stored and by means of the reading and / or writing device, the data from the memory device ( 4 ) both at the ATMs (g ₁ , g ₂ , ... g _n ), in the means of transport ( 2 ) and in the cash center can read out or new data can be inscribed.