CN2646784Y - Multifunctional city fee system - Google Patents

Multifunctional city fee system Download PDF

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Publication number
CN2646784Y
CN2646784Y CN 03221894 CN03221894U CN2646784Y CN 2646784 Y CN2646784 Y CN 2646784Y CN 03221894 CN03221894 CN 03221894 CN 03221894 U CN03221894 U CN 03221894U CN 2646784 Y CN2646784 Y CN 2646784Y
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China
Prior art keywords
processor
links
terminal
card
self
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Expired - Fee Related
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CN 03221894
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Chinese (zh)
Inventor
李广富
刘军宁
朱云杰
段迎春
范晨静
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COMMUNICATION APPLIANCES FACTORY JIANSU PROV
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COMMUNICATION APPLIANCES FACTORY JIANSU PROV
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Abstract

The utility model provides a multifunctional city paying system, comprising a bank host system, a multifunctional business support system and a self service paying terminal. The utility model is characterized in that the multifunctional business support system is connected with the bank host system through a communication line, and also connected with the self service paying terminal through the communication line; the self service paying terminal is connected with a hand POS terminal through an infrared communication device. The utility model has the advantages that the utility model is widely popularized and applicable to city communities as the extension of the function of business windows of the banks and other collection charges agents; solves the difficulty paying problem of the residences; greatly reduces the operation cost; solves the problem of employment in certain extent; effectively boosts the development of local economy; improves the service level and quality of the city and communities; and upgrades the city image as the local window.

Description

Multi-functional city fee charging system
Technical field
The utility model relates to expenses such as a kind of municipal middle water, electricity, coal gas, communication expense, TV expense, property management expense and concentrates the computing machine fee charging system of paying dues, specifically a kind of multi-functional city fee charging system.
Background technology
At present, the family that lives in the city feels generally that all the various cost categories that will pay are more and more, has plenty of and will hand in every month as telephone charge, gas charge, have plenty of and to hand over every other month as water rate, the electricity charge, have plenty of every year and will hand over once, as CATV fee, garbage fees, property management expense, or the like.Business opportunity has wherein all been taken a fancy to by various commercial bank, and numerous and confused and relevant unit unites the collection charges business of having released, and has made things convenient for the resident to a great extent, has alleviated the charge pressure of relevant unit, has improved work efficiency.Each bank mainly takes following several mode to withhold relevant city expense:
1, by the business window of collection charges bank, finishes collection charges by the special messenger.The prerequisite of finishing this mode is that the user must be with pay dues bill and cash, maybe this row has been opened credit card or the bankbook with collection charges function, seek the business office of this bank of family then nearby, finish the process of paying dues by manual type, as CATV fee, gas charge etc.
2, by found " for paying dues business " in collection charges bank, regularly finish withholding and posting statement of account by bank, as telephone charge, mobile phone rate etc.
3, by business hall or other form of bank, set up special charging window, charge by oneself.
Though these several collection charges modes have made things convenient for the resident, but still exist:
1, bank generally need set up special charging window, and the operation management cost is higher;
2, because collection charges bank and ISP's business hall distributes limited; and general different bank accepts different expense collecting businesses; thereby the user will pay up the full payment of a family; will run several different places; thereby also usually can postpone to pay dues; cause " overdue fine ", and influence the timely withdrawal of currency from circulation of ISP's fund.
Therefore, more and more around the product category that makes things convenient for the community in urban areas resident better to live and to lie fallow both at home and abroad, as E-Communities (or being called community " e " change) and increasing self-help bank point and equipment, and the convenience store that is seen everywhere, but still there be not system or the pattern that above several prods can be carried out effective connection and carries out resource sharing.
Summary of the invention
The purpose of this utility model is to adopt computer nowadays infotech and financial security field ripe advanced experience and technology, design a kind of being suitable for and carry out the universal use of large tracts of land in the community in urban areas, the while is as the multi-functional city fee charging system of city bank and other collection charges mechanism business window function expansion.
The technical solution of the utility model is:
Design a kind of multi-functional city fee charging system, it comprises bank main system, multifunctional service support system, the self-service terminal of paying dues, it is characterized in that the multifunctional service support system not only links to each other with the bank main system by communication line, also link to each other with the self-service terminal of paying dues by communication line, the self-service terminal of paying dues also links to each other with hand-held POS terminal by infrared communications set.
The self-service terminal of paying dues comprises processor, display, external memory storage, card reader, infrared communication device, network communication equipment, mini-printer, secure storage module, bar code scan equipment, the metal keyboard, touch apparatus, processor is an embedded main board, display links to each other with the VGA mouth of processor, touch apparatus, card reader, secure storage module, infrared communication device links to each other with the serial ports of processor, the metal keyboard, bar code scan equipment links to each other with the serial ports or the PS2 mouth of processor, hand-held POS machine carries out exchanges data by infrared communication device and processor, the multifunctional service support system links to each other with processor by network communication equipment, and external memory storage is a hard disk.
Hand-held POS terminal comprises processor, keyboard, LCD, IC-card deck, secure storage module and infrared communication circuit module, keyboard links to each other with processor by keyboard interface circuit, processor links to each other with LCD by liquid crystal display drive circuit, the IC-card deck links to each other with processor by the IC-card interface circuit, secure storage module links to each other with processor by the secure storage module interface circuit, the infrared communication circuit module links to each other with processor, and hand-held POS terminal is by the wireless connections of infrared communication circuit module realization with the self-service terminal of paying dues.
Do a brief introduction with regard to the principle of work and the function of each ingredient of the utility model below.
1, multifunctional service support system (and " operation system ")
1. the support that communicates to connect of all business procedures is provided for terminal, business datum, and with the communicating by letter of bank main system;
2. carry out the inquiry of classification paying information such as water, electricity, coal gas, phone, statistics is analyzed;
3. support terminal is finished the function of paying dues by stored value card (i.e. " financial IC card " or other Stored Value IC-card), and writes down all processes of paying dues;
4. other function supports such as online, advertisement, information issue are provided for terminal;
5. office terminal;
Under the support of bank main system, can also finish:
6. the financial IC card circle is deposited financial value-added services such as (ED), circle are carried (EP), supplemented with money, the inquiry of bank card account;
7. support terminal is finished the function of paying dues by credit card, and writes down all processes of paying dues;
8. for terminal provides safety certification, the download of safety encipher data.
2, the multi-media self-helping formula terminal (i.e. " terminal ") of paying dues:
The bar code scan of the bill of 1. paying dues or card;
2. IC-card, magnetic stripe card read-write;
3. bill printing;
4. have LCD display and multiple menu operation button, by the multimedia interactive interface of forms such as image, literal, sound, mode guides user's complete operation;
5. other services such as online, advertisement, information inquiry are provided;
6. infrared communication function, the function that provides data upload to download for multiple POS terminal;
7. " blacklist " judgement that has card waits the safety encipher function;
8. system adopts embedded hardware system (VZ328), and operating system adopts built-in Linux, have at the bottom of the cost, and safe and reliable characteristics;
9. have multiple communication modes such as Ethernet, special line, dialing.
3, hand-held POS terminal:
1. have the characteristics that cost is low, hand-portable moves;
2. can charge by stored value card or Stored Value IC-card;
3. " blacklist " judgement that has IC-card waits the safety encipher function;
4. have infrared communication function, can charge data be uploaded to the operation system center by terminal, and download other data from the center.
The beneficial effects of the utility model are:
1, native system can carry out the universal use of large tracts of land in the community in urban areas, extension as city bank and other collection charges mechanism business window function, solve outskirts of a town resident " difficulty of paying dues " problem, and cut operating costs greatly, can be the problem of employment that community solves a fix the number of workers, effectively promote the development of regional economy, improve city, community service level and class, promote the image of city, have very big economic and social benefit as this area window.
2, the research and development of native system product will promote embedded system, LINUX operating system, financial security etc.
The progress of technical field.
If 3 can innovate and formulate the standard that some occupy the leading position to some extent in the standard criterion formulation of finance device networking, be equipped with city of the present utility model fee charging system again, that will win initiative for the China's Financial industry participates in globalization later at WTO.
Description of drawings
Fig. 1 is that system equipment of the present utility model connects block diagram.
Fig. 2 is that the self-service terminal of paying dues of the present utility model electrically connects theory diagram.
Fig. 3 is that hand-held POS terminal of the present utility model electrically connects theory diagram.
Embodiment
Below in conjunction with drawings and Examples the utility model is further described.
Embodiment.
As shown in Figure 1, a kind of multi-functional city fee charging system, it comprises bank main system, multifunctional service support system, is distributed in the whole city's self-service terminal of paying dues everywhere.The multifunctional service support system links to each other with bank main system and the self-service terminal of paying dues by communication line, and the self-service terminal of paying dues also links to each other with hand-held POS terminal by infrared communications set.
As shown in Figure 2, the self-service terminal of paying dues comprises processor, LCD, metal keyboard, touch apparatus, External memory equipment, secure storage module, barcode scanner, mini-printer, card reader, infrared communication module and network communication equipment.Wherein processor adopts embedded main board, internal memory, CPU to adopt VZ328, and operating system adopts Linux.LCD adopts Samsung, is connected with the VGA mouth of processor.Touch apparatus adopts touch-screen or touch pad (as: ELO, Microtouch), is connected with the serial ports of processor.External memory storage adopts the above hard disk of 10G.The metal keyboard adopts stainless keyboard, is connected with the PS2 mouth or the serial ports of processor.Barcode scanner adopts laser bar code scanner, is connected with the PS2 mouth or the serial ports of processor.Secure storage module is connected with the serial ports of processor with infrared communication module.Card reader can adopt OMRON read-write magnetic card and IC-card, is connected with the serial ports of processor.Network communication equipment adopts built-in integrated network card, modulator-demodular unit, ISDN or the adsl equipment of mainboard, looks the network environment configuration of terminal.
The effect of each ingredient is as follows:
● display: the information that produces in display reminding information and user and the terminal interaction process;
● metal keyboard: be used for inputing individual subscriber password and " affirmation ", " cancellation " function;
● touch apparatus: the position that obtains mouse focus on the display;
● External memory equipment: data that preservation need forever be preserved and system software, application software;
● secure storage module: the demanding data of storage security, as: key, terminal device number etc.;
● mini-printer: the bill of printing customer transaction;
● card reader: the magnetic card and the financial IC card that read issued by banks;
● barcode scanner: the bar code scan of the bill of paying dues or card;
● network communication equipment: realization is communicated by letter with the multimedia service support platform;
● infrared communication device: the function that the data upload download is provided for multiple POS terminal.
The course of work of the self-service terminal of paying dues is as follows:
The user selects class of service on main interface: pay the fees, enclose deposit, upload, information inquiry.
1) after the user selected fee payment service, the terminal notifying user selected pay charge way: account card is paid, stored value card is paid; After the user selected, the terminal notifying user selected to pay dues classification: water rate, the electricity charge, gas charge, telephone charge, cellular telephone rate; After the user selected, the terminal notifying user imported the user account number of pay dues bill or card, and the user can be by importing or utilize the barcode scanner input by hand, and user's input finish, by " affirmation "; Terminal shows " handle, please marquis " slightly; After terminal processes finishes, need pay dues number or do not have arrearage of explicit user, perhaps show " account number mistake ", the user can select " re-entering " to return page up, perhaps select " returning " to finish this operation flow,, select " returning " to finish this operation flow if the user does not have arrearage, if the user has arrearage and will pay dues, then select " affirmation "; Terminal is declared and is had or not card in the card reader, does not then show " asking plug-in card " if there is card; After the user had inserted card, terminal notifying " please be imported your personal identification number ", and the user is by metal keyboard input personal identification number, and terminal is with " * " number explicit user input password number, and user's end of input is by " affirmation "; Terminal shows " handle, please marquis " slightly; After terminal processes finishes, display process result: password mistake (three mistakes, subscriber card is pinned, and adding blacklist), can select " re-entering " or " returning " if be less than three users, perhaps show " failure of paying dues " and show failure cause, perhaps show " paying dues successfully " and printed tickets.After the user selected circle to deposit business, the user was not if also insert the account No. card, and terminal notifying " please insert account card "; Behind user's plug-in card, terminal notifying " please be inputed your account card password ", and the user is by metal keyboard input personal identification number, and terminal is with " * " number explicit user input password number, and user's end of input is by " affirmation "; Terminal shows " handle, please marquis " slightly; After terminal processes finishes, display process result: password mistake (three mistakes, subscriber card is pinned, and adding blacklist), if being less than three users can select " re-entering " or " returning ", perhaps show " account card cash in hand: ", withdraw from account card, prompting user's " replacing electronic purse card ", user change the back by " affirmation "; Terminal shows " please input your stored value card password ", and the user is by metal keyboard input personal identification number, and terminal is with " * " number explicit user input password number, and user's end of input is by " affirmation "; Terminal display password mistake (three mistakes are pinned subscriber card, and add blacklist), can select " re-entering " or " returning " if be less than three users, perhaps show the stored value card balance in hand, and point out the user to insert circle and deposit the amount of money that the user completes the back by " affirmation "; Terminal shows " handle, please marquis " slightly; After terminal processes finished, display process result: " circle is deposited failure " also showed failure cause, perhaps showed " circle is saved as merit " and " the current amount of money: " and printed tickets.
2) after the user selected to upload, the user can carry out uploading and downloading of data by the pay dues infrared communications set of terminal of handheld POS terminal and multi-media self-helping formula.
3) after the user selected the information browse business, terminal showed a browser, the webpage of user on can browsing multimedia service supporting platform Web server.This business can be done the service of some characteristics to client merchant, as: do some exploitations, business consultation, user inquiring individual schedule of dealing etc.
In all pages, the user promptly finishes this operation flow after pressing " returning ", moves back card, gets back to main interface.
As shown in Figure 3, hand-held POS terminal is made up of processor, little liquid crystal, keyboard, IC-card deck, secure storage module and infrared communication circuit module.Processor can adopt VZ328 or single-chip microcomputer.The course of work of this handheld terminal is:
The user inserts the IC-card deck with electronic purse card, and the terminal notifying user imports personal identification number, and when the user imported password from keyboard, terminal was with " * " number demonstration input password number, and user's input finishes by " affirmation "; (three mistakes are pinned subscriber card to terminal display password mistake, and add blacklist, can select " re-entering " or " returning " if be less than three users), perhaps show the stored value card balance in hand, and point out the user to insert the amount of money of paying dues, the user completes the back by " affirmation "; Terminal points out the user whether to confirm the amount of money of inserting of paying dues once more, and the user can return page up if find input hand mistake, fills out the amount of money of paying dues again, if correctly then the user once more by " affirmation "; Terminal is carried out fee deduction treatment, and the display process result: " failure of paying dues " and failure cause, " paying dues successfully " and balance in hand.
This handheld terminal can also be by being uploaded to the multifunctional service support system with the infrared communications set of the self-service terminal of paying dues with the data (as: charge data on the same day) of this terminal, and can download other data from the multifunctional service support system.

Claims (3)

1, a kind of multi-functional city fee charging system, comprise bank main system, multifunctional service support system, the self-service terminal of paying dues, it is characterized in that the multifunctional service support system not only links to each other with the bank main system by communication line, also link to each other with the self-service terminal of paying dues by communication line, the self-service terminal of paying dues also links to each other with hand-held POS terminal by infrared communications set.
2, multi-functional city according to claim 1 fee charging system, it is characterized in that the described self-service terminal of paying dues comprises processor, display, external memory storage, card reader, infrared communication device, network communication equipment, mini-printer, secure storage module, bar code scan equipment, the metal keyboard, touch apparatus, processor is an embedded main board, display links to each other with the VGA mouth of processor, touch apparatus, card reader, secure storage module, infrared communication device links to each other with the serial ports of processor, the metal keyboard, bar code scan equipment links to each other with the serial ports or the PS2 mouth of processor, hand-held POS machine carries out exchanges data by infrared communication device and processor, the multifunctional service support system links to each other with processor by network communication equipment, and external memory storage is a hard disk.
3, multi-functional city according to claim 1 fee charging system, it is characterized in that described hand-held POS terminal comprises processor, keyboard, LCD, the IC-card deck, secure storage module and infrared communication circuit module, keyboard links to each other with processor by keyboard interface circuit, processor links to each other with LCD by liquid crystal display drive circuit, the IC-card deck links to each other with processor by the IC-card interface circuit, secure storage module links to each other with processor by the secure storage module interface circuit, the infrared communication circuit module links to each other with processor, and hand-held POS terminal is by the wireless connections of infrared communication circuit module realization with the self-service terminal of paying dues.
CN 03221894 2003-05-19 2003-05-19 Multifunctional city fee system Expired - Fee Related CN2646784Y (en)

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Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2009065259A1 (en) * 2007-11-22 2009-05-28 Kamfu Wong Multi-function pos system and method
CN101504787A (en) * 2009-03-12 2009-08-12 贵阳供电局 Real-time enquiry and fee charging system for electric charge POS machine
CN102521929A (en) * 2011-12-30 2012-06-27 杭州银龙科技有限公司 User information inquiring, paying and business transacting method and system of electric power system
CN107492200A (en) * 2017-08-24 2017-12-19 郭青华 A kind of self-service accommodation platform of environmental protection economical resident and its application method
CN107784748A (en) * 2016-08-24 2018-03-09 深圳市图灵奇点智能科技有限公司 A kind of self-service charging terminal based on distribution book keeping operation

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2009065259A1 (en) * 2007-11-22 2009-05-28 Kamfu Wong Multi-function pos system and method
CN101504787A (en) * 2009-03-12 2009-08-12 贵阳供电局 Real-time enquiry and fee charging system for electric charge POS machine
CN102521929A (en) * 2011-12-30 2012-06-27 杭州银龙科技有限公司 User information inquiring, paying and business transacting method and system of electric power system
CN107784748A (en) * 2016-08-24 2018-03-09 深圳市图灵奇点智能科技有限公司 A kind of self-service charging terminal based on distribution book keeping operation
CN107784748B (en) * 2016-08-24 2020-02-07 深圳市图灵奇点智能科技有限公司 Self-service charging terminal based on distributed accounting
CN107492200A (en) * 2017-08-24 2017-12-19 郭青华 A kind of self-service accommodation platform of environmental protection economical resident and its application method

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GR01 Patent grant
C19 Lapse of patent right due to non-payment of the annual fee
CF01 Termination of patent right due to non-payment of annual fee