CN207503364U - ATM cash dispensers and the system that realization is withdrawn the money without card on ATM cash dispensers - Google Patents
ATM cash dispensers and the system that realization is withdrawn the money without card on ATM cash dispensers Download PDFInfo
- Publication number
- CN207503364U CN207503364U CN201720854338.2U CN201720854338U CN207503364U CN 207503364 U CN207503364 U CN 207503364U CN 201720854338 U CN201720854338 U CN 201720854338U CN 207503364 U CN207503364 U CN 207503364U
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- China
- Prior art keywords
- card
- atm cash
- bank
- cash dispensers
- money
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Abstract
Realize the utility model is related to a kind of ATM cash dispensers and on ATM cash dispensers the system withdrawn the money without card, mobile terminal, background server and ATM cash dispensers including carrying bank's APP clients, the bank APP clients include no card withdrawal program module and identification program module, and ATM cash dispensers are equipped with no card withdrawal function module, identification authentication module and Response Code scan module.It realizes to withdraw the money without card and operate, facilitate user preferably with bank ATM cash dispenser, it is more convenience-for-people, the utilization rate of bank ATM cash dispenser can also be improved.The advanced technology of authentication is fully used, improves the safety of withdrawal, the risk that user is stolen using bank card information during ATM cash dispensers is reduced, improves the safe to use of bank card.
Description
Technical field
It is realized the utility model is related to financial technology field more particularly to a kind of ATM cash dispensers and on ATM cash dispensers
The system withdrawn the money without card.
Background technology
Present atm device, especially self-service automatic teller machine mostly supports no card deposit technology and service item, in line with money
From the aspect of golden safety and technology is not comprehensive enough, and most of bank is not yet using without this service item of card withdrawal.It is most of
Bank all develops the bank's APP client softwares of itself, but bank's APP clients do not have with the ATM cash dispensers of bank in itself
There is direct contact, i.e., user is in no band bank card, it is impossible to carry out direct operation bank ATM clothes with bank's APP clients
Business project, such as without card withdrawal project, it is not convenience-for-people enough.
Utility model content
The purpose of this utility model is to provide a kind of using identity recognizing technology, the ATM for improving financing security withdraws the money
Machine and the system that realization is withdrawn the money without card on ATM cash dispensers.
The technical solution of the utility model is：A kind of ATM cash dispensers, the ATM cash dispensers are equipped with no card withdrawal function
Module, identification authentication module and Response Code scan module.
Wherein, the identification authentication module is fingerprint recognition authentication module or recognition of face authentication module.
The utility model another technical solution is：It is a kind of that the system withdrawn the money without card is realized on ATM cash dispensers, including upper
ATM cash dispensers described in face, the mobile terminal and background server for carrying bank's APP clients, the bank APP client
End includes no card withdrawal program module and identification program module, and the bank APP clients are used in user's registration or make
With the identity information of user is obtained during APP, and be stored on background server, user is initiated by bank's APP clients without card
It withdraws the money and applies, background server is for being confirmed whether to accept applications, generation withdrawal coding and/or withdrawal two dimension when accepting applications
Code, ATM cash dispensers are used for human-computer interaction, and input withdrawal coding or scanning withdrawal Quick Response Code carry out authentication, and according to result
Decide whether to perform note output work.
Wherein, the identification program module is fingerprint recognition program module or recognition of face program module.
Wherein, the identification authentication module is fingerprint recognition authentication module or recognition of face authentication module.
Wherein, the bank APP clients are used to obtain the identity information of user when user proposes and withdraws the money and apply without card,
Identification authentication module on the ATM cash dispensers compares for obtaining the identity information of user when user withdraws the money without card
To secondary acquisition identity information.
Wherein, the ATM cash dispensers are connected with background server by bank's intranet, and the mobile terminal passes through shifting
Dynamic network is connect with background server.
The beneficial effects of the utility model are：The system increases in bank's APP clients without card withdrawal function module
With identification authentication module, increase on ATM cash dispensers without card withdrawal function module, identification authentication module and Quick Response Code
Scan module, can realize to withdraw the money without card and operate, and facilitate user preferably with bank ATM cash dispenser, more convenience-for-people, can be with
Improve the utilization rate of bank ATM cash dispenser.The advanced technology of authentication is fully used, the safety of withdrawal is improved, reduces and use
The risk that family is stolen using bank card information during ATM cash dispensers, improves the safe to use of bank card.
Description of the drawings
Fig. 1 is the schematic diagram of system described in the utility model realized on ATM cash dispensers and withdrawn the money without card.
Specific embodiment
In order to make the purpose of the utility model, technical solutions and advantages more clearly understood, below in conjunction with attached drawing and implementation
Example, the present invention is further described in detail.It should be appreciated that specific embodiment described herein is only used to explain
The utility model is not used to limit the utility model.
Realize as ATM cash dispensers described in the utility model and on ATM cash dispensers the system embodiment withdrawn the money without card,
As shown in Figure 1, mobile terminal, background server and ATM cash dispensers including carrying bank's APP clients, the bank
APP clients include no card withdrawal program module and identification program module, and ATM cash dispensers are equipped with no card withdrawal function mould
Block, identification authentication module and Response Code scan module, the bank APP clients are used in user's registration or use APP
When obtain the identity information of user, and be stored on background server, user is initiated by bank's APP clients without card withdrawal Shen
Please, background server is for being confirmed whether to accept applications, and generation withdrawal coding and/or withdrawal Quick Response Code, ATM take when accepting applications
Money machine is used for human-computer interaction, and input, which is withdrawn the money, to be encoded or scan withdrawal Quick Response Code, carries out authentication, and decide whether according to result
Perform note output work.
In the utility model, the ATM cash dispensers are connected with background server by bank's intranet, the movement
Terminal is connect by mobile network with background server.
In the utility model, the identification program module is fingerprint recognition program module or recognition of face program mould
Block, the identification authentication module is fingerprint recognition authentication module or recognition of face authentication module, in numerous bio-identifications spy
In sign, fingerprint recognition and face recognition technology comparative maturity have reached the level of commercial applications, discrimination is high, error
Rate is small, safe.
Without card withdraw the money whole process be：User downloads bank's APP clients on mobile terminals first, registers and carries out
Bank card is bound in authentication；When needing to withdraw the money without card, log in bank's APP clients and withdraw the money without card and apply；Bank backstage
Server is confirmed whether to accept applications, if accepting applications, can generate withdrawal coding and/or withdrawal Quick Response Code, and in bank APP visitors
Family end is shown, the corresponding amount of money is correspondingly deducted on the bank card of user；User is moved to any with no card of affiliated bank
The ATM cash dispensers of withdrawal function, withdraw the money without card operates；Bank ATM confirms subscriber identity information（Fingerprint or face）；Bank
Withdrawal Quick Response Code or user in ATM cash dispensers scanning user mobile phone are manually entered withdrawal coding；Bank ATM cash dispenser is true
Recognize withdrawal coding or withdrawal Quick Response Code；Note output operation is performed, user withdraws the money, and no card withdrawal transaction is completed.
Facilitate user preferably with bank ATM cash dispenser, it is more convenience-for-people, making for bank ATM cash dispenser can also be improved
With rate；The advanced technology of authentication is fully used, improves the safety of withdrawal, reduces bank when user uses ATM cash dispensers
The risk that card information is stolen improves the safe to use of bank card.
In transaction of withdrawing the money every time without card, the collected subscriber identity information of ATM cash dispensers and background server memory storage
Subscriber identity information compared, slightly aobvious underaction.In the utility model, the bank APP clients be used for
Family, which proposes to withdraw the money without card, obtains the identity information of user when applying, the identification authentication module on the ATM cash dispensers is used for
The identity information of user is obtained when user withdraws the money without card, and compares secondary acquisition identity information.User can freely select
Using any identity information, for example, fingerprint either face or the iris of which root finger, safety when also increasing withdrawal
Property, after no card withdrawal information leakage, first layer protective action is played in identity information verification first, this relies primarily on identity information and tests
The reliability of itself is demonstrate,proved, identity information can then provide the protective action of the second layer with unrestricted choice.
The above is only the preferred embodiment of the utility model only, is not intended to limit the utility model, all at this
All any modification, equivalent and improvement made within the spirit and principle of utility model etc., should be included in the utility model
Protection domain within.
Claims (5)
1. a kind of ATM cash dispensers, the ATM cash dispensers are equipped with no card withdrawal function module, which is characterized in that are additionally provided with identity
Identify authentication module and Response Code scan module.
2. ATM cash dispensers according to claim 1, which is characterized in that the identification authentication module is fingerprint recognition
Authentication module or recognition of face authentication module.
3. a kind of realize the system withdrawn the money without card on ATM cash dispensers, which is characterized in that is taken including ATM described in claim 1
Money machine, the mobile terminal and background server for carrying bank's APP clients.
4. the system withdrawn the money without card is realized on ATM cash dispensers according to claim 3, which is characterized in that the identity is known
Other authentication module is fingerprint recognition authentication module or recognition of face authentication module.
5. the system withdrawn the money without card is realized on ATM cash dispensers according to claim 3, which is characterized in that the ATM withdraws the money
Machine is connected with background server by bank's intranet, and the mobile terminal is connect by mobile network with background server.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201720854338.2U CN207503364U (en) | 2017-07-12 | 2017-07-12 | ATM cash dispensers and the system that realization is withdrawn the money without card on ATM cash dispensers |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201720854338.2U CN207503364U (en) | 2017-07-12 | 2017-07-12 | ATM cash dispensers and the system that realization is withdrawn the money without card on ATM cash dispensers |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN207503364U true CN207503364U (en) | 2018-06-15 |
Family
ID=62495994
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201720854338.2U Expired - Fee Related CN207503364U (en) | 2017-07-12 | 2017-07-12 | ATM cash dispensers and the system that realization is withdrawn the money without card on ATM cash dispensers |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN207503364U (en) |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110322235A (en) * | 2019-07-05 | 2019-10-11 | 中国工商银行股份有限公司 | It is a kind of based on mark realize inter-bank without card enchashment processing method and processing device |
| CN111640263A (en) * | 2020-05-29 | 2020-09-08 | 中国工商银行股份有限公司 | Information interaction method and device, automatic teller machine and medium |
| WO2020237871A1 (en) * | 2019-05-24 | 2020-12-03 | 上海箩箕技术有限公司 | Cardless transaction method, apparatus and server |
| CN113409524A (en) * | 2021-06-16 | 2021-09-17 | 中国银行股份有限公司 | ATM business processing method and device based on mobile banking |
| CN115240335A (en) * | 2022-07-21 | 2022-10-25 | 中国银行股份有限公司 | ATM control method and system |
-
2017
- 2017-07-12 CN CN201720854338.2U patent/CN207503364U/en not_active Expired - Fee Related
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2020237871A1 (en) * | 2019-05-24 | 2020-12-03 | 上海箩箕技术有限公司 | Cardless transaction method, apparatus and server |
| CN110322235A (en) * | 2019-07-05 | 2019-10-11 | 中国工商银行股份有限公司 | It is a kind of based on mark realize inter-bank without card enchashment processing method and processing device |
| CN111640263A (en) * | 2020-05-29 | 2020-09-08 | 中国工商银行股份有限公司 | Information interaction method and device, automatic teller machine and medium |
| CN111640263B (en) * | 2020-05-29 | 2022-02-22 | 中国工商银行股份有限公司 | Information interaction method and device, automatic teller machine and medium |
| CN113409524A (en) * | 2021-06-16 | 2021-09-17 | 中国银行股份有限公司 | ATM business processing method and device based on mobile banking |
| CN115240335A (en) * | 2022-07-21 | 2022-10-25 | 中国银行股份有限公司 | ATM control method and system |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| GR01 | Patent grant | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20180615 Termination date: 20210712 |