CN204347886U - Chip card - Google Patents
Chip card Download PDFInfo
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- CN204347886U CN204347886U CN201520040030.5U CN201520040030U CN204347886U CN 204347886 U CN204347886 U CN 204347886U CN 201520040030 U CN201520040030 U CN 201520040030U CN 204347886 U CN204347886 U CN 204347886U
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Abstract
The utility model embodiment provides a kind of chip card, and this chip card comprises: be packaged with noncontact inductive coil in the card of chip card, quickly compress switch, safety chip controller and intelligent chip, quickly compresses switch, for disconnecting or closed noncontact inductive coil; Noncontact inductive coil quick compress switch close time disconnect, quick compress switch open time formed closed-loop path, set up communication channel by radiowave and terminal device; Safety chip controller, the transaction request that receiving terminal apparatus sends, and transaction request is transmitted to described intelligent chip; Intelligent chip carries out the operation corresponding to transaction according to described transaction request.Because program user can the financial payment operating right of control chip card, thus improve the security of chip card offline electronic payment.
Description
Technical field
The utility model relates to chip card technical field, particularly a kind of chip card.
Background technology
The security of chip card is high, have powerful extendability and many applications, chip card technology obtains promotion and application in the every field that financial telecommunications, public transport, medical insurance social security, education, the tax, road and bridge parking management, communication and logistics, gate inhibition's security etc. are closely bound up with life.In order to easy to use, the chip card of a lot of industry all supports the rapid payment mode exempting to sign a bill or exempt to input password, especially a large amount of chip card used in the industries such as public transport, mobile payment, high-speed railway.This chip card encapsulates the electronic tag of band antenna usually in common card, electronic cash is stored in card, can not by server authentication on network during use, but adopt the mode of off-line to pay, thus substantially increase payment speed, but there will be in the actual use of this card holder swipe the card mode improper cause chip card to repeat to deduct fees or chip card unintentionally near machine for punching the card by the situation of brushing by mistake, cause holder's monetary losses, lawless person is even had to utilize this leak malice to use mobile POS near holder, cause chip card brush or the robber's brush by mistake to holder, affect holder's fund security.
In addition, having the chip card of offline electronic payment function at present, is all the pattern taking stored value card substantially, this pattern, because carry out offline electronic payment, cannot go up server authentication password, so once loss just cannot be reported the loss, in card, fund is also easily usurped by other people, affects holder's fund security.
Utility model content
The utility model embodiment provides a kind of chip card, to improve the security of chip card offline electronic payment.This chip card comprises: be packaged with noncontact inductive coil in the card of chip card, quickly compress switch, safety chip controller and intelligent chip, wherein, describedly quickly compressing switch, being connected with described noncontact inductive coil, for disconnecting or closed described noncontact inductive coil; Described noncontact inductive coil, for described quick compress switch close time disconnect, described quick compress switch open time formed closed-loop path, set up communication channel by radiowave and terminal device; Described safety chip controller, is connected with described noncontact inductive coil, for receiving the transaction request that described terminal device sends, and described transaction request is transmitted to described intelligent chip; Described intelligent chip, for carrying out the operation corresponding to transaction according to described transaction request.
In one embodiment, described quick compressing switch compresses switch for button is quick, press described quick compress switch after, described quick compressing switch stays open state, and described noncontact inductive coil is kept closed; When again press described quick compress switch after, the described quick maintenance closed condition that compresses switch, described noncontact inductive coil remains open state.
In one embodiment, describedly quickly compress switch as touch-tone quick the compressing switch that automatically reset, press described quick when compressing switch, described quick compressing switch stays open state, described noncontact inductive coil is kept closed, stop pressing described quick when compressing switch, described quick compressing switch automatically resets as closed condition, and described noncontact inductive coil automatically resets the state of being off.
In one embodiment, also comprise: input equipment, be connected with described safety chip controller, for receiving the human body biological characteristics of user's input; Described quick compressing switch comprises: Acquisition Circuit, is connected with described input equipment, for gathering the human body biological characteristics of user's input; Comparer, whether the human body biological characteristics for the human body biological characteristics with storage that compare collection is consistent; Trigger, for when the human body biological characteristics gathered is consistent with the human body biological characteristics of storage, triggers described quick compressing switch and opens.
In one embodiment, also comprise: display, be connected with described safety chip controller, the operation information corresponding to transaction that the human body biological characteristics of user's input, the comparative result of described comparer and the described intelligent chip that receive for showing described input equipment carry out.
In one embodiment, also comprise: power supply, be connected with described safety chip controller, for being described safety chip controller, described input equipment and described monitor power supply.
In the utility model embodiment, by the quick disconnection that controls noncontact inductive coil or closed that compresses switch, quick compress switch close time, noncontact inductive coil disconnects, and cannot set up communication channel, cannot realize transactional operation by radiowave and terminal device; Quick compress switch open time noncontact inductive coil form closed-loop path, noncontact inductive coil sets up communication channel by radiowave and terminal device, the transaction request that receiving terminal apparatus sends, and transaction request is transmitted to intelligent chip, and then intelligent chip can carry out the operation corresponding to transaction according to transaction request.Achieving user can by controlling the quick closedown compressed switch and the financial payment operating right opening control chip card, such as when user does not use chip card, user can control quick compress switch into close, to avoid the mistake brush of chip card or to steal brush, compared with the offline electronic payment technology of prior art chips card, improve the security of chip card offline electronic payment.
Accompanying drawing explanation
Accompanying drawing described herein is used to provide further understanding of the present utility model, forms a application's part, does not form restriction of the present utility model.In the accompanying drawings:
Fig. 1 is the circuit structure diagram of a kind of chip card that the utility model embodiment provides;
Fig. 2 is the outside drawing of a kind of chip card that the utility model embodiment provides.
Embodiment
For making the purpose of this utility model, technical scheme and advantage clearly understand, below in conjunction with embodiment and accompanying drawing, the utility model is described in further details.At this, exemplary embodiment of the present utility model and illustrating for explaining the utility model, but not as to restriction of the present utility model.
Inventor finds, the low reason of prior art chips card offline electronic payment security is that chip card is all adopt the offline electronic payment mode exempting to sign a bill or exempt to input password, therefore the chip card that a kind of user of proposition can operate the financial payment authority of chip card is considered, to improve the security of chip card offline electronic payment.
Based on this, in the utility model embodiment, provide a kind of chip card, as shown in Figure 1, this chip card comprises: be packaged with noncontact inductive coil 06 in the card of chip card, quickly compress switch 07, safety chip controller 02 and intelligent chip 01, wherein,
Describedly quickly compressing switch 07, being connected with described noncontact inductive coil 06, for disconnecting or closed described noncontact inductive coil;
Described noncontact inductive coil 06, for described quick compress switch close time disconnect, described quick compress switch open time formed closed-loop path, set up communication channel by radiowave and terminal device;
Described safety chip controller 02, is connected with described noncontact inductive coil, for receiving the transaction request that described terminal device sends, and described transaction request is transmitted to described intelligent chip;
Described intelligent chip 01, for carrying out the operation corresponding to transaction according to described transaction request.
Known as shown in Figure 1, in the utility model embodiment, by the quick disconnection or closed controlling noncontact inductive coil that compresses switch, quick compress switch close time, noncontact inductive coil disconnects, and cannot set up communication channel, cannot realize transactional operation by radiowave and terminal device; Quick compress switch open time noncontact inductive coil form closed-loop path, noncontact inductive coil sets up communication channel by radiowave and terminal device, the transaction request that receiving terminal apparatus sends, and transaction request is transmitted to intelligent chip, and then intelligent chip can carry out the operation corresponding to transaction according to transaction request.Achieving user can by controlling the quick closedown compressed switch and the financial payment operating right opening control chip card, such as when user does not use chip card, user can control quick compress switch into close, to avoid the mistake brush of chip card or to steal brush, compared with the offline electronic payment technology of prior art chips card, improve the security of chip card offline electronic payment.
During concrete enforcement, said chip card can directly add the quick structure compressed switch based on existing chip card and realize, namely the noncontact inductive coil in said chip card, safety chip controller and intelligent chip are all structures of the prior art, just structurally make improvement, in noncontact inductive coil, access quick compressing switch, control the disconnection of noncontact inductive coil and close.
During concrete enforcement, described quick compressing switch 07 can compress switch for button is quick, press described quick compress switch after, described quick compressing switch stays open state, and described noncontact inductive coil is kept closed; When again press described quick compress switch after, the described quick maintenance closed condition that compresses switch, described noncontact inductive coil remains open state.Described quick compressing switch can also be touch-tone quick the compressing switch that automatically reset, press described quick when compressing switch, described quick compressing switch stays open state, described noncontact inductive coil is kept closed, stop pressing described quick when compressing switch, described quick compressing switch automatically resets as closed condition, and described noncontact inductive coil automatically resets the state of being off.Such as, only pin when concluding the business and quickly compress switch 07, noncontact inductive coil 06 just can close, and has concluded the business, and decontrols quickly to compress switch 07, and noncontact inductive coil 06 automatically resets the state of being off.
During concrete enforcement, safer in order to conclude the business, above-mentioned quick compressing switch 07 can also be controlled by human body biological characteristics, as shown in Figure 1, said chip card also comprises: input equipment 03, is connected with described safety chip controller, for receiving the human body biological characteristics of user's input; Above-mentioned quick compressing switch 07 comprises: Acquisition Circuit, is connected with input equipment, for gathering the human body biological characteristics (such as, fingerprint) of user's input; Comparer, whether the human body biological characteristics for the human body biological characteristics with storage that compare collection is consistent; Trigger, for when the human body biological characteristics gathered is consistent with the human body biological characteristics of storage, triggers described quick compressing switch and opens.Concrete, above-mentioned Acquisition Circuit is by being connected with input equipment, gather the human body biological characteristics of user's input, whether the human body biological characteristics that comparer compares collection is consistent with the human body biological characteristics of storage, the human body biological characteristics stored can be holder, when making to be only holder's input human body biological characteristics, trigger just triggers described quick compressing switch and opens, and input equipment can be touch-type input device.
Check intuitively for the ease of user and examine the human body biological characteristics of input, in the present embodiment, as shown in Figure 1, chip card also comprises: display 04 (such as, display screen), be connected with described safety chip controller 02, for showing the human body biological characteristics of user's input that described input equipment receives, the comparative result of described comparer (such as, display result is that the human body biological characteristics gathered is consistent with the human body biological characteristics of storage, or show inconsistent) and described intelligent chip carry out to the corresponding operation information of transaction (such as, can show and carry out transactional operation, or display cannot carry out the information such as transactional operation).
While the security of raising chip card offline electronic payment, be convenient to again user and check the surface structure of the chip card of input information and operating result as shown in Figure 2.
During concrete enforcement, as shown in Figure 1, described chip card also comprises: power supply 05, is connected with described safety chip controller 02, for being described safety chip controller, described input equipment and described monitor power supply.This power acquisition intelligent chip 01 accepts the modes such as external power source charging or solar recharging.
In the utility model embodiment, the noncontact inductive coil of chip card sets up communication channel by radiowave and terminal device, the transaction request that the communication channel receiving terminal apparatus that the safety chip controller of chip card is set up by noncontact inductive coil sends, and transaction request is transmitted to intelligent chip, the transaction request that communication module forwards to receive safety chip controller is provided with in this intelligent chip, and described transaction request is transmitted to transaction modules, transaction modules then reads the default financial payment switch mark stored in financial application module according to transaction request, and when judging default financial payment switch mark for opening, chip card is allowed to conclude the business, otherwise, chip card is not allowed to conclude the business, achieve user can carry out control chip card financial payment operating right by arranging default financial payment switch mark, such as after user does not use chip card or chip card is lost, default financial payment switch mark can be set to close by user, to avoid the mistake brush of chip card or to steal brush, compared with the offline electronic payment technology of prior art chips card, improve the security of chip card offline electronic payment.
The foregoing is only preferred embodiment of the present utility model, be not limited to the utility model, for a person skilled in the art, the utility model embodiment can have various modifications and variations.All within spirit of the present utility model and principle, any amendment done, equivalent replacement, improvement etc., all should be included within protection domain of the present utility model.
Claims (6)
1. a chip card, is characterized in that, comprising: be packaged with noncontact inductive coil in the card of chip card, quickly compress switch, safety chip controller and intelligent chip, wherein,
Describedly quickly compressing switch, being connected with described noncontact inductive coil, for disconnecting or closed described noncontact inductive coil;
Described noncontact inductive coil, for described quick compress switch close time disconnect, described quick compress switch open time formed closed-loop path, set up communication channel by radiowave and terminal device;
Described safety chip controller, is connected with described noncontact inductive coil, for receiving the transaction request that described terminal device sends, and described transaction request is transmitted to described intelligent chip;
Described intelligent chip, for carrying out the operation corresponding to transaction according to described transaction request.
2. chip card as claimed in claim 1, is characterized in that, described quick compressing switch compresses switch for button is quick, press described quick compress switch after, described quick compressing switch stays open state, and described noncontact inductive coil is kept closed; When again press described quick compress switch after, the described quick maintenance closed condition that compresses switch, described noncontact inductive coil remains open state.
3. chip card as claimed in claim 1, it is characterized in that, describedly quickly compress switch as touch-tone quick the compressing switch that automatically reset, press described quick when compressing switch, described quick compressing switch stays open state, and described noncontact inductive coil is kept closed, and stops pressing described quick when compressing switch, described quick compressing switch automatically resets as closed condition, and described noncontact inductive coil automatically resets the state of being off.
4. chip card as claimed in claim 1, is characterized in that, also comprise:
Input equipment, is connected with described safety chip controller, for receiving the human body biological characteristics of user's input;
Described quick compressing switch comprises:
Acquisition Circuit, is connected with described input equipment, for gathering the human body biological characteristics of user's input;
Comparer, whether the human body biological characteristics for the human body biological characteristics with storage that compare collection is consistent;
Trigger, for when the human body biological characteristics gathered is consistent with the human body biological characteristics of storage, triggers described quick compressing switch and opens.
5. chip card as claimed in claim 4, is characterized in that, also comprise:
Display, is connected with described safety chip controller, the operation information corresponding to transaction that the human body biological characteristics of user's input, the comparative result of described comparer and the described intelligent chip that receive for showing described input equipment carry out.
6. chip card as claimed in claim 5, is characterized in that, also comprise:
Power supply, is connected with described safety chip controller, for being described safety chip controller, described input equipment and described monitor power supply.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520040030.5U CN204347886U (en) | 2015-01-21 | 2015-01-21 | Chip card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520040030.5U CN204347886U (en) | 2015-01-21 | 2015-01-21 | Chip card |
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| CN204347886U true CN204347886U (en) | 2015-05-20 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201520040030.5U Active CN204347886U (en) | 2015-01-21 | 2015-01-21 | Chip card |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104598956A (en) * | 2015-01-21 | 2015-05-06 | 中国工商银行股份有限公司 | Chip card and working method thereof |
| CN109919282A (en) * | 2019-02-28 | 2019-06-21 | 金邦达有限公司 | Smart card and smart card operation method |
-
2015
- 2015-01-21 CN CN201520040030.5U patent/CN204347886U/en active Active
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104598956A (en) * | 2015-01-21 | 2015-05-06 | 中国工商银行股份有限公司 | Chip card and working method thereof |
| CN109919282A (en) * | 2019-02-28 | 2019-06-21 | 金邦达有限公司 | Smart card and smart card operation method |
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