CN1514980A

CN1514980A - Collection and remittance system

Info

Publication number: CN1514980A
Application number: CNA028115570A
Authority: CN
Inventors: 理查德・阿吉; 理查德·阿吉; ・M・庞德; 卡罗林·M·庞德; D・斯坦巴克; 亚瑟·D·斯坦巴克; ・L・巴伦坦; 克拉克·L·巴伦坦
Original assignee: FELSAAR Co Ltd
Current assignee: FELSAAR Co Ltd
Priority date: 2001-06-07
Filing date: 2002-05-06
Publication date: 2004-07-21
Also published as: KR20040006023A; WO2002101487A3; JP2005507101A; WO2002101487A9; WO2002101487A2; MXPA03011237A; EP1402333A2; CA2450078A1; BR0210982A

Abstract

Preferred examples of a system and method for rapid collection and distribution of taxes are disclosed. The disclosed embodiments of the present invention provide a system and a method for point-of-sale collection and distribution of sales taxes on a frequent, regular basis, such as daily or weekly or other periodic time intervals, that can be used for face-to-face, e-commerce, telephone or other transactions. The disclosed embodiments provide a system and a method for transferring funds from numerous merchants to numerous taxing authorities in an efficient manner, with each merchant seeking to transfer funds to perhaps several taxing authorities and each taxing authority seeking to receive funds from many merchants. According to other examples of the invention, a centralized distribution feature allows the merchants and the taxing authorities to each communicate with a single entity or other in transferring the funds. Therefore, efficient tax collection and distribution may be achievePreferred examples of a system and method for rapid collection and distribution of taxes are disclosed. The disclosed embodiments of the present invention provide a system and a method for point-of-sa

Description

Impose and pay to system

The application relate to and require to submit to June 7 calendar year 2001 be entitled as " TAX COLLECTION ANDDISTRIBUTION SYSTEM " the 60/297th, No. 194 U.S. Provisional Patent Application and July 16 calendar year 2001 submit to be entitled as " TAX COLLECTION SYSTEM " the 60/306th, the right of priority of No. 029 U.S. Provisional Patent Application is incorporated herein by reference at this full content with these two provisional application.In addition, also the full content of following relevant U.S. Patent application is incorporated herein by reference:

1.2002 the U.S. Patent application No.10/136 that submit on April 30,, 902, be entitled as " RAPID TAX COLLECTION SYSTEM AND METHOD ".

2.2002 the U.S. Patent application No.10/137 that submit on April 30,, 513, be entitled as " SYSTEM AND METHOD OF RAPID COLLECTION OF INCOME TAXES ".

3.2002 the U.S. Patent application No.10/137 that submit on April 30,, 045, be entitled as " RAPID TAX COLLECTION SYSTEM AND METHOD FOR CASH ANDCASH-SUBSTITUTE TRANSACTIONS ".

4.2002 the U.S. Patent application No.10/137 that submit on April 30,, 493, be entitled as " RAPID TAX COLLECTION SYSTEM AND METHOD FOR DEBIT-TYPETRANSACTIONS ".

Technical field

The present invention relates to data handling system and using method thereof.Especially, the present invention relates to quick collection and the distribution system and the method for tax.

Background technology

The information that our department's branch comprises relates to technical background of the present invention, but whether uncertain its constitutes prior art legally.

Multiple systems and method have been used to government organs' tax payment and have declared dutiable goods.For example, can license to 5,335 of Chong with reference to United States statutory invention registered patent (U.S.Statutory InventionRegistration) H1830 and following United States Patent (USP), 169, license to Chasek 5,420,405, license to people's such as Francisco 5,799,283, license to people such as Francisco 5,875,433, license to people's such as Davis 6,078,898 and license to people's such as Francisco 6,078,899.

Especially, 5,799,283,5,875,433 and 6,078,899 at the system that is used for levying taxes automatically and declaring dutiable goods.The report of the disclosed system creation business tax of these patents also provides the means of declaring dutiable goods to state and federal government.Yet these systems but do not relate to the distribution of tax revenue.

Except payment of duty and declaring dutiable goods, the collection of sale and royalities is the important commercial requirement for all-american retailer and wholesale dealer.In this, place, state and federal grade other tax authorities all need to impose to big small enterprise the business tax of their each candidate tax item of the thing of selling goods in business process.

In order to reach the requirement of tax authorities, at present, common businessman and/or other entities must calculate the business tax of each consumer transaction, and the amount of money that calculates is added on the invoice or subtotal bill to consumer's the thing of selling goods, according to the total value of purchases from consumer there tax on business, properly preservation institute collects taxes, and also it regularly converges to relevant tax authorities gold the most at last, normally per season and/or other time cycle.

For compensating the burden that wholesale dealer or retailer serve as the agency of tax revenue authorities, allow businessman to keep the fixed-term interest that the gold of collecting taxes was produced in each collection cycle.

Though above-mentioned collection and paying to is sold and the method for royalities has been used for many years effectively, this method is not saved cost, and its has totally expended tax authorities's millions of dollar.In this, tax authorities has not only lost the fixed-term interest that is produced (being called as " the float "), and the tax authorities's tax that can not use during imposing before businessman pays to be imposed.In addition, because tax authorities can not use the tax of being imposed before paying to, these funds just can not be used to pay the financial expense of tax authorities.Therefore, tax authorities may be forced to borrow money and satisfy its financial expense.In addition, because it needs artificial the execution, so such system has brought heavy burden for businessman and tax authorities.

Point of sale (point-of-sale) taxation system and using method thereof are disclosed in the United States Patent (USP) 5,644,724 that on July 1st, 1997 authorized.Patent 5,644, mention in 724 the summary: " new improvement the taxation system and method can levy taxes in real time in the point of sale and pay to tax.This system comprises one group of point of sales terminal at businessman point of sale facility place, and this businessman's point of sale facility receives and store taxation information under the control of businessman.The banking computer of bank of businessman reads the taxation information of being stored, and will impose total value termly remittance at least one computing machine of tax authorities (for example bank of tax authorities or other financial institution).Borrow or note is borrowed transaction for note, service computer every day or receive taxation information from those specific point of sales terminals with other time cycle, and the banking computer of tax authorities is given in the tax remittance that will credit or debt.”

Such patent system impose for tax and distribute meet the requirements very much, very effectively and very high efficient arranged.Necessary with such system extension to for example the whole nation or perhaps global businessman network in.But, owing in fact numerous tax authoritieies arranged, for example federal, state with local government, and/or the U.S. or other international entity, each businessman needs every day or communicates by letter with numerous tax authoritieies in other regular times.And this complicacy may be destructive, and this complicacy is undesirable in some occasion (for example for small enterprise).

In addition, be to receive tax revenue, each tax authorities will need termly to communicate with the thousands of businessmans of nationwide.Each tax authorities will need to drop into the requirement that enough resources are handled the collection system.This requirement is difficult to bear for many tax authoritieies.

Burst growth along with e-commerce transaction has produced the other problems relevant with extensive tax on business.A problem that is produced by ecommerce relates to definite suitable tax authorities.For example, the transaction on the internet may relate to this situation: the consumer is in a state, and the location of business of businessman is in another state, and the warehouse is in the 3rd state, and payment and processing are in the 4th state, and implementation center (fulfillment center) is in the 5th state.Each state in five states of related this all may have different tax laws and regulations.For example, perhaps a state requires if the consumer just imposes transaction tax in this state, and perhaps this state may require if businessman just needs taxation in this state.Therefore, businessman may need the payment of duty to a lot of tax authoritieies.

Along with the appearance of internet and the burst of e-commerce transaction increase, tax authorities is at the rapid growth of having to experience the number of transaction in this system.Such growth will require each tax authorities to develop its ability to handle the account transfer of all expectations.

In addition, except imposing transaction tax, also must relate to the collection of other taxes.For example, income tax is paid tax authorities by big businessman regularly to estimate the form of paying taxes usually.This amount of tax to be paid can according to last one year actual delivery the amount of tax to be paid estimate.Therefore, the estimation income tax in this year is to pay with the form that for example regularly waits amount of tax to be paid payment.

This scheme and above-mentioned those schemes have similar shortcoming.Another shortcoming is may be unfair on the time of paying taxes.For example, estimating the system of paying taxes may be to businessman's unfairness, toy retailer for example, and he is in the most of income of earning in the end of the year.Even he does not also earn that part of income of this taxation, this businessman also needs to pay the tax of single-candidate at the beginning of the year.Similarly, this system may be to tax authorities's unfairness in other cases.For example, other businessmans may take in earning at beginning of the year major part, but just pay the suitable amount of tax to be paid up to the end of the year.Therefore, certain in period tax authorities just lost the chance of using its tax revenues.

Description of drawings

Illustrate in greater detail the present invention below with reference to accompanying drawings, wherein:

Figure 1A is the synoptic diagram of the first of the credit card trade between single consumer and businessman according to an embodiment of the invention;

Figure 1B is the synoptic diagram of the first of the credit card trade between single consumer and businessman according to another embodiment of the invention;

Fig. 2 A is the synoptic diagram of the second portion of the credit card trade among Figure 1A;

Fig. 2 B is the synoptic diagram of the second portion of the credit card trade among Figure 1B;

Fig. 3 A is the synoptic diagram of the third part of the credit card trade among Figure 1A;

Fig. 3 B is the synoptic diagram of the third part of the credit card trade among Figure 1B;

Fig. 3 C is the synoptic diagram for the third part of the transaction of a plurality of businessmans shown in Fig. 3 A;

Fig. 3 D is the synoptic diagram for the third part of the transaction of a plurality of businessmans shown in Fig. 3 B;

Fig. 3 E is the synoptic diagram of another embodiment of the third part of the credit card trade among Figure 1A;

Fig. 4 A and Fig. 4 B have shown the processing of credit card trade according to an embodiment of the invention;

Fig. 5 A is the synoptic diagram of cash between consumer according to an embodiment of the invention and the businessman or the transaction of cash substitute;

Fig. 5 B be according to another embodiment of the invention the consumer and businessman between the synoptic diagram of cash or cash substitute transaction;

Fig. 5 C is the synoptic diagram that the system among Fig. 5 A of a plurality of businessmans is arranged;

Fig. 5 D is the synoptic diagram that the system among Fig. 5 B of a plurality of businessmans is arranged;

Fig. 6 is the processing flow chart according to the cash of the embodiment of the invention or the transaction of cash substitute;

Fig. 7 A is the synoptic diagram of debit check between consumer according to an embodiment of the invention and the businessman or one name paper (truncated check) transaction;

Fig. 7 B be according to another embodiment of the invention the consumer and the synoptic diagram of the debit check between the businessman or one name paper transaction;

Fig. 7 C is the synoptic diagram that the system among Fig. 7 A of a plurality of businessmans is arranged;

Fig. 7 D is the synoptic diagram that the system among Fig. 7 B of a plurality of businessmans is arranged;

Fig. 8 is a synoptic diagram of imposing system according to income tax of the present invention;

Fig. 9 is the operational flowchart of one embodiment of the present of invention;

Figure 10 is an operational flowchart of imposing another embodiment of system according to income tax of the present invention; And

Figure 11 is the synoptic diagram according to another embodiment of income tax collection of the present invention and distribution system.

Embodiment

Disclosed embodiment of this invention provides a kind of and often has been used for, termly (for example every day, weekly, every month, per season or the like) impose and distribute the system and method for the amount of tax to be paid.Can be used for aspectant, ecommerce, phone or other transaction between businessman and the consumer according to system of the present invention or method.The disclosed embodiments provide a kind of system and method, it is used in mode efficiently fund being transferred into numerous banks of tax authorities, accounts of finance or other place from bank of numerous businessman, accounts of finance or other place, wherein, each businessman can manage to possible several tax authoritieies transfer funds, and each tax authorities also can manage to receive fund from a plurality of businessmans.Automatically, the bank of distribution characteristics permission businessman that concentrates, accounts of finance etc. and bank of tax authorities, accounts of finance etc. can communicate with single or relative less entity when account transfer.Therefore, apply overcharge need not for single businessman or single tax authorities and just can realize that tax is imposed and distributed efficiently.

As the example of one embodiment of the invention, Figure 1A, 2A, 3A, 4A and 4B have shown the credit card trade that carries out between consumer and the businessman.The processing of credit card trade is discussed in " Developer " s Guide toIntegrating Electronic Payment " of BillPittman (Rich Solutions, Inc., 2001) to some extent, is introduced into as a reference at this its full content.

At first with reference to Figure 1A and 4A, consumer 12 carries out alternately with businessman 14 by interactive device 16, for example public and/or special-purpose, direct and/or indirect transaction communications device includes but not limited to: public switch telephone network (PSTN), internet, cable, T-1, optical fiber, satellite, cellular phone or other wireless telephone, face-to-face, mail or other method.Consumer 12 provides other service provider of credit line to obtain credit card from issuing bank 18 and/or to consumer 12.Issuing bank 18 can be bank or other credit card company such as travelling and amusement, oil or others.Similarly, businessman 14 also needs to obtain the credit card trade ability by merchant bank and/or service provider 21.Businessman 14 can carry out with merchant bank and/or service provider 21 by the gateway 30 with gateway computer 30A alternately.Perhaps, businessman 14 can be directly and merchant bank and/or service provider 21 carry out alternately.Businessman 14 also can have the account who is used to preserve with transfer funds in bank of businessman 23.Issuing bank 18 and merchant bank 21 can for example Visa or MasterCard and/or other credit card tissue (CO) carry out alternately by credit card alliance 25.In some transaction, issuing bank and merchant bank can be same entities, for example block under (private label card), travelling and recreation card, oil card and other situation in the shop.In other transaction, for the credit card of some type, the credit card tissue itself can be used as the one or both among card issuer and the acquirer, perhaps other entity, for example liquidation center (Clearinghouse) (not shown).Such as Federal Reserve Bank, state bank or for example the central financial entity 27 of other mechanism of sub-department can be private entity or government entity.Central authorities' financial entity 27 can be any titular and mechanism that can serve as the fund allocation channel.The financial entity computing machine 25A of central authorities can be one or many computing machines, and central financial entity also can be one or more entity.A plurality of entities of collecting taxes that need to levy taxes can be single state, local municipality, federal government or other the entity of collecting taxes, and they have the various tax rates and/or allocation rule separately.On behalf of the entity of collecting taxes, a plurality of entity banks 29 that collect taxes that have such as the computing machine of computing machine 29A can receive transfer funds.

Shown in Figure 1A and Fig. 4 A, along with consumer 12 with his or his credit card and/or information give businessman 14 (the line A among Figure 1A, the piece 410 among Fig. 4 A), credit card trade has just begun.Before transaction was finished, businessman 14 need be from the approval of issuing bank's 18 acquisitions to this credit card trade.In Fig. 4 A, this is by piece 412 expressions.In this, businessman 14 use a computer 14A and/or other payment terminal or payment devices are transmitted to Transaction Information by the gateway computer 30A at gateway place the computing machine 21A (line B in Figure 1A and line C) of its merchant bank.In other embodiments, businessman 14 can get around gateway 30 and directly Transaction Information be sent to merchant bank 21.

In another embodiment, shown in Figure 1B, businessman 114 can be transmitted to Transaction Information for example computing machine 22A of the third party service provider 22 of network-based services provider or the like.Shown in Figure 1B center line B and line C, this information can transmit by the computing machine 130A at gateway 130 places, perhaps directly sends third party service provider computing machine 22A to.

For traditional commercial location that actual StoreFront is arranged, businessman 14 can have computing machine, point of sale electronic payment devices or the traditional cashier's machine and/or other the payment devices of the magnetic stripe reader that has the credit card that is used for being brushed with shape.And for ecommerce or phone trading, businessman 14 can have main frame, for example receives server, virtual terminal and/or other payment devices that network connects.

Referring now to Figure 1A and Figure 1B, the Transaction Information of being transmitted comprises turnover, wherein comprises the part of paying taxes.Therefore, third party service provider computing machine 22A of computing machine 14A, the 114A of businessman or Figure 1B or the like can determine the amount of tax to be paid levied from consumer there.Should determine to finish according to the collect taxes tax law of entity 29 and predetermined allocation rule of place, the difference at the place at consumer 12 places, businessman 14 places by

computing machine

14A, 114A, third party service provider computing machine 22A or the miscellaneous equipment of businessman.Allocation rule can be reached an agreement by the difference entity 29 of collecting taxes.For example, if consumer 12 in a state and businessman 14 in another state, this allocation rule can be stipulated the distribution of tax so.This rule has also been considered place, the place in warehouse or the place of implementation center (fulfillment center) of keeping accounts.Consumer 12 place will determine or obtain according to the information that consumer 12 provides, for example address ZIP+4 code.The ZIP+4 code also can be from consumer's credit card billing address or AVS (address validation service) or the acquisition of other approach.

Such allocation rule can also provide the attendant advantages that prevents or eliminate swindle.For example, the allocation rule of carrying out on the merchant computer can be used for imposing businessman and owe the in arrears with the taxes of one or more entities of collecting taxes.

Referring now to Figure 1A, computing machine 21A of merchant bank (Figure 1A) or miscellaneous equipment are transmitted to the computing machine 25A of associated credit card alliance 25 (line D) and/or other CO with credit card and Transaction Information, and this computing machine is transmitted ratify a motion (line E) to the computing machine 18A of consumer's issuing bank 18.In other embodiments, the request of approval transaction can send the entity that is different from issuing bank and/or other CO to.For example, issuing bank can be contracted out to the third party with approval process.

Similarly, in the embodiment shown in Figure 1B, the computing machine 22A of third party service provider or miscellaneous equipment are transmitted to the computing machine 125A of associated credit card alliance 125 (line D) and/or other CO with credit card and Transaction Information, and this computing machine is transmitted to the trading approving request in the computing machine of consumer's issuing bank.

Referring again to Figure 1A, the computing machine 25A of alliance can be one or more computing machine, and central financial entity can be one or more entities.The computing machine 18A of issuing bank and/or other CO can ratify or refuse credit request and send its answer (line F) to the computing machine 25A of alliance and/or other CO.

In the embodiment shown in Figure 1A, be transmitted to the computing machine 21A (line G) of merchant bank 21 from the answer of the computing machine 18A of issuing bank by the computing machine 25A of alliance, this computing machine will be answered the computing machine 14A (line H and I) that is transmitted to businessman by gateway computer 30A then.In other embodiments, can walk around gateway 30 equally, directly will answer the computing machine 14A that is transmitted to businessman from the computing machine 21A of merchant bank.

Similarly, in the embodiment shown in Figure 1B, the computing machine 125A of alliance will be transmitted to third party service provider computing machine 22A (line G) from the answer of hair fastener banking computer.Third party service provider computing machine 22A is transmitted to the computing machine 114A (line H and I) of businessman by gateway computer 130A with answer then, perhaps also can walk around gateway 130 and will answer the computing machine 114A that directly sends businessman to.

Refer again to Figure 1A, if the computing machine 18A of issuing bank has ratified to ratify a motion, then the computing machine 14A of businessman will obtain this approval and transaction proceeds to accounts settling phase.Shown in Fig. 2 A, in this stage, the actual transfer of funds on account be by with as above carry out with reference to the described identical approach of Figure 1A.Businessman 14 uses its computing machine 14A credit card and the Transaction Information that comprises total sales volume to be transmitted to the computing machine 21A (line J and K) of merchant bank 21 by gateway computer 30A.Can walk around gateway 30 equally, in other embodiments.

For the embodiment shown in Figure 1B, accounts settling phase is shown in Fig. 2 B.Businessman 114 can send credit card and Transaction Information to the computing machine 22A (line J and K) of third party service provider 22 by gateway computer 130A from its computing machine 114A.Perhaps, can walk around gateway 130, directly send information to third party service provider computing machine 22A from the computing machine 114A of businessman.

In many cases, total sales volume can be different from the amount of money in first stage approval.For example, under the restaurant and/or other situation (for example taxi, haircut, deliver goods, bar or other place) that needs are tipped, the number of approval can comprise that sales volume adds the tip amount of money.In case the consumer is added to tip in the sales volume, total sales volume just sends merchant bank 21 (Fig. 2 A), third party service provider 22 (Fig. 2 B) etc. to.The computing machine 22A (Fig. 2 B) of 21A of merchant bank (Fig. 2 A) or third party service provider is transmitted to the computing machine 25A (line I) of associated credit card alliance 25,125 and/or other credit card tissue with credit card and Transaction Information, and this computing machine is transmitted to it computing machine 18A (line L) of issuing bank 18 again.

Refer again to Fig. 2 A, the computing machine 25A of credit card alliance 25 is transmitted to credit card and Transaction Information the computing machine 18A (line M) of issuing bank 18.Equally, can use independent community to carry out this function of issuing bank 18.The computing machine 18A of issuing bank then can return trade confirmation code (line N, O, P and Q) to the computing machine 14A of businessman by alliance 25 and/or other credit card tissue, merchant bank 21 and gateway 30, for example confirms, ratifies or authorize or refuse or other code.Also can walk around gateway 30 in other embodiments.

In the embodiment shown in Fig. 2 B, can turn back to the computing machine 114A of businessman by alliance 125, third party service provider 22 and gateway 130 from the answer of issuing bank's computing machine, also can walk around gateway 130 in other embodiments.

Refer again to Fig. 2 A, trading time period (for example when transaction is finished), the computing machine 14A of businessman can calculate this and pay the business tax that each collects taxes entity 29, and result of calculation is appended among the computing machine 14A or the database (not shown) in other computing machine of businessman, also add the accounts (piece 414 among Fig. 4 A) of the credit card income that will collect simultaneously.In other embodiments, computation of tax amount database or service can be positioned at independently on the computing machine, for example belong to the computing machine of third party service provider or other mechanism (for example liquidation center).

Referring now to Fig. 3 A, 4A and Fig. 4 B, the computing machine 14A of businessman will send the information about all credit card trades in one period the computing machine 21A of merchant bank 21 to compile fund termly.In this, the computing machine 14A of businessman will be by internal clocking or by determine whether carry out other transaction (piece 416 among Fig. 4 A) in one period from user's input.This operation can be carried out in the part of conventional batch operation or carry out individually.The computing machine of businessman can finally send information needed to by gateway computer 30A the computing machine 21A (piece 418 among line R among Fig. 3 A and S, Fig. 4 A) of merchant bank 21 or other mechanism.For example, one day, class, period etc. is when finishing, the computing machine 14A of businessman can to third party service provider or liquidation center transmit that day, class, period etc. separately or Transaction Information totally, and send the bank etc. of merchant bank, businessman subsequently to.Can walk around gateway 30 in other embodiments.This information comprises the related data to the tax allocation of each collect taxes entity bank 29 or accounts of finance entity.For example, together with the capital investment that will impose from different issuing banks 18, this information can comprise: the shared that part of fund of that part of fund, tax revenue that businessman's income is shared, and to the entity of collecting taxes of its tax payment.In one embodiment of the invention, this information also comprises this part fund of paying the income tax that produces owing to the entity bank 29 that collects taxes.Income tax part can be used a kind of in the several method for example to estimate by the computing machine 14A of businessman.For example, with reference to following Fig. 9 and Figure 10, the computing machine 14A of businessman can calculate income tax to the ratio of last annual revenue according to tax revenue.

The computing machine 21A of merchant bank sends a note to the computing machine 25A of credit card alliance 25 and/or other CO subsequently and borrows request (debit request) (the line U among Fig. 3 A, piece 420 among Fig. 4 A), for example settlement requests or other request.

Subsequently, the computing machine 25A of alliance can transmit note and borrow request (the line W among Fig. 3 A to the computing machine 18A of issuing bank, piece 422 among Fig. 4 B), the computing machine 27A of this computing machine subtend central authorities financial entity sends credit file (credit file) (the line X among Fig. 3 A, the piece 424 among Fig. 4 B) and makes response.Issuing bank can be carried out by independent community as the effect of credit entity (credit entity).For example, issuing bank 18 can be to this function of third party's outsourcing.The data relevant with tax revenue can add marker character on request in each stage, for example add sign or identifier.

Be appreciated that the computing machine 27A of central financial entity 27, and various computing machine shown in other can be arranged on a sets of computer of different location.Certainly, they can comprise the various server in the network system system of internet (for example based on).

Perhaps, can only comprise the raw data of relevant transaction, comprise the dealing money that relates to each entity 29 of collecting taxes from the information of the computing machine 14A of businessman.In this case, for example, the computing machine 27A of central financial entity will be according to the collect taxes knowledge of the tax law of entity 29 and/or predetermined allocation rule (for example the 46th section described) of the information that is provided, difference, determines the difference entity 29 desired distribution of collecting taxes.In a further embodiment, the computing machine 27A that determines and this information is sent to central financial entity 27 that external service entity (not shown) can distribute.

Subsequently, the information that the computing machine 27A of central authorities' financial entity can be provided according to computing machine 14A or other computing machine or server of the computing machine of third party service provider or businessman, the amount of tax to be paid is distributed to (the line Y among Fig. 3 A, the pieces 426 among Fig. 4 B) such as the different entity banks 29 that collects taxes, accounts of finance entities.In this, the computing machine 27A of central financial entity can send signal to the computing machine of the different entity banks 29 that collects taxes, accounts of finance entity etc., for example computing machine 29A.The signal that sends the computing machine 29A of the entity bank 29 that collects taxes to also can comprise the information of declaring dutiable goods of businessman.Then, the computing machine 27A of central financial entity sends credit balance file (balance ofcredit file) to the computing machine 25A (the line Z1 among Fig. 3 A, the piece 428 among Fig. 4 B) of associated credit card alliance 25 and/or other credit card tissue.Be appreciated that transfer funds can transfer to bank's (not shown) of representing alliance 25 and/or other credit card tissue.

The computing machine 25A of credit card alliance can deduct its service fee from credit file.This expense can be the part of the part of fund of alliance 25 and/or other credit card organized processing or tranaction costs etc.In this, the present invention provides the attendant advantages that reduces the cost that carries out credit card trade can for businessman 14.Because the tax part that comprises in the income tax transfer funds partly can be removed before receiving fund by alliance and/or other credit card tissue 25, so businessman 14 just needn't pay the disposal cost of the amount of tax to be paid part that is used to conclude the business.Yet this fund may comprise the amount of tax to be paid of finishing the same day, thereby the expense of the ratio of adding will be provided to alliance and other credit card tissue.

Then, the computing machine 25A of credit card alliance and/or other credit card tissue are transmitted to the remaining sum of fund the computing machine 21A (the line Z2 among Fig. 3 A, the piece 428 among Fig. 4 B) of merchant bank.The computing machine 21A of merchant bank then directly transfers accounts fund and gives the designated account of businessman, and perhaps, shown in Fig. 3 A center line Z3, the computing machine 23A (piece 430 among Fig. 4 B) of bank of businessman 23 is given in account transfer.Therefore, can distribute to collect taxes entity bank 29 or accounts of finance entity by for example central financial entity 27 from the tax of all credits card and/or the collection of other exchange.

In other embodiments of the invention, can use other entity be used as the collecting taxes distribution point of entity 29.For example, the computing machine 25A of different credit card alliance, third party service provider and/or other CO 25 can be used as allocation entity.Perhaps, each merchant bank 21 or issuing bank 18 can carry out this function (not shown among Fig. 3 A).

In another embodiment, shown in Fig. 3 E, in response to the computing machine 225A (the line X Fig. 3 E) that note borrows the funds transfer of request can send credit card alliance 225 or other CO from the computing machine 218A of issuing bank 218 to, this computing machine is deducted service fee (the line Y among Fig. 3 E) before can transmitting remaining sum at the computing machine 221A to merchant bank 221.Merchant bank is transmitted to fund the computing machine 227A (the line Z among Fig. 3 E) of central financial entity 227 together with tax allocation information after may deducting service fee.The computing machine 227A of central authorities' financial entity can use tax allocation information each in a plurality of collect taxes entity 229 or accounts of finance entities to transmit the amount of tax to be paid part (the line Z1 among Fig. 3 E) of fund, and wherein each in these collect taxes entity 229 or accounts of finance entities all has the computing machine such as computing machine 229A.The computing machine 227A of central authorities' financial entity then will remain the computing machine 223A (the line Z2 among Fig. 3 E) that remaining sum is transmitted to the bank 223 of businessman.

For shown in Figure 1B and Fig. 2 B and the above embodiments, shown this stage at Fig. 3 B.In this embodiment, with reference to described definite moment of Fig. 3 A, the computing machine 114A of businessman can send information needed to (the line R among Fig. 3 B and the line S) such as computing machine 22A of third party service provider by gateway computer 130A (can walk around in other embodiments) above.The computing machine 22A of third party service provider can be transmitted to this information the computing machine 26A (line T) of tax service provider 26, to determine the amount of tax to be paid distribution to the relevant entity of collecting taxes.The computing machine 26A of tax service provider returns the information (line U) that comprises tax allocation information to the computing machine 22A of third party service provider then.In other embodiments, the distribution of the amount of tax to be paid can be determined on the basis of transaction one by one, thereby need do not determined by tax service provider 26.In other embodiments, this information can directly send the computing machine 26A of tax service provider from the computing machine 114A of businessman to, and has walked around the one or both among the computing machine 22A of gateway computer 130A or third party service provider.In other embodiments, third party service provider 22 and tax service provider 26 can be single entitys, and the computing machine 26A of third party service provider computing machine 22A and tax service provider also can be a unit.The computing machine 22A of third party service provider sends a note to the computing machine 125A of associated credit card alliance 125 and/or other CO and borrows request (line V) then, for example settlement requests etc.In certain embodiments, shown in Fig. 3 B, alliance 125 can the request of borrowing directly send to issuing bank (the line W of Fig. 3 B) with note.In other embodiments, also shown in Fig. 3 B, central financial entity 127 can receive the funds transfer from issuing bank, and walks around this alliance and directly send the balance of funding to the computing machine 121A of merchant bank (the line Z1 among Fig. 3 B).In this, can determine and pay the expense of alliance individually.

For simplicity, Figure 1A, Fig. 2 A and Fig. 3 A have shown the single transaction that relates to single businessman.Yet, shown in Fig. 3 C, can be used for the situation of a plurality of businessmans according to system of the present invention.Fig. 3 C has shown that part of transaction shown in Fig. 3 A, but has a plurality of businessmans 314, bank of a plurality of businessman 323, a plurality of merchant bank 321, a plurality of alliance 325 and/or other credit card tissue and a plurality of issuing bank 318.Single central financial entity 327, Federal Reserve Bank or such as issuing bank, merchant bank or other titular bank or the so little group object of entity for example can be used for distributing the amounts of tax to be paid to a plurality of entity bank or accounts of finance entities 329 of collecting taxes.

Similarly, the embodiment shown in Figure 1B, Fig. 2 B and Fig. 3 B also can be used for the situation of a plurality of businessmans.Fig. 3 D has shown that part of transaction shown in Fig. 3 B, but has a plurality of businessmans 364, bank of a plurality of businessman 373, a plurality of merchant bank 371, a plurality of third party service provider 371, a plurality of alliance 375 and/or other credit card tissue and a plurality of issuing bank 368.Single central financial entity 377 can be used for to a plurality of entity bank or accounts of finance entity 379 distribution amounts of tax to be paid of collecting taxes.

Be appreciated that the performed function of any entity shown in the figure can distribute between two or more entities.Similarly, the function of being carried out by the entity shown in two or more also can be carried out by single entity.

Therefore, in system according to an embodiment of the invention, tax is distributed to collect taxes entity bank 29 or accounts of finance entity from a plurality of businessmans in a concentrated manner, and comprises a plurality of merchant banks, issuing bank and bank of businessman.Therefore, collect taxes entity bank 29 or accounts of finance entity each receive its fund since single source or less relatively source, rather than receive from thousands of the businessmans that they administered there.In addition, tax also can not transferred accounts to the bank or the accounts of finance entity of each independent businessman 14, but fund can be sent to collect taxes entity bank 29 or accounts of finance entity before fund is given to the bank of businessman 14 or accounts of finance entity.Yet for a person skilled in the art, businessman can be in reception fund before tax authorities's transfer funds obviously.Therefore, businessman seldom or have no chance to oneself detaining some funds.In addition, can provide with funds quickly, and need not rely on the quick action of businessman to the entity of collecting taxes.

Fig. 5 A and Fig. 6 have shown tax allocation in accordance with another embodiment of the present invention.Fig. 5 A and Fig. 6 relate to the tax allocation when cash or the transaction of cash substitute.As mentioned above, the cash substitute can comprise cheque card, smart card (smart card), debit card (debit card), be installed in the stored value card on consumer's computing machine, and other method of payment, for example: check guarantee (check guarantee), check are simplified (check truncation), check is exchanged (checkconversion) or other financial trade method, equipment or technology.As above the same with reference to the described transaction of Figure 1A and 4B, the transaction that relates to cash or cash substitute also can be undertaken by interactive device 36.In the present embodiment, as Fig. 5 A and shown in Figure 6, consumer 32 gives cash or cash substitute businessman 34 to finish transaction (the line AA among Fig. 5 A, the piece 610 among Fig. 6).Transaction Information can offer the computing machine 34A of businessman.The computing machine 34A of businessman can send money transaction information to (the line AB among Fig. 5 A, the pieces 612 among Fig. 6) such as computing machine 43A of bank of businessman 43 termly.Then, computing machine 43A of bank of businessman etc. can be transmitted to accumulated cash Transaction Information and credit data file (credit data file) the computing machine 47A (the AE line among Fig. 5 A, the piece 614 among Fig. 6) of central financial entity 47.This information can comprise each the amount of tax to be paid that should give in a plurality of collect taxes entity bank 49 or the accounts of finance entities, and this tax is waited by the computing machine 34A of businessman or the service provider through identifying and calculates.In one embodiment of the invention, this information comprises businessman because the tax that should hand over from the income in the transaction.Perhaps, this cash or cash substitute Transaction Information can only comprise the information that relates to different transaction.In this case, for example, shown in the piece among Fig. 6 616, central financial entity computing machine 47A or service provider can calculate difference collect taxes entity bank 49 or accounts of finance entity separately or the tax of accumulative total transaction distribute.In this, distribution calculation also can be carried out by other intermediate entities.

In another embodiment, the computing machine 34A of businessman can directly be transmitted to information the computing machine 47A of central financial entity.

In another embodiment, shown in Fig. 5 B, the 134A that can use a computer of businessman 134 sends Transaction Information to the computing machine 44A (the line AB among Fig. 5 B) at third party service provider 44 places.The computing machine 46A (line AC) that third party service provider computing machine 44A can be transmitted to this information tax service provider 46 places is used for determining tax allocation.Then, the computing machine 46A of tax service provider can return to the information that comprises tax allocation information third party service provider computing machine 44A (line AD), with the computing machine 147A (line AE) that sends central financial entity 147 places to.In other embodiments, the computing machine 134A of businessman can send information to third party service provider 44A by the gateway computer (not shown).In a further embodiment, the computing machine 134A of businessman can walk around third party service provider and directly send information to tax service provider computing machine 46A.Also in a further embodiment, third party service provider 44 and tax service provider 46 can be single entitys, and third party service provider computing machine 44A and the computing machine 46A of tax service provider can be individual units.

Referring again to Fig. 5 A, the credit data file that is transmitted to the computing machine 47A of central financial entity provides and has been used to distribute to the information and the fund of entity bank 49 of collecting taxes.Therefore, the computing machine 47A of central financial entity can send distribution to the entity bank 49 that collects taxes according to the calculating that the computing machine 43A of the computing machine 47A of central financial entity, businessman, third party service provider (not shown) etc. are done.Can transmit the message that comprises funds transfer to the computing machine 49A that is arranged in each collect taxes entity bank or accounts of finance entity 49 by computing machine 47A and finish distribution (the line AF of Fig. 5 A, the piece 618 among Fig. 6) from central financial entity.

Also can alternatively carry out by the distribution function that the central financial entity in the above-mentioned example 47 is carried out by other entity.Be appreciated that central financial entity 47 can be any qualified mechanism or entity, and it can be used as fund is sent to the collect taxes approach of entity 49 banks or accounts of finance entity of difference.

For the sake of simplicity, Fig. 5 A and Fig. 6 have shown the single transaction that relates to single businessman.Yet, shown in Fig. 5 C, can be used for a plurality of businessmans 534 according to system of the present invention, each businessman 534 all has computing machine, for example computing machine 534A.Fig. 5 C has shown each businessman 534 with a plurality of consumer's 532 transaction.Fig. 5 C has also shown the system with bank of a plurality of businessman 543, and each bank of businessman 543 all has computing machine, for example computing machine 543A.Can be with single central financial entity 547 distributing to a plurality of entity bank 549 or accounts of finance entities of collecting taxes from the tax of a plurality of businessmans 534, each of collecting taxes in entity bank 549 or the accounts of finance entity all has computing machine, for example computing machine 549A.

Similarly, the embodiment shown in Fig. 5 B also can be used for a plurality of businessmans.Fig. 5 D has shown the system that has a plurality of businessmans 584 according to of the present invention, and each businessman 584 all has computing machine, for example computing machine 584A.Fig. 5 D has shown each businessman 584 with a plurality of consumer's 582 transaction.Fig. 5 D has also shown the system with a plurality of third party service providers 544, and each third party service provider 544 all has computing machine, for example computing machine 544A.Can be with single central financial entity 597 distributing to a plurality of entity bank 599 or accounts of finance entities of collecting taxes from the tax of a plurality of businessmans 584, each of collecting taxes in entity bank 599 or the accounts of finance entity all has computing machine, for example computing machine 599A.

Be appreciated that and realize communication between the various computing machine by secure network.

Fig. 7 A has shown an alternative embodiment of the invention.In the present embodiment, consumer 52 and businessman 54 be alternately to conclude the business, wherein consumer 52 by debit card, cheque card, one name paper or other debit's equipment (for example electronics subsidy account transfer (EBT) blocks) etc. to businessman 54 pay (line AG).Use these form of payment, businessman 54 can receive payment from the consumer account of consumer bank 58 or other mechanism.When closing the transaction or in the process of exchange or At All Other Times, businessman 54 can pass through computing machine 54A, Transaction Information is sent to the computing machine 61A (line AH and AL) of debit liquidation center (debit clearinghouse) 61 by the computing machine 60A at gateway 60 places.Debit liquidation center can be the such entity of Automated clearing house (ACH).In other embodiments, can walk around gateway 60.

In other embodiments, shown in Fig. 7 B, businessman 154 can use a computer 154A Transaction Information is sent to the computing machine 62A (line AH and AI among Fig. 7 B) at third party service provider 62 places by gateway computer 160A.As mentioned above, can walk around gateway 160 in other embodiments.The computing machine 64A (the line AJ among Fig. 7 B) that third party service provider computing machine 62A can be transmitted to this information tax service provider 64 places distributes to determine the collect taxes tax of entity of difference.Then, the computing machine 64A of tax service provider will comprise that the information of tax allocation information returns to third party service provider computing machine 62A (the line AK among Fig. 7 B), and third party service provider computing machine 62A is transmitted to this information the computing machine 161A at debit liquidation center 161 places.In other embodiments, the computing machine 154A of businessman can walk around third party service provider 62 and directly send this information to tax service provider computing machine 64A.In a further embodiment, third party service provider 62 and tax service provider 64 can be single entitys, and third party service provider computing machine 62A and the computing machine 64A of tax service provider can be individual units.

Referring again to Fig. 7 A, the computing machine 61A of debit liquidation center gives message transport consumer's the computing machine 58A (line AM) at bank 58 places to carry out particular transaction subsequently, for example the card of debit card and other kind.For other payment mode, for example cheque card can use merchant bank's computing machine and/or other third party's service computer clearing transactions.Other the modes of payments, for example check guarantee, check simplification, check exchange etc. can be cleared by third party liquidation center, central financial entity computing machine 67A etc.Transaction Information comprise with transaction in the relevant data of distribution of any tax.In an embodiment of the present invention, can with businessman owing to the relevant data of the income tax dealt with of transaction are added in the Transaction Information.The computing machine 58A at consumer's bank 58 places can send fund to the computing machine 61A (line AN) at debit liquidation center 61 places subsequently.The computing machine 61A of debit liquidation center can send approving signal to via line AP and line AQ the computing machine 54A of businessman 54 subsequently by gateway computer 60A, as shown in Figure 7A, and with quantity is the computing machine 63A (line AR) that fund that dealing money deducts tax revenue part sends bank 63 places of businessman to.Equally, in other embodiments, can walk around gateway 60.

In the embodiment shown in Fig. 7 B, the computing machine 161A of debit liquidation center can send fund to third party service provider computing machine 62A (the line AO among Fig. 7 B).Third party service provider computing machine 62A can send approving signal to the computing machine 154A (line AP and AQ among Fig. 7 B) of businessman by gateway computer 160A.Third party service provider computing machine 62A can partly send the non-tax revenue of fund to the computing machine 163A (the line AR among Fig. 7 B) at bank 163 places of businessman, and the tax revenue part can be transmitted to the computing machine 167A (the line AS among Fig. 7 B) at central financial entity 167 places to distribute to different collect taxes entity bank or accounts of finance entity together with tax allocation information.Be appreciated that third party service provider computing machine 62A can walk around central financial entity 167 and directly send tax revenue part to difference collect taxes entity bank or accounts of finance entity.

In other embodiments, the computing machine 161A of debit liquidation center can give central financial entity computing machine 167A with whole funds transfers, with computing machine 163A and different collect taxes entity bank or the accounts of finance entities of distributing to bank of businessman.In a further embodiment, the function of debit liquidation center 161 and central financial entity 167 can be carried out by an entity.

Referring again to Fig. 7 A, the computing machine 61A of liquidation center can be simultaneously or is sent the tax revenue part computing machine 67A (line AS) of central financial entity 67 places to distribute data successively, to distribute to difference collect taxes the computing machine 69A (line AT) at entity bank 69 places or the computing machine at other bank or financial authorities place.

In one embodiment, the function of liquidation center 61 and central financial entity 67 can be carried out by single entity.For example, liquidation center 61 can directly give collect taxes entity 69 or other bank or financial authorities with fund allocation.

In another embodiment, can go up the banking computer 63A that the total transaction amount that comprises the tax revenue part is sent to businessman by online AR.Then, the banking computer 63A of businessman can partly send tax revenue to the computing machine 67A at central financial entity 67 places with assignment information, simultaneously surplus capital is sent to bank or the accounts of finance that belongs to businessman 54.In this, accumulative total was from the tax of concluding the business several times before the computing machine 63A of the bank of businessman can submit information and fund at the computing machine 67A to central financial entity.Therefore, the computing machine of the bank of businessman can be carried out this type of transmission termly, every day, weekly and/or At All Other Times for example, rather than all carry out data and fund for each transaction and transmit.

In a further embodiment, the computing machine 58A at consumer's bank place can will deduct the computing machine 61A that tax revenue dealing money partly sends debit liquidation center 61 places on the only online AN.The computing machine 58A of consumer's bank can partly send tax revenue to the computing machine 67A at central financial entity 67 places with assignment information.

For the sake of simplicity, Fig. 7 A has shown the system of the single transaction that relates to single businessman and single consumer.Yet, shown in Fig. 7 C, can be applied to a plurality of businessmans 754 according to system of the present invention, wherein each businessman 754 all has for example computing machine of computing machine 754A.Each businessman 754 can conclude the business with one or more consumers 752, and each consumer 752 is associated with one of a plurality of consumer bank 758, and each consumer's bank 758 all has for example computing machine of computing machine 758A.Each businessman 754 can communicate by letter with the computing machine 761A of debit liquidation center 761 by the computing machine 760A at gateway 760 places, with the clearance of concluding the business.Can be used for to a plurality of entity bank 769 apportioned taxs of collecting taxes having the central financial entity 767 of computing machine 767A or third party service provider computing machine etc.

Similarly, the embodiment shown in Fig. 7 B also can be applied to a plurality of businessmans.Fig. 7 D has shown the system that has a plurality of businessmans 704 according to of the present invention, and each businessman 704 all has for example computing machine of computing machine 704A.Fig. 7 D has shown each businessman 704 that concludes the business with a plurality of consumers 702, and each consumer 702 is associated with one of a plurality of consumer bank 708, and each consumer's bank 708 all has for example computing machine of computing machine 708A.Fig. 7 D further shown have gateway 710, the system of a plurality of third party service provider 712 (each provides the commercial city to have for example computing machine of computing machine 712A) and a plurality of debit liquidation center 711.Can use single central financial entity 717 distributing to a plurality of entity bank 719 or accounts of finance entities of collecting taxes from the tax of a plurality of businessmans 704, each in collect taxes entity bank 719 or the accounts of finance entity all has for example computing machine of computing machine 719A.

An alternative embodiment of the invention provides a kind of system and method that is used for the point of sale taxation, and they can be used for levying tax on income fast from for example large-scale businessman there.As the example of one embodiment of the present of invention, Fig. 8 has shown a kind of scheme, and by this scheme, a plurality of entities 89 of collecting taxes can be from businessman's 74 taxations, and this businessman 74 obtains income by selling to consumer 72.In Fig. 8, consumer 72 is for example undertaken by shop-assistant and the businessman 74 with point of sale (POS) terminal 74A alternately.Also can be undertaken by interactive device 76 alternately between consumer 72 and the businessman 74, this interactive device can be a kind of in multiple other pattern.For example, the consumer can carry out with businessman by public switch telephone network (PSTN) or public computer network (for example internet) alternately.For AD HOC, transaction can be held full automation in businessman.

The POS terminal 74A of businessman for example is suitable for connecting or computer network by phone, communicates with the computing machine 83A at bank 83 places of businessman.The computing machine 83A at bank 83 places of businessman can keep one or more accounts for businessman 74, can transfer funds by this account.

Referring again to Fig. 8, the computing machine 83A at bank 83 places of businessman is suitable for communicating with a plurality of computing machine 89A that collect taxes entity bank 89 places.The entity bank 89 that collects taxes can be associated with the different entities of collecting taxes that comprise for example federal government, state government or local government or autonomous government.In addition, be particularly useful for the transaction undertaken by phone or computer network, for example, each transaction all relates to the situation of a plurality of states or local tax authorities.In addition, for International Transaction, may relate to the tax authorities of two or more countries.

Fig. 9 has illustrated the embodiment that is used for for example using the operation that the system shown in Fig. 8 levies tax on income fast according to of the present invention.At piece 910 places, the computing machine of businessman or POS terminal 74A and consumer 72 have finished a POS and have sold.As mentioned above, this sale may be by comprising that different patterns such as PSTN, internet or face-to-face sale realize.At piece 912 places, the POS terminal 74A of businessman determines whether the sale of just having finished is the interior last sale of predetermined period.This cycle can comprise the time of predetermined length, for example a business day, a business week or other suitable cycle.Judgement at piece 912 places can for example be made based on the internal clocking of expression end on business day or by the input that the expression business from the shop-assistant finishes by POS terminal 74A.

At piece 914 places, the POS terminal 74A of businessman links to each other with the computing machine 83A of the bank of businessman and transmits the tax revenue information that is write down.Connection between the computing machine 83A of the POS terminal 74A of businessman and the bank of businessman can be undertaken by comprising the distinct methods that internet or phone connect.The information of computing machine 83A that sends the bank of businessman to can comprise the amount of money that is about to pay the income tax that difference collects taxes entity and the sign of the corresponding entity bank 89 that collects taxes.The collect taxes tax take of entity of difference for example may be calculated and last one year of tax revenue proportionate fraction.The program of the inside of the POS terminal 74A of businessman can be handled as the irregular cycle by holiday or weekend caused.Therefore, for example the proportional part of that day after holiday can be the twice of regular working day.Perhaps, this information income tax that will pay that can only comprise the total sales revenue in that time and calculate by the computing machine 83A of the bank of businessman.

At piece 916 places, the computing machine 83A of businessman links to each other with the computing machine 89A of the entity bank that collects taxes.Equally, this connection can realize by comprising the several different methods that internet or phone connect.At piece 918 places, the computing machine 83A of the bank of businessman sends to tax the computing machine 89A of the entity bank that collects taxes by EFT (Electronic Funds Transfer).Therefore, the merchant account in the bank 83 of businessman can debt the amount of tax to be paid.At piece 920 places, the computing machine 83A of the bank of businessman determine whether in addition must be in this cycle to other entity bank 89 that collects taxes of its transfer funds.If also have other entity bank 89 that collects taxes, then process is returned piece 916 and is linked to each other with the collect taxes computing machine 89A of entity bank of the next one.If there is not other entity bank 89 that collects taxes at piece 920 places, then the computing machine 83A of the bank of businessman disconnects from the computing machine 89A of the entity bank that collects taxes, and process finishes.

Figure 10 has shown second embodiment according to quick taxation of the present invention system.At piece 1010 places, consumer 72 with have and carry out between the businessman 74 of POS terminal 74A and finished the POS sale.Equally, as mentioned above, can carry out POS and sell by comprising internet, PSTN or the pattern of selling face-to-face.

In the embodiment shown in fig. 10, post sales the income tax of specific sale is calculated each.Therefore, at piece 1012 places, the POS terminal 74A of businessman estimates to income with by the income tax due to selling.Can carry out this calculating according to several method.For example, can calculate consumption sum and businessman 74 and sell difference between the known cost of these products or service.Determine that the factor of taking in can be used for the difference that is produced.This factor can be considered all other spendings that businessman 74 must bear, and for example comprises the general administrative expense of enterprise.Perhaps, can use different factors to determine anticipated revenue and expectation income tax to consumption sum.For example, can use the ratio of the income in 1 year and sales revenue to determine the estimated revenue that from sell, obtains.

At piece 1014 places, the POS terminal 74A of businessman is the full income tax in each entity update cycle of collecting taxes.Equally, this entity of collecting taxes can comprise federal government, one or more state government and one or more local government.At piece 1016 places, the POS terminal 74A of businessman determines whether the POS that has just finished sells is that interior finishing touch of this cycle is sold.As mentioned above, as shown in Figure 9, this judgement can be made according to internal clocking or by the input from the shop-assistant by POS terminal 74A.

At piece 1018 places, the POS terminal 74A of businessman links to each other with the computing machine 83A of the bank of businessman and transmits the tax revenue information that is write down.Can be by being connected between the computing machine 83A that comprises POS terminal 74A that several different methods that internet or phone connect carries out businessman and the bank of businessman.The information of computing machine 83A that sends the bank of businessman to comprises the amount of money that is about to pay the income tax that difference collects taxes entity and the sign of the entity bank 89 that collects taxes accordingly.Tax take is the accumulative total tax revenue of interim all sale this week of each entity of collecting taxes.

At piece 1020 places, the computing machine 83A of the bank of businessman links to each other with the computing machine 89A of the entity bank that collects taxes.Equally, can carry out this connection by comprising the several different methods that internet or phone connect.At piece 1022 places, the computing machine of the bank of businessman sends tax to by EFT (Electronic Funds Transfer) the computing machine 89A of the entity bank that collects taxes.Therefore, can in the merchant account at bank 83 places of businessman, deduct the amount of tax to be paid.At piece 1024 places, the computing machine 83A of the bank of businessman determines whether in addition will be to other entity bank 89 that collects taxes of its transfer funds.If also have other entity bank 89 that collects taxes, then process turns back to piece 1020 and links to each other with the collect taxes computing machine 89A of entity bank of the next one.If there is not other entity bank 89 that collects taxes at piece 1024 places, then the computing machine 83A of the bank of businessman disconnects from the computing machine 89A of the entity bank that collects taxes, and process finishes.

In an other embodiment, as shown in figure 11, can use have computing machine 107A central financial entity 107 from a plurality of businessmans 94 to a plurality of entity 109 apportioned taxs of collecting taxes.In this embodiment, consumer 92 and a plurality of businessmans 94 conclude the business, and each businessman 94 all has POS terminal 94A.Each POS terminal 94A transmits the data relevant with tax revenue to the computing machine 103A at bank of businessman 103 places of association termly.Then, the bank 103 of each businessman all sends fund and distribute data to the computing machine 107A at central financial entity 107 places, and computing machine 107A is by transmitting funds transfer to computing machine 109A, with to entity 109 apportioned taxs of collecting taxes.

In the embodiment of alternative, POS terminal 94A can directly send the data relevant with tax revenue to the computing machine 107A of central financial entity, and walks around the bank 103 of businessman.In this embodiment, fund can be stored in the central financial entity in advance, also can transfer accounts simultaneously.

Though disclose specific embodiments of the invention, should be appreciated that, can carry out various modification and combination, and these modifications and the combination still drop within the true spirit and scope of appended claims.Therefore, the invention is not restricted to herein literal published content.

Claims

1, a kind of tax is imposed and distribution method, and it comprises:

Receive the first credit card signal, described first signal comprises credit card information and dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid;

Transmission is by the secondary signal of the computing machine reception of the trading approving entity that is associated with described credit card information, and described secondary signal comprises the request of ratifying described dealing money;

Receive the 3rd signal from the described computing machine of described trading approving entity, described the 3rd signal comprises approval;

New database more is to reflect the distribution of the described amount of tax to be paid to one or more tax revenue authorities; And

The 4th signal that transmission is received by the central entities computing machine, described signal comprises the information from described database, described message reflection to transfer accounts to the accumulative total amount of tax to be paid of each described tax revenue authorities.

2, method according to claim 1, wherein, described the 4th signal also comprises will be from the accumulative total dealing money of one or more credit entities collections.

3, method according to claim 1, wherein, described the 4th signal also comprises the instruction of accumulative total consumption sum to businessman's bank transfer.

4, method according to claim 1 wherein, receives described first signal by telephone network.

5, method according to claim 1 wherein, receives described first signal by computer network.

6, method according to claim 5, wherein, described computer network is the internet.

7. a tax is imposed and distribution system, and it comprises:

Be used to receive the device of the first credit card signal, described first signal comprises credit card information and dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid;

Be used to send the device of the secondary signal that the computing machine by the trading approving entity that is associated with described credit card information receives, described secondary signal comprises the request of ratifying described dealing money;

Be used for receiving from the described computing machine of described trading approving entity the device of the 3rd signal, described the 3rd signal comprises approval;

Be used for new database more to reflect the assigned unit of the described amount of tax to be paid to one or more tax revenue authorities; And

Be used to send the device of the 4th signal that is received by the central entities computing machine, described signal comprises the information from described database, described message reflection will be to the accumulative total amount of tax to be paid of each described tax revenue authorities account transfer.

8, system according to claim 7, wherein, described the 4th signal also comprises will be from the accumulative total dealing money of one or more credit entities collections.

9, system according to claim 7, wherein, described the 4th signal also comprises the instruction of accumulative total consumption sum to businessman's bank transfer.

10, system according to claim 7 wherein, receives described first signal by telephone network.

11, system according to claim 7 wherein, receives described first signal by computer network.

12, system according to claim 11, wherein, described computer network is the internet.

13, a kind of tax is imposed and distribution system, and it comprises:

Signal receiving module, it is used to receive the first credit card signal, and described first signal comprises credit card information and dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid;

Signal transmitting module, it is used to send the secondary signal by the computing machine reception of the trading approving entity that is associated with described credit card information, and described secondary signal comprises the request of ratifying described dealing money;

Described signal receiving module receives the 3rd signal from the described computing machine of described trading approving entity, and described the 3rd signal comprises approval;

Database module, it is used for new database more to reflect the distribution of the described amount of tax to be paid to one or more tax revenue authorities; And

Described signal transmitting module sends the 4th signal that is received by the central entities computing machine, and described signal comprises the information from described database, described message reflection will be to the accumulative total amount of tax to be paid of each described tax revenue authorities account transfer.

14, system according to claim 13, wherein, described the 4th signal also comprises will be from the accumulative total dealing money of one or more credit entities collections.

15, system according to claim 13, wherein, described the 4th signal also comprises the instruction of accumulative total consumption sum to businessman's bank transfer.

16, system according to claim 13, wherein, described receiver module receives described first signal by telephone network.

17, system according to claim 13, wherein, described receiver module receives described first signal by computer network.

18, system according to claim 17, wherein, described computer network is the internet.

19, a kind of program product, it comprises and is used to make machine to carry out the machine readable program code of following method step:

The 4th signal that transmission is received by the central entities computing machine, described signal comprises the information from described database, described message reflection will be to the accumulative total amount of tax to be paid of each described tax revenue authorities account transfer.

20, program product according to claim 19 is characterized in that described the 4th signal also comprises the accumulative total dealing money that will impose from one or more credit entities.

21, program product according to claim 19 is characterized in that described the 4th signal also comprises the instruction of accumulative total consumption sum to businessman's bank transfer.

22, program product according to claim 19 is characterized in that receiving described first signal by telephone network.

23, program product according to claim 19 is characterized in that receiving described first signal by computer network.

24, program product according to claim 23 is characterized in that described computer network is the internet.

25, a kind of tax is imposed and distribution method, and it comprises:

Carry out one or more transaction with the consumer, each described transaction has a dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid;

For each described transaction, obtain approval to described dealing money from the trading approving entity that is associated with described consumer;

For each described transaction, distribute the described amount of tax to be paid to one or more tax revenue authorities;

New database more is to reflect described distribution; And

The signal that transmission is received by the central entities computing machine, described signal comprises the information from described database, described message reflection will be to the accumulative total amount of tax to be paid of each described tax revenue authorities account transfer.

26, method according to claim 25, wherein, described signal also comprises the accumulative total dealing money of imposing from one or more credit entities.

27, method according to claim 25, wherein, described signal also comprises the instruction to businessman's bank transfer accumulative total consumption sum.

28, method according to claim 25 wherein, is carried out described transaction by telephone network.

29, method according to claim 25 wherein, is carried out described transaction by computer network.

30, method according to claim 29, wherein, the described transaction comprises from consumer's computing machine reception credit card information.

31, method according to claim 29, wherein, described computer network is the internet.

32, a kind of tax is imposed and distribution system, and it comprises:

Be used for carrying out with the consumer device of one or more transaction, each described transaction has a dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid;

Obtain device for each described transaction from the trading approving entity that is associated with described consumer to the approval of described dealing money;

The device that distributes the described amount of tax to be paid for each described transaction to one or more tax revenue authorities;

More new database is to reflect described assigned unit; And

The device of the signal that transmission is received by the central entities computing machine, described signal comprises the information from described database, described message reflection will be to the accumulative total amount of tax to be paid of each described tax revenue authorities account transfer.

33, system according to claim 32, wherein, described signal also comprises the accumulative total dealing money of imposing from one or more credit entities.

34, system according to claim 32, wherein, described signal also comprises the instruction to businessman's bank transfer accumulative total consumption sum.

35, system according to claim 32 wherein, carries out described transaction by telephone network.

36, system according to claim 32 wherein, carries out described transaction by computer network.

37, system according to claim 36, wherein, the described device that is used to conclude the business receives credit card information from consumer's computing machine.

38, system according to claim 36, wherein, described computer network is the internet.

39, a kind of program product, it comprises and is used to make machine to carry out the machine readable program code of following method step:

More new database is to reflect described distribution; And

40,, it is characterized in that described signal also comprises the accumulative total dealing money that will impose from one or more credit entities according to the described program product of claim 39.

41,, it is characterized in that described signal also comprises the instruction of accumulative total consumption sum to businessman's bank transfer according to the described program product of claim 39.

42,, it is characterized in that carrying out described transaction by telephone network according to the described program product of claim 39.

43,, it is characterized in that carrying out described transaction by computer network according to the described program product of claim 39.

44,, it is characterized in that described the transaction comprises from consumer's computing machine reception credit card information according to the described program product of claim 43.

45,, it is characterized in that described computer network is the internet according to the described program product of claim 43.

46, a kind of tax is imposed and distribution method, and it comprises:

Receive first group of signal, described first group of signal comprise from each the signal in one or more merchant computer, and each signal in described first group of signal comprises the information that expression distributes each the amount of tax to be paid in the one or more tax revenue authorities;

Send second group of signal, described second group of signal comprises the signal by each reception in one or more credit entity computer, and each in described second group of signal all comprises the funds transfer request;

Receive the 3rd group of signal, described the 3rd group of signal comprises the signal from each described credit entity computer, and each signal in described the 3rd group of signal comprises first funds transfer, and described first funds transfer comprises the accumulative total amount of tax to be paid; And

Send the 4th group of signal, described the 4th group of signal comprises the signal that the computing machine by each described tax revenue authorities receives, and each signal in described the 4th group of signal comprises second funds transfer, and on behalf of the described amount of tax to be paid, described second funds transfer distribute.

47, according to the described method of claim 46, each signal in wherein said first group of signal also comprises the dealing money information of businessman.

48, according to the described method of claim 47, wherein said first funds transfer also comprises each the dealing money in described businessman and the described credit entity.

49, according to the described method of claim 48, also comprise:

Send the 5th group of signal, described the 5th group of signal comprises the signal that is received by one of described a plurality of merchant computer, and each signal in described the 5th group of signal comprises the 3rd funds transfer, and described the 3rd funds transfer comprises the accumulative total dealing money of businessman.

50, a kind of tax is imposed and distribution system, comprises;

Receive the device of first group of signal, described first group of signal comprise from each the signal in one or more merchant computer, and each signal in described first group of signal comprises that expression each in one or more tax revenue authorities distributes the information of the amount of tax to be paid;

Send the device of second group of signal, described second group of signal comprises the signal that is received by one or more credit entity computer, and each signal in described second group of signal comprises the funds transfer request;

Receive the device of the 3rd group of signal, described the 3rd group of signal comprises the signal from each described credit entity computer, and each signal in described the 3rd group of signal comprises first funds transfer, and described first funds transfer comprises the accumulative total amount of tax to be paid; And

Send the device of the 4th group of signal, described the 4th group of signal comprises the signal that the computing machine by each described tax revenue authorities receives, and each signal in described the 4th group of signal comprises second funds transfer, and on behalf of the described amount of tax to be paid, described second funds transfer distribute.

51, according to the described system of claim 50, each signal in wherein said first group of signal also comprises the dealing money information of businessman;

52, according to the described system of claim 51, wherein said first funds transfer also comprises the dealing money of each described businessman and described credit entity.

53, according to the described system of claim 52, also comprise:

Send the device of the 5th group of signal, described the 5th group of signal comprises the signal that is received by a described merchant computer, and each signal in described the 5th group of signal comprises the 3rd funds transfer, and described the 3rd funds transfer comprises the accumulative total dealing money of businessman.

54, a kind of program product comprises being used to make machine to carry out the machine readable program code of following method step:

Receive first group of signal, described first group of signal comprise from each the signal in one or more merchant computer, and each signal in described first group of signal comprises that expression each in one or more tax revenue authorities distributes the information of the amount of tax to be paid;

Send second group of information, described second group of information comprises the signal by each reception in one or more credit entity computer, and each signal in described second group of signal comprises the funds transfer request;

Receive the 3rd group of signal, described the 3rd group of signal comprises the signal from each described credit entity computer, and each signal in described the 3rd group of signal comprises first funds transfer, and described first account transfer comprises the accumulative total amount of tax to be paid; And

55,, it is characterized in that each signal in described first group of signal also comprises the dealing money information of businessman according to the described program product of claim 54;

56,, it is characterized in that described first funds transfer also comprises the dealing money of each described businessman and described credit entity according to the described program product of claim 55.

57,, it is characterized in that described program code also makes machine carry out following method step according to the described program product of claim 56:

Send the 5th group of signal, described the 5th group of signal comprises the signal that is received by a described merchant computer, and each signal in described the 5th group of signal comprises the 3rd funds transfer, and described the 3rd funds transfer comprises the accumulative total dealing money of businessman.

58. a tax is imposed and distribution system, comprises;

Signal receiving module, it is used to receive first group of signal, described first group of signal comprise from each the signal in one or more merchant computer, and each signal in described first group of signal comprises that expression each in one or more tax revenue authorities distributes the information of the amount of tax to be paid;

Signal transmitting module, it is used to send second group of signal, and described second group of signal comprises the signal by each reception in one or more credit entity computer, and each signal in described second group of signal comprises the funds transfer request;

Described receiver module receives the 3rd group of signal, and described the 3rd group of signal comprises the signal from each described credit entity computer, and each signal in described the 3rd group of signal comprises first funds transfer, and described first funds transfer comprises the accumulative total amount of tax to be paid; And

Described sending module sends the 4th group of signal, and described the 4th group of signal comprises the signal that the computing machine by each described tax revenue authorities receives, and each signal in described the 4th group of signal comprises second funds transfer, and on behalf of the described amount of tax to be paid, described second funds transfer distribute.

59, according to the described system of claim 58, each signal in wherein said first group of signal also comprises the dealing money information of businessman;

60, according to the described system of claim 59, wherein said first funds transfer also comprises the dealing money of each described businessman and described credit entity.

61, according to the described system of claim 60, wherein:

Described sending module sends the 5th group of signal, and described the 5th group of signal comprises the signal that is received by a described merchant computer, and each signal in described the 5th group of signal comprises the 3rd funds transfer, and described the 3rd funds transfer comprises the accumulative total dealing money of businessman.

62, a kind of tax is imposed and distribution method, comprising:

Receive the first cash received signal, described first signal comprises dealing money, and described dealing money comprises the amount of tax to be paid that receives from the consumer with the form that is equal to cash;

The secondary signal that transmission is received by the central entities computing machine, described secondary signal comprises the information from described database, described message reflection to transfer accounts to the accumulative total amount of tax to be paid of each described tax revenue authorities.

63, according to the described method of claim 62, wherein, described secondary signal also comprises the instruction of the described accumulative total amount of tax to be paid to each described tax revenue authorities account transfer.

64,, wherein, receive described first signal by computer network according to the described method of claim 62.

65, according to the described method of claim 64, wherein, described computer network is the internet.

66, according to the described method of claim 62, wherein, the described form that is equal to cash is a cash.

67, according to the described method of claim 62, wherein, the described form that is equal to cash is the electronic cash from stored value card.

68, a kind of tax is imposed and distribution system, comprising:

Be used to receive the device of the first cash received signal, described first signal comprises dealing money, and described dealing money comprises the amount of tax to be paid that receives from the consumer with the form that is equal to cash;

Be used to send the device of the secondary signal that is received by the central entities computing machine, described secondary signal comprises the information from described database, described message reflection to transfer accounts to the accumulative total amount of tax to be paid of each described tax revenue authorities.

69, according to the described system of claim 68, wherein, described secondary signal also comprises the instruction of the described accumulative total amount of tax to be paid to each described tax revenue authorities account transfer.

70,, wherein, receive described first signal by computer network according to the described system of claim 68.

71, according to the described system of claim 70, wherein said computer network is the internet.

72, according to the described system of claim 68, the wherein said form that is equal to cash is a cash.

73, according to the described system of claim 68, the wherein said form that is equal to cash is the electronic cash from stored value card.

74, a kind of tax is imposed and distribution system, comprising:

Signal receiving module, it is used to receive the first cash received signal, and described first signal comprises dealing money, and described dealing money comprises the amount of tax to be paid that receives from the consumer with the form that is equal to cash;

Database module, it is used for more new database, to reflect the distribution of the described amount of tax to be paid to one or more tax revenue authorities; And

Signal transmitting module, it is used to send the secondary signal that is received by the central entities computing machine, described secondary signal comprises the information from database, described message reflection will be to the accumulative total amount of tax to be paid of each described tax revenue authorities account transfer.

75, according to the described system of claim 74, wherein said secondary signal also comprises transfers accounts the described accumulative total amount of tax to be paid to the instruction of each described tax revenue authorities.

76,, wherein receive described first signal by computer network according to the described system of claim 74.

77, according to the described system of claim 76, wherein said computer network is the internet.

78, according to the described system of claim 74, the wherein said form that is equal to cash is a cash.

79, according to the described system of claim 74, the wherein said form that is equal to cash is the electronic cash from stored value card.

80, a kind of program product comprises being used to make machine to carry out the machine readable program code of following method step:

More new database is to reflect the distribution of the described amount of tax to be paid to one or more tax revenue authorities; And

The secondary signal that transmission is received by the central entities computing machine, described secondary signal comprises the information from database, described message reflection to transfer accounts to the accumulative total amount of tax to be paid of each described tax revenue authorities.

81,0 described program product according to Claim 8 is characterized in that described secondary signal also comprises the described accumulative total amount of tax to be paid is transferred accounts to the instruction of each described tax revenue authorities.

82,0 described program product according to Claim 8 is characterized in that receiving described first signal by computer network.

83,2 described program products according to Claim 8 is characterized in that described computer network is the internet.

84,0 described program product according to Claim 8 is characterized in that the described form that is equal to cash is a cash.

85,0 described program product according to Claim 8 is characterized in that the described form that is equal to cash is the electronic cash from stored value card.

86, a kind of tax is imposed and distribution system, comprising:

Carry out one or more money transactions that are equal to the consumer, each described transaction has a dealing money, and described dealing money comprises the amount of tax to be paid;

For each described transaction, the described amount of tax to be paid is distributed to one or more tax revenue authorities;

More new database is to reflect described distribution; And

The signal that transmission is received by the central entities computing machine, described signal comprises the information from described database, described message reflection to transfer accounts to the accumulative total amount of tax to be paid of each described tax revenue authorities, described signal also comprises the funds transfer of the described accumulative total amount of tax to be paid that shows described tax revenue authorities.

87,6 described methods according to Claim 8, the network that wherein uses a computer carries out described transaction.

88,7 described methods according to Claim 8, wherein said computer network is the internet.

89,6 described methods according to Claim 8, the wherein said form that is equal to cash is a cash.

90,6 described methods according to Claim 8, the wherein said form that is equal to cash is the electronic cash from stored value card.

91, a kind of tax is imposed and distribution system, comprising:

Be used for carrying out one or more devices that are equal to money transaction with the consumer, each described transaction has a dealing money, and described dealing money comprises the amount of tax to be paid;

The described amount of tax to be paid is distributed to the device of one or more tax revenue authorities for each described transaction;

More new database is to reflect described assigned unit; And

Transmission is by the device of the signal of central entities computing machine reception, described signal comprises the information from described database, described message reflection to transfer accounts to the accumulative total amount of tax to be paid of each described tax revenue authorities, described signal also comprises the funds transfer of the described accumulative total amount of tax to be paid that shows described tax revenue authorities.

92, according to the described system of claim 91, wherein said device of the concluding the business network that uses a computer.

93, according to the described system of claim 92, wherein said computer network is the internet.

94, according to the described system of claim 91, the wherein said form that is equal to cash is a cash.

95, according to the described system of claim 91, the wherein said form that is equal to cash is the electronic cash from stored value card.

96, a kind of program product comprises being used to make machine to carry out the machine readable program code of following method step:

More new database is to reflect described distribution; And

97, according to the described program product of claim 96, the network that it is characterized in that using a computer carries out described transaction.

98,, it is characterized in that described computer network is the internet according to the described program product of claim 97.

99,, it is characterized in that the described form that is equal to cash is a cash according to the described program product of claim 96.

100,, it is characterized in that the described form that is equal to cash is the electronic cash from stored value card according to the described program product of claim 96.

101, a kind of tax is imposed and distribution method, and it comprises:

Receive first group of signal, described first group of signal comprise from each the signal in one or more merchant computer, and each signal in described first group of signal comprises the information of the amount of tax to be paid of each distribution of expression in one or more tax revenue authorities; And

Send second group of signal, described second group of signal comprises the signal that the computing machine by each described tax revenue authorities receives, and each signal in described second group of signal comprises funds transfer, and on behalf of the described amount of tax to be paid, described funds transfer distribute.

102, according to the described method of claim 101, wherein, each signal in described first group of signal also comprises another funds transfer, and described another funds transfer comprises the accumulative total amount of tax to be paid.

103, a kind of tax is imposed and distribution system, and it comprises:

Be used to receive the device of first group of signal, described first group of signal comprise from each the signal in one or more merchant computer, and each signal in described first group of signal comprises the information of the amount of tax to be paid of each distribution of expression in one or more tax revenue authorities; And

Be used to send the device of second group of signal, described second group of signal comprises the signal that the computing machine by each described tax revenue authorities receives, and each signal in described second group of signal comprises funds transfer, and on behalf of the described amount of tax to be paid, described funds transfer distribute.

104, according to the described system of claim 103, wherein, each signal in described first group of signal also comprises another funds transfer, and described another funds transfer comprises the accumulative total amount of tax to be paid.

105, a kind of program product, it comprises the machine readable program code that is used to make the following method step of machine execution:

106, according to the described program product of claim 105, it is characterized in that each signal in described first group of signal also comprises another funds transfer, described another funds transfer comprises the accumulative total amount of tax to be paid.

107, a kind of tax is imposed and distribution system, and it comprises:

Signal receiving module, it is used to receive first group of signal, described first group of signal comprise from each the signal in one or more merchant computer, and each signal in described first group of signal comprises the information of the amount of tax to be paid of each distribution of expression in one or more tax revenue authorities; And

Signal transmitting module, it is used to send second group of signal, described second group of signal comprises the signal that the computing machine by each described tax revenue authorities receives, and each signal in described second group of signal comprises second funds transfer, and on behalf of the described amount of tax to be paid, described second funds transfer distribute.

108, according to the described system of claim 107, wherein, each signal in described first group of signal also comprises another funds transfer, and described another funds transfer comprises the accumulative total amount of tax to be paid.

109, a kind of tax is imposed and distribution method, and it comprises:

Receive first debit's signal, described first signal comprises consumer's account information and dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid; And

Determine of the distribution of the described amount of tax to be paid to one or more tax revenue authorities;

The secondary signal that transmission is received by the computing machine of the bank that is associated with described account information, described secondary signal comprise first funds transfer that is associated with described consumption sum and match described tax revenue authorities according to described branch and carry out the request of second funds transfer; And

Receive the 3rd signal from the described computing machine of described bank, described the 3rd signal comprises described first funds transfer.

110,, wherein, receive described first signal by telephone network according to the described method of claim 109.

111,, wherein, receive described first signal by computer network according to the described method of claim 109.

112, according to the described method of claim 111, wherein, described computer network is a net.

113, a kind of tax is imposed and distribution system, and it comprises:

Be used to receive the device of first debit's signal, described first signal comprises consumer's account information and dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid;

Be used for determining the assigned unit of the described amount of tax to be paid to one or more tax revenue authorities;

Be used to send the device of the secondary signal that the computing machine by the bank that is associated with described account information receives, described secondary signal comprises first funds transfer that is associated with described consumption sum and matches described tax revenue authorities according to described branch and carry out the request of second funds transfer; And

Be used for receiving from the described computing machine of described bank the device of the 3rd signal, described the 3rd signal comprises described first funds transfer.

114,, wherein, receive described first signal by telephone network according to the described system of claim 113.

115,, wherein, receive described first signal by computer network according to the described system of claim 113.

116, according to the described system of claim 115, wherein, described computer network is the internet.

117, a kind of tax is imposed and distribution system, and it comprises:

Receiver module, it is used to receive first debit's signal, and described first signal comprises consumer's account information and dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid;

Distribution module, it is used for determining the distribution of the described amount of tax to be paid to one or more tax revenue authorities;

Sending module, it is used to send the secondary signal that the computing machine by the bank that is associated with described account information receives, and described secondary signal comprises first funds transfer that is associated with described consumption sum and matches described tax revenue authorities according to described branch and carry out the request of second funds transfer; And

Described receiver module also is used for receiving the 3rd signal from the described computing machine of described bank, and described the 3rd signal comprises described first funds transfer.

118,, wherein, receive described first signal by telephone network according to the described system of claim 117.

119,, wherein, receive described first signal by computer network according to the described system of claim 117.

120, according to the described system of claim 119, wherein, described computer network is the internet.

121, a kind of program product, it comprises the machine readable program code that is used to make the following method step of machine execution:

Receive first debit's signal, described first signal comprises consumer's account information and dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid;

122,, it is characterized in that receiving described first signal by telephone network according to the described program product of claim 121.

123,, it is characterized in that receiving described first signal by computer network according to the described program product of claim 121.

124,, it is characterized in that described computer network is the internet according to the described program product of claim 123.

125, a kind of tax is imposed and distribution method, and it comprises:

More new database is to reflect described distribution;

Transmission is by the secondary signal of the computing machine reception of the bank that is associated with described account information, and described secondary signal comprises the first funds transfer request that is associated with described dealing money;

Receive the 3rd signal from the described computing machine of described bank, described the 3rd signal comprises described first funds transfer; And

The 4th signal that transmission is received by the central entities computing machine, described the 4th signal comprises the information from described database, the described distribution of described information representation, described the 4th signal also comprises the funds transfer that is associated with the accumulative total amount of tax to be paid.

126,, wherein, receive described first signal by telephone network according to the described method of claim 125.

127,, wherein, receive described first signal by computer network according to the described method of claim 125.

128, according to the described method of claim 127, wherein, described computer network is the internet.

129, a kind of tax is imposed and distribution system, and it comprises:

Be used for more new database to reflect described assigned unit;

Be used to send the device of the secondary signal that the computing machine by the bank that is associated with described account information receives, described secondary signal comprises the request of first funds transfer that is associated with described dealing money;

Be used for receiving from the described computing machine of described bank the device of the 3rd signal, described the 3rd signal comprises described first funds transfer; And

Be used to send the device of the 4th signal that is received by the central entities computing machine, described the 4th signal comprises the information from described database, the described distribution of described information representation, and described the 4th signal also comprises the funds transfer that is associated with the accumulative total amount of tax to be paid.

130,, wherein, receive described first signal by telephone network according to the described system of claim 129.

131,, wherein, receive described first signal by computer network according to the described system of claim 129.

132, according to the described system of claim 131, wherein, described computer network is the internet.

133, a kind of tax is imposed and distribution system, and it comprises:

Database module, it is used for more new database to reflect described distribution;

Sending module, it is used to send the secondary signal by the computing machine reception of the bank that is associated with described account information, and described secondary signal comprises the first funds transfer request that is associated with described dealing money;

Described receiver module also is used for receiving the 3rd signal from the described computing machine of described bank, and described the 3rd signal comprises described first funds transfer; And

Described sending module also is used to send the 4th signal that is received by the central entities computing machine, and described the 4th signal comprises the information from described database, the described distribution of described information representation, and described the 4th signal also comprises the funds transfer that is associated with the accumulative total amount of tax to be paid.

134,, wherein, receive described first signal by telephone network according to the described system of claim 133.

135,, wherein, receive described first signal by computer network according to the described system of claim 133.

136, according to the described system of claim 135, wherein, described computer network is the internet.

137, a kind of program product, it comprises the machine readable program code that is used to make the following method step of machine execution:

More new database is to reflect described distribution;

Transmission is by the secondary signal of the computing machine reception of the bank that is associated with described account information, and described secondary signal comprises the request of first funds transfer that is associated with described dealing money;

138,, it is characterized in that receiving described first signal by telephone network according to the described program product of claim 137.

139,, it is characterized in that receiving described first signal by computer network according to the described program product of claim 137.

140,, it is characterized in that described computer network is the internet according to the described program product of claim 139.

141, a kind of tax is imposed and distribution method, and it comprises:

Receive first group of debit's signal, each signal in described first group of signal comprise the consumer account information, consumption sum, the amount of tax to be paid and with the distribution relevant information of the described amount of tax to be paid to one or more tax revenue authorities;

New database more is to reflect the described distribution of each signal in described first group of signal;

Send second group of signal, each signal in second group of signal is corresponding to a signal in described first group of signal, and received by the computing machine that is associated with businessman, and comprises the funds transfer that is associated with consumption sum;

The 3rd signal that transmission is received by the central entities computing machine, described the 3rd signal comprise the funds transfer of the expression accumulative total amount of tax to be paid, and described the 3rd signal also comprises the information from the described distribution of expression of described database.

142, a kind of tax is imposed and distribution system, and it comprises:

Be used to receive the device of first group of debit's signal, each signal in described first group of signal comprise the consumer account information, consumption sum, the amount of tax to be paid and with the distribution relevant information of the described amount of tax to be paid to one or more tax revenue authorities;

Be used for more new database to reflect the described assigned unit of each described first group signal;

Be used to send the device of second group of signal, each signal in second group of signal is corresponding to a signal in described first group of signal, and received by the computing machine that is associated with businessman, and comprises the funds transfer that is associated with consumption sum;

Be used to send the device of the 3rd signal that is received by the central entities computing machine, described the 3rd signal comprises the funds transfer of the expression accumulative total amount of tax to be paid, and described the 3rd signal also comprises the information from the described distribution of expression of described database.

143, a kind of tax is imposed and distribution system, and it comprises:

Receiver module, it is used to receive first group of debit's signal, each signal in described first group of signal comprise the consumer account information, consumption sum, the amount of tax to be paid and with the distribution relevant information of the described amount of tax to be paid to one or more tax revenue authorities;

Database module, it is used for more new database, to reflect the described distribution of each signal in described first group of signal;

Sending module, it is used to send second group of signal, and each signal in second group of signal is corresponding to a signal in described first group of signal, and received by the computing machine that is associated with businessman, and comprises the funds transfer that is associated with consumption sum;

Described sending module also is used to send the 3rd signal that is received by the central entities computing machine, and described the 3rd signal comprises the funds transfer of the expression accumulative total amount of tax to be paid, and described the 3rd signal also comprises the information from the described distribution of expression of described database.

144, a kind of program product, it comprises the machine readable program code that is used to make the following method step of machine execution:

Send second group of signal, each signal in second group of signal is corresponding to a signal in described first group of signal, and received by the computing machine that is associated with businessman, and comprises the funds transfer that is associated with consumption sum; And

145, a kind of tax is imposed and distribution method, and it comprises:

Receive first buying signals, described first signal comprise with consumer and businessman between the relevant information of transaction, described information comprises dealing money and consumer information;

Determine the distribution of amount of income tax according to described dealing money and described consumer information to one or more tax revenue authorities; And

The secondary signal that transmission is received by the central entities computing machine, described signal comprises described distribution.

146, according to the described method of claim 145, also comprise:

Determine more new database according to described distribution described, distribute to the total amount of tax of each described tax revenue authorities with reflection.

147, according to the described method of claim 145, wherein, described secondary signal also comprises the funds transfer of the expression accumulative total amount of tax to be paid.

148, according to the described method of claim 147, wherein, described secondary signal also comprises according to described distribute described amount of income tax being transferred accounts to the instruction of corresponding tax revenue authorities.

149,, wherein, receive described first signal by telephone network according to the described method of claim 145.

150,, wherein, receive described first signal by computer network according to the described method of claim 145.

151, according to the described method of claim 150, wherein, described computer network is the internet.

152, a kind of tax is imposed and distribution system, and it comprises:

Be used to receive the device of first buying signals, described first signal comprise with consumer and businessman between the relevant information of transaction, described information comprises dealing money and consumer information;

Be used for determining the assigned unit of amount of income tax to one or more tax revenue authorities according to described dealing money and described consumer information; And

Be used to send the device of the secondary signal that is received by the central entities computing machine, described signal comprises described distribution.

153, according to the described system of claim 152, also comprise:

Be used for determining the device of the total amount of tax that new database is more distributed to each described tax revenue authorities with reflection according to described distribution described.

154, according to the described system of claim 152, wherein, described secondary signal also comprises the funds transfer of the expression accumulative total amount of tax to be paid.

155, according to the described system of claim 154, wherein, described secondary signal also comprises according to described distribute described amount of income tax being transferred accounts to the instruction of corresponding tax revenue authorities.

156,, wherein, receive described first signal by telephone network according to the described system of claim 152.

157,, wherein, receive described first signal by computer network according to the described system of claim 152.

158, according to the described system of claim 157, wherein, described computer network is the internet.

159, a kind of tax is imposed and distribution system, and it comprises:

Receiver module, it is used to receive first buying signals, described first signal comprise with consumer and businessman between the relevant information of transaction, described information comprises dealing money and consumer information;

Distribution module, it is used for determining the distribution of amount of income tax to one or more tax revenue authorities according to described dealing money and described consumer information; And

Sending module, it is used to send the secondary signal that is received by the central entities computing machine, and described signal comprises described distribution.

160, according to the described system of claim 159, also comprise:

Database module, it is used for determining that according to the described of described distribution more new database is with the total amount of tax of reflection to each tax revenue authorities distribution.

161, according to the described system of claim 159, wherein, described secondary signal also comprises the funds transfer of the expression accumulative total amount of tax to be paid.

162, according to the described system of claim 161, wherein, described secondary signal also comprises according to described distribute described amount of income tax being transferred accounts to the instruction of corresponding tax revenue authorities.

163 according to the described system of claim 159, wherein, receives described first signal by telephone network.

164 according to the described system of claim 159, wherein, receives described first signal by computer network.

165, according to the described system of claim 164, wherein, described computer network is the internet.

166, a kind of program product, it comprises the machine readable program code that is used to make the following method step of machine execution:

167,, it is characterized in that described program code also makes machine carry out following method step according to the described program product of claim 166:

Determine more new database according to described distribution described, the total amount of tax that distributes to each described tax revenue authorities with reflection.

168,, it is characterized in that described secondary signal also comprises the funds transfer of the expression accumulative total amount of tax to be paid according to the described program product of claim 166.

169,, it is characterized in that described secondary signal also comprises according to described distribute described amount of income tax being transferred accounts to the instruction of corresponding tax revenue authorities according to the described program product of claim 168.

170,, it is characterized in that receiving described first signal by telephone network according to the described program product of claim 166.

171,, it is characterized in that receiving described first signal by computer network according to the described program product of claim 166.

172,, it is characterized in that described computer network is the internet according to the described program product of claim 171.

173, a kind of tax is imposed and distribution method, and it comprises: receive the first credit card signal, described first signal comprises credit card information and dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid; Transmission is by the secondary signal of the computing machine reception of the trading approving entity that is associated with described credit card information, and described secondary signal comprises the request of ratifying described dealing money; And receive the 3rd signal from the described computing machine of described trading approving entity, described the 3rd signal comprises approval, it is characterized in that:

New database more, to reflect of the distribution of the described amount of tax to be paid to one or more tax revenue authorities, and send the 4th signal that receives by the central entities computing machine, described signal comprises the information from described database, described message reflection will be to the accumulative total amount of tax to be paid of each described tax revenue authorities account transfer.

174,, it is characterized in that described the 4th signal also comprises the accumulative total dealing money that will impose from one or more credit entities according to the described method of claim 173.

175,, it is characterized in that described the 4th signal also comprises the instruction that the accumulative total consumption sum is transferred into bank of businessman according to the described method of claim 173.

176,, it is characterized in that receiving described first signal by telephone network according to the described method of claim 173.

177,, it is characterized in that receiving described first signal by computer network according to the described method of claim 173.

178,, it is characterized in that described computer network is the internet according to the described method of claim 177.

179, a kind of tax is imposed and distribution system, and it comprises: signal receiving module, be used to receive the first credit card signal, and described first signal comprises credit card information and dealing money, described dealing money comprises the consumption sum and the amount of tax to be paid; Signal transmitting module is used to send the secondary signal by the computing machine reception of the trading approving entity that is associated with described credit card information, and described secondary signal comprises the request of ratifying described dealing money; Described signal receiving module is used for receiving the 3rd signal from the described computing machine of described trading approving entity, and described the 3rd signal comprises approval, it is characterized in that:

Database module is used for more new database, to reflect the distribution of the described amount of tax to be paid to one or more tax revenue authorities; Described signal transmitting module sends the 4th signal that is received by the central entities computing machine, and described signal comprises the information from described database, described message reflection will be to the accumulative total amount of tax to be paid of each described tax revenue authorities account transfer.

180,, it is characterized in that described the 4th signal also comprises the accumulative total dealing money that will impose from one or more credit entities according to the described system of claim 179.

181,, it is characterized in that described the 4th signal also comprises the instruction to businessman's bank transfer accumulative total consumption sum according to the described system of claim 179.

182,, it is characterized in that described receiver module receives described first signal by telephone network according to the described system of claim 179.

183,, it is characterized in that described receiver module receives described first signal by computer network according to the described system of claim 179.

184,, it is characterized in that described computer network is the internet according to the described system of claim 183.

185, a kind of tax is imposed and distribution method, it is characterized in that:

Receive first group of signal, described first group of signal comprise from each the signal in one or more merchant computer, and each signal in described first group of signal comprises the information that expression distributes each the amount of tax to be paid in the one or more tax revenue authorities; Send second group of signal, described second group of signal comprises the signal by each reception in one or more credit entity computer, and each signal in described second group of signal comprises the funds transfer request; Receive the 3rd group of signal, described the 3rd group of signal comprises the signal from each described credit entity computer, and each signal in described the 3rd group of signal comprises first funds transfer, and described first funds transfer comprises the accumulative total amount of tax to be paid; And send the 4th group of signal, and described the 4th group of signal comprises the signal that the computing machine by each described tax revenue authorities receives, and each signal in described the 4th group of signal comprises second funds transfer, and described second funds transfer represents that the described amount of tax to be paid distributes.

186,, it is characterized in that each signal in described first group of signal also comprises the dealing money information of businessman according to the described method of claim 185.

187,, it is characterized in that described first funds transfer also comprises the dealing money of each described businessman and described credit entity according to the described method of claim 186.

188, according to the described method of claim 187, its feature also is to send the 5th group of signal, described the 5th group of signal comprises the signal that is received by a described merchant computer, each signal in described the 5th group of signal comprises the 3rd funds transfer, and described the 3rd funds transfer comprises the accumulative total dealing money of businessman.

189, a kind of tax is imposed and distribution system, it is characterized in that:

Signal receiving module, be used to receive first group of signal, described first group of signal comprise from each the signal in one or more merchant computer, and each signal in described first group of signal comprises that all expression each in one or more tax revenue authorities distributes the information of the amount of tax to be paid; Signal transmitting module is used to send second group of signal, and described second group of signal comprises the signal that is received by one or more credit entity computer, and each signal in described second group of signal comprises the funds transfer request; Described receiver module receives the 3rd group of signal, and described the 3rd group of signal comprises the signal from each described credit entity computer, and each signal in described the 3rd group of signal comprises first funds transfer, and described first funds transfer comprises the accumulative total amount of tax to be paid; Described sending module sends the 4th group of signal, and described the 4th group of signal comprises the signal that the computing machine by each described tax revenue authorities receives, and each signal in described the 4th group of signal comprises second funds transfer, and described second funds transfer represents that the described amount of tax to be paid distributes.

190,, it is characterized in that each signal in described first group of signal also comprises the dealing money information of businessman according to the described system of claim 189.

191,, it is characterized in that described first funds transfer also comprises the dealing money of each described businessman and described credit entity according to the described system of claim 190.

192, according to the described system of claim 191, it is characterized in that described sending module sends the 5th group of signal, described the 5th group of signal comprises the signal that is received by a described merchant computer, each signal in described the 5th group of signal comprises the 3rd funds transfer, and described the 3rd funds transfer comprises the accumulative total dealing money of businessman.

193, a kind of tax is imposed and distribution method, comprises receiving the first cash received signal, and described first signal comprises dealing money, and described dealing money comprises with the form that is equal to cash and it is characterized in that from the amount of tax to be paid that the consumer receives:

More new database is to reflect the distribution of the described amount of tax to be paid to one or more tax revenue authorities; And send the secondary signal that receives by the central entities computing machine, described secondary signal comprises the information from described database, described message reflection to transfer accounts to the accumulative total amount of tax to be paid of each described tax revenue authorities.

194,, it is characterized in that described secondary signal also comprises the described accumulative total amount of tax to be paid is transferred accounts to the instruction of each described tax revenue authorities according to the described method of claim 193.

195,, it is characterized in that receiving described first signal by computer network according to the described method of claim 193.

196,, it is characterized in that described computer network is the internet according to the described method of claim 195.

197,, it is characterized in that the described form that is equal to cash is a cash according to the described method of claim 193.

198,, it is characterized in that the described form that is equal to cash is the electronic cash from stored value card according to the described method of claim 193.

199, a kind of tax is imposed and distribution system, comprise signal receiving module, be used to receive the first cash received signal, described first signal comprises dealing money, described dealing money comprises with the form that is equal to cash and it is characterized in that from the amount of tax to be paid that the consumer receives:

The database update module, it is used for new database more to reflect the distribution of the described amount of tax to be paid to one or more tax revenue authorities; And signal transmitting module, it is used to send the secondary signal that is received by the central entities computing machine, and described secondary signal comprises the information from described database, and described message reflection will be transferred accounts to the accumulative total amount of tax to be paid of each described tax revenue authorities.

200,, it is characterized in that described secondary signal also comprises the accumulative total amount of tax to be paid is transferred accounts to the instruction of each described tax revenue authorities according to the described system of claim 199.

201,, it is characterized in that receiving described first signal by computer network according to the described system of claim 199.

202,, it is characterized in that described computer network is the internet according to the described system of claim 201.

203,, it is characterized in that the described form that is equal to cash is a cash according to the described system of claim 199.

204,, it is characterized in that the described form that is equal to cash is the electronic cash from stored value card according to the described system of claim 199.

205, a kind of tax is imposed and distribution method, it is characterized in that:

Receive first group of signal, described first group of signal comprise from each the signal in one or more merchant computer, and each in described first group of signal all comprises the information that expression distributes each the amount of tax to be paid in the one or more tax revenue authorities; And send second group of signal, and described second group of signal comprises the signal by each reception in one or more credit entity computer, and each signal in described second group of signal comprises funds transfer, and described funds transfer represents that the described amount of tax to be paid distributes.

206, according to the described method of claim 205, it is characterized in that each signal in described first group of signal also comprises another funds transfer, described another funds transfer comprises the accumulative total amount of tax to be paid.

207, a kind of tax is imposed and distribution system, it is characterized in that:

Signal receiving module, it is used to receive first group of signal, described first group of signal comprise from each the signal in one or more merchant computer, and each signal in described first group of signal comprises the information that expression distributes each the amount of tax to be paid in the one or more tax revenue authorities; And signal transmitting module, it is used to send second group of signal, described second group of signal comprises the signal that the computing machine by each described tax revenue authorities receives, and each signal in described second group of signal comprises second funds transfer, and described second funds transfer represents that the described amount of tax to be paid distributes.

208, according to the described system of claim 207, it is characterized in that each signal in described first group of signal also comprises another funds transfer, described another funds transfer comprises the accumulative total amount of tax to be paid.

209, a kind of tax is imposed and distribution method, comprises receiving first debit's signal, and described first signal comprises consumer's account information and dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid, it is characterized in that:

Determine of the distribution of the described amount of tax to be paid to one or more tax revenue authorities; The secondary signal that transmission is received by the computing machine of the bank that is associated with described account information, described secondary signal comprise first funds transfer that is associated with described consumption sum and match described tax revenue authorities according to described branch and carry out the request of second funds transfer; And receiving the 3rd signal from the described computing machine of described bank, described the 3rd signal comprises described first funds transfer.

210,, it is characterized in that receiving described first signal by telephone network according to the described method of claim 209.

211,, it is characterized in that receiving described first signal by computer network according to the described method of claim 209.

212,, it is characterized in that described computer network is the internet according to the described method of claim 211.

213, a kind of tax is imposed and distribution system, comprises receiver module, and it is used to receive first debit's signal, and described first signal comprises consumer's account information and dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid, it is characterized in that:

Distribution module is used for determining the distribution of the described amount of tax to be paid to one or more tax revenue authorities; Sending module, be used to send the secondary signal that the computing machine by the bank that is associated with described account information receives, described secondary signal comprises first funds transfer that is associated with described consumption sum and matches described tax revenue authorities according to described branch and carry out the request of second funds transfer; Described receiver module also receives the 3rd signal from the described computing machine of described bank, and described the 3rd signal comprises described first funds transfer.

214,, it is characterized in that receiving described first signal by telephone network according to the described system of claim 213.

215,, it is characterized in that receiving described first signal by computer network according to the described system of claim 213.

216,, it is characterized in that described computer network is the internet according to the described system of claim 215.

217, a kind of tax is imposed and distribution method, comprises receiving first debit's signal, and described first signal comprises consumer's account information and dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid, it is characterized in that:

Determine of the distribution of the described amount of tax to be paid to one or more tax revenue authorities; More new database is to reflect described distribution; Transmission is by the secondary signal of the computing machine reception of the bank that is associated with described account information, and described secondary signal comprises the first funds transfer request that is associated with described dealing money; Reception is from the 3rd signal of the described computing machine of described bank, and described the 3rd signal comprises described first funds transfer; The 4th signal that transmission is received by the central entities computing machine, described the 4th signal comprises the information from described database, the described distribution of described information representation, described the 4th signal also comprises the funds transfer that is associated with the accumulative total amount of tax to be paid.

218,, it is characterized in that receiving described first signal by telephone network according to the described method of claim 217.

219,, it is characterized in that receiving described first signal by computer network according to the described method of claim 217.

220,, it is characterized in that described computer network is the internet according to the described method of claim 219.

221, a kind of tax is imposed and distribution system, comprises receiver module, is used to receive first debit's signal, and described first signal comprises consumer's account information and dealing money, and described dealing money comprises the consumption sum and the amount of tax to be paid, it is characterized in that:

Distribution module is used for determining the distribution of the described amount of tax to be paid to one or more tax revenue authorities; Database module is used for more new database to reflect described distribution; Sending module is used to send the secondary signal by the computing machine reception of the bank that is associated with described account information, and described secondary signal comprises the request to first funds transfer that is associated with described dealing money; Described receiver module also is used to receive the 3rd signal from the described computing machine of described bank, and described the 3rd signal comprises described first funds transfer; And described sending module also is used to send the 4th signal that is received by the central entities computing machine, described the 4th signal comprises the information from described database, the described distribution of described information representation, described the 4th signal also comprise the funds transfer that is associated with the accumulative total amount of tax to be paid.

222,, it is characterized in that receiving described first signal by telephone network according to the described system of claim 221.

223,, it is characterized in that receiving described first signal by computer network according to the described system of claim 221.

224,, it is characterized in that described computer network is the internet according to the described system of claim 223.

225, a kind of tax is imposed and distribution method, it is characterized in that:

Receive first group of debit's signal, each signal in described first group of signal comprise the consumer account information, consumption sum, the amount of tax to be paid and with the distribution relevant information of the described amount of tax to be paid to one or more tax revenue authorities; More new database is to reflect the described distribution of each signal in described first group of signal; Send second group of signal, each signal in second group of signal is corresponding to a signal in described first group of signal, and received by the computing machine that is associated with businessman, and comprises the funds transfer that is associated with consumption sum; And send the 3rd signal that receives by the central entities computing machine, and described the 3rd signal comprises the funds transfer of the expression accumulative total amount of tax to be paid, described the 3rd signal also comprises the information from the described distribution of expression of database.

226, a kind of tax is imposed and distribution system, it is characterized in that:

Receiver module, it is used to receive first group of debit's signal, each signal in described first group of signal comprise the consumer account information, consumption sum, the amount of tax to be paid and with the distribution relevant information of the described amount of tax to be paid to one or more tax revenue authorities; Database module is used for the described distribution with each signal of reflecting described first group of signal of new database more; Sending module is used to send second group of signal, and each signal in second group of signal is corresponding to a signal in described first group of signal, and is received by the computing machine that is associated with businessman, and comprises the funds transfer that is associated with consumption sum; And described sending module also is used to send the 3rd signal that is received by the central entities computing machine, and described the 3rd signal comprises the funds transfer of the expression accumulative total amount of tax to be paid, and described the 3rd signal also comprises the information from the described distribution of expression of database.

227, a kind of tax is imposed and distribution method, comprise receiving first buying signals, described first signal comprise with consumer and businessman between the relevant information of transaction, described information comprises dealing money and consumer information, it is characterized in that:

Determine the distribution of amount of income tax to one or more tax revenue authorities according to described dealing money and described consumer information, and send the secondary signal that is received by the central entities computing machine, described signal comprises described distribution.

228, according to the described method of claim 227, it is characterized in that:

Determine that according to described distribution described new database more distributes to the total amount of tax of each described tax revenue authorities with reflection.

229,, it is characterized in that described secondary signal also comprises the funds transfer of the expression accumulative total amount of tax to be paid according to the described method of claim 227.

230,, it is characterized in that described secondary signal also comprises according to described distribution described amount of income tax is transferred accounts to the instruction of corresponding tax revenue authorities according to the described method of claim 229.

231,, it is characterized in that receiving described first signal by telephone network according to the described method of claim 227.

232,, it is characterized in that receiving described first signal by computer network according to the described method of claim 227.

233,, it is characterized in that described computer network is the internet according to the described method of claim 232.

234, a kind of tax is imposed and distribution system, comprises receiver module, is used to receive first buying signals, described first signal comprise with consumer and businessman between the relevant information of transaction, described information comprises dealing money and consumer information, it is characterized in that:

Distribution module is used for determining the distribution of amount of income tax to one or more tax revenue authorities according to described dealing money and described consumer information; And sending module, it is used to send the secondary signal that is received by the central entities computing machine, and described signal comprises described distribution.

235, according to the described system of claim 234, it is characterized in that:

Database module, it is used for determining that according to described distribution described new database more distributes to the total amount of tax of each described tax revenue authorities with reflection.

236,, it is characterized in that described secondary signal also comprises the funds transfer of the expression accumulative total amount of tax to be paid according to the described system of claim 234.

237,, it is characterized in that described secondary signal also comprises according to described distribution described amount of income tax is transferred accounts to the instruction of corresponding tax revenue authorities according to the described system of claim 236.

238,, it is characterized in that receiving described first signal by telephone network according to the described system of claim 234.

239,, it is characterized in that receiving described first signal by computer network according to the described system of claim 234.

240,, it is characterized in that described computer network is the internet according to the described system of claim 239.