CN201117013Y - Integration device for internet system - Google Patents
Integration device for internet system Download PDFInfo
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- CN201117013Y CN201117013Y CNU2007201432652U CN200720143265U CN201117013Y CN 201117013 Y CN201117013 Y CN 201117013Y CN U2007201432652 U CNU2007201432652 U CN U2007201432652U CN 200720143265 U CN200720143265 U CN 200720143265U CN 201117013 Y CN201117013 Y CN 201117013Y
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Abstract
The utility model relates to an integral device of an internet system of a financial credit intermediary, which is designed for financial intermediary of a market body. The integral device is characterized in that the integral device comprises at least one intermediary block (1), wherein the intermediary block (1) is connected with at least one creditor block (2) and/or at least one client block (3) and/or at least one bank block (4) through a transmission pathway (6), the bank block (4) is mutually connected with at least one creditor block (2) and /or at least one client block (3) on one side through the transmission pathway (6), and the client block (3) is connected with at least one creditor block (2) through the transmission pathway (6).
Description
Technical field
The present technique solution relates to a kind of integrating device of internet system.
Background technology
At present, carry out the granting of financial credit by the personal contact of borrowing and lending, described borrowing and lending is got in touch by intermediary in some cases.The disadvantage of this solution is not have any space and loan availability that is used for numerous personnel, and interest rate is very high, in most of the cases, is not accepted by the debit.This hampers the high-level efficiency development in market and the running of article and service.The solution of knowing in addition is described in the patent document P No.284504 of the Slovakia that is entitled as " about carry out the system of the electronics cashless buying of article and service by card ", and it has required the utility model application of Czech
The right of priority of No.8804-98, it comprises bank's operating block, described bank operating block is connected with the credit card holder piece by credit card, with by having this seller operator piece of seller operator piece checking, send the data of available article and service, and this credit card holder piece is connected with this seller operator piece, described seller operator piece one side is used credit card and this bank's operating block interconnection, and the described seller operator of opposite side piece provides square to be connected with article or service at least.The disadvantage of this solution is the fact in the field of its inapplicable money advance intermediary.
The famous solution of another one is provided by the Slovakia patented claim PP No.1441-2003 that is entitled as " equipment that is suitable for the payment security system of micropayment " that has announced, it comprises 3 or more a plurality of subset, and these secondary device are implemented the down auxiliary of specialised hardware equipment or by computing machine and its program separately, by computing machine and its program separately, one of them above-mentioned subset is used as in some cases provides some to consider the supplier of item information, next subset can make client buy and intermediary message, and the 3rd subset makes the supvr can keep clients account.All shown participants can be connected with other participants by communication network, the currency that the large-scale one-way hash function value of password is used to guarantee to participate in the agency of transaction is transferred accounts and is authorized, and by escape way, the initialization of payment system is without any need for preparation.In addition, the password " public key approaches " of the distribution secret information of announcing is down auxiliary between the agency, need only operation, any follow-up transaction only needs to calculate some Hash functional value, the device that its generation is used for efficiently, cheapness contacts with micropayment.The disadvantage of this solution is used in the field of the intermediary that only is limited in purchase and payment information for it.
Next technical solution is provided by the Slovakia patented claim PP No.746-2003 of disclosed being entitled as " the communication common implementing of cooperative venture ", and it requires two Czech patents application PP
The right of priority of No.2002-3265 and PP No.2002-13521, its virtual private net system according to supplier's transmission communal facility sets up.Each position on the overall provider interface of VPN in private area is connected with local computer network.These ingredients produce especially the internal communication network at the cooperative venture of sharing the service of corporate communication communal facility.The disadvantage of this solution is the intermediary field that it is not suitable for money advance and article are bought and the fact in the intermediary field that service provides.
The Slovakia patented claim PP No.1165-2000 that is entitled as " in disburser and beneficiary, handling the payment and the system of transaction and the method for handling these payments " that another solution is being announced, it requires Spain patented claim PP No.200000724, the right of priority of PP No.200001573 and PP No.200001574.Described disburser and beneficiary use first server to be connected to described system, and described first server is connected with first equipment by telecommunication media, and described first equipment is used for storing data, comprise relevant each disburser's information that is connected.These information comprise the telephone number of approval at least, the authorization criteria of approval transaction and the safety standard of distributing to the approval telephone number, and each beneficiary's approval identification code; Second equipment is used to store the data of relevant each telephone number, comprises the information of relevant digital mobile phone type; Selecting arrangement is used to select one of them auxiliary telecommunication apparatus of communicating by letter with digital mobile phone down in telecommunications service, described digital mobile phone is discerned by the telephone number of approval, because digital mobile phone is identified, the digital mobile phone of described telecommunication service and given type is compatible.The disadvantage of this solution is that it is not suitable for the intermediary field of money advance, and the fact in the intermediary field of service is bought and provided to article.
Another solution is described in the Slovakia patented claim PP No.596-2000 that is entitled as " about the ecommerce of anonymous shopping and anonymous seller delivery " that announces, it requires the right of priority of U.S. Patent application PP No.60/099152, wherein the article of buying from seller/retailer's server are delivered by computing machine, do not need open client identity and his/her actual address, each client identity authentication and actual address are distributed to described computing machine by some link informations that are kept in the fail-safe computer.These computing machines may be reliable supplier's the computing machine or the computing machine of bank, wherein the client computer anonymity is connected on the server of selling principal computer, buyer can order any article, and underground his true identity or actual address, the retailer hands to public conveyer with described article.Article are contained in the parcel that provides transaction identification symbol and customer address.This method, public conveyer uses transaction identification sign indicating number and customer address to obtain the information of relevant client identity and address from reliable supplier's computing machine, and he can send to parcel client's actual address.The disadvantage of this solution is only applicable to the fact in returnable purchase field for it.
Next solution is described in the Slovakia patented claim PP No.1426-1997 that is entitled as " electronic-monetary system " that has announced, and it requires the right of priority of U.S. Patent application PP No.08/427287.In this system, bank and financial institution are connected to currency and produce equipment, and the electronic money that it is used to produce and provide to subscribing the client comprises electronic money and electronic credit mandate that forced deposit is supported; Receive and distribute the agent bank of electronic money; The employed a plurality of traction equipments that are used for the store electrons currency of signatory are used for carrying out moneytary operations with the on-line system of the bank that participates in, or exchange electronic money with other traction equipments in offline transactions, and this does not need to be connected with central computer; With the auto-teller that distribution and agent bank are associated, be used to manage business and mentioned traction equipment is connected to described distribution and agent bank, and be used between distribution and agent bank self, connecting; The clearing bank is used to settle accounts the temporary money account of the different banks of issue; Data communication network is used for communication service is offered all system components; And safety practice, be used to keep the integrality of system, and be used in system, detecting personation and distorting.The specific embodiment of described invention comprises the customer service module, and described customer service resume module currency is lost statement, and account is connected to the currency module so that bank's visit to be provided.The disadvantage of this technical solution is that it is not suitable for the intermediary of money advance, and the intermediary field of service is bought or provided to article.
The solution that the next one is known is at the patented claim PP of the Czech that is entitled as " method and apparatus that carries out electronic transaction " that has announced
Be described among the 2002-744, it requires U.S. Patent application PP No.1999151880, PP No.1999164668, PP No.1999 165577, right of priority with No.2000 201635, wherein electronic transaction is a purchase-transaction, simultaneously provide smart code to the user, for example chip card includes digital certificate, wherein smart code keeps the method for All Activity to authorize on the server of network with representative of consumer, and wallet server associating security server is so that provide the reliability and the credibility of enhancing at trading time period.This wallet server comprises toolbar, and digital wallet is filled up a form, and described form can be filled in advance by the item in the use automated storage and finish.The disadvantage of this solution is that it is only applicable to return the fact in purchase field.
Next solution is the patented claim PP No.2000-4781 of the Czech of announced being entitled as " payment system of empirical tests ", it requires the right of priority of U.S. Patent application PP No.1998089825, wherein VPS (payment system of empirical tests) provides intermediary for all participants in safe electronic and numeral transaction, and this VPS comprises guarantor's Accreditation System of empirical tests, can make the private registered of the identification safety that becomes, checking and payment client and seller's data.This VPS also comprises payment system, comprises bank and checking record generator, and the checking record generator is used to produce the checking record of relevant associated electrical/numeral transaction.In addition, the checking record is addressable to the participant of all electronic/digital transaction; System is embodied in the personal network and goes back a large amount of hub/converter that is connected with seller, client and payment system.These hub/converters are equipped with the device of selling the client that advocates peace that is used for VPS system independent communication, they also have registed authorization, guarantee to specify which hub/converter to support that client's registration service, and shown Secure Transaction above the intermediary, and do not need directly communication between the participant.The disadvantage of this solution is its intermediary field that is not suitable for money advance and buys the goods and the fact that the intermediary field of service is provided.
Next solution be the Czech that is entitled as " between current interconnective participant, carrying out the integrated of commercial intermediary system and public communication network " that has announced the described solution of patented claim PP No.2000-4103---it is made up of a series of networked users equipment, described subscriber equipment also is connected with center system, wherein, central equipment comprises central annotations database, described then central annotations database links to each other with user's database of items of the subscriber equipment of all actual interconnect of note at an output terminal, and described database produces user's database of items with the database that information strengthens.At second input end, existence is connected with search module, and search module links to each other with the display module of search at next output terminal.The central database of note is in the display module interconnection of its output terminal and search, described central annotations database strengthens database at its second output terminal with the information of other subscriber equipment and links to each other, and the clauses and subclauses of described another subscriber equipment show in the search display module.The latter uses the clauses and subclauses and the operational module interconnection of being searched at its output terminal, and the generation of user's articles database and clauses and subclauses and administration module interconnection, described clauses and subclauses generation and administration module are at its output terminal and clauses and subclauses produce and the display module interconnection of management.The disadvantage of this solution is that it is only applicable to the purchase field of information, products ﹠ services.
New solution is described in the patented claim PP No.2000-3501 of Czech of disclosed being entitled as " system schemes of ecommerce and visit information source, products ﹠ services ".In this system, there is the close network that comprises one group of server, described close network is built into separate network, described separate network is guaranteed and the environment communication, and interface is that all internal customers service provides under the condition of part, guarantees client access is carried out intermediary and assurance by the described separate network of interface, and described close network environment is made up of the server that is arranged in structure, wherein, central server is placed on the top of close network.Minimally, nationwide server and server operator form lower rank, and server operation person communicates with the client and is connected.Method by special use; be software solution, hardware solution and method for organizing; described interface constitutes user environment, and wherein intermediary's visit is the non-direct connection between client and the source, and intermediary's visit is by the module and the generation of client's security module of protection interface.The disadvantage of this solution is its intermediary field that is not suitable for money advance and purchase article or the fact in the intermediary field of service is provided.
Another known solution is the patented claim PP No.1998-598 of Czech that is entitled as " having the improved anonymous business system that enters price commitment (price offer) feature " of having announced, it requires the right of priority of U.S. Patent application PP No.1995002856, wherein, in entering all price commitment of anonymous computing machine business system, whether system description expects that described price commitment is important clauses and subclauses in main point of sale, and if this is the case, described notifications are made the businessman of price commitment.Important point of sale is expressed as advantageously the number percent greater than the suitable business cooperation person who describes in advance, the credit side holds consultation with described suitable business cooperation person on bilateral basis, and suitable business cooperation person's number percent is greater than 25%, wherein in replaceable scheme, suitable business cooperation person stipulates market management person, described price commitment is from described market management person, graphic presentation notice is relevant can settle accounts the price commitment of how many point of sales to accept to be concerned about preferably, and/or numeral is presented among the suitable business cooperation person of predetermined number or number percent and may be the price of relevant entry.The disadvantage of this solution is that it is only applicable to the fact in the purchase field of article and service.
The utility model content
The solution that the utility model proposed is used for financial credit, buys article and the integrating device of internet system of the intermediary of service is provided by what design for main market players, can solve the shortcoming of above-mentioned prior art effectively.Essence of the present utility model is to be made of intermediary's piece on this solution bottom line, described intermediary piece is by transmission channel and at least one credit side's piece and/or bank's piece interconnection, and/or with at least one supplier's piece and/or at least one safe block and/or at least one external port and/or the interconnection of at least one client's piece, described client's piece is by transmission channel and at least one checking piece interconnection, and described checking piece verifies that by transmission channel and at least one piece and/or at least one supplier's piece and/or at least one intermediary's piece are connected.
Favourable part is at least one client's piece by transmission channel and at least one credit side's piece and/or at least one supplier's piece and/or the interconnection of at least one safe block, and described safe block is by transmission channel and at least one credit side's piece and/or the interconnection of at least one supplier's piece.
According to solution of the present utility model, the integrating device of the internet system of the intermediary of the financial credit that designs by the financial intermediary for main market players also can be removed described shortcoming effectively.Its essence is the design that described solution is made of at least one intermediary's piece, described intermediary piece is by transmission channel and at least one credit side's piece and/or at least one client's piece and/or at least one bank's piece interconnection, described bank piece one side is connected with at least one credit side's piece and/or at least one client's piece by transmission channel, and described client's piece is connected with at least one credit side's piece by transmission channel.
Favourable part is at least one client's piece by the interconnection of transmission channel and at least one checking piece, and the checking piece is connected by transmission channel and at least one credit side's piece and/or at least one bank's piece and/or at least one intermediary's piece.
According to solution of the present utility model, the client identity verification system that provides financial credit to design for main market players is the design that is made of client's piece on its bottom line, described client's piece is by transmission channel and the interconnection of at least one supplier's piece, described client identity verification system is by transmission channel and at least one checking piece interconnection, described checking piece is connected with at least one supplier's piece by transmission channel, described supplier's piece is by transmission channel and at least one bank's piece interconnection, and described bank piece is by transmission channel and the interconnection of at least one client's piece.
Favourable part is that at least one supplier's piece and/or at least one client's piece are by transmission channel and the interconnection of at least one credit side's piece, described credit side's piece is by transmission channel and at least one bank's piece interconnection, and described bank piece is by transmission channel and the interconnection of at least one client's piece.
Description of drawings
Main solution will be by accompanying drawing 1,2,3 and 4 and illustrate in greater detail by embodiment given below.
The diagram of the device of the internet system of the intermediary that is used for financial credit that designs for main market players that provides according to one embodiment of present invention is provided Fig. 1;
Fig. 2 is used for financial credit, buys article and the diagram of device of internet system of the intermediary of service is provided for what main market players designed for what provide according to one embodiment of present invention;
Fig. 3 is the device of the internet system of the checking client identity that financial credit is provided at main market players designs;
The integrating device of the internet system of the checking client identity that Fig. 4 designs for offering a loan at main market players.
Embodiment
According to Fig. 1, the device of the internet system of the intermediary that is used for financial credit that designs for main market players that provides according to one embodiment of present invention is provided, it is formed by credit side's piece 2, i.e. financial credit supplier's terminal.Credit side's piece 2 is by transmission channel 6 and 1 interconnection of intermediary's piece, and described intermediary piece 1 is the registration control port of intermediary.From opposite side, described intermediary piece 1 is by transmission channel 6 and 3 interconnection of client's piece, and described client's piece 3 is client's a terminal.Described intermediary piece 1 links to each other by the intermediary accounting module 41 of transmission channel 6 with bank piece 4 from opposite side, and described intermediary accounting module 41 is the account of described intermediary.By the described bank piece 4 of banking computer terminal is made of intermediary's accounting module 41 of interconnection and entry on credit side module 42 and client's accounting module 43.Described client's accounting module 43 is by transmission channel 6 and described client's piece 3 interconnection.Described entry on credit side module 42 is by transmission channel 6 and described credit side's piece 2 interconnection.Described intermediary book keeping operation piece 41 links to each other with intermediary piece 1 by described transmission channel 6.Described intermediary book keeping operation piece 41 is connected with described credit side's piece 2 by transmission channel 6.Described intermediary book keeping operation piece 41 is connected with client's piece 3 by described transmission channel 6.
According to Fig. 1, for the device of the internet system of the intermediary that is used for financial credit that designs for main market players that provides is according to one embodiment of present invention formed promptly described financial credit supplier's terminal by credit side's piece 2.Described credit side's piece 2 is by transmission channel 6 and 5 interconnection of checking piece, and described client's confidence level is discerned and verified to described checking piece 5.Described then credit side's piece 2 is by transmission channel 6 and 1 interconnection of intermediary's piece, and described intermediary piece 1 is the registration-control port of intermediary.Described intermediary piece 1 further is connected with described checking piece 5 by described transmission channel 6.Described intermediary piece 1 is connected with client's piece 3 by transmission channel 6 from opposite side, and described client's piece 3 is client's a terminal.Described client's piece 3 is connected with described checking piece 5 by transmission channel 6 from next side, and described client's confidence level is discerned and verified to described checking piece 5.Described intermediary piece 1 is connected by the intermediary accounting module 41 of described transmission channel 6 with bank piece 4 from opposite side, and described intermediary accounting module 41 is the account of intermediary.Be the described bank piece 4 of the banking computer terminal intermediary's accounting module 41 by interconnection, entry on credit side module 42 and client's accounting module 43 are created.Described client's accounting module 43 is connected with described client's piece 3 by described transmission channel 6.Described entry on credit side module 42 is connected with credit side's piece 2 by described transmission channel 6.Described intermediary book keeping operation piece 41 is connected with described intermediary piece 1 by transmission channel 6.Described intermediary book keeping operation piece 41 is connected with described credit side's piece 2 by described transmission channel 6.Described intermediary book keeping operation piece 41 is connected with described client's piece 3 by described transmission channel 6.
According to Fig. 2, be used for financial credit, buy article and the device of internet system of the intermediary of service is provided for what main market players designed for what provide according to one embodiment of present invention, it is formed by credit side's piece 2, i.e. financial credit supplier's terminal.Described credit side's piece 2 is by transmission channel 6 and 1 interconnection of intermediary's piece, and described intermediary piece 1 is registration-control port.Described credit side's piece 2 is by described intermediary piece 1 and 3 interconnection of client's piece, and described client's piece 3 is the terminals to the interesting individual of the financial credit that is used to buy package tour.Described intermediary piece 1 is connected with checking piece 5 by transmission channel 6 from opposite side, and described checking piece 5 is identical with the terminal of identification and checking solvency.From an other side, described intermediary piece 1 is by transmission channel 6 and 8 interconnection of supplier's piece, and described supplier's piece 8 is terminals of travel agent.By transmission channel 6 and safe block 9 interconnection, described safe block 9 is terminals of lawyer office from the described intermediary of other side piece 1, and what contract of guarantee concerned fulfils.From opposite side, described intermediary piece 1 links to each other with external block 7 by transmission channel 6.Described external block 7 is supplier's the terminals with external data base of financial credit supplier and service and article providers.Described intermediary piece 1 is connected with bank piece 4 by transmission channel 6 from opposite side, and described bank piece 4 is terminals of described bank.Described bank piece 4 comprises intermediary's accounting module 41, entry on credit side module 42, outside accounting module 47, safe accounting module 48 and client's accounting module 43 of interconnection.The described intermediary accounting module 41 that equals the account of intermediary is connected with intermediary piece 1 by transmission channel 6.For described client's accounting module 43 of customer account by described transmission channel 6 and 3 interconnection of client's piece.Passing through transmission channel 6 for the described entry on credit side module 42 of described credit entry is connected with described credit side's piece 2.For the described outside accounting module 47 of external data base supplier account links to each other with described external block 7 by transmission channel 6.Described supplier's accounting module 48, promptly the account of described travel agency is connected with described supplier's piece 8 by transmission channel 6.Described supplier's piece 8 is connected with described safe block 9 by transmission channel 6.This safe block 9 is connected with described credit side's piece 2 by described transmission channel 6.Described credit side's piece 2 is by transmission channel 6 and described intermediary accounting module 41 mutual connections.This intermediary's accounting module 41 is by described transmission channel 6 and described client's piece 3 interconnection.Described client's piece 3 is connected with described client's accounting module 43 by transmission channel 6.Described intermediary accounting module 41 is connected with described checking piece 5 by described transmission channel 6.This checking piece 5 is connected with described client's piece 3 by described transmission channel 6.Described checking piece 5 is connected with described credit side's piece 2 by transmission channel 6 from opposite side then.Described checking piece 5 is connected with described supplier's piece 8 by transmission channel 6 from opposite side.Described intermediary accounting module 41 is connected with described external block 7 by transmission channel 6.Described intermediary accounting module 41 is connected with described supplier's piece 8 by transmission channel 6.Described supplier's piece 8 is by transmission channel 6 and described safe block 9 interconnection.Described safe block 9 is from opposite side and 2 interconnection of described credit side's piece.Described safe block 9 is from next side and 3 interconnection of described client's piece.
According to Fig. 2, be used for financial credit, buy article and the integrating device of internet system of the intermediary of service is provided for what main market players designed for what provide according to one embodiment of present invention, it is formed by credit side's piece 2, promptly described financial credit supplier's terminal.Described credit side's piece 2 is by transmission channel 6 and 1 interconnection of intermediary's piece, and described intermediary piece is a registration-control port.Described credit side's piece 2 is by intermediary's piece 1 and 3 interconnection of client's piece, and described client's piece 3 be client's a terminal, and described client is interested in to the financial credit that is used to buy real estate.Described intermediary piece 1 is connected with checking piece 5 by transmission channel 6 from opposite side, and described checking piece 5 is the terminal as identification and checking confidence level.Described intermediary piece 1 is connected with supplier's piece 8 by transmission channel 6 from next side, and described supplier's piece 8 is terminals of real estate agents merchant.Described intermediary piece 1 is connected with safe block 9 by transmission channel 6 from next side, and described safe block 9 is to guarantee the terminal of the distrainer office of the debt repayment that based on contract concerns.Described intermediary piece 1 is connected with external block 7 by transmission channel 6 from next side, and described external block 7 is supplier's the terminal that comprises the external data base of financial credit supplier and service and article providers.Described intermediary piece 1 is connected with bank's piece 4 of the terminal that is bank by transmission channel 6 from opposite side.Described bank piece 4 is created by intermediary's accounting module 41, entry on credit side mould 42, outside accounting module 47, safe accounting module 48 and client's accounting module 43 of interconnection.The described intermediary accounting module identical with the account of intermediary 41 is connected with described intermediary piece 1 by transmission channel 6.For described client's accounting module 43 of customer account is connected with described client's piece 3 by 6 by transmission.Passing through transmission channel 6 for the described entry on credit side module 42 of credit entry is connected with described credit side's piece 2.For the described outside accounting module 47 of external data base supplier account is connected with described external block 7 by transmission channel 6.For described supplier's accounting module 48 of real estate agents merchant account is connected with described supplier's piece 8 by transmission channel 6.Described supplier's piece 8 is connected with described safe block 9 by transmission channel 6.Described safe block 9 is connected with described credit side's piece 2 by transmission channel 6.Described credit side's piece 2 is connected with described intermediary accounting module 41 by transmission channel 6.Described intermediary accounting module 41 is connected with described client's piece 3 by transmission channel 6.Described client's piece 3 is connected with described client's accounting module 43 by transmission channel 6.Described intermediary accounting module 41 is connected with described checking piece 5 by transmission channel 6.Described checking piece 5 is connected with described client's piece 3 by transmission channel 6.Described checking piece 5 is connected with described credit side's piece 2 by transmission channel 6 from opposite side.Described checking piece 5 is connected with described supplier's piece 8 by transmission channel 6 from next side.Described intermediary accounting module 41 is connected with described external block 7 by transmission channel 6.Described intermediary accounting module 41 is connected with described supplier's piece 8 by transmission channel 6.
Described supplier's piece 8 is connected with described safe block 9 by transmission channel 6.Described safe block 9 is connected with described credit side's piece 2 from opposite side.Described safe block 9 is connected with described client's piece 3 from next side.
At main market players financial credit is provided and the device of the internet system of the checking client identity that designs according to Fig. 3, it is formed by client's piece 3, promptly to the interesting client's of financial credit terminal.Described client's piece 3 is by transmission channel 6 and supplier's piece 1 electronic interconnection, and described supplier's piece 1 is registration-control port, obtains to have the contract blank form of commercial terms by this registration-control port client.Client's piece 3 and 5 interconnection of checking piece, based on the data that relevant client submitted to, described checking piece 5 checkings are attached to the client identity that amounts on the blank form.Described checking piece 5 is by transmission channel 6 and supplier's piece 1 electronic interconnection, and described supplier's piece 1 receives the affirmation of client identity.Described supplier's piece 1 obtains to verify PIN code by transmission channel 6 and described client's piece 3 interconnection by described client's piece 3 described clients.Described client's piece 3 is connected with described supplier's piece 1 electronics by transmission channel 6, media by supplier's piece 1, promptly adopt and give described checking PIN code and by filling in the appointment blank space of contract, described client concludes the contract that financial credit is provided, and described financial credit is from the owned resource of supplier.Described supplier's piece 1 is connected by the supplier accounting module 41 of transmission channel 6 with bank piece 4 from opposite side, and described supplier's accounting module 41 is supplier's a account.For the described bank piece 4 of described banking computer terminal supplier's accounting module 41 and the described client's accounting module 43 by interconnection constitutes.Described client's accounting module 43 is by transmission channel 6 and described client's piece 3 interconnection.Described supplier keeps accounts piece 41 by transmission channel 6 and described supplier's piece 1 interconnection.
At main market players offer a loan and the integrating device of the internet system of the checking client identity that designs according to Fig. 4, it is formed by client's piece 3, described client's piece 3 is the terminal to the interesting client of financial credit.Described client's piece 3 is by transmission channel 6 and supplier's piece 1 electronic interconnection, and described supplier's piece 1 is registration-control port, obtains to have the contract form of commercial terms by registration-control port client.Described client's piece 3 and 5 interconnection of checking piece, based on the data that relevant client provided, the client identity of described checking piece 5 checkings on the contract blank form.Described checking piece 5 is by transmission channel 6 and described supplier's piece 1 electronic interconnection, and described supplier's piece 1 receives the affirmation of described client identity.Described supplier's piece 1 is by transmission channel 6 and 3 interconnection of client's piece, and 3 described clients obtain to verify PIN code by client's piece.Client's piece 3 is connected with supplier's piece 1 electronics by transmission channel 6, and by the media of supplier's piece 1, described client concludes the relevant contract that financial credit is provided.Concluding of contract by giving described checking PIN code and being undertaken by the appointment blank space of filling in contract.Described supplier's piece 1 is connected with credit side's piece 2 by transmission channel 6, i.e. financial credit supplier's terminal.Described credit side's piece 2 is by transmission channel 6 and 1 interconnection of supplier's piece, and by supplier accounting module 41 interconnection of transmission channel 6 with bank's piece 4, described bank piece 4 is the terminal of bank to described supplier's piece 1 from next side.Described bank piece 4 is created by supplier's accounting module 41 and entry on credit side module 42 and client's accounting module 43 of interconnection.Described client's accounting module 43 is by transmission channel 6 and described client's piece 3 interconnection.Described entry on credit side module 42 is by transmission channel 6 and described credit side's piece 2 interconnection.Described supplier's accounting module 41 is by transmission channel 6 and described supplier's piece 1 interconnection.Described supplier's accounting module 41 is by transmission channel 6 and described credit side's piece 2 interconnection.
Industrial usability
Device according to technical solution of the present utility model is applicable to the field, money market, special using In following purpose, nature and legal entity are used more easily for buying article and the loan that service is provided Money, and nature and legal entity are to the thanks of free method. At last, this solution is given two sides The face participant brings benefit, because for the client, the result is lower monetary value, and for loan The side, the result is the higher rating to free financial technique.
Claims (6)
1. the integrating device of an internet system, it is characterized by: described integrating device comprises at least one intermediary's piece (1), described intermediary piece (1) is connected by transmission channel (6) and at least one credit side's piece (2) and/or at least one client's piece (3) and/or at least one bank's piece (4), by described transmission channel (6) and at least one credit side's piece (2) and/or the interconnection of at least one client's piece (3), described client's piece (3) is connected with at least one credit side's piece (2) by described transmission channel (6) described bank piece (4) from a side.
2. the integrating device of internet system according to claim 1, it is characterized by: at least one client's piece (3) is connected by described transmission channel (6) and at least one checking piece (5), and described checking piece (5) is connected by described transmission channel (6) and at least one credit side's piece (2) and/or at least one bank's piece (4) and/or at least one intermediary's piece (1).
3. the integrating device of an internet system, it is characterized by: described device comprises at least one intermediary's piece (1), described intermediary piece (1) is connected by transmission channel (6) and at least one credit side's piece (2) and/or at least one bank's piece (4) and/or at least one supplier's piece (8) and/or at least one safe block (9) and/or at least one external block (7) and/or at least one client's piece (3), described client's piece (3) is connected by described transmission channel (6) and at least one checking piece (5), and described checking piece (5) is connected by described transmission channel (6) and at least one credit side's piece (2) and/or at least one supplier's piece (8) and/or at least one intermediary's piece (1).
4. the integrating device of internet system according to claim 3, it is characterized by: at least one client's piece (3) is connected by described transmission channel (6) and at least one credit side's piece (2) and/or at least one supplier's piece (8) and/or at least one safe block (9), and described safe block (9) is connected with at least one credit side's piece (2) and/or at least one supplier's piece (8) by described transmission channel (6).
5. the integrating device of an internet system, it is characterized by: comprise at least one client's piece (3), described client's piece (3) is connected with at least one supplier's piece (1) by transmission channel (6), and be connected by described transmission channel (6) and at least one checking piece (5), described checking piece (5) is connected with at least one supplier's piece (1) by described transmission channel (6), described supplier's piece (1) is connected with at least one bank's piece (1) by described transmission channel (6), and described bank piece (1) is connected with at least one client's piece (3) by described transmission channel (6).
6. the integrating device of internet system according to claim 1, it is characterized by: at least one supplier's piece (1) and/or at least one client's piece (3) are connected with at least one credit side's piece (2) by described transmission channel (6), described credit side's piece (2) is connected with at least one bank's piece (1) by described transmission channel (6), and described bank piece (1) is connected with at least one client's piece (3) by described transmission channel (6).
Applications Claiming Priority (4)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CSPUV98-2006 | 2006-04-26 | ||
| CZ200600098 | 2006-04-26 | ||
| CSPUV148-2006 | 2006-07-04 | ||
| CSPUV176-2006 | 2006-08-10 |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN201117013Y true CN201117013Y (en) | 2008-09-17 |
Family
ID=39991589
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNU2007201432652U Expired - Fee Related CN201117013Y (en) | 2006-04-26 | 2007-04-25 | Integration device for internet system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN201117013Y (en) |
-
2007
- 2007-04-25 CN CNU2007201432652U patent/CN201117013Y/en not_active Expired - Fee Related
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