CN206312224U - Payment system - Google Patents

Payment system Download PDF

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Publication number
CN206312224U
CN206312224U CN201621078432.5U CN201621078432U CN206312224U CN 206312224 U CN206312224 U CN 206312224U CN 201621078432 U CN201621078432 U CN 201621078432U CN 206312224 U CN206312224 U CN 206312224U
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CN
China
Prior art keywords
payment
terminal
server
cash receiving
receiving terminal
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Active
Application number
CN201621078432.5U
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Chinese (zh)
Inventor
戴亦军
戴友平
戴辉辉
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Shenzhen Vfuchong Technology Co Ltd
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Shenzhen Vfuchong Technology Co Ltd
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Priority to CN201621078432.5U priority Critical patent/CN206312224U/en
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Abstract

The utility model is related to a kind of payment system, including:For initiating to pay the payment terminal of request, the cash receiving terminal asked and verified, and the server paid according to the presence of payment terminal being paid for reception;, by NFC communication, server passes through network connection with payment terminal and cash receiving terminal for payment terminal and cash receiving terminal;Server includes the memory for storing the subscriber identity information and payment information paid in request, detected with for the presence to payment terminal, the processor of corresponding authorization message is obtained according to testing result, memory is electrically connected with the processor, server also includes being communicated with payment terminal when payment terminal is online obtaining the first communication device of authorization message, first communication device is electrically connected with processor, server is also included when payment terminal is offline from the extraction element for paying the request authorized information of extraction, the extraction element is electrically connected with processor, improve the success rate of delivery operation.

Description

Payment system
Technical field
The utility model is related to payment technology field, more particularly to a kind of payment system.
Background technology
Bankcard consumption turns into a kind of important means of payment, and traditional payment system needs guarantee payment terminal or gathering end Hold a side carries out data interaction so as to complete to pay with server online for a long time, once the network of payment terminal or cash receiving terminal goes out Mistake, presence changes, then can not complete to pay, and the success rate of delivery operation is low.
Utility model content
Based on this, it is necessary to for above-mentioned technical problem, there is provided a kind of payment system, include when payment terminal or gathering Terminal corresponding different disposal device in different presences, can improve the operation success rate of payment system.
A kind of payment system, including:For initiating to pay the payment terminal asked, being gone forward side by side for receiving the payment request The cash receiving terminal of row checking, and the server paid according to the presence of payment terminal;The payment terminal and receipts Money terminal passes through network connection by NFC communication, the server with the payment terminal and the cash receiving terminal;The service Device includes the memory for storing the subscriber identity information and payment information paid in request, and for existing to payment terminal Wire state detected, the processor of corresponding authorization message, the memory and the processor are obtained according to testing result Electrical connection, the server also includes being communicated with payment terminal when payment terminal is online and obtains the first communication dress of authorization message Put, the first communication device is electrically connected with processor, the server also includes being asked from payment when payment terminal is offline The extraction element of authorized information is extracted, the extraction element is electrically connected with processor.
Above-mentioned payment system, payment terminal and cash receiving terminal pass through NFC communication, by the first communication device in server And extraction element, no matter whether payment terminal can obtain corresponding authorization message online, so as to complete to pay, improve payment The success rate of operation.
A kind of payment system, including:For initiating to pay the cash receiving terminal asked, asked and root for receiving described payment The payment terminal of request is paid according to the presence forwarding of cash receiving terminal, and the server paid according to payment request; , by NFC communication, the server passes through with the payment terminal and the cash receiving terminal for the payment terminal and cash receiving terminal Network connection;The payment terminal includes for being detected to the presence of cash receiving terminal, the root when cash receiving terminal is online According to the processor for paying acquisition request authorization message;The server is included for storing the merchant identification information paid in request With the memory of payment information, the server also include when cash receiving terminal is offline according to the merchant identification Information Authentication business Family identity, according to the checking device of the authorized information of authentication result, the checking device is electrically connected with the memory.
Above-mentioned payment system, payment terminal and cash receiving terminal pass through NFC communication, by the processor in payment terminal and clothes Checking device in business device, no matter whether cash receiving terminal can obtain corresponding authorization message online, so as to complete to pay, improves The success rate of delivery operation.
Brief description of the drawings
Fig. 1 is the schematic diagram of payment system in one embodiment;
Fig. 2 is the structured flowchart of payment system in one embodiment;
Fig. 3 is the structured flowchart of payment system in another embodiment;
Fig. 4 is the structured flowchart of payment system in further embodiment;
Fig. 5 is the structured flowchart of payment system in another embodiment;
Fig. 6 is the structured flowchart of another payment system in one embodiment;
Fig. 7 is the structured flowchart of another payment system in another embodiment;
Fig. 8 is the structured flowchart of another payment system in another embodiment;
Fig. 9 is the structured flowchart of another payment system in further embodiment.
Specific embodiment
In one embodiment, there is provided a kind of payment system, as shown in figure 1, including payment terminal 10, cash receiving terminal 20th, server 30 and third-party server 40, wherein payment terminal 10 and cash receiving terminal 20 are by NFC point-to-point communications, resource When payment terminal 10 and online resource receiving terminal 20, can be logical by network between server 30 and third-party server 40 Letter.Wherein, payment terminal refers to that resource provides end, such as payment end, including but not limited to mobile phone, ID cards, band NFC (Near Field Communication, the short distance wireless communication technology) function mobile phone, Intelligent worn device etc..Cash receiving terminal refers to that resource is received End, such as gathering end, including but not limited to active RFID (Radio Frequency Identification, radio frequency identification) or nothing Source RFID, NFC mobile phone, NFC terminal device etc..Server is the equipment that service is provided to third party, there is provided services package containing preceding The service of putting, application service, business service, database service etc..
In one embodiment, as shown in Figure 2, there is provided a kind of payment system, system is included for initiating to pay request Payment terminal 110, pay cash receiving terminal 120, the presence according to payment terminal asking and verified for receiving The server 130 for being paid, wherein payment terminal 110 and cash receiving terminal 120, can be in the Hes of payment terminal 110 by NFC communication Cash receiving terminal 120 is internally integrated NFC chip.Server 130 is with payment terminal 110 and cash receiving terminal 120 by network connection, clothes Business device 130 includes the memory 131 for storing the subscriber identity information and payment information paid in request, and for paying The presence of terminal detected, obtains the processor 132 of corresponding authorization message according to testing result, memory 131 with Processor 132 is electrically connected, and server 130 also includes being communicated with payment terminal when payment terminal is online the of acquisition authorization message One communicator 133, first communication device 133 is electrically connected with processor 132, server also include when payment terminal is offline from The extraction element 134 that authorized information is extracted in request is paid, extraction element 134 is electrically connected with processor 132.
Specifically, when needing to be paid, pressing close to another NFC device by a NFC device and triggering, using point-to-point Mode carries out data transmission between two NFC devices, and payment terminal 110 pays request to gathering by the point-to-point transmissions of NFC Terminal 120.Payment includes stored value card payment, the payment of third party's bank paying, mass transit card etc..By the point-to-point transmissions of NFC, energy It is identified and data exchange with compatible equipment in short distance, it is quick and convenient.Pay request and carry the data for paying and needing, Subscriber identity information and payment information including payment terminal 110, subscriber identity information are used to recognize the corresponding use of payment terminal Family identity, can be ID, user resources mark, authorization message etc., and payment information is used for the particular content for describing to pay, bag Include payment, time of payment, the knowledge of flow of payments water gauge, target disbursement account mark etc..
Processor in cash receiving terminal 120 verifies branch by comparing the matching degree of numerical values recited to be paid and ID The condition whether request meets payment is paid, paying in asking can carry target pay mark, such as title of commodity, cash receiving terminal 120 processor obtains the corresponding target of target pay mark according to the pay mark for prestoring and the corresponding relation for paying numerical value Numerical value is paid, judges whether numerical values recited to be paid is consistent with target payment numerical value, if unanimously, be proved to be successful.Such as Fig. 3 Shown, in one embodiment, cash receiving terminal 120 may also include display screen 121, and display pays the corresponding payment information of request, Numerical value to be paid, corresponding payment title are such as shown, cash receiving terminal 120 may also include touch-screen 122, by touch-screen 122 The touch-responsive operation to paying request is received, if confirming operation, is then proved to be successful, otherwise, authentication failed, such as by void Intend " confirmation " button and receive confirmation operation.Cash receiving terminal 120 may also include fourth communication device 123, if authentication failed, can The response of authentication failed is returned to payment terminal 110 by fourth communication device 123, payment terminal 110 may include fifth communication Device 111, when fifth communication device 111 is used to receive the response of authentication failed, resends the payment request of renewal.
Payment terminal 110 temporarily or is chronically at online or off-line state, service probably because the reason such as network error Whether the detection of processor 132 payment terminal 110 in device 130 is online, if online, electricity is sent to first communication device 133 Signal, first communication device 133 is used for the acquisition authorization message that communicated with payment terminal 110 when payment terminal 110 is online, if Offline, then electric signal is sent to extraction element 134, extraction element 134 is used to be extracted from payment request when payment terminal is offline Authorized information, processor 132 sends electric signal according to the presence of payment terminal 110 to different devices, no matter branch Pay whether terminal 110 can complete to pay online, and flexibly selection, improve the success rate of delivery operation.
When payment terminal 110 is online, first communication device 133 can send to authorize to payment terminal 110 and obtain request, branch Paying terminal 110 can receive the authorization message of input, such as fixed password, dynamic password, fingerprint, facial image by input unit Deng used as current grant information, input unit can be camera, keyboard, touch-screen, fingerprint identification device etc..Work as payment terminal 110 can communicate when online with payment terminal 110 obtains authorization message in real time, can obtain the dynamic mandate letter for changing over time Breath, improves the security for paying.
In one embodiment, authorization message includes at least one in encrypted message, biometric information.
Specifically, encrypted message can be random character string, biometric information refers to personal biology characteristics, used as user The mode of unique authentication, including facial video image, fingerprint, sound etc..Finger print information is the corresponding user of resource payment terminal Fingerprint, biometric information is more difficult than password to be replicated, and degree of safety is high, also can simultaneously include encrypted message and biometric information.
When payment terminal 110 is offline, authorization message is obtained by extraction element 134, the authorization message for now obtaining is Unique timeliness, it is used only once, it is impossible to reuse, and authorization message can carry much information, by much information pair The authority of payment is verified, to ensure the validity of licensing process, it is ensured that the security of payment.In resource payment terminal 110 When offline, the authorization message of unique timeliness is just carried when sending and paying request, it is not necessary to authorize letter to payment terminal request again Breath.
Processor 132 in server is additionally operable to carry out resource according to authorization message, subscriber identity information and payment information Numerical value is shifted.
Specifically, the processor 132 in server is electrically connected with memory 131, user's body is first read from memory 131 Part information and payment information, then authorization message is obtained from first communication device 133 or extraction element 134, if internal system Payment, then the power that directly can be paid according to authorization message and subscriber identity information by the processor 132 in server Limit checking, and paid.If necessary to be paid in third party's Resource Server, then server also includes the 6th communication dress Put, authorization message, subscriber identity information and payment information are forwarded to by third party's Resource Server by the 6th communicator, such as Bank server is paid.If authorization message, can be according to disbursement letter to authorize successfully and being matched with subscriber identity information Corresponding payment numerical value is ceased, the numerical value of collecting account is increased into corresponding amount, the numerical value of disbursement account is reduced into corresponding volume Degree, completes to pay.If authorization message do not meet it is pre-conditioned, or with subscriber identity information mismatch, then pay failure, generation Corresponding payment response.
In the present embodiment, payment terminal and cash receiving terminal by NFC communication, by the first communication device in server and Extraction element, no matter whether payment terminal can obtain corresponding authorization message online, so as to complete to pay, improves payment behaviour The success rate of work.
In one embodiment, as shown in figure 4, server 130 also includes the decryption device being decrypted to authorization message 135, decryption device 135 is electrically connected with extraction element 134.
Specifically, when payment terminal 110 is not online, when cash receiving terminal 120 receives payment request, paying what request was carried Authorization message will not show that can only be forwarded directly to server, decryption device 135 is obtained from extraction element 134 for encryption information The authorization message of encryption is decrypted and obtains original authorization message, further according to the checking that original authorization message is paid.Pay Terminal 110 may include encryption chip, and using dynamic token and symmetrically or non-symmetrically encryption technology is encrypted and decrypted, and is made The level of security of payment reaches commercial rank, safe and reliable.
In one embodiment, as shown in figure 5, server 130 also includes sending payment result to the of payment terminal Two communicators 136 and payment result is sent to the third communication device 137 of cash receiving terminal, the secondary communication device 136 Electrically connected with processor 132 with third communication device 137.
Specifically, payment result may include to pay successfully and pay failed message, and according to payment terminal in wire State, selects different advice methods.If payment terminal is online, the processor 132 of server 130 is to secondary communication device 136 Electric signal is sent, directly payment result is sent to payment terminal 110 by secondary communication device 136, if not online, taken The processor 132 of business device 130 sends electric signal to third communication device 137, is sent out payment result by third communication device 137 Cash receiving terminal 120 is delivered to, then payment result is passed through by the point-to-point transmissions of NFC to payment terminal 110 by cash receiving terminal 120.It is logical The presence of payment terminal is crossed, electric signal is sent to different devices so that payment result is not subject to payment terminal in wire The influence of state, can correctly reach payment terminal.
In one embodiment, as shown in Figure 6, there is provided a kind of payment system, including:For initiating to pay the receipts asked Money terminal 220, for receiving the payment terminal for paying request and request being paid according to the forwarding of the presence of cash receiving terminal 220 210, and the server 230 paid according to payment request.Payment terminal 210 and cash receiving terminal 220 pass through NFC communication, Server 230 passes through network connection with payment terminal 210 and cash receiving terminal 220.Payment terminal 210 includes being used for cash receiving terminal Presence detected, when cash receiving terminal 220 is online according to pay acquisition request authorization message processor 211, clothes Business device 230 includes the memory 231 for storing the merchant identification information and payment information paid in request, and server 230 is also Including when cash receiving terminal is offline according to merchant identification Information Authentication merchant identification, according to the authorized information of authentication result Checking device 232, checking device 232 electrically connected with memory 231.
Specifically, when needing to be paid, pressing close to another NFC device by a NFC device and triggering, using point-to-point Mode carries out data transmission between two NFC devices, and cash receiving terminal 220 pays request to payment by the point-to-point transmissions of NFC Terminal 210.Payment includes stored value card payment, the payment of third party's bank paying, mass transit card etc..By the point-to-point transmissions of NFC, energy It is identified and data exchange with compatible equipment in short distance, it is quick and convenient.Pay request and carry the data for paying and needing, Merchant identification information and payment information including cash receiving terminal 220, merchant identification information are the application login accounts in system background Number, wallet account, RFID etc., i.e. system background be used for confirming the unique mark of cash receiving terminal user identity.Payment information is used for The particular content that description pays, including payment, time of payment, the knowledge of flow of payments water gauge, target disbursement account mark etc..
Cash receiving terminal 220 temporarily or is chronically at online or off-line state probably because the reason such as network error, pays Terminal 210 is detected to the presence of cash receiving terminal 220, if online, processor 211 can be according to payment acquisition request Authorization message, it is not necessary to send message to checking device 232, if offline, message is sent to checking device 232.By receiving Whether money terminal 220 decides whether to send message to checking device 232 online, no matter whether cash receiving terminal 220 online can be complete Into payment, and flexibly selection, improve the success rate of delivery operation.
When cash receiving terminal 220 is online, the processor 211 of payment terminal 210 directly can pay according to payment request generation Authorization requests, according to payment authorization acquisition request authorization message, as shown in fig. 7, payment terminal 210 may include input unit 212, Payment authorization request is sent to input unit 212, fixed password, dynamic password, fingerprint, people are obtained by input unit 212 Face image etc., used as authorization message, input unit 212 can be camera, keyboard, touch-screen, fingerprint identification device etc..Work as gathering Terminal 220 can ask to obtain authorization message in real time when online by payment authorization, can obtain the dynamic mandate for changing over time Information, improves the security for paying.Payment terminal 210 may also include display screen 213, show payment information, remind user input Correct authorization message.
If cash receiving terminal 220 is offline, the checking device 232 in server receives message, and checking device 232 reads Merchant identification information in memory 231, and merchant identification is verified, being only verified can just be paid, if checking is not Pass through, then authorization message be characterized as merchant identification checking do not pass through, the processor of subsequent server can not enter according to authorization message Row delivery operation.Merchant identification information can be trade company's coding etc., and memory 231 can store default merchant verification information, such as white List etc., in order to avoid pretending to be the illegal act of businessman to obtain payment, improves the security of payment.
Processor in server is electrically connected with memory 231, and subscriber identity information and branch are first read from memory 231 The information of paying, then authorization message is obtained from checking device 232 or payment request, if the payment of internal system, then can pass through The Authority Verification that processor in server is paid according to authorization message and subscriber identity information, and paid.If Needs paid in third party's Resource Server, then server also include communicator, by communicator by authorization message, Subscriber identity information and payment information are forwarded to third party's Resource Server, and such as bank server is paid.If authorizing letter Cease and match successfully and with subscriber identity information to authorize, then can be according to the corresponding payment numerical value of payment information, by collecting account Numerical value increases corresponding amount, and the numerical value of disbursement account is reduced into corresponding amount, completes to pay.If authorization message does not meet It is pre-conditioned, or mismatched with subscriber identity information, then failure is paid, generate corresponding payment response.
In the present embodiment, payment terminal and cash receiving terminal pass through NFC communication, by the processor in payment terminal and service Checking device in device, no matter whether cash receiving terminal can obtain corresponding authorization message online, so as to complete to pay, improves The success rate of delivery operation.
In one embodiment, as shown in figure 8, server 230 is also included to paying the decryption device that request is decrypted 233, decryption device 233 is electrically connected with memory 231.
Specifically, when cash receiving terminal 220 is not online, when payment terminal 210 receives payment request, paying what request was carried Merchant identification information will not show that can only be forwarded directly to server, decryption device 233 decode obtaining business for encryption information Family identity information, then store in memory 231.Cash receiving terminal 220 may include encryption chip, using dynamic token and symmetrically Or asymmetric encryption techniques are encrypted and decrypted, the level of security of payment is set to reach commercial rank, it is safe and reliable.
In one embodiment, authorization message includes at least one in encrypted message, biometric information.
In one embodiment, as shown in figure 9, server 230 also includes sending payment result to the of payment terminal One communicator 234 and payment result is sent to the secondary communication device 235 of cash receiving terminal, the first communication device 234 Electrically connected with the processor 236 of server with secondary communication device 235.
Specifically, payment result may include to pay successfully and pay failed message, and according to the online of cash receiving terminal 220 State, selects different advice methods.If cash receiving terminal 220 is online, the processor 236 of server 230 is filled to the first communication 234 transmission electric signals are put, is directly sent to cash receiving terminal 220 payment result by first communication device 234, if do not existed Line, then the processor 236 of server 230, will branch by secondary communication device 235 to the transmission electric signal of secondary communication device 235 Pay result to send to payment terminal 210, then payment result is passed through by the point-to-point transmissions of NFC to end of collecting money by payment terminal 210 End 220.By the presence of cash receiving terminal 220, electric signal is sent to different devices so that payment result is not collected money The influence of terminal presence, can correctly reach cash receiving terminal.
Each technical characteristic of embodiment described above can be combined arbitrarily, to make description succinct, not to above-mentioned reality Apply all possible combination of each technical characteristic in example to be all described, as long as however, the combination of these technical characteristics is not deposited In contradiction, the scope of this specification record is all considered to be.
Embodiment described above only expresses several embodiments of the present utility model, and its description is more specific and detailed, But therefore can not be interpreted as the limitation to utility model patent scope.It should be pointed out that for the common skill of this area For art personnel, without departing from the concept of the premise utility, various modifications and improvements can be made, these are belonged to Protection domain of the present utility model.Therefore, the protection domain of the utility model patent should be determined by the appended claims.

Claims (10)

1. a kind of payment system, it is characterised in that the system includes:For initiating the payment terminal of payment request, for connecing Receive the cash receiving terminal for paying and asking and verified, and the service paid according to the presence of payment terminal Device;The payment terminal and cash receiving terminal are by NFC communication, and the server is logical with the payment terminal and the cash receiving terminal Cross network connection;The server includes the memory for storing the subscriber identity information and payment information paid in request, Detected with for the presence to payment terminal, the processor of corresponding authorization message, institute are obtained according to testing result State memory to be electrically connected with the processor, the server also includes the acquisition that communicated with payment terminal when payment terminal is online The first communication device of authorization message, the first communication device is electrically connected with processor, and the server is also included when payment From the extraction element for paying the request authorized information of extraction when terminal is offline, the extraction element is electrically connected with processor.
2. system according to claim 1, it is characterised in that the authorization message includes that encrypted message, bio-identification are believed At least one in breath.
3. system according to claim 1, it is characterised in that the payment terminal includes ID cards, NFC mobile phone, intelligently wears At least one in equipment is worn, the cash receiving terminal is included in active RFID device, passive RFID device, NFC terminal device It is at least one.
4. system according to claim 1, it is characterised in that the server also includes what is be decrypted to authorization message Decryption device, the decryption device is electrically connected with the extraction element.
5. system according to claim 1, it is characterised in that the server also includes sending payment result to payment The secondary communication device of terminal and payment result is sent to the third communication device of cash receiving terminal, the secondary communication device and Third communication device is electrically connected with processor.
6. a kind of payment system, it is characterised in that the system includes:For initiating to pay the cash receiving terminal asked, for connecing Receive the payment request and the payment terminal of request is paid according to the forwarding of the presence of cash receiving terminal, and asked according to payment The server for being paid;The payment terminal and cash receiving terminal by NFC communication, the server and the payment terminal and The cash receiving terminal passes through network connection;The payment terminal includes for being detected to the presence of cash receiving terminal, when According to the processor for paying acquisition request authorization message when cash receiving terminal is online;The server is included for storing payment request In merchant identification information and payment information memory, the server also include when cash receiving terminal is offline according to the business Family identity information checking merchant identification, according to the checking device of the authorized information of authentication result, the checking device with The memory electrical connection.
7. system according to claim 6, it is characterised in that the server is also included to paying what request was decrypted Decryption device, the decryption device is electrically connected with the memory.
8. system according to claim 6, it is characterised in that the authorization message includes that encrypted message, bio-identification are believed At least one in breath.
9. system according to claim 6, it is characterised in that the server also includes sending payment result to payment The first communication device of terminal and payment result is sent to the secondary communication device of cash receiving terminal, the first communication device and Secondary communication device is electrically connected with the processor of server.
10. system according to claim 6, it is characterised in that institute's payment terminal includes that ID cards, NFC mobile phone, intelligence are dressed At least one in equipment, the cash receiving terminal include active RFID device, passive RFID device, NFC terminal device in extremely Few one kind.
CN201621078432.5U 2016-09-23 2016-09-23 Payment system Active CN206312224U (en)

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Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108564363A (en) * 2018-02-28 2018-09-21 阿里巴巴集团控股有限公司 A kind of transaction processing method, server, client and system
CN109146501A (en) * 2018-09-27 2019-01-04 努比亚技术有限公司 A kind of method, terminal and the computer readable storage medium of voice encryption payment
CN109919625A (en) * 2019-03-01 2019-06-21 深圳市沃特沃德股份有限公司 Intelligent payment method, device, computer equipment and storage medium
CN110659869A (en) * 2019-08-14 2020-01-07 深圳壹账通智能科技有限公司 Online service processing method, system, computer equipment and storage medium
CN111192043A (en) * 2018-11-14 2020-05-22 中国移动通信集团安徽有限公司 Payment method, payment terminal and payment system
CN112036896A (en) * 2020-09-07 2020-12-04 泉州市好米创芯智能科技有限公司 Payment chip-based internet of things payment method and system
CN113383356A (en) * 2019-05-08 2021-09-10 深圳市欢太科技有限公司 Offline payment method and device, electronic equipment and storage medium
CN113496019A (en) * 2021-09-08 2021-10-12 环球数科集团有限公司 Account number authority control system compatible with online and offline

Cited By (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108564363A (en) * 2018-02-28 2018-09-21 阿里巴巴集团控股有限公司 A kind of transaction processing method, server, client and system
WO2019165875A1 (en) * 2018-02-28 2019-09-06 阿里巴巴集团控股有限公司 Transaction processing method, server, client, and system
CN108564363B (en) * 2018-02-28 2020-10-13 阿里巴巴集团控股有限公司 Transaction processing method, server, client and system
CN109146501A (en) * 2018-09-27 2019-01-04 努比亚技术有限公司 A kind of method, terminal and the computer readable storage medium of voice encryption payment
CN111192043A (en) * 2018-11-14 2020-05-22 中国移动通信集团安徽有限公司 Payment method, payment terminal and payment system
CN109919625A (en) * 2019-03-01 2019-06-21 深圳市沃特沃德股份有限公司 Intelligent payment method, device, computer equipment and storage medium
CN113383356A (en) * 2019-05-08 2021-09-10 深圳市欢太科技有限公司 Offline payment method and device, electronic equipment and storage medium
CN113383356B (en) * 2019-05-08 2024-04-02 深圳市欢太科技有限公司 Offline payment method and device, electronic equipment and storage medium
CN110659869A (en) * 2019-08-14 2020-01-07 深圳壹账通智能科技有限公司 Online service processing method, system, computer equipment and storage medium
CN112036896A (en) * 2020-09-07 2020-12-04 泉州市好米创芯智能科技有限公司 Payment chip-based internet of things payment method and system
CN113496019A (en) * 2021-09-08 2021-10-12 环球数科集团有限公司 Account number authority control system compatible with online and offline

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