CN117114841A - Background management system and bank draft business service system based on block chain technology - Google Patents
Background management system and bank draft business service system based on block chain technology Download PDFInfo
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- CN117114841A CN117114841A CN202311129076.XA CN202311129076A CN117114841A CN 117114841 A CN117114841 A CN 117114841A CN 202311129076 A CN202311129076 A CN 202311129076A CN 117114841 A CN117114841 A CN 117114841A
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- 230000008859 change Effects 0.000 claims abstract description 15
- 238000013475 authorization Methods 0.000 claims description 9
- 230000004048 modification Effects 0.000 claims description 7
- 238000012986 modification Methods 0.000 claims description 7
- 238000012423 maintenance Methods 0.000 claims description 6
- 238000000034 method Methods 0.000 claims description 5
- 230000008569 process Effects 0.000 claims description 4
- 230000003993 interaction Effects 0.000 claims description 3
- 238000010586 diagram Methods 0.000 description 7
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- 238000006467 substitution reaction Methods 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/045—Payment circuits using payment protocols involving tickets
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/407—Cancellation of a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Abstract
The invention discloses a background management system and a bank draft business service system based on a blockchain technology, which comprise the following components: the background management system periodically counts enterprise transaction information on the blockchain in a past period of time to generate transaction details, compares the transaction details with the fund account change corresponding to the enterprise in the bank supervision system and the bank-specific internal account change, and judges whether the account change is consistent or not. In the invention, the bank draft service system combines the blockchain technology with the mobile draft, can improve the autonomous selectivity of the user, can realize the free domination of the mobile draft without depending on the mutual cooperation of a center platform, is convenient for banks to accurately grasp risks, provides guarantee for the mobile draft on the blockchain, and ensures that merchants can sign and transfer safely.
Description
Technical Field
The invention relates to the technical field of bank draft business, in particular to a background management system and a bank draft business service system based on a blockchain technology.
Background
The bank draft is one of the most common bill types, plays an important role in facilitating national machine trade settlement, is a local bank where money is deposited by a sender, is issued to a receiver by a bank to handle transfer settlement or cash in different places, and is required to be established between a merchant and the bank for convenient management of the bank draft and transaction by the merchant through the bank draft, however, the existing bank draft is generally limited to a limited period and an issuing number, so that the bank draft lacks flexible circulation capacity, and in circulation of the bank draft, transparency and freedom of data between two transaction parties cannot be ensured, so that the bank cannot effectively manage transaction risks.
Disclosure of Invention
The invention aims to solve the defects in the prior art, and provides a background management system based on a blockchain technology. The method specifically comprises the following steps: the background management system periodically counts the enterprise transaction information on the blockchain in a past period of time to generate transaction details, compares the transaction details with the fund account change corresponding to the enterprise in the bank supervision system and the bank-specific internal account change, judges whether the account change is consistent or not,
the background management system comprises a checking platform, wherein the checking of the checking platform comprises the following steps:
s01: counting the draft signed by the company as the draft preventing, the draft paid by the company, and generating a draft clearing bill;
s02: calling a core financial detail interface to acquire a bank end transaction record;
s03: comparing the draft in the intermediate state with the bank transaction record, and updating the draft state; the intermediate state of the draft is the state in the process of drawing and cashing, when the transaction fails, the draft state rolls back, and when the transaction succeeds, the draft state is updated to be signed;
s04: comparing the bank transaction record with the platform transaction record, and inquiring whether the transaction record is consistent;
s05: if the comparison structures are consistent, early warning reminding is not performed, and if the comparison structures are inconsistent, early warning reminding is performed.
In order to achieve the above object, the present invention further provides a bank draft service system based on blockchain technology, including: enterprise bank, third party APP and background management system:
the enterprise network banking records and analyzes the data of the company, the sponsor and the draft business according to the existing multi-level authentication and authorization modes of the sponsor, the rechecker and the authorizer, and marks the user data conforming to the authorization mode;
the user of the third party APP comprises three roles of a company manager, a personal user of the company manager and a personal user of the other company manager, the company manager is taken as a principal of the applicant, after registration and login, the three roles are freely switched according to different authority ranges of each role and the required operation authorities of the user, so that different user authority operations are realized;
the background management system periodically counts enterprise transaction information on the blockchain in a past period of time to generate transaction details, compares the transaction details with the fund account change corresponding to the enterprise in the bank supervision system and the bank-specific internal account change, and judges whether the account change is consistent or not.
As a further description of the above technical solution:
the enterprise network bank comprises a company service module;
the company service module consists of a signing unit, a signing replacement unit and an offer unit, wherein signing permission can be provided for the applicant through the signing unit, so that signing operation of mobile draft business is performed in an enterprise internet bank, operation of changing a company signing account number can be provided for the applicant through the signing replacement unit, offer can be applied for the company through the offer unit, and the amount issued by an original sponsor after offer is totally invalid.
As a further description of the above technical solution:
the enterprise network bank also comprises a sponsor service module;
the sponsor service module consists of a real-name authentication unit and a maintenance unit, wherein the real-name authentication unit can perform real-name authentication on sponsors through a third party APP, so that the sponsors become sponsors with real-name authentication, a sponsor private key is generated, the maintenance unit can provide the applicant with inquiry permission, and operations such as checking and deleting entrusted sponsor operations are performed.
As a further description of the above technical solution:
the enterprise online banking further comprises a draft service module;
the draft service module consists of an enterprise issuing unit, a signature authorizing unit, a replacement sponsor unit and a draft inquiring unit, wherein the enterprise issuing unit is used for issuing a mobile draft to a designated sponsor, the signature authorizing unit can conduct signature authorization on the out draft and transfer actions of the sponsor, the replacement sponsor unit can authorize the draft signed by a company in a draft pool to transfer or pay for the sponsor, and the draft inquiring unit is used for checking details of draft operation, bill record and fund flow direction in a period of time of the company.
As a further description of the above technical solution:
the third party APP further comprises an authentication management module;
the authentication management module consists of a sponsor management unit and a role switching unit, wherein the sponsor management unit is used for carrying out real-name authentication on a user, obtaining corresponding operation authority of the sponsor after becoming a sponsor of real-name authentication, and the role switching unit can provide authority for carrying out role switching operation in account management when the user simultaneously has personal user roles and enterprise sponsor roles.
As a further description of the above technical solution:
the third party APP further comprises an authentication management module;
the authentication management module consists of a sponsor management unit and a role switching unit, wherein the sponsor management unit can conduct real-name authentication on a user and obtain corresponding authority of the sponsor after the sponsor is formed, and the role switching unit can conduct role switching operation in account management when the user simultaneously has personal user roles and enterprise sponsor roles.
As a further description of the above technical solution:
the third party APP also comprises a financial management module;
the financial management module comprises a bank card binding unit, a ticket issuing and signing unit, a transfer and cashing unit and a bill inquiring unit, wherein the bank card binding unit can be used for binding a bank card in account management, the ticket issuing and signing unit can be used for providing code scanning interaction for a payor and a payee to complete ticket issuing and signing operation, the transfer and cashing unit can be used for transferring a ticket with transfer authority of a sponsor, and the bill inquiring unit can be used for providing details of checking the ticket operation, bill records and fund flow for the sponsor, the sponsor and the individual.
As a further description of the above technical solution:
the background management system comprises a checking platform, wherein the checking of the checking platform comprises the following steps:
s01: counting the draft signed by the company as the draft preventing, the draft paid by the company, and generating a draft clearing bill;
s02: calling a core financial detail interface to acquire a bank end transaction record;
s03: comparing the draft in the intermediate state with the bank transaction record, and updating the draft state;
s04: comparing the bank transaction record with the platform transaction record, and inquiring whether the transaction record is consistent;
s05: if the comparison structures are consistent, early warning reminding is not performed, and if the comparison structures are inconsistent, early warning reminding is performed.
As a further description of the above technical solution:
in the step S03, the intermediate state of the draft is the state in the process of drawing and in the process of cashing, and when the transaction fails, the draft state rolls back, and when the transaction succeeds, the draft state is updated to be signed.
The invention provides a bank draft service system based on a blockchain technology. The beneficial effects are as follows:
the bank draft service system combines the blockchain technology with the mobile draft, can improve the autonomous selectivity of users, can realize the free domination of the mobile draft without depending on the mutual cooperation of a center platform, is convenient for banks to accurately grasp risks, provides guarantee for the mobile draft on the blockchain, and ensures that merchants can sign and transfer with confidence.
Drawings
FIG. 1 is a schematic diagram of a bank draft service system based on blockchain technology according to the present invention;
FIG. 2 is a schematic diagram of a company service module according to the present invention;
FIG. 3 is a schematic diagram of a manager service module according to the present invention;
FIG. 4 is a schematic diagram of a draft service module according to the present invention;
FIG. 5 is a schematic diagram of a user management module according to the present invention;
FIG. 6 is a schematic diagram of an authentication management module according to the present invention;
FIG. 7 is a schematic diagram of a financial management module according to the present invention;
fig. 8 is a schematic flow chart of the reconciliation platform in the present invention.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present invention, but not all embodiments.
As shown in fig. 1, a bank draft service system based on blockchain technology includes: enterprise bank, third party APP and background management system:
the enterprise network banking records and analyzes the data of the company, the sponsor and the draft business according to the existing multi-level authentication and authorization modes of the sponsor, the rechecker and the authorizer, and marks the user data conforming to the authorization mode;
the user of the third party APP comprises three roles of a company manager, a personal user of the company manager and a personal user of the other company manager, the company manager is taken as a principal of the applicant, after registration and login, the three roles are freely switched according to different authority ranges of each role and combined with operation authorities required by the user, so that different user authority operations are realized;
the background management system periodically counts the enterprise transaction information on the blockchain in a past period of time to generate transaction details, compares the transaction details with the fund account change corresponding to the enterprise in the bank supervision system and the bank-specific internal account change, and judges whether the account change is consistent or not.
The bank draft service system combines the blockchain technology with the mobile draft, can improve the autonomous selectivity of users, can realize the free domination of the mobile draft without depending on the mutual cooperation of a center platform, is convenient for banks to accurately grasp risks, provides guarantee for the mobile draft on the blockchain, and ensures that merchants can sign and transfer with confidence.
As shown in fig. 2, the enterprise network banking includes a company service module; the company service module consists of a signing unit, a signing replacement unit and a reduction unit, wherein signing permission can be provided for the applicant through the signing unit, so that signing operation of mobile draft business is performed in an enterprise bank, operation of changing a company signing account number can be provided for the applicant through the signing replacement unit, reduction can be applied for the company through the reduction unit, and the line issued by an original sponsor after reduction is totally invalid.
As shown in fig. 3, the enterprise network bank further includes a sponsor service module; the sponsor service module consists of a real-name authentication unit and a maintenance unit, wherein the real-name authentication unit can perform real-name authentication on a sponsor through a third party APP, so that the sponsor becomes a sponsor of the real-name authentication, a sponsor private key is generated, the maintenance unit can provide the applicant with the inquiring authority, and the operations such as checking and deleting the entrusted sponsor operation are performed.
As shown in fig. 4, the enterprise network bank further includes a draft service module; the draft service module consists of an enterprise issuing unit, a signature authorizing unit, a replacement sponsor unit and a draft inquiring unit, wherein the enterprise issuing unit is used for issuing a mobile draft to a designated sponsor, the signature authorizing unit can conduct signature authorization on the draft and transfer actions of the sponsor, the replacement sponsor unit can conduct transfer or redemption on the draft signed by the company in the draft pool, and the draft inquiring unit is used for checking details of draft operation, bill records and fund flow direction in a period of time.
As shown in fig. 5, the third party APP includes a user management module; the user management module consists of a user login unit, an account management unit and a password modification unit, wherein the user login unit can log in a user name and a login password of a user and can perform role switching in account management, the account management unit can enter an account management page to provide page operations of inquiring registration information and maintaining an account for the user, and the password modification unit can provide a password modification channel for the login user.
As shown in fig. 6, the third party APP further includes an authentication management module; the authentication management module consists of a sponsor management unit and a role switching unit, wherein the sponsor management unit is used for carrying out real-name authentication on a user, obtaining corresponding operation authority of the sponsor after the sponsor is the real-name authenticated sponsor, and the role switching unit can provide authority for carrying out role switching operation in account management when the user simultaneously has personal user roles and enterprise sponsor roles.
As shown in fig. 7, the third party APP further includes a financial management module; the financial management module comprises a bank card binding unit, a ticket issuing and signing unit, a transfer and cashing unit and a bill inquiring unit, wherein the bank card binding unit can be used for binding a bank card in account management, the ticket issuing and signing unit can be used for providing code scanning interaction for a payor and a payee to complete ticket issuing and signing operations, the transfer and cashing unit can be used for transferring a ticket with transfer authority of a sponsor, and the bill inquiring unit can be used for providing details of checking the ticket issuing operation, bill records and fund flow for the sponsor, the sponsor and the sponsor.
As shown in fig. 8, the background management system includes a reconciliation platform, and the reconciliation of the reconciliation platform includes the steps of:
s01: counting the draft signed by the company as the draft preventing, the draft paid by the company, and generating a draft clearing bill;
s02: calling a core financial detail interface to acquire a bank end transaction record;
s03: comparing the draft in the intermediate state with the bank transaction record, and updating the draft state;
s04: comparing the bank transaction record with the platform transaction record, and inquiring whether the transaction record is consistent;
s05: if the comparison structures are consistent, early warning reminding is not performed, and if the comparison structures are inconsistent, early warning reminding is performed.
In step S03, the intermediate state of the draft is the state in the out-bill and in the redemption, and when the transaction fails, the draft state rolls back, and when the transaction is successful, the draft state is updated to signed.
In the description of the present specification, the descriptions of the terms "one embodiment," "example," "specific example," and the like, mean that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the present invention. In this specification, schematic representations of the above terms do not necessarily refer to the same embodiments or examples. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples.
The foregoing is only a preferred embodiment of the present invention, but the scope of the present invention is not limited thereto, and any person skilled in the art, who is within the scope of the present invention, should make equivalent substitutions or modifications according to the technical scheme of the present invention and the inventive concept thereof, and should be covered by the scope of the present invention.
Claims (8)
1. A background management system based on a block chain technology is characterized in that,
the background management system periodically counts the enterprise transaction information on the blockchain in a past period of time to generate transaction details, compares the transaction details with the fund account change corresponding to the enterprise in the bank supervision system and the bank-specific internal account change, judges whether the account change is consistent or not,
the background management system comprises a checking platform, wherein the checking of the checking platform comprises the following steps:
s01: counting the draft signed by the company as the draft preventing, the draft paid by the company, and generating a draft clearing bill;
s02: calling a core financial detail interface to acquire a bank end transaction record;
s03: comparing the draft in the intermediate state with the bank transaction record, and updating the draft state; the intermediate state of the draft is the state in the process of drawing and cashing, when the transaction fails, the draft state rolls back, and when the transaction succeeds, the draft state is updated to be signed;
s04: comparing the bank transaction record with the platform transaction record, and inquiring whether the transaction record is consistent;
s05: if the comparison structures are consistent, early warning reminding is not performed, and if the comparison structures are inconsistent, early warning reminding is performed.
2. A bank draft service system based on blockchain technology, comprising: the enterprise network banking, third party APP and background management system of claim 1, characterized in that:
the enterprise network banking records and analyzes the data of the company, the sponsor and the draft business according to the existing multi-level authentication and authorization modes of the sponsor, the rechecker and the authorizer, and marks the user data conforming to the authorization mode;
the user of the third party APP comprises three roles of a company manager, a personal user of the company manager and a personal user of the other company manager, the company manager is taken as a principal of the applicant, after registration and login, the three roles are freely switched according to different authority ranges of each role and the required operation authorities of the user, so that different user authority operations are realized;
the enterprise online banking comprises a company service module, a manager service module and a draft service module; the third party APP comprises a user management module, an authentication management module and a financial management module.
3. The blockchain technology-based banking draft service system of claim 2, wherein:
the company service module consists of a signing unit, a signing replacement unit and an offer unit, wherein signing permission can be provided for the applicant through the signing unit, so that signing operation of mobile draft business is performed in an enterprise internet bank, operation of changing a company signing account number can be provided for the applicant through the signing replacement unit, offer can be applied for the company through the offer unit, and the amount issued by an original sponsor after offer is totally invalid.
4. The blockchain technology-based banking draft service system of claim 2, wherein:
the sponsor service module consists of a real-name authentication unit and a maintenance unit, wherein the real-name authentication unit can perform real-name authentication on sponsors through a third party APP, so that the sponsors become sponsors with real-name authentication, a sponsor private key is generated, the maintenance unit can provide the applicant with inquiry permission, and operations such as checking and deleting entrusted sponsor operations are performed.
5. The blockchain technology-based banking draft service system of claim 2, wherein:
the draft service module consists of an enterprise issuing unit, a signature authorizing unit, a replacement sponsor unit and a draft inquiring unit, wherein the enterprise issuing unit is used for issuing a mobile draft to a designated sponsor, the signature authorizing unit can conduct signature authorization on the out draft and transfer actions of the sponsor, the replacement sponsor unit can authorize the draft signed by a company in a draft pool to transfer or pay for the sponsor, and the draft inquiring unit is used for checking details of draft operation, bill record and fund flow direction in a period of time of the company.
6. The blockchain technology-based banking draft service system of claim 2, wherein:
the user management module consists of a user login unit, an account management unit and a password modification unit, wherein the user login unit can log in a user name and a login password of a user and can perform role switching in account management, the account management unit can enter an account management page to provide page operations of inquiring registration information and maintaining an account for the user, and the password modification unit can provide a password modification channel for the login user.
7. The blockchain technology-based banking draft service system of claim 2, wherein:
the authentication management module consists of a sponsor management unit and a role switching unit, wherein the sponsor management unit is used for carrying out real-name authentication on a user, obtaining corresponding operation authority of the sponsor after becoming a sponsor of real-name authentication, and the role switching unit can provide authority for carrying out role switching operation in account management when the user simultaneously has personal user roles and enterprise sponsor roles.
8. The blockchain technology-based banking draft service system of claim 2, wherein:
the financial management module comprises a bank card binding unit, a ticket issuing and signing unit, a transfer and cashing unit and a bill inquiring unit, wherein the bank card binding unit can be used for binding a bank card in account management, the ticket issuing and signing unit can be used for providing code scanning interaction for a payor and a payee to complete ticket issuing and signing operation, the transfer and cashing unit can be used for transferring a ticket with transfer authority of a sponsor, and the bill inquiring unit can be used for providing details of checking the ticket operation, bill records and fund flow for the sponsor, the sponsor and the individual.
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| Application Number | Priority Date | Filing Date | Title |
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| CN202311129076.XA CN117114841A (en) | 2020-07-09 | 2020-07-09 | Background management system and bank draft business service system based on block chain technology |
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| CN202311129076.XA CN117114841A (en) | 2020-07-09 | 2020-07-09 | Background management system and bank draft business service system based on block chain technology |
| CN202010657427.4A CN111652719B (en) | 2020-07-09 | 2020-07-09 | Bank draft business service system based on blockchain technology |
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| CN113240507B (en) * | 2021-05-18 | 2022-07-05 | 绿漫科技有限公司 | Capital account compliance processing system and implementation method |
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| US20130073445A1 (en) * | 2011-09-21 | 2013-03-21 | Moneygram International, Inc. | Real-Time Approval of Bank Draft Payments for Money Transfer Transactions |
| CN107369008A (en) * | 2017-07-17 | 2017-11-21 | 北京京东金融科技控股有限公司 | For improving management method, the apparatus and system of bill business security |
| CN107545419B (en) * | 2017-07-19 | 2021-07-13 | 招商银行股份有限公司 | Remittance processing method, system and computer readable storage medium |
| CN109003062A (en) * | 2018-07-13 | 2018-12-14 | 江苏恒宝智能系统技术有限公司 | A kind of Network Bank security method of commerce and system based on block chain |
| CN109493235A (en) * | 2018-12-29 | 2019-03-19 | 杭州趣链科技有限公司 | A kind of supply chain financial system and its construction method based on block chain |
| CN111292072B (en) * | 2020-01-21 | 2024-01-26 | 俞少平 | Credit receiving and paying system based on value chain and block chain and working method thereof |
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