CN202650136U - Mobile payment system - Google Patents
Mobile payment system Download PDFInfo
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- CN202650136U CN202650136U CN 201220250398 CN201220250398U CN202650136U CN 202650136 U CN202650136 U CN 202650136U CN 201220250398 CN201220250398 CN 201220250398 CN 201220250398 U CN201220250398 U CN 201220250398U CN 202650136 U CN202650136 U CN 202650136U
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- ldap
- transaction processing
- web server
- portable terminal
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Abstract
The utility model discloses a mobile payment system, which comprises a mobile terminal, a cashier terminal, a WEB server, a positioning server, a LDAP server, a transaction processing server, and a core data server, wherein a main LDAP server and a secondary LDAP server are connected to form the LDAP server; the mobile terminal is connected with the WEB server via a wireless gateway; the WEB server and the cashier terminal are connected via a network; the WEB server is further respectively connected with the positioning server, the main LDAP server and the transaction processing server; the transaction processing server is connected with the core data server; and the transaction processing server is further connected with banking front-end servers. With the mobile payment system disclosed by the utility model, a user can perform the payment anytime, anywhere and to anyone, and security and convenience are provided
Description
Technical field
The utility model belongs to payment technology, particularly a kind of mobile-payment system.
Background technology
Mobile payment has greatly made things convenient for the consumer with people's payment settling mode whenever and wherever possible, a kind of payment scheme of the POS of the Unionpay machine that is different from brush bank card of cheapness is also craved for very much by businessman simultaneously, and except payment function, can also provide the platform of linking up with the consumer, thereby promote the sales volume.
The utility model content
The purpose of this utility model is to provide a kind of mobile-payment system, and the user can whenever and wherever possible with people's payment, have safety and convenience.
The technical solution that realizes the utility model purpose is: a kind of mobile-payment system, comprise portable terminal, cashier terminal, the WEB server, location-server, ldap server, transaction processing server, the core data server, ldap server is by main ldap server, the secondary ldap server connects and composes, described portable terminal is connected with the WEB server by radio network gateway, this WEB server is connected by network with cashier terminal, this WEB server also with location-server, main ldap server and transaction processing server connect respectively, transaction processing server is connected with the core data server, and described transaction processing server also is connected with the banking front server.
The utility model compared with prior art, its remarkable advantage: use portable terminal to send transaction request to the WEB server, the WEB server is notified transaction processing server immediately, transaction processing server sends to portable terminal by the WEB server portable terminal number, time, the numeric string that serial number and random number form, portable terminal according to this numeric string in the screen display bar code, cashier terminal utilizes connected picture pick-up device to scan this bar code and obtains numeric string, send this numeric string by the WEB server to transaction processing server more subsequently, verify the legitimacy of this numeric string by transaction processing server after, send the relevant information of this transaction by the WEB server to portable terminal, after portable terminal is confirmed this transaction, transaction processing server gets access to the affirmation information of portable terminal subsequently by the WEB server, subsequently the consumption amount of money, the Bank Account Number of the Bank Account Number of portable terminal correspondence and cashier terminal correspondence sends to the banking system at the Bank Account Number place of portable terminal correspondence, require banking system to draw fund in the bank account that the button portable terminal number has according to the consumption amount of money, and wait receives the object information that banking system is processed, and the information exchange after processing is crossed the WEB server send to respectively portable terminal and cashier terminal, simultaneously this Transaction Information is stored into the core data server, therefore the user can whenever and wherever possible with people's payment, have safety and convenience.
Below in conjunction with accompanying drawing the utility model is described in further detail.
Description of drawings
Fig. 1 is the organigram of the utility model mobile-payment system.
Embodiment
As shown in Figure 1, the utility model mobile-payment system, comprise portable terminal, cashier terminal, the WEB server, location-server, ldap server, transaction processing server, the core data server, ldap server is by main ldap server, the secondary ldap server connects and composes, described portable terminal is connected with the WEB server by radio network gateway, described WEB server is connected by network with cashier terminal, described WEB server also with location-server, main ldap server and transaction processing server connect respectively, wherein main ldap server also is connected with the secondary ldap server, transaction processing server is connected with the core data server, and described transaction processing server also is connected with the banking front server.
Described portable terminal such as mobile phone, notebook, panel computer and vehicle-mounted computer, described cashier terminal such as mobile phone, notebook, panel computer, common PC and common cashier's machine, all move the payment application software in described portable terminal and the described cashier terminal, this software can be by terminal and WEB server generation communication, the numerical generation bar code that this software can also send over according to the WEB server perhaps utilizes the camera that connects with the terminal picture to scan and identify numerical value corresponding to bar code.
Described WEB server is with portable terminal, cashier terminal generation communication; With the location-server communication, set up Location Request and send it to location-server, then accept the location from location-server and reply; With the ldap server communication, Web server forms the LDAP services request and sends to ldap server according to positional information and user's selection, and receives the response of LDAP; With the transaction processing server communication, Web server is given transaction processing server according to positional information and user ID formation payment services request Concurrency, and the response of reception transaction processing server, the relevant bank account capital of wait transaction processing server is drawn the button object information, and returns this information to portable terminal, cashier terminal; Wait for that transaction processing server returns numeric string, and return numeric string to portable terminal, cashier terminal.
Described location-server provides customer position information.Described ldap server, keeping all position-based mobile payments required information, these information can distributed storage in a plurality of servers, each server may only be in charge of the information in a certain market or a certain zone; The LDAP central server is waited for by the WEB server according to positional information and the formed LDAP request of user selection.Return to the WEB server after in database, searching processing.If this server can not find the information that satisfies request condition, then request is transferred in second ldap server that is linked with central server.
Described transaction processing server, the terminal number that passes over according to the WEB server, time and random number form initiates transaction request, and the serial number that generates in conjunction with transaction processing server again is the generating digital string again, and returns to the WEB server; The numeric string that the user who passes over according to the WEB server obtains by scanning, whether exist at this numeric string of database lookup, and judge further whether before the deadline it, if invalidly return error reason to the WEB server, otherwise require the WEB server to send the trade confirmation request to portable terminal, if this moment, amount was larger, also need the user to input trading password, after standby communication terminal was confirmed this transaction, transaction processor generated transaction id according to numeric string immediately; With the communication of core data server, according to transaction id store transaction relevant information, and revise stateful transaction corresponding to transaction id;
With the communication of banking server, bank account corresponding to portable terminal corresponding to transaction id, the consumption amount of money, account and exchange hour that cashier terminal is corresponding are sent to the banking server, and wait banking server is drawn the object information of button fund, and revise stateful transaction information corresponding to transaction id, again the object information of drawing the button fund is returned to the WEB server subsequently.Described all transaction data of core data server keeping; The data corresponding with transaction id are provided.
Find the flow process of businessman in the payment process of the present utility model: the user sends request by the application program on the portable terminal to the WEB server, comprises username and password, or the facial characteristics value that goes out of application computes, also has telephone number.The retrieval of WEB server through database judges whether to exist this user, if validated user to location-server request and recording user current location, and receives the positional information that location-server returns.WEB server notification user has successfully logged in and has allowed the further proposition of user to want the Business Information of searching.Web server forms the LDAP services request and sends ldap server according to positional information and user's selection, and ldap server is searched the information that satisfies user's request in database, and by Web server relevant information is sent to the user.If ldap server does not find the content that satisfies condition in the honeycomb scope of user place, then search for adjacent honeycomb, if do not find yet, just reply relevant information to the user.
The user finds businessman according to the map, the Business Information of checking, and application program sends to ldap server by the WEB server and checks information request, and LDAP obtains the phase letter information according to Merchant ID and finally turns back in the application program by the WEB server.
Claims (3)
1. mobile-payment system, it is characterized in that comprising portable terminal, cashier terminal, the WEB server, location-server, ldap server, transaction processing server, the core data server, ldap server is by main ldap server, the secondary ldap server connects and composes, described portable terminal is connected with the WEB server by radio network gateway, this WEB server is connected by network with cashier terminal, this WEB server also with location-server, main ldap server and transaction processing server connect respectively, transaction processing server is connected with the core data server, and described transaction processing server also is connected with the banking front server.
2. mobile-payment system according to claim 1 is characterized in that portable terminal is mobile phone, notebook, panel computer or vehicle-mounted computer.
3. mobile-payment system according to claim 1 is characterized in that cashier terminal is mobile phone, notebook, panel computer, common PC or common cashier's machine.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201220250398 CN202650136U (en) | 2012-05-30 | 2012-05-30 | Mobile payment system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201220250398 CN202650136U (en) | 2012-05-30 | 2012-05-30 | Mobile payment system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN202650136U true CN202650136U (en) | 2013-01-02 |
Family
ID=47419206
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 201220250398 Expired - Fee Related CN202650136U (en) | 2012-05-30 | 2012-05-30 | Mobile payment system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN202650136U (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104243619A (en) * | 2014-10-17 | 2014-12-24 | 上海瀚银信息技术有限公司 | Distributed mobile payment system |
| CN106487943A (en) * | 2016-03-09 | 2017-03-08 | 林圣凱 | Shopping at network data area divides management system |
-
2012
- 2012-05-30 CN CN 201220250398 patent/CN202650136U/en not_active Expired - Fee Related
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104243619A (en) * | 2014-10-17 | 2014-12-24 | 上海瀚银信息技术有限公司 | Distributed mobile payment system |
| CN104243619B (en) * | 2014-10-17 | 2017-07-07 | 上海瀚银信息技术有限公司 | A kind of distributed mobile-payment system |
| CN106487943A (en) * | 2016-03-09 | 2017-03-08 | 林圣凱 | Shopping at network data area divides management system |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| ASS | Succession or assignment of patent right |
Free format text: FORMER OWNER: DONG YOUFU LEI YINGKE Effective date: 20130117 |
|
| C41 | Transfer of patent application or patent right or utility model | ||
| C53 | Correction of patent for invention or patent application | ||
| CB03 | Change of inventor or designer information |
Inventor after: Wang Long Inventor before: Wang Long Inventor before: Dong Youfu Inventor before: Lei Yingke |
|
| COR | Change of bibliographic data |
Free format text: CORRECT: INVENTOR; FROM: WANG LONG DONG YOUFU LEI YINGKE TO: WANG LONG |
|
| TR01 | Transfer of patent right |
Effective date of registration: 20130117 Address after: 210002 Jiangsu city of Nanjing Province four village 3 Village Holford Lane 8 Building Room 706 Patentee after: Wang Long Address before: 210002 Jiangsu city of Nanjing Province four village 3 Village Holford Lane 8 Building Room 706 Patentee before: Wang Long Patentee before: Dong Youfu Patentee before: Lei Yingke |
|
| C17 | Cessation of patent right | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20130102 Termination date: 20140530 |