CN1387171A - Lottery ticket choosing and selling method - Google Patents
Lottery ticket choosing and selling method Download PDFInfo
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- CN1387171A CN1387171A CN 02121441 CN02121441A CN1387171A CN 1387171 A CN1387171 A CN 1387171A CN 02121441 CN02121441 CN 02121441 CN 02121441 A CN02121441 A CN 02121441A CN 1387171 A CN1387171 A CN 1387171A
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Abstract
The present invention provides a lottery ticket staking method. The client transmitts the staking requests including the staking mode, numbers of stakes of the putting up stakes and the client certification to the lottery ticket staking system by using the bank terminal equipment and network system first and than the lottery ticket staking system carries out the identity confirmation according to the staking requests of the Client, if it is passed the amount of money for whether the fund balance of the Client in fund settlement system is available for the payment of this staking or not is judged, if it is available the fund settlement system handles this amount of money for staking and information of the successful stakes is fed badk to the bank terminal equipment used by the Client through the bank network system, oterwise information of failure stakes is fed back.
Description
Affiliated technical field
The present invention relates to a kind of lottery ticket choosing and selling method.
Background technology
Existing lottery ticket choosing and selling method generally is to set up Betting Station to realize in the bigger place of the density of population by the issue of lottery center.By at Betting Station's configuration PC or special-purpose stake equipment such as lottery ticket choosing and selling terminal, then these stake equipment are linked into the issue of lottery center by telephone wire or Leased line.When the lottery fan bets, need to carry out to the Betting Station scene, bet data processing by the lottery ticket choosing and selling terminal according to lottery fan's corresponding stake request, behind the lottery ticket of the certain amount of money of the every sale of certain interval of time or Betting Station, again the stake data of Betting Station are reportedly delivered to the issue of lottery center by communication modes such as telephone wire or special lines with bet number, the lottery ticket choosing and selling data of in the certain hour of issue of lottery center before announcing prize-winning number each Betting Station being uploaded are carried out operations such as summary backup, Betting Station no longer receives lottery fan's stake request during this, after prize-winning number was announced, the prize-winning lottery fan at the appointed time, the place prize.
The major defect of said method is: 1, enlarge the stake coverage rate and need increase Betting Station, cost is higher; 2, do not make full use of communication network, need artificial treatment lottery fan's stake request, the stake treatment effeciency is low; 3, stake place, the time stiff, make that the lottery fan bets, the prize inconvenience; 4, need the hand-held cash stake of lottery fan, be unfavorable for user's wholesale stake; 5, can't realize the lottery thicket staking business of the lottery pool in the whole nation; 6, can't realize real-time stake, it is longer that lottery ticket is prohibited the throwing time.
Summary of the invention
The purpose of this invention is to provide a kind of bet efficient height, cost low, make things convenient for stake, prize, can realize the lottery ticket choosing and selling method of strange land stake.
For achieving the above object, a kind of lottery ticket choosing and selling method provided by the invention comprises:
(1) user sends the stake request that comprises mode of lottery, the number of betting and user identity by banking terminal device and network system of bank to lottery ticket choosing and selling system;
(2) lottery ticket choosing and selling system carries out authentication according to user's stake request to the user, after checking is passed through, calculate user's wager amounts, judge in the financial account system whether can pay this stake then to the balance of funding that can be used for betting that should the user, if can, financial account system is carried out the processing of user's wager amounts, and bets successful information by network system of bank to the banking terminal device feedback that the user uses, otherwise feedback stake failure information.
Described method also comprises:
The user sends the request of applying for account number through corresponding communication network to lottery ticket choosing and selling system by banking terminal device or user profile operating equipment, carries out the account number registration after lottery ticket choosing and selling system is confirmed.
The user sends lottery ticket query requests through corresponding communication network to lottery ticket choosing and selling system by banking terminal device or user profile operating equipment, lottery ticket choosing and selling system is after passing through user's authentication, query requests according to the user is carried out system queries, and Query Result is fed back to the user by corresponding communication network.
The issue of lottery center sends to lottery ticket choosing and selling system with prize-winning number, lottery ticket choosing and selling system judges that the prize winner bets by the bank card stake or by stake playing card, if by the stake playing card stake, the lottery ticket bill and the individual perfect instrument of then pointing out the user to print with banking terminal device are got awards; If by bank card stake, for the small amount awards, the small amount awards are dumped to user's bank card account automatically by lottery ticket choosing and selling system, for the wholesale awards, the prompting user gets with lottery ticket bill and individual perfect instrument that banking terminal device is printed.
The user sends the transfer request that comprises stake playing card account transfer instruction by banking terminal device or user profile operating equipment through corresponding communication network to lottery ticket choosing and selling system, lottery ticket choosing and selling system is carried out the transfer request between the specified different stake playing cards of user after the user being carried out body checking and passing through.
The user sends the cancellation application of lottery thicket staking business to lottery ticket choosing and selling system through corresponding communication network by banking terminal device or user profile operating equipment, lottery ticket choosing and selling system the user is carried out body checking by and confirm that this user satisfies the condition that stake nullifies after, in system, nullify this user.
Compare with existing method, the present invention can make full use of existing communication network and network system of bank, pass through banking terminal device, as ATM, POS machines etc. are realized the stake of lottery ticket, do not need the issue of lottery center to build Betting Station, can make lottery ticket choosing and selling can cover more wide zone, make like this and adopt method of the present invention to be easy to realize making up the real-time betting system of a wide area with lower cost, can make full use of existing communication network and network system of bank and handle the stake data, realize the real-time processing of stake data, improve data processing efficiency, make things convenient for lottery fan's stake operation, make stake only need pass through bank card, modes such as stake playing card are carried out, and do not need artificial treatment; In a word, the present invention utilizes network system of bank and terminal device thereof to carry out lottery ticket choosing and selling, utilize other communication network to register, inquire about, operation such as cancellation (certainly, these operations also can realize by banking terminal device and network system of bank), owing to these terminal devices of network system of bank spread to each department along with the compartmentalization and the globalization of network system of bank development, adopt this lottery ticket choosing and selling mode to realize: 1) strange land, wide area ground stake, for example domestic, international stake; 2) stake does not in real time almost have lottery ticket to prohibit the throwing time; 3) do not need the cash stake, be suitable for the thicket staking business of wholesale lottery ticket; 4) safe, capital settlement safety.
Description of drawings
Fig. 1 is the related lottery ticket choosing and selling network diagram of the method for the invention;
Fig. 2 is the application account number process flow diagram that the embodiment of the invention adopts;
Fig. 3 is the use bank card stake process flow diagram that the embodiment of the invention adopts;
Fig. 4 is the use stake playing card stake process flow diagram that the embodiment of the invention adopts;
Fig. 5 is user's prize process flow diagram that the embodiment of the invention adopts;
Fig. 6 is that the user that the embodiment of the invention adopts bets logout flow path figure;
Fig. 7 is that the user that the embodiment of the invention adopts bets querying flow figure.
Embodiment
The invention will be further described below in conjunction with accompanying drawing.
Fig. 1 is the related lottery ticket choosing and selling network diagram of the method for the invention.Shown in the figure, banking terminal device and user profile operating equipment that user's lottery ticket choosing and selling uses are connected to network system of bank and lottery ticket choosing and selling system by wireless or wired mode, described user profile operating equipment can adopt phone, mobile phone, the Internet access device (as computing machine) etc., carries out operations such as account number registration, lottery information inquiry by these equipment; The clearing that the present invention utilizes network system of bank to carry out access that the user bets information and the user bets fund; What be connected with network system of bank is lottery ticket choosing and selling system, and the present invention utilizes this system handles user's lottery ticket choosing and selling data and the processing information relevant with lottery ticket; What be connected with lottery ticket choosing and selling system is the issue of lottery center.It is to be noted, the thicket staking business that relates in this method can only be realized by banking terminal device, and register, inquire about, transfer accounts, business such as cancellation both can realize by banking terminal device, also can realize by other information operating equipment and corresponding communication network.According to network using shown in Figure 1 method of the present invention, can realize the centralized lottery ticket choosing and selling system of the lottery pool in the whole nation, also can realize with regional lottery pool being the distributed lottery ticket choosing and selling system of secondary of node.
Lottery ticket choosing and selling method of the present invention uses banking terminal device to carry out lottery ticket choosing and selling, concrete mode of lottery comprises stake playing card stake, bank card mode of lottery, pass through banking terminal device, be sent in the lottery ticket choosing and selling system through network system of bank with wireless or wired mode information of will betting, carry out the processing of lottery data by lottery ticket choosing and selling system at last.
The present invention is when specific implementation, can utilize banking terminal device, as increasing the operational order of relevant lottery thicket staking business on the operation interfaces such as ATM, POS machine, the bank card and the stake playing card that can allow the user use to be allowed on this terminating machine carry out lottery thicket staking business, also can only allow to use a bank card carry out lottery thicket staking business.These operational order prompting menus can allow the user finish the various operations relevant with lottery ticket choosing and selling in lottery ticket choosing and selling, bet account number, stake, inquire about, transfer accounts or the like as application.
Lottery ticket choosing and selling method of the present invention comprises: registration, stake, prize, inquiry, cancellation, six parts of account transfer, in the concrete enforcement of the method for the invention, can select the part of needs, to realize function corresponding according to network environment.
Registration is meant that the user applied for an account number before carrying out lottery ticket choosing and selling in lottery ticket choosing and selling system involved in the present invention, can carry out lottery thicket staking business then, its objective is the user ID (ID) that acquisition can this user of unique identification in lottery ticket choosing and selling system.User's registration can have different ways: the mode of 1) passing through bank's clerk counter; 2) mode by banking terminal device; 3) communication mode such as the voice answer-back by landline telephone, short message; 4) mode by SMS (short message service), IVR (interactive voice response), non-constructed supplementary business mobile communications such as (USSD); 5) logon mode by computer networks such as the Internets etc.These different logon modes utilize different communication networks and information to insert means, and registration request from user is sent to lottery ticket choosing and selling system, by lottery ticket choosing and selling system registration request from user are handled then.
User's registration process is with reference to figure 2.At first send register requirement by corresponding communication network to lottery ticket choosing and selling system by banking terminal device or out of Memory operating equipment step 100 user, lottery ticket choosing and selling system requires the user to input information such as perfect instrument number, account number cipher, bank card account, bank account password in step 101, in this step, realization according to concrete lottery ticket choosing and selling system requires difference, and the registration content that requires the user to import also can be different; Lottery ticket choosing and selling system judges according to user's perfect instrument number whether the user applies in step 102 then, if applied for then return " having applied for account number " information by the corresponding communication network system to the information operating equipment that the user uses, and finish this account number application in step 103; If this user is application not, then use the log-on message of user's input to set up user's account number in step 104, and carry out account number and register, generate this user's of unique identification in lottery ticket choosing and selling system user ID simultaneously, in database, note this user's relevant information, user's effective identity certificate number for example, password, landline telephone, the uniqueness sign (as phone number) of mobile communication terminal device, bank account, bank account password or the like, generate simultaneously one can be in lottery ticket choosing and selling system unique identification active user's user ID, judge in step 105 whether user's application account number sets up success then, if success, return " apply for successfully " information by the corresponding communication network system to the information operating equipment that the user uses in step 107, and finish this account number application; If learn account number application failure, then return the information of " the application failure is please applied for again " by the corresponding communication network system to the information operating equipment that the user uses, and finish this account number application in step 107 in step 105.
Need to prove that at different logon modes, the realization meeting of concrete lottery ticket choosing and selling system is different.For example when adopting the Internet to register, can require the user to input information such as perfect instrument number, account number cipher, bank card account, bank card account password, simultaneously whether user's bank card account number and bank card password can correct by the information that lottery ticket choosing and selling system is inquired about this bank card to banking system, have only and just can carry out the processing of back when correct; And when registering by banking terminal, such as: by ATM, then only need the user to input password and get final product, other information all can obtain by user's bank card.
In addition, if the user bets by stake playing card, also can not need to carry out registration process, the user directly uses stake playing card to carry out lottery ticket choosing and selling on banking terminal device and gets final product.Certainly, when using stake playing card to carry out lottery ticket choosing and selling, also can be by registering account number earlier, the mode that just can bet is carried out then, and this depends on the realization of concrete lottery ticket choosing and selling system.Therefore registration process is an optional process to using stake playing card to bet.
The user can be with bank card on the terminating machine of bank after successfully applying for account number, such as: ATM, carry out lottery thicket staking business.After the user successfully applies for account number, the following corresponding account number data of meeting recording user in lottery ticket choosing and selling system: the uniqueness sign of user ID, perfect instrument number, password, bank card account, bank card account password, stake playing card card number (optional), stake playing card password (optional), landline telephone (optional), mobile communication terminal device (such as: phone number) (optional).
If the user forgets account number cipher, then the user can obtain account number cipher in the lottery ticket choosing and selling system by re-entering modes such as perfect instrument number and user ID; If the user need change account number cipher, then the user can carry out the change of password by modes such as input user ID, Old Password and new passwords.
About above-mentioned bank card, can use the bank card of each issued by banks in the reality, such as: Long Card, all-purpose card, interchanger, or a kind of bank card that all can operate on the banking terminal device that can realize each big bank in the future or the like.Stake playing card can use the disposable such form of present rechargeable card of the cell that is similar to, and also can use the form of " single purchase repeatedly uses " (just can supplement with money stake playing card).
The choosing and selling method of lottery ticket is a core of the present invention, specifically is that the banking terminal device by bank carries out.The user carries out different lottery thicket staking business operations by the corresponding selection interface on the operation terminal device operation interface.
The described step of user's lottery ticket choosing and selling method is according to the difference of user's mode of lottery and difference.A kind of bank card that is to use is bet, and a kind of stake playing card that is to use is bet.This dual mode can use simultaneously, also can only use wherein a kind of.
Carry out lottery ticket choosing and selling for the user by bank card, in user's stake process, can require the user to import the information that certain can identifying user identity by banking terminal device, such as user ID, account number cipher etc., just except the input bank card password, when carrying out lottery ticket choosing and selling, also need to import the authentication information of lottery ticket choosing and selling system.Certainly, also can be directly with the account number cipher of bank card usefulness as authentication.
In addition, also require the user to import mode of lottery, the number of betting.These information are sent to lottery ticket choosing and selling system by network system of bank, by the lottery ticket choosing and selling system identifying user identity, if checking is correct, lottery ticket choosing and selling system calculates wager amounts, whether is enough to pay this wager amounts of user then according to the remaining sum on the current bank card account in the corresponding financial account system, if, then user's stake request is successfully confirmed, if not, then ask the user to bet again, and return information such as account balance; If authentication error then requires the user to re-enter authentication information such as password.Above-mentioned financial account system specifically can adopt the financial account system of lottery ticket choosing and selling system self or the financial account system of bank finance network.
Carry out lottery ticket choosing and selling with reference to figure 3 by bank card.
At first the user inserts banking terminal device in step 110 with bank card, import bank card password by banking terminal device to network system of bank in step 111 then, then network system of bank judges in step 112 whether the bank card password of user's input is correct, if it is incorrect, to the banking terminal device feedback " information that the authentication failed request is re-entered " that the user uses, finish this stake process of exchange in step 113 then; If the bank card password of user's input is correct, then network system of bank by banking terminal device continue to require the user step 114 input certain can identifying user identity information, such as: user ID, account number cipher etc., and input mode of lottery, the number of betting information, if person's lottery ticket also will be imported lottery number; The information of above-mentioned input is input to lottery ticket choosing and selling system by the user by banking terminal device and network system of bank, lottery ticket choosing and selling system is at step 115 checking grammer and user identity (optional), if checking is incorrect, the banking terminal device feeding back unsuccessful information that uses to the user by network system of bank in step 116 then, and the request user bets this stake end then again; If the verification passes, then at the person of step 117 recording user input or the lottery number of machine choosing, judge that in step 118 current lottery number is whether the same with the lottery number that this user has bet the current period then, if it is the same, feed back the lottery number duplicate message of current period stake by network system of bank to the banking terminal device that the user uses in step 119, with indication stake failure, and this user of banking terminal device feedback request who uses to this user in step 120 information of betting again, this stake finishes then.If learn that in step 118 lottery number that current lottery number and this user bet the current period is different, then calculate this user's wager amounts by lottery ticket choosing and selling system in step 121, then judge in step 122 whether the balance of funding that can be used for betting of this user enough pays this stake, if it is not enough, feed back information such as the balance of funding deficiency and remaining sum by the bank network terminal to user's banking terminal device in step 123, also the feedback request user hands over money or information such as stake again to bank, and this stake finishes then.Enough pay this stake if learn the balance of funding of this user in step 122, then carry out the processing of user's wager amounts in step 123, such as, the account transfer processing of account, the deduction of the stake playing card amount of money etc., this stake information that then comprises lottery number and transaction number etc. in the lottery ticket choosing and selling system setting in step 124, and banking terminal device feedback and print lottery tickets bill that above-mentioned information is used to the user by network system of bank in step 126, this stake finishes then.
If the user uses stake playing card to bet, then system can require the user to import authentication information such as user ID and account number cipher, also can directly bet, and this is decided by the difference that system realizes.Usually lottery ticket choosing and selling information such as mode of lottery, the number of betting necessarily require the user to import.These information are sent to lottery ticket choosing and selling system by network system of bank, by lottery ticket choosing and selling system identifying user identity (optional), if checking is correct, lottery ticket choosing and selling system calculates wager amounts, whether is enough to pay this wager amounts of user then according to the remaining sum on user's the stake playing card, if, then user's stake request is successfully confirmed, if not, then ask the user to bet again, and return information such as stake playing card remaining sum; If authentication error then requires the user to re-enter authentication information such as password (optional).
The concrete stake playing card that passes through carries out the stake flow process of lottery ticket choosing and selling with reference to figure 4.
At first the user inserts banking terminal device in step 130 with bank card, import information that certain can identifying user identity by banking terminal device and network system of bank to lottery ticket choosing and selling system in step 131 then, such as: user ID, account number cipher etc., and input mode of lottery, the number of betting information, if person's lottery ticket also will be imported lottery number; The information of above-mentioned input is input to lottery ticket choosing and selling system by the user by banking terminal device and network system of bank, lottery ticket choosing and selling system is at step 132 checking grammer and user identity (optional), if checking is incorrect, the banking terminal device feeding back unsuccessful information that uses to the user by network system of bank in step 133 then, and the request user bets this stake end then again; If the verification passes, then at the person of step 134 recording user input or the lottery number of machine choosing, judge that in step 135 current lottery number is whether the same with the lottery number that this user has bet the current period then, if it is the same, feed back the lottery number duplicate message of current period stake by network system of bank to the banking terminal device that the user uses in step 136, with indication stake failure, and this user of banking terminal device feedback request who uses to this user in step 138 information of betting again, this stake finishes then.If learn that in step 135 lottery number that current lottery number and this user bet the current period is different, then calculate this user's wager amounts by lottery ticket choosing and selling system in step 137, then judge in step 139 whether the balance of funding that can be used for betting of this user enough pays this stake, if it is not enough, feed back information such as the balance of funding deficiency and remaining sum by the bank network terminal to user's banking terminal device in step 140, also the feedback request user hands over money or information such as stake again to bank, and this stake finishes then.Enough pay this stake if learn the balance of funding of this user in step 139, then carry out the processing of user's wager amounts in step 141, such as, the account transfer processing of account, the deduction of the stake playing card amount of money etc., this stake information that then comprises lottery number and transaction number etc. in the lottery ticket choosing and selling system setting in step 142, and banking terminal device feedback and print lottery tickets bill that above-mentioned information is used to the user by network system of bank in step 143, this stake finishes then.
Need explanation, in the lottery ticket choosing and selling flow process in Fig. 3 and Fig. 4, all there is lottery ticket choosing and selling system to judge automatically whether this stake number of user has the step of repetition, the realization of concrete lottery ticket choosing and selling system can not have described step, be the step 118,119,120 among Fig. 3, the step 135 among Fig. 4,136,138.
It is pointed out that grammer checking among the figure of Fig. 3, Fig. 4 and back is meant that information format after lottery ticket choosing and selling system inserts user's operation information, order format etc. relate to the checking of the predefined information format of lottery ticket choosing and selling system.
For the user inquiring process, the user can inquire about in several ways, such as: landline telephone, mobile terminal device (as: mobile phone), the Internet, banking terminal device or the like, these query requests are sent to lottery ticket choosing and selling system by different communication networks, after system carries out good authentication to user's identity, in database, inquire about with the acquisition Query Result, and the result is sent to inquiring user by corresponding communication network.
The present invention also comprises the query script of user for the stake data.In concrete inquiry realized, different inquiry modes had different search requests and query contents.Such as: if by Help by Phone, just require the user to import authentication information and query statements such as user ID and account number cipher; By the banking terminal device inquiry, then may only need the user to import bank card password and can carry out relevant inquiring.For another example, the user who bets by stake playing card may can only inquire about the remaining sum of current period prize-winning number, this stake playing card, the information such as stake record of this stake playing card, and for the user who bets by bank card, query contents may be more, even whether bank card remaining sum, small amount awards transfer accounts etc. automatically content also can be inquired about by different modes.In a word, inquiry mode and query contents are diversified, and query contents mainly comprises: user ID, account number cipher, stake playing card remaining sum, the bank card account amount of money, current period prize-winning number, individual's prize-winning record, individual's current period stake number, individual's current period prize-winning number, individual current period wager amounts or the like.Query contents difference, the business operation that lottery ticket choosing and selling system carries out also will be different.When inquiry stake playing card remaining sum, current period prize-winning number, individual got the winning number in a bond record, individual's current period stake number, individual's current period wager amounts, individual's current period prize-winning number, the database server that lottery ticket choosing and selling system only need be inquired about by system can obtain Query Result.During the inquiry bank card account amount of money, system sends query requests to the financial account system that system realized, then the Query Result that returns is sent to the user by corresponding communication network.
In sum, the operation flow of inquiry is decided by that to a great extent actual system realizes, user inquiring flow process figure with employing embodiment illustrated in fig. 7 is an example, user's inquiry just is meant that the user passes through banking terminal device or the user profile operating equipment sends the lottery ticket query requests through corresponding communication network to lottery ticket choosing and selling system, after the user asked good authentication, in database, inquire about with the acquisition Query Result, and the result is sent to inquiring user.According to Fig. 7, in the user inquiring process, at first send to lottery ticket choosing and selling system by banking terminal device or user profile operating equipment through corresponding communication network in authentication information (optional) such as step 170 input account number cipher and query statement, lottery ticket choosing and selling system is verified in step 171 couple user's relevant information, if checking is not passed through, re-enter information such as query statement by corresponding communication network to banking terminal device or user profile operating equipment feedback that the user uses in step 172, finish this query manipulation then.If user's requests verification is passed through, then at the query statement Query Database of step 173 lottery ticket choosing and selling system according to the user, then in step 174 by corresponding Query Result being fed back to banking terminal device or the user profile operating equipment that the user uses through corresponding communication network.
User's prize-winning awards mainly contain two kinds of situations: wholesale awards and small amount awards, for example can set specific prize, the first prize, second prize, third prize and belong to the wholesale awards, and fourth class prize following belong to the small amount awards.It is different that the present invention carries out the win a prize processing of prize of lottery ticket choosing and selling for the user by stake playing card and bank card, mainly is that the prize step of small amount awards is slightly different, and the prize step of wholesale awards then is identical.For bet the situation of getting the winning number in a bond by stake playing card, no matter be wholesale awards or small amount awards, with receiving the award to the place of issue of lottery center appointment with lottery ticket bill and individual perfect instrument per family; For bet the situation of getting the winning number in a bond by bank card, the small amount awards can change the bank card account of user's stake automatically over to, and the wholesale awards then need the user to receive the award to the place of issue of lottery center appointment with lottery ticket bill and individual perfect instrument.
The concrete prize drawing process of user is with reference to figure 5.According to Fig. 5, in user's prize drawing process, at first, the issue of lottery center is sent to the prize-winning number of announcing in the lottery ticket choosing and selling system in step 150, lottery ticket choosing and selling system judges that in step 151 this prize-winning number is to bet by the bank card stake or by stake playing card then, if bet the awards of generation by bank card, then judge that in step 152 these awards belong to small amount awards or wholesale awards, if small amount awards, then in the bank card account of step 153 notifying bank network system with the automatic unloading access customer of these small amount awards, write down the prize data of these small amount awards of this user then at step 155 lottery ticket choosing and selling system, finish this prize operation at last.If lottery ticket choosing and selling system judges that in step 151 this prize-winning number is to bet by stake playing card, perhaps this prize-winning number is by the bank card stake but learns that through step 152 the prize-winning awards are the wholesale awards, then show perfect instrument and lottery ticket bill step 154 prompting user, according to user's perfect instrument and lottery ticket bill the user is carried out authentication in step 156 then, if it is incorrect through the authentication of judging the user, then provide the authentication voucher again, and continue step 156 step 157 prompting user; If user's authentication is correct, be user's prize then in step 158, write down the prize data of these wholesale awards of this user then at step 159 lottery ticket choosing and selling system, finish this prize operation at last.Certainly, the wholesale awards that produce by bank card or stake playing card stake also can be undertaken by the mode of transferring accounts automatically.
The operation of transferring accounts that this method relates to mainly comprises two aspects: the 1) operation of transferring accounts between the stake playing card; 2) operation of transferring accounts between the group user account (hereinafter referred to as " lottery ticket choosing and selling group account ") that bank offers such as bank card account and issue of lottery center or lottery ticket operation merchant.Wherein, for the former, the user can be undertaken by modes such as banking terminal device, phone, mobile phone, the Internets, and for the latter, then is that the user is taken place in the lottery ticket choosing and selling process automatically.
The operation of transferring accounts between the stake playing card can be carried out in several ways, specifically can be with reference to following process: at first the user sends to lottery ticket choosing and selling system by banking terminal device or user profile operating equipment and comprising the account transfer instruction, the transfer request of transfer amount, lottery ticket choosing and selling system is after carrying out body checking and passing through to the user, lottery ticket choosing and selling system requires and the amount of money of transferring accounts according to transferring accounts of user, judge at first whether the remaining sum of the stake playing card that produces is not less than user's the amount of money of transferring accounts, if, then lottery ticket choosing and selling system is carried out corresponding account transfer operation, transfer accounts and send " transferring accounts successfully " information after the success to the user, if not, then ask the user to re-enter the information of transferring accounts.
The operation of transferring accounts between bank card account and the lottery ticket choosing and selling group account realizes automatically by lottery ticket choosing and selling system, it is to produce in the user carries out the process of lottery ticket choosing and selling by banking terminal device, specifically the process of transferring accounts depends on the negotiation result of the transferred account service flow process between banking system and the lottery ticket choosing and selling system, transferring accounts between them can be real-time, also can be non real-time.At first the user by banking terminal device through network system of bank after lottery ticket choosing and selling system input stake request, if lottery ticket choosing and selling system has been accepted this stake request of user, then the financial account system of lottery ticket choosing and selling system is understood this wager amounts of recording user, then according to corresponding account transfer instruction, and mail to network system of bank by the instruction of should transferring accounts of real-time or non real-time mode, network system of bank is carried out the operation of transferring accounts accordingly, that is: wager amounts is transferred accounts to the lottery ticket choosing and selling group account from user's bank card account.
If the user no longer considers to use banking terminal device to carry out lottery thicket staking business, then can send log-out instruction through the corresponding communication network system to lottery ticket choosing and selling system and stop using this business by this terminal device or user profile operating equipment.Concrete logout flow path is with reference to figure 6.According to Fig. 6, when the user nullifies operation, at first send identity information (optional) and log-out instruction through the corresponding communication network system to lottery ticket choosing and selling system by this terminal device or user profile operating equipment in step 160, lottery ticket choosing and selling system is verified in step 161 pair user's request, if checking is not passed through, send the prompting of re-entering correct information by the corresponding communication network system to the information operating equipment that the user uses in step 162, finish this then and nullify operation.If user's requests verification is passed through, then judge the lottery ticket prize whether of the last time of user in step 163, if prize not, send the information of asking user prize by the corresponding communication network system to the information operating equipment that the user uses in step 164, finish this then and nullify operation.If the user is prize, then judge in step 165 whether active user's the fund state that can be used for carrying out lottery ticket choosing and selling satisfies the cancellation requirement of system, if do not satisfy, handle accordingly in step 166, as the operation of transferring accounts of notifying bank's network system, notify the user earlier the stake of the stake playing card amount of money to be finished could to nullify etc., finish this cancellation then to operate; If learn that in step 165 active user's the fund state that can be used for carrying out lottery ticket choosing and selling satisfies the cancellation requirement of system, then the state that this user account number is set in step 167 is invalid, thereby nullifies this user's lottery ticket choosing and selling account number.
Fund state in the step 165 is meant whether user's bank card account remaining sum is zero, whether the stake playing card remaining sum is whether the balance of funding that can be used for carrying out lottery ticket choosing and selling such as zero is zero, if it is non-vanishing, just allow user log off after then must handling accordingly, if be zero, then allow user's cancellation operation.
In the above-mentioned embodiment of the present invention, " optional " step is arranged, these optional steps can require according to the stake of different lottery ticket choosing and selling systems to select to use.
Claims (6)
1, a kind of lottery ticket choosing and selling method comprises:
(1) user sends the stake request that comprises mode of lottery, the number of betting and user identity by banking terminal device and network system of bank to lottery ticket choosing and selling system;
(2) lottery ticket choosing and selling system carries out authentication according to user's stake request to the user, after checking is passed through, calculate user's wager amounts, judge in the financial account system whether can pay this stake then to the balance of funding that can be used for betting that should the user, if can, financial account system is carried out the processing of user's wager amounts, and bets successful information by network system of bank to the banking terminal device feedback that the user uses, otherwise feedback stake failure information.
2, lottery ticket choosing and selling method according to claim 1, it is characterized in that described method also comprises: the user passes through banking terminal device or user profile operating equipment and corresponding communication network and sends the request of applying for account number to lottery ticket choosing and selling system, carries out the account number registration after lottery ticket choosing and selling system is confirmed.
3, lottery ticket choosing and selling method according to claim 1 and 2, it is characterized in that described method also comprises: the user passes through banking terminal device or user profile operating equipment and corresponding communication network and sends the lottery ticket query requests to lottery ticket choosing and selling system, lottery ticket choosing and selling system is after passing through user's authentication, query requests according to the user is carried out system queries, and Query Result is fed back to the user by corresponding communication network.
4, lottery ticket choosing and selling method according to claim 3, it is characterized in that described method also comprises: the issue of lottery center sends to lottery ticket choosing and selling system with prize-winning number, lottery ticket choosing and selling system judges that the prize winner bets by the bank card stake or by stake playing card, if by the stake playing card stake, then point out the user to get with lottery ticket bill and the individual effective identity certificate printed; If by bank card stake, for the small amount awards, the small amount awards are dumped to user's bank card account automatically by lottery ticket choosing and selling system, for the wholesale awards, the prompting user gets with lottery ticket bill and the individual perfect instrument printed.
5, lottery ticket choosing and selling method according to claim 4, it is characterized in that described method also comprises: the user sends the transfer request that comprises stake playing card account transfer instruction by banking terminal device or user profile operating equipment through corresponding communication network to lottery ticket choosing and selling system, lottery ticket choosing and selling system is finished the processing of transferring accounts between the stake playing card by lottery ticket choosing and selling system after the user being carried out body checking and passing through.
6, lottery ticket choosing and selling method according to claim 5, it is characterized in that described method also comprises: the user sends to lottery ticket choosing and selling system through corresponding communication network by banking terminal device or user profile operating equipment and carries out the cancellation application of lottery thicket staking business, lottery ticket choosing and selling system the user is carried out body checking by and confirm that this user satisfies the condition that stake nullifies after, in system, nullify this user.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 02121441 CN1387171A (en) | 2002-06-21 | 2002-06-21 | Lottery ticket choosing and selling method |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 02121441 CN1387171A (en) | 2002-06-21 | 2002-06-21 | Lottery ticket choosing and selling method |
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| CN1387171A true CN1387171A (en) | 2002-12-25 |
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|---|---|---|---|
| CN 02121441 Pending CN1387171A (en) | 2002-06-21 | 2002-06-21 | Lottery ticket choosing and selling method |
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| CN (1) | CN1387171A (en) |
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| EA007848B1 (en) * | 2004-01-21 | 2007-02-27 | Арузе Корп. | Prizewinning money payment system, prizewinning ticket issuing device and prizewinning ticket fare adjusting device |
| EA009054B1 (en) * | 2004-01-28 | 2007-10-26 | Арузе Корп. | An award money payment system for paying out a predetermined award money to a user when the user wins an award in a game using a gaming machine |
| WO2009065258A1 (en) * | 2007-11-22 | 2009-05-28 | Kamfu Wong | Pos machine system and method for welfare sports lottery betting |
| WO2013118081A1 (en) * | 2012-02-08 | 2013-08-15 | Scientific Games Holdings Limited | Logistics methods for processing lottery and contest tickets with generic hardware |
| WO2013118082A1 (en) * | 2012-02-08 | 2013-08-15 | Scientific Games Holdings Limited | Logistics methods for portable, mobile processing of lottery and contest tickets |
| CN104376633A (en) * | 2013-08-13 | 2015-02-25 | 苏州奖多多科技有限公司 | Lottery betting method through mobile phone short messages |
| CN106384327A (en) * | 2015-08-07 | 2017-02-08 | 深圳市华科远讯科技开发有限公司 | Method of preventing addiction of lotteries |
| CN106504174A (en) * | 2016-09-27 | 2017-03-15 | 布比（北京）网络技术有限公司 | Lottery industry publishing system and device based on block chain |
| US9666023B2 (en) | 2014-07-18 | 2017-05-30 | Scientific Games International, Inc. | Logistics methods for processing lottery and contest tickets with generic hardware |
| CN106780276A (en) * | 2016-11-28 | 2017-05-31 | 中体彩科技发展有限公司 | Lottery rewarding information processing system, apparatus and method |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| EA007848B1 (en) * | 2004-01-21 | 2007-02-27 | Арузе Корп. | Prizewinning money payment system, prizewinning ticket issuing device and prizewinning ticket fare adjusting device |
| EA009054B1 (en) * | 2004-01-28 | 2007-10-26 | Арузе Корп. | An award money payment system for paying out a predetermined award money to a user when the user wins an award in a game using a gaming machine |
| WO2009065258A1 (en) * | 2007-11-22 | 2009-05-28 | Kamfu Wong | Pos machine system and method for welfare sports lottery betting |
| US9405984B2 (en) | 2012-02-08 | 2016-08-02 | Scientific Games International, Inc. | Logistics methods for portable, mobile processing of lottery and contest tickets |
| WO2013118082A1 (en) * | 2012-02-08 | 2013-08-15 | Scientific Games Holdings Limited | Logistics methods for portable, mobile processing of lottery and contest tickets |
| US8915780B2 (en) | 2012-02-08 | 2014-12-23 | Scientific Games International, Inc. | Logistics methods for processing lottery and contest tickets with generic hardware |
| EP2902953A1 (en) * | 2012-02-08 | 2015-08-05 | Scientific Games Holdings Limited | Logistics methods for portable, mobile processing of lottery and contest tickets |
| WO2013118081A1 (en) * | 2012-02-08 | 2013-08-15 | Scientific Games Holdings Limited | Logistics methods for processing lottery and contest tickets with generic hardware |
| US9558622B2 (en) | 2012-02-08 | 2017-01-31 | Scientific Games International, Inc. | Logistics methods for processing lottery and contest tickets with generic hardware |
| US9721425B2 (en) | 2012-02-08 | 2017-08-01 | Scientific Games International, Inc. | Logistics methods for processing lottery and contest tickets with generic hardware |
| CN104376633A (en) * | 2013-08-13 | 2015-02-25 | 苏州奖多多科技有限公司 | Lottery betting method through mobile phone short messages |
| US9666023B2 (en) | 2014-07-18 | 2017-05-30 | Scientific Games International, Inc. | Logistics methods for processing lottery and contest tickets with generic hardware |
| US9799170B2 (en) | 2014-07-29 | 2017-10-24 | Scientific Games International, Inc. | Method and system for providing alternative usages of closed lottery networks |
| CN106384327A (en) * | 2015-08-07 | 2017-02-08 | 深圳市华科远讯科技开发有限公司 | Method of preventing addiction of lotteries |
| CN106504174A (en) * | 2016-09-27 | 2017-03-15 | 布比（北京）网络技术有限公司 | Lottery industry publishing system and device based on block chain |
| CN106780276A (en) * | 2016-11-28 | 2017-05-31 | 中体彩科技发展有限公司 | Lottery rewarding information processing system, apparatus and method |
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