CN117114889A - Warehouse adjustment path adjustment method, device and system based on substitute foundation - Google Patents
Warehouse adjustment path adjustment method, device and system based on substitute foundation Download PDFInfo
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Abstract
The invention discloses a method, a device and a system for adjusting a bin adjusting path based on a substitute foundation. Wherein the three aspects include redemption status and transaction status of the to-be-reconciled cartridge funds, and the procurement status, upper transaction limit, and transaction range of the target funds. Because the target funds are all substitute funds of the to-be-regulated warehouse funds, the warehouse regulating method provided by the invention ensures the synchronous rate of the combination of the customer-held warehouse and the target strategy while regulating the warehouse of the customer-held funds. Meanwhile, the provided three aspects of adjusting the bin adjusting path also improve the bin adjusting success rate to the maximum extent and improve the user benefit.
Description
Technical Field
The invention relates to the technical field of computers, in particular to a warehouse adjustment path adjusting method, device and system based on a substitute foundation.
Background
In recent years, the concept of investment financial management of people is more and more diversified, investable funds are more and more abundant, and financial modes and tools are more and more complex. In order to better cater to markets, financial institutions maximize the benefits of customers, accept customer entrusts, match proper strategy combinations according to the investment demands and preferences of the customers, make choices of specific varieties, quantity and buying and selling opportunities of investment funds for the customers according to protocol conventions within the scope of customer authorization, and replace the customers to apply for transactions such as buying, redeeming, converting and the like of the fund products, wherein the actions are called warehouse adjustment.
Most of the warehouse adjustment methods in the prior art are that an investment manager creates and puts on different strategy combinations in the system according to different investment risks, investment scenes, investment subjects and the like, and the combinations are the aggregate of investment target funds. The customers match and purchase the strategic combinations according to their investment needs and preferences, and the post-purchase system will sell funds to the customers according to the target proportions of the funds in the combination.
However, in the prior art, the manner of directly purchasing the policy combination by the customer may have transaction failure in the process of adjusting the warehouse because of transaction limitation of the funds, such as a maximum purchase amount, a minimum purchase amount, etc., so that the deviation exists between the fund warehouse of the customer and the target policy combination of the customer, and finally, the result of the investment income of the customer is poor.
Disclosure of Invention
The invention provides a warehouse adjustment path adjustment method, device and system based on a substitute fund, which are used for reducing the probability of fund investment failure and ensuring the technical effect of synchronization of a customer-based fund warehouse and a target strategy combination.
In order to solve the technical problems, the embodiment of the invention provides a warehouse adjustment path adjustment method based on a substitute fund, which comprises the following steps:
acquiring a basic bin adjustment path; the target fund of the to-be-regulated bin in the basic bin regulating path is a substitute fund of the to-be-regulated bin fund;
determining a redemption state of the to-be-redeemed bin fund and a purchase state of the target fund according to the basic bin-tuning path, and adjusting the basic bin-tuning path according to the purchase state and the redemption state to obtain a first bin-tuning path;
sequentially determining the trading state of the to-be-regulated bin fund and the trading upper limit of the target fund according to the first bin regulating path, and regulating the first bin regulating path according to the trading state and the trading upper limit to obtain a second bin regulating path;
and determining the transaction range of the target fund according to the second warehouse-adjusting path, adjusting the second warehouse-adjusting path according to the transaction range, obtaining a third warehouse-adjusting path, and carrying out warehouse adjustment according to the third warehouse-adjusting path.
The method for adjusting the bin adjusting path provided by the invention has the advantages that the target fund in the basic bin adjusting path is firstly obtained as the substitute fund of the to-be-adjusted bin fund, and the substitute fund is used as the substitute fund which can be used for substituting and has obvious similarity in large-class asset allocation and income risk expression, so that when the to-be-adjusted bin fund is subjected to bin adjusting operation, even though the similarity between the supporting strands of the fund subjected to bin adjusting treatment by the target fund and the supporting strands of the fund subjected to non-bin adjusting treatment is still guaranteed to a certain extent, and the synchronization rate of the combination of the supporting bin of the customer fund and the target strategy is also guaranteed when the customer holds the bin.
After the basic warehouse-adjusting path is determined, the system adjusts the basic warehouse-adjusting path once according to the real-time redemption state of the warehouse-to-be-adjusted funds in the basic warehouse-adjusting path and the real-time purchase state of the target funds, so that the possibility that the warehouse-to-be-adjusted funds cannot be redeemed or the target funds cannot be purchased to cause warehouse-adjusting failure is avoided, and the probability of the investment failure of the funds of the clients caused by the warehouse-adjusting failure is further reduced.
After the primary warehouse adjustment is carried out, the system also carries out secondary adjustment on the warehouse adjustment path according to the transaction state and the transaction upper limit of the warehouse to be adjusted, so that the problem that the warehouse adjustment failure is caused by the fact that the transaction state or the transaction upper limit of the warehouse to be adjusted is triggered due to the adjustment share set in the warehouse adjustment path is avoided, further, the benefit of a customer is damaged is caused, and the warehouse adjustment success rate is further improved.
After the secondary warehouse adjustment is completed, the system adjusts the warehouse adjustment path for the last time according to the transaction range of the target fund, so that the adjusted warehouse adjustment path is ensured not to cause warehouse adjustment failure because the transaction range of the target fund is triggered by the adjustment share, and the warehouse adjustment success rate is further improved.
As a preferred example, the acquiring a basic bin adjustment path specifically includes:
calculating and obtaining the redemption proportion of the to-be-adjusted warehouse fund based on an investment target and the holding ratio of the to-be-adjusted warehouse fund, and determining the buying proportion of the target fund according to the buying proportion;
comparing the purchase proportion with the redemption proportion, and taking the smaller proportion in the comparison result as the bin adjustment proportion in the basic bin adjustment path;
and determining the target fund according to the substitute fund of the to-be-adjusted fund, and generating the basic adjusting path according to the adjusting proportion, the to-be-adjusted fund and the target fund.
The invention provides a basic bin adjustment path generation method as a basis for adjusting a bin adjustment path subsequently. The system calculates and determines the redemption proportion of the to-be-reconciled house funds based on the investment targets of the users and the holding ratio of the to-be-reconciled house funds, and determines the purchase proportion of the to-be-reconciled house funds according to the determined redemption proportion. The specific allocation of the user asset total amount can be determined through the two, and meanwhile, the adjustment of the subsequent bin adjustment path is facilitated through the two determination, so that the adjustment range is defined for the subsequent bin adjustment path adjustment.
After the purchase proportion and the redemption proportion are determined, the smaller one of the two is used as the warehouse dispatching proportion in the warehouse dispatching path, and the warehouse dispatching proportion is determined as the maximum warehouse dispatching limit acceptable to the user, namely the maximum adjustable fund holding proportion acceptable to the user, so that the adjustment of the follow-up warehouse dispatching amount is determined to be within the setting range, and the adjusted warehouse dispatching path is ensured to meet the requirement of the user.
Meanwhile, the system determines the target fund according to the substitute fund of the to-be-adjusted warehouse fund, so that the synchronization rate of the warehouse-adjusting fund of the user and the target strategy initially selected by the user is effectively improved, and the investment experience and the fund income of the user are improved. And because the bin adjusting method provided by the invention is operated by the system fully automatically, the real-time monitoring and checking of a user are facilitated, and meanwhile, a great amount of manual operation of the user is not needed, so that the time of the user is saved.
As a preferred example, the method determines the redemption status of the to-be-redeemed fund and the procurement status of the target fund according to the basic redemption path, and adjusts the basic redemption path according to the procurement status and the redemption status to obtain a first redemption path, specifically:
Traversing the redemption status of the to-be-reconciled house funds, and updating the to-be-reconciled house funds for the allowed to-be-reconciled house funds by screening the redemption status;
traversing the buying state of the target funds, and screening and obtaining the target funds which are not allowed in the buying state as funds to be replaced;
and determining corresponding substitute funds according to the funds to be replaced, so that the substitute funds correspond to the funds to be replaced one by one, and updating the funds to be replaced according to the substitute funds, so that the target funds are correspondingly updated, and further the first warehouse adjustment path is obtained.
In order to improve the probability of successful warehouse adjustment of the warehouse adjustment path, the first checking adjustment of the basic warehouse adjustment path provided by the invention is to confirm the redemption state of the warehouse to be adjusted in the warehouse adjustment path and the buying state of the target fund, firstly, whether the warehouse to be adjusted can be redeemed or not is determined, if the warehouse to be adjusted can not be redeemed, the corresponding warehouse adjustment path can not be generated, the user needs to be prompted to correspond to the warehouse to be adjusted, the selected warehouse to be adjusted is required to be adjusted, and only the fund which is confirmed to be redeemed in the corresponding redemption state is screened and confirmed to be the warehouse to be adjusted.
And continuing to confirm the buying state of the target fund after confirming the to-be-adjusted warehouse fund, confirming whether the target fund is allowed to be purchased, if so, confirming the target fund as the target fund, and if not, searching the to-be-replaced fund of the target fund.
As a preferred example, the determining the transaction state of the to-be-adjusted bin fund and the transaction upper limit of the target fund sequentially according to the first bin adjustment path, and adjusting the first bin adjustment path according to the transaction state and the transaction upper limit to obtain a second bin adjustment path specifically includes:
traversing and judging whether the redemption share of the to-be-redeemed cartridge fund triggers a corresponding redemption share limit;
if it is determined that the redemption share triggers the redemption share limit, adjusting the first redemption path in accordance with the redemption share limit and returning to traversing and determining whether the redemption share of the adjusted first redemption path triggers the redemption share limit;
If the redemption share is determined not to trigger the redemption share limit, calculating to obtain the reserved share of the to-be-regulated warehouse fund according to the redemption share, and judging whether the reserved share triggers a corresponding reserved share limit;
if the reserved portion is determined to trigger the reserved portion limit, adjusting the first regulating path according to the reserved portion limit, returning to the process of traversing and determining whether the redemption portion of the adjusted first regulating path triggers the redemption portion limit;
and if the reserved portion is determined to not trigger the reserved portion limitation, adjusting the first bin adjusting path to the second bin adjusting path according to the transaction upper limit of the target foundation.
In order to further improve the warehouse dispatching success rate of the warehouse dispatching path, the warehouse dispatching path adjusting method provided by the invention also confirms the transaction state of the warehouse to be dispatched and the transaction upper limit of the target fund after confirming the warehouse to be dispatched and the target fund, and thereby realizes the secondary adjustment of the warehouse dispatching path.
The transaction state of the to-be-regulated warehouse foundation sequentially confirms whether the redemption share and the reserved share of the to-be-regulated warehouse foundation trigger corresponding limits, if the redemption share and the reserved share trigger the corresponding limits, the system adjusts corresponding parameters of the warehouse regulating path according to the corresponding limits, and executes the next step to return to the starting judgment process of the current regulating step, and judges the transaction state of the to-be-regulated warehouse path in the regulated warehouse regulating path again. Only after the confirmation of the redemption share and the reserve share are determined to pass the corresponding limits, the transaction upper limit determination for the target funds can be performed.
As a preferable example, the adjusting the first bin adjustment path to the second bin adjustment path according to the upper limit of the trade of the target fund specifically includes:
traversing and judging whether the target fund is a bottom warehouse fund;
if the target fund is determined to be the bottom bin fund, the first bin adjustment path is not required to be adjusted, so that the first bin adjustment path is used as the second bin adjustment path;
if the target fund is determined not to be the bottom warehouse fund, judging whether the target fund triggers the corresponding transaction upper limit or not;
if the target fund is judged to not trigger the transaction upper limit, the first bin adjustment path is not required to be adjusted, so that the first bin adjustment path is used as the second bin adjustment path;
and if the target fund is judged to trigger the transaction upper limit, a preset fund splitting algorithm is called to adjust the first warehouse adjusting path, and the second warehouse adjusting path is obtained.
When the trade upper limit of the target fund is judged, firstly judging whether the target fund is a bottom warehouse fund, and if the target fund is determined to be the bottom warehouse fund, entering the next round of judgment without adjusting a warehouse adjustment path; if the target fund is determined not to be the bottom bin fund, judging whether the target fund triggers the upper limit of the trade, namely, whether the buying share of the fund is used for buying at the current time by a user to trigger the buying limit of the fund, if the target fund is determined not to trigger the buying limit, namely, the upper limit of the trade, the corresponding bin adjustment path is not required to be adjusted; if the upper limit of the transaction, namely the buying limit, is determined to be triggered, the system needs to split the buying shares originally intended to be all used for buying the fund through a fund splitting algorithm, so that the buying shares left after the splitting can meet the buying shares of the target fund, and meanwhile, the remaining buying shares obtained by the splitting are used for buying the next-stage substitute fund of the target fund.
As a preferred example, the determining the transaction range of the target fund according to the second bin adjustment path, and adjusting the second bin adjustment path according to the transaction range specifically includes:
traversing and judging whether the buying share of the target fund triggers the lower limit of the buying share;
if the buying share is judged to be not triggered by the buying share lower limit, the second bin adjusting path is not required to be adjusted, and meanwhile, whether the buying share triggers the corresponding buying share upper limit or not is judged, and whether the second bin adjusting path is adjusted or not is determined;
and if the buying share is judged to trigger the lower limit of the buying share, adjusting the second warehouse adjusting path according to the substitute fund of the target fund, returning to traversing and judging whether the buying share of the target fund triggers the lower limit of the buying share.
In order to further improve the warehouse adjustment success rate of the warehouse adjustment path after adjustment, the warehouse adjustment path adjustment method provided by the invention judges the transaction range of the purchased share of the target fund after confirming the transaction state of the warehouse to be adjusted and the transaction upper limit of the target fund, namely, sequentially confirms whether the purchased share of the target fund triggers the lower limit of the purchased share and the upper limit of the purchased share of the target fund.
Firstly, confirming whether the lower limit of the share to be purchased is triggered or not, and if the lower limit of the share to be purchased is not triggered, judging the upper limit of the share to be purchased; if the lower limit of the buying share is determined to be triggered, corresponding parameters of the bin adjustment path are correspondingly adjusted according to the lower limit of the buying share, meanwhile, the system can execute the judgment of the lower limit of the buying share for the second time according to the bin adjustment path after adjustment is finished, and the fact that the lower limit of the buying share is not triggered by the adjusted buying share is ensured in sequence.
As a preferred example, the determining whether the purchased share triggers a corresponding upper limit of the purchased share and determining whether to adjust the second bin adjustment path specifically is:
traversing and judging whether the buying share triggers the buying share upper limit;
if the buying share is judged not to trigger the buying share upper limit, determining that the second bin adjusting path is not required to be adjusted;
and if the buying share is judged to trigger the upper limit of the buying share, a fund splitting algorithm is called to adjust the second warehouse adjustment path.
The method for judging the upper limit of the buying share is similar to the method for judging the lower limit of the buying share, and judges whether the buying share is triggered or not according to the buying share; if the upper limit of the buying share is confirmed to be triggered, the warehouse-adjusting path is required to be adjusted through a fund splitting algorithm, so that the buying share of the warehouse-adjusting path after adjustment meets the upper limit requirement of the corresponding buying share.
Correspondingly, the invention also provides a warehouse-adjusting path adjusting device based on the substitute foundation, which comprises a path acquisition module, a state adjusting module, a transaction adjusting module and a range adjusting module;
the path acquisition module is used for acquiring a basic bin adjustment path; the target fund of the to-be-regulated bin in the basic bin regulating path is a substitute fund of the to-be-regulated bin fund;
the state adjustment module is used for determining the redemption state of the to-be-adjusted warehouse fund and the buying state of the target fund according to the basic warehouse adjustment path, and adjusting the basic warehouse adjustment path according to the buying state and the redemption state to obtain a first warehouse adjustment path;
the transaction adjustment module is used for determining the transaction state of the to-be-adjusted bin fund and the transaction upper limit of the target fund according to the first bin adjustment path in sequence, and adjusting the first bin adjustment path according to the transaction state and the transaction upper limit to obtain a second bin adjustment path;
the range adjustment module is used for determining the transaction range of the target fund according to the second bin adjustment path, adjusting the second bin adjustment path according to the transaction range, obtaining a third bin adjustment path and adjusting bins according to the third bin adjustment path.
Correspondingly, the invention also provides a warehouse-adjusting path adjusting system based on the substitute fund, which comprises a memory, a processor and a computer program stored on the memory and running on the processor, wherein the processor realizes the warehouse-adjusting path adjusting method based on the substitute fund when processing the computer program.
Accordingly, the present invention also provides a storage medium storing computer instructions that when run on a computer device cause the computer device to perform a method of adjusting a warehouse adjustment path based on a replacement fund according to any one of the above.
Drawings
Fig. 1: a schematic flow chart of an embodiment of a warehouse adjustment path adjustment method based on a substitute foundation provided by the invention;
fig. 2: the invention provides a structure schematic diagram of an embodiment of a warehouse-adjusting path adjusting device based on a substitute foundation.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present invention, but not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the invention without making any inventive effort, are intended to be within the scope of the invention.
Example 1
Referring to fig. 1, a flowchart of an embodiment of a method for adjusting a warehouse adjustment path based on a replacement fund according to the present invention includes steps 101 to 104, where the steps are as follows:
step 101: acquiring a basic bin adjustment path; the target foundation of the to-be-regulated bin in the basic bin regulating path is a substitute foundation of the to-be-regulated bin foundation.
The target fund in the basic warehouse-adjusting path firstly acquired by the warehouse-adjusting path adjusting method provided by the embodiment of the invention is a substitute fund of the warehouse-adjusting fund, and the substitute fund is used as a substitute fund which can be used for substituting the warehouse-adjusting fund, and has obvious similarity in large-class asset allocation and income risk expression, so that when the warehouse-adjusting operation is carried out on the warehouse-adjusting fund, even though the similarity between the stock of the fund subjected to warehouse-adjusting treatment through the target fund and the stock of the fund subjected to warehouse-adjusting treatment is still guaranteed to a certain extent, the warehouse-adjusting method provided by the embodiment of the invention ensures the synchronization rate of the combination of the customer-holding warehouse and the target strategy while carrying the warehouse-adjusting on the customer-holding fund.
In this embodiment, the target funds are all substitute funds for the to-be-adjusted house funds, and the substitute funds are similar to the component funds (component master funds), i.e., the to-be-adjusted house funds, in terms of large asset allocation, revenue risk performance, and in terms of investment style and investment framework methodology, there is a relatively obvious consistency for the foundation manager.
The specific examples of the correspondence between the substitute funds and the warehouse to be adjusted funds and the combination strategy are shown in the following table:
in this embodiment, the bottom warehouse goods base and the deduction fund are not enabled with the substitute fund, and in addition, the other main funds of each component, that is, the substitute fund product of the warehouse to be adjusted fund in this embodiment, that is, the corresponding relationship between the target funds in this embodiment is:
ingredient a foundation, which replaces foundation products A1, A2, A3; ingredient B foundation, which replaces foundation products B1, B2, B3; ingredient C foundation, which replaces foundation products C1, C2; ingredient D foundation, which replaces foundation product D1. Wherein the component funds, i.e., policy component funds (also referred to as component primary funds), substitute funds products, and underlying funds are not repeatable, i.e., substitute funds for different component primary funds are not repeatable, the component primary funds and substitute funds are likewise not repeatable, and the policy component primary funds, substitute funds, underlying monetary funds must be included or ever in the pool of funds alternative funds products, the substitute funds for the promoted and downgraded funds are the same.
Meanwhile, the buying priority of the substitute funds is decreased in a preset sequence, for example, A > A1> A2> A3, the bottom goods base is used as all component fund products and the bottom of the substitute fund products is used as a substitute fund product, the bottom waiting base and the deduction fund do not support the corresponding substitute fund, namely, the bottom fund and the deduction fund do not have the substitute fund corresponding to the same. In addition, the number of the substitute funds of the single principal component funds is not limited, and normally not more than 5, and the number of the substitute funds is not further limited in the embodiment, so that the user can correspondingly adjust according to actual situations.
Exemplary, the method for acquiring the basic bin adjustment path according to the embodiment of the present invention specifically includes:
calculating and obtaining the redemption proportion of the to-be-adjusted warehouse fund based on an investment target and the holding ratio of the to-be-adjusted warehouse fund, and determining the buying proportion of the target fund according to the buying proportion;
comparing the purchase proportion with the redemption proportion, and taking the smaller proportion in the comparison result as the bin adjustment proportion in the basic bin adjustment path;
and determining the target fund according to the substitute fund of the to-be-adjusted fund, and generating the basic adjusting path according to the adjusting proportion, the to-be-adjusted fund and the target fund.
The embodiment of the invention provides a basic bin adjustment path generation method as a basis for adjusting a bin adjustment path subsequently. The system calculates and determines the redemption proportion of the to-be-reconciled house funds based on the investment targets of the users and the holding ratio of the to-be-reconciled house funds, and determines the purchase proportion of the to-be-reconciled house funds according to the determined redemption proportion. The specific allocation of the user asset total amount can be determined through the two, and meanwhile, the adjustment of the subsequent bin adjustment path is facilitated through the two determination, so that the adjustment range is defined for the subsequent bin adjustment path adjustment.
After the purchase proportion and the redemption proportion are determined, the smaller one of the two is used as the warehouse dispatching proportion in the warehouse dispatching path, and the warehouse dispatching proportion is determined as the maximum warehouse dispatching limit acceptable to the user, namely the maximum adjustable fund holding proportion acceptable to the user, so that the adjustment of the follow-up warehouse dispatching amount is determined to be within the setting range, and the adjusted warehouse dispatching path is ensured to meet the requirement of the user.
Meanwhile, the system determines the target fund according to the substitute fund of the to-be-adjusted warehouse fund, so that the synchronization rate of the warehouse-adjusting fund of the user and the target strategy initially selected by the user is effectively improved, and the investment experience and the fund income of the user are improved. And because the bin adjusting method provided by the invention is operated by the system fully automatically, the real-time monitoring and checking of a user are facilitated, and meanwhile, a great amount of manual operation of the user is not needed, so that the time of the user is saved.
In this embodiment, if the restocking path is F (A, B, X), this represents the purchase of a B fund with the money redeemed with the A fund, the redemption share being X% of the total asset. After the basic bin adjustment path obtaining step, the system generates a plurality of bin adjustment paths, and the generated bin adjustment paths can be respectively marked as F1 (A, B, X) and F1 (A, C, X) and the like. And calculating and determining the buying proportion and the redemption proportion according to the holding proportion of the to-be-redeemed bin fund to generate a corresponding basic bin-reconciliation path, wherein if the A fund is purchased for X1% and the A1 fund is redeemed for X2%, the basic bin-reconciliation path F1 (A, A1 and X3) is generated, and X3 is the smaller value of the X1 and the X2.
Meanwhile, after the basic bin adjustment path is generated, whether the A foundation and the A1 foundation have a substitute foundation relationship is also needed to be determined, and the generated bin adjustment path can be determined to be the basic bin adjustment path only by determining that the A foundation and the A1 foundation have the substitute foundation relationship; if the two have no alternative fund relationship, the generated bin adjustment path is invalid.
In this embodiment, if the redemption ratio X of the redeemed funds A is equal to the purchase ratio Y of the purchased funds B, then generating a basic tuning path F1 (A, B, X) and generating a next basic tuning path after generating the basic tuning path; if the redemption proportion X of the redeemed fund A is smaller than the procurement proportion Y of the procured fund B, generating a basic bin adjustment path F1 (A, B, X), and calculating a basic bin adjustment path of the next procured fund B1 and the current redeemed fund A after generating the basic bin adjustment path; if the redemption ratio X of the redeemed funds A is greater than the claims ratio Y of the claims funds B, a basic tuning path F1 (A, B, Y) is generated and the basic tuning paths of the current claims funds B and the next claims funds A1 are calculated after the basic tuning path is generated.
To sum up, if the basic warehouse adjustment path is generated by calculating the matching of the homologous funds, the corresponding buying proportion of the rest of the buying funds or the corresponding redemption proportion of the redemption funds, the corresponding redemption funds are determined according to the surplus of the buying proportion, and the matching generation of the next basic warehouse adjustment path is performed according to the sequence of the corresponding redemption funds and the corresponding buying funds according to the surplus of the redemption proportion.
Step 102: determining a redemption status of the to-be-redeemed funds and a purchase status of the target funds according to the basic tuning path, and adjusting the basic tuning path according to the purchase status and the redemption status to obtain a first tuning path.
After the basic warehouse-adjusting path is determined, the system adjusts the basic warehouse-adjusting path once according to the real-time redemption state of the warehouse-to-be-adjusted fund in the basic warehouse-adjusting path and the real-time purchase state of the target fund, so that the possibility of warehouse-adjusting failure caused by the fact that the warehouse-to-be-adjusted fund cannot be redeemed or the target fund cannot be purchased is avoided, and the probability of the investment failure of the customer fund caused by the warehouse-adjusting failure is further reduced.
Illustratively, the determining the redemption status of the to-be-redeemed bin fund and the procurement status of the target fund according to the basic bin-tuning path according to the embodiment, and adjusting the basic bin-tuning path according to the procurement status and the redemption status to obtain a first bin-tuning path specifically includes:
traversing the redemption status of the to-be-reconciled house funds, and updating the to-be-reconciled house funds for the allowed to-be-reconciled house funds by screening the redemption status;
traversing the buying state of the target funds, and screening and obtaining the target funds which are not allowed in the buying state as funds to be replaced;
And determining corresponding substitute funds according to the funds to be replaced, so that the substitute funds correspond to the funds to be replaced one by one, and updating the funds to be replaced according to the substitute funds, so that the target funds are correspondingly updated, and further the first warehouse adjustment path is obtained.
In order to improve the probability of successful warehouse adjustment of the warehouse adjustment path, the first check adjustment for the basic warehouse adjustment path provided by the embodiment of the invention is to confirm the redemption state of the warehouse to be adjusted in the warehouse adjustment path and the buying state of the target fund, firstly, determine whether the warehouse to be adjusted can be redeemed, if the warehouse to be adjusted cannot be redeemed, determine that the corresponding warehouse adjustment path cannot be generated, prompt the user that the corresponding warehouse to be adjusted cannot be redeemed, and adjust the selected warehouse to be adjusted, and only the fund whose corresponding redemption state is confirmed to be permitted to be redeemed by screening is confirmed as the warehouse to be adjusted.
In this embodiment, the system sequentially judges the redemption status of the redeemed funds, i.e., the to-be-redeemed funds, and the procurement status of the procured funds, i.e., the target funds, and makes the procurement status judgment of the procured funds if the redemption status of the redeemed funds is the allowable redeemed system; if the redemption status of the redeemed funds is determined not to be permitted to be redeemed, the redeemed funds will be excluded from the to-be-redeemed house funds and the redemption status determination of the next redeemed funds, the to-be-redeemed house funds, will be made.
After confirming the to-be-adjusted bin funds, the system continuously confirms the buying state of the target funds, confirms whether the target funds are allowed to be purchased, confirms the target funds if the target funds are allowed to be purchased, and searches the to-be-replaced funds of the target funds if the target funds are not allowed to be purchased.
In this embodiment, if the state of the buying fund B is not allowed to be bought, the next substitute fund B1 of the buying fund B is acquired, a corresponding bin adjustment path F1 (a, B1, X) is generated, and after the bin adjustment path is generated, the generated bin adjustment path F1 is returned to the judgment step of the buying state and the redemption state, and the bin adjustment path can be confirmed as the first bin adjustment path only after the confirmation is passed again.
Step 103: and determining the trading state of the to-be-regulated bin fund and the trading upper limit of the target fund according to the first bin regulating path in sequence, and regulating the first bin regulating path according to the trading state and the trading upper limit to obtain a second bin regulating path.
After the primary warehouse adjustment is carried out, the system also carries out secondary adjustment on the warehouse adjustment path according to the transaction state and the transaction upper limit of the warehouse to be adjusted, so that the problem that the warehouse adjustment failure is caused by the fact that the transaction state or the transaction upper limit of the warehouse to be adjusted is triggered due to the adjustment share set in the warehouse adjustment path is avoided, further, the benefit of a customer is damaged is caused, and the warehouse adjustment success rate is further improved.
Exemplary, in this embodiment, the determining, sequentially according to the first bin adjustment path, a transaction state of the to-be-adjusted bin fund and a transaction upper limit of the target fund, and adjusting, according to the transaction state and the transaction upper limit, the first bin adjustment path to obtain a second bin adjustment path, specifically includes:
traversing and judging whether the redemption share of the to-be-redeemed cartridge fund triggers a corresponding redemption share limit;
if it is determined that the redemption share triggers the redemption share limit, adjusting the first redemption path in accordance with the redemption share limit and returning to traversing and determining whether the redemption share of the adjusted first redemption path triggers the redemption share limit;
If the redemption share is determined not to trigger the redemption share limit, calculating to obtain the reserved share of the to-be-regulated warehouse fund according to the redemption share, and judging whether the reserved share triggers a corresponding reserved share limit;
if the reserved portion is determined to trigger the reserved portion limit, adjusting the first regulating path according to the reserved portion limit, returning to the process of traversing and determining whether the redemption portion of the adjusted first regulating path triggers the redemption portion limit;
and if the reserved portion is determined to not trigger the reserved portion limitation, adjusting the first bin adjusting path to the second bin adjusting path according to the transaction upper limit of the target foundation.
In order to further improve the warehouse dispatching success rate of the warehouse dispatching path, the warehouse dispatching path adjusting method provided by the embodiment of the invention further confirms the transaction state of the warehouse to be dispatched and the transaction upper limit of the target fund after confirming the warehouse to be dispatched and the target fund, and thereby realizes secondary adjustment of the warehouse dispatching path.
The transaction state of the to-be-regulated warehouse foundation sequentially confirms whether the redemption share and the reserved share of the to-be-regulated warehouse foundation trigger corresponding limits, if the redemption share and the reserved share trigger the corresponding limits, the system adjusts corresponding parameters of the warehouse regulating path according to the corresponding limits, and executes the next step to return to the starting judgment process of the current regulating step, and the transaction state of the to-be-regulated warehouse foundation in the regulated warehouse path is judged again. Only after the confirmation of the redemption share and the reserve share are determined to pass the corresponding limits, the transaction upper limit determination for the target funds can be performed.
In this embodiment, if the redeemed share of the redeemed fund A triggers a redeemed share limit, i.e., the redeemed share of the redeemed fund A is less than the minimum redeemed share limit Z, it is necessary to adjust the redemption path F2 (A, B, X) containing the redeemed fund A to F3 (A, B, Z) and return the adjusted redemption path F3 to the minimum redeemed share limit determination step.
If the reserved portion of the redeemed fund a triggers the reserved portion limit, i.e., the reserved portion of the redeemed fund a is less than the minimum reserved portion K, then the tuning path F2 (a, B, X) containing the redeemed fund a needs to be adjusted to F3 (a, B, K) and the adjusted tuning path F3 is returned to the minimum redeemed portion limit determination step.
Further, in this embodiment, the adjusting the first bin adjustment path to the second bin adjustment path according to the trade upper limit of the target fund specifically includes:
traversing and judging whether the target fund is a bottom warehouse fund;
if the target fund is determined to be the bottom bin fund, the first bin adjustment path is not required to be adjusted, so that the first bin adjustment path is used as the second bin adjustment path;
if the target fund is determined not to be the bottom warehouse fund, judging whether the target fund triggers the corresponding transaction upper limit or not;
If the target fund is judged to not trigger the transaction upper limit, the first bin adjustment path is not required to be adjusted, so that the first bin adjustment path is used as the second bin adjustment path;
and if the target fund is judged to trigger the transaction upper limit, a preset fund splitting algorithm is called to adjust the first warehouse adjusting path, and the second warehouse adjusting path is obtained.
When the trading upper limit of the target fund is judged, firstly judging whether the target fund is a bottom warehouse fund, and if the target fund is determined to be the bottom warehouse fund, entering the next round of judgment without adjusting a warehouse adjustment path; if the target fund is determined not to be the bottom bin fund, judging whether the target fund triggers the upper limit of the trade, namely, whether the buying share of the fund is used for buying at the current time by a user to trigger the buying limit of the fund, if the target fund is determined not to trigger the buying limit, namely, the upper limit of the trade, the corresponding bin adjustment path is not required to be adjusted; if the upper limit of the transaction, namely the buying limit, is determined to be triggered, the system needs to split the buying shares originally intended to be all used for buying the fund through a fund splitting algorithm, so that the buying shares left after the splitting can meet the buying shares of the target fund, and meanwhile, the remaining buying shares obtained by the splitting are used for buying the next-stage substitute fund of the target fund.
In this embodiment, the upper limit of the daily accumulation of the buying limit, i.e. the upper limit of the daily accumulation of the buying fund (single daily accumulation buying limit), if it is determined that the target fund, i.e. the buying fund B, reaches the upper limit of the daily accumulation of the buying fund, the system will determine whether the buying fund B is detachable. The criterion for the detachability in this embodiment is whether the remaining payable amount of the payable fund B triggers the minimum share and whether the remaining payable amount triggers the minimum redemption. If the two conditions are met, determining that the buying fund B can be split.
If the balance of the purchase-promoting fund B is X1, the warehouse-regulating path F3 (A, B, X) containing the purchase-promoting fund B is required to be adjusted to F4 (A, B, X1), meanwhile, whether the next-stage substitute fund B1 of the fund B is a redemption fund in a plurality of warehouse-regulating paths and whether X-X1 is equal to the share of the redemption fund are judged, if the judgment results of the two judgment are yes, the warehouse-regulating path F3 (A, B, X) is required to be adjusted to F4 (A, B2, X-X1), wherein the fund B2 is the next-stage substitute fund of the purchase-promoting fund B1; if both of the above determinations are negative, the bin adjustment path F3 (a, B, X) is adjusted to F4 (a, B1, X-X1). After the adjustment is completed, the system returns the adjusted bin adjustment path F4 to the traffic state judging step.
If the buying fund B does not meet the condition of being split, namely the buying fund B is not split, judging whether the next-stage substitute fund B1 of the buying fund B is a redeemed fund in a plurality of warehouse-adjusting paths and the buying share X is equal to the redeemed share, and if the buying share X is equal to the redeemed share, adjusting the warehouse-adjusting paths to F4 (A, B2 and X), wherein the fund B2 is the next-stage substitute fund of the buying fund B1; if the judgment result is not yes, the bin adjustment path is adjusted to F4 (A, B1 and X). And after the adjustment of the bin adjustment path is completed, returning the adjusted bin adjustment path F4 to the transaction upper limit judgment step.
Step 104: and determining the transaction range of the target fund according to the second warehouse-adjusting path, adjusting the second warehouse-adjusting path according to the transaction range, obtaining a third warehouse-adjusting path, and carrying out warehouse adjustment according to the third warehouse-adjusting path.
After the secondary warehouse adjustment is completed, the system adjusts the warehouse adjustment path for the last time according to the transaction range of the target fund, so that the adjusted warehouse adjustment path is ensured not to cause warehouse adjustment failure because the transaction range of the target fund is triggered by the adjustment share, and the warehouse adjustment success rate is further improved.
Exemplary, in this embodiment, the determining the transaction range of the target fund according to the second bin adjustment path, and adjusting the second bin adjustment path according to the transaction range are specifically:
Traversing and judging whether the buying share of the target fund triggers the lower limit of the buying share;
if the buying share is judged to be not triggered by the buying share lower limit, the second bin adjusting path is not required to be adjusted, and meanwhile, whether the buying share triggers the corresponding buying share upper limit or not is judged, and whether the second bin adjusting path is adjusted or not is determined;
and if the buying share is judged to trigger the lower limit of the buying share, adjusting the second warehouse adjusting path according to the substitute fund of the target fund, returning to traversing and judging whether the buying share of the target fund triggers the lower limit of the buying share.
In order to further improve the warehouse adjustment success rate of the warehouse adjustment path after adjustment, the warehouse adjustment path adjustment method provided by the embodiment of the invention judges the transaction range of the purchased share of the target fund after confirming the transaction state of the warehouse to be adjusted and the transaction upper limit of the target fund, namely, sequentially confirms whether the purchased share of the target fund triggers the lower limit of the purchased share and the upper limit of the purchased share of the target fund.
Firstly, confirming whether the lower limit of the share to be purchased is triggered or not, and if the lower limit of the share to be purchased is not triggered, judging the upper limit of the share to be purchased; if the lower limit of the buying share is determined to be triggered, corresponding parameters of the bin adjustment path are correspondingly adjusted according to the lower limit of the buying share, meanwhile, the system can execute the judgment of the lower limit of the buying share for the second time according to the bin adjustment path after adjustment is finished, and the fact that the lower limit of the buying share is not triggered by the adjusted buying share is ensured in sequence.
In this embodiment, if the system determines that the buying share of the target fund B does not trigger the lower limit of the buying share, the system adjusts the house-adjusting funds F4 (a, B, X) to F5 (a, B, X), and performs the upper limit determination of the buying share on the house-adjusting path F5 (a, B, X); if the system judges that the buying share of the target fund B triggers the lower limit of the buying share, judging whether the next level of the substituted fund B1 of the buying fund B is a redeemed fund in a plurality of warehouse-adjusting paths, if so, adjusting warehouse-adjusting paths F4 (A, B, X) to F5 (A, B2, X), wherein the fund B2 is the next level of the substituted fund B1 of the fund, and returning the warehouse-adjusting paths F5 (A, B2, X) to the transaction upper limit judging step; if the judgment result is negative, adjusting the warehouse-adjusting foundation F4 (A, B, X) to F5 (A, B1, X), and returning the warehouse-adjusting path F5 (A, B1, X) to the transaction upper limit judgment step.
Further, in this embodiment, the determining whether the buying share triggers the corresponding buying share upper limit and determining whether to adjust the second bin adjusting path specifically includes:
traversing and judging whether the buying share triggers the buying share upper limit;
if the buying share is judged not to trigger the buying share upper limit, determining that the second bin adjusting path is not required to be adjusted;
And if the buying share is judged to trigger the upper limit of the buying share, a fund splitting algorithm is called to adjust the second warehouse adjustment path.
The method for judging the upper limit of the buying share provided by the embodiment of the invention is similar to the method for judging the lower limit of the buying share, and judges whether the buying share triggers the upper limit of the buying share according to the buying share, if the buying share is not triggered, a bin adjusting path is not required to be adjusted, and then the bin adjusting path is the final bin adjusting path after confirmation; if the upper limit of the buying share is confirmed to be triggered, the warehouse-adjusting path is required to be adjusted through a fund splitting algorithm, so that the buying share of the warehouse-adjusting path after adjustment meets the upper limit requirement of the corresponding buying share.
In this embodiment, if the system determines that the share of the purchased fund B triggers the share upper limit M, i.e. the maximum upper limit M of a single item, it determines whether the purchased fund B is detachable.
If the system judges that the buying fund B is detachable, the warehouse-adjusting paths F5 (A, B, X) to F6 (A, B, M) are adjusted and used as final warehouse-adjusting paths, and meanwhile, warehouse-adjusting paths F2 (A, B, X-M) are generated and returned to the traffic state judging step. If the system judges that the buying fund B is not detachable, judging whether the next level of substitute fund B1 of the buying fund B is a redeem fund in a plurality of warehouse-adjusting paths and X is equal to the share of the redeem fund, if the judging result is yes, adjusting warehouse-adjusting paths F5 (A, B, X) to F3 (A, B2, X) and returning the warehouse-adjusting paths to the transaction upper limit judging step, wherein the fund B2 is the next level of substitute fund of the substitute fund B1; if the judgment result is not yes, the bin adjusting paths F5 (A, B, X) to F3 (A, B1, X) are adjusted, and the transaction upper limit judgment step is returned.
In order to better illustrate the working principle and the step flow of the warehouse adjustment path adjustment method, device and system based on the substitute foundation of the invention, reference can be made to the related description but not limited to the description.
Accordingly, referring to fig. 2, fig. 2 is a schematic structural diagram of an embodiment of a warehouse-adjusting path adjusting device based on an alternative foundation according to the present invention. As shown in fig. 2, the bin adjustment path adjustment device includes a path acquisition module 201, a state adjustment module 202, a transaction adjustment module 203, and a range adjustment module 204;
the path acquisition module 201 is configured to acquire a basic bin adjustment path; the target foundation of the to-be-regulated bin in the basic bin regulating path is a substitute foundation of the to-be-regulated bin foundation.
Further, the path obtaining module 201 obtains a basic bin adjustment path, specifically:
calculating and obtaining the redemption proportion of the to-be-adjusted warehouse fund based on an investment target and the holding ratio of the to-be-adjusted warehouse fund, and determining the buying proportion of the target fund according to the buying proportion;
comparing the purchase proportion with the redemption proportion, and taking the smaller proportion in the comparison result as the bin adjustment proportion in the basic bin adjustment path;
And determining the target fund according to the substitute fund of the to-be-adjusted fund, and generating the basic adjusting path according to the adjusting proportion, the to-be-adjusted fund and the target fund.
The status adjustment module 202 is configured to determine a redemption status of the to-be-redeemed fund and a procurement status of the target fund based on the primary redemption path, and adjust the primary redemption path to obtain a first redemption path based on the procurement status and the redemption status.
Further, the status adjustment module 202 determines a redemption status of the to-be-adjusted fund and a procurement status of the target fund according to the basic adjustment path, and adjusts the basic adjustment path according to the procurement status and the redemption status to obtain a first adjustment path, specifically:
traversing the redemption status of the to-be-reconciled house funds, and updating the to-be-reconciled house funds for the allowed to-be-reconciled house funds by screening the redemption status;
traversing the buying state of the target funds, and screening and obtaining the target funds which are not allowed in the buying state as funds to be replaced;
and determining corresponding substitute funds according to the funds to be replaced, so that the substitute funds correspond to the funds to be replaced one by one, and updating the funds to be replaced according to the substitute funds, so that the target funds are correspondingly updated, and further the first warehouse adjustment path is obtained.
The transaction adjustment module 203 is configured to determine a transaction state of the to-be-adjusted bin fund and a transaction upper limit of the target fund sequentially according to the first bin adjustment path, and adjust the first bin adjustment path according to the transaction state and the transaction upper limit to obtain a second bin adjustment path.
Further, the transaction adjustment module 203 sequentially determines a transaction state of the to-be-adjusted bin fund and a transaction upper limit of the target fund according to the first bin adjustment path, and adjusts the first bin adjustment path according to the transaction state and the transaction upper limit to obtain a second bin adjustment path, specifically:
traversing and judging whether the redemption share of the to-be-redeemed cartridge fund triggers a corresponding redemption share limit;
if it is determined that the redemption share triggers the redemption share limit, adjusting the first redemption path in accordance with the redemption share limit and returning to traversing and determining whether the redemption share of the adjusted first redemption path triggers the redemption share limit;
if the redemption share is determined not to trigger the redemption share limit, calculating to obtain the reserved share of the to-be-regulated warehouse fund according to the redemption share, and judging whether the reserved share triggers a corresponding reserved share limit;
If the reserved portion is determined to trigger the reserved portion limit, adjusting the first regulating path according to the reserved portion limit, returning to the process of traversing and determining whether the redemption portion of the adjusted first regulating path triggers the redemption portion limit;
and if the reserved portion is determined to not trigger the reserved portion limitation, adjusting the first bin adjusting path to the second bin adjusting path according to the transaction upper limit of the target foundation.
Further, the transaction adjustment module 203 adjusts the first bin adjustment path to the second bin adjustment path according to the upper limit of the target fund, specifically:
traversing and judging whether the target fund is a bottom warehouse fund;
if the target fund is determined to be the bottom bin fund, the first bin adjustment path is not required to be adjusted, so that the first bin adjustment path is used as the second bin adjustment path;
if the target fund is determined not to be the bottom warehouse fund, judging whether the target fund triggers the corresponding transaction upper limit or not;
if the target fund is judged to not trigger the transaction upper limit, the first bin adjustment path is not required to be adjusted, so that the first bin adjustment path is used as the second bin adjustment path;
And if the target fund is judged to trigger the transaction upper limit, a preset fund splitting algorithm is called to adjust the first warehouse adjusting path, and the second warehouse adjusting path is obtained.
The range adjustment module 204 is configured to determine a transaction range of the target fund according to the second bin adjustment path, adjust the second bin adjustment path according to the transaction range, obtain a third bin adjustment path, and adjust bins according to the third bin adjustment path.
Further, the range adjustment module 204 determines a transaction range of the target fund according to the second bin adjustment path, and adjusts the second bin adjustment path according to the transaction range, specifically:
traversing and judging whether the buying share of the target fund triggers the lower limit of the buying share;
if the buying share is judged to be not triggered by the buying share lower limit, the second bin adjusting path is not required to be adjusted, and meanwhile, whether the buying share triggers the corresponding buying share upper limit or not is judged, and whether the second bin adjusting path is adjusted or not is determined;
and if the buying share is judged to trigger the lower limit of the buying share, adjusting the second warehouse adjusting path according to the substitute fund of the target fund, returning to traversing and judging whether the buying share of the target fund triggers the lower limit of the buying share.
Further, the range adjustment module 204 determines whether the purchased share triggers a corresponding purchased share upper limit and determines whether to adjust the second bin adjustment path, specifically:
traversing and judging whether the buying share triggers the buying share upper limit;
if the buying share is judged not to trigger the buying share upper limit, determining that the second bin adjusting path is not required to be adjusted;
and if the buying share is judged to trigger the upper limit of the buying share, a fund splitting algorithm is called to adjust the second warehouse adjustment path.
Correspondingly, the embodiment of the invention also provides a warehouse adjustment path adjustment system based on the substitute fund, which comprises a memory, a processor and a computer program stored on the memory and running on the processor, wherein the processor realizes the warehouse adjustment path adjustment method based on the substitute fund when processing the computer program.
Accordingly, an embodiment of the present invention further provides a storage medium storing computer instructions that when executed on a computer device cause the computer device to perform a method for adjusting a warehouse adjustment path based on a substitute fund according to any one of the above.
In summary, the embodiments of the present invention provide a method, an apparatus, and a system for adjusting a bin adjustment path based on a substitute foundation, which adjust an obtained basic bin adjustment path in three aspects, so that the adjusted bin adjustment path better meets the requirements of users, and meanwhile, the bin adjustment success rate of the system is improved. Wherein the three aspects include redemption status and transaction status of the to-be-reconciled cartridge funds, and the procurement status, upper transaction limit, and transaction range of the target funds. Because the target funds are all substitute funds of the to-be-regulated warehouse funds, the warehouse regulating method provided by the invention ensures the synchronous rate of the combination of the customer-held warehouse and the target strategy while regulating the warehouse of the customer-held funds. Meanwhile, the provided three aspects of adjusting the bin adjusting path also improve the bin adjusting success rate to the maximum extent and improve the user benefit.
The foregoing embodiments have been provided for the purpose of illustrating the general principles of the present invention, and are not to be construed as limiting the scope of the invention. It should be noted that any modifications, equivalent substitutions, improvements, etc. made by those skilled in the art without departing from the spirit and principles of the present invention are intended to be included in the scope of the present invention.
Claims (10)
1. The warehouse adjustment path adjustment method based on the substitute foundation is characterized by comprising the following steps of:
acquiring a basic bin adjustment path; the target fund of the to-be-regulated bin in the basic bin regulating path is a substitute fund of the to-be-regulated bin fund;
determining a redemption state of the to-be-redeemed bin fund and a purchase state of the target fund according to the basic bin-tuning path, and adjusting the basic bin-tuning path according to the purchase state and the redemption state to obtain a first bin-tuning path;
sequentially determining the trading state of the to-be-regulated bin fund and the trading upper limit of the target fund according to the first bin regulating path, and regulating the first bin regulating path according to the trading state and the trading upper limit to obtain a second bin regulating path;
and determining the transaction range of the target fund according to the second warehouse-adjusting path, adjusting the second warehouse-adjusting path according to the transaction range, obtaining a third warehouse-adjusting path, and carrying out warehouse adjustment according to the third warehouse-adjusting path.
2. The method for adjusting the bin adjustment path based on the alternative foundation according to claim 1, wherein the obtaining the basic bin adjustment path specifically comprises:
calculating and obtaining the redemption proportion of the to-be-adjusted warehouse fund based on an investment target and the holding ratio of the to-be-adjusted warehouse fund, and determining the buying proportion of the target fund according to the buying proportion;
Comparing the purchase proportion with the redemption proportion, and taking the smaller proportion in the comparison result as the bin adjustment proportion in the basic bin adjustment path;
and determining the target fund according to the substitute fund of the to-be-adjusted fund, and generating the basic adjusting path according to the adjusting proportion, the to-be-adjusted fund and the target fund.
3. The method for adjusting the warehouse-regulating path based on the alternative fund according to claim 1, wherein the method for determining the redemption state of the to-be-regulated warehouse fund and the purchase state of the target fund according to the basic warehouse-regulating path, and adjusting the basic warehouse-regulating path according to the purchase state and the redemption state to obtain a first warehouse-regulating path comprises the following steps:
traversing the redemption status of the to-be-reconciled house funds, and updating the to-be-reconciled house funds for the allowed to-be-reconciled house funds by screening the redemption status;
traversing the buying state of the target funds, and screening and obtaining the target funds which are not allowed in the buying state as funds to be replaced;
and determining corresponding substitute funds according to the funds to be replaced, so that the substitute funds correspond to the funds to be replaced one by one, and updating the funds to be replaced according to the substitute funds, so that the target funds are correspondingly updated, and further the first warehouse adjustment path is obtained.
4. The method for adjusting the warehouse adjustment path based on the alternative fund according to claim 1, wherein the determining the transaction state of the warehouse fund to be adjusted and the transaction upper limit of the target fund sequentially according to the first warehouse adjustment path, and adjusting the first warehouse adjustment path according to the transaction state and the transaction upper limit to obtain the second warehouse adjustment path, specifically comprises:
traversing and judging whether the redemption share of the to-be-redeemed cartridge fund triggers a corresponding redemption share limit;
if it is determined that the redemption share triggers the redemption share limit, adjusting the first redemption path in accordance with the redemption share limit and returning to traversing and determining whether the redemption share of the adjusted first redemption path triggers the redemption share limit;
if the redemption share is determined not to trigger the redemption share limit, calculating to obtain the reserved share of the to-be-regulated warehouse fund according to the redemption share, and judging whether the reserved share triggers a corresponding reserved share limit;
if the reserved portion is determined to trigger the reserved portion limit, adjusting the first regulating path according to the reserved portion limit, returning to the process of traversing and determining whether the redemption portion of the adjusted first regulating path triggers the redemption portion limit;
And if the reserved portion is determined to not trigger the reserved portion limitation, adjusting the first bin adjusting path to the second bin adjusting path according to the transaction upper limit of the target foundation.
5. The method for adjusting the warehouse adjustment path based on the alternative fund as set forth in claim 4, wherein said adjusting the first warehouse adjustment path to the second warehouse adjustment path according to the trade upper limit of the target fund is specifically:
traversing and judging whether the target fund is a bottom warehouse fund;
if the target fund is determined to be the bottom bin fund, the first bin adjustment path is not required to be adjusted, so that the first bin adjustment path is used as the second bin adjustment path;
if the target fund is determined not to be the bottom warehouse fund, judging whether the target fund triggers the corresponding transaction upper limit or not;
if the target fund is judged to not trigger the transaction upper limit, the first bin adjustment path is not required to be adjusted, so that the first bin adjustment path is used as the second bin adjustment path;
and if the target fund is judged to trigger the transaction upper limit, a preset fund splitting algorithm is called to adjust the first warehouse adjusting path, and the second warehouse adjusting path is obtained.
6. The method for adjusting the warehouse adjustment path based on the alternative fund according to claim 1, wherein the determining the transaction range of the target fund according to the second warehouse adjustment path, and adjusting the second warehouse adjustment path according to the transaction range are specifically as follows:
traversing and judging whether the buying share of the target fund triggers the lower limit of the buying share;
if the buying share is judged to be not triggered by the buying share lower limit, the second bin adjusting path is not required to be adjusted, and meanwhile, whether the buying share triggers the corresponding buying share upper limit or not is judged, and whether the second bin adjusting path is adjusted or not is determined;
and if the buying share is judged to trigger the lower limit of the buying share, adjusting the second warehouse adjusting path according to the substitute fund of the target fund, returning to traversing and judging whether the buying share of the target fund triggers the lower limit of the buying share.
7. The method for adjusting a warehouse adjustment path based on a replacement fund according to claim 6, wherein the determining whether the purchased share triggers a corresponding upper limit of the purchased share and determining whether to adjust the second warehouse adjustment path is specifically:
traversing and judging whether the buying share triggers the buying share upper limit;
If the buying share is judged not to trigger the buying share upper limit, determining that the second bin adjusting path is not required to be adjusted;
and if the buying share is judged to trigger the upper limit of the buying share, a fund splitting algorithm is called to adjust the second warehouse adjustment path.
8. The warehouse-adjusting path adjusting device based on the substitute foundation is characterized by comprising a path acquisition module, a state adjusting module, a transaction adjusting module and a range adjusting module;
the path acquisition module is used for acquiring a basic bin adjustment path; the target fund of the to-be-regulated bin in the basic bin regulating path is a substitute fund of the to-be-regulated bin fund;
the state adjustment module is used for determining the redemption state of the to-be-adjusted warehouse fund and the buying state of the target fund according to the basic warehouse adjustment path, and adjusting the basic warehouse adjustment path according to the buying state and the redemption state to obtain a first warehouse adjustment path;
the transaction adjustment module is used for determining the transaction state of the to-be-adjusted bin fund and the transaction upper limit of the target fund according to the first bin adjustment path in sequence, and adjusting the first bin adjustment path according to the transaction state and the transaction upper limit to obtain a second bin adjustment path;
The range adjustment module is used for determining the transaction range of the target fund according to the second bin adjustment path, adjusting the second bin adjustment path according to the transaction range, obtaining a third bin adjustment path and adjusting bins according to the third bin adjustment path.
9. A substitute fund based bin path adjustment system comprising a memory, a processor and a computer program stored on the memory and running on the processor, the processor implementing a substitute fund based bin path adjustment method as claimed in any one of claims 1 to 7 when processing the computer program.
10. A storage medium storing computer instructions which, when run on a computer device, cause the computer device to perform a substitute fund based binning path adjustment method according to any one of claims 1 to 7.
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| CN202311031531.2A CN117114889A (en) | 2023-08-16 | 2023-08-16 | Warehouse adjustment path adjustment method, device and system based on substitute foundation |
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| CN202311031531.2A CN117114889A (en) | 2023-08-16 | 2023-08-16 | Warehouse adjustment path adjustment method, device and system based on substitute foundation |
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- 2023-08-16 CN CN202311031531.2A patent/CN117114889A/en active Pending
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