CN117172785A - Transaction processing method, device, equipment and computer readable storage medium - Google Patents
Transaction processing method, device, equipment and computer readable storage medium Download PDFInfo
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- CN117172785A CN117172785A CN202311077739.8A CN202311077739A CN117172785A CN 117172785 A CN117172785 A CN 117172785A CN 202311077739 A CN202311077739 A CN 202311077739A CN 117172785 A CN117172785 A CN 117172785A
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- 238000003672 processing method Methods 0.000 title abstract description 16
- 238000012546 transfer Methods 0.000 claims abstract description 287
- 238000012790 confirmation Methods 0.000 claims abstract description 27
- 238000000034 method Methods 0.000 claims abstract description 27
- 230000008014 freezing Effects 0.000 claims description 9
- 238000007710 freezing Methods 0.000 claims description 9
- 238000012545 processing Methods 0.000 claims description 7
- 238000000151 deposition Methods 0.000 claims description 6
- 238000004590 computer program Methods 0.000 claims description 4
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Abstract
The embodiment of the application provides a transaction processing method, a device, equipment and a computer readable storage medium, which can be applied to the financial field or other fields, and the method comprises the following steps: receiving a first transfer request sent by a first object, wherein the first transfer request comprises first transfer information and a second object; determining transfer funds in the first transfer information; if the transfer funds comprise the transaction funds to be confirmed, transmitting transfer confirmation information to a transfer-out object corresponding to the transaction funds to be confirmed, wherein the transaction funds to be confirmed are funds with a storage duration less than or equal to a preset duration; and if receiving transfer permission information sent by a transfer-out object corresponding to the to-be-confirmed transaction funds, executing transfer from the first object to the second object. The embodiment of the application can determine whether the transfer has the risk of transferring dirty money by fraud molecules, avoid being influenced by phishing, improve transaction safety and ensure user fund safety.
Description
Technical Field
The present application relates to the field of communications technologies, and in particular, to a transaction processing method, apparatus, device, and computer readable storage medium.
Background
With the rapid development of computer networks and mobile communication, personal computers, smart phones and other mobile devices with internet surfing function have become indispensable tools in life and work of people, but the problem of network security behind is more and more serious, and phishing is one of them. Phishing has become a major hazard in people's economic and property losses at present. However, phishing layers are endless, difficult to prevent, and have problems with victim property retrieval difficulties.
Disclosure of Invention
Accordingly, the present application provides a transaction processing method, device, equipment and computer readable storage medium, which avoid being affected by phishing, improve transaction security, and ensure user fund security, and the specific technical scheme is as follows:
in a first aspect, the present application provides a transaction processing method, the method comprising:
receiving a first transfer request sent by a first object, wherein the first transfer request comprises first transfer information and a second object;
determining transfer funds in the first transfer information;
if the transfer funds comprise to-be-confirmed transaction funds, transmitting transfer confirmation information to a transfer-out object corresponding to the to-be-confirmed transaction funds, wherein the to-be-confirmed transaction funds are funds with a storage duration less than or equal to a preset duration;
and if the transfer permission information sent by the transfer-out object corresponding to the transaction funds to be confirmed is received, executing the transfer task from the first object to the second object.
In one possible implementation manner, if the transfer funds include transaction funds to be confirmed, the sending transfer confirmation information to the outgoing object corresponding to the transaction funds to be confirmed includes:
determining a funds transfer time for the transfer funds;
if the transfer funds comprise funds with a depositing duration less than or equal to a preset duration, determining the funds with the depositing duration less than or equal to the preset duration as the funds to be confirmed for the transaction, wherein the depositing duration is determined according to the funds transfer time and the generation time of the first transfer request;
and sending the transfer confirmation information to the transfer object corresponding to the transaction funds to be confirmed.
In one possible implementation manner, after the sending the transfer confirmation information to the transfer-out object corresponding to the transaction funds, the method further includes:
and if receiving transfer inhibition information sent by a transfer-out object corresponding to the transaction funds to be confirmed, freezing the transaction funds to be confirmed.
In one possible implementation manner, before the receiving the transfer request sent by the first object, the method further includes:
receiving a second transfer request sent by a third object, wherein the second transfer request comprises second transfer information and the first object;
according to the second transfer information, a transfer task from the third object to the first object is executed;
and storing a task identifier of the transfer task and fund transfer time, wherein the task identifier corresponds to the third object.
In one possible implementation, after the determining the transfer funds in the transfer information, the method further includes:
and if the transfer funds do not comprise the transaction funds to be confirmed, executing the transfer task from the first object to the second object.
In a second aspect, the present application also provides a transaction processing apparatus, the apparatus comprising:
the request receiving module is used for receiving a first transfer request sent by a first object, wherein the first transfer request comprises first transfer information and a second object;
a funds determining module for determining transfer funds in the first transfer information;
the information sending module is used for sending transfer confirmation information to a transfer-out object corresponding to the to-be-confirmed transaction funds if the transfer funds comprise the to-be-confirmed transaction funds, wherein the to-be-confirmed transaction funds are funds with a storage duration less than or equal to a preset duration;
and the transfer execution module is used for executing the transfer task from the first object to the second object if the transfer permission information sent by the transfer object corresponding to the to-be-confirmed transaction funds is received.
In one possible implementation manner, the information sending module includes:
a time determination unit for determining a funds transfer time of the transfer funds;
a fund determining unit, configured to determine that, if the transfer funds include funds with a deposit duration less than or equal to a preset duration, the funds with the deposit duration less than or equal to the preset duration are the transaction funds to be confirmed, where the deposit duration is determined according to the funds transfer time and the generation time of the first transfer request;
and the information sending unit is used for sending the transfer confirmation information to the transfer object corresponding to the transaction funds to be confirmed.
In one possible implementation, the apparatus further includes:
and the fund freezing module is used for freezing the to-be-confirmed transaction fund if the transfer prohibition information sent by the transfer-out object corresponding to the to-be-confirmed transaction fund is received.
In a third aspect, the present application also provides a computer device comprising: a memory and a processor;
wherein the memory is used for storing a computer program;
the processor is configured to execute a computer program in the memory to implement the method of the first aspect or any one of the first aspects.
In a fourth aspect, the application also provides a computer readable storage medium storing instructions that when run on a computer cause the computer to perform the method of the first aspect or any one of the first aspects.
In the embodiment of the application, a first transfer request sent by a first object is received, wherein the first transfer request comprises first transfer information and a second object; determining transfer funds in the first transfer information; if the transfer funds comprise the transaction funds to be confirmed, transmitting transfer confirmation information to a transfer-out object corresponding to the transaction funds to be confirmed, wherein the transaction funds to be confirmed are funds with a storage duration less than or equal to a preset duration; and if receiving transfer permission information sent by a transfer-out object corresponding to the to-be-confirmed transaction funds, executing transfer from the first object to the second object. When a user needs to transfer money, the embodiment of the application determines whether the money to be transferred comprises the money with the storage time being less than or equal to the preset time, thereby determining whether the money transfer has the risk of transferring dirty money by fraud molecules, avoiding the influence caused by phishing, improving the transaction safety and ensuring the user money safety.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described, and it is obvious that the drawings in the following description are some embodiments of the present application, and other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.
FIG. 1 is a flow chart of an embodiment of a transaction processing method provided by an embodiment of the present application;
FIG. 2 is a flow chart of another embodiment of a transaction processing method provided by an embodiment of the present application;
FIG. 3 illustrates a flow chart of yet another embodiment of a transaction processing method provided by an embodiment of the present application;
fig. 4 is a schematic structural diagram of a transaction processing device according to an embodiment of the present application.
Detailed Description
For the purpose of making the objects, technical solutions and advantages of the embodiments of the present application more apparent, the technical solutions of the embodiments of the present application will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present application, and it is apparent that the described embodiments are some embodiments of the present application, but not all embodiments of the present application. All other embodiments, which can be made by those skilled in the art based on the embodiments of the application without making any inventive effort, are intended to be within the scope of the application.
At present, phishing modes are endless, difficult to prevent, and difficult for victims to recover property. The reason why the phishing property is difficult to recover is that the fraud molecules will transfer out the received dirty money as soon as possible after receiving the transfer by various means, so that no money can be returned even if an account is found. Therefore, the embodiment of the application provides a transaction processing method, if the money transferred from the initial transfer account is used by the transfer party, the money can be transferred from the initial transfer account confirmation party, so that fraud molecules are prevented from transferring dirty money in a short time.
Referring to fig. 1, a flowchart of an embodiment of a transaction processing method according to an embodiment of the present application is shown, where the embodiment of the present application at least includes the following steps:
s11, receiving a first transfer request sent by a first object.
In an embodiment of the present application, the first transfer request may include first transfer information and the second object, and the first transfer information may include transfer funds and account information of the first object. The second object is the transfer object of the first object, and at this time, the first object is the transfer party of the funds, and the second object is the transfer party of the funds.
S12, determining transfer funds in the first transfer information.
In the embodiment of the application, the amount of the transfer funds can be determined by determining the transfer funds in the first transfer information, and the funds transfer time of the transfer funds can also be determined. The funds transfer time is the time at which transfer funds are transferred from the other object to the first object.
S13, if the transfer funds comprise the transaction funds to be confirmed, transmitting transfer confirmation information to a transfer-out object corresponding to the transaction funds to be confirmed.
After the transfer funds are determined, whether the transfer funds comprise the transaction funds to be confirmed or not is judged, and the transaction funds to be confirmed are funds with the storage duration being less than or equal to the preset duration. The deposit duration is the time from the transfer of funds into the first object to the transfer of funds out of the first object.
The transfer funds comprise the transaction funds to be confirmed, which means that the transaction funds to be confirmed need to be transferred out of the first object in a short time after being transferred into the first object, and possibly there is a risk of fraud molecule transfer of dirty money, and the transfer confirmation information can be sent to the transfer object corresponding to the transaction funds to be confirmed, so that the property safety of the transfer object corresponding to the transaction funds to be confirmed is ensured.
And S14, if receiving transfer permission information sent by a transfer-out object corresponding to the transaction funds to be confirmed, executing a transfer task from the first object to the second object.
And receiving transfer permission information sent by a transfer-out object corresponding to the transaction funds to be confirmed, wherein the transfer permission information indicates that the transaction funds to be confirmed do not have safety risks, and then executing a transfer task from the first object to the second object.
In the embodiment of the application, a first transfer request sent by a first object is received, wherein the first transfer request comprises first transfer information and a second object; determining transfer funds in the first transfer information; if the transfer funds comprise the transaction funds to be confirmed, transmitting transfer confirmation information to a transfer-out object corresponding to the transaction funds to be confirmed, wherein the transaction funds to be confirmed are funds with a storage duration less than or equal to a preset duration; and if receiving transfer permission information sent by a transfer-out object corresponding to the to-be-confirmed transaction funds, executing transfer from the first object to the second object. When a user needs to transfer money, the embodiment of the application determines whether the money to be transferred comprises the money with the storage time being less than or equal to the preset time, thereby determining whether the money transfer has the risk of transferring dirty money by fraud molecules, avoiding the influence caused by phishing, improving the transaction safety and ensuring the user money safety.
Referring to fig. 2, a flowchart of another embodiment of a transaction processing method according to an embodiment of the present application is shown, where the embodiment of the present application at least includes the following steps:
s21, receiving a second transfer request sent by the third object.
In the embodiment of the application, the second transfer request includes the second transfer information and the first object, and at this time, the third object is a transferring party of funds, and the first object is a transferring party of funds.
S22, according to the second transfer information, a transfer task from the third object to the first object is executed.
S23, storing a task identifier of the transfer task and fund transfer time, wherein the task identifier corresponds to a third object.
After the transfer task from the third object to the first object is executed, the task identification of the transfer task and the funds transfer time are stored, so that whether the transfer funds comprise the transaction funds to be confirmed or not is determined according to the funds transfer time. And if the task identifier corresponds to the third object, determining a transfer-out object of the transfer task through the task identifier of the transfer task.
S24, receiving a first transfer request sent by the first object.
S25, determining transfer funds in the first transfer information.
S26, if the transfer funds comprise the transaction funds to be confirmed, the transfer confirmation information is sent to a transfer-out object corresponding to the transaction funds to be confirmed.
And S27, if receiving transfer permission information sent by a transfer-out object corresponding to the to-be-confirmed transaction funds, executing a transfer task from the first object to the second object.
Steps S24 to S27 of the embodiment of the present application may refer to steps S11 to S14, and the embodiment of the present application is not described in detail.
Referring to fig. 3, a flowchart of another embodiment of a transaction processing method according to an embodiment of the present application is shown, where the embodiment of the present application at least includes the following steps:
s31, receiving a first transfer request sent by a first object.
S32, determining transfer funds in the first transfer information.
Steps S31 to S32 of the embodiment of the present application may refer to steps S11 to S12, and the embodiment of the present application is not described in detail.
And S33, if the transfer funds do not comprise the transaction funds to be confirmed, executing the transfer task from the first object to the second object.
When the transfer funds do not include the transaction funds to be confirmed, indicating that there is no risk of fraud molecular transfer of dirt, then a transfer task from the first object to the second object may be performed. And whether the transfer funds comprise the transaction funds to be confirmed or not is judged, so that the property safety of the user is ensured.
S34, if the transfer funds comprise the transaction funds to be confirmed, the transfer confirmation information is sent to the transfer-out object corresponding to the transaction funds to be confirmed.
If the transfer funds include the transaction funds to be confirmed, the method for sending the transfer confirmation information to the transfer-out object corresponding to the transaction funds to be confirmed may include the following steps:
s341, determining the fund transfer time of the transferred funds;
s342, if the transfer funds comprise funds with a deposit duration less than or equal to a preset duration, determining the funds with the deposit duration less than or equal to the preset duration as the transaction funds to be confirmed, wherein the deposit duration is determined according to the funds transfer time and the generation time of the first transfer request;
s343, transmitting transfer confirmation information to the transfer object corresponding to the transaction funds to be confirmed.
When the transfer funds involve a plurality of funds, the funds transfer time for each of the funds in the transfer funds is determined. In the embodiment of the application, funds transferred to the first object can be preferentially used as transfer funds. Assuming that the first object has three funds, the first funds: the amount is 5000, and the funds transfer time is 2020-05-0403:56; second fund: the amount is 400, and the funds transfer time is 2021-06-0612:55; third fund: the amount is 10000 and the funds transfer time is 2021-08-0921:16. When the transfer amount of the first object is 3888, 3888 yuan is acquired from the first funds as transfer funds; when the transfer amount of the first object is 5333, 5000 yuan is obtained from the first fund as transfer fund, and 333 yuan is obtained from the second fund as transfer fund; when the transfer amount of the first object is 6000, after the first funds and the second funds are all taken as transfer funds, 600 yuan is obtained from the third funds as transfer funds.
The deposit duration may be a generation time of the first transfer request-a funds transfer time. Assuming that the first transfer request is generated at 2023-5-1612:00 and the funds transfer is 2023-5-1412:00, the deposit time is 48 hours. Taking 24 hours as an example of the preset duration, as long as funds longer than 24 hours are stored, the funds of the transaction to be confirmed are determined. It should be noted that, the preset duration may be set by a technician according to actual scene requirements, and the embodiment of the present application is not limited.
The transfer funds comprise the transaction funds to be confirmed, which means that the transaction funds to be confirmed need to be transferred out of the first object in a short time after being transferred into the first object, and possibly there is a risk of fraud molecule transfer of dirty money, and the transfer confirmation information can be sent to the transfer object corresponding to the transaction funds to be confirmed, so that the property safety of the transfer object corresponding to the transaction funds to be confirmed is ensured.
And S35, if receiving transfer permission information sent by a transfer-out object corresponding to the to-be-confirmed transaction funds, executing a transfer task from the first object to the second object.
Step S35 of the embodiment of the present application may refer to step S14, and the embodiment of the present application is not described in detail.
S36, if receiving transfer inhibition information sent by a transfer-out object corresponding to the transaction funds to be confirmed, freezing the transaction funds to be confirmed.
And receiving transfer inhibition information sent by a transfer-out object corresponding to the to-be-confirmed transaction funds, which indicates that the to-be-confirmed transaction funds have safety risks, and can freeze the to-be-confirmed transaction funds or return the to-be-confirmed transaction funds to the transfer-out object corresponding to the to-be-confirmed transaction funds.
According to the embodiment of the application, the transfer confirmation information is sent to the transfer object corresponding to the transaction funds to be confirmed, so that whether the transfer object corresponding to the transaction funds to be confirmed agrees with the first object to transfer the transaction funds to be confirmed or not is confirmed, the condition that the first object is taken as fraud molecules to transfer dirty money in a short time is avoided, and the fund safety of a user is ensured.
Next, a transaction processing device provided by the present application will be described, and a transaction processing device described below and a transaction processing method described above will be referred to correspondingly.
Referring to fig. 4, a schematic structural diagram of a transaction processing device provided by the present application is shown, where the device includes:
a request receiving module 401, configured to receive a first reconciliation request sent by a first object, where the first reconciliation request includes first reconciliation information and a second object;
a funds determining module 402 for determining transfer funds in the first transfer information;
the information sending module 403 is configured to send transfer confirmation information to a transfer destination corresponding to the to-be-confirmed transaction funds if the transfer funds include the to-be-confirmed transaction funds, where the to-be-confirmed transaction funds are funds with a storage duration less than or equal to a preset duration;
and the transfer execution module 404 is configured to execute a transfer task from the first object to the second object if transfer permission information sent by the transfer object corresponding to the transaction funds to be confirmed is received.
In the embodiment of the present application, the information sending module 403 includes:
a time determination unit for determining a funds transfer time of the transfer funds;
a fund determining unit, configured to determine that, if the transfer funds include funds with a deposit duration less than or equal to a preset duration, the funds with the deposit duration less than or equal to the preset duration are the transaction funds to be confirmed, where the deposit duration is determined according to the funds transfer time and the generation time of the first transfer request;
and the information sending unit is used for sending the transfer confirmation information to the transfer object corresponding to the transaction funds to be confirmed.
In an embodiment of the present application, the apparatus further includes:
and the fund freezing module is used for freezing the to-be-confirmed transaction fund if the transfer prohibition information sent by the transfer-out object corresponding to the to-be-confirmed transaction fund is received.
In an embodiment of the application, the device further comprises a memory module,
the request receiving module 401 is further configured to receive a second transfer request sent by a third object, where the second transfer request includes second transfer information and the first object;
the transfer execution module 404 is further configured to execute a transfer task from the third object to the first object according to the second transfer information;
the storage module is used for storing a task identifier of the transfer task and fund transfer time, and the task identifier corresponds to the third object.
In an embodiment of the present application, the transfer execution module 404 is further configured to:
and if the transfer funds do not comprise the transaction funds to be confirmed, executing the transfer task from the first object to the second object.
In the embodiment of the application, a request receiving module is used for receiving a first transfer request sent by a first object, wherein the first transfer request comprises first transfer information and a second object; the fund determining module is used for determining the transfer funds in the first transfer information; the information sending module is used for sending transfer confirmation information to a transfer-out object corresponding to the to-be-confirmed transaction funds if the transfer funds comprise the to-be-confirmed transaction funds, wherein the to-be-confirmed transaction funds are funds with a storage duration less than or equal to a preset duration; and the transfer execution module is used for executing the transfer task from the first object to the second object if receiving the transfer permission information sent by the transfer object corresponding to the to-be-confirmed transaction funds. When a user needs to transfer money, the embodiment of the application determines whether the money to be transferred comprises the money with the storage time being less than or equal to the preset time, thereby determining whether the money transfer has the risk of transferring dirty money by fraud molecules, avoiding the influence caused by phishing, improving the transaction safety and ensuring the user money safety.
The transaction processing method, the device, the equipment and the computer readable storage medium provided by the application can be used in the financial field or other fields, for example, can be used in the account transfer application scene in the financial field. Other fields are any field other than the financial field, for example, the mobile interconnect field. The foregoing is merely exemplary, and is not intended to limit the application of the present application to a transaction processing method, apparatus, device, and computer readable storage medium.
It should be noted that, in each embodiment, identical and similar parts are referred to each other. For the apparatus class embodiments, the description is relatively simple as it is substantially similar to the method embodiments, and reference is made to the description of the method embodiments for relevant points.
For the foregoing embodiments, for simplicity of explanation, the same is shown as a series of acts, but it should be understood by those skilled in the art that the present application is not limited by the order of acts described, as some steps may occur in other orders or concurrently in accordance with the application. Further, those skilled in the art will also appreciate that the embodiments described in the specification are all preferred embodiments, and that the acts and modules referred to are not necessarily required for the present application.
Finally, it is further noted that relational terms such as first and second, and the like are used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Moreover, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present application. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the application. Thus, the present application is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
The foregoing is merely a preferred embodiment of the present application and it should be noted that modifications and adaptations to those skilled in the art may be made without departing from the principles of the present application, which are intended to be comprehended within the scope of the present application.
Claims (10)
1. A method of transaction processing, the method comprising:
receiving a first transfer request sent by a first object, wherein the first transfer request comprises first transfer information and a second object;
determining transfer funds in the first transfer information;
if the transfer funds comprise to-be-confirmed transaction funds, transmitting transfer confirmation information to a transfer-out object corresponding to the to-be-confirmed transaction funds, wherein the to-be-confirmed transaction funds are funds with a storage duration less than or equal to a preset duration;
and if the transfer permission information sent by the transfer-out object corresponding to the transaction funds to be confirmed is received, executing the transfer task from the first object to the second object.
2. The method according to claim 1, wherein if the transfer funds include transaction funds to be confirmed, transmitting transfer confirmation information to a transfer-out object corresponding to the transaction funds to be confirmed includes:
determining a funds transfer time for the transfer funds;
if the transfer funds comprise funds with a depositing duration less than or equal to a preset duration, determining the funds with the depositing duration less than or equal to the preset duration as the funds to be confirmed for the transaction, wherein the depositing duration is determined according to the funds transfer time and the generation time of the first transfer request;
and sending the transfer confirmation information to the transfer object corresponding to the transaction funds to be confirmed.
3. The method according to any one of claims 1 to 2, wherein after the transmitting of the transfer confirmation information to the transfer-out object corresponding to the transaction funds, the method further comprises:
and if receiving transfer inhibition information sent by a transfer-out object corresponding to the transaction funds to be confirmed, freezing the transaction funds to be confirmed.
4. The method according to claim 1 or 2, wherein prior to said receiving the transfer request sent by the first object, the method further comprises:
receiving a second transfer request sent by a third object, wherein the second transfer request comprises second transfer information and the first object;
according to the second transfer information, a transfer task from the third object to the first object is executed;
and storing a task identifier of the transfer task and fund transfer time, wherein the task identifier corresponds to the third object.
5. The method according to claim 1 or 2, wherein after the determining of the transfer funds in the transfer information, the method further comprises:
and if the transfer funds do not comprise the transaction funds to be confirmed, executing the transfer task from the first object to the second object.
6. A transaction processing device, the device comprising:
the request receiving module is used for receiving a first transfer request sent by a first object, wherein the first transfer request comprises first transfer information and a second object;
a funds determining module for determining transfer funds in the first transfer information;
the information sending module is used for sending transfer confirmation information to a transfer-out object corresponding to the to-be-confirmed transaction funds if the transfer funds comprise the to-be-confirmed transaction funds, wherein the to-be-confirmed transaction funds are funds with a storage duration less than or equal to a preset duration;
and the transfer execution module is used for executing the transfer task from the first object to the second object if the transfer permission information sent by the transfer object corresponding to the to-be-confirmed transaction funds is received.
7. The apparatus of claim 6, wherein the information transmission module comprises:
a time determination unit for determining a funds transfer time of the transfer funds;
a fund determining unit, configured to determine that, if the transfer funds include funds with a deposit duration less than or equal to a preset duration, the funds with the deposit duration less than or equal to the preset duration are the transaction funds to be confirmed, where the deposit duration is determined according to the funds transfer time and the generation time of the first transfer request;
and the information sending unit is used for sending the transfer confirmation information to the transfer object corresponding to the transaction funds to be confirmed.
8. The apparatus according to claim 6 or 7, characterized in that the apparatus further comprises:
and the fund freezing module is used for freezing the to-be-confirmed transaction fund if the transfer prohibition information sent by the transfer-out object corresponding to the to-be-confirmed transaction fund is received.
9. A computer device, comprising: a memory and a processor;
the memory is used for storing a computer program;
the processor is configured to execute a computer program in the memory to implement the method of any one of claims 1 to 5.
10. A computer readable storage medium storing instructions which, when run on a computer, cause the computer to perform the method of any one of claims 1 to 5.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202311077739.8A CN117172785A (en) | 2023-08-24 | 2023-08-24 | Transaction processing method, device, equipment and computer readable storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202311077739.8A CN117172785A (en) | 2023-08-24 | 2023-08-24 | Transaction processing method, device, equipment and computer readable storage medium |
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| Publication Number | Publication Date |
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| CN117172785A true CN117172785A (en) | 2023-12-05 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202311077739.8A Pending CN117172785A (en) | 2023-08-24 | 2023-08-24 | Transaction processing method, device, equipment and computer readable storage medium |
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| Country | Link |
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| CN (1) | CN117172785A (en) |
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2023
- 2023-08-24 CN CN202311077739.8A patent/CN117172785A/en active Pending
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