CN115797033A

CN115797033A - Capital supervision method and device, electronic equipment and storage medium

Info

Publication number: CN115797033A
Application number: CN202211376043.0A
Authority: CN
Inventors: 王梦琪
Original assignee: Agricultural Bank of China
Current assignee: Agricultural Bank of China
Priority date: 2022-11-04
Filing date: 2022-11-04
Publication date: 2023-03-14

Abstract

The invention discloses a fund supervision method, a fund supervision device, electronic equipment and a storage medium, wherein the fund supervision device comprises the following steps: acquiring fund transaction user data, transaction flow data and employee data corresponding to a target business system; the method comprises the steps of obtaining transfer transaction data and cash transaction data from transaction flow data, and matching the transfer transaction data with user data and employee data to obtain first fund trend information; matching the cash transaction data with the user data and the employee data to obtain second fund trend information; and carrying out fund supervision according to the first fund trend information and the second fund trend information. The technical scheme of the embodiment of the invention can realize accurate tracing of the capital flow direction and ensure the validity of the capital supervision result.

Description

Capital supervision method and device, electronic equipment and storage medium

Technical Field

The present invention relates to the field of business supervision, and in particular, to a method and an apparatus for supervising funds, an electronic device, and a storage medium.

Background

With the development of internet technology, fund transaction modes are various, and the supervision of fund flow direction in a banking system is particularly important. When the fund is supervised, a clue for the fund exchange between the bank staff and the fund transaction user is generally obtained, and the fund is automatically supervised according to the clue.

In the prior art, when a fund lead is obtained, a supervisor usually searches for an illegal fund trend in a manual visiting mode; or acquiring transaction flow data recorded in a business system through a big data platform, acquiring a transfer record between an employee and a user in the transaction flow data, and finally determining the trend of the fund according to the transfer record.

However, the prior art has the following disadvantages: the efficiency of manually searching the capital trend is low, and the capital is difficult to be effectively supervised; secondly, for the illegal fund trend, the mode of directly transferring funds is often avoided, and the mode of obtaining the fund lead according to the transfer record in the prior art cannot realize accurate tracing of the fund flow direction.

Disclosure of Invention

The invention provides a fund supervision method, a fund supervision device, electronic equipment and a storage medium, which can realize accurate tracing of fund flow direction and guarantee validity of fund supervision results.

According to an aspect of the present invention, there is provided a fund supervision method, including:

acquiring fund transaction user data, transaction flow data and employee data corresponding to a target business system;

obtaining transfer transaction data and cash transaction data from the transaction flow data, and matching the transfer transaction data with user data and employee data to obtain first fund trend information;

matching the cash transaction data with user data and employee data to obtain second fund trend information;

and carrying out fund supervision according to the first fund trend information and the second fund trend information.

Optionally, obtaining transfer transaction data from the transaction flow data includes:

acquiring transfer transaction data from the transaction flow data according to a transaction date and a trigger date of a preset financial product;

matching the transfer transaction data with user data and employee data to obtain first fund trend information, comprising:

screening target user information related to a preset financial product in the user data, and screening target employee information for fund supervision in the employee data;

and matching the transfer transaction data with target user information and target employee information to obtain first fund trend information.

Optionally, obtaining cash transaction data in the transaction flow data includes:

acquiring cash transaction data from the transaction flow data according to a transaction mode, a transaction date and a trigger date of a preset financial product;

matching the cash transaction data with user data and employee data to obtain second fund trend information, comprising:

and matching the cash transaction data with target user information and target employee information to obtain second fund trend information.

Optionally, matching the cash transaction data with target user information and target employee information to obtain second fund trend information, including:

and screening abnormal transaction records in the cash transaction data, and matching the abnormal transaction records with target user information and target employee information to obtain second fund trend information.

Optionally, screening the cash transaction data for abnormal transaction records includes:

dividing each transaction record included in the cash transaction data into an inflow record and an outflow record;

comparing the transaction information corresponding to the inflow record and the outflow record respectively to obtain a comparison result of the inflow record and the outflow record;

and screening abnormal transaction records in the cash transaction data according to the comparison result of the inflow records and the outflow records.

Optionally, the comparing the transaction information corresponding to the inflow record and the outflow record respectively to obtain a comparison result between the inflow record and the outflow record, including:

and comparing the identification information, the transaction amount, the transaction time and the account information which respectively correspond to the inflow record and the outflow record to obtain a comparison result of the inflow record and the outflow record.

According to another aspect of the present invention, there is provided a funds management apparatus, the apparatus comprising:

the data acquisition module is used for acquiring fund transaction user data, transaction flow data and employee data corresponding to the target business system;

the first information acquisition module is used for acquiring transfer transaction data and cash transaction data from the transaction flow data, and matching the transfer transaction data with user data and employee data to obtain first fund trend information;

the second information acquisition module is used for matching the cash transaction data with user data and employee data to obtain second fund trend information;

and the supervision module is used for carrying out fund supervision according to the first fund trend information and the second fund trend information.

According to another aspect of the present invention, there is provided an electronic apparatus including:

at least one processor; and

a memory communicatively coupled to the at least one processor; wherein the content of the first and second substances,

the memory stores a computer program executable by the at least one processor, the computer program being executable by the at least one processor to enable the at least one processor to perform a funds management method as described in any embodiment of the invention.

According to another aspect of the present invention, there is provided a computer readable storage medium having stored thereon computer instructions for causing a processor to execute a method of fund supervision according to any one of the embodiments of the present invention.

According to the technical scheme provided by the embodiment of the invention, fund transaction user data, transaction flow data and employee data corresponding to a target business system are obtained; the method comprises the steps of obtaining transfer transaction data and cash transaction data from transaction flow data, and matching the transfer transaction data with user data and employee data to obtain first fund trend information; matching the cash transaction data with the user data and the employee data to obtain second fund trend information; the fund flow direction can be accurately traced according to the technical means of fund supervision according to the first fund trend information and the second fund trend information, and the validity of a fund supervision result is ensured.

It should be understood that the statements in this section do not necessarily identify key or critical features of the embodiments of the present invention, nor do they necessarily limit the scope of the invention. Other features of the present invention will become apparent from the following description.

Drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings required to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the description below are only some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained according to the drawings without creative efforts.

FIG. 1 is a flow chart of a method of fund administration provided according to an embodiment of the present invention;

FIG. 2 is a flow chart of another fund supervision method provided according to an embodiment of the present invention;

FIG. 3 is a flow chart of another fund supervision method provided according to an embodiment of the present invention;

FIG. 4 is a schematic structural diagram of a fund supervision device according to an embodiment of the present invention;

fig. 5 is a schematic structural diagram of an electronic device implementing the fund supervision method according to the embodiment of the present invention.

Detailed Description

In order to make the technical solutions of the present invention better understood, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be obtained by a person skilled in the art without making any creative effort based on the embodiments in the present invention, shall fall within the protection scope of the present invention.

It should be noted that the terms "first," "second," and the like in the description and claims of the present invention and in the drawings described above are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used is interchangeable under appropriate circumstances such that the embodiments of the invention described herein are capable of operation in other sequences than those illustrated or described herein. Moreover, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.

Fig. 1 is a flowchart of a fund supervision method according to an embodiment of the present invention, where the present embodiment is applicable to tracing a fund trend in a business system and implementing fund supervision according to the fund trend, the method may be executed by a fund supervision device, and the fund supervision device may be implemented in a form of hardware and/or software, and the fund supervision device may be configured in an electronic device (e.g., a terminal or a server) with a data processing function. As shown in fig. 1, the method includes:

and step 110, acquiring fund transaction user data, transaction flow data and employee data corresponding to the target business system.

In this embodiment, the target business system may be a business system for implementing fund transactions in banks. The fund transaction user data can be user data for realizing fund transaction behaviors in a target business system. Specifically, taking the financial product loan as an example, the fund transaction user data may be user data for performing a loan action in the target business system, and the user data may include loan information (e.g., a loan amount and a loan number) corresponding to the user. The employee data may be information corresponding to a worker in the target business system, the worker being configured to transact a fund transaction for the user. Specifically, the employee data may include information such as the name of the employee, the affiliated institution, and the job.

And 120, obtaining transfer transaction data and cash transaction data from the transaction flow data, and matching the transfer transaction data with user data and employee data to obtain first fund trend information.

In this embodiment, optionally, after the transaction flow data is acquired, the transfer transaction data and the cash transaction data may be extracted from the transaction flow data according to the transaction type, then the transfer transaction data is matched with the user data and the employee data, and matching results are spliced to obtain the first fund trend information. The first fund trend information can be used for representing clues of fund exchange between the employees and the users.

In a specific embodiment, the transfer transaction data may be matched with the user data and the employee data according to user information (e.g., user account information) and employee information (e.g., employee ID) specified in the transfer transaction data to obtain target user data and target employee data matched with the transfer transaction data, and the transfer transaction data, the target user data and the target employee data are spliced to obtain the first fund trend information.

And step 130, matching the cash transaction data with user data and employee data to obtain second fund trend information.

In this embodiment, the cash transaction data may be matched with the user data and the employee data, and matching results may be spliced to obtain the second fund trend information. The second fund trend information can be used for representing clues of fund exchange between the employees and the users.

In a specific embodiment, optionally, the cash transaction data may be matched with the user data and the employee data according to user information (e.g., user account information) and employee information (e.g., employee ID) specified in the cash transaction data, so as to obtain target user data and target employee data matched with the cash transaction data, and the cash transaction data, the target user data and the target employee data are spliced to obtain the second fund tendency information.

And 140, carrying out fund supervision according to the first fund tendency information and the second fund tendency information.

In this step, after the first fund tendency information and the second fund tendency information are acquired, whether the employee has an illegal behavior or not can be judged according to a clue of fund traffic between the employee and the user, so that asset supervision on the target business system is realized.

In the embodiment, the transfer transaction data is matched with the user data and the employee data to obtain first fund trend information, and the cash transaction data is matched with the user data and the employee data to obtain second fund trend information, so that the time consumption for inquiring fund trends can be saved, and the fund supervision efficiency is improved; secondly, compared with the mode that the fund lead is obtained only according to the transfer record in the prior art, the method and the device combine two modes of transfer transaction and cash transaction, and can avoid omission of the fund lead, so that the effectiveness of the fund supervision result can be improved.

According to the technical scheme provided by the embodiment of the invention, fund transaction user data, transaction flow data and employee data corresponding to a target business system are obtained; the method comprises the steps of obtaining transfer transaction data and cash transaction data from transaction flow data, and matching the transfer transaction data with user data and employee data to obtain first fund trend information; matching the cash transaction data with the user data and the employee data to obtain second fund trend information; the technical means of capital supervision according to the first capital trend information and the second capital trend information can realize accurate tracing of capital flow direction and guarantee the validity of capital supervision results.

Fig. 2 is a flowchart of a fund supervision method according to a second embodiment of the present invention, which is a further refinement of the foregoing embodiments. As shown in fig. 2, the method includes:

step 210, obtaining fund transaction user data, transaction flow data and employee data corresponding to the target business system.

Step 220, obtaining transfer transaction data from the transaction flow data according to the transaction date and the trigger date of the preset financial product.

In this embodiment, optionally, the preset financial product may be a loan, and the trigger date may be a loan date. Specifically, after the transaction running data is obtained, running data with a transaction date near the loan date and a transaction type of transfer can be screened from the transaction running data, and then the running data is used as transfer transaction data.

Wherein, the time interval between the transaction date and the loan date can be less than or equal to the preset time length.

And step 230, obtaining cash transaction data from the transaction flow data according to the transaction mode, the transaction date and the trigger date of the preset financial product.

In this step, optionally, running data of which the transaction mode is over-the-counter or Automatic Teller Machine (ATM) transaction, the transaction type is cash, and the transaction date is near the loan date may be screened from the transaction running data, and the running data may be used as the cash transaction data.

And 240, screening target user information related to a preset financial product in the user data, and screening target employee information for fund supervision in the employee data.

In this step, optionally, the loan user information may be filtered among all the user data and used as the target user information. Meanwhile, the employee information for the user to transact the loan service can be screened from all the employee data, and the employee information is used as the target employee information.

And step 250, matching the transfer transaction data with target user information and target employee information to obtain first fund trend information.

And step 260, matching the cash transaction data with target user information and target employee information to obtain second fund trend information.

And 270, performing fund supervision according to the first fund tendency information and the second fund tendency information.

According to the technical scheme provided by the embodiment of the invention, by acquiring fund transaction user data, transaction flow data and employee data corresponding to a target business system, acquiring transfer transaction data in the transaction flow data according to a transaction date and a trigger date of a preset financial product, acquiring cash transaction data in the transaction flow data according to a transaction mode, the transaction date and the trigger date of the preset financial product, screening target user information related to the preset financial product in the user data, screening target employee information for fund supervision in the employee data, matching the transfer transaction data with the target user information and the target employee information to obtain first fund moving information, matching the cash transaction data with the target user information and the target employee information to obtain second fund moving information, and performing fund supervision according to the first fund moving information and the second fund moving information, accurate tracing of fund flow direction can be realized, and validity of a fund supervision result is ensured.

Fig. 3 is a flowchart of a fund supervision method according to a third embodiment of the present invention, which is a further refinement of the foregoing embodiments. As shown in fig. 3, the method includes:

and 310, acquiring fund transaction user data, transaction flow data and employee data corresponding to the target business system.

And step 320, obtaining transfer transaction data in the transaction flow data according to the transaction date and the trigger date of the preset financial product.

And step 330, obtaining cash transaction data from the transaction flow data according to the transaction mode, the transaction date and the trigger date of the preset financial product.

And 340, screening target user information related to a preset financial product in the user data, and screening target employee information for fund supervision in the employee data.

And 350, matching the transfer transaction data with target user information and target employee information to obtain first fund trend information.

And 360, screening abnormal transaction records in the cash transaction data, and matching the abnormal transaction records with target user information and target employee information to obtain second fund trend information.

In this embodiment, optionally, after the cash transaction data is obtained, abnormal transaction records may be screened from the cash transaction data according to characteristics of abnormal cash transactions (for example, pseudo-cash transactions), the abnormal transaction records are matched with the target user information and the target employee information, and finally matching results are spliced to obtain second fund trend information.

In one embodiment of this embodiment, the screening of the cash transaction data for anomalous transaction records includes: dividing each transaction record included in the cash transaction data into an inflow record and an outflow record; comparing the transaction information corresponding to the inflow record and the outflow record respectively to obtain a comparison result of the inflow record and the outflow record; and screening abnormal transaction records in the cash transaction data according to the comparison result of the inflow records and the outflow records.

In this embodiment, optionally, it may be determined whether the inflow record or the outflow record satisfies the characteristics of the abnormal cash transaction according to the comparison result between the inflow record and the outflow record, and if so, the inflow record or the outflow record is taken as the abnormal transaction record.

In a specific embodiment, comparing the transaction information corresponding to the inflow record and the outflow record respectively to obtain a comparison result between the inflow record and the outflow record, includes: and comparing the identification information, the transaction amount, the transaction time and the account information which respectively correspond to the inflow record and the outflow record to obtain a comparison result of the inflow record and the outflow record.

In this embodiment, optionally, the inflow record and the outflow record with consistent account information may be deleted to avoid tracing back meaningless transaction records, so that the fund trend tracing back time may be saved, and the fund supervision efficiency is improved.

In one embodiment, the identification information may include a teller number and a ticket number. If the teller numbers of the incoming record and the outgoing record are the same, the incoming record and the outgoing record may be considered to be transactions handled by the same teller or operations performed at the same ATM. In this case, the inflow record and the outflow record may be regarded as abnormal transaction records. Second, if the voucher numbers of the incoming and outgoing records are adjacent, the incoming and outgoing records can be considered as two services that a teller continuously transacts. In this case, the inflow record and the outflow record may also be regarded as abnormal transaction records.

In another embodiment, if an error between an absolute value of the transaction amount in the inflow record and an absolute value of the transaction amount in the outflow record is less than or equal to a preset error threshold, the inflow record and the outflow record may be used as an abnormal transaction record, where the error threshold may be set to 20%, and a specific numerical value may be preset according to an actual situation, which is not limited in this embodiment.

In another embodiment, if the inflow record transaction time, the interval between the outflow record transaction time and the inflow record transaction time is less than a preset time period, and the inflow record is completed after the outflow record, the inflow record and the outflow record may be treated as an abnormal transaction record. The duration may be set to 10 minutes, and the specific value may be preset according to an actual situation, which is not limited in this embodiment.

In another embodiment, if the transaction amount of the inflow record corresponding to the outflow record is greater than a preset value and the interval between the inflow record transaction time and the outflow record transaction time is less than a preset length of time, the inflow record and the outflow record may be considered as anomalous transaction records. The preset value may be 10 ten thousand, which is not limited in this embodiment.

In this embodiment, abnormal transaction records are screened from the cash transaction data, and the abnormal transaction records are matched with target user information and target employee information to obtain second fund trend information, so that the fund trend of the abnormal cash transaction can be covered, thereby avoiding omission of fund trend clues and realizing accurate tracing of fund flow direction.

And 370, performing fund supervision according to the first fund trend information and the second fund trend information.

According to the technical scheme provided by the embodiment of the invention, by acquiring fund transaction user data, transaction flow data and employee data corresponding to a target business system, acquiring transfer transaction data in the transaction flow data according to a transaction date and a trigger date of a preset financial product, acquiring cash transaction data in the transaction flow data according to a transaction mode, the transaction date and the trigger date of the preset financial product, screening target user information related to the preset financial product in the user data, screening target employee information for fund supervision in the employee data, matching the transfer transaction data with the target user information and the target employee information to obtain first fund trend information, screening abnormal transaction records in the cash transaction data, matching the abnormal transaction records with the target user information and the target employee information to obtain second fund trend information, and carrying out fund supervision according to the first fund trend information and the second fund trend information, accurate tracing of fund flow direction can be realized, and validity of a fund supervision result is ensured.

In the technical scheme of the embodiment of the invention, the acquisition, storage, application and the like of the related transaction flow data, fund transaction user data and employee data all accord with the regulations of related laws and regulations and do not violate the customs of public order.

Fig. 4 is a schematic structural diagram of a fund supervision apparatus according to a fourth embodiment of the present invention, as shown in fig. 4, the apparatus includes: a data acquisition module 410, a first information acquisition module 420, a second information acquisition module 430, and a supervision module 440.

The data acquisition module 410 is configured to acquire fund transaction user data, transaction flow data and employee data corresponding to the target business system;

the first information acquisition module 420 is configured to acquire transfer transaction data and cash transaction data from the transaction flow data, and match the transfer transaction data with user data and employee data to obtain first fund trend information;

the second information acquisition module 430 is configured to match the cash transaction data with user data and employee data to obtain second fund trend information;

and the supervision module 440 is configured to supervise funds according to the first fund tendency information and the second fund tendency information.

On the basis of the above embodiment, the first information obtaining module 420 includes:

the transfer data acquisition unit is used for acquiring transfer transaction data from the transaction flow data according to a transaction date and a trigger date of a preset financial product;

the transfer data matching unit is used for screening target user information related to a preset financial product in the user data and screening target employee information for fund supervision in the employee data; matching the transfer transaction data with target user information and target employee information to obtain first fund trend information;

and the cash data acquisition unit is used for acquiring cash transaction data in the transaction flow data according to the transaction mode, the transaction date and the trigger date of the preset financial product.

The second information obtaining module 430 includes:

the cash data matching unit is used for matching the cash transaction data with target user information and target employee information to obtain second fund trend information;

the abnormal record screening unit is used for screening abnormal transaction records in the cash transaction data, and matching the abnormal transaction records with target user information and target employee information to obtain second fund trend information;

a record dividing unit for dividing each transaction record included in the cash transaction data into an inflow record and an outflow record;

the record comparison unit is used for comparing the transaction information corresponding to the inflow record and the outflow record respectively to obtain a comparison result of the inflow record and the outflow record;

the record processing unit is used for screening abnormal transaction records in the cash transaction data according to the comparison result of the inflow records and the outflow records;

and the information comparison unit is used for comparing the identification information, the transaction amount, the transaction time and the account information which respectively correspond to the inflow record and the outflow record to obtain a comparison result of the inflow record and the outflow record.

The device can execute the methods provided by all the embodiments of the invention, and has corresponding functional modules and beneficial effects for executing the methods. For technical details which are not described in detail in the embodiments of the present invention, reference may be made to the methods provided in all the embodiments of the present invention described above.

FIG. 5 illustrates a schematic diagram of an electronic device 10 that may be used to implement an embodiment of the invention. Electronic devices are intended to represent various forms of digital computers, such as laptops, desktops, workstations, personal digital assistants, servers, blade servers, mainframes, and other appropriate computers. The electronic device may also represent various forms of mobile devices, such as personal digital assistants, cellular phones, smart phones, wearable devices (e.g., helmets, glasses, watches, etc.), and other similar computing devices. The components shown herein, their connections and relationships, and their functions, are meant to be exemplary only, and are not meant to limit implementations of the inventions described and/or claimed herein.

As shown in fig. 5, the electronic device 10 includes at least one processor 11, and a memory communicatively connected to the at least one processor 11, such as a Read Only Memory (ROM) 12, a Random Access Memory (RAM) 13, and the like, wherein the memory stores a computer program executable by the at least one processor, and the processor 11 may perform various suitable actions and processes according to the computer program stored in the Read Only Memory (ROM) 12 or the computer program loaded from the storage unit 18 into the Random Access Memory (RAM) 13. In the RAM 13, various programs and data necessary for the operation of the electronic apparatus 10 can also be stored. The processor 11, the ROM 12, and the RAM 13 are connected to each other via a bus 14. An input/output (I/O) interface 15 is also connected to the bus 14.

A number of components in the electronic device 10 are connected to the I/O interface 15, including: an input unit 16 such as a keyboard, a mouse, or the like; an output unit 17 such as various types of displays, speakers, and the like; a storage unit 18 such as a magnetic disk, optical disk, or the like; and a communication unit 19 such as a network card, modem, wireless communication transceiver, etc. The communication unit 19 allows the electronic device 10 to exchange information/data with other devices via a computer network such as the internet and/or various telecommunication networks.

Processor 11 may be a variety of general and/or special purpose processing components having processing and computing capabilities. Some examples of processor 11 include, but are not limited to, a Central Processing Unit (CPU), a Graphics Processing Unit (GPU), various specialized Artificial Intelligence (AI) computing chips, various processors running machine learning model algorithms, a Digital Signal Processor (DSP), and any suitable processor, controller, microcontroller, or the like. The processor 11 performs the various methods and processes described above, such as a funds administration method.

In some embodiments, the fund policing method may be implemented as a computer program tangibly embodied in a computer-readable storage medium, such as the storage unit 18. In some embodiments, part or all of the computer program may be loaded and/or installed onto the electronic device 10 via the ROM 12 and/or the communication unit 19. When the computer program is loaded into RAM 13 and executed by processor 11, one or more steps of the funds management method described above may be performed. Alternatively, in other embodiments, the processor 11 may be configured to perform the fund supervision method by any other suitable means (e.g., by means of firmware).

Various implementations of the systems and techniques described here above may be implemented in digital electronic circuitry, integrated circuitry, field Programmable Gate Arrays (FPGAs), application Specific Integrated Circuits (ASICs), application Specific Standard Products (ASSPs), system on a chip (SOCs), load programmable logic devices (CPLDs), computer hardware, firmware, software, and/or combinations thereof. These various embodiments may include: implemented in one or more computer programs that are executable and/or interpretable on a programmable system including at least one programmable processor, which may be special or general purpose, receiving data and instructions from, and transmitting data and instructions to, a storage system, at least one input device, and at least one output device.

Computer programs for implementing the methods of the present invention can be written in any combination of one or more programming languages. These computer programs may be provided to a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus, such that the computer programs, when executed by the processor, cause the functions/acts specified in the flowchart and/or block diagram block or blocks to be performed. A computer program can execute entirely on a machine, partly on the machine, as a stand-alone software package, partly on the machine and partly on a remote machine or entirely on the remote machine or server.

In the context of the present invention, a computer-readable storage medium may be a tangible medium that can contain, or store a computer program for use by or in connection with an instruction execution system, apparatus, or device. A computer readable storage medium may include, but is not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any suitable combination of the foregoing. Alternatively, the computer readable storage medium may be a machine readable signal medium. More specific examples of a machine-readable storage medium would include an electrical connection based on one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.

To provide for interaction with a user, the systems and techniques described here can be implemented on an electronic device having: a display device (e.g., a CRT (cathode ray tube) or LCD (liquid crystal display) monitor) for displaying information to a user; and a keyboard and a pointing device (e.g., a mouse or a trackball) by which a user can provide input to the electronic device. Other kinds of devices may also be used to provide for interaction with a user; for example, feedback provided to the user can be any form of sensory feedback (e.g., visual feedback, auditory feedback, or tactile feedback); and input from the user can be received in any form, including acoustic, speech, or tactile input.

The systems and techniques described here can be implemented in a computing system that includes a back-end component (e.g., as a data server), or that includes a middleware component (e.g., an application server), or that includes a front-end component (e.g., a user computer having a graphical user interface or a web browser through which a user can interact with an implementation of the systems and techniques described here), or any combination of such back-end, middleware, or front-end components. The components of the system can be interconnected by any form or medium of digital data communication (e.g., a communication network). Examples of communication networks include: local Area Networks (LANs), wide Area Networks (WANs), blockchain networks, and the Internet.

The computing system may include clients and servers. A client and server are generally remote from each other and typically interact through a communication network. The relationship of client and server arises by virtue of computer programs running on the respective computers and having a client-server relationship to each other. The server can be a cloud server, also called a cloud computing server or a cloud host, and is a host product in a cloud computing service system, so that the defects of high management difficulty and weak service expansibility in the traditional physical host and VPS service are overcome.

It should be understood that various forms of the flows shown above, reordering, adding or deleting steps, may be used. For example, the steps described in the present invention may be executed in parallel, sequentially, or in different orders, and are not limited herein as long as the desired results of the technical solution of the present invention can be achieved.

The above-described embodiments should not be construed as limiting the scope of the invention. It should be understood by those skilled in the art that various modifications, combinations, sub-combinations and substitutions may be made, depending on design requirements and other factors. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.

Claims

1. A method of fund administration, comprising:

2. A method as recited in claim 1, wherein obtaining transfer transaction data in the transaction flow data comprises:

3. The method of claim 2, wherein obtaining cash transaction data in the transaction pipeline data comprises:

4. The method of claim 3, wherein matching the cash transaction data with target user information and target employee information results in second money strike information comprising:

5. The method of claim 4, wherein screening the cash transaction data for anomalous transaction records comprises:

6. The method of claim 5, wherein comparing the transaction information corresponding to the inflow record and the outflow record to obtain a comparison result between the inflow record and the outflow record comprises:

7. A funds management apparatus, comprising:

8. An electronic device, characterized in that the electronic device comprises:

at least one processor; and

the memory stores a computer program executable by the at least one processor, the computer program being executable by the at least one processor to enable the at least one processor to perform the funds administration method of any of claims 1-6.

9. A computer-readable storage medium having stored thereon computer instructions for causing a processor to, when executed, implement the fund supervision method of any one of claims 1-6.

10. A computer program product, characterized in that the computer program product comprises a computer program which, when being executed by a processor, implements a fund supervision method according to any one of claims 1-6.