CN207410378U - A kind of mobile terminal - Google Patents

Abstract

The utility model provides a kind of mobile terminal, which includes：The secure communication component and main control MCU of universal asynchronous receiving-transmitting transmitter connection communication；Secure communication component includes the financial security chip that integrates and ZigBee communication chip, and clock interface, I/O interfaces, the reseting interface of financial security chip and ZigBee communication chip are connected respectively；ZigBee communication chip sends networking request, and the information that receive information push server is pushed by the ZigBee communication base station after networking success for ZigBee communication base station outwardly；Financial security chip includes processor and memory, and memory is used to store user characteristic data and digital certificate；Processor is used to that the information that encrypted information is needed to be encrypted and/or decrypt needs to be decrypted using digital certificate.

Description

A kind of mobile terminal

Technical field

The utility model is related to wireless communication technology field more particularly to a kind of mobile terminals.

Background technology

With the lasting promotion constantly brought forth new ideas with financial service ability of financial business, new technology is in the application of financial industry Especially seem more urgent in financial service direction.Mobile terminal as between bank and client, information between client and client Interactive bridge plays important role in information-based financial service.At present, believe in the financial business of financial services industry Breath service is typically all to be realized by way of the broadcast of broadcasting bulletin system, poster or loudspeaker, this solution deployment Cost and operating cost are relatively high, and this mode is the passive receiving of user, and user does not have autonomous right to choose, less Personalized information service can be done to particular customer.Meanwhile the identification mode of client is typically also by showing a testimony of a witness Part is confirmed, under cover certain insecurity by staff scene is subjective, and staff cannot be before business execution The demand of client is understood in advance, carries out resource preparation, causes to spend the time longer, inefficiency, the wasting of resources.

Utility model content

Zigbee is a kind of emerging wireless self-networking interconnection technique, which possesses powerful network savvy, support Wireless network type mainly has mesh network, Star Network etc., and the wireless network interior joint has the function of multihop routing, tool There is very powerful network robustness.ZigBee technology have very strong self-organization, robustness, survivability, easily structure, it is at low cost The features such as honest and clean, network capacity is big, data safety, determine its can provide low cost, low-power consumption, low complex degree, low transmission rate, Short-range equipment networking application solution.Currently, the application solution based on Zigbee also emerges in an endless stream, and such as copies automatically Table system, wireless supervisory control system, meal ordering system, wireless sensor system based on Zigbee etc., show that Zigbee is powerful Market potential.

For defect in the prior art, the utility model proposes a kind of mobile terminals, it is therefore intended that solves mesh Secure communication problem in preceding financial services industry.Information service pushing is realized by bluetooth or WiFi technology using mobile terminal Device talk effectively will apart from the problems such as short, communication process is only capable of single-point connection, position inaccurate, and security is not high Financial level security chip and Zigbee integrated chips in mobile terminal realize that safe identification, safety are logical using mobile terminal Letter, the function of site business intelligentization, precise positioning, information push provide a kind of general, open for financial service process , safe, easily, cheap communication mechanism.

The utility model embodiment additionally provides a kind of mobile terminal, and the mobile terminal includes secure communication component and master MCU is controlled, the secure communication component and main control MCU pass through universal asynchronous receiving-transmitting transmitter connection communication；

The secure communication component includes the financial security chip integrated and ZigBee communication chip, the finance The clock interface of safety chip, I/O interfaces, reseting interface respectively with the clock interface of ZigBee communication chip, I/O interfaces, multiple Position interface is correspondingly connected with；

The ZigBee communication chip sends networking request for ZigBee communication base station outwardly, and in networking success The information that receive information push server is pushed by the ZigBee communication base station afterwards；

The financial security chip includes processor and memory, and the memory is used to store user characteristic data and number Word certificate；The processor is used for using the digital certificate to encrypted information is needed to be encrypted and/or utilize the number The information that word certificate decrypts needs is decrypted；

Wherein, the networking request includes utilizing the encrypted user characteristics of the digital certificate by the financial security chip Data.

Description of the drawings

It in order to illustrate the embodiment of the utility model or the technical proposal in the existing technology more clearly, below will be to embodiment Or attached drawing needed to be used in the description of the prior art is briefly described, it should be apparent that, the accompanying drawings in the following description is only It is some embodiments of the utility model, for those of ordinary skill in the art, in the premise not made the creative labor Under, it can also be obtained according to these attached drawings other attached drawings.

Fig. 1 is the hardware architecture diagram for the mobile terminal that the utility model embodiment provides；

Fig. 2 is a kind of configuration diagram for self-organized network safety communication system that the utility model embodiment provides；

Fig. 3 is the inside composition schematic diagram for the ZigBee communication base station that the utility model embodiment provides；

Fig. 4 is the structure diagram for the Information Push Server that the utility model embodiment provides；

Fig. 5 is that the information for the self-organized network safety communication system that the utility model embodiment provides pushes flow chart.

Specific embodiment

The following is a combination of the drawings in the embodiments of the present utility model, and the technical scheme in the embodiment of the utility model is carried out It clearly and completely describes, it is clear that the described embodiments are only a part of the embodiments of the utility model rather than whole Embodiment.Based on the embodiment in the utility model, those of ordinary skill in the art are without making creative work All other embodiments obtained shall fall within the protection scope of the present invention.

The utility model embodiment proposes a kind of mobile terminal, Information Push Server and self-organized network safety communication system System and a kind of information-pushing method.In the utility model embodiment, mobile terminal, which has, is integrated with Zigbee communication chip With the secure communication component of financial security chip, can be pushed with ZigBee communication base station from Zigbee network is formed with information Server securely communicates.The self-organized network safety communication system includes the Zigbee network of mobile terminal and communication base station composition And Information Push Server, wherein, it is fixed to mobile terminal progress identification, movement that Information Push Server is mainly used to realize Position and the function of information push.

After the user for holding above-mentioned mobile terminal enters Zigbee wireless network cog regions, mobile terminal is with communicating first Connection is established between base station, mobile terminal application adds in Zigbee wireless networks, and then Information Push Server utilizes Zigbee Wireless network carries out authentication to mobile terminal, if Information Push Server judges mobile terminal (it can be appreciated that holding Have the user of mobile terminal) for potential service object when, using the communication base station in Zigbee wireless networks to it is mobile eventually End is positioned, and relevant information on services is pushed to by Zigbee wireless networks on mobile terminal.

Technical solutions of the utility model are described in detail below in conjunction with the accompanying drawings.It is the utility model reality that Fig. 1, which is shown, A kind of hardware architecture diagram of mobile terminal of example offer is provided.As shown in Figure 1, a safety communication is integrated in mobile terminal 10 Component 101, the component are a hardware groups for being integrated together financial security chip 1011 and Zigbee communication chip 1012 Part primarily serves the effect of secure storage and secure communication.Clock interface CLK, I/O interface of financial security chip 1011 are answered Clock interface CLK, I/O interface, reseting interface RSTs of the position interface RST respectively with ZigBee communication chip are correspondingly connected with.

Financial security chip 1011, which is one, can independently carry out key generation, the device of encryption and decryption, inside possess independence Processor and storage unit, key and user characteristic data can be stored.It is stored in 1011 storage unit of financial security chip The key data external world can not read, the data encrypted or decrypted will be needed to pass through function interface during use and be sent into financial security core In piece 1011, computing is then closed inside financial security chip 1011, handling result is passed through into function interface after the completion of processing Chip is sent out, portion completes whole process in the chip completely, and key does not go out chip, so as to ensure being perfectly safe for key storage, Safe storage, encryption and decryption functions and Security Authentication Service are provided for mobile terminal 10.

Zigbee communication chip 1012 is the special chip of built-in Zigbee protocol stack, is led to by Zigbee antennas with the external world Letter, possessing mobile terminal 10, oneself forms Zigbee wireless networks 1 (see Fig. 2) and can be mutual with communication base station 11 (see Fig. 2) The function of communication.Zigbee protocol architecture includes three layers of security mechanism of protocol stack, and physical layer, network layer, application layer are responsible for The safe transmission of respective frame.The security service that Zigbee protocol stack provides has the functions such as data encryption, completeness check and authentication, It can be applied in network layer or application layer, secret is ensured using AES-128 encryption technologies, and one is generated based on aes algorithm The security mechanism of series, for ensureing integrality and authenticity.This security mechanism is 10 networking certification of mobile terminal, data pass Defeated, key foundation, key transmission and equipment management etc. provide security service, so as to fulfill secure communication.Zigbee communication Chip 1012 is with the integrated of financial security chip 1011 so that the security of Zigbee communication chip 1012 is further promoted and arrived The security level of financial chip substantially increases communications security of the mobile terminal 10 in entire self-organizing network system.

When efficient communication region of the mobile terminal 10 into current ZigBee-network, ZigBee communication chip 1012 is continuous Networking request is sent, mobile terminal 10 is made to add in current ZigBee-network.In addition, ZigBee communication chip 1011 is additionally operable to connect The Data Concurrent for receiving Information Push Server push gives financial security chip 1011.It is also stored in financial security chip 1011 Digital certificate, for being decrypted to show on mobile terminal 10 to the data that Information Push Server pushes.Wherein, it is above-mentioned It is included at least in networking request by 1011 encrypted user's characteristic code of financial security chip, the user's condition code is stored in movement User information in the financial security chip 1011 of terminal 10, by mobile terminal issuer when equipment is issued by user information It is written in financial security chip, includes but not limited to financial personal information etc..

In addition, mobile terminal 10 further includes main control MCU (Micro Controller Unit, micro-control unit) 102, answers Bit location 103, clock unit 104, static RAM (SRAM) 106, buzzer 107, refer to flash memory (FLASH) 105 Show lamp 108, entering apparatus 109, display 110 and power supply 111.Main control MCU 102 is the core component of entire mobile terminal, is The control centre that various components cooperate, according to self-organized network safety communication system requirements, main control MCU 102 can be controlled by instructing Various components processed work in order.It is special in main control MCU 102 that reset unit 103 is mainly used for making when abnormal conditions occurs in circuit The data of function register revert to default data, so that circuitry recovers normal.The main function of clock unit 104 be for Main control MCU 102 provides clock control signal, it is ensured that the normal operation of main control MCU 102.Flash memory 105 is a kind of Nonvolatile memory Device is mainly used to the code that the main control MCU 102 of memory mobile terminal is run, and is stored in the data in flash memory 105 in power down In the case of will not lose.Static RAM 106 is not required refresh pulse that can preserve the data of its storage inside, It is mainly used to as master control MCU102 interim storage data.Buzzer 107 is primarily used to provide auditory tone cues for mobile terminal 10, Pass through the working condition that customer mobile terminal 10 can be prompted current of piping of buzzer 107.Indicator light 108 is primarily used to represent The current state of mobile terminal 10, including but not limited to by the light color of indicator light, light light on and off, light flash come table Show the current working condition of mobile terminal 10.Entering apparatus 109 be mainly mobile terminal 10 information input part, including but not Physical keyboard and/or Touch Screen are confined to, to utilize physical button or touch controlled key input information.Display 110 is mainly It is the important information output block of mobile terminal 10 for showing the information of human-computer interaction.Power supply 111 is mainly used to be mobile whole Required electric energy when end 10 provides operation.

Fig. 2 is a kind of configuration diagram for self-organized network safety communication system that the utility model embodiment provides.Such as Fig. 2 institutes Show, which mainly includes Zigbee wireless networks 1 and Information Push Server 3.Zigbee wireless networks 1 include at least one Mobile terminal 10 shown in FIG. 1 and multiple communication base stations 11, in the utility model embodiment, the quantity of communication base station 11 is at least Mobile terminal 10 could be accurately positioned for 3.

Mobile terminal 10 has been internally integrated financial security chip 1011 and Zigbee communication chip 1012, when mobile terminal 10 Into after the efficient communication region of Zigbee wireless networks 1, mobile terminal 10 can constantly send the networking for including user's characteristic code Ask to the Zigbee communication base station 11 near its region, then with 11 automatic network-building of communication base station, add in Zigbee without Gauze network 1, and data communication is realized based on Zigbee wireless networks 1 and Information Push Server 3.Information Push Server 3 According to the user's characteristic code of mobile terminal 10 to carry out authentication to mobile terminal 10, judge whether it is the potential of current place Service object.When mobile terminal 10 be current place potential service object when, Information Push Server 3 according to mobile terminal The signal energy intensity of each communication base station 11 and the position coordinates of each communication base station 11 of 10 communications determine mobile terminal 10 Then related telecommunications services breath near it is pushed to mobile terminal 10 by position according to the physical location of mobile terminal 10.

Communication base station 11 is typically the Zigbee router nodes for being deployed in the intensive location of trade company or bank outlets, in this reality With in new embodiment, (in fact, can only be established by a communication base station 11 exemplified by disposing three communication base stations Zigbee wireless networks 1), when it is implemented, can be according to the distance between trade company's dense degree, bank outlets and to communication distance Requirement unrestricted choice deployable communication base station 11 number.

In one embodiment, above-mentioned self-organized network communication system can also include a control computer 2, control computer 2 It is the PC hosts for being deployed in bank outlets, can be replaced to an information transceiver.Normally, which at least wraps A Zigbee network monitoring unit and an information retransmission unit are included, Zigbee network monitoring unit is in the monitoring of Zigbee network The heart, the monitoring software that can install client thereon are used to monitor the state of current ZigBee-network.Zigbee network monitoring unit Be mainly used to monitor the state of Zigbee wireless networks 1 and receive or refuse other communication base stations add in current Zigbee without The request of gauze network 1.When determining whether that receiving other communication base stations adds in the request of current ZigBee wireless networks 1, ZigBee-network monitoring unit would generally first confirm the communication base station Zigbee router nodes whether with other nodes Connection, determines whether it has accessed other Zigbee networks, if the ZigBee router nodes of the communication base station do not have Have and add in other Zigbee networks, then it is allowed to access current ZigBee wireless networks, and address is distributed for the node.If The ZigBee router nodes of the communication base station in other Zigbee networks, then do not allow the node to rejoin currently ZigBee wireless networks；But if network was once added in before the ZigBee router nodes of the communication base station, still It is now out of touch with its father node, then by the former parent information having in node neighboar lists, first attempt to allow this The former father node of node connection, if father node once can not be connected, allows this node to add again with the identity of new node Enter current ZigBee wireless networks.Information retransmission unit is mainly responsible for reception mobile terminal 10 and is transmitted across by communication base station 11 Come data and communicate with Information Push Server 3, by the data forwarding to Information Push Server 3；Also, information turns The information that Information Push Server 3 pushes can also be transmitted to mobile terminal 10 by bill member by communication base station 11.

Information Push Server 3 is mainly used to carry out authentication to mobile terminal 10, and recognizes in 10 identity of mobile terminal Card pushes related service information by backward its.

Fig. 3 is the inside composition schematic diagram of ZigBee communication base station provided by the utility model.As shown in figure 3, communication base 11 are stood mainly including 112 three parts of Zigbee communication unit 110, network coordination unit 111 and Network routing element.Wherein, Zigbee communication unit 110 primarily serves the effect of secure communication.Communication base station 11 is deployed in crowded place, service market Or bank outlets place periphery specific position, it is made up of certainly with neighbouring other communication base stations 11 Zigbee communication unit 110 Zigbee wireless networks 1, when efficient communication region of the mobile terminal 10 into Zigbee wireless networks 1, communication base station 11 with Mobile terminal 10 establishes connection, mobile terminal 10 is made to add in Zigbee wireless networks 1, Information Push Server 3 is by analyzing not With the signal strength of mobile terminal 10 fed back of communication base station 11 realize the positioning to mobile terminal 10.

Network coordination unit 111 is mainly used for collecting all information of the transmission of Zigbee communication unit 110, and to information into Row summarizes sequence, is then according to priority just sent to corresponding Network routing element 112 and is route.Information is by routing Afterwards, control computer 2 is passed to by Zigbee communication unit 110, Information Push Server 3 is sent to by control computer 2.

Network routing element 112 is mainly used for realizing dynamic routing.After mobile terminal 10 establishes connection with communication base station 11, By Zigbee communication chip 1012 by data message be sent to connect its communication base station 11, communication base station 11 by itself Zigbee communication unit 110 receives data, and then data transfer is route to Network routing element 111.Network routing element 111 by scanning for the available all paths of Zigbee wireless networks 1, analyze in network the relation of each node location and Then the distance of distance therefrom selects an optimal paths to transmit data.

Fig. 4 is a kind of composition structure diagram of Information Push Server provided by the utility model.As shown in figure 4, letter Breath push server 3 be entire self-organized network communication system background support system, be mainly used for verify mobile terminal 10 identity, Mobile terminal 10 is positioned and pushes related service information to by the mobile terminal 10 of authentication.Information push clothes Device 3 be engaged in mainly including 33 three parts of identity recognizing unit 31, localization computation unit 32 and information push unit.Information Push Service Device 3 can be communicated by the communication base station 11 in control computer 2, ZigBee wireless networks 1 with mobile terminal 10.

Identity recognizing unit 31 is mainly the sensitive information in the financial security module 1012 by obtaining mobile terminal 10 (such as CUSTOMER ID) identifies the identity of current mobile terminal device users.When it is implemented, mobile terminal 10 enters The efficient communication region of Zigbee wireless networks 1 is simultaneously added in the network, the user being stored in financial security chip 1011 Condition code can be encrypted with equipment publisher public key in digital certificate, and encrypted ciphertext is transmitted through Zigbee wireless networks 1 To communication base station 11, then Information Push Server 3 is transmitted to after the reception of control computer 2.The identity of Information Push Server 3 Recognition unit 21, which obtains, adds in the networking request that the mobile terminal 10 of current ZigBee-network is sent, and with equipment publisher's private key Acquisition user's characteristic code is decrypted, by being retrieved in default validated user feature code table and comparing this feature code, judges Whether mobile terminal 10 (it can be appreciated that holding the user of mobile terminal 10) is potential service object.When from validated user Above-mentioned user's characteristic code is not inquired in feature code table, then can determine that the potential service in the mobile terminal 10 and non-present place Object, identity recognizing unit 31 are additionally operable to the user's condition code being added in blacklist list, later movement no longer to this eventually Judgement is identified in end.

When the mobile terminal is the potential service object in current place, localization computation unit 32 can pass through the base that communicates Stand 11 obtain and mobile terminal 10 and the signal energy intensity for each communication base station 11 being connected, with reference to the position of each communication base station 11 Coordinate is put, obtains the location information of mobile terminal apparatus 10 by accurately calculating according to located in connection algorithm.It when it is implemented, can Using the communication base station of site layout project as positioning reference mode, known to location coordinate information.When mobile terminal 10 enters the area Domain and after being added to current Zigbee wireless networks, it is attached to its region that mobile terminal 10 can ceaselessly send unique characteristics code Near communication base station 11.Control computer 2 collects the information that each communication base station 11 is sent, and the information collected is transmitted to letter Cease push server 3.The letter that therefrom three larger communication base stations 11 of selection signal energy intensity transfer of Information Push Server 3 Breath, according to default signal energy intensity and the relation of distance, to calculate this three communication base stations 11 respectively with mobile terminal 10 Distance R1, R2, R3；Then, with three communication base stations 11 it is respectively the center of circle, with mobile terminal 10 with three communication base stations 11 distance R1, R2, R3 draws circle for radius, obtains the position that three round joints are mobile terminal 10.

Information push unit 33 is after identity recognizing unit 31 identifies 10 identity of mobile terminal, assert and accesses the network Mobile terminal 10 is the mobile terminal user for needing to receive related service information, will with reference to the location information of current mobile terminal 10 Related service information near the position is pushed to the mobile terminal 10, for user's access/selection.

For example, a certain bank outlets are located at one layer of certain market, it is respectively equipped at bank outlets hall, doorway and the sales counter One ZigBee communication base station, and there are around the bank outlets Duo Jia markets have advertising campaign (such as " dataller's row card is expired 99 yuan subtract 30 yuan " activity), after entering the efficient communication region of above three communication base station such as a certain mobile terminal, through service Device is verified as potential service user, then Information Push Server 3 can pass through corresponding sales promotion information from the mobile terminal Nearest communication base station is pushed to the mobile terminal, i.e., passes through text prompt user " xx (business on the mobile terminal of the user Family) full 99 yuan of dataller's row card subtracts 30 yuan ".

Current ZigBee wireless networks are added in mobile terminal 10, user handles some business on the mobile terminal 10 When, the data for needing to encrypt or decrypt are sent to financial security chip 1011 by mobile terminal main control MCU 102 by function interface In, computing is then closed inside financial security chip 1011, handling result is sent out into core by function interface after the completion of computing Piece.Under the cooperation of mobile terminal main control MCU 102, the data after these computings are through the Zigbee communication chip in mobile terminal 1012 send, and by Zigbee wireless networks 1 after the forwarding of communication base station 11, information push clothes are transmitted to by control computer 2 Business device 3.The response message of server 3 is transmitted to communication base station 11 through control computer 2, then is transmitted through Zigbee wireless networks 1 On to corresponding mobile terminal 10, mobile terminal main control MCU 102 judges whether also to need financial security chip 1011 after parsing data Processing handles if you need to financial security chip and is then sent to financial security chip 1011, otherwise handled by main control MCU 102.Gold Melt safety chip 1011 and provide safe storage, encryption, decryption and Security Authentication Service for mobile terminal 10, it is new in this practicality The effect of secure storage and secure communication has been primarily served in type embodiment.

Fig. 5 is that the information for the self-organized network safety communication system that the utility model embodiment provides pushes flow chart.Such as Fig. 5 institutes Show, the information push flow of the ad hoc network supplying system mainly includes following steps：

Step 501：For mobile terminal 10 into 1 efficient communication region of Zigbee wireless networks, application access Zigbee is wireless Network 1.

Step 502：Mobile terminal 10 sends the user characteristics being stored in financial security chip 1011 to communication base station 11 The information received is passed to Information Push Server 3 by code, communication base station 11 by control computer 2.

Step 503：Information Push Server 3 is judged after carrying out authentication with mobile terminal apparatus 10 when Forward Dynamic terminal installation user whether be current place potential service object, if being judged as YES, be transferred to step 504 and handle, it is no Step 506 is then transferred to handle.

Step 504：Information Push Server 3 is by 11 feedack of communication base station that control computer 2 is sent to moving Dynamic terminal 10 is accurately positioned.

Step 505：Information Push Server 3 is according to 10 present position of mobile terminal and state, by apart from the shifting Related service information is pushed to mobile terminal 10 by the nearest communication base station 11 of dynamic terminal 10.

Step 506：Information Push Server 3 records the user's characteristic code of mobile terminal 10, is added into blacklist row Judgement no longer is identified to this mobile terminal later in table.

The utility model embodiment is in a creative way by financial security chip together with Zigbee communication integrated chip, design Go out can with other Zigbee equipment from the mobile terminal for forming Zigbee wireless networks, and propose this mobile terminal and Zigbee ad hoc networks are applied to financial services, and safe identification, running fix are provided for mobile terminal user Function, while personalized information service is done to particular customer for service provider, precision marketing is realized, has saved system money Source.The information-pushing method and server of the utility model embodiment offer, mobile terminal and self-organized network communication system have Following advantage：1) safely and fast accurately knowing for identity can be provided to carry the user of mobile terminal described in the utility model embodiment Not；2) it can be to carry the user of mobile terminal before transacting business is prepared close to site, pass through mobile terminal Zigbee wireless networks Network is preengage in advance nearby, saves cabinet face resource；3) when by site, other service locations, service provides mobile terminal user Person can be then timely by financial business and other favor informations to mobile terminal apparatus user security, timely, accurately positioning Mobile terminal user is accurately pushed to by Zigbee wireless networks；4) a small range mobile terminal user can pass through Zigbee Ad hoc network realizes that Community Safety real-time interactive and information are propagated；5) mobile terminal user can be carried out near by Zigbee ad hoc network Distance P2P information securities are transferred, and can realize bidirectional identity authentication；6) financial security chip and Zigbee communication chip is integrated Effectively increase the security to communicate between mobile terminal and server.

Specific embodiment is applied in the utility model to be set forth the principle and embodiment of the utility model, with The explanation of upper embodiment is only intended to help the method and its core concept for understanding the utility model；Meanwhile for this field Those skilled in the art, according to the thought of the utility model, there will be changes, comprehensive in specific embodiments and applications Upper described, this specification content should not be construed as the limitation to the utility model.

Claims (6)

1. a kind of mobile terminal, which is characterized in that the mobile terminal includes secure communication component and main control MCU, the safety Communication component and main control MCU pass through universal asynchronous receiving-transmitting transmitter connection communication；

The secure communication component includes the financial security chip integrated and ZigBee communication chip, the financial security Clock interface, I/O interfaces, the reseting interface of chip connect respectively with the clock interface of ZigBee communication chip, I/O interfaces, reset Mouth is correspondingly connected with；

The ZigBee communication chip sends networking request for ZigBee communication base station outwardly, and is successfully followed by networking Receive the information that Information Push Server is pushed by the ZigBee communication base station；

The financial security chip includes processor and memory, and the memory is demonstrate,proved for storing user characteristic data and number Book；The processor is used for using the digital certificate to encrypted information is needed to be encrypted and/or demonstrate,proved using the number The information that book decrypts needs is decrypted；

Wherein, the networking request includes utilizing the encrypted user characteristics number of the digital certificate by the financial security chip According to.

2. mobile terminal according to claim 1, which is characterized in that the mobile terminal further includes flash memory, static random Access memory, clock unit, entering apparatus and display；

The financial security chip, ZigBee communication chip, flash memory, static RAM, clock unit, entering apparatus And display works respectively with the main control MCU connection communication under the coordination control of the main control MCU；

The flash memory is used to store the code of the main control MCU operation；

The static RAM is used for as the main control MCU interim storage data；

The clock unit is used to provide clock control signal for the main control MCU；

The entering apparatus is used to receive the information that user inputs the mobile terminal；

The display is used to show human-machine interactive information.

3. mobile terminal according to claim 2, which is characterized in that the mobile terminal further includes buzzer, and device is used for Auditory tone cues is provided for the mobile terminal, with the work shape for prompting mobile terminal described in user current.

4. mobile terminal according to claim 2, which is characterized in that the mobile terminal further includes indicator light, for passing through The working condition that light color, the light of indicator light go out bright, light flash to prompt mobile terminal described in user current.

5. mobile terminal according to claim 2, which is characterized in that the entering apparatus includes physical keyboard and/or touches Control screen.

6. according to claim 1-5 any one of them mobile terminals, which is characterized in that the mobile terminal further includes power supply, Required electric energy during for providing operation for various components in the mobile terminal.