CN202394310U - Payment device and payment system - Google Patents
Payment device and payment system Download PDFInfo
- Publication number
- CN202394310U CN202394310U CN2011205514713U CN201120551471U CN202394310U CN 202394310 U CN202394310 U CN 202394310U CN 2011205514713 U CN2011205514713 U CN 2011205514713U CN 201120551471 U CN201120551471 U CN 201120551471U CN 202394310 U CN202394310 U CN 202394310U
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- payment
- audio
- portable terminal
- communication interface
- frequency information
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Abstract
The utility model is suitable for the field of electronics, and provides a payment device and a payment system. The device comprises a payment body, a microprocessor, a communication interface and an audio frequency receiving-transmitting module, wherein both the audio frequency receiving-transmitting module and the communication interface are connected with the microprocessor. The technical scheme provided by the utility model has the advantage of high safety.
Description
Technical field
The utility model belongs to electronic applications, relates in particular to a kind of payment mechanism technology.
Background technology
Along with making rapid progress of science and technology and enriching of means of payment, the mobile payment mode is more and more accepted by everybody, utilizes portable terminal to do and receives single and payment; Reduced trade company's cost, smart mobile phone and PAD product become the optimal platform of mobile payment, read equipment at the corresponding magnetic card of increase; Behind the IC read-write equipment, smart mobile phone just becomes a complete POS machine, because traditional P OS machine is because volume is big; Be inconvenient to carry, serious region is arranged, add complex structure, reason that cost is high; Seriously restricting the development of paying by mails and popularize, this proposition a kind of based on the password input of mobile phone mobile payment and the method for signing a bill combines mobile phone to accomplish mobile payment well; Solved the shortcoming of conventional P OS machine, the development that more helps paying by mails and popularizing; The technical scheme of existing mobile phone mobile payment has adopted and on mobile phone, has inputed password, and through the relevant transaction voucher of external bluetooth printer prints, after the holder signed and confirms, transaction was accomplished after transaction was accomplished.Password input mode is inconvenient in this mode of doing business; Also have special-purpose code keypad to input password unlike conventional P OS simultaneously, the holder is perhaps peeped owing to worry to have in the smart mobile phone wooden horse and virus to monitor the keyboard input; And cause the leakage of password, cause security to reduce.
The utility model content
The purpose of the utility model is to provide a kind of payment mechanism, is intended to solve the low problem of security in the prior art.
On the one hand, the utility model provides a kind of payment mechanism, and said device comprises:
Payment body, microprocessor, communication interface and audio frequency transceiver module; Wherein, this audio frequency transceiver module, communication interface all are connected with microprocessor.
Optional, communication interface is specially: USB interface or earphone interface.
On the other hand, the utility model provides a kind of payment system, and said system comprises: payment mechanism, portable terminal and intelligent payment platform;
Wherein, payment mechanism comprises: microprocessor, communication interface and audio frequency transceiver module; Payment mechanism is connected with portable terminal through communication interface;
This payment mechanism is specially: the payment mechanism that user's audio-frequency information is sent to portable terminal through the audio frequency transceiver module;
Portable terminal is specially: the portable terminal that this audio-frequency information is sent to intelligent payment platform;
This intelligence payment platform is specially: the intelligent payment platform that the checking result of this audio-frequency information is returned to portable terminal.
Optional, said portable terminal comprises: first ultrasonic module, this first ultrasonic module specifically can be for sending to this audio-frequency information first ultrasonic module of intelligent payment platform with ultrasound mode.
Optional, said intelligent payment platform specifically comprises: second ultrasonic module, this second ultrasonic module are specially second ultrasonic module that the checking result of audio-frequency information is returned to portable terminal with ultrasonic power.
The utility model compared with prior art; Beneficial effect is: owing in the technical scheme of the utility model the audio frequency transceiver module is set on payment mechanism; Replace the mode of traditional keyboard input password through the mode of audio authentication; Because audio frequency has not reproducible advantage, so it has safe advantage.
Description of drawings
The structural drawing of the payment mechanism that Fig. 1 provides for the utility model;
The structural drawing of the payment system that Fig. 2 provides for the utility model.
Embodiment
For the purpose, technical scheme and the advantage that make the utility model is clearer,, the utility model is further elaborated below in conjunction with accompanying drawing and embodiment.Should be appreciated that specific embodiment described herein only in order to explanation the utility model, and be not used in qualification the utility model.
The utility model provides a kind of payment mechanism, and this device is as shown in Figure 1, comprising: payment body 11, microprocessor 12, communication interface 13 and audio frequency transceiver module 14; Wherein, this audio frequency transceiver module 14, communication interface 13 all are connected with microprocessor 12.
The payment mechanism that the utility model provides increases after the audio frequency transceiver module 14; The user can (can be portable terminal, also can be other platform at communication interface 13 and payment platform through audio frequency transceiver module 14 admission users' audio-frequency information; Panel computer for example; PC, server etc.) can verify the user through audio-frequency information after connecting, because everyone audio-frequency information all is unique, so verify the security that can improve payment mechanism through audio-frequency information.
Optional, above-mentioned communication interface 13 specifically can be USB interface or earphone interface.Certainly in actual conditions, also other interfaces can be set, for example WIFI, bluetooth, contactless communication etc.
The utility model also provides a kind of payment system, and this system is as shown in Figure 2, comprising: payment mechanism 21, portable terminal 22 and intelligent payment platform 23;
Wherein, payment mechanism 21 comprises: microprocessor, communication interface and audio frequency transceiver module; Payment mechanism 21 is connected with portable terminal 22 through communication interface, and this payment mechanism specifically can be the payment mechanism 21 that user's audio-frequency information is sent to portable terminal 22 through the audio frequency transceiver module;
Portable terminal 22 specifically can be the portable terminal 22 that this audio-frequency information sent to intelligent payment platform 23;
This intelligence payment platform 23 specifically can be the intelligent payment platform 23 that the checking result of this audio-frequency information returned to portable terminal 22.
Optional; Above-mentioned portable terminal 22 can comprise: first ultrasonic module; This first ultrasonic module specifically can be for sending to first ultrasonic module of intelligent payment platform 23 with this audio-frequency information with ultrasound mode, and the pattern through ultrasonic transmission can further improve security.
Optional above-mentioned intelligent payment platform 23 specifically can comprise: second ultrasonic module, this second ultrasonic module specifically can be for returning to the checking result of audio-frequency information second ultrasonic module of portable terminal 22 with ultrasonic power.
The above is merely the preferred embodiment of the utility model; Not in order to restriction the utility model; Any modification of being done within all spirit and principles at the utility model, be equal to replacement and improvement etc., all should be included within the protection domain of the utility model.
Claims (5)
1. a payment mechanism is characterized in that, said device comprises:
Payment body, microprocessor, communication interface and audio frequency transceiver module; Wherein, this audio frequency transceiver module, communication interface all are connected with microprocessor.
2. device according to claim 1 is characterized in that, said communication interface is specially: USB interface or earphone interface.
3. a payment system is characterized in that, said system comprises: payment mechanism, portable terminal and intelligent payment platform;
Wherein, payment mechanism comprises: microprocessor, communication interface and audio frequency transceiver module; Payment mechanism is connected with portable terminal through communication interface;
This payment mechanism is specially: the payment mechanism that user's audio-frequency information is sent to portable terminal through the audio frequency transceiver module;
Portable terminal is specially: the portable terminal that this audio-frequency information is sent to intelligent payment platform;
This intelligence payment platform is specially: the intelligent payment platform that the checking result of this audio-frequency information is returned to portable terminal.
4. system according to claim 3 is characterized in that, said portable terminal comprises: first ultrasonic module, this first ultrasonic module specifically can be for sending to this audio-frequency information first ultrasonic module of intelligent payment platform with ultrasound mode.
5. system according to claim 3 is characterized in that, said intelligent payment platform specifically comprises: second ultrasonic module, this second ultrasonic module are specially second ultrasonic module that the checking result of audio-frequency information is returned to portable terminal with ultrasonic power.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011205514713U CN202394310U (en) | 2011-12-26 | 2011-12-26 | Payment device and payment system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011205514713U CN202394310U (en) | 2011-12-26 | 2011-12-26 | Payment device and payment system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN202394310U true CN202394310U (en) | 2012-08-22 |
Family
ID=46669217
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2011205514713U Expired - Lifetime CN202394310U (en) | 2011-12-26 | 2011-12-26 | Payment device and payment system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN202394310U (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104869490A (en) * | 2014-02-21 | 2015-08-26 | 中国银联股份有限公司 | Remote payment method based on wireless earphone with mobile payment function |
-
2011
- 2011-12-26 CN CN2011205514713U patent/CN202394310U/en not_active Expired - Lifetime
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104869490A (en) * | 2014-02-21 | 2015-08-26 | 中国银联股份有限公司 | Remote payment method based on wireless earphone with mobile payment function |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CP03 | Change of name, title or address |
Address after: Guangdong Nanshan District street of Shenzhen city in Guangdong province 518000 software industry base in Shenzhen, fifth building room 505 Patentee after: Shenzhen box Mdt InfoTech Ltd Address before: 518000 Guangdong city of Shenzhen province Nanshan District high in the four Longtaili No. 30 building 501-B Patentee before: Shenzhen Iboxpay Information Technology Co.,Ltd. |
|
| CP03 | Change of name, title or address | ||
| CX01 | Expiry of patent term |
Granted publication date: 20120822 |
|
| CX01 | Expiry of patent term |