CN117131072A - Financial business query method, device, computer equipment and storage medium - Google Patents

Financial business query method, device, computer equipment and storage medium Download PDF

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CN117131072A
CN117131072A CN202310988870.3A CN202310988870A CN117131072A CN 117131072 A CN117131072 A CN 117131072A CN 202310988870 A CN202310988870 A CN 202310988870A CN 117131072 A CN117131072 A CN 117131072A
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service
query
financial
business
attribute information
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李驰
张子辉
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Bank of China Ltd
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Bank of China Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24—Querying
    • G06F16/245—Query processing
    • G06F16/2453—Query optimisation
    • G06F16/24534—Query rewriting; Transformation
    • G06F16/24542—Plan optimisation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
    • Y02D10/00—Energy efficient computing, e.g. low power processors, power management or thermal management

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Abstract

The application relates to a financial service query method, a financial service query device, computer equipment and a storage medium. When the financial business to be distributed is detected, determining a query strategy of the financial business to be distributed according to business attribute information of the financial business to be distributed, storing a value business universal table of the query strategy, and distributing the financial business to be distributed, for which the query strategy is determined, to a terminal; and inquiring a corresponding target inquiry strategy in the service general table according to the inquiry keyword sent by the terminal, acquiring service information of a target financial service corresponding to the target inquiry strategy and sending the service information to the terminal. Compared with the traditional method that the query performance is improved by adding the server, the query strategy is determined based on the service attribute information of the financial service and stored in the table, and when the user needs to query, the information of the financial service which the user needs to query can be rapidly determined through the table lookup, so that the query efficiency is improved.

Description

Financial business query method, device, computer equipment and storage medium
Technical Field
The present application relates to the field of artificial intelligence technology, and in particular, to a financial business query method, apparatus, computer device, storage medium, and computer program product.
Background
With the development of computer technology, banking financial services can be handled in an online manner. The user performs business inquiry and handling by means of financial application and the like. The user performs service query through the financial application, and when the user query logic is complex, complex calculation is needed to query the result, so that the query performance is reduced.
Therefore, the current financial business query method has the defect of low query efficiency.
Disclosure of Invention
In view of the foregoing, it is desirable to provide a financial transaction query method, apparatus, computer device, computer-readable storage medium, and computer program product that can improve query efficiency.
In a first aspect, the present application provides a financial service query method, applied to a server, the method comprising:
when a financial business to be distributed is detected, business attribute information corresponding to the financial business to be distributed is acquired;
inputting the service attribute information into a trained query strategy model, acquiring a query strategy corresponding to the financial service to be issued, which is output by the query strategy model based on the service attribute information, storing the query strategy into a service universal table, and issuing the financial service to be issued, which is determined to be the query strategy, to a terminal;
when a query keyword for a target financial service sent by a terminal is received, querying a corresponding target query policy in the service general table according to the query keyword, acquiring service information of the target financial service corresponding to the target query policy, and sending the service information to the terminal.
In one embodiment, the detecting the financial service to be distributed includes:
detecting whether the auditing equipment transmits financial services passing the auditing according to a preset time interval;
and if the financial business which passes the audit and is sent by the audit equipment is detected, determining that the financial business to be distributed is detected.
In one embodiment, the inputting the business attribute information into the trained query policy model includes:
inputting the service attribute information into a trained query strategy model, and determining at least one of a service name, a service type, a service channel and a service display position corresponding to the financial service to be issued according to the service attribute information by the query strategy model; the service display position represents the display position of the financial service to be issued at the terminal;
and outputting the query strategy corresponding to the financial service to be distributed according to at least one of the service name, the service type, the service channel and the service display position.
In one embodiment, the query policy includes a plurality of business attribute information fields; each service attribute information field comprises corresponding service attribute information; the storing the query policy in the service general table includes:
acquiring a shared service attribute information field and a non-shared service attribute information field in a plurality of query strategies corresponding to a plurality of financial services to be issued;
storing the shared service attribute field into a first service universal table;
for each non-common service attribute information field, storing the non-common service attribute information field into a corresponding second service general table.
In one embodiment, the querying, according to the query keyword, the corresponding target query policy in the service generic table includes:
acquiring a plurality of matching results of the query keyword and service attribute information fields in a plurality of query strategies in the service universal table;
and determining a target query strategy according to the query strategy with the largest matching degree in the plurality of matching results.
In one embodiment, the financial transaction has a transaction valid time; the method further comprises the steps of:
if the expired financial service with the release time being more than or equal to the effective time is detected, sending a removal instruction for the expired financial service to the terminal; and the terminal is used for putting the expired financial business off the shelf according to the removal instruction.
In a second aspect, the present application provides a financial service query device, applied to a server, the device comprising:
the acquisition module is used for acquiring service attribute information corresponding to the financial service to be distributed when the financial service to be distributed is detected;
the determining module is used for inputting the service attribute information into a trained query strategy model, acquiring a query strategy corresponding to the financial service to be issued, which is output by the query strategy model based on the service attribute information, storing the query strategy into a service universal table, and issuing the financial service to be issued, which is determined to be the query strategy, to a terminal;
and the query module is used for querying a target query strategy corresponding to the business universal table according to the query keyword when receiving the query keyword which is sent by the terminal and aims at the target financial business, acquiring business information of the target financial business corresponding to the target query strategy, and sending the business information to the terminal.
In a third aspect, the present application provides a computer device comprising a memory storing a computer program and a processor implementing the steps of the method described above when the processor executes the computer program.
In a fourth aspect, the present application provides a computer readable storage medium having stored thereon a computer program which when executed by a processor performs the steps of the method described above.
In a fifth aspect, the application provides a computer program product comprising a computer program which, when executed by a processor, implements the steps of the method described above.
According to the financial business query method, the device, the computer equipment, the storage medium and the computer program product, when the financial business to be distributed is detected, the query strategy of the financial business to be distributed is determined according to the business attribute information of the financial business to be distributed, the query strategy is stored into a value business universal table, and the financial business to be distributed for determining the query strategy is distributed to the terminal; and inquiring a corresponding target inquiry strategy in the service general table according to the inquiry keyword sent by the terminal, acquiring service information of a target financial service corresponding to the target inquiry strategy and sending the service information to the terminal. Compared with the traditional method that the query performance is improved by adding the server, the query strategy is determined based on the service attribute information of the financial service and stored in the table, and when the user needs to query, the information of the financial service which the user needs to query can be rapidly determined through the table lookup, so that the query efficiency is improved.
Drawings
FIG. 1 is a diagram of an application environment for a financial transaction query method in one embodiment;
FIG. 2 is a flow chart of a financial transaction query method in one embodiment;
FIG. 3 is a flow chart of a financial transaction query method according to another embodiment;
FIG. 4 is a block diagram of a financial transaction query device in one embodiment;
fig. 5 is an internal structural diagram of a computer device in one embodiment.
Detailed Description
The present application will be described in further detail with reference to the drawings and examples, in order to make the objects, technical solutions and advantages of the present application more apparent. It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the scope of the application.
The financial service query method provided by the embodiment of the application can be applied to an application environment shown in figure 1. The terminal communicates with the server through the network, and the server can communicate with the auditing equipment. The data storage system may store data that the server needs to process. The data storage system may be integrated on a server or may be placed on a cloud or other network server. The server can detect the financial business to be distributed sent by the auditing equipment, generates a query strategy based on business attribute information of the financial business to be distributed and stores a value business universal table, the server distributes the financial business to be distributed with the query strategy determined to the terminal, the terminal can send a query keyword to the server, so that the server returns business information of a target financial business corresponding to the query strategy to the terminal after the query keyword is matched with the corresponding query strategy, and the terminal can display the business information. The terminal may be, but not limited to, various personal computers, notebook computers, smart phones and tablet computers. The server may be implemented as a stand-alone server or as a server cluster composed of a plurality of servers.
In one embodiment, as shown in fig. 2, a financial service query method is provided, and the method is applied to the server in fig. 1 for illustration, and includes the following steps:
step S202, when the financial business to be issued is detected, business attribute information corresponding to the financial business to be issued is obtained.
The financial transaction to be issued may be a financial transaction newly generated by the auditing device, such as a financial transaction of a bank. The newly generated financial business needs to be audited through auditing equipment, and after the auditing equipment passes, the auditing equipment can send the audited financial business to a server through a preset interface. The server may determine whether the financial service to be distributed is detected by detecting the above-mentioned preset interface. If the server detects the financial business to be issued through the preset interface, business attribute information corresponding to the financial business to be issued can be obtained. The service attribute information may include a variety of information, and may include, for example, but not limited to, a service name, a service type, a service channel, a service display location, and the like. The service display position represents the position of the financial service to be released, which is displayed in the terminal.
Step S204, inputting the business attribute information into a trained query strategy model, obtaining a query strategy corresponding to the financial business to be issued, which is output by the query strategy model based on the business attribute information, storing the query strategy into a business general table, and issuing the financial business to be issued, which determines the query strategy, to a terminal.
The server may pre-train the query strategy model to be trained to obtain a trained query strategy model. For example, the server obtains a service attribute information sample, and inputs the service attribute information sample into a query policy model to be trained. The query strategy model determines a corresponding prediction query strategy based on the business attribute information sample, the server compares the prediction query strategy with the sample query strategy corresponding to the business attribute information sample, the server determines the similarity between the prediction query strategy and the sample query strategy according to the comparison result, and adjusts the model parameters of the financial model to be trained according to the similarity until the preset training ending condition is met, so as to obtain the trained query strategy model. The preset training ending condition may be that the similarity is greater than or equal to a preset similarity threshold within a preset training frequency; or the training times reach the preset training times.
The server may input the service attribute information obtained from the financial service to be published into a trained query policy model. The query policy model may output a query policy corresponding to a financial service to be issued based on the input service attribute information. The query policy indicates query screening logic for querying different financial services when a user of the terminal needs to query the financial services. Such as a display location of the financial transaction, a name of the financial transaction, etc. The server may store the query policies described above in a business general table. The business general table can store a plurality of inquiry strategies corresponding to a plurality of financial businesses.
The server may publish the financial service to be published, which determines the query policy, to the terminal. For example, the server displays the corresponding position of the financial business to be issued, which determines the query policy, in the terminal, and configures the query function so that the user can query the financial business in the terminal. The server can identify and store the query strategy of the financial service in advance, and can quickly determine the financial service which the user needs to query based on the service universal table when the user needs to query, thereby improving the query efficiency.
Step S206, when the query keyword for the target financial business sent by the terminal is received, the business information of the target financial business corresponding to the target query policy is obtained according to the query keyword and the corresponding target query policy in the query business general table, and the business information is sent to the terminal.
Wherein, the user can inquire the financial business through the terminal. For example, the user inputs a query keyword on a query page of a banking application in the terminal, and when the terminal detects that the query request is triggered, the terminal may send a query request carrying the query keyword to the server. When the server receives the query keyword sent by the terminal and aiming at the target financial service, the target query policy corresponding to the query keyword in the query service general table can be determined according to the query keyword, for example, by a field matching mode. Because the association relationship is pre-established between the financial business and the query strategy during the generation of the query strategy, the server can directly acquire the business information of the target financial business corresponding to the target query strategy, and the server can send the business information of the target financial business to the terminal. After receiving the service information, the terminal can display the service information, for example, the terminal displays the service information of the target financial service in a list mode. The service information may include a variety of information such as a service name, a service type, service contents, icons of the service, and the like.
In addition, in one embodiment, the financial business also has a business expiration date. The server can periodically detect and put down the corresponding expired financial services. For example, the server may detect whether there are expired financial transactions with a release time greater than or equal to the valid time among the released financial transactions. For example, whether there is an expired financial service is detected at regular intervals according to a preset period. If an expired financial service with the release time greater than or equal to the effective time is detected, the server may send a removal instruction for the expired financial service to the terminal. After receiving the removal instruction, the terminal may put the expired financial service out of shelf according to the removal instruction, for example, remove the expired financial service from the financial service list. And the server can remove the query strategy corresponding to the expired financial service in the service general table. Specifically, when the server scans the expired financial service, the terminal can be notified by sending a message, and the terminal puts the expired financial service off-shelf. And the server also removes the query policy for expired financial services.
In the above financial service query method, when the financial service to be distributed is detected, determining a query policy of the financial service to be distributed according to service attribute information of the financial service to be distributed, storing a value service universal table of the query policy, and distributing the financial service to be distributed for determining the query policy to a terminal; and inquiring a corresponding target inquiry strategy in the service general table according to the inquiry keyword sent by the terminal, acquiring service information of a target financial service corresponding to the target inquiry strategy and sending the service information to the terminal. Compared with the traditional method that the query performance is improved by adding the server, the query strategy is determined based on the service attribute information of the financial service and stored in the table, and when the user needs to query, the information of the financial service which the user needs to query can be rapidly determined through the table lookup, so that the query efficiency is improved.
In one embodiment, detecting a financial transaction to be issued includes: detecting whether the auditing equipment transmits financial services passing the auditing according to a preset time interval; if the financial business which passes the audit and is sent by the audit equipment is detected, the financial business to be distributed is determined to be detected.
In this embodiment, the server may include a timing issuing module, and the server detects the financial service to be issued through the timing issuing module. For example, the server detects whether the auditing device transmits the financial services that pass the auditing through the timing issuing module according to a preset time interval. The auditing equipment is in communication connection with the server through a preset interface. The auditing equipment is provided with a business module, and related system operators can configure and audit financial business which needs to be released to customers in the business module. And the server periodically detects whether newly added financial services passing the audit exist in the audit equipment through the interface through the timing release module. If the server detects the financial business which passes the audit and is sent by the audit device through the preset interface, the server can determine that the financial business to be distributed is detected.
According to the embodiment, the server can detect whether the auditing equipment generates a new financial service passing the auditing through the preset data interface at regular time, so that the server can determine and issue a new query strategy based on the financial service passing the auditing, and the efficiency of querying the financial service by a user is improved.
In one embodiment, inputting business attribute information into a trained query policy model includes: inputting service attribute information into a trained query strategy model, and determining at least one of a service name, a service type, a service channel and a service display position corresponding to a financial service to be issued according to the service attribute information by the query strategy model; the service display position represents the display position of the financial service to be released in the terminal; and outputting a query strategy corresponding to the financial business to be issued according to at least one of the business name, the business type, the business channel and the business display position.
In this embodiment, the service attribute information may include multiple types of service attributes of the financial service to be issued. The server may input the business attribute information into a trained query policy model. And the query strategy model determines at least one of service names, service types, service channels and service display positions corresponding to the financial services to be issued according to the service attribute information. The business channel represents a release channel of the financial business to be released, such as a banking applet, a banking application or a banking webpage in a terminal; the service display position represents a display position of a financial service to be issued in the terminal, such as a display position of a banking applet in the terminal, a display position in a banking application, or a display position in a banking web page.
The query policy model can output a query policy corresponding to the financial service to be issued according to at least one of the determined service name, service type, service channel and service display position. The server can record at least one of information of service names, service types, service channels and service display positions to obtain a query strategy. The server may associate the query policy with the corresponding financial transaction to be issued. Specifically, the formulation process of the query strategy may be a process of filtering logic. The server can abstract and establish a general query strategy model through logical screening of user query of financial business to be issued, and generates a query strategy through the query strategy model, so that query logic of a single module is split, the query strategy is generated in the server, a query module is further arranged in the server, and content transmission is carried out between the timing module and the query module through message middleware. The query and screening logic represents screening logic when a server queries a financial service when a user queries the financial service, for example, the display position of the financial service in a terminal, the name of the financial service, the type of the financial service, the channel of the financial service and the like need to be determined. Thus screening out the financial business to be queried from the plurality of financial businesses. Therefore, the server determines the corresponding query strategy in advance based on the service attribute information of the financial service to be issued, so that when a user queries, the user queries through the corresponding query strategy, and the query efficiency is improved.
Through the embodiment, the server determines the query policy of each financial service to be issued through the query policy model, so that the screening logic inside the interface is realized in the query interface, the query service is directly provided for the user, and when the user needs to query, the query of the corresponding financial service can be realized through the query policy, and the query efficiency is improved.
In one embodiment, storing the query policy to the business general table includes: acquiring a shared service attribute information field and a non-shared service attribute information field in a plurality of query strategies corresponding to a plurality of financial services to be issued; storing the common service attribute field into a first service general table; for each non-common service attribute information field, storing the non-common service attribute information field into a corresponding second service general table.
In this embodiment, the query policy includes a plurality of service attribute information fields, and each service attribute information field includes corresponding service attribute information. I.e. the service attribute information field may be used to accommodate the corresponding service attribute information. After determining the query policy, the server may obtain, for each financial service to be issued, a service attribute information field in the query policy corresponding to the financial service to be issued. Therefore, the server can acquire the shared service attribute information fields and the non-shared service attribute information fields in the query policies corresponding to the financial services to be issued. Wherein the shared service attribute information field represents service attribute information fields existing in a plurality of query strategies, such as service names, service types, service channels and the like; the non-common traffic attribute information field may indicate that only traffic attribute information fields associated with a portion of the query policies exist among the plurality of query policies. For example, the above-mentioned financial transactions include financial transactions, financial advertisement transactions, etc., which include information of corresponding event participation sites, etc., and financial advertisements, which do not include event participation sites, etc., so the event participation sites may be regarded as non-common transaction attribute fields.
The server may store the common service attribute information field to the first service general table and store, for each non-common service attribute information field, the non-common service attribute information field to the corresponding second service general table. The non-common service attribute information field and the second service universal table may be in a one-to-one correspondence. Specifically, the server may create a generic table for list query at the time of customer presentation, that is, the above-mentioned service generic table, and the server may set a generic field, that is, the above-mentioned common service attribute information field, and set a non-generic field, that is, the above-mentioned non-common service attribute information field. The server may store the non-generic fields in JSON (JavaScript Object Notation, JS object profile) format. After the server detects that the financial business audit is passed, the server can transmit the content of the financial business inquired by the user to the universal table through the message by the timing issuing module, so as to provide inquiry service. That is, the server may store the common service attribute information field and the non-common service attribute information field in the query policy to the corresponding service general table, respectively. When a user queries, the corresponding query strategy can be determined by querying the service universal table.
Through the embodiment, the server can store the service attribute information field in the query strategy through the service universal table, so that the complex query logic is screened in the server in advance, the query result can be obtained through simple query when a user accesses, and the query efficiency of the financial service is improved.
In one embodiment, according to the query key, querying a corresponding target query policy in the service generic table includes: acquiring a plurality of matching results of the query keywords and service attribute information fields in a plurality of query strategies in a service universal table; and determining a target query strategy according to the query strategy with the largest matching degree in the plurality of matching results.
In this embodiment, when receiving a query keyword of a user for a financial service, the server may determine a corresponding query policy using the query keyword. For example, each service attribute information field in the query policy may be stored in a service general table, and the server may match the query key with the service attribute information fields in multiple query policies in the service general table to obtain multiple matching results. The server may obtain the matching degree of each matching result in the plurality of matching results, where the matching degree may be determined according to the similarity between the query keyword and each service attribute information field in each query policy, and the number of service attribute information fields with similarity greater than a preset threshold in each matching, and the matching degree is positively related to the similarity and the number. The server can acquire the query strategy with the largest matching degree from the plurality of matching results, and determine the corresponding target query strategy according to the query strategy with the largest matching degree in the plurality of matching results. For example, the target query policy with the highest matching degree is used as the target query policy.
According to the embodiment, the server can determine the target query strategy of the financial business which the user needs to query based on the matching of the query keyword and the query strategy, so that the server can determine the corresponding target financial business according to the target query strategy and send the target financial business to the terminal of the user, and the query efficiency of the financial business is improved.
In one embodiment, as shown in fig. 3, fig. 3 is a flow chart of a financial business query method in another embodiment. In this embodiment, the service module may be disposed in an auditing device, and the server may be disposed with a timing publishing module and a query module. The auditing equipment receives the financial business configured by the system staff for the customer through the business module and acquires the auditing result of the system staff for each financial business. The server distributes the financial business which is checked and passed by the system operator to the query module through the timing distribution module, and the user inputs the query key word through the terminal and invokes the query module to query the specific financial business logic.
Specifically, a system operator configures and reviews financial services to be issued at an auditing facility. The server periodically scans newly-added financial services to be distributed, which pass the auditing, in the service module through the timing distribution module. The server scans the newly added financial business to be issued, obtains the inquiry strategy after screening by business logic, and submits business content of the financial business to be issued to the inquiry module through the message middleware. The inquiry module receives the financial business submitted by the timing issuing module, stores the corresponding inquiry strategy into a business general table, and provides the service of inquiring the financial business for the terminal of the user. The financial service issued to the query module may be displayed in a corresponding form in the terminal based on the service attribute information thereof. Namely, the user can directly check the corresponding financial business in the terminal, and can also obtain the corresponding financial business through inquiry.
Through the embodiment, the server determines the query strategy based on the service attribute information of the financial service and stores the query strategy in the table, and when the user needs to query, the server can quickly determine the information of the financial service which the user needs to query through the table lookup, so that the query efficiency is improved. And the server preprocesses the screening logic in the online process in the timing task through the timing release module, so that the consumption of the query performance in the online query process is reduced.
It should be understood that, although the steps in the flowcharts related to the above embodiments are sequentially shown as indicated by arrows, these steps are not necessarily sequentially performed in the order indicated by the arrows. The steps are not strictly limited to the order of execution unless explicitly recited herein, and the steps may be executed in other orders. Moreover, at least some of the steps in the flowcharts described in the above embodiments may include a plurality of steps or a plurality of stages, which are not necessarily performed at the same time, but may be performed at different times, and the order of the steps or stages is not necessarily performed sequentially, but may be performed alternately or alternately with at least some of the other steps or stages.
Based on the same inventive concept, the embodiment of the application also provides a financial service query device for realizing the related financial service query method. The implementation of the solution provided by the device is similar to the implementation described in the above method, so the specific limitation in the embodiments of one or more financial service query devices provided below may refer to the limitation of the financial service query method hereinabove, and will not be repeated herein.
In one embodiment, as shown in fig. 4, there is provided a financial service query apparatus, including: an acquisition module 500, a determination module 502, and a query module 504, wherein:
the acquiring module 500 is configured to acquire service attribute information corresponding to a financial service to be issued when the financial service to be issued is detected.
The determining module 502 is configured to input the service attribute information into a trained query policy model, obtain a query policy corresponding to a financial service to be issued, which is output by the query policy model based on the service attribute information, store the query policy into a service general table, and issue the financial service to be issued for which the query policy is determined to the terminal.
And the query module 504 is configured to, when receiving the query keyword sent by the terminal and directed against the target financial service, query the corresponding target query policy in the service general table according to the query keyword, obtain service information of the target financial service corresponding to the target query policy, and send the service information to the terminal.
In one embodiment, the obtaining module 500 is specifically configured to detect, according to a preset time interval, whether the auditing device sends a financial service that passes the auditing; if the financial business which passes the audit and is sent by the audit equipment is detected, the financial business to be distributed is determined to be detected.
In one embodiment, the determining module 502 is specifically configured to input service attribute information into a trained query policy model, and determine, according to the service attribute information, at least one of a service name, a service type, a service channel, and a service display position corresponding to a financial service to be published by using the query policy model; the service display position represents the display position of the financial service to be released in the terminal; and outputting a query strategy corresponding to the financial business to be issued according to at least one of the business name, the business type, the business channel and the business display position.
In one embodiment, the determining module 502 is specifically configured to obtain a shared service attribute information field and a non-shared service attribute information field in a plurality of query policies corresponding to a plurality of financial services to be published; storing the common service attribute field into a first service general table; for each non-common service attribute information field, storing the non-common service attribute information field into a corresponding second service general table.
In one embodiment, the query module 504 is specifically configured to obtain a plurality of matching results between the query keyword and the service attribute information fields in the plurality of query policies in the service universal table; and determining a target query strategy according to the query strategy with the largest matching degree in the plurality of matching results.
In one embodiment, the apparatus further comprises: the off-shelf module is used for sending a removal instruction for the expired financial service to the terminal if the expired financial service with the release time being more than or equal to the effective time is detected; the terminal is used for taking off shelf and expiring financial business according to the removal instruction.
The above-mentioned various modules in the financial service query device may be implemented in whole or in part by software, hardware, and combinations thereof. The above modules may be embedded in hardware or may be independent of a processor in the computer device, or may be stored in software in a memory in the computer device, so that the processor may call and execute operations corresponding to the above modules.
In one embodiment, a computer device is provided, which may be a server, the internal structure of which may be as shown in fig. 5. The computer device includes a processor, a memory, and a network interface connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, computer programs, and a database. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage media. The database of the computer device is used for storing data such as a business general table. The network interface of the computer device is used for communicating with an external terminal through a network connection. The computer program when executed by a processor implements a financial transaction query method.
It will be appreciated by those skilled in the art that the structure shown in FIG. 5 is merely a block diagram of some of the structures associated with the present inventive arrangements and is not limiting of the computer device to which the present inventive arrangements may be applied, and that a particular computer device may include more or fewer components than shown, or may combine some of the components, or have a different arrangement of components.
In one embodiment, a computer device is provided that includes a memory having a computer program stored therein and a processor that implements the financial transaction query method described above when the computer program is executed.
In one embodiment, a computer readable storage medium is provided having a computer program stored thereon, which when executed by a processor implements the financial transaction query method described above.
In one embodiment, a computer program product is provided, comprising a computer program that when executed by a processor implements the financial transaction query method described above.
The user information (including but not limited to user equipment information, user personal information, etc.) and the data (including but not limited to data for analysis, stored data, presented data, etc.) related to the present application are information and data authorized by the user or sufficiently authorized by each party.
Those skilled in the art will appreciate that implementing all or part of the above described methods may be accomplished by way of a computer program stored on a non-transitory computer readable storage medium, which when executed, may comprise the steps of the embodiments of the methods described above. Any reference to memory, database, or other medium used in embodiments provided herein may include at least one of non-volatile and volatile memory. The nonvolatile Memory may include Read-Only Memory (ROM), magnetic tape, floppy disk, flash Memory, optical Memory, high density embedded nonvolatile Memory, resistive random access Memory (ReRAM), magnetic random access Memory (Magnetoresistive Random Access Memory, MRAM), ferroelectric Memory (Ferroelectric Random Access Memory, FRAM), phase change Memory (Phase Change Memory, PCM), graphene Memory, and the like. Volatile memory can include random access memory (Random Access Memory, RAM) or external cache memory, and the like. By way of illustration, and not limitation, RAM can be in the form of a variety of forms, such as static random access memory (Static Random Access Memory, SRAM) or dynamic random access memory (Dynamic Random Access Memory, DRAM), and the like. The databases referred to in the embodiments provided herein may include at least one of a relational database and a non-relational database. The non-relational database may include, but is not limited to, a blockchain-based distributed database, and the like. The processor referred to in the embodiments provided in the present application may be a general-purpose processor, a central processing unit, a graphics processor, a digital signal processor, a programmable logic unit, a data processing logic unit based on quantum computing, or the like, but is not limited thereto.
The technical features of the above embodiments may be arbitrarily combined, and all possible combinations of the technical features in the above embodiments are not described for brevity of description, however, as long as there is no contradiction between the combinations of the technical features, they should be considered as the scope of the description.
The foregoing examples illustrate only a few embodiments of the application and are described in detail herein without thereby limiting the scope of the application. It should be noted that it will be apparent to those skilled in the art that several variations and modifications can be made without departing from the spirit of the application, which are all within the scope of the application. Accordingly, the scope of the application should be assessed as that of the appended claims.

Claims (10)

1. A financial transaction query method, applied to a server, comprising:
when a financial business to be distributed is detected, business attribute information corresponding to the financial business to be distributed is acquired;
inputting the service attribute information into a trained query strategy model, acquiring a query strategy corresponding to the financial service to be issued, which is output by the query strategy model based on the service attribute information, storing the query strategy into a service universal table, and issuing the financial service to be issued, which is determined to be the query strategy, to a terminal;
when a query keyword for a target financial service sent by a terminal is received, querying a corresponding target query policy in the service general table according to the query keyword, acquiring service information of the target financial service corresponding to the target query policy, and sending the service information to the terminal.
2. The method of claim 1, wherein detecting the financial transaction to be issued comprises:
detecting whether the auditing equipment transmits financial services passing the auditing according to a preset time interval;
and if the financial business which passes the audit and is sent by the audit equipment is detected, determining that the financial business to be distributed is detected.
3. The method of claim 1, wherein said entering the business attribute information into a trained query policy model comprises:
inputting the service attribute information into a trained query strategy model, and determining at least one of a service name, a service type, a service channel and a service display position corresponding to the financial service to be issued according to the service attribute information by the query strategy model; the service display position represents the display position of the financial service to be issued at the terminal;
and outputting the query strategy corresponding to the financial service to be distributed according to at least one of the service name, the service type, the service channel and the service display position.
4. The method of claim 1, wherein the query policy comprises a plurality of business attribute information fields; each service attribute information field comprises corresponding service attribute information; the storing the query policy in the service general table includes:
acquiring a shared service attribute information field and a non-shared service attribute information field in a plurality of query strategies corresponding to a plurality of financial services to be issued;
storing the shared service attribute field into a first service universal table;
for each non-common service attribute information field, storing the non-common service attribute information field into a corresponding second service general table.
5. The method of claim 4, wherein the querying the corresponding target query policy in the service generic table according to the query key comprises:
acquiring a plurality of matching results of the query keyword and service attribute information fields in a plurality of query strategies in the service universal table;
and determining a target query strategy according to the query strategy with the largest matching degree in the plurality of matching results.
6. The method of claim 1, wherein the financial transaction has a transaction validity time; the method further comprises the steps of:
if the expired financial service with the release time being more than or equal to the effective time is detected, sending a removal instruction for the expired financial service to the terminal; and the terminal is used for putting the expired financial business off the shelf according to the removal instruction.
7. A financial transaction query device, for use with a server, the device comprising:
the acquisition module is used for acquiring service attribute information corresponding to the financial service to be distributed when the financial service to be distributed is detected;
the determining module is used for inputting the service attribute information into a trained query strategy model, acquiring a query strategy corresponding to the financial service to be issued, which is output by the query strategy model based on the service attribute information, storing the query strategy into a service universal table, and issuing the financial service to be issued, which is determined to be the query strategy, to a terminal;
and the query module is used for querying a target query strategy corresponding to the business universal table according to the query keyword when receiving the query keyword which is sent by the terminal and aims at the target financial business, acquiring business information of the target financial business corresponding to the target query strategy, and sending the business information to the terminal.
8. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor implements the steps of the method of any of claims 1 to 6 when the computer program is executed.
9. A computer readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any of claims 1 to 6.
10. A computer program product comprising a computer program, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any of claims 1 to 6.
CN202310988870.3A 2023-08-08 2023-08-08 Financial business query method, device, computer equipment and storage medium Pending CN117131072A (en)

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