CN202049510U

CN202049510U - Bank card device having display function

Info

Publication number: CN202049510U
Application number: CN2011200549311U
Authority: CN
Inventors: 郭志弘
Original assignee: Enmen Science & Technology Co Ltd
Current assignee: Amen Technologies Co., Ltd.
Priority date: 2011-03-04
Filing date: 2011-03-04
Publication date: 2011-11-23
Anticipated expiration: 2021-03-04

Abstract

The utility model relates to a bank card device having a display function, which belongs to the field of electron products. A user is provided with mediums such as an electron deposit book, an electron wallet, a credit card, a non-contact card, and a safety mechanism mainly through the information link between a bank card and a bank terminal, wherein the bank card includes a safety unit for authentication mechanism of a bank terminal, and a card mechanism unit connected to the bank card, thus the user can carry out transaction through the bank card, and carry out authentication to the bank terminal through the bank card.

Description

Bank card device with a display func

Technical field

The utility model relates to electrical type, for a kind of bank card device with a display func is provided, especially refer to a kind ofly can directly learn authentication password, and import response cryptogram and be shown in bank card device with a display func on the display unit by the display unit on the bank card.

Background technology

At present, currency is general to be the year that has of row, the currency that has wherein also comprised many different denominations, and in the time must spending the huge amount of money, unavoidably carry a large amount of currency on one's body, not only cause inconvenient walking, gain in weight, take Bao Bao space and increase personal security's danger especially, therefore, in order to solve this kind puzzlement, partly develop a kind of so-called plastic money in banking institution, promptly be referred to as bank card, can directly swipe the card by bank card consumption person, promptly confirm to withhold in the remote bank part, strictly speaking, correct flow process is: the consumer who holds bank card swipes the card to the commodity of desire purchase, and the card-punching system random number is reportedly transported to the bank card center of bank's end server, do mandate by the hair fastener center again, withhold immediately, then dial in person and carry out at line justification, to inform to the consumer via the personnel of bank.

Yet, carry out the online necessary operation of confirming as, but spent human cost also is quite huge considerable, the consumer who holds bank card is how to countless, this kind very poor with efficient, not only inefficiency, waste and consume human cost especially.

The utility model content

Fundamental purpose of the present utility model is to provide a kind of bank card device with a display func, be available for users to hold the information of carrying out to link with bank, for example: electronic bankbook, stored value card, credit card, non-card, the security mechanism of connecing, it also is quite huge considerable solving the existing existing human cost that expends of bank card, how the consumer who holds bank card is to countless, but very poor with efficient, not only inefficiency, waste and consume the problem of human cost especially.

The utility model mainly includes a safe unit and a card mechanism unit that is connected with this safe unit, this card mechanism unit pack has been drawn together a display unit, one push-button unit and at least one information output/input unit that electrically connects with this display unit, by this, user's available information output/input unit is concluded the business, and this trading message promptly is transferred into bank end withhold etc. (or other business) of concluding the business, and transaction finish after promptly again passback give authentication password of user and be shown on the display unit, and the user can import authentication password on the display unit by push-button unit, and safe unit is accepted and produced a response cryptogram simultaneously and is passed to bank's end and holds its user to receive this message with notifying bank.

The utility model specifically comprises:

One and one bank end carries out bank's card that information links;

One safe unit that is incorporated on this bank's card and is used for bank's end is authenticated;

The one card mechanism unit that is incorporated on bank's card and electrically connects and provide user and bank end to carry out the information binding with safe unit.

Wherein this card mechanism unit pack contains a display unit, one and this display unit push-button unit and at least one information output/input unit that electrically connect;

Wherein this safe unit is the safe unit that meets the bank card standard;

Wherein this bank card applies to electronic bankbook, stored value card, credit card, non-card, the security mechanism of connecing;

Wherein this security mechanism is one-time password sign indicating number, scrambler or U shield;

Wherein this information output/input unit is magnetic stripe, IC chip or the non-induction interface that connects.

Advantage of the present utility model is: the user not only can use bank's card to conclude the business, more can carry out the authentication of security mechanism by this bank's card, can't and be stored in the progressive to some extent and difference of the technology that operates on bank's card with the card mechanism unit with safe unit in the past, after reaching the utility model and concluding the business by bank's card, through bank's end passback one authentication password and be shown on the display unit, produce response cryptogram by safe unit and return bank's end by the input of card mechanism unit again to finish the progressive of authentication formality.

Description of drawings

Fig. 1 is the calcspar of the utility model preferred embodiment.

Fig. 2 is the enforcement synoptic diagram of the utility model preferred embodiment.

Embodiment

As shown in Figure 1, be the calcspar of the utility model preferred embodiment, find out that by knowing among the figure the utility model mainly comprises:

One can hold 10 to carry out bank's card 20 that information links with a bank, and this bank's card 20 can apply to electronic bankbook, stored value card, credit card, non-card, the security mechanism of connecing, and this security mechanism is one-time password sign indicating number, scrambler or U shield;

One is incorporated on this bank's card 20 and is used for bank end 10 safe units that authenticate 21, and this safe unit 21 is for meeting the safe unit 21 of bank card standard;

The one card mechanism unit 22 that is incorporated on bank's card 20 and electrically connects with safe unit 21, this card mechanism unit 22 provides user and bank end 10 information of carrying out to link, and this card mechanism unit 22 include a display unit 221, one with push-button unit 222 and at least one information output/input unit 223 of these display unit 221 electric connections.

By above-mentioned structure, composition design, be described as follows with regard to use situation of the present utility model now:

Shown in accompanying drawing 1 and accompanying drawing 2, calcspar and enforcement synoptic diagram for the utility model preferred embodiment, find out by knowing among the figure, this bank's card 20 is available for users to 30 and links with bank end 10 information of carrying out, as electronic bankbook, stored value card, credit card, the non-card that connects, security mechanism, and this bank's card 20 mainly includes a safe unit 21 and a card mechanism unit 22 that is connected with this safe unit 21, this card mechanism unit 22 includes a display unit 221, one push-button unit 222 and at least one information output/input unit 223 that electrically connects with this display unit 221, by this, user's 30 available information output/input units 223 are concluded the business, and this trading message promptly is transferred into bank end 10 and carries out business processing and (as withhold, amount of money inquiry etc.), and transaction finish after promptly again passback give authentication password of user and be shown on the display unit 221, and the user can import authentication password on the display unit 221 by push-button unit 222, safe unit 21 is accepted and is produced a response cryptogram simultaneously and is passed to bank end 10 and received this message with end 10 its users of notifying bank, all must adopt the mutual authentication mode to authenticate in the past, so, can directly hold 10 to carry out the synchronous authentication mechanism of both sides with bank by above-mentioned member by bank's card 20.

Claims

1. a bank card device with a display func is characterized in that comprising: bank's card that one and one bank end carries out the information binding; One safe unit that is incorporated on this bank's card and is used for bank's end is authenticated; The one card mechanism unit that is incorporated on bank's card and electrically connects and provide user and bank end to carry out the information binding with safe unit.

2. bank card device with a display func according to claim 1 is characterized in that: wherein this card mechanism unit pack contains a display unit, one and this display unit push-button unit and at least one information output/input unit that electrically connect.

3. bank card device with a display func according to claim 2 is characterized in that: wherein this information output/input unit is magnetic stripe, IC chip or the non-induction interface that connects.